Chubb Agribusiness
Chubb AgribusinessFarm and RanchAn agricultural insurance program created just for you
ContentsCustomized Coverage1Additional Coverage Options2804Blanket Acres28Types of Farms Covered05Limited Hail Loss Damage Provision28Dwelling Coverage Groups05Farm Personal Property andOutbuilding Coverage GroupsConfined Livestock Care, Custodyand Control2805Equine Arena Footings28Additional Liability,Excess and Auto Coverages06Sump Overflow and Water Backupfrom Sewers or Drains28Perils07Agri-Auto Coverage Enhancements29Dwelling Programs09Additional Products and Services33Farm Personal Property andOutbuilding Coverage11Commercial Agriculture33Equine Coverage13Claims Services33Orchard and Vineyard Coverage15Dairy Coverage17Hay Coverage19Winery Property Coverage21Nursery and Greenhouse Coverage23Canal Breach Coverage25Crime Coverage272
Customized CoverageChubb Agribusiness representsrural America and exists toprovide insurance to agriculturaloperations of any size.The Chubb Agribusiness Farmand Ranch product provides apackaged solution tailored to fiteach unique operation.34
Customized CoverageTypes of Farms Covered Equine OperationsDairy FarmsGrain and Other FieldCrop FarmsCattle OperationsHog ConfinementOperationsHay OperationsVegetable, Fruit and NutOperationsOther LivestockOperationsNurseries andGreenhousesDwellingsWe offer three programoptions for dwellingcoverage: Basic, Select andSelect Plus. These optionsprovide a simple way ofdelivering essential only tovery comprehensive coveragewith a single programselection. Coverage can bespecifically tailored further toaddress individual customerneeds.Dwelling Coverage GroupsCoverage A - Dwelling Dwellings andattached structures Trees, shrubs, plants andlawns within 500 ft. of acovered dwelling Materials on the insuredlocation intended foruse in building, alteringor repairing a covereddwelling5Coverage B - Other PrivateStructures Appurtenantto DwellingsUnattached structuresappurtenant to the dwellingnot used for farmingpurposesCoverage C - HouseholdPersonal PropertyHousehold personal propertyof the insured and membersof their family that live withthem while on their property,with a sub-limit provided forproperty away from homeanywhere in the world.Coverage D - Loss of Use Coverage for necessaryincrease in livingexpenses if a coveredcause of loss renders yourhome uninhabitable Fair rental value if acovered cause of lossrenders a covered rentaldwelling uninhabitable Loss and expense due toemergency prohibitionagainst occupancyFarm Personal Propertyand Outbuilding CoverageGroupsCoverage E - ScheduledFarm Personal Property This coverage allows youto choose those items youwant specifically insured.A specific amount ofinsurance and selectedcoverage form is assignedto each item to beinsured.Customized Coverage Coverage extensions canbe added Replacement costcoverage maybe purchasedfor Machinery &Equipment less than 7years old and Irrigationless than 12 years old Ingestion of ForeignObjects Cab Glass Extra Expense Disruption of FarmingOperations Tires and TubesCoverage F - Unscheduled(Blanket) Farm PersonalProperty This coverage allows youto insure, on a blanketbasis, a total value takenfrom a detailed inventoryof your farm personalproperty Broader coverage forsome types of farmpersonal property isprovided while away fromthe insured location thanon Coverage E Combines, cotton pickers,irrigation equipment,ATVs and hay must belisted separately andcovered underCoverage E Coverage extensions canbe added Peak Season Cab Glass Ingestion of ForeignObjectsCoverage G - Barns,Outbuildings and OtherFarm Structures This coverage is forbarns, outbuildings,silos, fences, portablebuildings and other farmstructures. Coverage options Valuations:Replacement Cost,Actual Cash Value orFunctional Extra Expense Disruption of FarmingOperations Ordinance or Law Damage to belowground foundation Additional Coverages Farm extra