Merchant Category Codes - Citibank
Merchant Category CodesThis document contains lists of valid MerchantCategory Codes (MCCs). MCCs are usedto identify the type of business in which amerchant is engaged.Treasury and Trade Solutions
Merchant Category Codes Table of ContentsTable of ContentsOverview.2About This Manual.2General Merchant Category CodesMCCs 0001–1499 (Agricultural Services). 3MCCs 1500–2999 (Contracted Services). 3MCCs 4000–4799 (Transportation Services). 4MCCs 4800–4999 (Utility Services). 5MCCs 5000–5599 (Retail Outlet Services). 5MCCs 5600–5699 (Clothing Stores). 7MCCs 5700–7299 (Miscellaneous Stores). 8MCCs 7300–7999 (Business Services). 11MCCs 8000–8999 (Professional Servicesand Membership Organizations). 13MCCs 9000–9999 (Government Services). 14Travel and Entertainment (T&E) Merchant Category CodesMCCs 3000–3299 (Airlines). 15MCCs 3300–3499 (Car Rental). 25MCCs 3500–3999 (Lodging). 26Figures1-1.Payment Brand Abbreviations. 22-1. Agricultural Services MCCs . 33-1. Contracted Services MCCs. 34-1. Transportation Services MCCs. 45-1. Utility Services MCCs. 56-1. Retail Outlet Services MCCs. 57-1. Clothing Stores MCCs. 78-1. Miscellaneous Stores MCCs. 89-1. Business Services MCCs. 1110-1. Professional Services and MembershipOrganizations MCCs. 1311-1. Government Services MCCs. 1412-1. Airline MCCs. 1513-1. Car Rental MCCs. 2514-1. Lodging MCCs. 26
Merchant Category Codes OverviewOverviewPayment brands use merchant category codes (MCCs) to classify merchants and businesses bythe type of goods or services provided. Payment brands, issuers and acquirers can use MCCsto categorize, track and restrict transactions. MCCs can be used for tax reporting, interchangepromotion and gathering information about cardholder purchasing behavior.Often, MCCs are recognized by all payment brands; however, not all codes are recognized by allbrands. Payment brands frequently add, eliminate or change the codes with regularly-scheduledenhancements.About This ManualThis manual lists MCCs, the descriptions of the codes, and the payment brand(s) for which thecodes are valid. The descriptions can differ slightly between payment brands. The following tablehas information about the abbreviation used for each payment brand.Payment BrandAbbreviationVisaVMasterCardMTSYSTSYS (This code is present on TSYSsystems; however, other payment brandsmay no longer support the code.)Figure 1-1. Payment Brand Abbreviations2
Merchant Category Codes General Merchant Category CodesGeneral Merchant Category CodesMCCs 0001–1499 (Agricultural Services)The following table includes a list of MCCs in the range 0001–1499 and the description for each code.MCCDescriptionValid Payment Brand(s)0742Veterinary ServicesV, M0763Agricultural CooperativesV, M0780Horticultural and Landscaping ServicesV, MFigure 2-1. Agricultural Services MCCsMCCs 1500–2999 (Contracted Services)The following table includes a list of MCCs in the range 1500–2999 and the description for each code.MCCDescriptionValid Payment Brand(s)1520General Contractors–Residential and CommercialV, M1711Air Conditioning, Heating and Plumbing ContractorsV, M1731Electrical ContractorsV, M1740Insulation, Masonry, Plastering, Stonework and TileSetting ContractorsV, M1750Carpentry ContractorsV, M1761Roofing and Siding, Sheet Metal Work ContractorsV, M1771Concrete Work ContractorsV, M1799Contractors, Special Trade Contractors–notelsewhere classifiedV, M2741Miscellaneous Publishing and PrintingV, M2791Typesetting, Plate Making and Related ServicesV, M2842Sanitation, Polishing and Specialty CleaningPreparationsV, MFigure 3-1. Contracted Services MCCs3
