You, With IBM.

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2016 IBM Annual ReportYou, with IBM. 2016 IBM Annual Report

You who run our financial and energy systems; who design,build and fly our planes, run our trains, manage our cities;who cure us, feed us, clothe us, entertain us and keep ussafe; who teach our children.As a professional, you are driven always to advance, andto make a difference through your work. Which is why thismoment is so extraordinary for you.Every profession in every industry in every part of theworld is changing, simultaneously. You are drawing on awealth of new data, knowledge, insights and tools. You arebeing equipped to rethink your job, and freed to do yourlife’s work.We have reinvented IBM for this moment—to fuel yourdreams with Watson, with IBM Cloud, with deep expertise,with trust. We believe in your ambition to be the best in yourprofession. And we believe that you can make our worldhealthier, safer, more productive, more creative, fairer.That is a world we all want to live in. The world you’rebuilding, with IBM.

1.Oncologistscan find moretargeted cancertreatment options.with IBM:Doctorsanywhere canknow the latestadvanceseverywhere.Healthcare data is growing 48 percent per year—andwill likely exceed 2,300 exabytes by 2020. It pours infrom new research, electronic medical records, imaging,wearables and epidemiological monitoring, along withall the environmental factors that affect our health.It can be overwhelming for doctors, but in all that datalie vital clues to the next medical breakthroughs, curesand efficiencies. And now best practices and advancedexpertise can go global quickly, changing the verynature of wellness and healthcare.Watson dicalimagesNo doctor can keep up with the onrush ofoncology studies published every week,much less determine which apply to eachpatient. But Watson can. Trained for 15,000hours by specialists at Memorial SloanKettering Cancer Center in New York,Watson has ingested nearly 15 million pagesfrom relevant journals and textbooks andcontinues to expand its knowledge.This expertise is now flowing around theworld and informs evidence-based treatment options for clinicians serving patientsglobally. Sites include six Manipal Hospitalsin India, Bumrungrad InternationalHospital in Bangkok, Jupiter MedicalCenter in Florida and Svet zdravia’s network of 16 hospitals in Slovakia and Centraland Eastern Europe–and soon across China.Elsewhere, in trials at the Universityof North Carolina’s LinebergerComprehensive Cancer Center, Watsonsuggested potential treatment options thatthe tumor board hadn’t considered in onethird of cases.In addition, doctors are better able tounderstand their patients’ unique needs,right down to the genetic level. Watson forGenomics absorbs 10,000 new medicalarticles and details from 100 clinical trialsevery month. It applies what it learns tosuggest highly targeted therapies for eachpatient’s individual cancer based on itsunderstanding of a tumor’s molecularprofile, allowing doctors to provide morepersonalized treatment for their patients.This powerful new tool is helping eventhose patients who cannot travel to aspecialized medical center. Through QuestDiagnostics, it is available to any oncologist in the United States, as an end-to-endsolution. Illumina plans to integrate it witha tumor-sequencing workflow to provideoncologists cognitive information on-site.

2.Medical Researcherscan speed discovery ofgenes that cause diseases.4.Hospital Administratorscan improve the health ofthe health system.6.Veterinarianscan now be experton every breed.Amyotrophic lateral sclerosis, or ALS (alsoknown as Lou Gehrig’s disease), has noeffective treatment and typically kills withinfive years. Barrow Neurological Instituteresearchers employed Watson for DrugDiscovery to study nearly 1,500 genes inthe human genome, and found five thathad never before been associated with ALS.Researchers say that such a discovery,which took months with Watson, wouldhave previously taken years and gives thema much clearer idea of what to target fortherapy when developing new drugs.The Central New York Care Collaborative(CNYCC) is working with Watson Health tocreate one of the first regional cognitivepopulation health platforms in the UnitedStates. It will connect 2,000 care providersin Upstate New York, integrating clinical,social and behavioral data to produceholistic views of patients—helping doctorsand clinicians make more-informeddecisions and promote healthier behavior.CNYCC’s goal is value-based care thatreduces emergency room visits andavoidable hospital stays by 25 percent overfive years—improving health while loweringMedicaid costs.Medical doctors treat one species:humans. Veterinarians may treat dozensof species and an even greater numberof cat and dog breeds. And their patientscan’t describe their symptoms. That’swhy IBM has worked with vets to build anonline tool that uses Watson. It can scanhundreds of thousands of pages of medical resources, helping vets customizetreatment options, stay current with bestpractices and identify medical differencesamong even very similar breeds.5.Endocrinologistswill help people manage theirdiabetes between visits.3.Radiologistscan find secrets hiddenin every image.Radiologists review dozens of medicalimages for every patient they see—oftenhundreds in a day. Watson never getseyestrain or momentarily distracted, andhas been trained by researchers to rapidlyanalyze huge numbers of images and rankthem for potential anomalies. Radiologistscan then focus on the ones that matterand apply their expertise more quickly.Watson can also retrieve similar imagesfrom other cases for comparison to helpdoctors confirm or refine their diagnoses.2016 Annual ReportPeople with diabetes will benefit from anapp called Sugar.IQ that draws data fromphysician-prescribed Medtronic devices.The app connects to cognitive analysisin the IBM Cloud to reveal patterns andpersonalized insights, helping users betterunderstand in real time how their behaviorsaffect glucose levels. With Watson, a futureversion is expected to incorporate featuresthat in tests have predicted hypoglycemicincidents within a 2- to 3-hour window withnearly 90 percent s Watson can helpveterinarians treathundreds of dogand cat breeds withmore confidence.03

