THE GOLD DINAR AND SILVER DIRHAM . - Imran Nazar Hosein
THE GOLD DINĀR AND SILVERDIRHAM: ISLAM AND THEFUTURE OF MONEYImrān N. HoseinMASJID JĀMI’AHCITY OF SAN FERNANDOTRINIDAD AND TOBAGO1
Published by Masjid Jāmi’ah,City of San Fernando.76 Mucurapo Street,San Fernando.Trinidad and Tobago.Imrān N. Hosein 2007Free downloads of several books written by this author are availableat his website: www.imranhosein.orgOnline purchases of the author’s books and DVDs of lectures can bemade at: www.ummahzone.comBooks and DVDs of lectures can also be ordered from the distributor:Al-Tasneem Sdn. Bhd.35-1, 1st Floor Jalan Melati Utama 4,Melati Utama Setapak,53100 Kuala Lumpur, MalaysiaTel: 603 – 4107 2999Fax: 603 – 4108 9815Email: tasneem@streamyx.comThe author would welcome comments on this booklet emailed to himat: ihosein@tstt.net.tt; or inhosein@hotmail.com2
CONTENTSPrefaceChapter One:IntroductionChapter Two:Money in the Qur’ān and SunnahChapter Three:The Grand DesignChapter Four:The Grand Design and the Judeo-ChristianAllianceChapter Five:Our ResponseNotes3
PREFACEI am happy that this booklet was written here in Kuala Lumpur,Malaysia, a city which has been so kind and hospitable to me over the years,and was completed in blessed Ramadān 1428H while I am still engaged in ayear-long Islamic lecture-tour, and far away from the comforts of my homein the Caribbean island of Trinidad.A writer who writes a book while travelling, as many distinguishedscholars of Islam have done in our glorious past, suffers from thedisadvantage of not having access to his library of books, and often has toquote from memory. As such, minor errors can result from lapses of memory.I seek forgiveness for such.The size of this booklet has been kept deliberately small in order toencourage our people to read it. The language used is also quite simple andfree from such technical economic jargon as fiat money. Hence the averagereader should encounter no difficulties in respect of language.It is very likely that terrible events will unfold in the world of moneywithin a brief time of the publication of this booklet that would validate theanalysis conducted. Hence readers should not delay in assessing thearguments raised and, if found convincing, in searching for and adopting aproper response to the challenge.There should also be no delay in reaching out this booklet, in as manylanguages as possible, to as many Muslim communities as possible. For thisreason there is no copyright claim on this publication. Those, on the otherhand, who dismiss the basic arguments of this booklet, will find themselvesin a quandary when those evil events unfold in the world of money.4
I must enter into the record my pride and happiness over the effortsmade by a simple and humble former Malaysian banker, Nik MahaniMohamad, who was involved in the initial effort to establish Islamic Bankingin Malaysia. Her eyes were opened to the fraudulent nature of much of socalled Islamic banking when she attended my lecture on the subject at theRoyal Malaysian Mint a few years ago. She turned around, changed course,and proceeded with courage, integrity and passionate commitment to promotethe cause of the Gold Dinār and a true Ribā-free economy. Both she and mydear student, Shirazuddin Adam Shah, were involved in organising the‘International Conference on the Gold Dinar Economy’ which was held inKuala Lumpur, Malaysia, in July 2007, and in which the initial text of thisbooklet was presented as a paper.May Allah Most Kind bless Sister Nik Mahani Mohamad for her nobleefforts to restore the Gold Dinār and the Ribā-free economy. Āmīn! And mayothers be inspired to follow her noble example. Amīn!Imran N. HoseinKuala Lumpur, Malaysia.Ramadan 1428/October 20075
