INTEREST RATES - September 15, 2021 To October 15, 2021

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INTEREST RATES - October 15, 2021 to November 15, 2021Notices1. Before soliciting or taking any annuity applications, you are required to complete Lafayette Life's Annuity Training and any ContinuingEducation Courses as required by your State Insurance Department.2. Sales of the 3 - 7 Year Fixed Period SPIA's have been suspended until further notice. Some other shorter duration fixed period SPIAsmay also be ineligible, depending on the duration and premium amount chosen. The online iPipeline quote system will automaticallyprevent any ineligible SPIA quotes and instruct you to choose a longer duration.3. Automatic acceptance of premiums received in any policy year for FPDA's will be limited to the contractual maximums stated in theannuity policy forms. Aggregate premiums in excess of these limits will need written approval from an officer of the company.4. We will no longer accept life only single premium immediate annuities over age 74. Any immediate annuity application on an individual75 years or older must be for a minimum of life and 10 year certain.All interest rates are subject to change. Products are not available in all states. Please consult the Lafayette Life web site (www.llic.com) for statespecific information. Rates in green represent an increase in rates, rates in red represent a decrease in rates.PRODUCTS CURRENTLY AVAILABLE FOR SALE2017 version of the Marquis Centennial 7 & 10The guaranteed minimum surrender value of contracts will be 87.5% of all net premiums (less any withdrawals) accumulated at 1.00%.Transfers among allocation options will be credited based on Portfolio rates and caps.7 Year Surrender ChargeNew pParticipationEffective 10/16/2021RateRateRateRateGoldman Sachs 3-Year Point to Pointno capno cap85%100%Goldman Sachs 2-Year Point to Pointno capno cap65%50%Goldman Sachs 1-Year Point to Pointno capno cap50%35%JP Morgan 3-Year Point to Pointno capno cap65%47%JP Morgan 2-Year Point to Pointno capno cap55%40%JP Morgan 1-Year Point to Pointno capno cap40%30%S&P Annual Point to Point100%1.25%100%3.75%S&P Monthly Average100%1.50%100%2.75%S&P Monthly Cap100%1.00%100%1.15%Fixedn/a1.00%n/a1.05%Short Term1.00%n/aGoldman Sachs 3-Year Point to PointGoldman Sachs 2-Year Point to PointGoldman Sachs 1-Year Point to PointJP Morgan 3-Year Point to PointJP Morgan 2-Year Point to PointJP Morgan 1-Year Point to PointS&P Annual Point to PointS&P Monthly AverageS&P Monthly CapFixedShort TermLL-3528 (10/21)10 Year Surrender ChargeNew pParticipationRateRateRateRateno capno cap95%100%no capno cap70%50%no capno cap50%35%no capno cap67%47%no capno cap57%40%no capno .05%100%1.15%n/a1.50%n/a1.05%1.00%n/aThe Lafayette Life Insurance Company - 400 Broadway - Cincinnati, OH 45202-3341 - www.llic.comFor Financial Professional Use Only

