Rewards For The Way You Live. And Dream.
Rewards for the way you live.And dream.The UBS Preferred Visa Signature credit cardrewards and benefits guide.
Your guide to exclusive rewards,superior service and worldwideprotection benefitsYou may be surprised at the range of rewards and benefitsthat are available to you with the UBS Preferred VisaSignature credit card. This brochure was created to help youtake full advantage of your card, including such perks asaccessing any airport clubs worldwide.The card was designed exclusively for UBS clients and focuses on providing a higherlevel of service. Our customer service representatives are highly trained and 100%based in the United States. The UBS Concierge is resourceful and can handle almostany request, from travel arrangements to locating the perfect gift for a loved one.You’ll also be able to shop and travel with confidence. You’re covered with a varietyof protection benefits that go beyond the ordinary to include Price Protection, ReturnProtection and even Event Ticket Protection features. Plus, we’re there for you whenyou travel, including providing you with roadside assistance and emergency medicalevacuation coverage.1Thank you for being a UBS client. We trust that this guide will help bring to life theadventures that await you. And it all starts now.Content is accurate as of January 2017, and subject to change.For current information, please call 800-762-1000.
Cash accessProtection(See “Fine dining,” page 313UBS Concierge15My Choice RewardsPersonal Choice featureTravelFood and diningShoppingExperiencesCharitable donations19202224263234My Choice RewardsRedemptions: ubs.com/onlineservices UBS Client Services: 800-762-1000 Learn more: ubs.com/preferredcardUBS Concierge13TravelThe world isyour oysterCash access
Cash accessAccess cash worldwidewithout the cash advance feesA credit card that you’ll wantto use at the ATMYou’ll be able to get cash at banks andATMs worldwide without the typicalfinance charges and cash advance fees.That’s because with the unique UBSCashConnect feature, your cashadvances are automatically repaid eachbusiness day from your UBS ResourceManagement Account (RMA).2 As longas you have sufficient funds available,you won’t ever incur finance charges orcash advance fees.3Unlimited ATM fee rebatesAs a UBS card client, you’ll also receiveunlimited ATM fee rebates up to 10 eachfor cash withdrawals made in the U.S.3Worldwide acceptanceVisa is welcomed at more merchantsand ATM locations than any other card.The convenient way to payYour card provides you with maximumflexibility when it comes to shopping. Youcan pay with your credit card, or if you’dprefer, take advantage of the CashConnectfeature to access funds at any ATM or bankso you can pay with cash. It’s your choice.Did you know?Another convenient payment feature isthe UBS Pay Credit Card, which enablesyou to automatically pay your card balancefrom your RMA, so you won’t have toworry about missing a payment andincurring late fees.4 Pay the full amount,the required minimum or anywhere inbetween each month.Redemptions: ubs.com/onlineservices UBS Client Services: 800-762-1000 Learn more: ubs.com/preferredcard
Purchase and travel protectionbenefits designed to give yougreater peace of mindMore than ever, it’s important to feelconfident that you’re covered. That’swhy your card provides you withan elite level of purchase and travelprotection benefits.1Shop with confidence Purchase securityIf something you buy with your cardis stolen or damaged within the first90 days, you can have the itemrepaired, replaced or reimbursed upto 1,000 per claim The Zero Liability Policy forunauthorized purchasesYou’re not responsible forunauthorized charges made withyour card5 Identity theft resolution servicesReceive expert assistance throughoutyour entire process until your identityis restored Return protectionIf you attempt to return an item thatyou bought in the U.S. with yourcard within 90 days of purchase andthe company or merchant refuses toaccept it, we’ll reimburse you up to 250 per item and 1,000 annually Price protectionIf you buy an item in the U.S. usingyour card and then find an Internetoffer or print ad with a lower price,we’ll refund the difference up to 500—with a maximum of 1,500annually Warranty manager serviceAutomatically doubles themanufacturer’s warranty onpurchases you make with your cardfor up to one additional year4
