Membership Privileges, Notices, Disclosures & Agreements .

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The Federal Equal Credit Opportunity Act prohibits creditors from discriminating againstcredit applicants on the basis of sex or marital status. The agency that administerscompliance with the law is the Federal Trade Commission, Equal Credit Opportunity,Washington, D.C. 20580.Membership Privileges, Notices, Disclosures & AgreementsRENEWAL PROGRAM OPTIONS:AUTOMATIC RENEWAL PROGRAM:Provided that Member is not in default of this agreement and subject to the termsand conditions hereof, the membership will automatically renew for the rate indicatedbelow. Renewal terms may be cancelled at any time provided a 10-day written noticeis delivered to the club’s address. It is also understood that the club has the option toincrease monthly renewal dues without notice during any renewal period not to exceedthe indicated amount per month.TOTAL AMOUNT: INDICATED AMOUNT PER MONTH FOR FUTURE AUTOMATICRENEWAL.NONRENEWABLE MEMBERSHIP:This membership will expire on the indicated date.An annual Club fee of the indicated amount will be billed 60 days from begin dateand on the same date each year thereafter.Notwithstanding any other provisions of this Agreement, you understand and agreethat the amount of your monthly membership dues is based on current sales tax ratesand to the extent such rates should increase during your membership, the club hasthe right to increase your monthly membership dues by the amount of such increase.If you have requested the privilege of paying your monthly dues by pre-authorizedelectronic funds transfer, the monthly amount so transferred will be adjusted to reflectany increase in the sales tax rate.NOTICE: ANY HOLDER OF THIS AGREEMENT IS SUBJECT TO ALL CLAIMS ANDDEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OFGOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF, RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER.DEFAULT AND LATE PAYMENTS: Should you default on any payment obligation ascalled for in this agreement, the club will have the right to declare the entire remainingbalance due and payable and you agree to pay allowable interest, and all costs ofcollection, including but not limited to collection agency fees, court costs, and attorneyfees. A default occurs when any payment due under this agreement is more than tendays late. SHOULD ANY MONTHLY PAYMENT BECOME MORE THAN THREEDAYS PAST DUE, YOU WILL BE CHARGED A LATE FEE. If the Member is payingmonthly dues by electronic funds transfer (EFT), the club’s billing company, ABCFinancial Services, LLC, reserves the right to draft via EFT all amounts owed by themember including any and all late fees and service fees. Subject to appropriate Stateand Federal Law. NOTE: Members paying monthly dues by E.F.T. are subjectto 10.00 per month increase of monthly dues if E.F.T. payment is stopped orchanged. This will not affect any other provisions of this agreement.FITNESS HOLDINGS OF FALL RIVER, LLC (“FITNESS HOLDINGS”) IS THEOWNER OF THIS FACILITYAND FITNESS CENTER OPERATIONAND HAS BEENLICENSED BY AN AFFILIATE OF CRUNCH, LLC TO USE THE CRUNCH MARKSIN CONNECTION WITH ITS OPERATION. NEITHER CRUNCH, LLC NOR ANYRELATED ENTITY IS THE OWNER OF THIS CRUNCH FACILITY AND FITNESSCENTER OPERATION. NEITHER CRUNCH, LLC NOR ANY RELATED ENTITY ISCONTRACTUALLY OR OTHERWISE LIABLE TO YOU AS FITNESS HOLDINGS ISSOLELY LIABLE FOR THE DEBTS AND OBLIGATIONS OF THIS FACILITY ANDFITNESS CENTER OPERATION.IMPORTANT NOTICE FOR HEALTH CLUB MEMBERS: FITNESS HOLDINGSOF FALL RIVER, LLC, MAY BE REQUIRED TO MAINTAIN A REGISTRATIONAND/OR BOND BY STATE AND/OR LOCAL ORDINANCES AND REGULATIONSINCLUDING WITHOUT LIMITATION M.G.L. C.93, SECTION 79.