8.Stadium Architectscan create winningexperiences for every fan.with IBM:Engineersare rebuildingthe world.With IBM, the NFL’s Atlanta Falcons andMLS’ Atlanta United are building the mosttechnologically advanced stadium in theworld. Set to open this summer, the newMercedes-Benz Stadium will deliverpersonalized experiences for each attendee,while giving the stadium an entirely newfeel depending on who’s on the field or onstage. And fans will be able to find therefreshment stands and bathrooms withthe shortest lines. The newMercedes-BenzStadium will bethe world’s mostadvanced.7.Pipeline Engineerscan anticipate failuresbefore they happen.With Watson’s cognitive abilities,specialists for oil and gas companiescan now predict and prevent pipelinefailures almost a week in advance. IBMbusiness partner SparkCognition isusing Watson to analyze thousands ofpipeline sensors, and monitor cracks,vibrations, overheating and otherfactors. Engineers are now able topredict and address pipeline failuresas early as six days in advance, 24xbetter than before.04 Cognitivetechnologies helpmaintain oil andgas pipelines.9.Chemical Engineersturn social media activityinto a test lab.Scientists at The Dow Chemical Companyare listening to social media to quicklyidentify and speed to market new solutionsthat use the company’s advanced polymers.With analytics from IBM, these engineerscan anticipate consumer demand for newproducts. These insights allow them toimprove everything from running shoes toseals for car windows.

10.Automotive Engineersare building carsthat converse withdrivers, passengersand each other.By 2020, an estimated 83 million carswill connect to the Internet—each withhundreds of sensors on board. With thisfuture in mind, General Motors, BMWand Local Motors are now using Watsonto build the world’s first generation ofcognitive driving machines.GM is expanding its OnStar AtYourService offers and deals platform bylaunching new capabilities supportedby OnStar Go with IBM Watson. Withcustomers’ consent, Watson will learndrivers’ preferences, apply machinelearning and sift through data torecognize patterns in their decisionsand habits to deliver individualizedlocation-based interactions. These capabilities are expected to be available inmillions of vehicles in the United Statesby the end of 2017.Olli, a self-driving electric shuttlefrom Local Motors, holds natural languageconversations with passengers, providing a more engaging user experience.Watson learns from more than 30 sensorsembedded throughout the vehicle toenhance its understanding of passengers’needs and preferences.The BMW Group has colocated ateam of researchers at the Watson IoTheadquarters in Munich to explore futuresteps and developments in context of theInternet of Things. Researchers,developers and consultants are prototyping advanced cognitive interfaces usingthe IBM Cloud and showcasing them inthe BMW i8 hybrid sports car.11.Geoscientistsknow where andwhen to drill.12.Shipbuilderscan hit the watermore quickly.Halliburton uses the IBM Cloud to runsophisticated oil reservoir simulations thathelp it better understand how complex oiland gas fields might behave under differentdevelopment scenarios. With insights fromhundreds of models, petroleum engineersand geoscientists can optimize drillingdecisions to reduce costs and increaseproduction—shaping how billions of dollarsmay be spent on large oil fields.Italy’s Fincantieri is speeding the creationof new cruise ships and naval vessels witha hybrid cloud solution from IBM. By connecting 13 private distributed data centerswith IBM’s Cloud Data Center in Milan,Fincantieri now has an IT infrastructure thatsupports a compute-intensive design andmanufacturing system, allowing designersand engineers to more fluidly manage theprocess from design to deployment.Watson IoT6,000 Clients50,000 Developers Hybrid cloud isspeeding up thedesign, building anddeployment of newvessels.13.Railway Engineersare going the extra 19,000miles for commuters. IBM and BMW arejoining forces to workon the future ofconnected cars.Every day, 13.5 million passengers travelwith SNCF, France’s major railway system.To improve efficiency and customersatisfaction, railway engineers are equipping 30,000 kilometers of track, 15,000trains and 3,000 stations with sensors, allconnected to the Watson IoT Platform. Bymonitoring data in real time, engineers andoperators can improve quality, security andavailability of trains.13.5M2016 Annual Report05