Protection Personal identity theft coverageReimburses you up to 15,000 forcovered expenses incurred whilerestoring your identity Event Ticket ProtectionWhen you use your card to purchasetickets to a show in the U.S. and you’reunable to go due to transportationproblems or a medical reason, we’llreimburse you up to 500 per ticket, 2,000 per event and 4,000 annuallyTravel with greater peace of mind Emergency medical evacuationand transportation coverageUp to 100,000 for emergency medicalevacuation and transportation services Lost luggage reimbursementUp to 5,000 if your bags are lost due totheft, misdirected by the carrier or stolen5 Delayed luggage coverageUp to 100 a day for three days Trip cancellation/tripinterruption insuranceUp to 5,000 if you or an immediatefamily member can’t travel due toaccidental injury, disease or physicalillness Travel and emergencyassistance servicesAt your service 24/7 for medicalreferrals, legal assistance, ticketreplacement and more Travel accident insuranceUp to 1,000,000 covers you andyour family for loss of life, limb, sight,speech or hearing Trip delay reimbursementUp to 300 per common carrier ticketfor cost of meals and lodging if travel isdelayed over 12 hours Auto rental collision damage waiverSecondary coverage that reimbursesyou for damage due to collision or theftup to the value of most rental vehicles Roadside assistanceWhether it’s to fix a flat, jump-starta battery, fill an empty tank or giveyou a tow, you are covered up to 50 per event, for up to four serviceevents per year Emergency card replacementand cash disbursementSo you’re never left stranded if youlose your card or if it’s stolen 24/7 access to UBS Client ServicesWhen you need help or have questions,we’re always a phone call away at800-762-1000Certain terms, conditions and restrictionsapply. To review the complete Terms &Conditions, visit ubs.com/preferredcards.Redemptions: ubs.com/onlineservices UBS Client Services: 800-762-1000 Learn more: ubs.com/preferredcard
TravelTravelThe essential card for theseasoned travelerYour UBS Preferred Visa Signature creditcard is a great traveling companion.In fact, when you use your My ChoiceRewards points for flying, you can geta ticket worth up to 900 on any airlinefor just 50,000 points (saving you upto 40,000 points).67Say “no” to foreign purchasetransaction feesWhenever and wherever you traveloutside the United States, the 3%foreign purchase transaction fee willbe automatically waived—every time.7Travel planning assistanceAccess travel planning experts who canarrange flights, transfers and complexitineraries without concierge fees. Fora comprehensive list of UBS Conciergeservices, see page 15.Did you know?There are no blackout dates onyour flights when you redeem yourMy Choice Rewards points. Just bookyour trip by calling the My ChoiceRewards program through UBS ClientServices at 800-762-1000 or by visitingUBS Online Services.Redemptions: ubs.com/onlineservices UBS Client Services: 800-762-1000 Learn more: ubs.com/preferredcard
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Travel: HotelsHotelsUnique hotel properties, upgradesand amenitiesThe Visa Signature Luxury HotelCollection delivers a comprehensivecollection of benefits. A selection ofsuperior properties—like the MandarinOriental, Park Hyatt and Aman Resorts—comprise the Visa Signature Luxury HotelCollection. From boutique gems to worldfamous resorts, each hotel is evaluatedannually to ensure it continues to meetprogram standards.As a UBS Preferred Visa Signaturecredit card client, you’ll enjoy a uniqueset of benefits when you book throughthe Visa Signature Luxury Hotel Collection,including:8 Best available rate guarantee Automatic room upgrade upon arrival,when available Free in-room Internet Complimentary continental breakfast 3:00 p.m. checkout, when available VIP guest status 25 food or beverage voucherVisit the Visa Signature Luxury HotelCollection website to view detailedinformation on all properties. Your benefitsare activated automatically when youbook through the site. To get started, visitubs.com/visasignaturehotels.Top left: Machu Picchu Sanctuary LodgeTop center: Meridien Bora BoraTop right: Fairmont Pacific RimBottom: Park Hyatt Paris-Vendôme9Redemptions: ubs.com/onlineservices UBS Client Services: 800-762-1000 Learn more: ubs.com/preferredcard