PRODUCTS CURRENTLY AVAILABLE FOR SALE (continued)Marquis SPThe guaranteed minimum surrender value of contracts will be 87.5% of all net premiums (less any withdrawals) accumulated at 1.00%.Marquis SP policies funded by 1035 exchanges and qualified transfers will receive the rates in effect upon the application sign date (“ratelock”), while Marquis SP policies funded by "cash with app" will receive the rates in effect upon the policy date. To qualify for rate lock,all paperwork must be received in good order within 10 calendar days of the application sign date and all premium must be receivedwithin 60 days of the application sign date. Please see the agent reference manual for details.New MoneyEffective 10/15/2021Goldman Sachs 3-Year Point to PointGoldman Sachs 2-Year Point to PointGoldman Sachs 1-Year Point to PointJP Morgan 3-Year Point to PointJP Morgan 2-Year Point to PointJP Morgan 1-Year Point to PointS&P Annual Point to PointS&P Monthly AverageFixedShort TermInterest/CapRateno capno capno capno capno capno cap4.00%2.75%1.20%1.00%7 an/a10 YearInterest/CapRateno capno capno capno capno capno 55%45%32%100%100%n/an/a2012 version of the Group Marquis Centennial - Qualified Markets OnlyThe guaranteed minimum surrender value of these contracts will be 87.5% of all premiums (less any withdrawals) accumulated at aguaranteed minimum interest rate (GMIR) between 1% and 3%. The GMIR for new issues will be re-evaluated quarterly based off ofthe 5-year Constant Maturity Treasury (CMT) rate reported by the Federal Reserve.The GMIR for new issues in 2021 will be 1.00%.Transfers among allocation options will be credited based on New Money rates and caps.For all new business in these states: AZ, CA, CO, HI, IL, IN, LA, MN, NJ, OH, PA, TN, WI and the District of Columbia.New pParticipationEffective 10/16/2021RateRateRateRateGoldman Sachs 3-Year Point to Pointno capno cap80%60%Goldman Sachs 2-Year Point to Pointno capno cap60%45%Goldman Sachs 1-Year Point to Pointno capno cap40%30%JP Morgan 3-Year Point to Pointno capno cap60%45%JP Morgan 2-Year Point to Pointno capno cap50%35%JP Morgan 1-Year Point to Pointno capno cap37%25%S&P Annual Point to Point100%1.75%100%1.25%S&P Monthly Average1.25%100%1.75%100%S&P Monthly Cap100%1.00%100%1.05%Fixed1.00%n/a1.35%n/aShort Term1.00%n/aPremium Deposit Fund RidersThe PDF Max rate applies to policies with application date on or after 10/15/05.New Premium Deposit Fund Max RiderNew Premium Deposit Fund RiderLL-3528 (10/21)2.00%1.00%The Lafayette Life Insurance Company - 400 Broadway - Cincinnati, OH 45202-3341 - www.llic.comFor Financial Professional Use Only

PRODUCTS CURRENTLY AVAILABLE FOR SALE (continued)2006 version of the Group Marquis Centennial - Qualified Markets OnlyThe guaranteed minimum surrender value of these contracts is 90% of premiums, less withdrawals, accumulated at 3%.For all new business in the following states: AL, AR, CT, DE, GA, IA, ID, KS, KY, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH,NM, NV, OK, OR, RI, SC, SD, UT, VA, VT, WA, WV, and WY.Transfers among allocation options will be credited based on New Money rates and caps.New pParticipationEffective 10/16/2021RateRateRateRateGoldman Sachs 3-Year Point to Pointno capno cap90%60%Goldman Sachs 2-Year Point to Pointno capno cap70%45%Goldman Sachs 1-Year Point to Pointno capno cap45%30%JP Morgan 3-Year Point to Pointno capno cap67%42%JP Morgan 2-Year Point to Pointno capno cap52%35%JP Morgan 1-Year Point to Pointno capno cap40%25%S&P Annual Point to Point1.50%100%2.00%100%S&P Monthly Average1.50%100%2.00%100%S&P Monthly Cap100%1.05%100%1.05%Fixed1.50%n/a1.50%n/aShort Term1.50%n/aGroup Marquis Flex - Qualified Markets OnlyThe guaranteed minimum interest rate for these contracts will be 3%.For all new business in the following states: FL and TX.Rates also apply to existing business.FixedParticipation RateGuaranteedNew MoneyPortfolioRateRateRateEffective Date:10/16/202110/16/202110/16/2021Non-Oregon Business3.00%3.00%3.00%100.00%GroupOregon Business3.00%3.00%3.00%40.00%GroupAsset Retention Account Interest Rate:Miscellaneous Rates - effective 10/16/20210.10%Cap RateAnnualPoint to Point10/16/20213.00%5.00%subject to changeVariable (Dynamic) Loan Interest RateLoan interest rates are reset annually on the policy anniversary. The rate applicable to all loans on a policy is from the table below basedon the month of the policy anniversary that begins the policy year.Month of Policy AnniversaryPolicy YearLoan 528 (10/21)The Lafayette Life Insurance Company - 400 Broadway - Cincinnati, OH 45202-3341 - www.llic.comFor Financial Professional Use Only