REQUEST FOR PREAUTHORIZED PAYMENTI/We hereby request the privilege of paying to ABC FinancialServices, LLC (“The Company”), Sherwood, AR 72124, andfurther authorize the Company to draw items (checks, electronicfund transfers, charge card) for the purpose of paying saidpayments, including any late fees or service fees, on the accountlisted above.Subject to the following conditions:(1) The items outlined in Your Membership Agreement (monthly dues, annual fees,enrollment fees, etc.) shall be drawn on or about the date or dates set forth in theMembership Agreement. By signing below, You authorize the Company to draft viaEFT said amounts from the account or card identified herein. The transactions onYour bank, debit, or credit card statement shall constitute receipts for payment onYour account.(2) One-Time Transfers: When You provide a check as payment, You authorizethe Company either to use information from Your check to make a one-time EFTfrom Your account or to process the payment as a check transaction. When theCompany uses information from Your check to make an electronic fund transfer,funds may be withdrawn from Your account as soon as today’s date.(3) If the regular payments set forth in the Membership Agreement should vary inamount, You are entitled to notice at least 10 days before each payment of when itwill be made and how much it will be. However, by executing this preauthorization,You choose to instead get this notice only when the payment would differ by morethan 50.00 from the most recent payment You have made.(4) By executing this Agreement, You acknowledge Your awareness that certaindisclosures required by the Electronic Funds Transfer Act and its regulations areavailable for Your review at the Company’s website: www.abcfinancial.com underterms and conditions.(5) The privilege of making EFT payments under this arrangement may be revokedby the Company if any item is not paid upon presentation.(6) If this preauthorization payment arrangement is revoked for any reason, thisdoes not release You from Your obligation under Your Membership Agreement.(7) If any payment is not paid upon presentation to Your bank or credit/debit cardcompany for any reason, a service fee will be assessed and drafted. A late fee willbe assessed and drafted should any monthly payment become past due.(8) By executing this Agreement, You authorize Club and Club’s agents, includingits third party payment processing companies (“Club’s Agents”), to store the accountor card information provided by You on or in relation to this Agreement and/or YourClub Membership Agreement (“Club Agreement”), as well as any other accountor card information provided by You through any means to Club or Club’s Agents(including information provided in person, online or over the phone) for purposesof making any payment in relation to this Agreement and/or Your Club Agreement(hereinafter, “Payment Information”). Club and/or Club’s Agents will use the storedPayment Information to process payment of all dues, fees, taxes, purchases andincidental charges that are due or will become due, including all items on thePayment Schedule, fees identified in Your Club Agreement, membership-relatedobligations, retail transactions, personal training purchases, group exercisepurchases, childcare fees, or other purchases. Club and/or Club’s Agents mayalso use the stored Payment Information to process payments owed in relationto all subsequent Agreements entered between You and Club. The fixed datesor intervals on which transactions will be processed and the transaction amounts(including all associated fees, taxes, and charges) and/or a description of how theywill be calculated are more specifically set forth in the Payment Schedule and otherterms of Your Club Agreement. If Your Club Agreement will automatically renew atthe end of the Term defined therein, the stored Payment Information will be usedto process payments owed in relation to the renewal term. This consent to storePayment Information will not expire unless it is expressly revoked. The generalcancellation and refund policies provided in Your Club Agreement will apply to thisconsent. If any changes are made to the terms of this consent, an e-mail notifyingYou of such changes will be sent to the e-mail address provided by You on the faceof Your Club Agreement or, if an e-mail is not provided, notice will be sent to themailing address provided on Your Club Agreement.(9) This preauthorization payment arrangement shall apply to the followingApplicant(s):CONSUMER’S RIGHT TO CANCELLATIONCONSUMER’S RIGHT TO CANCELLATION. YOU MAY CANCEL THIS CONTRACTWITHOUT ANY PENALTY OR FURTHER OBLIGATION BY CAUSING A WRITTENNOTICE OF YOUR CANCELLATION TO BE DELIVERED IN PERSON ORPOSTMARKED BY CERTIFIED OR REGISTERED UNITED STATES MAIL WITHINTHREE (3) BUSINESS DAYS OF THE DATE OF THIS CONTRACT OR THE DATEOF YOUR RECEIPT TO THE ADDRESS SPECIFIED IN THIS CONTRACT.