THE GOLD DINĀR AND SILVER DIRHAM:ISLAM AND THE FUTURE OF MONEYCHAPTER ONEINTRODUCTIONAbū Bakr ibn Abi Maryam reported that he heard theMessenger of Allah say: "A time is certainly coming overmankind in which there will be nothing (left) that will be ofuse (or benefit) save a Dinār (i.e., a gold coin) and aDirham (i.e., a silver coin).” [This prophecy clearlyanticipates the eventual collapse of the fraudulent monetarysystem now functioning around the world.](Musnad, Ahmad)It is both strange and embarrassing that even at this latehour when enemies are about to weld into place the final irongate of a financial Guantanamo, so many Muslims remainignorant about the devilish nature of European-created moneyin the modern world. One has even criticised this writer forhaving “funny” views concerning money.6
There seems to be little understanding of the role that aEuropean-created money-system has been playing in deliveringto enemies of Islam the capacity to engage in massive legalisedtheft of the wealth of mankind. Nor is there realization thatthose enemies have designed a monetary system that wouldeventually deliver to them financial dictatorship over the wholeworld. They have already succeeded in enslaving millions ofMuslims (as well as others amongst mankind) with slave wagesand even destitution, while pursuing a sinister global agenda onbehalf of the Euro-Jewish State of Israel. It is truly pathetic tolisten to those who blame Pakistanis and Indonesians formiserable poverty in Pakistan and Indonesia.The news media, even in countries that declare ‘Islam’ tobe the State religion, is notorious for blanking out all newsreports concerning this important subject. An example of suchwas the important ‘International Conference on the Gold DinārEconomy’ that was held at Kuala Lumpur’s Putra World TradeCenter on July 24th and 25th 2007. An excellent keynoteaddress, delivered by a former Malaysian Prime Minister, TunDr. Mahathir Mohamad, set the stage for two days of intensivedeliberations on the subject of ‘money’. This booklet is anexpanded version of our paper entitled “Explaining theDisappearance of Money with Intrinsic Value” which we presentedat the conference shortly after the feature address. Readers maywish to assess the coverage of that conference in the MalaysianEnglish-language newspapers.7
What is far worse than the news blackout is that classicallytrained scholars of Islam (i.e., ‘Ulamā) seem to share withordinary Muslims this strange and highly embarrassing state ofignorance, or silence, concerning the fraudulent nature ofmodern money. Even when they realise that there is somethingdangerously wrong about modern money, so many in thisstrange modern age lack the courage to denounce the monetarysystem of non-redeemable paper money as fraudulent and,hence, Harām.Governments who rule over Muslims present the mostpathetic scene of all. Neither do they understand the dangerousreality of money today, nor do they want to know the subject.The reason for this is located in the subservient role to whichthey must adhere as governments in their relations with theJudeo-Christian alliance that now rules the world.The solitary exception to this dismal state of affairs hasbeen the former Prime Minister of Malaysia, Dr. MahathirMohamad. He not only understood the exploitative nature of themonetary system created by modern western civilization, butalso, and quite correctly so, did what scarcely any of the Muftisof Islam have so far done, or dare to do. He called for the returnto the Gold Dinār as money, in place of the money-system builtaround the utterly fraudulent US dollar, so that Muslims couldextricate themselves from financial and economic oppressionand exploitation.8