RENEWAL RATES FOR MARQUIS SPMarquis SPGoldman Sachs 3-Year Point to PointGoldman Sachs 2-Year Point to PointGoldman Sachs 1-Year Point to PointJP Morgan 3-Year Point to PointJP Morgan 2-Year Point to PointJP Morgan 1-Year Point to PointS&P Annual Point to PointS&P Monthly AverageFixedGoldman Sachs 3-Year Point to PointGoldman Sachs 2-Year Point to PointGoldman Sachs 1-Year Point to PointJP Morgan 3-Year Point to PointJP Morgan 2-Year Point to PointJP Morgan 1-Year Point to PointS&P Annual Point to PointS&P Monthly AverageFixedGoldman Sachs 3-Year Point to PointGoldman Sachs 2-Year Point to PointGoldman Sachs 1-Year Point to PointJP Morgan 3-Year Point to PointJP Morgan 2-Year Point to PointJP Morgan 1-Year Point to PointS&P Annual Point to PointS&P Monthly AverageFixedInterest/CapRateno capno capno capno capno capno cap3.00%2.25%1.30%(Contracts that Swept on 11/14/20 and 11/27/20)7 Year10 Rate100%no cap100%55%no cap55%40%no cap40%52%no cap55%45%no cap45%32%no t/CapRateno capno capno capno capno capno cap3.00%3.50%1.95%(Contracts that Swept on 11/14/19 and 11/27/19)7 Year10 Rate115%no cap105%95%no cap85%70%no cap60%87%no cap82%75%no cap70%55%no t/CapRateno capno capno capno capno capno cap3.50%4.00%2.25%(Contracts that Swept on 11/14/18 and 11/27/18)7 Year10 Rate130%no cap135%105%no cap110%75%no cap80%97%no cap105%85%no cap87%62%no cap65%100%3.75%100%100%4.00%100%n/a2.30%n/aRenewal rates for Marquis SP policies are delivered to policyowners annually. For renewal rates on policies that sweptin prior years, please contact the Home Office.LL-3528 (10/21)The Lafayette Life Insurance Company - 400 Broadway - Cincinnati, OH 45202-3341 - www.llic.comFor Financial Professional Use Only

DISCONTINUED AND SUSPENDED PRODUCTS2012 version of the Marquis Centennial 7 & 10The guaranteed minimum surrender value of these contracts will be 87.5% of all net premiums (less any withdrawals) accumulated at aguaranteed minimum interest rate (GMIR) between 1% and 3%. The GMIR for new issues will be re-evaluated quarterly based off ofthe 5-year Constant Maturity Treasury (CMT) rate reported by the Federal Reserve.Transfers among allocation options will be credited based on New Money rates and caps.7 Year Surrender ChargeNew pParticipationEffective 10/16/2021RateRateRateRateGoldman Sachs 3-Year Point to Pointno capno cap70%65%Goldman Sachs 2-Year Point to Pointno capno cap50%50%Goldman Sachs 1-Year Point to Pointno capno cap35%35%JP Morgan 3-Year Point to Pointno capno cap52%47%JP Morgan 2-Year Point to Pointno capno cap47%40%JP Morgan 1-Year Point to Pointno capno cap35%30%S&P Annual Point to Point100%1.00%100%1.50%S&P Monthly Average100%1.25%100%1.50%S&P Monthly Cap100%1.00%100%1.15%Fixedn/a1.00%n/a1.05%Short Term1.00%n/aGoldman Sachs 3-Year Point to PointGoldman Sachs 2-Year Point to PointGoldman Sachs 1-Year Point to PointJP Morgan 3-Year Point to PointJP Morgan 2-Year Point to PointJP Morgan 1-Year Point to PointS&P Annual Point to PointS&P Monthly AverageS&P Monthly CapFixedShort TermLL-3528 (10/21)10 Year Surrender ChargeNew pParticipationRateRateRateRateno capno cap90%65%no capno cap65%50%no capno cap45%35%no capno cap65%47%no capno cap55%40%no capno .00%100%1.15%n/a1.30%n/a1.05%1.00%n/aThe Lafayette Life Insurance Company - 400 Broadway - Cincinnati, OH 45202-3341 - www.llic.comFor Financial Professional Use Only