The notice of the buyer’s cancellation of his contract shall be in writing anddelivered in person or by certified or registered United States mail at theaddress specified in the contract. Such notice shall be accompanied by thecontract forms, membership cards and any other documents or evidence ofmembership previously delivered to the buyer. All monies paid pursuant tosuch contract shall be refunded within fifteen business days of receipt of suchnotice of cancellation. If the buyer has executed any credit or loan agreementto pay for all or part of the health club services, any such negotiable instrumentshall be void upon cancellation under this section and shall also be returned tothe buyer within said fifteen days.ADDITIONAL RIGHTS TO CANCELLATIONYou or your estate may also cancel this contract for any of the followingreasons: if upon a doctor’s order, you cannot physically or medically receivethe services because of significant physical or medical disability for a periodin excess of three months; in case of your death;If the health club services to be provided under this contract are not availablebecause the seller fails to open a planned health club or location, permanentlydiscontinues operation of a health club or location, or substantially changesthe operation of a health club or location.If you move either your residence or your place of employment more thantwenty-five miles from any health club operated by the seller or a substantiallysimilar health club which will accept the seller’s obligation under the contract.All monies paid by the buyer pursuant to a contract for health club serviceswhich has been cancelled for one of the reasons contained in this sectionshall be refunded to the buyer or his estate within fifteen days of the seller’sreceipt of such notice of cancellation; provided, however, that the seller mayretain the portion of the total contract price representing the amount of timethat the services or facilities were used by the buyer prior to cancellation;and provided, further, that the seller may demand the reasonable cost ofgoods and services which the buyer has consumed or wishes to retain aftercancellation of the contract. In no instance shall the seller demand more thanthe full contract price from the buyer. If the buyer has executed any credit orloan agreement to pay for all or part of the price of the contract for health clubservices, any such negotiable instrument executed by the buyer shall also bereturned and terminated within fifteen days. The buyer shall no longer be liablefor any obligation under such credit or loan agreement.ADDITIONAL MEMBERSHIP AGREEMENT TERMS(1) MEMBERSHIP PAYMENT AND TERMS(1.1) Description of Services. This is a club membership agreement and not anoptional services agreement such as personal training which is a separate agreement.This club membership agreement entitles Member to access the facility designatedabove during business hours. This club membership agreement provides Memberaccess to cardiovascular, strength and conditioning machines. It also provides Memberaccess to certain exercise classes if available at the facility.(1.2) Rules, Regulations and Schedules. Member agrees to abide by the rules,regulations and schedules of FITNESS HOLDINGS, which may be posted at a facilityor issued orally, and which may be amended from time to time at Fitness Holding’ssole discretion. Upon joining, Member and or Buyer must pay the appropriate initialcharges. At the sole discretion of FITNESS HOLDINGS, a Member’s membership maybe revoked or suspended at any time if in the judgment of FITNESS HOLDINGS: (a)Member consistently fails to observe the Rules and Regulations, (b) has otherwisebehaved in a manner contrary to the best interests of FITNESS HOLDINGS or any ofFITNESS HOLDINGS’ Members, (c) Member has instituted any type of legal actionagainst FITNESS HOLDINGS, including but not limited to civil actions, arbitrationsand/or mediations, and/or (d) FITNESS HOLDINGS has instituted any type of legalaction including but not limited to civil actions, arbitrations and/or mediations againstMember.(1.3) Member’s Obligation. Member and/or Buyer shall not be relieved of theobligation to make payments agreed to and no deduction from any payment shall bemade because of Member’s failure to use the FITNESS HOLDINGS facilities. Duesare for the period stated in the Agreement.(1.4) Initiation Fee. There may be a one-time initiation fee which Member and/or Buyershall be required to pay upon execution of the agreement and acceptance of theseTerms and Conditions with FITNESS HOLDINGS or as otherwise agreed to by theMember. This fee will change from time to time at FITNESS HOLDINGS’ discretion.This fee is nonrefundable. Resignation from FITNESS HOLDINGS shall not terminatethe obligation to pay the initiation fee in full. There will be no further initiation fee as

