Monthly Expense Tracker

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monthlyexpense trackerDate: FromToA Non-Profit ServiceNoMoreDebts.org MyMoneyCoach.ca

Easy InstructionsExpense Categories1] Th e expense categories listed on page 1 will help youdetermine which expenses to record where.Housing rent, mortgage, strata fees, property taxes,house insurance2] F or each week, record dates you are tracking. Forexample, a 7 day tracking period would be May 30thto June 5th. The next week would start on June 6th.Utilities phone/cell, cable/internet, gas, hydro, security3] R ecord cash balances on hand or in your bankaccount and list any income you expect to receiveduring each week.4] L ist the dates down the left side and record actualmoney spent each day. Use the blank columns tocreate your own categories. Maybe you want to trackcoffees, magazines or fuel separately.5] W eekly savings amounts also need to be recorded onpages 14–15. Keep track of seasonal expenses on thesepages, not on your weekly pages.6] T otal all columns and subtract actual expenses fromactual income. If there is a surplus, this means youshould have money in your wallet or bank account.This becomes the cash balance for the next week.For a sample of a completed trackervisit our website, NoMoreDebts.orgHousehold storage locker, decor, gardening, misc. itemsGroceries food, baby needs, household supplies, toiletriesLiving personal care, bank fees, dry cleaning, pet costsTransportation fuel, auto insurance, transit, parking, taxiHealth Care medical premiums, life insurance,medication, eye care, dental, wellness costsPersonal tobacco, alcohol, books/CDs,donations, subscriptionsEating Out meals, snacks, take-out, coffee/waterEntertainment recreation: sports equipment/fees,movies/tickets, hobbies, lottery/gaming,memberships (fitness, etc.)Children daycare, lessons/activities, allowance,school supplies/fees, babysittingDebt Payments loans, credit cards, leases,support payments, government debtsSavings emergency fund, RRSPs, RESPs, for seasonalexpenses (e.g. car repairs, travel/vacations, clothing, gifts,assisting family/friends)[1

Week 1FROMTransfer all of your actual weekly income and expense totals tothe monthly summary on pages 12 – 13.TOIncome supportpayments ILITIEGUTINUSHODatesSAVIchild tax benefitsDRwages/pensionONcash on handTotal Actual Income IL CH TotalActualExpensesTotal Actual Income2]minus TotalActual Expenses Cash Forward(record as income next week) [3

Week 2FROMTransfer all of your actual weekly income and expense totals tothe monthly summary on pages 12 – 13.TOIncome supportpayments ILITIEGUTINUSHODatesSAVIchild tax benefitsDRwages/pensionONcash on handTotal Actual Income IL CH TotalActualExpensesTotal Actual Income4]minus TotalActual Expenses Cash Forward(record as income next week) [5

Week 3FROMTransfer all of your actual weekly income and expense totals tothe monthly summary on pages 12 – 13.TOIncome supportpayments ILITIEGUTINUSHODatesSAVIchild tax benefitsDRwages/pensionONcash on handTotal Actual Income IL CH TotalActualExpensesTotal Actual Income6]minus TotalActual Expenses Cash Forward(record as income next week) [7

Week 4FROMTransfer all of your actual weekly income and expense totals tothe monthly summary on pages 12 – 13.TOIncome supportpayments ILITIEGUTINUSHODatesSAVIchild tax benefitsDRwages/pensionONcash on handTotal Actual Income IL CH TotalActualExpensesTotal Actual Income8]minus TotalActual Expenses Cash Forward(record as income next week) [9

Week 5FROMTransfer all of your actual weekly income and expense totals tothe monthly summary on pages 12 – 13.TOIncome supportpayments ILITIEGUTINUSHODatesSAVIchild tax benefitsDRwages/pensionONcash on handTotal Actual Income IL CH TotalActualExpensesTotal Actual Income10]minus TotalActual Expenses Cash Forward(record as income next week) [11

If your expenses have exceeded your income this month, you may wantto contact us for assistance, 1.888.527.8999 or online at NoMoreDebts.org.Monthly SummaryWEEK 1WEEK 2WEEK 3WEEK 4WEEK ngTransportationHealth CarePersonalEating OutEntertainmentChildrenDebt PaymentsSavingsTotalIncome12] minusTotal Expenses [13

Seasonal ExpensesUse this page to keep track of money you save for seasonalexpenses. Record the date you put money into your savingsaccount and the date that you take money out for one ofyour planned expenses.SAVINGS ACCOUNTDate14] IN OUTBALANCEGTIFSCTLONHIGCARIPARERSHIOLYSDA[15

To receive more information about ourservices or to schedule an appointment witha Counsellor, please contact ca @mymoneycoach caOur mission is to educate Canadiansin personal money managementand the wise use of credit, and tohelp individuals and families findsolutions to their financial difficultiesthrough unbiased counselling anddebt repayment alternatives.Office LocationsBritish Columbia: Abbotsford, Delta, Kelowna,New Westminster, Nanaimo, Surrey, Vancouver,Vancouver-VJAC, VictoriaAlberta: Edmonton, Calgary Saskatchewan: ReginaManitoba: Winnipeg Ontario: Hamilton, Ottawawe help we educate we give hopeNoMoreDebts.org MyMoneyCoach.caCharitable Registration Number89469 0890 RR0001

expense tracker. 1] The expense categories listed on page 1 will help you determine which expenses to record where. 2] For each week, record dates you are tracking. For example, a 7 day tracking period would be May

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