Merchant Category Codes General Merchant Category CodesMCCs 4000–4799 (Transportation Services)The following table includes a list of MCCs in the range 4000–4799 and the description for each code.MCCDescriptionValid Payment Brand(s)4011Railroads–FreightV, M4111Transportation–Suburban and Local CommuterPassenger, including FerriesV, M4112Passenger RailwaysV, M4119Ambulance ServicesV, M4121Taxicabs and LimousinesV, M4131Bus LinesV, M4214Motor Freight Carriers,Trucking–Local/Long Distance,Moving and Storage Companies, Local DeliveryV, M4215Courier Services–Air and Ground, Freight ForwardersV, M4225Public Warehousing–Farm Products, RefrigeratedGoods, Household Goods StorageV, M4411Cruise LinesV, M4457Boat Leases and Boat RentalsV, M4468Marinas, Marine Service/SuppliesV, M4511Air Carriers, Airlines–not elsewhere classifiedV, M4582Airports, Airport Terminals, Flying FieldsV, M4722Travel Agencies and Tour OperatorsV, M4723Package Tour Operators (Germany Only)V4761Telemarketing of Travel Related Services andVitaminsTSYS4784Bridge and Road Fees, TollsV, M4789Transportation Services Not Elsewhere ClassifiedV, MFigure 4-1. Transportation Services MCCs4
Merchant Category Codes General Merchant Category CodesMCCs 4800–4999 (Utility Services)The following table includes a list of MCCs in the range 4800–4999 and the description for each code.MCCDescriptionValid Payment Brand(s)4812Telecommunication Equipment Including TelephoneSalesV, MM4813Key-Entry Telecom Merchant providing singlelocal and long-distance phone calls using a centralaccess number in a non-face-to-face environmentusing key entryTelecommunication Services including but notlimited to prepaid phone services and recurringphone servicesV, M48144816Computer Network/Information ServicesV, M4821Telegraph ServicesV, MWire Transfer Money Orders (V, D, G, X)V, M4829Money Transfer (M)4899Cable, Satellite, and Other Pay Television and RadioServicesV, M4900Utilities–Electric, Gas, Heating Oil, Sanitary, WaterV, MFigure 5-1. Utility Services MCCsMCCs 5000–5599 (Retail Outlet Services)The following table includes a list of MCCs in the range 5000–5599 and the description for each code.MCCDescriptionValid Payment Brand(s)5013Motor Vehicle Supplies and New PartsV, M5021Office and Commercial FurnitureV, M5039Construction Materials Not Elsewhere ClassifiedV, M5044Office, Photographic, Photocopy and MicrofilmEquipmentV, M5045Computers, Computer Peripheral Equipment,SoftwareV, M5046Commercial Equipment Not Elsewhere ClassifiedV, M5047Dental/Laboratory/Medical/Ophthalmic HospitalEquipment and SuppliesV, M5051Metal Service Centers and OfficesV, M5065Electrical Parts and EquipmentV, M5072Hardware Equipment and SuppliesV, M5074Plumbing and Heating EquipmentV, M5085Industrial Supplies Not Elsewhere ClassifiedV, M5094Precious Stones and Metals, Watches and JewelryV, M5
Merchant Category Codes General Merchant Category CodesMCCDescriptionValid Payment Brand(s)5099Durable Goods Not Elsewhere ClassifiedV, M5111Stationery, Office Supplies, Printing and WritingPaperV, M5122Drugs, Drug Proprietors and Druggists SundriesV, M5131Piece Goods, Notions, and Other Dry GoodsV, M5137Men’s, Women’s and Children’s Uniforms andCommercial ClothingV, M5139Commercial FootwareV, M5169Chemicals and Allied Products Not ElsewhereClassifiedV, M5172Petroleum and Petroleum ProductsV, M5192Books, Periodicals and NewspapersV, M5193Florists Supplies, Nursery Stock and FlowersV, M5198Paints, Varnishes and SuppliesV, M5199Non-Durable Goods Not Elsewhere ClassifiedV, M5200Home Supply Warehouse StoresV, M5211Building Materials, Lumber StoresV, M5231Glass, Paint, Wallpaper