long as the Membership has not terminated or expired.(1.5) Monthly Dues, Annual Fee, and other Fees. Member or Buyer shall pay,in advance, monthly Membership dues as set forth in the agreement. FITNESSHOLDINGS may increase the monthly Membership dues once per calendar year upongiving Members thirty (30) days prior notice, posted in a FITNESS HOLDINGS facilityand/or sent by mail to Member or Buyer. FITNESS HOLDINGS may adjust any feesother than monthly dues at any time at its sole discretion.(1.5.1) Convenience Fee. A Convenience Fee is applied to all monthly membershipinvoices.(1.6) Prepaid Membership Renewal Amount. If the Member has a prepaidMembership, then FITNESS HOLDINGS will not increase the Initial Annual Renewalamount on page 1 of this agreement, but may increase all subsequent annual renewalamounts. FITNESS HOLDINGS will send notice to the Member or Buyer of the newannual renewal amount each year thereafter prior to the end of the then current term.FITNESS HOLDINGS has the right to add to the Prepaid Membership any tax imposedby the government.(1.7) Default and Late Payments. Should you default on any payment obligation ascalled for in this agreement, the club will have the right to declare the entire remainingbalance due and payable and you agree to pay allowable interest, and all costs ofcollection, including but not limited to collection agency fees, court costs, and attorneyfees. A default occurs when any payment due under this agreement is more than tendays late. SHOULD ANY MONTHLY PAYMENT BECOME MORE THAN THREEDAYS PAST DUE, YOU WILL BE CHARGED A LATE FEE. If the Member is payingmonthly dues by electronic funds transfer (EFT), the club’s billing company, ABCFinancial Services, LLC, reserves the right to draft via EFT all amounts owed by themember including any and all late fees and service fees. Subject to appropriate Stateand Federal Law. NOTE: Members paying monthly dues by E.F.T. are subjectto 10.00 per month increase of monthly dues if E.F.T. payment is stopped orchanged. This will not affect any other provisions of this agreement.(1.8) Limited Memberships. Memberships may be limited so that Members may havereasonable access to FITNESS HOLDINGS’ facilities. It is to be expected that there maybe occasional delays, especially during peak hours, in using the fitness equipment; or thatMembers may not always be able to attend preferred exercise classes. The availabilityof classes and equipment are subject to demand and are available on a first-come firstserved basis.(1.9) Unpaid Balances. All balances owed by Member and or Buyer that are 30, 60and 90 days in arrears are subject to monthly service charges per month in arrears.These fees may be adjusted from time to time. Any unpaid balances for membershipfees, goods or services past thirty (30) days may result in suspension of membershipprivileges. Members and/or Buyer shall be obligated to pay any cost incurred by FITNESSHOLDINGS for collection. The renewal fee for paid in full annual memberships mustbe paid by 12:00 midnight 30 days after the expiration of the annual membership orMember’s privilege to use FITNESS HOLDINGS’ facilities may be suspended and a newinitiation fee will be required.(1.10) Membership Term. The period covered by the first month’s dues, as well as anyadditional days of Membership for which payment is received by FITNESS HOLDINGS,are the “Paid Period” for the Dues Membership. The “Paid Period” is the term of thisMembership Agreement.