EQC Full Assessment Report

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EQC Full Assessment ReportClaim Number:CLM/2011/108761Assessment Date:25/10/2011 09:56Claimant:JUDITH WHITBYAssessor:Wilkinson, PhilipProperty Address:5/32 MONA VALE AVENUEEstimator:Sutherland, GrahamRICCARTONProperty Occupied By:Owner OccupiedCHRISTCHURCH 8011Claimant SetupTypeNameHome NumberOwnerJUDITH, WHITBYOwnerMclaughlin, ShirleyMobile NumberWork NumberEmail Address03 9422040Insurance & Mortgage DetailsInsurance Details - From Claim CentreInsurerPolicy TypePolicy NumberIAG - State/Norwich GroupDwellingHOM326393687Insurance SightedInsurance ValidInsurance SightedInsurance ValidInsurance Details - Added in COMETInsurerPolicy TypePolicy NumberInsurance Details - CommentsAs advised, by prop manager renewal 8/09/2011Mortgage Details - From Claim CentreBankMortgage Details - Added in COMETBankANZ BANK LENDING SERVICES CENTREMortgage Details - CommentsOpt OutFor repairs costing between 10,000 and 100,000 the claimant wishes to manage their own repairs? NoHazardsHazards:NilProperty Sticker:No StickerBuilding ConfigurationsLeaky Home Syndrome? NoBuilding NameNumber of floorsBuilding FinishAge of houseFootprintArea (m2)Main Dwelling1Standard1961 - 1980Rectangular59.77Garage1Standard1961 - 1980Rectangular15.71Generated on 28/02/2018 02:28Page 1 of 7

Full dSoilNo Earthquake DamageLandUnder dwellingSoilNo Earthquake DamageMain AccessDriveConcreteNo Earthquake DamageGeneral CostGrind out and epoxy fillconcrete3.00 l/m30.0090.00Grind out and repoint mortar0.50 l/m30.0015.000.00100.00RateCost0.00100.00Driveway shared with 4 wn ConnectionClay pipesNo Earthquake DamageWater SupplyTown ConnectionSteelNo Earthquake DamageGeneral Comments:Main DwellingExteriorElevation (North Wall)Damage:Earthquake damageRequire eteConcreteCracked surfaceWall CladdingBlock VeneerSummer Hill Stone CrackingCracking to paintTouch up and seal to firewalll100.00 General Comments:Elevation (South Wall)Damage:Earthquake damageRequire Scaffolding?NoElementTypeMaterialWall CladdingBlock VeneerSummer Hill Stone Cracking to paintDamagesTouch up to door and windowframeMeasure100.00 General Comments:Elevation (West Wall 3x9.4)Damage:No damageRequire Scaffolding?NoGeneral Comments:block firewallElevation (East Wall2.3x8.2)Damage:Damage but not earthquake relatedRequire Scaffolding?NoNon Earthquake Notes:Crack in sillGeneral Comments:Foundations (Ring 33 lm)Damage:No damageRequire Scaffolding?NoGeneral Comments:Concrete ring and concrete pilesRoof (Iron 70 m2)Damage:No damageRequire Scaffolding?NoGeneral Comments:fresh paintGenerated on 28/02/2018 02:28Page 2 of 7