15.Music Producerscompose songs inthe key of AI.with IBM:Artistsare findingtheir muse inthe machine.06 Alex Da Kid useddata visualization forlyrical inspiration.Grammy Award-winning Alex Da Kidcreated the first “cognitive song” to hit thetop 10 on a Billboard chart. His inspirationcame from understanding the emotionalstate of the world, thanks to Watson’sanalysis of five years of natural languagetexts from sources as diverse as socialmedia, The New York Times and UnitedStates Supreme Court rulings, as well asthe lyrics to more than 26,000 BillboardHot 100 hits. Three million peoplewatched the Morgancognitive trailer onYouTube.14.Special Effects Artistsmake thrill-seekers partof the action.16.Filmmakerscreate buzz with cognitivemovie trailers.With a new IBM Cloud-based infrastructure that includes more than 1,000high-performance servers, specialeffects artists at Prana Studios arecreating some of the most immersivecrowd experiences ever seen or heard atthe world’s theme parks. At one popularU.S. attraction, Prana’s high-techwizards deliver a 3-D stereo show thatprojects ultra-high definition imageryand animation from 12 projectorssimultaneously across a massive400-foot-wide U-shaped screen, pullingpark-goers closer to the action thanever before.In fall 2016, 20th Century Fox releasedthe first-ever AI-generated movie trailer.Traditionally, it can take film editors andmarketers up to a month to create trailersfor an upcoming film. With Watson, theydid it in days for the horror movie Morgan.Watson “watched” trailers from 100 of thescariest horror films of the past few decadesand then the final cut of Morgan to choosethe 10 most relevant scenes for promotingthe movie.

Watson reviewedrevvieewedimages of 200Marchesa dresses tosuggest materials andcolors for the world’sfirst cognitive dress.17.Chefshave a new recipefor delighting diners.18.Bartenderscan mix drinks witha cognitive twist.Watson helps great chefs unleash theircreativity through its deep understandingof the science of food chemistry and thepsychology of taste. Cognitive Cooking withChef Watson, written with the Institute ofCulinary Education, contains more than65 recipes and was named by GourmandInternational as one of the “most innovative”cookbooks in the United States.Virgin Holidays created a custom rumblend designed to “taste like a vacationfeels.” With IBM Chef Watson Twist,bartenders can bring together flavorsthat complement one another at themolecular level. Watson also analyzedsocial posts from more than 15 millionpeople on holiday, helping a masterblender match their sentiments tocorresponding flavors.19.Fashion Designerscreate dresseswith emotionalintelligence.For the 2016 Met Gala in New York City,high-fashion design house Marchesaliterally lit up the red carpet with acognitive dress that applied colorpsychology to match emotions. Theresulting piece, created with Watson’sCognitive Color Tool and worn bysupermodel Karolína Kurková, had 150connected LED flowers that lit up indifferent colors based on real-timesentiment in the room and on Twitter.2016 Annual Report07

with IBM:20.Astronautsare sharing theirview of the world.Ustream video technology, delivered onthe IBM Cloud, enables NASA TV to air liveand prerecorded programming to spaceenthusiasts 24 hours a day, including spacewalks, repair missions and other out-of-thisworld experiences. Stargazers can askastronauts questions via social channels,giving viewers real-time, personal connections with the men and women of NASAduring their missions.Professionalseverywhere canreimagine theways they work 21.Winemakerscan optimize yieldsfrom every vine.The E. & J. Gallo Winery developed aprecision irrigation system to grow bettergrapes and conserve H2O in the process.With IBM Research, the winemakers areusing a cognitive irrigation system that canidentify and deliver the specific amount ofwater needed to plots as small as 40 vines.Gallo’s crop yield increased by 26 percent—and water consumption was cut by a quarter.08