Preferred hotels, resorts and villasIn addition to the Visa Signature LuxuryHotel Collection, your UBS Concierge canalso arrange special benefits and amenitiesat many four-star and five-star propertiesand private vacation villas worldwide. Callyour UBS Concierge at 800-762-1000 formore information or assistance in planningyour next trip.Hotel gift cards to enhance your stayRedeem points for a wide range of giftcards to use for your room and at thehotel gift shop, spa and restaurants.No blackout dates on hotelsBook and pay for your hotel reservationusing your UBS Preferred Visa Signaturecredit card and then use the PersonalChoice feature to redeem your rewardspoints, and you won’t be limited byblackout dates.10
Travel: Hotels11Redemptions: ubs.com/onlineservices UBS Client Services: 800-762-1000 Learn more: ubs.com/preferredcard
AirlinesAny Airport Club programWith the Any Airport Club program,you can now use your card to buy a daypass or annual club membership at yourchoice of airport clubs, and we’ll credityour card account based on your annualcard purchases.9 Simply call us to get yourcredit once the airport club membershipfee is posted to your card, and you’llreceive up to: 500 when you spend 100,000 ormore in a calendar year 250 when you spend 50,000– 99,999 in a calendar yearInternational airport club accessEnjoy complimentary Lounge ClubTMaccess to over 325 international and 25domestic participating airport lounges.Your membership is complimentary andrenewable every year. To enroll, visitubs.com/loungeclubcard.Take off with NetJets Fly virtually whenever and wherever youwant to go with NetJets, the worldwideleader in private aviation. Exclusivebenefits available to UBS Preferred VisaSignature credit card clients includea private aviation consultation, onecomplimentary hour of flight time withyour first 25-hour Marquis Jet Card or guaranteed one-way upgrade andsimultaneous usage the first year of a newNetJets ShareTM, and the ability to earnreward points for flight hour redemptions.Did you know?Your UBS card entitles you to special flightdiscounts on every airline. You’ll save upto 40,000 points per ticket because youcan book a ticket worth up to 900 forjust 50,000 points.6 Plus, there are noblackout dates to restrict you.12
Travel: Airlines, cars and cruisesCars and cruisesWhether you’re flying, driving orrelaxing on a cruise, your cardautomatically covers you with thefollowing protection benefits:1 Travel accident insuranceUp to 1,000,000 covers you and yourfamily for loss of life, limb, sight, speechor hearing Auto rental collision damage waiverSecondary coverage that reimburses youfor damage due to collision or theft upto the value of most rental carsGift cards for the road aheadRedeem points for a wide range ofrental car gift cards that can put youin everything from an SUV to a luxuryconvertible. And keep the tank full withour fuel gift cards.CruisesTake a tropical Caribbean vacation orexperience the wonders of Alaska fromthe luxury of a cruise ship. Your card canhelp you set sail on a great adventure ata special price reserved exclusively foryou, including: Shipboard credits, hosted cruises andcomplimentary shore excursions areavailable when booking through theUBS Concierge. Roadside assistanceWhether it’s to fix a flat, jumpstart a battery, fill an empty tankor give you a tow, you are coveredup to 50 per event, for up to fourservice events per year13Redemptions: ubs.com/onlineservices UBS Client Services: 800-762-1000 Learn more: ubs.com/preferredcard
UBS ConciergeUBS ConciergeOne of the things that truly distinguishesyour UBS Preferred Visa Signature creditcard from the competition is the UBSConcierge. They’ll provide an extraordinarylevel of service, catering to your needsand whims around the clock.And when you’re looking for that lastminute reservation to the most covetedrestaurant in town, your UBS Conciergecan help. Whether your request is big orsmall, take advantage of the variety ofservices now available to you.PlanningThe UBS Concierge will not only book yourflights, but also help arrange all aspectsof your trip, even arranging to have yourluggage picked up at your home anddelivered to your hotel. Whether you needhelp planning a trip or throwing a party,you can count on the UBS Concierge everystep of the way.Call the UBS Concierge at 800-762-1000to ask about any of the unique servicesyou can use at home or away, such as:AccessThe UBS Concierge can help you gainaccess to today’s biggest events, from aconcert in London to a Broadway show.15Preferred dining networkReservations and top-of-waitlist status atsome of the best restaurants in the U.S.are