Ground Floor - KitchenDamage:Earthquake damageRequire Lining paper /paintCosmetic DamageRemove, dispose and replacelining paperMeasureRateCost1.00 m230.0030.0010.92 m227.00294.8432.64 m227.00881.28MeasureRateCost39.84 m227.001,075.68MeasureRateCost32.64 m227.00881.287.00 l/m12.0084.00Cosmetic DamageRake out, plaster and paintDoor (External)Single glass doorTimberNo Earthquake DamageDoor (Internal)Single Hollow CoreRimuNo Earthquake DamageFloorChipboardVinylNo Earthquake DamageKitchen joineryMedium SpecTimberNo Earthquake DamageRange ( Freestanding oven )ElectricStandard ElectricNo Earthquake DamageRange HoodOver HeadStandard specNo Earthquake DamageWall coveringGibPaintCosmetic damageWindowTimber mediumPane single glazed No Earthquake DamageWindowTimber smallPane single glazed No Earthquake DamageWork topKitchen work topLaminateRake out, plaster and paintNo Earthquake DamageGeneral Comments:Ground Floor - BathroomDamage:No damageRequire Scaffolding?NoGeneral Comments:Seratone cork tiles vanity ss tub acrylic bath woodon window and doorGround Floor - LoungeDamage:Earthquake damageRequire StippleNo Earthquake DamageDoor (External)Single glass doorTimberNo Earthquake DamageDoor (Internal)Single Hollow CoreRimuNo Earthquake DamageFloorChipboardCarpetNo Earthquake DamageWall coveringGibPaintCosmetic damageRake out, plaster and paintWindowTimber LargeGeneral Comments:Pane single glazed No Earthquake DamageHeat pumpGround Floor - ToiletDamage:No damageRequire Scaffolding?NoGeneral Comments:Cork tiles wallpaper std toilet wooden window and doorGround Floor - Bedroom (North)Damage:Earthquake damageRequire PaintNo Earthquake DamageDoor (Internal)Single Hollow CoreRimuNo Earthquake DamageFloorChipboardCarpetNo Earthquake DamageWall coveringGibPaintCosmetic damageRake out, plaster and paintCosmetic damageGap fill cracksGenerated on 28/02/2018 02:28Page 3 of 7

WindowTimber mediumPane single glazed No Earthquake DamageGeneral Comments:Ground Floor - HallwayDamage:Earthquake damageRequire StippleNo Earthquake DamageDoor (Internal)Single Hollow CoreRimuNo Earthquake DamageFloorChipboardCarpetNo Earthquake DamageWall coveringGibPaintCosmetic damageRake out, plaster and paintMeasureRateCost25.44 m227.00686.88MeasureRateCost25.44 m227.00686.885.00 l/m12.0060.00General Comments:Ground Floor - Bedroom (South)Damage:Earthquake damageRequire StippleNo Earthquake DamageDoor (Internal)Single Hollow CoreRimuNo Earthquake DamageFloorChipboardCarpetNo Earthquake DamageWall coveringGibPaintCosmetic damageRake out, plaster and paintCosmetic damageGap fill cracksWindowTimber mediumPane single glazed No Earthquake DamageGeneral Comments:GarageExteriorElevation (Walls 5.1lx3wx2.3h)Damage:No damageRequire Scaffolding?NoGeneral Comments:5.1x3x2.3. One of three attached garages. concrete block exterior walls, lean to, polite dividing wall to the north.Older swing doors to west elevation.Roof (Leanto iron roof 3x5.1)Damage:No damageRequire Scaffolding?NoGeneral Comments:Foundations (Slab 3x5.1)Damage:No damageRequire Scaffolding?NoGeneral Comments:concreteGround Floor - Room (Other)Damage:No damageRequire Scaffolding?NoGeneral EstimatePreliminary and general398.87Margin538.47Generated on 28/02/2018 02:28Page 4 of 7

GSTGenerated on 28/02/2018 02:28888.48Page 5 of 7

Scope Of Works s0.000.00Main DwellingNameDescriptionExteriorElevation (East Wall2.3x8.2)0.00Roof (Iron 70 m2)0.00Elevation (North Wall)Foundations (Ring 33 lm)Elevation (South Wall)Elevation (West Wall iptionGround FloorBathroomEstimate0.00Bedroom (North)965.28Bedroom onEstimateExteriorRoof (Leanto iron roof 3x5.1)0.00Foundations (Slab 3x5.1)0.00Elevation (Walls 5.1lx3wx2.3h)0.000.00FloorDescriptionGround FloorRoom OverheadsDescriptionEstimatePreliminary and general398.87Margin538.47GST888.481,825.81Total Estimate6,811.65Generated on 28/02/2018 02:28Page 6 of 7