expense 1,000 included - higherlimits available Pollutant cleanup andremoval for 10,000by a covered cause ofloss - may be increased to 100,000 Disruption of farmingoperations Identity theft Equipment breakdownAdditional Liability, Excessand Auto CoveragesCoverages H, I & J Liability Coverages This policy can betailored to provide theprotection you needresulting from injury orproperty damage coveredby this policyCoverage H Farm ComprehensivePersonal Liability (FCPL)or Commercial GeneralLiability (CGL) Premises/OperationsLiability Products Liability Fire Legal Liability up to 500,000 Care, Custody andControl Chemical Drift up to 1,000,000 Custom Farming Receipts- 10,000 included - limitmay be increasedExcess LiabilityLimits available up to 10,000,000.Coverage I Personal and AdvertisingInjuryCoverage J Medical Payment for 5,000Automobile - FarmCommercial and PrivatePassenger Vehicles Liability Physical damage UM/UIM Medical payments Non-owned and hired Drive other car No-fault (whereapplicable) Lay up credit for farmtrucksRecreational Vehicles Watercraft Snowmobiles Golf carts ATV/UTV6
PerilsBasic PerilsBroad Perils in addition to Basic Perils 7Fire or LightningWindstorm or HailExplosionRiot or Civil le CollapseVolcanic ActionCollision (E and F only)Collision or OverturnLoss to LivestockLoss to Livestock Struckby a VehicleEarthquake Loss toLivestockFlood Loss to Livestock Electrocution of coveredlivestockAttack on coveredlivestock by dogs or wildanimalsAccidental shooting ofcovered livestockDrowning of coveredlivestock from externalcausesLoading/unloadingaccidentsBreakage of glass orsafety glazing material Falling objectsWeight of ice, sleet orsnowSudden and accidentaltearing apartAccidental dischargeor leakage of water orsteamFreezingSudden and accidentaldamage from artificiallygenerated electricalcurrent (COV. A-D only)Special PerilsPerils are covered unless specifically excluded.8
Dwelling ProgramsDwelling ProgramsCoverage A-DSelectSelect Plus*Service Interruption - Heat, light or power N/AN/A48-168 hoursincluded inCOV DExtended Replacement CostN/A110%***125%***Vaulted Gold/Securities at a bankN/AN/A 50,000Sump overflow and water backup fromsewers or drainsNot includedbut available 2,500 10,000N/AN/A 2,500Coverage A-DBasicSelectSelect Plus*Coverage B appurtenant Structures10%10%20%Coverage C Household Personal Property50%50%70%NoYesGenerator installation expenseCoverage C - Household Personal PropertyReplacement Cost included no chargeNo(FP 04 36)BasicCoverage D Loss of Use10%20%Actual LossSustainedGold/Silver/Platinum 200 400 3,000Letters of credit & securities 1,500 2,000 5,000Water leak detection expenseN/AN/A 5,000Watercraft (and watercraft trailers) 1,500 3,000 8,000Landlord's FurnishingsN/A 2,500 10,000Trailers (not for watercraft or farming) 1,500 2,500 3,000Power Utility Expenses - SolarN/AN/A 10,000Business Personal Property (BPP) 2,500 3,000 10,000Power Utility Income - SolarN/AN/A 10,000Business Personal Property off premises 500 1,500 2,500Furs/Jewelry (mysterious disappearanceincluded) 3,000 3,000 5,000/item 10,000/occ 500 2,500Vehicle parts unattached but on premisesN/A(e.g. winter wheels/tires)Silverware/Goldware (mysteriousdisappearance included) 2,500 2,500 15,000Increased decorative fencing andentrance gates coverage appurtenantto dwellingN/AN/Aadditional 25%COV BFirearms (mysterious disappearanceincluded) 3,000 5,000 10,000Private power and light poles 1,000 1,500 2,000Portable electronic equipment 1,500 1,500 3,000N/A 250/day unlimitedPortable electronic farming equipment off premises 1,500 1,500 3,000RugsN/A 2,500/item 10,000/occ 50,000/item 100,000/occElectronic Data Processing equipment &softwareN/AN/A 10,000Trees/Shrubs/Plants/Lawns5% COV A / 500 per plant(250’ distance)10% COV A/ 1,000 perplant (500’distance)10% COV A / 3,000 perplant (500’distance)Maximum ofHousehold Personal Property off premises 1,000 or 10%of COV