PERSONAL INCOME STATEMENT - Evalute Deals
PERSONAL INCOME STATEMENTMONTHLY INCOMEEarned IncomeYearly Gross SalaryYearly BonusSelf-employment IncomeOther Earned Income (Commission)YearlyMonthlyEnter Yearly Amount 121,000Enter Yearly Amount 2,000Enter Yearly Amount 50Enter Yearly Amount Total Earned Income 10,083167410,254 10,260 50 Total Passive Income 8554859 50 50 50Total Portfolio Income 4441311,126Passive incomeTotal Real Estate Cashflow before taxTotal Passive Business Net IncomeOther Passive IncomePortfolio IncomeTotal InterestTotal DividendsOther Portfolio IncomeTotal Monthly IncomeEXPENSE DETAILNon Discretionary ExpensesHousingRentMortgagesProperty taxesProperty/renters InsurancePrivate mortgagee Insurance (PMI)Yearly house t controlTransportationCar insuranceCar gasYearly car maintenancesLoansCar paymentsStudent loansCredit card payment loansOther loan ity/Health InsuranceDiscretionary ExpensesMonthly fun budgetFitness/GymNetflix/Hulu and suchYearly vacation budgetOther discretionary expenseOther discretionary expenseOther discretionary expenseRetirement Saving ExpenseYearlyMonthlyEnter Yearly AmountEnter Yearly Amount 1,000800Enter Yearly Amount 1,000 175 905011020275015500 18912042 - 8007050- 2003015167 - 6,0185,606Enter Yearly AmountEnter Yearly AmountEnter Yearly Amount 2,000Monthly retirement savingOther savings (HAS. FAS, and such)Net monthly income after necessary expensesNet monthly income with discretionary expensesCOMPARE41183675083Total PortfolioIncome0%Total PassiveIncome8%INCOMETotal EarnedIncome92%MONTHLY EXPENSESTotal Necessary LoansApproximate TaxesInsuranceOther Monthly Expenses 1Other Monthly Expenses 2Other Yearly Expenses 1Total Monthly Necessary ExpensesDiscretionaryTotal Monthly Non-Necessary ExpensesRetirement SavingTotal Monthly Retirement Saving ExpenseTotal Monthly ExpenseYearlyRetirement SavingOther Yearly0%Expenses 10%InsuranceDiscretionary0%7%Monthly 694362351870502,781- portation6%ApproximateTaxes50%Food16% 15,000 11,126 10,000 5,520 5,000 Total Monthly IncomeTotal Monthly ExpenseClothingLoans 1%0%
PERSONAL BALANCE STATEMENTASSETCash and Cash EquivalentChecking accountsSaving AccountsMoney MarketCash Surrender ValueTotal Cash and Cash EquivalentInvestment AssetReal Estate Investment (equity)Retirement Funds (IRA,401k)Business Value (Net)Certificate of Deposit (CDS)StockBondsReceivablesOtherTotal Investment AssetPersonal AssetHome(s) Market ValueCar(s)Other AssetsTotal Personal AssetTotal AssetLIABILITIES & EQUITYCurrent LiabilitiesPersonal LoanCredit Cards DebtUnpaid Taxes PayableOther Current DebtTotal Current LiabilitiesLong Term LiabilitiesCar Loan(s)Student LoanHome MortgageOther Long Term DebtTotal Long Term LiabilitiesTotal Long Term LiabilitiesTotal LiabilitiesNet WorthTotal Liabilities and Net Worth 5,0005,000 137,000 6,000 143,000 Total Cash andCash Equivalent2%ASSETTotal InvestmentAsset48%Total PersonalAsset50%140,00010,0001,000151,000304,000 1,000- 1,000 9,50027,00083,000119,500120,500183,500304,000Total CurrentLiabilities0%LIABILITY&EQUITYNet Worth61%Total Long TermLiabilities39%
CASH SAVING PROJECTIONANALYSISYearly savingsMonths remaining in 2018 2018Current CashSavings for the remainder of the yearOther adjustments2018 Total2019SavingsOther adjustments2019 Total2020SavingsOther adjustments2020 Total2021SavingsOther adjustments2021 Total2022SavingsOther adjustments2022 Total67,2742 5,00011,21216,212 67,27483,486 67,274 150,760 67,274 218,034 67,274 285,307CASH PROJECTION400,000200,000 83,4860 16,2122018 Total2019 Total 150,7602020 Total 218,0342021 Total 285,3072022 TotalReal Estate purchasing power each yearRequired Down Payment2018Can purchase asset value 2019Can purchase asset value 2020Can purchase asset value 2021Can purchase asset value 2022Can purchase asset value Emergency Fund RatioTotal Liquid Cash/Necessary ExpenseBenchmarkHousing Ratio 1 (basic)Housing Expense/Gross payBenchmarkHousing Ratio 2 (broad)Housing Expense other debt/Gross payBenchmarkDebt to Total AssetTotal Debt/Total Asset 0.98Ideal range:3-6 months%6.24%Banks want 28%%6.24%Banks want 36%%39.64%Lower the betterSaving RateMonthly Employer match AmountSaving Employer match /Gross pay% Debt to Income (DTI )RatioMonthly Debt/Gross Pay%BenchmarkBank wants 25%3473.12%3.69%