22.Meteorologistsinform the worldfrom their backyards.23.Cyclistscan race faster—and risehigher on the podium.25.Steelworkersbalance safetyand efficiency.Hobbyists can now contribute readingsfrom backyard personal weather stationsto improve global forecasts. More than250,000 people worldwide monitor theirown weather stations and participate in aPersonal Weather Station Network run byWeather Underground, a subsidiary of TheWeather Company, an IBM company. Theseamateurs—and the data that they collect—now help inform the up to 45 billion weatherIn competitive cycling, a tenth of a second iseverything. Ahead of the Rio Olympics, theU.S. Women’s Cycling Team tapped IBMAnalytics and Watson IoT to study everypedal stroke and heartbeat. By analyzingdata streaming in from sensors installed inthe bikes, IBM helped the team calculatethe optimal energy output of each rider atcertain points in the race. The team endedup beating their own American record,North Star BlueScope Steel recentlypartnered with Watson IoT on wearablesafety technology that helps employeesstay safe in dangerous environments. Byanalyzing data collected from IoT sensorsworn by users and embedded in theirpersonal protective equipment, supervisors can continuously monitor workers’skin temperatures, heart rates and levelsof activity to correlate health conditionsinquiries that The Weather Company handlesevery day. Their contributions complementmore than 400 terabytes of data drawn dailyfrom 800 diverse data sources, includingpollen counts, turbulence, radar, satelliteimagery, traffic and smartphone pressuresensors. More than a quarter billion peopleuse The Weather Company’s app andwebsite each month, and thanks in part tothese amateur meteorologists, the forecaststhe world sees are now hyper-accurate andhyper-local, updated every 15 minutes for2.2 billion locations.shaving two full seconds off their time fromthe 2016 London World Championships andascending the podium in Rio with the 2016silver medal.with sensor data on ambient temperatureand humidity. The data can then be used toprovide personalized safety guidelines,advising workers when to take a break iftemperatures rise to unsafe levels.24.Store Managersare fighting back againstonline competitors.26.Flight Attendantshelp passengers find theirconnecting gates.With Watson Customer Engagement andMobileFirst for iOS, shoppers get a uniqueblend of virtual and physical service. Macy’sOn-Call, developed with IBM partner SatisfiLabs, is an in-store, Watson-poweredshopping assistant that enables smartphoneusers to find real-time information aboutproduct availability, store layouts and itemson sale. Boots will be launching Sales Assist,another MobileFirst for iOS app, across its2,500 U.K. stores in an effort to make iteasier and simpler for customers to find theproducts they need.With IBM’s MobileFirst for iOS, UnitedAirlines is deploying a new set of apps formore than 50,000 iOS devices now in thehands of its front-line employees, includingflight attendants, who will be better ableto advise connecting passengers abouttheir gates upon arrival. Customer servicerepresentatives are no longer tethered togate podiums, allowing them to move freelyabout the concourse to assist customers.The Weather Company45B2.2B250M800 2016 Annual onthlyDifferenttypes of dataanalyzed09

with IBM:27.Pilotscan outmaneuverthe wind.Not only is turbulence unpleasant tosit through, it costs airlines more than 100 million every year due to crew andpassenger injuries, operational delays andunscheduled aircraft maintenance. NowAmerican Airlines, Alaska Airlines, CathayDragon and United Airlines are using TotalTurbulence from The Weather Company toanalyze sensor data from more than 3,000flights daily. It identifies patches of roughair and delivers real-time alerts to operationcenters and pilots, enabling them to reactquicker and take appropriate action tominimize bumpy rides. and how theymake a differencein the world.10