StoresV, M5251Hardware StoresV, M5261Lawn and Garden Supply StoresV, M5271Mobile Home DealersV, M5299Warehouse Club GasTSYS5300Wholesale ClubsV, M5309Duty Free StoresV, M5310Discount StoresV, M5311Department StoresV, M5331Variety StoresV, M5399Miscellaneous General Merchandise StoresV, M5411Grocery Stores, SupermarketsV, M5422Freezer and Locker Meat ProvisionersV, M5441Candy, Nut and Confectionery StoresV, M5451Dairy Products StoresV, M5462BakeriesV, M5499Miscellaneous Food Stores–Convenience Stores,Markets, Specialty Stores, and Vending MachinesV, M5511Automobile and Truck Dealers–Sales, Service,Repairs, Parts and LeasingV, M5521Automobile and Truck Dealers–(Used Only)–SalesV, M5532Automotive Tire StoresV, M5533Automotive Parts and Accessories StoresV, M6
Merchant Category Codes General Merchant Category CodesMCCDescriptionValid Payment Brand(s)5541Service Stations (With or Without AncillaryServices)V, M5542Fuel Dispenser, AutomatedV, M5551Boat DealersV, M5561Camper Dealers, Recreational and Utility TrailersV, M5571Motorcycle Shops and DealersV, M5592Motor Home DealersV, M5598Snowmobile DealersV, M5599Miscellaneous Automotive, Aircraft, and FarmEquipment Dealers–Not Elsewhere ClassifiedV, MFigure 6-1. Retail Outlet Services MCCsMCCs 5600–5699 (Clothing Stores)The following table includes a list of MCCs in the range 5600–5699 and the description for each code.MCCDescriptionValid Payment Brand(s)5611Men’s and Boys’ Clothing and Accessories StoresV, M5621Women’s Ready to Wear StoresV, M5631Women’s Accessory and Specialty StoresV, M5641Children’s and Infants’ Wear StoresV, M5651Family Clothing StoresV, M5655Sports Apparel, and Riding Apparel StoresV, M5661Shoe StoresV, M5681Furriers and Fur ShopsV, M5691Men’s and Women’s Clothing StoresV, M5697Alterations, Mending, Seamstresses, TailorsV, M5698Wig and Toupee ShopsV, M5699Accessory and Apparel Stores–MiscellaneousV, MFigure 7-1. Clothing Stores MCCs7
Merchant Category Codes General Merchant Category CodesMCCs 5700–7299 (Miscellaneous Stores)The following table includes a list of MCCs in the range 5700–7299 and the description for each code.MCCDescriptionValid Payment Brand(s)5712Equipment, Furniture and Home Furnishings Stores(except Appliances)V, M5713Floor Covering StoresV, M5714Drapery, Upholstery and Window Coverings StoresV, M5718Fireplace, Fireplace Screens and Accessories StoresV, M5719Miscellaneous House Furnishing Specialty ShopsV, M5722Household Appliance StoresV, M5732Electronics SalesV, M5733Music Stores–Musical Instruments, Pianos andSheet MusicV, M5734Computer Software StoresV, M5735Record ShopsV, M5811CaterersV, M5812Eating Places and RestaurantsV, M5813Bars, Cocktail Lounges, Discotheques, Nightclubsand Taverns–Drinking Places (Alcoholic Beverages)V, M5814Fast Food RestaurantsV, M5815Digital Goods: Books, Movies, MusicV, M5816Digital Goods: GamesV, M5817Digital Goods: Applications (Excludes Games)V, MDigital Goods: Large Digital Goods Merchant (V)V, M5818Digital Goods: Multi-Category (M)5912Drug Stores and PharmaciesV, M5921Package Stores–Beer, Wine and LiquorV, M5931Second Hand Stores, Used Merchandise StoresV, M5932Antique Shops–Sales, Repairs and RestorationServicesV, M5933Pawn ShopsV, M5935Wrecking and Salvage YardsV, M5937Antique Reproduction StoresV, M5940Bicycle Shops–Sales and ServiceV, M5941Sporting Goods StoresV, M5942Book StoresV, M5943Office, School Supply and Stationery StoresV, M5944Clock, Jewelry, Watch and Silverware StoresV, M5945Game, Toy and Hobby ShopsV, M5946Camera and Photographic Supply StoresV, M8