We offer this essay on the ‘future of money’ for the benefitof those who believe in the Qur’ān as the revealed word of theOne God, and in Muhammad (peace and blessings of Allah Most Highbe upon him)as the last of His Prophets. We are conscious of thefact that we must not only explain this subject adequately butthat we must also pray that Allah Most Kind may intervene andremove the veils from so many eyes. Only then would theyrecognise the looming final stage of a fraudulent monetarysystem designed to impose complete financial slavery uponmankind. The system is designed to target in particular thosewho resist the mysterious Judeo-Christian alliance that nowrules the world.The final stage of evolution in their monetary systemwould witness the universal embrace of electronic money, thebrightest jewel of their evil monetary crown, which wouldtotally replace today’s fraudulent paper currencies. Indeed thisfinal stage has already commenced, and all that the internationalmonetary bandits now need is a world crisis (such as a nuclearattack on Iran which has not as yet occurred but which isexpected at any time) that would result in a total collapse of theUS dollar and a consequent mass stampede away from papercurrencies.Already the impending collapse of the US dollar isreflected in the rising price of gold – now close to the record ofUS 850 an ounce set in January 1980. The world can expect to9
see the price of gold escalate to US 3000 or more per ounce.The same thing would happen to the price of oil. Perhaps thepsychological shock of the collapse of the US dollar wouldproduce the stampede through which electronic money wouldeffortlessly replace paper money as the new cashless moneysystem of the world.We attempt in this essay to introduce the reader to thesubject of money as located in both the blessed Qur’ān and theSunnah of the blessed Prophet (sallalahu ‘alaihi wa sallam). Wedemonstrate that such money (which we call Sunnah money)always possessed intrinsic value. By that, we mean that thevalue of the money, whatever that value might be, andregardless of changes in value that might naturally occur, wasstored within the money, and was thus immune to arbitraryexternal manipulation and devaluation.We further demonstrate that the monetary system asspecifically designed to remove ‘money with intrinsic value’from the money-system of the world, and to replace it withmoney that had no intrinsic value. Such non-redeemable papercurrencies could then be devalued. When they were devalued,not only would it result in an unjust legalised theft of the wealthof those who used the devalued currency but additionally, itwould become more and more expensive for such countries torepay loans which were taken on interest. Eventually these10
countries would be trapped with debts they could never repay,and would thus be at the mercy of those whose suspiciouslylarge loans to them were meant to deliver precisely such controlover them. (See John Perkins, ‘Confessions of an Economic HitMan’).As money was devalued, the cost of property, labour,goods and services in the territories of the devalued currencieswould become cheaper and cheaper for those who created themonetary system. Eventually one part of the world could livevery comfortably while the rest of the world, with theirconstantly devalued money, sweated and laboured in a newslavery to keep the bandits permanently rich and withpermanent first class tickets on the ship of life. As povertyincreased in the targeted countries, corruption naturally alsoincreased. Those who had the intellectual acumen of cattlewould then wonder loudly: why do Muslim countries sufferfrom so much corruption while the West (which had lootedtheir wealth and was living off their sweat) was so free fromcorruption.Then when the IMF forced privatization upon those whosemoney had lost value, the bandits could then buy out oil and gasfields, power-supply companies, telephone companies, etc., insuch countries for a song and six-pence, i.e., for a price far lessthan their true value. It remains an enigma that Venezuela’sHugo Chavez could understand the exploitative role of the IMF11