28.College Professorscan respond to students24 hours a day.30.Farmersare harvesting datafor bumper crops.32.Lawyersspend less time on researchand more time with clients.The newest digital learning tools arehelping students and professors worksmarter in the classroom. One professorat Georgia Tech deployed Jill Watson,the world’s “first AI teaching assistant,”to join 30 human teaching assistantsin answering questions and providingguidance to nearly 1,000 graduatestudents. Available at any hour of the day,Jill was so good that students couldn’t tellthe difference between her counsel andthat of human counterparts. Students alsowill be able to ask questions and engage indialogue about courses with Pearson’s newdigital learning products, just as they wouldtheir professors. Instructors will receivereal-time insights on student progress,allowing them to better manage coursesand flag students who need additional help.Farmers in established growing regionshave traditionally relied on static climatedatasets collected by existing government,city or airport weather stations. Now, witha global network of distributed weatherstations in the field, and with hyper-localforecasts from The Weather Company,Farmers Edge is providing real-time dataand highly precise predictive models thatenable growers to make more accuratedecisions on how to manage their time,resources and costs.One of the major impediments to affordable,quality legal representation is the high costof legal research. A recent study foundthat new associates spend a third of theirtime poring over laws, prior cases and legaljournals to support arguments on behalf ofa plaintiff or defendant. ROSS Intelligenceis a digital research adviser that usesWatson’s natural language querycapabilities to enable law firms to siftthrough more than one million legaldocuments per second and return relevantpassages and citations for a case.29.Digital Merchandiserscan satisfy the mostdemanding shoppers.31.Copywriterscan turn advertising intopersonal conversations.33.Sanitation Workerscan nearly doubletheir input.With XPS and Watson CustomerEngagement, 1-800-Flowers.com builtGWYN (Gifts When You Need), a virtualgift concierge that can look through1-800-Flowers.com’s 75,000 productsand find the best choices for each shopper.Shoppers explain what they’re lookingfor in their own words. GWYN then siftsthrough structured and unstructured dataon product descriptions, prices, varieties,categories, delivery options and moreto identify the most appropriate gifts tofeature. Eighty percent of the shopperswho have used the service say they woulduse it again, and 65 percent click throughto the products offered.The world’s first cognitive ads listenand react to individual consumer needs,giving relevant, context-sensitiveresponses tailored just for them. WithWatson machine learning and naturallanguage, the Campbell Soup Companyand Toyota are pioneering WatsonAds on weather.com and The WeatherChannel apps.In fast-growing Nairobi, potholes and trafficjams hinder delivery of public services. IBMresearchers equipped the city’s fleet ofgarbage trucks with mobile phone trackersto monitor truck movements and allow fleetsupervisors to track data on location andspeed in real time. Department supervisorscould identify problems on roadways assoon as drivers experienced them andsuggest more efficient routes on the spot.As a result, garbage collection nearly doubled,from 800 to 1,400 metric tons per day.2016 Annual Report1,000,000legal documentsper second11

with IBM:IT Specialistsare embracing acognitive future.12

34.Chief InformationSecurity Officersare calling in cognitivereinforcements.36.Developerscan build applicationsthat think.IBM Security serves 12,000 clients in 133countries, employing a global network of8,000 security professionals that monitormore than 35 billion events per day. Nowthe team has Watson for Cyber Security tohelp clients analyze quickly and at scalevast amounts of unstructured datapreviously inaccessible to traditionalsecurity tools, including an estimated10,000 security research papers publishedper year and 60,000 monthly security blogs.IBM X-Force Exchange, launched in 2016,allows companies to contribute to anddraw from a shared pool of securityinformation, with 700 terabytes ofdata captured on cyber threats. And inMassachusetts, IBM just built the firstcommercial “cyber range,” a state-of-theart, immersive training facility that enablescompanies to prepare for cyberattacks bymimicking the way the military prepares–simulating every likely scenario in advance.The world is being rewritten in code, andits new builders—21 million softwaredevelopers—are transforming entireindustries. Already, 8.2 million of themare using cognitive computing, tappingIBM’s cloud, data analytics and Watsoncapabilities to create whatever they canenvision. By 2018, it is expected thatmore than half of developers will embedcognitive services into their applications.A Stanford University student’sDoNotPay app identified legal precedentsto help overturn parking tickets and savemotorists 5 million in fines. Bitly moved25 billion links to the IBM Cloud to givedevelopers faster, more responsive waysto understand online behavior andconsumer interactions with their brands.Staples’ Easy System allows businesscustomers to order supplies via voice,text or email.Cognitive developers are transformingindustries and shifting decision-makingpower within organizations. Only IBMprovides all the services, tools, trainingand certifications necessary to helpdevelopers become next-generationbuilders. With Watson, IBM Cloud anddata, developers are bringing together aset of tools that can infuse intelligenceinto all digital solutions.IBM Security12,000 35B 13335.IT Managerscan easily integrate publicand private clouds.The partnership between IBM and VMwarenow enables IT managers to more quicklyand seamlessly extend their on-premisesVMware workloads from private datacenters to the IBM Cloud. A unique andflexible hybrid approach allows enterpriseCIOs to customize their cloud adoption,maintaining investments while modernizingtheir technology strategy to compete intoday’s transforming landscape.ClientsSecurity events monitored dailyCountries2016 Annual Report13