REAL ESTATE YEARLY OPERATION SUMMARYIncomeYearly 23,3641,168 22,196 3,6008402881,2966008501,1764009,050Variable Landlord Paid ExpensesRepairs & Maintenance (%)Property Management Fees (%)Legal/Accounting/Advertising/Lawn/SuppliesOther variable CostTotal Variable ExpenseTotal expenses 1,7761,77610,826Net Operating IncomeLess: Mortgage expense (Principle and Interest)Capital ExpendituresCash Flow before taxes 11,3701,11010,260 137,000137,000Gross Scheduled IncomeVacancy or Credit Losses (3-6%)Oher adjustment to incomeGross Operating IncomeOperating ExpenseFixed Landlord-Paid ExpensesElectricityWater & SewerGarbage/TrashInternet/ cableGasPMIHOAsOther Monthly Expenses 1Other Monthly Expenses 2InsuranceProperty TaxesOther Yearly Expenses 1Other Yearly Expenses 2Total Fixed ExpenseEQUITY CALCULATIONMarket Value todayRemaining Mortgage balanceTotal equity in the property
Address1011 Travelers TrlYEARLY CALCULATIONIncomeYearlyGross Scheduled IncomeVacancy or Credit Losses (3-6%)Oher adjustment to incomeGross Operating IncomeOperating ExpenseFixed Landlord-Paid ExpensesElectricityWater & SewerGarbage/TrashInternet/ cableGasPMIHOAsOther Monthly Expenses 1Other Monthly Expenses 2InsuranceProperty TaxesOther Yearly Expenses 1Other Yearly Expenses 2Total Fixed MonthlyMonthlyMonthlyMonthlyEnter on YearlyEnter on YearlyEnter on YearlyEnter on YearlyVariable Landlord Paid ExpensesRepairs & Maintenance (%)Property Management Fees (%)Legal/Accounting/Advertising/Lawn/SuppliesOther Variable CostTotal Variable ExpensesTotal expensesNet Operating IncomeLess: Mortgage expense (Principle and Interest)Capital Expenditures(%)Cashflow before taxes1,947 5% 23,3641,168 22,196 3,6008402881,2966008501,176400 9,050 1,7761,77610,826 5% Y CALCULATIONMarket Value as of todayRemaining Mortgage BalanceTotal equity in the property137,000137,000
PERSONAL INCOME STATEMENT C O M P A R E I N C O M E E X P E N S E S 11,126 5,520 - 5,000 10,000 15,000 Total Monthly Income Total Monthly Expense Total Earned Income 92% Total Passive Income 8% Total Portfolio Income 0% Housing 13% Utilities 7% Transportation 6% Food 16% Clothing Loans 1% 0% Approximate Taxes 50% Insurance 0%
Income Tax Act 2007 2007 No 97 BC 6 Income tax liability of filing taxpayer 106 BC 7 Income tax liability of person with schedular income 106 BC 8 Satisfaction of income tax liability 108 Subpart BD—Income, deductions, and timing BD 1 Income, exempt income, excluded income, non- 108 residents' foreign-sourced income, and assessable income
User Guide - Deals Listing The Deals Listing page is accessed by clicking the Deals button in the left hand refinements, or the more icon under Latest Deals or Top Deals on the Dashboard. 8 Click deal headlines to access all data on individual deals Tabs allow easy access to Related Investors/Advisors/Companies Export function enables
an income statement. identify operating costs as controllable, noncontrollable, fixed, variable, or semivariable. explain how managers read and analyze an income statement. inside this Chapter the importance of income statements the income statement Format reading the income statement 3 Income Statements (P&Ls)
Mba program mba personal statement format. How to start an mba personal statement. Mba personal statement examples. What to write in an mba personal statement. Personal statement's are written and edited by Tim Cleary, the head of the admissions team at BrightLink Prep. He can be reached at info@1707aa0944.nxcli.net.
total income. Use the Family Income Statement form on page 2 to begin writing your income statement. An accurate income statement requires some homework. You may be able to use last year’s income tax records to estimate your current total income. Paycheck stubs, broker state ments and ch
show as a negative number on the income statement, and when that negative number is added to the operating profit, it results a smaller amount shown as pretax income. In the final section of the income statement, we adjust pretax income for other items such as income taxes and extraordinary items. Accounting rules are very specific on
Income Statement, or continue to use the LLP regulations format titles, i.e. Balance Sheet and Profit and Loss Account. An entity may present a separate Income Statement and Statement of Comprehensive Income (see page 2), or combine the two into a single Statement of Comprehensive Income (see appendix for illustration of one-statement approach).
Textbook of Algae , O. P. Sharma, Jan 1, 1986, Algae, 396 pages. Aimed to meet requirements of undergraduate students of botany. This book covers topics such as: evolution of sex and sexuality in algae; and, pigments in algae with their. An Introduction to Phycology , G. R. South, A. Whittick, Jul 8, 2009, Science, 352 pages. This text presents the subject using a systems approach and is .