Inspection Sign OffDescriptionAnswercommentsContents DamageHas the contents schedule been left with claimant?YesHave the contents been sighted?NoLand DamageIs there land damage?NoLandslip damage has been assessed on paperNoWas a full inspection done?In roof spaceYesOn roof?YesUnder sub floor?YesDecline ClaimRecommend Declining ClaimNoNext Action:Previous Claim Numbers (recorded manually in field)2010/120456File NotesDate Created:25/10/2011 10:10Created :Wilkinson, PhilipSubject:Habitable, weatherproof,tenanted contact Shirley039422040Note:Owner also has flat one.Approx 45 year old, single story, two bedroom, attached ownership flat with firewall to the east.Part of a block of 5.Recently painted summerhill stone, concrete ring foundation, gib linings.Minor exterior damage.Minor to moderate internal cosmetic damage.Flat site, separate single garage with no damageEmergency repair was replacement of window and work on the watercylinder-paid for by eqc and not included in thisassessment.No land damage.Next Action:Date Created:22/10/2012 06:49Created :Administrator, AlchemySubject:Assessment Address ChangedNote:From:FLAT 5/32 MONA VALE AVENUE, RICCARTON, CHRISTCHURCHTo:5/32 MONA VALE AVENUE, RICCARTON, CHRISTCHURCHNext Action:Urgent Works ItemsGenerated on 28/02/2018 02:28Page 7 of 7

CLM/2011/108761Scope of WorksCustomer:JUDITH WHITBYDocument explanatory note:This document provides a summary of the earthquakedamage identified by the EQC assessment team. Land,building and room by room damage is listed along with anindication of how this damage is to be repaired.A glossary of terms describing the type of damage that maybe listed on your Scope of Works is provided at the end ofthis document.Assessment of Property at 5/32 MONA VALE AVENUE, RICCARTON, CHRISTCHURCH 8011 pairSewerage (Town Connection - Clay pipes 45.00 l/m)No Earthquake DamageWater Supply (Town Connection - Steel 45.00 l/m)No Earthquake DamageLand (Exposed - Soil - 225.00 m2)Land (Under dwelling - Soil - 67.24 m2)Main Access (Drive - Concrete - 150.00 m2)ServicesMain DwellingExteriorElevation (North Wall)ElementDamageRepairPatio (Concrete - Concrete - 7.56 m2)Cracked surfaceGrind out and epoxy fill concrete3.00 l/mWall Cladding (Block Veneer - Summer HillStone - 18.86 m2)CrackingGrind out and repoint mortar0.50 l/mCracking to paintTouch up and seal to firewalllElementDamageRepairWall Cladding (Block Veneer - Summer HillStone - 18.86 m2)Cracking to paintTouch up to door and window frameDamageRepairDamageRepairDamageRepairElevation (South Wall)Elevation (West Wall 3x9.4)ElementNo DamageElevation (East Wall2.3x8.2)ElementNo DamageFoundations (Ring 33 lm)ElementNo Damage1 Page