CMaximum of 1,000 or 10%of COV C30% COV CRefrigerated products 500 1,500 2,500Fallen tree distance250’500’500’Credit Card & EFT forgery or counterfeitcurrency 500 500 10,000Gravemarkers 5,000 5,000 7,500Lock ReplacementN/AN/A 10,0009Witness Expense ReimbursementN/AFire extinguisher rechargeN/AUnlimitedUnlimitedAccidental death coverageN/AN/A 2,500Money and securitiesN/AN/A 10,000Fire Department Service ChargeN/A 2,500 10,000Included**25% COV A( 25% fordwellings)Debris RemovalIncluded**Pollutant Clean-Up and Removal 10,000 10,000 25,000Ordinance or Law COV ANot includedbut availableNot Includedbut available20%Broadened Special PerilsN/AN/AIncludedMay not be available in every state.*Select Plus Owner Occupied Dwellings Only**25% of the loss to covered property, plus 5% of the limit of that covered property***Dwellings must be insured at 100% replacement cost for Extended Replacement Cost coverage to applyEarthquake subject to % of Deductible of Covered Property Amount.The information herein is intended to provide an overview of coverage and does not alter or amend any provisionof any policy contract ultimately delivered. Potential customers should examine carefully the policy contract andconsult an insurance professional for any questions concerning coverage.10
Farm Personal Property andOutbuilding CoverageCoverageBase Policy withFarm PersonalPropertyExtensionFarm PropertySentinelEndorsementAP 04 15AP 04 16Farm Personal Property and Outbuilding CoverageBase Policy withFarm PersonalPropertyExtensionFarm PropertySentinelEndorsementCoverageAP 04 15AP 04 16Livestock semen and embryos*N/A 5,000Miscellaneous tools & equipmentN/A 5,000/item 10,000/occUnmanned aircraft limited property damageN/A 2,500Straw or fodder stack limit 10,000 25,000Miscellaneous equipment per item limit 3,000 15,000Per Animal Limit (Cov E) 5,000 5,000Per Animal Limit (Cov F) 5,000 5,000Newly purchased machinery, vehicles andequipment 100,000 500,000Replacement key coverage*N/A 10,000Ingestion of foreign objectsN/AItem LimitReplacement machinery, vehicles and equipment 75,000 500,000Non-owned livestock cargo coverageN/A 1,000/head 5,000/occBorrowed equipment 10,000 100,000Coverage period in days3060Coverage basisExcessPrimaryFarm Products in the Open Unharvested (Cov E) 50,000Farm Products in the Open (Cov F)10% 100,000 or 10%Rented equipment - 30 days 10,000 500,000Leased equipment - 30 daysN/A 500,000Cost to restore farm operations records 2,000 10,000Extra expense: E, F and G*N/A 10,000Outdoor signs, entrance gates and mailboxesN/A 10,000Machinery and equipment rental reimbursementN/A 2,500/day 20,000/occComputer equipmentN/A 5,000Property in the course of transit: E & FN/A 50,000Coverage E in the course of transit with a commonor contract carrier 2,000 25,000Coverage F in the course of transit with a commonor contract carrier 2,000 10,000Accidental livestock deathN/A 20,000N/A 1,000/head5,000/occLivestock death while loading or unloadingLivestock ear tags & branding equipment*N/A 2,000Livestock evacuation expense*N/A 10,000Livestock recovery expense*N/A 2,50011Private power and light poles 1,000 2,000Pollutant clean-up and removal* 10,000 25,000Money and securities*N/A 15,000Newly constructed farm buildings 100,000 500,000Single policy deductible provision and cab glassdeductible waiverN/AIncludedDebris removal - Coverage G5%10%Definition of “livestock” expandedN/AIncluded*No Deductible12
