Vanguard 403(b) Services Is Almost Here
ionsEmerging Markets Government Bond IndexGlobal ex-U.S. Real Estate IndexInternational Dividend Appreciation Index FundsInternational High Dividend Yield IndexManaged PayoutFunds being eliminated from the lineupCalifornia Municipal Money MarketNew Jersey Municipal Money MarketNew York Municipal Money MarketPennsylvania Municipal Money MarketMunicipal Money MarketCalifornia Intermediate-Term Tax-ExemptCalifornia Long-Term Tax-ExemptHigh-Yield Tax-ExemptIntermediate-Term Tax-ExemptLong-Term Tax-ExemptLimited-Term Tax-ExemptMassachusetts Tax-ExemptNew Jersey Long-Term Tax-ExemptNew York Long-Term Tax-ExemptOhio Long-Term Tax-ExemptPennsylvania Long-Term Tax-ExemptShort-Term Tax-ExemptTax-Exempt Bond IndexFunds that don’t have any changes500 IndexBalanced IndexCore BondDeveloped Markets IndexExplorerExplorer ValueExtended Market IndexFederal Money MarketFTSE Social IndexGlobal EquityGrowth and IncomeGrowth IndexHealth CareInflation-Protected SecuritiesIntermediate-Term Investment-GradeInternational GrowthInternational ValueLifeStrategy Conservative GrowthLifeStrategy GrowthLifeStrategy IncomeLifeStrategy Moderate GrowthMid-Cap GrowthMid-Cap Growth IndexMid-Cap IndexMid-Cap Value IndexPrime Money MarketREIT IndexSelected ValueShort-Term Investment-GradeSmall-Cap Growth IndexSmall-Cap IndexSmall-Cap Value IndexStrategic EquityStrategic Small-Cap EquityTarget Retirement FundsTotal Bond Market IndexTotal International Bond IndexTotal International Stock IndexTotal Stock Market IndexTotal World Stock IndexU.S. GrowthU.S. ValueValue IndexFor more information about Vanguard funds, visit vanguard.com to obtain a prospectus or, if available, a summaryprospectus. Investment objectives, risks, charges, expenses, and other important information about a fund arecontained in the prospectus; read and consider it carefully before investing.You could lose money by investing in the Vanguard Treasury Money Market Fund. Although the fund seeks to preservethe value of your investment at 1 per share, it cannot guarantee it will do so. An investment in the fund is not insured orguaranteed by the Federal Deposit Insurance Corporation or any other government agency. The fund’s sponsor has no legalobligation to provide financial support to the fund, and you should not expect that the sponsor will provide financial supportto the fund at any time.All investing is subject to risk, including the possible loss of the money you invest. Diversification does not ensure a profitor protect against a loss.
Vanguard 403(b) Servicesfee schedulePricing for Vanguard 403(b) Services will change to reflect the program’s additional services and capabilities.Starting in 2018, each participant will pay a flat 5 monthly recordkeeping fee ( 60 annually). This fee replacesthe 15 annual fee for each mutual fund held in the account.Administrative and custodial servicesAnnual recordkeeping and custodial fee (deductedfrom participant accounts unless plan sponsorelects to pay fee) 60 per year/ 5 per month perparticipant (starting in 2018)Transactions—Charged to participant accountsper occurrenceTransactions—Charged to participant accounts per occurrenceLoan setup 50Annual loan maintenance 25 125Hardship distribution (when reviewed andcalculated by Vanguard)Domestic relations order (when reviewedand qualified by Vanguard) 225Overnight check 20Plan events—Invoiced to plan sponsorOnsite enrollment and education (optional) 750/day plus expensesPlan termination or deconversion 750 2017 The Vanguard Group, Inc. All rights reserved.403BFSC 102017
Changes coming to the fund lineup Vanguard 403(b) plans will undergo several changes to the mutual fund lineup during the transition to the . The municipal money market and bond funds shown on the enclosed list will be removed from the fund lineup . Pennsylvania Long-Term Tax-Exempt Short-Term Tax-Exempt Tax-Exempt Bond Index Funds that don .
Account Fee: Vanguard Managed Funds, Vanguard ETFs and Vanguard Cash Account: Nil. All other investments: 0.10% p.a. of the value of your investment in the option(s). There is no Account Fee on the value of Vanguard Managed Funds, Vanguard ETFs and Vanguard Cash Account balance. An Account Fee of 0.10% p.a. is calculated daily on the value of
Vanguard International Property Securities Index Fund - 115 001 002 97 674 886 440 Vanguard Global Value Equity Fund VVLU 613 053 062 71 928 129 734 Vanguard Global Infrastructure Index Fund VBLD 128 385 277 82 191 294 545 . Index ETF Vanguard Emerging Markets Shares Index Fund Vanguard FTSE Europe Shares ETF Vanguard FTSE
Vanguard Investments Australia Ltd ABN 72 072 881 086 AFSL 227 263 (Vanguard, we, us or our), the responsible entity of the Funds. Vanguard Manager Select Series ARSN ABN APIR Vanguard Active Global Growth Fund 632 655 577 16 465 809 772 VAN0722AU Vanguard Active Emerging Market Equity Fund 632 655 675 13 359 821 400 VAN0221AU
13. Vanguard Total Bond Market Index Fund Admiral Shares #584 14. Vanguard Total International Bond Index Fund Admiral Shares #511 15. Vanguard Short-Term Inflation Protected Securities Index Fund Admiral Shares #567 . Vanguard Prime Money Market Fund Investor Shares #030 22. BIC 403(b) FDIC CDARS/Money Market Common Fund 23. BIC 403(b) Money .
403-1 Occupational health and safety management system 403-2 Hazard identification, risk assessment, and incident investigation 403-3 Occupational health services 403-4 Worker participation, consultation, and communication on occupational health and safety 403-5 Worker training on occupational health and safety 403-6 Promotion of worker health
VALIC- 403(b) and ROTH 403 (b) VALIC Financial Advisors, Inc. Office: (952) 838-7800 Jeffrey Lehman, ChFC Mobile: (763) 439-7180 7650 Edinborough Way, Suite 320 National Office: (800) 892-5558 . self administering his/her 403(b) Plan. Loan Loans are optional. The District will establish through the District's Written Plan and
VALIC- 403(b) and ROTH 403 (b) VALIC Financial Advisors, Inc. Office: (952) 838-7800 Jeffrey Lehman, ChFC Mobile: (763) 439-7180 . By taking a loan from the 403(b) or any other available plan maintained by the employer (e.g., 457 Plan) Expenses That Could Qualify Under The Treasury Rules Are As Follow:
Providing an annual plan audit by a CPA. Swarthmore College. . Horizons TIAA Real Estate TIAA‐CREF . Vanguard Target Retirement 2025 Vanguard Target Retirement 2030 Vanguard Target Retirement 2035 Vanguard Target Retirement 2040 Vanguard Target Retirement 2045 Vanguard Target Retirement 2050