Roof (Iron 70 m2)ElementDamageRepairNo DamageInteriorGround Floor - KitchenRoom Size: 2.60 x 4.20 10.92 (length(m) x width(m) Area Size(m2))Stud Height: 2.40 mElementDamageRepairCeiling (Gib - Lining paper / paint - 10.92m2)Cosmetic DamageRemove, dispose and replace liningpaperCosmetic DamageRake out, plaster and paint10.92 m2Rake out, plaster and paint32.64 m21.00 m2Door (External) (Single glass door - Timber - No Earthquake Damage1.00 No of)Door (Internal) (Single Hollow Core - Rimu- 1.00 No of)No Earthquake DamageFloor (Chipboard - Vinyl - 10.92 m2)No Earthquake DamageKitchen joinery (Medium Spec - Timber 1.00 item)No Earthquake DamageRange ( Free standing oven ) (Electric Standard Electric - 1.00 item)No Earthquake DamageRange Hood (Over Head - Standard spec 1.00 item)No Earthquake DamageWall covering (Gib - Paint - 32.64 m2)Cosmetic damageWindow (Timber medium - Pane single glazed No Earthquake Damage- 1.00 No of)Window (Timber small - Pane single glazed 1.00 No of)No Earthquake DamageWork top (Kitchen work top - Laminate - 2.80 No Earthquake Damagel/m)Ground Floor - BathroomRoom Size: 3.10 x 1.70 5.27 (length(m) x width(m) Area Size(m2))Stud Height: 2.40 mElementDamageRepairNo DamageGround Floor - LoungeRoom Size: 3.70 x 4.60 17.02 (length(m) x width(m) Area Size(m2))Stud Height: 2.40 mElementDamageCeiling (Gib - Stipple - 17.02 m2)No Earthquake DamageRepairDoor (External) (Single glass door - Timber - No Earthquake Damage1.00 No of)Door (Internal) (Single Hollow Core - Rimu- 1.00 No of)No Earthquake DamageFloor (Chipboard - Carpet - 17.02 m2)No Earthquake DamageWall covering (Gib - Paint - 39.84 m2)Cosmetic damageWindow (Timber Large - Pane single glazed 2.00 No of)No Earthquake DamageRake out, plaster and paint39.84 m2Ground Floor - ToiletRoom Size: 0.90 x 2.00 1.80 (length(m) x width(m) Area Size(m2))2 Page

Stud Height: 2.40 mElementDamageRepairNo DamageGround Floor - Bedroom (North)Room Size: 3.10 x 3.70 11.47 (length(m) x width(m) Area Size(m2))Stud Height: 2.40 mElementDamageRepairCeiling (Gib - Paint - 11.47 m2)No Earthquake DamageDoor (Internal) (Single Hollow Core - Rimu- 1.00 No of)No Earthquake DamageFloor (Chipboard - Carpet - 11.47 m2)No Earthquake DamageWall covering (Gib - Paint - 32.64 m2)Cosmetic damageRake out, plaster and paintCosmetic damageGap fill cracks32.64 m27.00 l/mWindow (Timber medium - Pane single glazed No Earthquake Damage- 1.00 No of)Ground Floor - HallwayRoom Size: 1.00 x 4.30 4.30 (length(m) x width(m) Area Size(m2))Stud Height: 2.40 mElementDamageCeiling (Gib - Stipple - 4.30 m2)No Earthquake DamageDoor (Internal) (Single Hollow Core - Rimu- 5.00 No of)No Earthquake DamageFloor (Chipboard - Carpet - 4.30 m2)No Earthquake DamageWall covering (Gib - Paint - 25.44 m2)Cosmetic damageRepairRake out, plaster and paint25.44 m2Ground Floor - Bedroom (South)Room Size: 2.40 x 2.90 6.96 (length(m) x width(m) Area Size(m2))Stud Height: 2.40 mElementDamageRepairCeiling (Gib - Stipple - 6.96 m2)No Earthquake DamageDoor (Internal) (Single Hollow Core - Rimu- 1.00 No of)No Earthquake DamageFloor (Chipboard - Carpet - 6.96 m2)No Earthquake DamageWall covering (Gib - Paint - 25.44 m2)Cosmetic damageRake out, plaster and paintCosmetic damageGap fill cracks25.44 m25.00 l/mWindow (Timber medium - Pane single glazed No Earthquake Damage- 1.00 No of)GarageExteriorElevation (Walls RepairNo DamageRoof (Leanto iron roof 3x5.1)ElementNo DamageFoundations (Slab 3x5.1)Element3 Page

