2-LNSFRM-0510-01 LoanSafe Risk Manager Suite

SuiteMarketing Leading Data,Analytics & Scoring

We have the toolsthat enable youto avoid risk.

Market-Leading Data, Analytics & ScoringSuiteAs residential mortgage fraud continues to evolveand escalate, lenders, servicers and investors needincreasingly advanced detection and decision analyticsto keep pace. LoanSafe Risk Manager solution suitedelivers the industry-best performance needed throughthree key advantages:Data – CoreLogic is the U.S. real estate and mortgage data leader. Our immediatelyaccessible data reduces the challenges and errors of rooting out all types of mortgage risk.Analytics – LoanSafe Risk Manager tracks behavioral norms and quickly pinpoints loanapplication or property anomalies by incorporating innovative econometric modeling ofneighborhood-level collateral risk with the patented predictive-analytic models of mortgagefraud thought leader BasePoint Analytics .Precision – False positives drain resources and can lead to ignoring genuine alerts.Efficiently incorporating pattern-recognition and econometric scores dramatically reducesfalse positives, while catching significantly more fraud or collateral issues. Alerts, riskindicators and recommended actions are also featured in the LoanSafe Risk Manager Suite,assuring dynamic insight and superior decisioning.

The LoanSafe Risk Manager Suite is composed oftwo modules — LoanSafe Collateral Manager andLoanSafe Fraud Manager. Working in tandem, thesesolutions minimize collateral risk and maximize frauddetection — an unbeatable combination that deliversa meaningful and lasting impact on mortgage riskmanagement practices. Built on the CoreLogic innovative collateral risk model Advanced automated valuation/appraisal review process reduces loss and default Powered by industry-leading automated valuation engine and LoanPerformance HPI Sophisticated scoring and alerts with detailed reports speed appraisal review Incorporates one-of-a-kind access to listing information, condo/hotel database, lienrelease data and more Includes new risk indicators that provide lift to traditional credit risk models Built on the LoanSafe market-leading property risk, undisclosed debt, and multi-lienplatform Employs patented pattern-recognition fraud analytics Utilizes a consortium of 80 million loans to understand fraud characteristics Uses sophisticated third-party monitoring within scoring, alerting operations of riskybehavioral changes Unbeaten in comparison tests—fraud scoring returns the highest fraud value withlowest number of reviews and false positives Alerts and data provide comprehensive loan insight for quick, efficient loan reviews

The latest advance in automated mortgage collateralrisk management, LoanSafe Collateral Manager analyzesproperty and neighborhood characteristics to estimateeach loan’s early payment default and loss severity risk.LoanSafe Fraud Manager uses patented predictiveanalytics scoring technology to identify suspiciousmortgage loans, enabling you to quickly estimate eachloan’s fraud risk.The proprietary risk management engine evaluatesnumerous elements, including multiple relationshipsand comparisons between key collateral metrics:property characteristics, pricing and appraisal attributes,geographic conditions, and others. In addition, LoanSafeCollateral Manager references foreclosure and volatilitymodels to ensure the most accurate risk picture possible.LoanSafe Fraud Manager enables you to:LoanSafe Collateral Manager combines sophisticatedrisk scoring with supporting data and proprietary maptechnology, enabling you to: Create prefunding appraisal review workflows Improve appraisal quality Maximize efficient use of automated and human-basedappraisal tools Reduce early payment defaults and associated losses Detect and stratify risk within existing portfolios Add nontraditional collateral risk indicators to internalcredit and fraud modelsLoanSafe Collateral Manager draws from the nation’slargest database of mortgage loan and homeownershipinformation. Colorful, at-a-glance graphic risk indicators,straightforward alerts with explanations, and action stepscustomized to your policies make it easy to learn and use.The intuitive dashboard displays alerts by type and severityfor each issue uncovered, with hot links to the relevantreport section for easy review. As a hosted solution,LoanSafe Collateral Manager enables quick and thoroughportfolio analysis through batch or XML uploads.LoanSafe Collateral Manager assists with risk prevention,protecting against future losses and buybacks by verifyingeach loan before funding. Cost effectively score loan applications prior toapproval Improve productivity by utilizing rank-ordered fraudscores to drive underwriting processes, saving time andreview expense by zeroing in on high fraud risk Leverage the vast CoreLogic proprietary andconsortium fraud, property, ownership and mortgageloan databases Improve loan performance and quality by driving downfraud-related losses Reduce early payment default Complement credit and compliance review toolsLoanSafe Fraud Manager detects fraud based on historicalpatterns of fraudulent and legitimate loans. The solutiondraws on the widest array of proprietary and consortiumdata, creating and applying fraud risk patterns todetermine the likelihood a loan may result in a frauddriven loss.Using loan application and CoreLogic data, LoanSafeFraud Manager enables you to decrease fraud risk inyour loan pipeline by automatically assessing risk at theapplication stage. Simply upload loan files via secure FTPand receive a fraud risk score within seconds. We alsoreturn a comprehensive loan report that details the fraudrisk score, along with top indicators and reasons, rankordered from highest to lowest on a 999 to 1 scale.LoanSafe Fraud Manager is the only mortgage industrysolution that applies the analytic advancements creditcard companies have used to reduce fraud losses by nearly70 percent.

LoanSafe Risk Manager combines thepowerof LoanSafe Collateral Manager andLoanSafe Fraud Manager to create theindustry’s most comprehensive mortgage riskmanagement solution.100% of lender’s applicationsLender Appraisal ReviewCollateral Action Using1003 InformationCollateralManagerThird Party InformationFraudManagerCOLLATERAL SCORE& REVIEW FEATURESLender Fraud ReviewFraud Conditioning& Verification UsingFRAUD SCORE &REVIEW FEATURESLoanSafe Risk Manager Suite supports: Originators and lenders Servicers Mortgage investors Government agencies Mortgage and bond insurers Regulators Credit advisory services andrating agencies

FOR MORE INFORMATIONABOUT CORELOGIC, PLEASEVISIT WWW.CORELOGIC.COMCoreLogicThe mortgage industry’s fraud prevention leaderCoreLogic (NYSE: CLGX), is the largest provider in theU.S. of real estate, property, ownership, fraud, mortgageand mortgage securities data — and the advancedanalytics that use them—for the assessment of realestate sales, collateral valuation, home price trends,mortgage originations, mortgage- and asset-basedsecurities pricing, foreclosures, delinquencies and assetdispositions. Our market-specific data covers 98 percentof all U.S. ZIP codes and 3,085 counties in all 50 statesand the District of Columbia, representing more than99.7 percent of the U.S. population, 97 percent of allproperties (145 million), more than 50 million activemortgages and 96 percent of loan-level, non-agencymortgage securities. CoreLogic’s products and servicesenable customers to manage credit and mortgage risk,protect against fraud, acquire and retain customers,mitigate loss, decrease mortgage-transaction cycletimes, value properties accurately, determine real estatetrends and project future market performance.

corelogic.com 2010 CoreLogicLOANSAFE and BASEPOINT are registered trademarks of CoreLogic2-LNSFRM-0510-01

Using loan application and CoreLogic data, LoanSafe Fraud Manager enables you to decrease fraud risk in your loan pipeline by automatically assessing risk at the application stage. Simply upload loan fi les via secure FTP and receive a fraud risk score within seconds. We also return a comprehensive loan report that details the fraud