March 2008 FREE Clarksville Family

playing Lady MacBethin the Scottish playin 2009. For anotheractor it will be facingthe Ides of March, asJulius Caesar appearsfor the second timeas the Shakespearecurriculum show. Oncemore young and old,and those in between,will thrill to the wordsand actions of Caesar,Antony, Brutus, andCassius as theatre bringslife to light at the Roxy!Don’t miss being apart of the drama.Actor, audience,dreamer, doer, expert,amateur—be a partof life in art. “Suspendyour disbelief and letyour imaginations worktheir will. The theatre,among other things,is a time machine—ameans of travel,transporting you backto the Rome of JuliusCaesar.”Evening performancesof Julius Caesar beginFriday, March 7th at8:00 p.m. at the cornerof First and FranklinStreets in downtownClarksville and continueSaturday, March8th at 8:00 p.m. andthe following week:Wednesday andThursday the 12th and13th at 7:00; Friday the24th at 8:00 p.m. A2:00 p.m. matineewill conclude the runon Saturday March15th. Call the boxoffice at (931) 645-7699between 9 a.m. and1:00 p.m. weekdaysor go online to www.roxyregionaltheatre.orgfor reservations.Clarksville’s Largest Children’s Storeis now Even BIGGER!Our new location is in Austin’s Square next to TJ Maxx.Come check out someof our newest lines: 5 off any purchase of 10We haveBumboseats! 25 or more!oroff any purchase of 50 or more!*please use by March 31st 2008Please use by March 31, 20082728 Wilma Rudolph Blvd.“Kids’ stuff with previous experience”Mon-Sat 9am-7pm Sun. 1pm-6pmclarksvillefamily.com(in Austin’s Square)(931) 645-93467

Is your child protected?Sugar and spice and everything niceThat’s what little girls are made of.Snips and snails and puppy dog tailsThat’s what little boys are made of.SSPF100Too often in today’s hectic and hurried pacefamilies fail to find time for meaningful family activities.Such times are critically necessary for children to learnthe value of family and their particular value in thefamily. Time has been dubbed the new “currency”of our modern culture. Where we invest our timecommunicates most accurately what we value in life.Summer SchoolProtectionDr. James Dobson, noted family advocate andfounder of Focus on the Family, has written andspoken often on the important role of parents. Aparent’s influence, what he or she values, and howthey treat their children, profoundly determine thechildren’s success in future relationships with others.Don’t letSummer Schooldisrupt your family’splans for the Summer.Beyond the Books can help!Our services include: ACT Preparation PsychoeducationalAssessments Dyslexia evaluations Kindergarten Preparation Tutoring forall grades in all academic areasE D U C AT I O N A L R E S O U R C E C E N T E R2535 Madison Street Suite F (Bluestone Center)Clarksville, TN 37043 (931) ooks.net8Family Night with Dennis LeeFirst Baptist Church wants to help families planmeaningful family activities. As a part of our 2008Preschool Ministry Plan, the Preschool Ministry willsponsor key events designed to provide families withopportunities to participate in special times with oneanother. The first of these events is Family Night withDennis Lee on Friday night, March 7, at 6:00 p.m.This event will offer a hotdogsupper with a signature mixof music, fun, and messageby Dennis Lee.Dennis is aphenomenal ventriloquist fromDallas, TX and director of NanaPuddin’. Children of all ages willenjoy Dennis and his renownedfamily of puppets. The eveningwill begin in Laida Fellowship Hallwith the hotdog supper and thenconclude in the Grace Worship Center with the NanaPuddin’ crew.Tickets are only 2 per person, and children underthe age of one will be admitted free. Tickets are onsale at the Preschool Ministries’ Information desk andin the foyer outside of the Grace Worship Centeron Sunday mornings. You may also come by thePreschool Ministries Information desk on Wednesdayevenings and Monday through Friday from 8:30 a.m.to 3:00 p.m. to obtain tickets. First Baptist ChurchPreschool Ministries’ building is located at the cornerof Commerce Street and Childers’ Place.Watch for more family-focused events sponsored bythe Preschool and Children’s Ministries of First BaptistChurch, Clarksville. Join us for a fun-filled year offamily events and activities.Clarksville Family