Equine CoverageTack Equipment - yours or in your ccc - onor off premises - no depreciationEquine BasicEndorsementEquine SelectEndorsementEquineTouchstoneEndorsementAP0435 1216AP0437 1216AP0442 1216 2,500 5,000/item 10,000/occ 7,500/item 20,000/occ 1,000 2,500/ 5,000Employee's Equine Tack and RelatedEquipmentComputer Equipment 5,000Cost of Restoring Farm Operations Records 5,000 5,000 1,000 10,000Extra Expense 3,000 5,000Replacement Key Coverage 5,000 10,000Hay in Buildings 1,500Newly acquired ATVs & Snow Machines 2,500 5,000 10,000 20,000Livestock Evacuation Expense 1,000 2,500 10,000Livestock Recovery Expense 500 1,000 2,500Non-Owned Livestock Cargo Coverage 1,000/animal 2,000/occ 1,000/animal 5,000/occSpoilage of Animal Health Products 1,500 2,500 500/occ 1,000/aggEmergency Veterinary ServiceEquine Arena Footings 25,000Cost of Preparing Proof of Loss 2,000 3,000Rental Reimbursement Extra Expense forHorse Transportation 100/day 1,000/occ 100/day 1,000/occ 5,000 20,000Livestock in Transit 1,500Additional Acquired Livestock35% of livestocklimit in COV EMiscellaneous Tools & Equipment in anoutbuilding 5,000Private Power and Light Poles 1,000 2,000 2,000Outdoor Signs Entrance Gates andMailboxes 2,500 5,000 10,000Decorative Fences Corrals and Pens 2,500 5,000 10,00010%10%10%Debris Removal COV GBuilding Ordinance or Law COV G10%May not be available in every state.The information herein is intended to provide an overview of coverage and does not alter or amend any provisionof any policy contract ultimately delivered. Potential customers should examine carefully the policy contract andconsult an insurance professional for any questions concerning coverage.1314
Orchard and VineyardCoverageOrchard andVineyardPropertyCoverageEndorsementOrchard andVineyardMonarchEndorsementAP 22 15AP 22 17Perils: Fire, lightning, explosion, aircraft, vehicles,riot or civil commotion, theft, sinkhole collapseand volcanic action 50,000 100,000Perils: Windstorm and Animals 25,000 100,000 25,000 50,000CoverageTrees and Vines Including Trellises and Stakes (includesattached Irrigation Piping & Emitters)Harvested Orchard and Vineyard Products (includes nutson the ground)Days in the open1012With a Common or Contract CarrierN/A 25,000Contingent Orchard and Vineyard Transit 10,000 20,000Orchard and Vineyard Contamination 25,000 25,000Outdoor Signs, Entrance Gates and Mailboxes (includesrented farming locations) 10,000 10,000Bare Root Trees or Vines 2,500 5,000Extra Expense - Machinery & Equipment RentalReimbursement 10,000 20,000Extra Expense - Pollination Contract Expense 5,000 5,000Miscellaneous Tools & EquipmentN/A 5,000Unmanned Aircraft Limited Property CoverageN/A 2,500Mobile Equipment Spare Parts - Replacement CoverageN/A 10,000Pollutant Clean-up and RemovalN/A 25,000Rented or Leased Equipment (irrigation & windmachines: 90 days)N/A 250,000Replacement Machinery, Vehicles and Equipment(irrigation & wind machines: 90 days)N/A 250,000Borrowed Equipment (60 days on a primary basis)N/A 100,000May not be available in every state.The information herein is intended to provide an overview of coverage and does not alter or amend any provisionof any policy contract ultimately delivered. Potential customers should examine carefully the policy contract andconsult an insurance professional for any questions concerning coverage.1516
Dairy CoverageDairy Producers ParagonEndorsement AP 22 21Contamination & Leakage ofOwned MilkLimit Options12345 10,000 25,000 50,000 75,000 100,000Extra Expense 5,000 10,000 15,000 25,000 50,000Refrigerated Dairy Products 10,000 25,000 50,000 75,000 100,000Calf Hutches 5,000 10,000 25,000 50,000 75,000Contingent Loss of Milk 10,000 10,000 10,000 10,000 10,000Accidental Livestock Death 10,000 10,000 10,000 10,000 10,000Livestock Semen and Embryos 5,000 5,000 5,000 5,000 5,000Livestock Ear Tags & BrandingEquipment 2,000 2,000 2,000 2,000 2,000Non-owned Milk olicyLimitsPolicyLimitsDeductible Waiver for Buildingswith Livestock 5,000 5,000 5,000 5,000 5,000Five coverage level options are available on the first four coverages, scaling simultaneously toprovide an efficient way of tailoring coverage limits to meet individual dairy producers’ needs.May not be available in every state.The information herein is intended to provide an overview of coverage and does not alter or amend any provisionof any policy contract ultimately delivered. Potential customers should examine carefully the policy contract andconsult an insurance professional for any questions concerning coverage.1718