andcouldterminate Venezuela’smembershipinthatorganization, while the scholars of Islam remain amazinglysilent on the subject.This essay goes on to explain that the enemies are notcontent with simply living off the sweat of others throughexploiting to their advantage a monetary system that is unjustand oppressive. Rather they have a grand design to sofinancially enslave the masses as to permit them to impose theirdictatorship over the whole world. Their dictatorship would, inturn, pave the way for the Euro-Jewish State of Israel to becomethe ruling state in the world and, eventually, for a ruler of Israelto startle the world with the utterly fraudulent claim that he isthe true Messiah. In fact, he would be Dajjāl the false Messiahor Anti-Christ! We are now so close to that event that thiswriter confidently predicts that children now at school wouldlive to see it (See ‘Jerusalem in the Qur’an’ and the second chapterof ‘Sūrah al-Kahf and the Modern Age’ available for free downloadon the website: www.imranhosein.org).Unless one has an understanding of the grand designbehind the creation of the contemporary monetary system ofnon-redeemable paper money, one cannot respond properly tothe challenge posed by that monetary system. Yet this writerhas tried in vain to convince his distinguished and learned peersof the need to understand that grand design before embarkingon an effort to restore the Gold Dinār as money.12
CHAPTER TWOMONEY IN THE QUR’AN AND SUNNAHMany secularised Muslims in the modern age ferventlybelieve that religion should have nothing to do with economicand political life. Such Muslims would be at a loss to explain,or even understand, the following incident in the life of ProphetMuhammad (sallalahu ‘alaihi wa sallam):Abū Sa’īd al-Khudri said that Bilāl brought the Prophet some Barnidates, and when he asked him where he had gotten them he replied: “Ihad some inferior quality dates so I exchanged two Sa's of them forone Sa’ (of this).” The Prophet responded: “Ah! This is the veryessence of Ribā, the very essence of Ribā! Do not do so, but when youwish to buy, sell the dates in a separate transaction, then buy withwhat you get.”(Bukhāri, Muslim)We learn from the above that Prophet Muhammad (sallalahu‘alaihi wa sallam)prohibited an unequal exchange of ‘dates’ for‘dates’. He declared such an exchange to be the very essence of13
Ribā. Yet there is evidence that an unequal exchange of‘camels’ for ‘camels’ was permitted:Yahya related to me from Mālik from Nāf’i that Abdullah ibn Umarbought (i.e., exchanged) a female riding-camel for four camels and heguaranteed to give them in full to the buyer at ar-Rabādha.(Muwatta, Imām Mālik)The question naturally arises: why was there a prohibitionof an unequal exchange of dates, but no prohibition of anunequal exchange of camels?The answer to that question, located in a very importantHadīth of the blessed Prophet (sallalahu ‘alaihi wa sallam)concerning Ribā, explains what is money in Islam:Abī Sa’īd al-Khudri reported Allah’s Messenger as saying: “Gold forgold, silver for silver, wheat for wheat, barley for barley, dates fordates, and salt for salt. (When a transaction is) like for like, paymentbeing made on the spot, then if anyone gives more or asks for more,he has dealt in Ribā, the receiver and the giver being equally guilty.”(Sahīh, Muslim)The above Hadīth of Prophet Muhammad (sallalahu ‘alaihiwa sallam) has very clearly establishedthree things:Firstly, it established ‘money’ in Islam to be eitherprecious metals such as gold and silver, or other commoditiessuch as wheat, barley, dates and salt which are commodities ofregular consumption as food but which have a shelf-life. Thus,14