Merchant Category Codes General Merchant Category CodesMCCDescriptionValid Payment Brand(s)5947Card, Gift, Novelty and Souvenir ShopsV, M5948Leather Goods and Luggage StoresV, M5949Fabric, Needlework, Piece Goods and Sewing StoresV, M5950Crystal and Glassware StoresV, M5960Direct Marketing Insurance ServicesV, M5961Mail Order Houses Including Catalog Order StoresTSYS5962Direct Marketing–Travel Related ArrangementServicesV, M5963Door-to-Door SalesV, M5964Direct Marketing–Catalog MerchantsV, M5965Direct Marketing–Combination Catalog and RetailMerchantV, M5966Direct Marketing–Outbound Telemarketing MerchantsV, M5967Direct Marketing–Inbound Telemarketing MerchantsV, M5968Direct Marketing–Continuity/Subscription MerchantsV, M5969Direct Marketing–Other Direct Marketers–NotElsewhere ClassifiedV, M5970Artist Supply Stores, Craft ShopsV, M5971Art Dealers and GalleriesV, M5972Stamp and Coin Stores–Philatelic and NumismaticSuppliesV, M5973Religious Goods StoresV, M5974Rubber Stamp StoreTSYS5975Hearing Aids–Sales, Service, Supply StoresV, M5976Orthopedic Goods–Artificial Limb StoresV, M5977Cosmetic StoresV, M5978Typewriter Stores–Rentals, Sales, ServiceV, M5983Fuel Dealers–Coal, Fuel Oil, Liquefied Petroleum,WoodV, M5992FloristsV, M5993Cigar Stores and StandsV, M5994News Dealers and NewsstandsV, M5995Pet Shops, Pet Food and SuppliesV, M5996Swimming Pools–Sales and SuppliesV, M5997Electric Razor Stores–Sales and ServiceV, M5998Tent and Awning ShopsV, M5999Miscellaneous and Specialty Retail StoresV, M6010Member Financial Institution–Manual CashDisbursementsV, M6011Member Financial Institution–Automated CashDisbursementsV, M9
Merchant Category Codes General Merchant Category CodesMCCDescriptionValid Payment Brand(s)6012Member Financial Institution–Merchandise AndServicesV, M6050Quasi Cash–Member Financial InstitutionM6051Quasi Cash–MerchantV, M6211Securities–Brokers and DealersV, M6236Aero Servicio CaraboboTSYS6300Insurance Sales, Underwriting and PremiumsV, M6381Insurance–PremiumsTSYS6513Real Estate Agents and Managers–RentalsV, M6529Remote Stored Value Load — Member FinancialInstitutionTSYS6530Remove Stored Value Load — MerchantTSYS6535Value Purchase–Member Financial InstitutionTSYS6536MoneySend IntracountryM6537MoneySend IntercountryM6538MoneySend FundingM6539Funding Transaction (Excluding MoneySend)M6540POI (Point of Interaction) Funding Transactions(Excluding MoneySend)M6611OverpaymentsTSYS6760Savings BondsTSYS7011Lodging–Hotels, Motels, Resorts–not elsewhereclassifiedV, M7012TimesharesV, M7032Sporting and Recreational CampsV, M7033Campgrounds and Trailer ParksV, M7210Cleaning, Garment and Laundry ServicesV, M7211Laundry Services–Family and CommercialV, M7216Dry CleanersV, M7217Carpet and Upholstery CleaningV, M7221Photographic StudiosV, M7230Barber and Beauty ShopsV, M7251Hat Cleaning Shops, Shoe Repair Shops, ShoeShine ParlorsV, M7261Funeral Service and CrematoriesV, M7273Dating ServicesV, M7276Tax Preparation ServiceV, M7277Debt, Marriage, Personal–Counseling ServicesV, M7278Buying/Shopping Clubs, ServicesV, M7280Hospital Patient-Personal Funds WithdrawalTSYS10
Merchant Category Codes General Merchant Category CodesMCCDescriptionValid Payment Brand(s)7295Babysitting ServicesTSYS7296Clothing Rental–Costumes, Uniforms and FormalWearV, M7297Massage ParlorsV, M7298Health and Beauty SpasV, M7299Other Services–Not Elsewhere ClassifiedV, MFigure 8-1. Miscellaneous Stores MCCsMCCs 7300–7999 (Business Services)The following table includes a list of MCCs in the range 7300–7999 and the description for each code.MCCDescriptionValid Payment Brand(s)7311Advertising ServicesV, M7321Consumer Credit Reporting AgenciesV, M7332Blueprinting and