yours on request.Wine programEnjoy personalized recommendationsand trophy wines, private wine cellarconsultations and exclusive winery access.VIP access to eventsOur members have enjoyed: American Idol and Dancing Withthe Stars finales MTV Video Music Awards Elton John AIDS Foundation AcademyAwards Oscar Viewing PartyExtraordinary experiences Spend a week at the MastersGolf Tournament in first-classaccommodations Watch The Grand Prix at Monaco froma team suite Enjoy a private dinner hosted by ChefMichael Chiarello as a special guest ofthe Napa Valley Film FestivalRedemptions: ubs.com/onlineservices UBS Client Services: 800-762-1000 Learn more: ubs.com/preferredcard
UBS Concierge benefitsVIP international airport servicePreferred pricing (up to a 20% discount) on meet and greet with expedited check-inand security proceduresGlobal luggage delivery serviceHave your luggage picked up from your home and shipped to your chosendestination domestically or worldwide. Send your second bag free on your first use,and receive a 20% discount on all subsequent shipments, as well as a complimentaryinsurance upgrade up to 2,000 for all shipments.*Global chauffeured transportationSpecial rates, complimentary car upgrade and personal preferencesWine programExclusive wines, private estate access, immersion tours and VIP eventsPreferred diningExpert recommendations and reservations at the finest restaurants in the world*Please also note that your free second bag on your first trip is only applicable to delivery within the continental U.S.16
UBS Concierge benefitsUBS Preferred Visa Signature Concierge benefitsGolfStay-and-play offers at leading resorts worldwideTailored travel arrangementsExclusive and customized cultural, epicurean and adventure travel experiencesVIP accessExclusive access to live sports, entertainment and food and wine events, such as theTribeca Film Festival, the Masters Golf Tournament and the Grand Prix at MonacoPreferred luxury hotels,resorts and villasSpecial benefits and amenities at four-star and five-star properties and privatevacation villas worldwide, including the Mandarin Oriental, St. Regis and FairmontHotels. Amenities include room upgrade, breakfast, spa and resort credits, welcomegift, early check-in, late checkout and dining discounts.Cruise programShipboard credits, hosted cruises and complimentary shore excursions availableon several cruise lines, such as Regent Seven Seas Cruises, Silversea , Amazara ClubCruises and Holland America Line Speak with your UBS Concierge to discover the full range of global travel services, special travel and lifestyle offers available to you.17Redemptions: ubs.com/onlineservices UBS Client Services: 800-762-1000 Learn more: ubs.com/preferredcard
My Choice RewardsMy Choice Rewards programAccess the power of 3-2-1Use your UBS Preferred Visa Signaturecredit card everywhere. With acceleratedearning, it can take you anywhere—upto 3 times faster. Earn 3 points for every dollar spent oneligible air travel10 Earn 2 points for every dollar spent oneligible gas and grocery purchases10 Earn 1 point for every dollar spent onall other eligible purchasesRewards as unlimited as yourimaginationMy Choice Rewards is one of themost flexible rewards programs in theindustry. Choose from a wide selectionof traditional rewards like travel, gift cards19and merchandise. Or with the PersonalChoice feature, you can use your pointsto pay for anything you purchase withyour card.11Points never expireWith the My Choice Rewards program,your points never expire and there’s nocap on how many points you can earn.12No blackout dates on flights or hotelsJust book a flight or a hotel on yourfavorite travel website using your UBSPreferred Visa Signature credit card andthen redeem your rewards points tocover the cost—you won’t be limitedby blackout days during even thebusiest holidays.A bright idea—earn pointson your monthly electric billWhen you use your card to pay your bills,whether for a one-time transaction or arecurring billing payment such as yourmonthly electric bill, you’ll earn My ChoiceRewards points even faster.Did you know?You can pay the 495 annual card fee byredeeming rewards points at the specialrate of just 25,000 points.7Redemptions: ubs.com/onlineservices UBS Client Services: 800-762-1000 Learn more: ubs.com/preferredcard