when there was a scarcity of gold and silver coins in the marketin Madina, commodities such as dates, which were available inthe market in abundant supply, and which had a shelf life, wereused as money. Consequently, we can now answer the abovequestion.The unequal exchange of camels for camels waspermissible since animals were never used as money. Anunequal exchange of dates for dates had to be prohibited,however, because dates were used as money, and permissionfor such an exchange would open the door for a moneylender to1lend money on interest.If the same principle concerning the use of commoditiessuch as dates as money, were to be applied in the Indonesianisland of Java, for example, then rice could be used as money ifgold and silver coins were to be in short supply in that market.In the island of Cuba on the other hand, sugar could be used asmoney, etc.Some scholars of Islam argue that mankind is free to useanything, even a grain of sand, as money. Therefore, there is noprohibition to printing paper and assigning any value to thepaper. Our response is that grains of sand or shells found on theseashore cannot qualify in Islam as money according to theHadīth since they are neither precious metals nor or theycommodities that are consumed regularly as food.15
Secondly, when gold, silver, wheat, barley, dates and salt(rice, sugar, etc.) were used as money, the value of the moneywas ‘inside’ the money and not ‘outside’. Hence, the Hadīthestablished ‘money’ in Islam to possess intrinsic value.Thirdly, money was always located within Allah’screation in a commodity that was created by Allah Most High,with value assigned to it by Allah Most High Himself. Hedeclared of Himself that He was al-Razzāck, the creator ofwealth.We may now describe money located in the Sunnah to be thefollowing: precious metals or other commodities as describedabove, money with intrinsic value, money located within Allah’s creation with valueassigned to such money by Allah Most High HimselfWho is the creator of wealth.Some scholars of Islam hasten to remind us that theSunnah is comprised of two parts. The first is that which hascome to us from the blessed Prophet but was based on Divineguidance. And the second is that which was based on his ownopinion. The Prophet has himself advised his followers inrespect of the second that “you are better informed about your16
worldly affairs.” The implication of this advice was that therewas no obligation to follow such Sunnah.The scholars go on to argue that ‘money’ falls in thesecond category. As a consequence, they argue, it is perfectlylegitimate for Muslims to accept the present system of nonredeemable paper-money in which the Jewish-Christian rulingalliance simply has to print paper as money, assign a fictitiousvalue to it, and in the process become creators of as muchwealth as they want. They can then use their currencies to buyanything they want in any part of the world. However, whenMuslims follow them in this blasphemous activity of creatingwealth out of nothing, a suitcase filled with Indonesian Rupiahsor Pakistani Rupees cannot buy even a cup of coffee inManhattan.Such scholars of Islam have never declared the presentmonetary system of non-redeemable paper money to be Harām,and it seems as though they never will. They are, of course,very wrong in their judgement and they will have to face theconsequences on the Day of Judgement for that atrociousfailure. They do not consider that money in the form of preciousmetals created by Allah Most High with intrinsic value assignedto them by Allah Himself is firmly grounded in the blessedQur’ān itself.17