Lipo What?Healthby Shannon GrahamHere at Bella Medical Spa our phonesare ringing off the hook with the question,“What is Lipodissolve? I just passed oneof your billboards, and was wondering if Icould get more information about it?”Lipodissolve is a non-surgical processthat dissolves unwanted areas of fat.There are no incisions involved, insteada series of injections based on a mixtureof two time-tested medications are used.The Lipodissolve is injected directlyinto the pockets of fat to promote itsdissolution.How does Lipodissolve work?The ingredients of Lipodissolve arePhosphatidylcholine (PPC) andDeoxycholic Acid. This combinationseparates the bonds connecting the fatmolecules, causing the fat to liquefy. Theliquefied fat goes through the lymphaticsystem, the body metabolizes it, and thenit is naturally flushed out of the body.Who is a good candidate forLipodissolve? Both men and womenwho have stubborn areas of fat that theycannot get rid of naturally through dietor exercise would benefit. Lipodissolveis NOT a weight loss system, nor shouldit be considered a “miracle drug.” Theparts of the body that can benefit fromLipodissolve are: abdomen, double chin,legs, arms, and “love handles”.Who is not a good candidate forLipodissolve? Woman who arepregnant or breast-feeding, patients under18 years old, individuals with cancer,diabetes, or AIDS, people with allergicreactions to eggs or soy, individualswith poorly controlled hypertension,and people with a Body Mass Index(BMI) over 30 should NOT considerLipodissolve.How long is the recovery? You shouldbe able to go about your daily activitiesright after Lipodissolve treatments.There is no down time as opposed toliposuction.How many treatments will I need?The number of treatments is different foreveryone. It all depends on a patient’slifestyle, activities, and amount of fat lossdesired.Do you dream of.Is it permanent? Yes, the fat cellstreated are dissolved, and filtered fromthe body. However, we encourage youto continue a healthy diet and exercise tokeep new fat cells from forming.To this date there are no knownpermanent or life-threateningcomplications; however minor side effectshave been reported. Patients mayexperience slight discomfort, swelling,and bruising all of which will subside afterone to five days.Where can I get Lipodissolve?Lipodissolve treatments are currentlyavailable at Bella Medical Spa, andperformed by David Boles, D.O. Onaverage, ten to twenty patients aweek come to Bella Medical Spa forLipodissolve, and the results have beentremendous. Come into Bella MedicalSpa for your free consultation and see ifLipodissolve is right for you.Sources: www.GetMeso.com and www.Lipodissolve.comnever shaving again?removing crow’s feet?having clear and radiant skin?looking younger?25 off any full price service over 100expires April 1st, 2008Cannot be used with any other discount3FTUZMBOF t #PUPY t -JQPEJTTPMWF .BTTBHF DzFSBQZ Microdermabrasion-BTFS )BJS 3FNPWBM5BUUPP 3FNPWBM1FSNBOFOU .BLFVQ BOE NPSF Schedule your free consultation today!Bella Medical Spa400 Franklin St.(931) 245-0500www.bellamedspa.comclarksvillefamily.com9

This month atBunnies & BabiesMarch 1-22March26pm-9pm, MallwideMarch145pm-8pm, MallwideEASTER BUNNY:On March 1st at 11am,come to JCPenney Courtand help the Easter Bunnyfind all his eggs to get yourFREE gift. Then hop, hop,hop to Center Court forEaster Photos.MILITARY SHOPPINGNIGHT:EASTER BASH:Discounts, Door prizes,Refreshments and more!You must have a validmilitary ID to enter. GrandPrize is a 1,000 Mall GiftCertificate.Bring the kids for someFREE pre-Easter FUN!Carnival games, bouncyhouse, easter egg hunts,and more! Sponsored bySt. Bethlehem UnitedMethodist Church

GOVERNOR’S SQUAREMALLOh my!& Shopping.March 15March 29March 29MOST BEAUTIFUL BABYCONTEST:HOME BASEDBUSINESS SHOW:Get the latest ideas in crafts,home parties, anddecorating your home. CallMall Management Office tobe a vendor at931-552-0289.PROM FASHION SHOW:3pm, Sears CourtAges 0-5 years old. Registration begins at 2pm. 5 Registration Fee, please bring anon-returnable photo. Twoboys and girls from eachcategory will be chosen to wingreat prizes! Sponsored byToys R Us and Belk11am-4pm, Mallwide1pm Center CourtCome and see latest fashions from Deb and Men'sWearhouse for your perfectProm!