(1.11) Additional Cancelation Terms. (1.10.1) Excluding the 3 business day provisionto cancel on the front of the agreement, you may terminate your Membership Agreementby providing at least ten (10) days notice prior to the next bill date to Fitness Holdings ofFall River, LLC delivered (a) by U.S. mail to Crunch Fitness Fall River at 450 William SCanning Blvd, Unit 1, Fall River, MA 02721 or (b) by hand to the manager at your FitnessHoldings of Fall River, LLC facility. The termination will be effective at the end of the PaidPeriod, and you may continue to use the facility during the Paid Period. Fitness Holdingsof Fall River, LLC shall not charge your credit card or initiate any EFT payments, whichare scheduled to occur more than ten (10) days after the termination notice is received byFITNESS HOLDINGS; provided, however, notwithstanding the foregoing, you shall stillbe liable for the full amounts of the ANNUAL FEE if you cancel your membership withinthe first 60 days. If the termination cannot be processed prior to the scheduled date of thecharge or transfer, Fitness Holdings of Fall River, LLC shall refund the debited amount.(1.11.1) Death or Disability. If, by reason of death or disability, you are unable to receiveall of the services for which you contracted under this Agreement, you and your estateshall be relieved from the obligation of making payment for services other than thosereceived prior to your death or the onset of your disability. If you prepaid any sum forservices, so much of the sum as allocable to services not taken prior to your death ordisability shall be promptly refunded to you or your representative. For purposes of thisprovision “disability” means a condition, which precludes you from physically using thefacilities. A physician must confirm your disability in writing. Member may cancel his or

her contract and FITNESS HOLDINGS is entitled to a reasonable predetermined fee insuch event in addition to an amount equal to the value of services made available foruse by Members. This amount shall be computed by dividing the months expired underthe membership term. Member or Member’s estate must provide reasonable evidenceof disability or death. For cancellations within 3 days, death or disability, or relocation,cancellation is effective on the date notice is received by the health club.(1.11.2) Close of Facility and/or Move. Under this contract, no further payments shall bedue to anyone, including any purchaser of any note associated with or contained in thiscontract, in the event the FITNESS HOLDINGS facility at which the Agreement in enteredinto ceases operation and fails to offer an alternate location, substantially similar, withinten (10) miles in Fall River, Massachusetts.(1.11.3) New Facility. You may cancel the contract and receive a pro rata refund if thehealth club fails to provide the specific facilities advertised or offered in writing by the timeindicated. Performance of the agreed upon services will begin within six months after thedate of this Agreement.(1.11.4) Opening of Club. If the facility first identified above has not opened as of thedate of this Agreement, Member and /or Buyer may cancel this Membership Agreementimmediately. To cancel this Membership Agreement, mail or deliver a signed and datednotice stating that Member and/or Obligor, as applicable, is canceling this MembershipAgreement, or words of similar effect. Such notice shall be sent to CRUNCH FITNESSat 450 William S Canning Blvd, Unit 1, Fall River, MA 02721 or delivered to the FITNESSHOLDINGS facility. Member or Obligor, as applicable, is entitled to receive a refund withinfifteen (15) days of receipt of the notice of cancellation.(1.11.5) Relocation. Member can cancel the Agreement if he/she moves their “residence”or their “place of employment” more than 25 miles from any health club operated by theseller. Proof such as utility bill, lease agreement, driver’s license, military orders or anyother document that could validate such proof will be accepted. Should you move furtherthan 25 miles from the club and be unable to transfer this membership to a comparablefacility, you shall be relieved from your obligation of making payment for services otherthan those received prior to your move, and if you prepaid any sum for services other thanthose received prior to your move, so much of such sum as is allocable to services youhave not received shall be promptly refunded.