Allah Most High referred to a Dinār in this verse of SūrahĀle ‘Imrān ﻪ ﻨ ﻣ ﺗ ﹾﺄ ﻦ ﺇﹺﻥ ﻣ ﻢ ﻨﻬ ﻣ ﻭ ﻚ ﻴ ﻩ ﹺﺇﹶﻟ ﺩ ﺆ ﻳ ﻨﻄﹶﺎ ﹴﺭ ﻪ ﹺﺑﻘ ﻨ ﻣ ﺗ ﹾﺄ ﻦ ﺇﹺﻥ ﻣ ﺏ ﺎ ﹺ ﻜﺘ ﻫ ﹺﻞ ﺍﹾﻟ ﻦ ﹶﺃ ﻣ ﻭ U ﻲ ﺎ ﻓ ﻴﻨ ﻋﹶﻠ ﺲ ﻴ ﻢ ﻗﹶﺎﻟﹸﻮﹾﺍ ﹶﻟ ﻬ ﻧ ﻚ ﹺﺑ ﹶﺄ ﻟ ﺎ ﹶﺫ ﺋﻤ ﻪ ﻗﹶﺂ ﻴ ﻋﹶﻠ ﺖ ﻣ ﺩ ﺎ ﻚ ﹺﺇ ﱠﻻ ﻣ ﻴ ﻩ ﹺﺇﹶﻟ ﺩ ﺆ ﻳ ﺎ ﹴﺭ ﻻﱠ ﻳﻨ ﹺﺑﺪ W ﻮ ﹶﻥ ۉ ﻌﹶﻠﻤ ﻳ ﻢ ﻫ ﻭ ﺏ ﺬ ﻪ ﺍﹾﻟ ﹶﻜ ﻋﻠﹶﻰ ﺍﻟﹼﻠ ﻘﹸﻮﻟﹸﻮ ﹶﻥ ﻭﻳ ﺳﺒﹺﻴ ﹲﻞ ﲔ ﻴ ﻣ ﺍ ُﻷ “Amongst the People of the Scripture (i.e., the Torah) there are thosewho if entrusted (by a fellow Israelite) with a Qintār (a treasure ofmoney such as a heap of gold coins) for safe-keeping, would return itupon demand. Yet amongst them there are those who if entrusted (bya Gentile, i.e., one who was not an Israelite) with a (single) Dinār (agold coin) for safe-keeping, would not return it on demand unless theowner were to persist in demanding the return of his property. Thereason for this (double standard) is because they argue that the(religious law) placed no obligation on them to be just and fair in theirdealings with Gentiles. But they tell a lie against Allah (Most High),and they know full well (that it is a lie).”(Qur’ān, Āle ‘Imrān, 3:75)He also referred to a Dirham in this verse of Sūrah Yūsuf:W ﻦ ۓ ﻳ ﻫﺪ ﺍ ﻦ ﺍﻟﺰ ﻣ ﻪ ﻴ ﻮﹾﺍ ﻓ ﻭﻛﹶﺎﻧ ﺓ ﺩ ﻭ ﻌﺪ ﻣ ﻢ ﻫ ﺍ ﺩﺭ ﺲ ﺨ ﹴ ﺑ ﻤ ﹴﻦ ﻩ ﹺﺑﹶﺜ ﺮﻭ ﺷ ﻭ ُU“And they sold him for a few measly Dirhams and they did sobecause they considered him to be of little worth.”(Qur’ān, Yūsuf, 12:20)18
In both these verses of the Qur’ān Allah Most High hasreferred to ‘money’ as ‘gold’ and ‘silver’ coins. A Dinār was agold coin with intrinsic value, and a Dirham or silver coin, alsohad intrinsic value. Both are firmly located in Allah’s creationand both possess value assigned to them by Allah Himself Whois the creator of wealth.There are other verses of the Qur’ān that also refer to goldand silver as wealth, and such wealth could be used as money inthe form of gold Dinārs and silver Dirhams: ﺐ ﻫ ﹺ ﻦ ﺍﻟ ﱠﺬ ﻣ ﺓ ﺮ ﻤﻘﹶﻨ ﹶﻄ ﻃ ﹺﲑ ﺍﹾﻟ ﺎ ﺍﹾﻟ ﹶﻘﻨ ﲔ ﻭ ﺒﹺﻨ ﺍﹾﻟ ﺎﺀ ﻭ ﻨﺴ ﻦ ﺍﻟ ﻣ ﺕ ﺍ ﻬﻮ ﺸ ﺐ ﺍﻟ ﺣ ﺱ ﺎ ﹺ ﻠﻨ ﻦ ﻟ ﻳ ﺯ U ﻩ ﺪ ﻨ ﻪ ﻋ ﺍﻟﹼﻠ ﺎ ﻭ ﻧﻴ ﺪ ﺓ ﺍﻟ ﺎ ﺤﻴ ﻉ ﺍﹾﻟ ﺎ ﻣﺘ ﻚ ﻟ ﺙ ﹶﺫ ﺮ ﺤ ﺍﹾﻟ ﺎ ﹺﻡ ﻭ ﻧﻌ ﺍ َﻷ ﺔ ﻭ ﻣ ﻮ ﺴ ﻤ ﻴ ﹺﻞ ﺍ ﹾﻟ ﺨ ﺍﹾﻟ ﺔ ﻭ ﻀ ﻔ ﺍﹾﻟ ﻭ W ﺏۈ ﺂ ﹺ ﻦ ﺍﹾﻟﻤ ﺴ ﺣ “Beautified for mankind is love of the joys (that come) from womenand offspring; and stored-up heaps of gold and silver (i.e., heaps ofDinārs and Dirhams), and horses branded (with their mark), andcattle and land. That is comfort of the life of the world. Allah! WithHim is a more excellent abode.”(Qur’ān, Āle ‘Imrān, 3:14) ﺎ ﻫﺒ ﺽ ﹶﺫ ﺭ ﹺ ﻣ ﹾﻞ ُﺀ ﺍﻷ ﻢ ﺪﻫ ﺣ ﻦ ﹶﺃ ﻣ ﺒ ﹶﻞ ﻳ ﹾﻘ ﺭ ﻓﹶﻠﹶﻦ ﻢ ﹸﻛﻔﱠﺎ ﻫ ﻭ ﻮﹾﺍ ﺎﺗ ﻭﻣ ﻭﹾﺍ ﻦ ﹶﻛ ﹶﻔﺮ ﻳ ﹺﺇ ﱠﻥ ﺍﱠﻟﺬ UW [ ﻦ ﺻ ﺮﹺﻳ ﺎ ﻦ ﻧ ﻢ ﻣ ﺎ ﹶﻟﻬ ﻭﻣ ﻢ ﻴ ﺏ ﹶﺃﻟ ﻋﺬﹶﺍ ﻢ ﻬ ﻚ ﹶﻟ ﺌ ﻭﻟﹶـ ﻪ ﹸﺃ ﻯ ﹺﺑ ﺘﺪ ﻭﹶﻟ ﹺﻮ ﺍ ﹾﻓ 19
“Lo! those who disbelieve, and die in disbelief, the (whole) earth fullof gold would not be accepted from such an one if it were offered as aransom (hence as money through which he seeks to ransom his soul).Theirs will be a painful doom and they will have no helpers.”(Qur’ān, Āle ‘Imrān, 3:91) ﺱ ﺎ ﹺ ﺍ ﹶﻝ ﺍﻟﻨ ﻣﻮ ﻴ ﹾﺄ ﹸﻛﻠﹸﻮ ﹶﻥ ﹶﺃ ﻥ ﹶﻟ ﺎ ﻫﺒ ﺮ ﺍﻟ ﺎ ﹺﺭ ﻭ ﺣﺒ ﻦ ﺍ َﻷ ﻣ ﺍ ﺜﲑ ﻮﹾﺍ ﹺﺇ ﱠﻥ ﹶﻛ ﻣﻨ ﻦ ﺁ ﻳ ﺎ ﺍﱠﻟﺬ ﻳﻬ ﺎ ﹶﺃ ﻳ U ﺎ ﻧﻬ ﻔﻘﹸﻮ ﻨ ﻭ ﹶﻻ ﻳ ﻀ ﹶﺔ ﻔ ﺍﹾﻟ ﺐ ﻭ ﻫ ﻭ ﹶﻥ ﺍﻟ ﱠﺬ ﹾﻜﹺﻨﺰ ﻦ ﻳ ﻳ ﻭﺍﱠﻟﺬ ﻪ ﺳﺒﹺﻴ ﹺﻞ ﺍﻟﹼﻠ ﻦ ﻭ ﹶﻥ ﻋ ﺼﺪ ﻳ ﻭ ﻃ ﹺﻞ ﺎ ﺑﹺﺎﹾﻟﺒ W \ ﻴ ﹴﻢ ﺏ ﹶﺃﻟ ﻌﺬﹶﺍ ﹴ ﻢ ﹺﺑ ﺮﻫ ﺸ ﺒ ﻪ ﹶﻓ ﺳﺒﹺﻴ ﹺﻞ ﺍﻟﹼﻠ ﻲ ﻓ “O ye who believe! Lo! many of the (Jewish) rabbis and the(Christian) monks devour the wealth of mankind wantonly and debar(men) from the way of Allah. They who hoard up gold and silver andspend it not (this would obviously be in the context of use of goldand silver as money) in the way of Allah, unto them give tidings (OMuhammad) of a painful doom.”(Qur’ān, al-Tauba, 9:34) ﺳ ﹸﻘﻔﹰﺎ ﻢ ﺗ ﹺﻬ ﻮ ﺒﻴ ﻟ ﻤ ﹺﻦ ﺣ ﺮ ﺮ ﺑﹺﺎﻟ ﻳ ﹾﻜ ﹸﻔ ﻦ ﻟﻤ ﺎ ﻌ ﹾﻠﻨ ﺠ ﺪ ﹰﺓ ﹶﻟ ﺣ ﺍ ﻣ ﹰﺔ ﻭ ﺱ ﹸﺃ ﺎ ﻳﻜﹸﻮ ﹶﻥ ﺍﻟﻨ ﻮﻟﹶﺎ ﺃﹶﻥ ﻭﹶﻟ U ﻭ ﹶﻥ ﻜﺆ ﺘ ﻳ ﺎ ﻴﻬ ﻋﹶﻠ ﺍ ﺮﺭ ﺳ ﻭ ﺎ ﺍﺑ ﺑﻮ ﻢ ﹶﺃ ﺗ ﹺﻬ ﻮ ﺒﻴ ﻟ ﻭ [ ﻭ ﹶﻥ ﻬﺮ ﻳ ﹾﻈ ﺎ ﻴﻬ ﻋﹶﻠ ﺝ ﺎ ﹺﺭ ﻣﻌ ﻭ ﺔ ﻀ ﻦ ﹶﻓ ﻣ ﲔﭥ ﻘ ﺘ ﻤ ﻟ ﹾﻠ ﻚ ﺑ ﺭ ﺪ ﻨ ﺮ ﹸﺓ ﻋ ﺧ ﺍﻟﹾﺂ ﺎ ﻭ ﻧﻴ ﺪ ﺓ ﺍﻟ ﺎ ﺤﻴ ﻉ ﺍﹾﻟ ﺎ ﻣﺘ ﻤﺎ ﻚ ﹶﻟ ﻟ ﻭﺇﹺﻥ ﹸﻛ ﱡﻞ ﹶﺫ ﺮﻓﹰﺎ ﺧ ﺯ ﻭ پ W20