Hay CoverageFarm Property - Hay Endorsement VariableStack Limit AP 04 56Stack Limits Available 100,000 incrementsDeductible Options 500 - 50,000Property In Transit Extension 1,000 within 100 mi.Hay Fence Extension 1,000Coverage is provided on a blanket basis for all insured locations.Stack separation of 100’ is required for stacks to be considered separate.All hay in a single building is considered one stack.Spontaneous combustion is a covered peril.Peak Season – Hay AP 04 57Total Limit of Insurance can be increased on a month by month basis, not limited to apercentage increase.Stack Limit can be increase on a month by month basis.Hay Guidance DocumentHay coverage and clear space can be difficult to explain to your customers, which is why we’veput together a document to help illustrate what violates the clear space condition, and howthose stack limits should be addressed. This guide is available on our agency services site:SP 4209.May not be available in every state.The information herein is intended to provide an overview of coverage and does not alter or amend any provisionof any policy contract ultimately delivered. Potential customers should examine carefully the policy contract andconsult an insurance professional for any questions concerning coverage.1920
Winery Property CoverageWinery Property EndorsementAP 22 22IncludedOptional Increased LimitsWine Contamination 100,000 250,000 500,000 1,000,000Wine Leakage 100,000 250,000 500,000 1,000,000Wine Processing Errors 100,000 250,000 500,000 1,000,000Wine Packaging Errors 25,000Wine Brands and Labels 25,000Wine Market Value (WMV)IncludedUnderground Pipes, Flues or Drains 25,000Processing Water 10,000May not be available in every state.The information herein is intended to provide an overview of coverage and does not alter or amend any provisionof any policy contract ultimately delivered. Potential customers should examine carefully the policy contract andconsult an insurance professional for any questions concerning coverage.2122
Nursery and GreenhouseCoverageNursery and Greenhouse Plants Coverage AP 22 26Provides a coverage extension for growing plants within covered buildings whenNursery and Greenhouse Plants are scheduled on the policy.Outdoor Extension: Extends coverage for plants outside covered buildings for different limitsbased on the peril.Plastic Building Covering Loss Payment Condition AP 22 25Rather than completely excluding the coverings, we provides a loss payment schedule forplastic roof coverings on Greenhouses and Hoop Buildings.Plastic Film: polyethylene, polyvinyl chloride, other plastic, fabric or any mixture of thesematerials designed to cover hoop buildings or greenhouses.Age of CoveringThickness0-365of Covering days366-730days731-1,095days1,096-1,460 1,461-1,825 1,826daysdaysdays 4 rageNoCoverage4-5 e6-9 Mil.100%75%50%25%NoCoverageNoCoverage 10 Mil.100%90%75%50%25%NoCoveragePlastic Panels: rigid or semi-rigid sections of corrugated or multi-wall greenhouse panelingmade out of polycarbonate, acrylic, fiberglass or other hard plastics.Age of ays 3,651daysPanel100%75%50%25%May not be available in every state.The information herein is intended to provide an overview of coverage and does not alter or amend any provisionof any policy contract ultimately delivered. Potential customers should examine carefully the policy contract andconsult an insurance professional for any questions concerning coverage.2324