DISCONTINUED AND SUSPENDED PRODUCTS (continued)2006 version of the Marquis Centennial 3, 5, 7 & 10 and 10 with Premium Bonus Rider (PBR)The guaranteed minimum surrender value of these contracts is 90% of all net premiums (less any withdrawals) accumulated at 3%. ThePremium Bonus was 5%, and it currently is credited with a 1.00% fixed interest rate.Transfers among allocation options will be credited based on New Money rates and caps.3 Year Surrender ChargeNew pParticipationEffective 10/16/2021RateRateRateRateGoldman Sachs 3-Year Point to Pointno cap10%no cap65%Goldman Sachs 2-Year Point to Pointno cap10%no cap50%Goldman Sachs 1-Year Point to Pointno cap10%no cap35%JP Morgan 3-Year Point to Pointno cap10%no cap50%JP Morgan 2-Year Point to Pointno cap10%no cap42%JP Morgan 1-Year Point to Pointno cap10%no cap32%S&P Annual Point to1.50%100%1.50%100%S&P Monthly Average1.50%100%1.50%100%S&P Monthly Cap1.00%100%1.05%100%Fixed1.50%n/a1.50%n/aShort Term1.50%n/aEffective 10/16/2021Goldman Sachs 3-Year Point to PointGoldman Sachs 2-Year Point to PointGoldman Sachs 1-Year Point to PointJP Morgan 3-Year Point to PointJP Morgan 2-Year Point to PointJP Morgan 1-Year Point to PointS&P Annual Point to PointS&P Monthly AverageS&P Monthly CapFixedShort TermEffective 10/16/2021Goldman Sachs 3-Year Point to PointGoldman Sachs 2-Year Point to PointGoldman Sachs 1-Year Point to PointJP Morgan 3-Year Point to PointJP Morgan 2-Year Point to PointJP Morgan 1-Year Point to PointS&P Annual Point to PointS&P Monthly AverageS&P Monthly CapFixedShort TermLL-3528 (10/21)5 Year Surrender ChargeNew pParticipationRateRateRateRateno capno cap65%55%no capno cap50%40%no capno cap35%30%no capno cap50%42%no capno cap42%35%no capno 100%1.05%100%1.50%n/a1.50%n/a1.50%n/a7 Year Surrender ChargeNew pParticipationRateRateRateRateno capno cap75%60%no capno cap60%45%no capno cap40%30%no capno cap57%42%no capno cap47%35%no capno 100%1.05%100%1.50%n/a1.50%n/a1.50%n/aThe Lafayette Life Insurance Company - 400 Broadway - Cincinnati, OH 45202-3341 - www.llic.comFor Financial Professional Use Only

DISCONTINUED AND SUSPENDED PRODUCTS (continued)2006 version of the Marquis Centennial 3, 5, 7 & 10 and 10 with Premium Bonus Rider (PBR)The guaranteed minimum surrender value of these contracts is 90% of all net premiums (less any withdrawals) accumulated at 3%. ThePremium Bonus was 5%, and it currently is credited with a 1.00% fixed interest rate.Transfers among allocation options will be credited based on New Money rates and caps.10 Year Surrender ChargeNew pParticipationEffective 10/16/2021RateRateRateRateGoldman Sachs 3-Year Point to Pointno capno cap90%60%Goldman Sachs 2-Year Point to Pointno capno cap70%45%Goldman Sachs 1-Year Point to Pointno capno cap45%30%JP Morgan 3-Year Point to Pointno capno cap67%42%JP Morgan 2-Year Point to Pointno capno cap52%35%JP Morgan 1-Year Point to Pointno capno cap40%25%S&P Annual Point to Point1.50%100%2.00%100%S&P Monthly Average1.50%100%2.00%100%S&P Monthly Cap1.05%100%1.05%100%Fixed1.50%n/a1.50%n/aShort Term1.50%n/aEffective 10/16/2021Goldman Sachs 3-Year Point to PointGoldman Sachs 2-Year Point to PointGoldman Sachs 1-Year Point to PointJP Morgan 3-Year Point to PointJP Morgan 2-Year Point to PointJP Morgan 1-Year Point to PointS&P Annual Point to PointS&P Monthly AverageS&P Monthly CapFixedShort Term10 Year Surrender Charge with Premium Bonus RiderNew pParticipationRateRateRateRateno cap10%no cap45%no cap10%no cap30%no cap10%no cap20%no cap10%no cap32%no cap10%no cap27%no cap10%no %1.00%100%1.50%n/a1.50%n/a1.50%n/aMarquis Flex 5 - Qualifed Markets Only [412(e)(3)]The guaranteed minimum interest rate for these contracts will be 3%.For 412 Fully Insured business only. Rates also apply to existing business.FixedParticipation RateGuaranteedNew MoneyPortfolioRateRateRateEffective Date:10/16/202110/16/202110/16/2021Non-Oregon Business3.00%3.00%3.00%100%5 YearOregon Business40%3.00%3.00%3.00%5 YearMarquis Advant-Edge 5 & 10The guaranteed minimum interest rate is 2% for the first 10 policy years and 3% thereafter.For existing business only.FixedGuaranteedNew MoneyPortfolioRateRateRateEffective Date:10/16/202110/16/20212.00%2.00%2.00%10 Year2.00%2.00%2.00%5 YearLL-3528 (10/21)Participation Rate10/16/2021100%100%The Lafayette Life Insurance Company - 400 Broadway - Cincinnati, OH 45202-3341 - www.llic.comFor Financial Professional Use OnlyCap RateAnnualPoint to Point10/16/20213.00%5.00%Cap RateAnnualPoint to Point10/16/20212.00%2.00%