39.Insurerscan prevent damagerather than pay for it.with IBM:Hailstorms cost car insurers more than 1billion every year. Meteorologists are nowteaming up with leading insurance companies to help car owners avoid damage andreduce claims. The Weather Company’shyper-local prediction system can pinpointthe path of an imminent hailstorm down to500 square meters, an area slightly largerthan a basketball court. Policyholders aresent smartphone alerts to notify them whenthey are in harm’s way, urging them to movetheir vehicles under cover.FinancialProfessionalsare making thesmart moneysmarter.38.Compliance Officerscan save billions onregulatory costs.37.Tax Preparerscan find hiddencredits.Weighing in at 74,000 pages—withthousands of new changes each year—the United States tax code is complexand voluminous, even for the savviesttax preparer. With Watson, H&R Block’s70,000 professionals can now drawconnections between tax laws, insightsfrom the company’s deep database of720 million tax returns over the past 60years, and personal financial documentsto maximize outcomes for customers.More than 10 million tax filers areexpected to benefit this year.14By 2020, there may be more than 300million pages of banking regulationsworldwide. Keeping pace is daunting andexpensive: Banks spend about 100 billionper year on compliance efforts, and 150billion more on fines and penalties.Promontory Financial Group, an IBMcompany, is training Watson on thesecomplex financial compliance laws, giving itthe ability to provide decision support oneverything from reporting requirements forderivatives to consumer protection formortgages—helping to safeguard banks,their customers and the global economy. 250BAnnual expensesrelated tocompliance forglobal banks40.Customer ServiceProfessionalscan handle more questions.No matter how simple a customer’s question, if an agent at one of Banco Bradesco’s5,000 branches had a query about any ofthe bank’s 59 products, the agent needed tocall the company’s contact center. But nowWatson Engagement Advisor can answerthese agents’ written or spoken questions inPortuguese, mining structured and unstructured data on everything from customeraccounts to internal bank documents.Watson has improved response accuracy by85 percent, leading to more satisfied clientsand freeing up branch agents to focus onmore complex customer issues.

41, 42, 43.Bankers, DiamondBrokers and Shipperscan transact with trust.Blockchain100 Companies, including IBM, supportthe Hyperledger Project toaccelerate open developmentand commercial adoption.2016 Annual ReportThe global digital economy depends ontrust, not faith. Transactions—from realestate and securities to supply chainsand logistics—often have dozens ofparticipants, multiplying the chances forerror, delay and fraud. Fortunately, a newtechnology has arrived that will do fortrusted transactions what the Internetdid for information.Blockchain brings together sharedledgers with smart contracts, enablingthe secure transfer across any networkof any asset—whether physical (like ashipping container), financial (like a bond)or digital (like music).With blockchain, researchers, retailersand traders around the world are ensuring that all parties can transact with trust.With IBM, Maersk is creating solutionsto digitize global trade, including a collaboration on blockchain to build trust andtransparency into global supply chains.Thanks to an application that startup Everledger runs on IBM’s z SystemsCloud, blockchain can track a diamond’sprovenance from mine to finger.For Walmart China, a blockchain pilotis following the journey of pork from farmto table, enabling tracking of details suchas farm origins, factory data, expirationdates, storage temperatures and shippinginformation to better ensure food traceability, transparency and safety.CLS is partnering with IBM to builddistributed ledger technology to reducerisk and improve liquidity across the 5-trillion-per-day global foreignexchange market. The Depository Trustand Clearing Corporation is using thetechnology to permanently record andautomate the sharing of secured datarecords of financial agreements.The U.S. Food and DrugAdministration is exploring the use ofblockchain for the secure exchange ofsensitive medical data such as electronicpatient records, clinical trial data andhealth data from mobile devices.15

44.Educatorscan adapt to everystudent’s learningstyle and need.with IBM:CivicLeadersare usheringin a newurban age.TM and 2017 Sesame Workshop Sesame Workshop islooking to once againtransform earlylearning, this timewith Watson.With Watson, learning can be personalizedto allow students to learn at their own paceand in the ways that best suit them. SesameWorkshop is creating a new educationalplatform that will adapt learning programsto each preschooler’s individual learningpreferences and aptitude. Teachers inTexas’ Coppell Inde

top 10 on a Billboard chart. His inspiration came from understanding the emotional state of the world, thanks to Watson’s analysis of five years of natural language texts from sources as diverse as social media, The New York Times and United States Supreme Court rulings, as well as the lyrics to more than 26,000 Billboard Artists Hot 100 hits.

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