A rewards program that doesn’tknow the meaning of the word “no.”With the Personal Choice feature ofthe My Choice Rewards program, you’llhave the freedom to redeem your pointsto pay for anything you buy with yourcard. So there’s no limit to how you canreward yourself.There are no hidden restrictions orcomplicated rules. And redeeming points iseasy—just go to ubs.com/onlineservicesor call UBS Client Services any time at800-762-1000.A cruise around the world. Tennis lessonsfor the kids. Airline tickets. Hotels. Jewelry.Groceries. Just as long as you redeem yourrewards points for a minimum of 100in purchases, you’re free to use them anyway you want. It’s your choice.20
My Choice Rewards: Personal Choice21Redemptions: ubs.com/onlineservices UBS Client Services: 800-762-1000 Learn more: ubs.com/preferredcard
TravelIn addition to the stellar travel perks youget with your card, such as airport loungeaccess privileges and having all yourforeign purchase transaction fees waived,your My Choice Rewards points are yourticket to great travel adventures, reducedairline redemption rates and a lifetime fullof memories.6HotelsSince there are no blackout dates withthe Personal Choice feature, you can staywherever you like without restrictions.From a romantic villa in Tuscany to afive-star hotel, just book your hotel, paywith your UBS Preferred Visa Signaturecredit card and call the My ChoiceRewards program through UBS ClientServices at 800-762-1000 to get astatement credit. And our extensive arrayof hotel gift cards can be used to payfor the room, hotel spa, gift shop andrestaurants.22
My Choice Rewards: TravelFlightsCar rentals and fuelCruisesNo blackout dates on flightsFind a flight on any airline, book it on yourUBS Preferred Visa Signature credit cardand pay with your points. It’s that simple.Your points can put you in the driver’s seatthe next time you’re looking to rent a car.Choose from a wide selection of rental carand fuel gift cards.Whether you’re taking a cruise to thesunny Mediterranean or to the fjords ofNorway, your card can help you set sailon a great adventure—at rates reservedexclusively for you.Save up to 40,000 points per flightWhen you book travel through theUBS My Choice Rewards program,you’ll benefit from reduced airlineredemption rates that are good forany airline, any time.6 50,000 points for a flight worth upto 900 (save up to 40,000 points) 25,000 points for a flight worth upto 350 (save up to 10,000 points)23A complete listing of available gift cardsis available on UBS Online Services.Redemptions: ubs.com/onlineservices UBS Client Services: 800-762-1000 Learn more: ubs.com/preferredcard
Food and diningFrom five-star restaurants around theworld to the coffee shop around thecorner, your My Choice Rewards pointsare your entrée to fine dining and more.Bon appétit.Any restaurantWith the Personal Choice feature, youcan redeem points at your choice ofrestaurants. Just dine, pay with yourcard and call the My Choice Rewardsprogram through UBS Client Services at800-762-1000 for a statement credit.Gift cardsYou can also choose from a wide arrayof restaurant gift cards for your diningpleasure or to give to friends and family.Fine diningMcCormick & Schmick’sMorton’s of ChicagoRuth’s Chris Steak HouseSmith & Wollensky24
My Choice Rewards: Food and DiningCasual diningOn the goFood and wineThe Cheesecake FactoryDunkin’ DonutsGodiva ChocolatierLandry’s SeafoodPanera Bread Harry and DavidLegal Sea FoodsStarbucksOmaha SteaksBrinker InternationalSubwayWine.comFor a complete listing of merchandise and gift cards, visit UBS Online Services at ubs.com/onlineservices.25Redemptions: ubs.com/onlineservices UBS Client Services: 800-762-1000 Learn more: ubs.com/preferredcard
ShoppingYour My Choice Rewards points make iteasy for you to go on a shopping spreefrom the comfort of your own home. Orredeem your points for gift cards to someof the finest boutiques and hottest storesin the world. With more than 700 items,this extraordinary selection of merchandiseruns the gamut from the latest inelectronics and cookware to the putterthat you know will shave a few strokesoff your handicap.If you don’t see it, don’t worryRemember, with the Personal Choiceredemption feature, you can buy an itemwith your UBS Preferred Visa Signaturecredit card and use your rewards pointsto pay for it.26
My Choice Rewards: ShoppingClothes. Shoes. Handbags. And other things that make the world go round.Banana RepublicGapMen’s WearhouseDillard’sL.L.BeanOld NavyJos. A. BankMacy’sTJ Maxx/Marshalls/HomeGoodsFor a complete listing of merchandise and gift cards, visit UBS Online Services at ubs.com/onlineservices.27Redemptions: ubs.com/onlineservices UBS Client Services: 800-762-1000 Learn more: ubs.com/preferredcard