DISCONTINUED AND SUSPENDED PRODUCTS (continued)Marquis Flex 1, 5 and 10 with 3% Guaranteed RateThe guaranteed minimum interest rate is 3%.For existing business only.GuaranteedRateEffective Date:FixedNew MoneyRate10/16/202110 Year5 Year1 Year3.00%3.00%3.00%3.00%3.00%3.00%10 Year5 Year1 Year3.00%3.00%3.00%3.00%3.00%3.00%10/16/2021Cap RateAnnualPoint to %5.00%5.00%5.00%Participation RateCap RateAnnualPoint to Point10/16/20212.50%2.00%2.00%Participation RatePortfolioRate10/16/2021Non-Oregon Business3.00%3.00%3.00%Oregon Business3.00%3.00%3.00%Marquis Flex 5, 10 and Group with 1.5% Guaranteed RateThe guaranteed minimum interest rate is 1.5%.For existing business only.GuaranteedRateEffective Date:1.50%10 Year1.50%5 Year1.50%GroupFixedNew laneous Fixed Interest AnnuitiesNew Money Rate10/16/20214.00%4.00%4.00%4.00%4.00%4.00%For existing business only.Marquis Plus (Participation Rate 30%)Horizon (FPA 84)Horizon (FPA 84) Fully Insured 412i PlansHorizon 1 (FPA 93-1)Horizon 1 (FPA 84-1)Horizon V (FPA 84-5) 5 Year RenewalHorizon G (DAGA – 90)Horizon S (SPDA-93-1)Pension Side Agreement (PSF-88)Marquis Centennial IULFor existing business only.Effective Date:RateParticipation RateEffective Date:RateParticipation RateLL-3528 (10/21)Unallocated Rate(New Money)10/16/20212.15%Fixed(New Money)10/16/20212.15%Cap Rates (New Money)ABAnnual Point to PointMonthly ocated 6/20214.00%Cap Rates (Portfolio)ABAnnual Point to PointMonthly Average10/16/202110/16/20216.50%7.50%130%130%The Lafayette Life Insurance Company - 400 Broadway - Cincinnati, OH 45202-3341 - www.llic.comFor Financial Professional Use OnlyPortfolio .00%4.00%

DISCONTINUED AND SUSPENDED PRODUCTS (continued)Marquis ULFor existing business only.GuaranteedRateEffective Date:2.50%ParticipationRate10/16/2021100%Cap RateAnnual Point to laneous Fixed Interest Universal Life & Current Assumption Whole Life ProductsFor existing business only.GuaranteedRateVanguard 20083.00%4% first 10 yrs, 3% thereafterCentury 2000Ultimate & Vanguard (Issued after 10/1996) 100,000 and4.00%Below 100,0004.00%Ultimate & Vanguard (Issued before 10/1996)First 10,0004.00%Excess4.00%Key, Value4.00%Alternative4.00%Encore4.00%Spectrum (CAWL-85)4.50%Galaxy (CAWL)4.50%LL-3528 (10/21)New e Lafayette Life Insurance Company - 400 Broadway - Cincinnati, OH 45202-3341 - www.llic.comFor Financial Professional Use Only

INTEREST RATES - September 15, 2021 to October 15, 2021 All interest rates are subject to change. Products are not available in all states. Please consult the Lafayette Life web site (www.llic.com) for state specific information. Rates in green represent an incre

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