Photocopying ServicesTSYS7333Commercial Art, Graphics, PhotographyV, M7338Quick Copy, Reproduction and Blueprinting ServicesV, M7339Stenographic and Secretarial Support ServicesV, M7342Exterminating and Disinfecting ServicesV, M7349Cleaning and Maintenance, Janitorial ServicesV, M7361Employment Agencies and Temporary Help ServicesV, M7372Computer Programming, Data Processing andIntegrated System Design ServicesV, M7375Information Retrieval ServicesV, M7379Computer Maintenance, Repair And Services–NotElsewhere ClassifiedV, M7392Consulting, Management and Public RelationsServicesV, M7393Detective Agencies, Protective Agencies, SecurityServices including Armored Cars, Guard DogsV, M7394Equipment Rental and Leasing Services, FurnitureRental, Tool RentalV, M7395Photo Developing, Photofinishing LaboratoriesV, M7399Business Services Not Elsewhere ClassifiedV, M7512Automobile Rental Agency–Not ElsewhereClassifiedV, M7513Truck RentalV, M7519Motor Home and Recreational Vehicle RentalV, M7523Automobile Parking Lots and GaragesV, M7524Express Payment Service Merchants–Parking Lotsand GaragesTSYS11
Merchant Category Codes General Merchant Category CodesMCCDescriptionValid Payment Brand(s)7531Automotive Body Repair ShopsV, M7534Tire Retreading and Repair ShopsV, M7535Automotive Paint ShopsV, M7538Automotive Service ShopsV, M7542Car WashesV, M7549Towing ServicesV, M7622Electronic Repair ShopsV, M7623Air Conditioning and Refrigeration Repair ShopsV, M7629Appliance Repair Shops, Electrical and SmallV, M7631Clock, Jewelry and Watch Repair ShopsV, M7641Furniture–Reupholstery, Repair and RefinishingV, M7692Welding RepairV, M7699Miscellaneous Repair Shops and Related ServicesV, M7800Government Owned LotteryV, M7801Government-Licensed Casinos (Online or InternetGambling)V, M7802Government-Licensed Horse/Dog RacingV, M7829Motion Picture and Video Tape Production andDistributionV, M7832Motion Picture TheatersV, M7833Express Payment Service — Motion Picture TheaterTSYS7841DVD/Video Tape Rental StoresV, M7911Dance Halls, Schools and StudiosV, M7922Theatrical Producers (Except Motion Pictures),Ticket AgenciesV, M7929Bands, Orchestras and Miscellaneous Entertainers–Not Elsewhere ClassifiedV, M7932Pool and Billiard EstablishmentsV, M7933Bowling AlleysV, M7941Athletic Fields, Commercial Sports, ProfessionalSports Clubs, Sports PromotersV, M7991Tourist Attractions and ExhibitsV, M7992Golf Courses, PublicV, M7993Video Amusement Game SuppliesV, M7994Video Game Arcades and EstablishmentsV, MGambling TransactionsV, M79957996Betting (Sportsbook, fantasy, social gaming; whenregulated and not covered by other MCCs) (D)Amusement Parks, Carnivals, Circuses, Carnivals,Fortune TellersV, M12
Merchant Category Codes General Merchant Category CodesMCCDescriptionValid Payment Brand(s)7997Clubs–Country Clubs, Membership (Athletic,Recreation, Sports), Private Golf CoursesV, M7998Aquariums, Dolphinariums, Zoos and SeaquariumsV, M7999Recreation Services–Not Elsewhere ClassifiedV, MFigure 9-1. Business Services MCCsMCCs 8000–8999 (Professional Services and Membership Organizations)The following table includes a list of MCCs in the range 8000–8999 and the description for each code.MCCDescriptionValid Payment Brand(s)8011Doctors–not elsewhere classifiedV, M8021Dentists and OrthodontistsV, M8031Osteopathic PhysiciansV, M8041ChiropractorsV, M8042Optometrists and OphthalmologistsV, M8043Opticians, Optical Goods and EyeglassesV, M8044Optical Goods and EyeglassesTSYS8049Chiropodists, PodiatristsV, M8050Nursing and Personal Care FacilitiesV, M8062HospitalsV, M8071Dental and Medical LaboratoriesV, M8099Health