Home is where the rewards areBring something wonderful into your home, like an imported espresso maker or a set of 1,000-thread count sheets. Or pick up thelatest power tools and get that home renovation project started.Amazon.comOrvisPier 1 ImportsBath & Body WorksThe Home DepotPottery BarnBed Bath & Beyond JCPenneyYankee Candle Company28
My Choice Rewards: ShoppingLuxury at your fingertipsWhether you’re looking for a luxury watch for someone special or you’re ready for a day of pampering at a mountain spa for yourself,your rewards points help you celebrate the finer things in life.Bergdorf GoodmanNeiman MarcusSpaFinderBloomingdale’sNordstromTiffany & Co.Longines Men’s WatchesSaks Fifth AvenueTourneauFor a complete listing of merchandise and gift cards, visit UBS Online Services at ubs.com/onlineservices.29Redemptions: ubs.com/onlineservices UBS Client Services: 800-762-1000 Learn more: ubs.com/preferredcard
Rewards that keep you on the moveBring your game up a notch with a new set of clubs. Get mountain bikes for the entire family and enjoy the great outdoors.iPod Nano Edwin Watts GolfNikeCabela’sGolfsmithREICallaway GolfDillard’sSports Authority30
My Choice Rewards: ShoppingFrom electronics to entertainment, we’ll keep you plugged inWant to go to the movies? Use your My Choice Rewards points to get your tickets. Prefer to stay in and watch a movie on your 70”LED flat-screen TV? We can help with that, too.AMCBest BuyLGiPod Touch GameStopSamsungBarnes & NobleGarminTicketsNow.comFor a complete listing of merchandise and gift cards, visit UBS Online Services at ubs.com/onlineservices.31Redemptions: ubs.com/onlineservices UBS Client Services: 800-762-1000 Learn more: ubs.com/preferredcard
ExperiencesIt’s not every day that you’re able to scoreseats for the World Series or sit courtsideat the U.S. Open. Your My Choice Rewardspoints are your ticket to great adventures,including a once-in-a-lifetime GrandAustralia and New Zealand tour or abehind-the-scenes look at the pyramids andmummies of Egypt for your entire family.32
My Choice Rewards: ExperiencesVacation packagesFairmont Chateau Whistler Mountain Adventure253,300 pointsCosta Rica Adventure394,000 pointsEuropean Vacation—Rome, Paris & London501,000 pointsPyramids, Mummies & Temples—A Family Adventurefrom Abercrombie & Kent800,000 pointsGrand Australia & New Zealand2,500,000 pointsThe sporting lifeKentucky Derby Program—Lexington Horse Farm Experience400,000 pointsU.S. Open Golf—4-Day Experience400,000 pointsBCS College Football Championship Game550,000 pointsMasters Golf Tournament—Practice Round Experience800,000 pointsU.S. Open Tennis Finals—Weekend Loge Level Package331,000,000 pointsRedemptions: ubs.com/onlineservices UBS Client Services: 800-762-1000 Learn more: ubs.com/preferredcard
Give the giftof giving backJustGive.org has harnessed the powerof the Internet to remove barriers tocharitable giving. By offering over 1,000charities that have met their stringentpublic requirements, you can give backwith confidence. Or use your UBS VisaSignature credit card to give to the charityof your choice and then simply redeemyour points to cover the donation.34
1Certain terms, conditions and exclusions apply. Please see your UBS Preferred Visa Signaturecredit card My Choice Rewards program and benefits details for specifics.2When you use your credit card to access cash, there must be sufficient funds in your UBSaccount to repay the cash advance that night or you will incur applicable cash advance feesand interest charges. The automatic transfers used to pay off your CashConnect cash advanceswill reduce the available funds in your UBS account, and, as a result, could affect othertransactions dependent on cash, such as fee payment, investment purchases, online bill pay,debit card usage and outstanding checks. Please make sure that you have sufficient availablefunds in your UBS account to cover these items, as well as the CashConnect cash advance.Feature available only for cardholders with a UBS account.3We are able to rebate ATM fees only in cases where the transaction fee surcharge issubmitted to UBS by the ATM operator and/or network used. In the event that you do notreceive a rebate for a fee that you believe is eligible, please call 800-762-1000 or collect at201-352-5257 for assistance.4You must have