(1.11.6) Material Changes in Services. Member may cancel this Agreement if the healthclub materially changes the services promised as part of the initial contract. (1.11.7)Written Requests. Memberships cannot be cancelled by phone or verbal conversation.Cancellation requests will only be honored if sent in writing or filled out at a FITNESSHOLDINGS facility, by certified mail. Cancellation is effective once an employee hasreceived the cancellation notice and the proper proof.(1.11.8) Cancellation of Monthly Membership. If you have a monthly paymentmembership, you may terminate this Membership Agreement by providing at least ten(10) days notice prior to the next bill date to FITNESS HOLDINGS delivered (a) by U.S.mail to CRUNCH FITNESS at 450 William S Canning Blvd, Unit 1, Fall River, MA 02721 or(b) by hand to the manager at your FITNESS HOLDINGS facility. The termination will beeffective at the end of the Paid Period, and you may continue to use the facility during thePaid Period. FITNESS HOLDINGS shall not charge your credit card or initiate any EFTpayments, which are scheduled to occur more than ten (10) days after the terminationnotice is received by FITNESS HOLDINGS; provided, however, notwithstanding theforegoing, you shall still be liable for the full amounts of the ANNUAL FEE if you cancelyour membership within the first 60 days. If the termination cannot be processed priorto the scheduled date of the charge or transfer, FITNESS HOLDINGS shall refund thedebited amount.(1.11.9) Cancellation of Prepaid Membership. If you have a Prepaid Membership, youmay not terminate it during the Paid Period (or receive a refund), unless specificallystated above. If you do not renew your Prepaid Membership by the renewal date, yourPrepaid Membership automatically expires.(1.12) Refunds. Refunds, if applicable, shall be made within fifteen (15) days of receiptof notice of cancellation.(1.13) Change of Membership Type. Any membership can be changed by buyinga new membership at the standard price and cancelling the previous membership.(1.14) Freeze Policy. (a) Medical. If Member is medically unable to use the FITNESSHOLDINGS facilities, Member may request a freeze of his or her membership inmonthly increments for a minimum of 1 month and a maximum of 6 months per year.Members must provide a doctor’s note at the time of requesting a freeze. FITNESSHOLDINGS reserves the right to verify the note with the doctor and Member agreesto waive any Doctor/Patient privilege and execute any release required by suchdoctor solely with regards to the medical reasons stated in the doctor’s note for themedical freeze. (b) Non-medical, if a Member desires to freeze his or her account fora non-medical reason, Member should consult with Member’s FITNESS HOLDINGSfacility. FITNESS HOLDINGS reserves the right to adjust this freeze policy from time

to time at is sole discretion. All requests must be received at least fourteen (14) daysprior to Member’s next billing date period. Retroactive freezes will not be accepted.Certain fees may apply to any freeze of a Member’s membership.(1.15) Buyer’s Indemnity. Buyer assumes full responsibility for any person whobecomes a Member under the Agreement and these Terms and Conditions and shallindemnify FITNESS HOLDINGS, its affiliates, agents and employees against anyand all liability incurred by such Member during his or her use of any and all FITNESSHOLDINGS facilities.(2) MEMBER RISK. To the fullest extent permissible by applicable law, Member andMember’s guests shall hold FITNESS HOLDINGS harmless from any loss, theft,cost, claim, injury, damage or liability (“Damages’) incurred as a result of the use ofa FITNESS HOLDINGS facility and any other membership activities, except suchDamages which result from the negligence of FITNESS HOLDINGS, its affiliates,agents or employees.(2.1) Member’s Health Warranty. Member and Buyer represent that Member is ingood health and has no disability, impairment, injury, disease, or ailment, preventinghim or her from engaging in active or passive exercise or which could cause increasedrisk of injury or adverse health consequences as a result of exercise. Memberassumes full responsibility for his or her use of a FITNESS HOLDINGS facilityand shall indemnify FITNESS HOLDINGS, its affiliates, agents and employees,against any and all Damages arising out of Member’s use of the facilities except asotherwise set forth in these Terms and Conditions or to the extent permissible byapplicable law. Physical examinations by Member’s physician are recommended formembers before commencing any exercise program, and especially for Memberswho are at risk, including but not limited to elderly or pregnant Members, or Membersunaccustomed to physical exertion, or who have physical limitations, a history of highblood pressure, heart problems or other chronic illnesses, or members who have ahistory of heart disease.