Canal Breach CoverageCanal Breach Property Endorsement AP 22 20Coverage for damage to property caused by water and waterborne materials due to anirrigation canal breach where the canal is maintained by an irrigation district.Property Covered: Dwellings (Coverage A-D), Outbuildings, growing trees, vinesand other crops.Direct Damage Coverage: 50,000Extra Expense: 5,000May not be available in every state.The information herein is intended to provide an overview of coverage and does not alter or amend any provisionof any policy contract ultimately delivered. Potential customers should examine carefully the policy contract andconsult an insurance professional for any questions concerning coverage.2526
Crime CoverageAdditionalCoverage OptionsCrime Coverage EndorsementAP 22 24Limit RangeBlanket Acres AL 23 03 & AC 25 03Employee Dishonesty 5,000 - 1,000,000Broadens the definition of an “insured location” for both liability and property coverage.Forged Checks 5,000 - 50,000Credit Card Forgery 5,000 - 50,000Counterfeit Currency 5,000 - 50,000Accounts Receivable 1,000 - 50,000Money and Securities 1,000 - 5,000Computer and Telecommunications Fraud 5,000 - 100,000Discovery Basis with Bridging ProvisionCrime coverage is built with 11 sets of limits, allowing quick tailoring of the level of coverageneeded for all seven coverages with a single selection.May not be available in every state.The information herein is intended to provide an overview of coverage and does not alter or amend any provisionof any policy contract ultimately delivered. Potential customers should examine carefully the policy contract andconsult an insurance professional for any questions concerning coverage.Limited Hail Loss Damage Provision for Metal Roofing and Siding AP 10 25Optional endorsement that allows for coverage to be limited on metal roofing and siding onoutbuildings.Credits vary by geography, but can represent a significant premium savings for customersin hail prone areas.Limited Confined Livestock Care Custody and Control EndorsementAL 23 06 & AC 25 06Provides contractual liability coverage for the care, custody and control of non-owned hogsbeing grown under contract.Equine Arena Footings AP 04 58Coverage for equestrian riding arena flooring surface materials and below grade materialsused to maintain an optimum riding surface.Limits stack with coverage provided in the Equine Touchstone Endorsement.Sump Overflow and Backup from Sewers or Drains AP 06 24Coverage for dwellings with rates based on sewer type and the presence of a permanentlyinstalled backup generator for the dwelling.Limits available up to the dwelling limit.Limits stack with coverage provided in the Select and Select Plus dwelling programs.Other Optional Coverages AvailableThere are other additional coverages that are available and not detailed here. Pleasecontact your underwriter with questions.May not be available in every state.The information herein is intended to provide an overview of coverage and does not alter or amend any provisionof any policy contract ultimately delivered. Potential customers should examine carefully the policy contract andconsult an insurance professional for any questions concerning coverage.2728
Agri-Auto CoverageEnhancementsJump StartAccelerationOverdriveAA 01 10AA 01 20AA 01 30Included onall edPrivate Passenger Types 175 300Trailers (including camping trailers& contents) 400 600Trucks (other than passenger typeclassifications) 400 1,000Rental Reimbursement CoverageIncludedIncludedPrivate Passenger Types 75/day 2,250 100/day 3,000Other Vehicles 100/day 3,000 150/day 4,500Included 100 250 50IncludedIncludedIncludedIncludedCoverageTowing and Labor CoverageEmergency Lockout CoveragePrivate Passenger TypesAll other Vehicle TypesKey ReplacementIncludedIncludedNon-Owned Auto Liability CoverageMin Fin RespLimitsPolicy limitsPhysical Damage Coverage forTemporary Substitute AutosIncludedIncluded 250 / 500Employees in Non-owned AutosLiability CoverageIncludedIncludedAdditional Newly AcquiredVehicles Coverage:Hired Autos Coverage Extendedto EmployeesIncludedIncludedLiability LimitPolicy LimitPhysical Damage Limit 100,000Property of Others CoveredDeductible Waived for Glass RepairLimited OEM parts Coverage(Private Passenger)When