ElementDamageRepairNo DamageInteriorGround Floor - Room (Other)Room Size: 5.10 x 3.00 15.30 (length(m) x width(m) Area Size(m2))Stud Height: 2.40 mElementDamageRepairNo DamageScope of Works - Glossary of TermsCosmetic DamageCosmetic damage is used to record repairs to an element that can be done in situ e.g. minor cracking toplasterboard. For example a repair strategy may state “rake, stop and paint” and this is carried out withoutneeding to remove or replace the damaged element. Where the plasterboard for example needs to be removedand replaced, this will be recorded as ‘structural damage’.Impact DamageImpact damage is where an element or part of a building sustains earthquake damage and then breaks away orcollapses causing damage to another part of the building. An example is a chimney that has collapsed and causeddamage to roof tiles.Structural DamageThe term structural damage is used where a repair requires an element to be removed and replaced e.g. majorcracking to plasterboard or external cladding that has been dislodged. This term does not relate to the structuralintegrity of the building as a whole, but to the individual element only.Additional InformationBuilding TermsThe Department of Building and Housing website has a comprehensive list of common building terms:http://www.dbh.govt.nz/building-az-wxyz4 Page

Policy RenewalState, a business division of IAG New Zealand LimitedPO Box 3233 Wellington 6140Phone 0800 80 24 24From overseas call 64 9 969 1150Email info@state.co.nzVisit www.state.co.nzHome Comprehensive*L000320*Ms J Whitby15B Murraba CrescentTweed Heads NSW 2485Australia08 October 2020Dear Ms Whitby,Thanks for choosing to insure with State. Your insurance is duefor renewal on 10 October 2020. Please find enclosed your:t Policy Schedule - showing specific insurance details andany changes that have been applied to your policyt Premium Advice - detailing how much your cover costst Instalment Plan - the dates your premium will be deductedYour policy summaryPolicy typeHome ComprehensivePolicy referenceHOM326393687Risk DescriptionFlat 5, 32 Mona Vale Avenue,Riccarton, Christchurch 8011DUPLICATE COPYPlease remember1. Check these documents carefully as they form theinsurance contract you have with us. If you need tochange or add anything call us on 0800 80 24 24.Premium 1,200.77DiscountsappliedMulti Policy DiscountYears of Insurance DiscountFly Buys number60143550240810192. Be prepared for your payment of 100.11 to be deductedon 10 October 2020.If you have any questions at all regarding this policy renewalonce you've read the information in this pack and looked online,or if you would like to discuss payment or options to helpmanage costs, please call us on 0800 80 24 24.Yours sincerely,My State, yourOnline AccountYour online account is where youcan see all of your policies in oneplace and when they renew.Go to state.co.nz to register.LTRRNLfPlease turn over Page 1 of 2HOM326393687000000047Amanda CooperGeneral Manager Sales & Service*L000320*We're here to help

Risk-based pricing and checking your sum insuredWe want to protect the things that are important to you in the long term, so we've changed our pricing to reflect the fact that someregions cost more to insure because they're more prone to natural disasters. If your property is in an area at high risk of naturaldisasters, you could pay more for your home or rental property insurance than a like-for-like house in a lower risk area. What's alsoreally important is you check your sum insured is up to date and truly reflects the cost to rebuild your home. Don't risk beingunderinsured. Find out more at state.co.nz/premiums.How to payAs you currently pay by monthly direct debit, we'll continue to deduct payments from your bank account. Just check yourinstalment plan for the dates payments will be taken out. And don't forget that if you have given us your Fly Buys number, you'llcollect Fly Buys rewards points with State.Things you need to knowYou need to tell us if there is anything that may affect this policy that we don't already know about. If you don't tell us, then yourinsurance may not be valid and you may not be covered if you ever need to make a claim.Examples of things you should tell us about are:t Any instances of insurance being declined, cancelled, refused or having special conditions imposed in the last 5 years;t Accidents or losses over the last 5 years and convictions in the last 7 years;t Any change in circumstances that may increase the risk of a claim.DUPLICATE COPYPlease call us on 0800 80 24 24, if you're not sure what issues might affect your insurance. We treat all information you give us inaccordance with the Privacy Act 1993.Did you know?Snail mail is so overYour inbox is the new letterbox. Just register your email address to receive tips, offers and competitions. Go to state.co.nz/email.My State, your online accountRegister for an online account to download your policy documents and check when they're up for renewal, or view them on theState App. Visit state.co.nz/mystate with your policy number.Collect Fly Buys pointsEarn these every time you pay your insurance. Just give us your Fly Buys number at state.co.nz/flybuys.Page 2 of 2