Practitioners, Medical Services–NotElsewhere ClassifiedV, M8111Attorneys, Legal ServicesV, M8211Schools, Elementary and SecondaryV, M8220Colleges, Universities, Professional Schools andJunior CollegesV, M8241Schools, CorrespondenceV, M8244Schools, Business and SecretarialV, M8249Schools, Trade and VocationalV, M8299Schools And Educational Services–Not ElsewhereClassifiedV, M8351Child Care ServicesV, M8398Organizations, Charitable and Social ServiceV, M8641Associations–Civic, Social and FraternalV, M8651Organizations, PoliticalV, M8661Organizations, ReligiousV, M8675Automobile AssociationsV, M8699Organizations, Membership–Not ElsewhereCla
Antique Shops–Sales, Repairs and Restoration Services V, M 5933 Pawn Shops V, M 5935 Wrecking and Salvage Yards V, M 5937 Antique Reproduction Stores V, M 5940 Bicycle Shops–Sales and Service V, M 5941 Sporting Goods Stores V, M 5942 Book Stores V, M 5943 Office, School Supply and Stationery Stores V, M
2. Merchant Banking 22 - 37 Introduction - Definition - Origin - Merchant Banking in India - Merchant Banks and Commercial Banks - Services of Merchant Banks - Merchant Bankers as Lead Managers - Qualities Required for Merchant Bankers - Guidelines for Merchant Bankers - Merchant Bankers' Commission - Merchant Bankers in the
1. Citibank N.A. customers holding a Citibank VISA and/or MasterCard credit cards ("Cardholders") may be eligible to participate in the Citi ThankYou Rewards and Citi Rewards Programs, provided that the Citibank Visa and/or Master credit card belongs to a category of cards which offers rewards to the Cardholders for using their Citibank
mint payments - virtual terminal & merchant portal user guide 1.0 2 contents chapter 1: merchant portal - logging in 3 chapter 2: merchant portal - home page 6 chapter 3: merchant portal - setting up your company 7 chapter 4: merchant portal - user registration 10 chapter 5: merchant portal - mpos device setup 14 chapter 6: merchant portal - transaction, exporting data, refunds 15
Citibank Global Consumer Banking Singapore Contents Deposit Accounts 2 Citibank ATM/Debit Card 3 Account Service Fees 4 Cheque Charges 5 Foreign Currency Notes Services 6 Remittances 6 Standing Instructions and GIRO 7 Traveller’s Cheques 7 VISA, MasterCard and American Express 8 Citibank Ready Credit 11 Mortgage 12 Citibank Brokerage 12
8. Citibank reserves the right to extend or terminate this program without prior notice. 9. All offers listed under the Citibank Rewards Catalog are subject to Terms & Conditions of the Merchant, at the time of redemption. The offers listed in the Citibank Rewards catalog are subject to change without any prior notice. 10.
Merchant Banking Definition, Origin, Merchant Banking in India, Merchant Banks, and Commercial Banks, Services of Merchant Banks, Qualities of Merchant Bankers in Market Making Process, Progress of Merchant Banking in India, Problems, Scope of Merchant Banking in India. 12 02 Mutual Funds, Factoring and Forfeiting Mutual Funds
“Citibank ATM/Debit Card” means a card issued by you which enables me to conduct ATM transactions and/or Card Transactions and includes any card issued in renewal or replacement of such card. “Citibank, N.A.” means Citibank, N.A., a banking association organised under the laws of the United
1977 Citibank N.A. launched Citicard Banki ng Centers, anchored by ATMs and CitiCard. The 24-hour ATMs are for the first time used for more than emergency cash. 1980 Decades of innovation and expansion lead to Citibank operations in 90 countries, making it one of the first truly global banks. 1991 Citibank Japan launches International Cash Card.