requiredby LeaseAgreementAll PrivatePassengerIncluded 200,000 500 2,500IncludedMed Pay Limits Double withSeatbelt UseNew Vehicle Replacement Cost Coverage29 25,000IncludedVehicles lessVehicles lessthan 20,001 gvw than 20,001 gvwCompanyOptionLimited Pollution Liability CoverageUnlimitedHired Car Coverage Territory Extendedto Foreign Rental 750IncludedAuto Loan/Lease Gap Coverage 175,000 500Unattached Pickup Toppersand Camper BodiesOptionalbuy-up 100,000Pet Injury Coverage - CollisionAccidental Airbag Discharge CoverageOptionalbuy-up 10,000 forvehicles lessthan 6 yrs oldHired Auto Physical Damage Coverage 10,000 500Included onall policiesPolicy limits 1,000 300AA 01 30Hired Auto Liability CoverageMotor Home & CamperContents CoveragePer Policy Term LimitOverdriveAA 01 20 10,000 3,000 Auto 5,000 Motor HomePer Accident LimitAccelerationAA 01 10Min Fin RespLimits 1,500AggregateIncludedJump Start 2,500Vacation Continuation Coverage(aggregate limit for lodging and airfare)Child Safety Seat CoverageCoverageAuto Death Indemnity CoverageIncludedRoadside Assistance Reimbursement secondaryAgri-Auto Coverage EnhancementsIncludedCoverage for business CB’s,Electronic Equipment & AntennasIncludedCoverage for Cost of BusinessAdvertising Wraps & DecalsIncludedExtended Notification Duties UntilKnown by Owner/Officer/PartnerIncludedUnintentional Failure toDisclose HazardsIncludedMental Anguish defined asBodily InjuryIncluded30
Agri-Auto Coverage EnhancementsJump StartAccelerationOverdriveAA 01 10AA 01 20AA 01 30Included onall policiesOptionalbuy-upOptionalbuy-upLessor as Additional Insured asRequired by Lease - Liability CoverageIncludedIncludedIncreased Supplementary Payments –Bail Bonds 3,000 3,000Increased Supplementary Payments –Loss of Earnings 500/day 1,000/dayPrejudgement Interest CoverageIncludedIncluded 75/day 1,500 100/day - 2,000(includes Trucks 20,001 gvw)Personal Property Coverage 500 500Extra Expense Coverage forStolen Autos 5,000 5,000Business Interruption Coverage Income & Extra Expense 1,000 / 5,000 5,000 / 10,000Auto Modifications and HomeAlterations Coverage 2,500 5,000Tapes, Records & Discs Coverage 150 300Audio, Visual & Data ElectronicEquipment Coverage 500 1,000Electronics Physical Damage Coverage 2,000 2,000Single Deductible Two or More Policiesor Vehicles in One AccidentIncludedIncludedWaiver Transfer of Rights Of RecoveryAgainst OthersIncludedIncludedCancellation Notice - Other ThanNon-Pay60 days60 daysCoverageTransportation Expense(Private Passenger)Drive Other Car Coverage fordirectors, officers, partners,managing members andresident spouseCoverage for trailers under 2,000capacity and watercraft/recreationalvehicle trailers31 20/day 600IncludedIncluded32
Additional Productsand ServicesCommercial AgricultureChubb Agribusinessspecializes in providingcoverage for manufacturers,processors, and distributorsof products for theagricultural industry such as: Feed Manufacturing andDealersFertilizer Blenders andDealersGrain StorageFlour MillingLivestock Feed YardsLivestock Auction BarnsFruit and VegetableStorage and DealersCotton GinsNewly AcquiredComputers 50,000Accounts Receivable 5,000Ordinance orLaw-Increased Costs 10,000Equipment BreakdownGeneral Liability(Premises/Operations andProducts Liability)Minimumoccurrence limit 500,000Maximumoccurrence limit 1,000,000MedicalExpense limit Property - For Buildings,Personal Property,Computers, MobileEquipment, Stock andBusiness Income. Ourproperty form also includesmany optional coveragessuch as:Workers Compensation 10,000Newly AcquiredBuildings 250,000Newly AcquiredMobile Equipment 100,00033Chubb Agribusiness’s claimsgoal is to always provide themost prompt, professionaland efficient claim service toeach insured.Property in Transit 10,000Our Agribusiness Solutionsprogram offers Actual CashValue or Replacement Costprotection for your buildings,business personal propertyand your assets. Coveragesinclude:Pollutant Cleanup Claims Services 10,000Commercial AutoMinimum CSL 500,000Maximum CSL 1,000,000Commercial Umbrella Minimum underlying limits:GL: 500,000Auto: 500,000WC: 500,000 / 500,000 / 500,000Employment PracticesLiability Insurance**EPLI may not be available in all states34