sufficient funds available in your UBS account.5Does not apply to ATM transactions, certain commercial card transactions, PIN or othertransactions not processed by Visa. Unauthorized use must be reported immediately. Forspecific restrictions, limitations and other details, please call us at 800-762-1000.6Tickets must be booked through UBS and charged to your UBS Preferred Visa Signature creditcard. Once your purchase is complete, applicable rewards points will be deducted from youraccount and a credit posted to your credit card account for the ticket price. Some airlinecarriers may not be included (e.g., Southwest Airlines Co.).78Important information about the UBS Preferred Visa Signature credit card: 13.74%variable APR for purchases, 22.49% variable APR for cash advances, 27.74% variable APR forthe penalty rate. For balance transfers, 9.99% intro APR for the first six billing cycles; afterthat, 13.74% variable APR. APRs vary with the market based on the prime rate. Annual fee: 495. For balances transfers, a fee of 10 or 3% of the amount of the transfer, whichever isgreater, applies (maximum fee is 250). For cash advances, a fee of 10 or 3% of the amountof the cash advance, whichever is greater, applies. For residents of Iowa and Puerto Rico only,the balance transfer fee and cash advance fee are equal to 2 or 2% of the amount of thetransfer or advance, whichever is greater (maximum fee is 10). Foreign purchase transactionfee: None. Subject to credit approval. Information is accurate as of January 2017, and mayhave changed after that date. To learn what may have changed, please call 800-762-1000or visit ubs.com/uscards. Please see your UBS Preferred Visa Signature credit card My ChoiceRewards program and benefits guide for details on points redemption.Certain restrictions and limitations may apply. For additional details, please efits.359Airport club day pass or annual airport club membership must be purchased using your UBSPreferred Visa Signature credit card. You are eligible for a statement credit of up to 250 ifyour total spending on your card was 50,000 or greater during either the current calendaryear-to-date or the prior calendar year, or up to 500, if your total spending on your card was 100,000 or greater during either the current calendar year-to-date or the prior calendar year. You may claim the credit only once for each year in which you qualify for a credit. If you donot claim the credit in a year, it will not carry over into subsequent years. You must claim thecredit during same calendar year in which the fee posted to your card account.10 Extra points are based on merchant category code. Groceries not bought at stand-alonegrocery stores (such as purchases within a larger retail store) may not qualify. Air travelthrough online sites other than the airlines’ own sites may not qualify.11The item or items you pur
you travel, including providing you with roadside assistance and emergency medical evacuation coverage. 1. Thank you for being a UBS client. We trust that this guide will help bring to life the adventures that await you. And it all starts now. . Hotel gift cards to e
May 02, 2018 · D. Program Evaluation ͟The organization has provided a description of the framework for how each program will be evaluated. The framework should include all the elements below: ͟The evaluation methods are cost-effective for the organization ͟Quantitative and qualitative data is being collected (at Basics tier, data collection must have begun)
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Dr. Sunita Bharatwal** Dr. Pawan Garga*** Abstract Customer satisfaction is derived from thè functionalities and values, a product or Service can provide. The current study aims to segregate thè dimensions of ordine Service quality and gather insights on its impact on web shopping. The trends of purchases have
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Chính Văn.- Còn đức Thế tôn thì tuệ giác cực kỳ trong sạch 8: hiện hành bất nhị 9, đạt đến vô tướng 10, đứng vào chỗ đứng của các đức Thế tôn 11, thể hiện tính bình đẳng của các Ngài, đến chỗ không còn chướng ngại 12, giáo pháp không thể khuynh đảo, tâm thức không bị cản trở, cái được
3 4 TD Rewards Program Your TD Rewards Points With your TD Rewards Visa* Card, you earn TD Rewards Points with every purchase and you can redeem them how and when you want. Earn 2 TD Rewards 3Pointson the sticker found on your new Card, then follow the prompts.