Premium AdviceYour policy isdue for renewalThe InsuredMs Judith WhitbyPolicy typeHome ComprehensivePolicy referenceHOM326393687Period of coverThis insurance is valid from 10 October 2020 to12am 10 October 2021, subject to premium payment.Risk addressFlat 5, 32 Mona Vale Avenue, Riccarton, Christchurch 8011Sum insuredHome Sum Insured: 417,618Discounts applied*Multi Policy Discount of 75.97Years of Insurance Discount of 45.58*I000320*State, a business division of IAG New Zealand LimitedPO Box 3233 Wellington 6140Phone 0800 80 24 24From overseas call 64 9 969 1150Email info@state.co.nzVisit www.state.co.nzHome Comprehensive* Discounts apply to the base premium (or the net base premium amount after deduction of any otherdiscount(s)) and do not apply to government levies, GST or optional extensions.Check your policyPlease review the documentation enclosed and contact us with any questions.If you believe you qualify for any discount(s), but it is not listed here, please call us on0800 80 24 24.DUPLICATE COPYYour premiumState premium 638.15Fire and Emergency Levy 106.00Earthquake Commission Levy 300.00GST 156.62TOTALTax Invoice when paid 1,200.77GST number 51-860-403When you pay by instalments, the total per year will be more than if you paid the annualpremium in one lump sum.ADVHOMHOM326393687000000047*I000320*fPlease turn over Page 1 of 2

Insurer financial strength ratingState is a business division of IAG New Zealand Limited whichreceived a Standard & Poor's (Australia) Pty. Ltd. Insurerfinancial strength rating of AA- "Very Strong". The rating scaleis:AAA (Extremely Strong)CCC (Very Weak)AA (Very Strong)CC (Extremely Weak)A (Strong)SD (Selective Default)BBB (Good)D (Default)BB (Marginal)R (Regulatory Supervision)B (Weak)NR (Not Rated)The ratings from 'AA' to 'CCC' may be modified by the additionof a plus ( ) or minus (-) sign to show relative standing withinthe major rating categories.The rating scale above is in summary form. A full description ofthis rating scale can be obtained fromwww.standardandpoors.com.As a QFE, IAG is licensed to take responsibility for its advisersand to ensure that they exercise due care, diligence and skillwhen providing financial advice to you. Our QFE license meansthat IAG's QFE advisers do not have to be individually registeredor authorised. IAG's QFE advisers can provide personalisedadvice about general insurance and warranty products.Should you have a concern or complaint about our service, hereis some information that can provide you with assistance.Contact the person you have been dealing with. If you'd like topursue the matter further please ask to speak to their manager.If you are not satisfied with the outcome from the step above,contact:The Head of StatePhone:0800 80 24 24Email:info@state.co.nzPostal address:Private Bag 92130, Auckland 1142In the event you have a dispute that can not be resolved bydirect communication with IAG, retail clients have free access toour licensed dispute resolution scheme, the Insurance &Financial Services Ombudsman Scheme (IFSO Scheme).You can contact the IFSO Scheme at:Phone:0800 888 202Email:info@ifso.nzPostal address:Office of the IFSOPO Box 10-845, Wellington 6143DUPLICATE COPYQFE Disclosure Statement - IAG New ZealandLimitedIt is important that you read this information: It is generalinformation which will help you to compare financial advisersand choose the one that best suits your needs.Your insurance is underwritten by State, a business division ofIAG New Zealand Limited (IAG). IAG is a Qualifying FinancialEntity (QFE) under the provisions of the Financial Advisers Act2008. You can check this information on the Financial ServiceProviders Register at www.fspr.govt.nz.Page 2 of 2IAG is licensed and regulated by the Financial Markets Authority(FMA). You can obtain information about financial advisersfrom the FMA. You may also report information to theCommission about IAG and its financial advisers at:Phone:(04) 472 9830Postal address:PO Box 1179, Wellington 6140Street address:Level 2, 1 Grey Street, Wellington