“And were it not that (all) men might become of one (evil) way oflife, We would provide, for everyone that blasphemes against (Allah)Most Gracious, silver roofs for their houses and (silver) stair-ways onwhich to go up, and (silver) doors to their houses, and thrones (ofsilver) on which they could recline, and also Zukhruf (i.e., gold). Butall this were nothing but conveniences of the present life: TheHereafter, in the sight of thy Lord is for those who fear (Him).”(Qur’ān, Zukhruf, 43:33-5) ﺧﺬﹸﻭﹾﺍ ﺗ ﹾﺄ ﻼ ﺍ ﹶﻓ ﹶ ﻨﻄﹶﺎﺭ ﻦ ﻗ ﻫ ﺍ ﺣﺪ ﻢ ﹺﺇ ﺘ ﻴ ﺗ ﺁ ﺝ ﻭ ﻭ ﹴ ﺯ ﻣﻜﹶﺎ ﹶﻥ ﺝ ﻭ ﹴ ﺯ ﺍ ﹶﻝ ﺒﺪ ﺘ ﺳ ﻢ ﺍ ﺗ ﺩ ﹺﺇ ﹾﻥ ﹶﺃﺭ ﻭ UW ﻣﺒﹺﻴﻨﹰﺎ ﻭﹺﺇﺛﹾﻤﹰﺎ ﺎﻧﹰﺎ ﻬﺘ ﺑ ﻪ ﻧ ﺧﺬﹸﻭ ﺗ ﹾﺄ ﺌﹰﺎ ﹶﺃ ﺷﻴ ﻪ ﻨ ﻣ "And if you wish to have (one) wife in place of another and you havegiven one of them a Qintār (i.e., a treasure of gold and silver coins),then take not from it anything; would you take it by slandering (her)and (doing her) manifest wrong?”(Qur’ān, al-Nisā, 4:20)The Qur’ān goes on to reveal the extraordinary news thatgold and silver would maintain their status as things of greatvalue in the next world as well. In other words, gold and silverpossess a spiritual reality as things of value, in addition to theirvalue in this material world: ﻢ ﻬ ﺑ ﺭ ﻢ ﻫ ﺳﻘﹶﺎ ﻭ ﺔ ﻀ ﻓ ﻦ ﺭ ﻣ ﺎ ﹺﻭ ﺣﻠﱡﻮﺍ ﹶﺃﺳ ﻭ ﻕ ﺮ ﺒ ﺘ ﺳ ﻭﹺﺇ ﺮ ﻀ ﺧ ﺱ ﺪ ﹴ ﻨ ﺏ ﺳ ﻴﺎ ﺛ ﻢ ﻬ ﻴ ﻟ ﺎ ﻋ UW ﺍ ﻮﺭ ﺎ ﹶﻃﻬ ﺍﺑ ﺷﺮ 21
“Their raiment will be fine green silk embroidered in gold. Braceletsof silver will they wear. Their Lord will quench their thirst with adrink (sparkling) with purity.” [This verse, as well as others thatfollow, reveal that gold and silver will remain precious and valuablein the hereafter as well.](Qur’ān, al-Insān, 76:21) ﺗﹶﻠ ﱡﺬ ﻭ ﺲ ﻪ ﺍ ﹾﻟﺄﹶﻧ ﹸﻔ ﺘﻬﹺﻴ ﺸ ﺗ ﺎ ﺎ ﻣ ﻴﻬ ﻭﻓ ﺏ ﺍ ﹴ ﻭﹶﺃ ﹾﻛﻮ ﺐ ﻫ ﹴ ﻦ ﹶﺫ ﻑ ﻣ ﺎ ﺼﺤ ﻴﻬﹺﻢ ﹺﺑ ﻋﹶﻠ ﻑ ﻳﻄﹶﺎ Uَ W ﻭ ﹶﻥ ﻟﺪ ﺎ ﺎ ﺧ ﻴﻬ ﻢ ﻓ ﺘ ﻭﺃﹶﻧ ﻦ ﻴ ﻋ ﺍﹾﻟﹶﺄ “Therein are brought round for them trays of gold and goblets, andtherein is all that souls (i.e., hearts) desire and eyes find sweet. Andyou will abide therein forever.”(Qur’ān, al-Zukhruf, 43:71)W ﲔ ﺘ ﹺﺮﹺﻧ ﻣ ﹾﻘ ﺋ ﹶﻜ ﹸﺔ ﻤﻠﹶﺎ ﻪ ﺍﹾﻟ ﻌ ﻣ ﺎﺀ ﻭ ﺟ ﺐ ﹶﺃ ﻫ ﹴ ﻦ ﹶﺫ ﺭﹲﺓ ﻣ ﺳ ﹺﻮ ﻪ ﹶﺃ ﻴ ﻋﹶﻠ ﻲ ﻘ ﻮﻟﹶﺎ ﹸﺃﹾﻟ ﹶﻓﹶﻠ U"Then why are not gold bracelets bestowed on him, or (why) come(not) with him angels accompanying him in procession?" [Hence theyrecognised gold to be precious and that it can be bestowed fromabove.](Qur’ān, al-Zukhruf, 43:53) ﻢ ﻬ ﺳ ﺎ ﻟﺒ ﻭ ﺍ ﺆﹸﻟﺆ ﻭﹸﻟ ﺐ ﻫ ﹴ ﻦ ﹶﺫ ﺭ ﻣ ﺎ ﹺﻭ ﻦ ﹶﺃﺳ ﺎ ﻣ ﻴﻬ ﻮ ﹶﻥ ﻓ ﺤﱠﻠ ﻳ ﺎ ﻧﻬ ﺧ ﻠﹸﻮ ﺪ ﻳ ﻥ ﺪ ﻋ ﺕ ﺎ ﺟﻨ Uٌ W ﺮ ﺣﺮﹺﻳ ﺎ ﻴﻬ ﻓ 22
“Gardens of Eternity will they enter: therein will they be adorned withbracelets of gold and pearls; and their garments there will be of silk.”(Qur’ān, al-Fātir 35:33) ﺎ ﺘﻬ ﺤ ﺗ ﻦ ﺠﺮﹺﻱ ﻣ ﺗ ﺕ ﺎ ﺟﻨ ﺕ ﺎ ﻟﺤ ﺎ ﻤ ﻠﹸﻮﺍ ﺍﻟﺼ ﻭﻋ ﻮﺍ ﻣﻨ ﻦ ﺁ ﻳ ﺧ ﹸﻞ ﺍﱠﻟﺬ ﺪ ﻳ ﻪ ﹺﺇ ﱠﻥ ﺍﻟﱠﻠ Uٌ W ﺮ ﺣﺮﹺﻳ ﺎ ﻴﻬ ﻢ ﻓ ﻬ ﺳ ﺎ ﻟﺒ ﻭ ﺍ ﺆﹸﻟﺆ ﻭﹸﻟ ﺐ ﻫ ﹴ ﻦ ﹶﺫ ﺭ ﻣ ﺎ ﹺﻭ ﻦ ﹶﺃﺳ ﻣ ﺎ ﻴﻬ ﻮ ﹶﻥ ﻓ ﺤﱠﻠ ﻳ ﺭ ﺎ ﻧﻬ ﺍﹾﻟﹶﺄ “Allah will admit those who believe and work righteous deeds, toGardens wherein rivers flow: they shall be adorned therein withbracelets of gold and pearls; and their garments there will be of silk.”(Qur’ān, al-Hajj, 22:23) ﺭ ﺎ ﹺﻭ ﻦ ﹶﺃﺳ ﻣ ﺎ ﻴﻬ ﻮ ﹶﻥ ﻓ ﺤﱠﻠ ﻳ ﺭ ﺎ ﻧﻬ ﻢ ﺍ ﹾﻟﹶﺄ ﺘ ﹺﻬ ﺤ ﺗ ﻦ ﺠﺮﹺﻱ ﻣ ﺗ ﻥ ﺪ ﻋ ﺕ ﺎ ﺟﻨ ﻢ ﻬ ﻚ ﹶﻟ ﺌ ﻭﹶﻟ ﹸﺃ U ﻚ ﺋ ﺍ ﻋﻠﹶﻰ ﺍﹾﻟﹶﺄﺭ ﺎ ﻴﻬ ﲔ ﻓ ﺌ ﻜ ﺘ ﻣ ﻕ ﺮ ﹴ ﺒ ﺘ ﺳ ﻭﹺﺇ ﺱ ﺪ ﹴ ﻨ ﻦ ﺳ ﺍ ﻣ ﻀ ﺮ ﺧ ﺎ ﺎﺑ ﺛﻴ ﻮ ﹶﻥ ﺒﺴ ﻳ ﹾﻠ ﻭ ﺐ ﻫ ﹴ ﻦ ﹶﺫ ﻣ W ﺗ ﹶﻔﻘﹰﺎ ﺮ ﻣ ﺖ ﻨ ﺴ ﺣ ﻭ ﺏ ﺍ ﻢ ﺍﻟﱠﺜﻮ ﻌ ﹺﻧ “For them will be Gardens of Eternity wherein rivers will flow; theywill be adorned therein with bracelets of gold, and they will weargreen garments of fine silk and heavy brocade: They will reclinetherein on raised thrones. How good the recompense! How beautiful acouch on which to recline!”(Qur’ān, al-Kahf, 18:31)23
ﻰ ﺣﺘ ﻚ ﻴ ﻗ ﺮ ﻟ ﻦ ﻣ ﺆ ﻧ ﻭﻟﹶﻦ ﺎﺀ ﺴﻤ ﻲ ﺍﻟ ﺮﻗﹶﻰ ﻓ ﺗ ﻭ ﻑ ﹶﺃ ﺮ ﺧ ﺯ ﻦ ﺖ ﻣ ﻴ ﺑ ﻚ ﻳ ﻜﹸﻮ ﹶﻥ ﹶﻟ ﻭ ﹶﺃ UW ﻮ ﹰﻻ ﺭﺳ ﺍ ﺸﺮ ﺑ ﺖ ﹶﺇ ﱠﻻ ﻫ ﹾﻞ ﻛﹸﻨ ﻲ ﺭﺑ ﺎ ﹶﻥ ﺒﺤ ﺳ ﻩ ﻗﹸ ﹾﻞ ﺅ ﺮ ﻧ ﹾﻘ ﺎ ﺎﺑ ﻛﺘ ﺎ ﻴﻨ ﻋﹶﻠ ﺰ ﹶﻝ ﻨ ﺗ "(Even if) you have a house adorned with gold, or you mount a ladderright into the skies, we shall not believe in your mounting (into theskies) until you send down to us a book that we could read." Say:"Glory to my Lord! Am I aught but a man - a messenger?" [Thus theyrecognised gold to be something precious and of great value.](Qur’ān, al-Isrā, 17:93)Indeed, the gold Dinār is destined to play a verysignificant role on Judgement Day itself. In a