IDENTITY THEFT - ECU

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IDENTITYTHEFT

GREENPATH T REPORTDEBTCOUNSELINGMANAGEMENT

1What is IDTheft?3How do thieves useyour information?2How does ID TheftOccur?5What if you’re avictim?4How do you protectyourself?

1What is IDTheft?3How do thieves useyour information?2How does ID TheftOccur?5What if you’re avictim?4How do you protectyourself?6FAQ’s

?What is IDtheft?The crime of using anotherperson’s personalinformation, credit historyor other identifyingcharacteristics in order tomake purchases or borrowmoney without thatperson’s permission.

ComputerCrimeData is stolenduring youronline activitiesPersonalBetrayalA friend,relative,employee orstranger stealsyour it cards, ormail is lost orstolenInformation isstolen andexploited froma place whereyou’ve donebusiness

1What is IDTheft?3How would thievesuse yourinformation?2How does ID TheftOccur?5What if you’re avictim?4How do you protectyourself?6FAQ’s

Steal wallet, mailDumpster diveRob house or businessEmail scamsATM, creditcard skimmingCorporate databreachesPharmingPhishing

PHARMING:A process thatsteals informationfrom unsuspectinginternet users

PHISHINGA practice that onlinefraudsters use to“fish” for confidentialpasswords andfinancial data fromthe “sea” of internetusers using email.

1What is IDTheft?3How do thieves useyour information?2How does ID TheftOccur?5What if you’re avictim?4How do you protectyourself?6FAQ’s

BUYMERCHANDISEOPEN NEW ACCOUNTSHow Do IDThieves UseYourInformation?ESTABLISH SERVICESIN YOUR NAMETAKE OUTLOANS/OPENACCOUNTSOBTAIN A PASSPORT,INSURANCE OR IDSELL YOURINFORMATION

1What is IDTheft?3How do thieves useyour information?2How does ID TheftOccur?5What if you’re avictim?4How do you protectyourself?6FAQ’s

MONITOR YOURCREDIT REPORTannualcreditreport.comCentral Source LLCP.O. Box 105283Atlanta, GA 30348-5283Phone: 877-322-8228You can receive your credit reportONLINE or by MAIL

MONITOR YOURCREDIT REPORT

USE STRONG PASSWORDSo Mix it up – different foreach accounto On your phone andcomputer tooo Use a passphraseinstead of a passwordNowIsTheTimeForPumpkins1999

Be VigilantSteer clear of suspicious websites and linksDon’t give out your personal info to acaller, or through emailDelete unknown emails and don’t downloadattachmentsProtect your personal documents – shred!Limit your exposure

1What is IDTheft?3How do thieves useyour information?2How does ID TheftOccur?5What if you’re avictim?4How do you protectyourself?6FAQ’s

Unexplained chargesNot receiving billsReceiving credit cards you didn’torderDenied credit for no reasonHow wouldyou know?Inaccuracies on credit reportCollection calls

TAKE ACTIONContact Government Authorities – identitytheft.gov

TAKE ACTIONContact Creditors and Financial Institutions

TAKE ACTIONContact the Credit Bureaus

TAKE ACTIONContact Local Authorities

TAKE ACTIONMaintain Good Records & Follow-up

Know your rightsBe an educatedconsumerA note on otherscams.TAKEACTION

GREENPATH FINANCIAL WELLNESSis a nationwide non-profit that providesfinancial education and tools for peopleto lead financially healthy lives.

IDENTITY THEFT. GREENPATH SERVICES FINANCIAL ASSESSMENTS HOUSING C O U N S E L I N G DEBT MANAGEMENT C R E D I T R E P O R T COUNSELING. 1 What is ID Theft? 2 How does ID Theft Occur? 3 How do thieves use . PowerPoint

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Identity Theft Unit in response to increased identity theft incidents reported by Indiana citi-zens and to enhance existing efforts to educate Hoosiers about protecting their identities. The Identity Theft Unit assists ID theft victims and provides investigative services to help promote the prosecution of identity thieves.

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Scope of the ID Theft Problem In 2014: 17.6 million people were victims of identity theft Up from 8.1 million in 2010 The ID theft fraud amount was 18 billion Down from all time high of 48 billion in 2010 Every 2 seconds there is a new identity fraud victim To correct ID theft and restore credit, victims spent .

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IDENTITY THEFT If you are a victim of identity theft, or you suspect that someone is using your name . and your notarized ID Theft Affidavit (located at the back of this kit). Identity theft is a Class D Felony under KRS 514.160. Theft related to credit or debit cards is a Class A Misdemeanor or Class D Felony under KRS 434.550 - 434.730. 2 .