Policy ScheduleState, a business division of IAG New Zealand LimitedPO Box 3233 Wellington 6140Phone 0800 80 24 24From overseas call 64 9 969 1150Email info@state.co.nzVisit www.state.co.nzPolicy detailsThe InsuredNameMs Judith WhitbyAge67GenderFemalePolicy typeHome ComprehensivePolicy referenceHOM326393687Period of coverThis insurance is valid from 10 October 2020 to12am 10 October 2021, subject to premium payment.Risk descriptionFlat 5, 32 Mona Vale Avenue, Riccarton, Christchurch 8011Home floor area (including all levels and any attachedgarage, but excluding decking) - 90 sqmFloor area of freestanding garage - 20 sqmYear built - 1975Construction type - brick veneerRoof type - tin/colourbondOccupancy - tenants via a landlordNumber of dwellings - 1*I000320*Home ComprehensiveDUPLICATE COPYSum InsuredBuildingHome sum insured: 417,618If you have added Special features or increased the policy limits for recreational featuresand/or retaining walls, these details and the Total Sum Insured will show in theEndorsements.Excess detailsThis policy has an imposed excess on the building of 550, based on the occupancy, age andsize of your homeYour policy has been endorsed as follows:The definition of home in the state home policy wording isamended to exclude the following structures damaged in the 2010/11canterbury earthquakes and cash settled under claim: DCCHH15012371. Shared driveway and pathway, both concretecover for these structures may be reinstated if you provide us withsatisfactory evidence that they have been repaired.Finance typeNameSecured Credit Union/Bank LoanANZ Bank New Zealand LimitedPayment detailsThis policy is paid by a monthly instalment plan.Fly Buys number6014355024081019SCHHOMFinance detailsIMPORTANT: For a copy of your Policy Wording please visit state.co.nz/policy-documents.Issued on: 08 October 2020Page 1 of 1HOM326393687000000047Endorsements*I000320*Please refer to your policy wording and endorsements for more details.

Instalment PlanPolicy detailsInstalment planPolicy typeHome ComprehensivePolicy referenceHOM326393687Period of coverThis insurance is valid from 10 October 2020 to12am 10 October 2021, subject to premium payment.As you have elected to pay your premium totalling 1,200.77 by monthly instalmentsfrom your bank account, please find included the payment details for your insurancepolicy.Please note that: the instalment amounts may vary slightly. This occurs when the premium cannot bedivided equally over the period of cover. should an instalment fall due on a national public holiday or weekend it will be debitedthe next working day.*M000320*State, a business division of IAG New Zealand LimitedPO Box 3233 Wellington 6140Phone 0800 80 24 24From overseas call 64 9 969 1150Email info@state.co.nzVisit www.state.co.nzHome ComprehensivePlease check that the information recorded here is correct.Bank Account Number01 0822 0048871 000Instalment t 100.11 100.06 100.06 100.06 100.06 100.06 100.06 100.06 100.06 100.06 100.06 100.06INSPLNHOM326393687000000047If you wish to discuss your Instalment Plan or any aspect of your insuranceplease call us on 0800 80 24 24.*M000320*DUPLICATE COPYfPage 1 of 1

Minor to moderate internal cosmetic damage. Flat site, separate single garage with no damage Emergency repair was replacement of window and work on the watercylinder-paid for by eqc and not included in this assessment. No land damage. Next Action: Date Created: 22/10/2012 06:49 Created : Administrator,

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