PERSONAL FINANCE - FBLA-PBL
PERSONAL FINANCE1. A legal document that establishes ownership is a(n):a. acceptanceb. deedc. liend. titleCompetency: Financial Principles Related to Personal Decision MakingTask: Evaluate how decisions made at one stage of your life can affect your options atother stages.2. When interest rates are high, the average consumer will:a. buy lessb. not change spending patternsc. buy nothing at alld. save lessCompetency: Financial Principles Related to Personal Decision MakingTask: Make financial decisions by systematically considering alternatives and consequences.3. Which one of the following is money paid by one former spouse to support the other?a. child supportb. property settlementc. alimonyd. divorce decreeCompetency: Earning A Living (income, taxes)Task: Identify components and sources of personal income.4. With , the bank deducts payments from your account and transfers them to the appropriatecompanies.a. automatic teller machinesb. automatic bill paymentc. direct depositd. credit cardsCompetency: Earning A Living (income, taxes)Task: Define exemptions, dependents, and taxable and not taxable income.
5. A blueprint or plan for managing all aspects of a person's money is called:a. a focus planb. financial planningc. architectural managementd. an undesirable financial burdenCompetency: Managing Budgets and FinanceTask: Develop and implement a personal financial plan for earning, spending, saving andinvesting.6. A corporation's net, or after-tax, earnings divided by the number of outstanding shares ofcommon stock is a measurement of a company's performance referred to as:a. earnings per shareb. current yieldc. price-earnings (PE) ratiod. dividendCompetency: Saving and InvestingTask: Define investment terms including risk management, yields, and rate of return.7. Which of the following accounts is the most liquid?a. savings accountb. certificate of depositc. money market accountd. checking accountCompetency: Saving and investingTask: Compare and choose among saving and investment options such as stocks, bonds,CDs, and 401K saving plans.8. You will receive the greatest gain on your principal if interest is compoundeda. daily.b. semiannually.c. annually.d. quarterly.Competency: Saving and InvestingTask: Compute the anticipated rate of return on specific investments and savings accountsusing various factors such as simple or compound interest, dividends, fees, etc.
9. A labeling method that indicates the freshness, or shelf life, of a perishable product is:a. unit pricingb. contractc. open datingd. warrantyCompetency: Buying Goods and ServicesTask: Evaluate information about products and services such as warranties, clearanceitems, and consumer reports.10. What does HMO stand for?a. Hospitalization and Medical Organizationb. Health and Medical Organizationc. Health Medical Organizationd. Health Maintenance OrganizationCompetency: Banking and InsuranceTask: Identify the purpose, importance and major characteristics of health, disability, andlife insurance protection.
Personal Finance Answer Key1)2)3)4)5)6)7)8)9)10)DACBBADACD
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PERSONAL FINANCE 1. A legal document that establishes ownership is a(n): a. acceptance b. deed c. lien d. title Competency: Financial Principles Related to Personal Decision Making Task: Evaluate how decisions made at one stage of your life can affect your options at other stages.
Jean M. Buckley FBLA-PBL President & CEO ceo@fbla.org Calendar of Events JANUARY 1 Action Awareness begins 15 March of Dimes Grant: Application deadline 22 Spring Stock Market Game begins 28 LifeSmarts Spring Competition begins FEBRUARY 1-28 National Career and Technical Education Month 3-9 FBLA-PBL Week 3 Share your FBLA-PBL Story Day
Jean M. Buckley FBLA-PBL, Inc. President and CEO ceo@fbla.org. Spring 2011 3 PRESIDENT’S MESSAGE 4 FBLA President Trever Eymard offers tips to make the most out of your NLC experience. CERTIFICATIONS 7 Learn about all the certification exams offered to students and advisers at
summer conference. When FBLA-PBL announced the 2007-08 national conference theme, Leadership in Action, it noted that the theme embodies the core essence of a future business leader. “In the past 65 years, FBLA-PBL has prepared literally millions of today’s leaders in American business,” says Jean M. Buckley, FBLA-PBL Inc. president and CEO.
! e Club Fair is not only a great opportunity for students to explore the many clubs at Mater Academy but also an amazing way for FBLA to recruit new members. At the annual Mater Academy Club Fair, FBLA members set up a booth displaying brochures, scrapbooks and recruitment posters. The goal was to inform students about how joining FBLA can
Willowick Middle School currently has the most STEM and PBL trained staff in the district (second only to the School of Innovation). THREE TIES-trained School of Innovation Staff Members SIX PBL-trained staff 3-day PBL training @ at Inventor's Hall of Fame School ALL teachers 2 PBL training sessions Also hosted by Inventor's Hall of Fame Staff
The PBL Toolkit Series is designed to help teachers and schools do Project Based Learning more effectively. If PBL is not done right, or if it's done for the wrong reasons ("someone told us to do it"), it will be a waste of time. Incorporating PBL into your teaching is not like changing your textbook or incorporating a new Friday activity. PBL.
Jean M. Buckley - ceo@fbla.org : Lisa Smothers – MembershipDir@fbla.org . 2013-14 3 How to be a successful FBLA adviser! Service Establish a link between the local chapter and business community. Keep school board and administration, local businesses, community, parents, teachers, school
OREGON FBLA EVENT HANDBOOK Oregon FBLA Competitive Event Handbook 2020-21 Version-Updated December 2020 Page 2 of 58 . Mobile Application Development Public Service Announcement Public Speaking Publication Design Sales Presentation Social Media Strategies Website Design