Contact UsChubb InsuranceSolutions Agency202A Halls Mill RoadPO Box 1625Whitehouse Station, NJ 08889W: www.chubb.com/chubb-accessE: chubbaccess@chubb.comP: 800.884.3770Chubb is the marketing name usedto refer to subsidiaries of ChubbLimited providing insurance andrelated services. For a list of thesesubsidiaries, please visit our websiteat new.chubb.com. Insurance provided by ACE American InsuranceCompany and its U.S. based Chubbunderwriting company affiliates.All products may not be availablein all states. This communicationcontains product summaries only.Coverage is subject to the languageof the policies as actually issued.Surplus lines insurance sold onlythrough licensed surplus linesproducers. Chubb is the world’slargest publicly traded propertyand casualty insurance group. Withoperations in 54 countries, Chubbprovides commercial and personalproperty and casualty insurance,personal accident and supplementalhealth insurance, reinsurance andlife insurance to a diverse group ofclients. Chubb Limited, the parentcompany of Chubb, is listed on theNew York Stock Exchange (NYSE:CB) and is a component of the S&P500 index. Copyright 2016Chubb. Insured.SMbMKTG 1214 CISA 11 20 18
Chubb Agribusiness represents rural America and exists to . provide insurance to agricultural operations of any size. The Chubb Agribusiness Farm and Ranch product provides a .
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Swiss Statutory Compensation Report Environmental Statement ACE and Chubb Are Now One. Superior Craftsmanship On January 14, 2016, ACE Limited acquired The Chubb Corporation, creating a global insurance leader operating under the renowned Chubb name. The new Chubb is defined by attributes shared by both ACE and Chubb:
Lecture 1 Agribusiness – Meaning - Definition – Structure of Agribusiness (Input sector, Farm sector and Product sector) – Importance of Agribusiness in Indian Economy. AGRIBUSINESS: Agri-business as a concept was born in Harvard University in 1957 with the publication of a book “A concept of Agri-bu
severely damaged by fire. The appellant ("Chubb Russia") is a Russian insurance company which had insured the owner of the power plant, a company now named PJSC Unipro ("Unipro"), against such damage. Chubb Russia is part of the Chubb Group, which is the world's largest publicly traded property and casualty insurer. 8.
Agribusiness in South Carolina encompasses both the agricultural and forestry sectors, which represent about 55 . percent and 45 percent of agribusiness, respectively. The largest industry sectors within the agricultural component of agribusiness are those related to poultry and poultr
Agribusiness Mega Menu 14 In Connect, hover over Agribusiness in the black menu bar to browse Agribusiness services. Click to access relevant Market Reporting service, you will be able to access only what is part of your subscription. Quick access to relevant Tools, Related Products and Platforms, and Even
Agribusiness Background Information The Agribusiness, Land and Minerals (Agribusiness) Division of the Department of Criminal Justice (Department) reported that in 2018 it produced food and fiber crops, animals, canned foods, and meat items with a market value of 90.7 million. In addition, t
Alex Rider [7] Horowitz, Anthony Walker Books Ltd (2008) Rating: Product Description Alex Rider bites back. Splashing down off the coast of Australia, Alex is soon working undercover - this time for ASIS, the Australian Secret Service - on a mission to infiltrate the criminal underworld of South-East Asia: the ruthless world of the Snakehead. Faced with an old enemy and .