very long Hadīth,the weight of goodness in a heart, when measured against aDinār, would be the measure by which people would be takenout of the hell-fire. Here is the relevant passage from the longHadīth:Abū Sa'īd al-Khudri reported: When the Day of Resurrection comes aMu'adhdhin (a proclaimer) would proclaim: “Let every people followwhat they used to worship . . . .”Then their persons would be forbidden to the Fire; and they wouldtake out a large number of people who had been overtaken by Fire upto the middle of the shank or up to the knees. They would then say:“O our Lord not one of those about whom Thou didst give uscommand remains in it (in Jahannam)”. He will then say: “Go backand bring out (from the hell-fire) those in whose hearts you find goodof the weight of a Dinār.” Then they will take out a large number of24
people. Then they would say: “O our Lord! We have not left anyoneabout whom You commanded us.” He will then
Imrān N. Hosein 2007 Free downloads of several books written by this author are available at his website: www.imranhosein.org Online purchases of the author’s books and DVDs of lectures can be made at: www.ummahzone.com Books and DVDs o
Silat is a combative art of self-defense and survival rooted from Matay archipelago. It was traced at thé early of Langkasuka Kingdom (2nd century CE) till thé reign of Melaka (Malaysia) Sultanate era (13th century). Silat has now evolved to become part of social culture and tradition with thé appearance of a fine physical and spiritual .
May 02, 2018 · D. Program Evaluation ͟The organization has provided a description of the framework for how each program will be evaluated. The framework should include all the elements below: ͟The evaluation methods are cost-effective for the organization ͟Quantitative and qualitative data is being collected (at Basics tier, data collection must have begun)
̶The leading indicator of employee engagement is based on the quality of the relationship between employee and supervisor Empower your managers! ̶Help them understand the impact on the organization ̶Share important changes, plan options, tasks, and deadlines ̶Provide key messages and talking points ̶Prepare them to answer employee questions
Dr. Sunita Bharatwal** Dr. Pawan Garga*** Abstract Customer satisfaction is derived from thè functionalities and values, a product or Service can provide. The current study aims to segregate thè dimensions of ordine Service quality and gather insights on its impact on web shopping. The trends of purchases have
On an exceptional basis, Member States may request UNESCO to provide thé candidates with access to thé platform so they can complète thé form by themselves. Thèse requests must be addressed to esd rize unesco. or by 15 A ril 2021 UNESCO will provide thé nomineewith accessto thé platform via their émail address.
.56 ohm R56 Green Blue Silver.68 ohm R68 Blue Gray Silver.82 ohm R82 Gray Red Silver 1.0 ohm 1R0 Brown Black Gold 1.1 ohm 1R1 Brown Brown Gold 1.5 ohm 1R5 Brown Green Gold 1.8 ohm 1R8 Gray Gold 2.2 ohm 2R2 Red Red Gold 2.7 ohm 2R7 Red Purple Gold 3.3 ohm 3R3 Orange Orange Gold 3.9 ohm 3R9 Orange White Gold 4.7 ohm 4R7 Yellow Purple Gold 5.6 ohm 5R6 Green Blue Gold 6.8 ohm 6R8 Blue Gray Gold 8 .
Chính Văn.- Còn đức Thế tôn thì tuệ giác cực kỳ trong sạch 8: hiện hành bất nhị 9, đạt đến vô tướng 10, đứng vào chỗ đứng của các đức Thế tôn 11, thể hiện tính bình đẳng của các Ngài, đến chỗ không còn chướng ngại 12, giáo pháp không thể khuynh đảo, tâm thức không bị cản trở, cái được
Nano? Silver containing substance (SCAS) CAS No. Elemental silver a) Particulate silver 7440-22-4 b) Silver ionisation systems 7440-22-4 Silver adsorbed to silica dioxide Not yet allocated Silver chloride adsorbed to titan dioxide Not yet allocated Silver nitrate 7761-88-8 Silver sodium hydrogen zirconium phosphate 265647-11-8 Silver zinc .