(2.2) Medical Disclaimer. Member has been informed and acknowledges thatFITNESS HOLDINGS has made no claims as to medical results that can or may beobtained through use of any FITNESS HOLDINGS facility. FITNESS HOLDINGS hasneither suggested nor will it suggest any medical treatment to Members. Only licensedmedical professionals are qualified to give medical advice. Member represents thatthere is no medical or physical conditions that would preclude the use of FITNESSHOLDINGS’ facilities and each Member further represents that he or she has notbeen instructed by any physician not to use FITNESS HOLDINGS’ facility or anysimilar facility.(2.3) Orientation. Member is strongly encouraged to take advantage of thecomplimentary initial orientation and ongoing support available to ensure the propersafe and use of all equipment.(2.4) Activity Risk. Any strenuous athletic or physical activity involves certain risks.Member and Member’s guests assume the risk of any all accidents or injuries of anykind that may be sustained by, or in connection with, use of the facilities and release,hold FITNESS HOLDINGS harmless, discharge and absolve FITNESS HOLDINGS,its agents and employees to the fullest extent permissible by applicable law fromany and all Damages or responsibility except if such accident or injury is the result ofnegligence of FITNESS HOLDINGS, its affiliates, agents or employees.(2.5) Loss of Property. Members and Member’s guests are urged not to bringvaluables onto the premises of a FITNESS HOLDINGS facility. FITNESS HOLDINGSshall not be liable for the disappearance, loss, theft, or damage to personal property,including money, negotiable securities or jewelry of Member or Member’s guests.(3) GENERAL PROVISIONS(3.1) Members and Guests Rules. Members and Member’s guests shall abideby FITNESS HOLDINGS’ rules and regulations and any amendments and/ormodifications thereto which may be made from time to time by FITNESS HOLDINGSat FITNESS HOLDINGS’ sole discretion.(3.2) Proof of Membership. Member shall receive one membership card (includedwith Member’s membership) (the “Membership Card”) from FITNESS HOLDINGSand must present it to the reception desk personnel each time Member enters aFITNESS HOLDINGS facility. Lost membership cards will be replaced for a fee of fivedollars ( 5), which may be adjusted from time to time. The card must be replaced iflost. Member is required to notify FITNESS HOLDINGS immediately of the loss of hisor her Membership Card, and the Membership Card must be replaced by Member.Membership privileges are limited to the person in whose name the membership isissued. Improper use of the membership will result in confiscation of the MembershipCard and can result in immediate cancellation of Member’s membership. A Memberwishing to use FITNESS HOLDINGS’ facilities without his or her Membership Cardwill be required to provide proof of identity. (e.g. valid driver’s license, etc.)(3.3) Day Lockers. Lockers may be provided solely for the benefit and convenience

of FITNESS HOLDINGS members. FITNESS HOLDINGS will remove any articlesleft in a locker overnight. Member must provide his or her own lock and should notleave any valuables in his or her locker.(3.4) Pets. Pets (not including service animals) and bicycles are not permitted in oraround a FITNESS HOLDINGS facility.(3.5) Dress Code. Proper athletic attire is required. FITNESS HOLDINGS reservesthe right to make the final determination in its sole discretion with regard to appropriateattire.(3.6) Protective Eyewear for tanning beds is required at all times. Tanningminimum age for access of the tanning bed

fitness holdings of fall river, llc (“fitness holdings”) is the . ownero ft hisfa cilitya ndft inessce ntero peratoi na ndha sb een licensed byan affilia te of crunch, llc to use the crunch marks in connection with its operation. neither crunch, llc nor any related entity is the owner of this crunch facility and fitness

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