Family ValuesMarket Timing Bad Timingby Stacy PickardDo the math and you’ll figureout that market timing oftenequals bad timing. “Markettiming” is an investmentstrategy based on predictingwhen security prices will riseand fall and then attemptingto buy low and sell high. Whilethis makes sense in theory, it’sextremely hard to executesuccessfully.Timing MisstepsMarket peaks and valleysare not clearly visible untilafter they have passed. Fewinvestors can repeatedly timetheir investment decisions tomatch market movements.Instead, they may rush to buya “hot” security, only to seeits price subsequently drop, orswitch out of an investmentwhose price has plummeted,only to see it later rebound.Missed OpportunitiesInvestors who flee stockswhen the market dips riskmissing out on a futurerecovery. While the goalmay be simply to wait outa declining period then getback in when the time is right,this strategy can backfire.When the market changesdirection, it can happen veryquickly. By the time investorsrealize the market is on the upswing, it may be too late totake advantage of significantgains.Strategies That Pay OffInstead of trying to time themarket, you may be better offsticking to a well-thought-outinvestment strategy that doesnot include predicting the upsand downs of the market. Yourfinancial professional can helpyou choose investments thatare appropriate for your risktolerance and goals.Stacy Pickardis a financialadvisor at FirstCommandFinancialPlanning(Member SIPC)located at 2279Raleigh Courtin Clarksville.For moreinformation call(931) 647-6516.When Your Parents Need Help in Their Retirement Yearsby Frazier AllenThe signs may be difficult tospot, because aging parentsare seldom forthright about theirforgetfulness or declining abilitiesto take care of their affairs, butwhen you see telltale signs—billsaccumulating on the dining roomtable or confusion about when totake what medicines—you mayrealize it’s time to repay in kind theassistance they once gave you.On the assumption that youcan diplomatically come toan agreement to help out—adelicate task, because parentsmay not at first agree they needhelp, or may be embarrassed tobe losing independence—hereare some concerns you mightaddress, especially if they aremerely slowing down and are notyet plagued with major healthproblems.12Money ManagementFirst, find out the facts abouttheir expenses, income andsavings—then listen to their fearsand their wishes. Use what youfind out as a guideline on howbest to help them. You’ll wantthem to realize you’re trying toassist on their terms, not take overtheir lives.If they have more or lessignored the Internet, you mighttry explaining the advantages ofhaving online financial accounts.Direct deposit of dividendpayments, pension checks andSocial Security will make frequenttrips to the bank unnecessary. Ajoint online checking account,with you as an approvedsignatory, can prove useful. Youcan easily check whether billshave been paid, or pay themClarksville Familyyourself. And you can showthem or provide a printout of theaccount activity anytime theywant to know what’s going on.If they can be persuadedto accept the fact that onlinepayments are less likely to leadto identity theft than their papercounterparts—a fact, but oneolder generations tend to resist—set up automatic payment ofutility, insurance and credit cardbills.Do they have investments withvarious institutions? You mightsuggest consolidation to reducepaperwork and make it easier tokeep track of the entire portfolio,and look for ways for their assetsto work harder for them. Savingsearning little interest can become

more valuable ifswitched into a moneymarket fund or shortterm bond fund.Fine Home Furnishings & AccessoriesEXQUISITE MAHOGANY & TEAK FURNITUREIf your parents needfinancial assistance,arrange a familymeeting to find outwhat costs may beshared with siblingsor other relatives.Whatever the decisions,they should seem fair toeveryone involved.INTERIOR DESIGN & DECORATING SERVICESPROFESSIONAL HOME STAGING SERVICES Family matters of thiskind can be difficult tohandle. If you havequestions on whatvital matters should bediscussed, please don’thesitate to contact me.100off anypurchase of 500 or morewith this couponVital PaperworkFinally, ensure thatyour parents have theirpaperwork in order—wills, powers of attorney,other documents vitalto the family. If theydon’t, urge them tohave these documentsdrawn up—then makesure you know wherethey’re kept.SAVENow through March 31st, 2008I-24, Exit 11, One Mile on the RightThe Shoppes at Willow Chase, Suite 106895 Hwy 76 Clarksville, TNMahogany Beau monde(931) 368-9281Get your “green” here!We pay on the spot for your name brandchildren’s clothing! No appointment needed!SPRING inventory is here!Winter merchandise now 25% off!Is your little chick growing too fast?Frazier Allen is AssistantVice President of F&MInvestment Services, Inc.He can be reached at(931) 553-2048 or frazier.allen@myfmbank.com.Get rid ofthose oldclothes andfind somenew ones! 5offany purchase of 40 or morePLEASE USE BY mARCH 31, 2008Shoppes at Willow Chase, Suite. 105894 Hwy 76 Clarksville931-358-3584clarksvillefamily.com13

Coloring Contest!March 2008Child's Name AgeParent's Name Phone# ( )Parent's Signature EmailMailing Address Apt. #City State Zip

Halia BraceletsBearingtonWhat you can win:BABYare here!byA Chick-fil-A Fun Pack that includes:*compatible with Pandora Braceletsoff any purchaseof 50 or moreEntry:off any purchaseof 25 or moreA kids meal,a cool 81/2“ Chick-fil-Aplush cow and otherChick-fil-A goodies!Valid now thru March 31, 2008Gourmet Cookware & DinnerwareElegant Home Accents & DecorUnique Gifts for BabyBridal Registry Contest open to children ages 12 and under. One (1) entry per person per contest, please. To enter, either color the picture on the facing page ordownload and print it from clarksvillefamily.com, color it inhowever you like, and return your entry to Clarksville FamilyMagazine for judging.1490 Madison St. Clarksville(across from Kroger)931-552-2655**Tip: Magic marker works best on the slick magazine paper. Bestoption for using crayons is to download and print onto regular paper.You can send your entry (via U.S. Mail) to:Coloring ContestPO Box 31867Clarksville, TN 37040Formerly Clarksville Dance Force Be sure to include child's name, age, address, phone number,and e-mail address so that winners may be notified.Serious DanceEducation since1984Judging: Entries will be judged every other month, and prizes will beawarded accordingly. Entries will be judged on the basis of creativity. Six prizes will be awarded in 3 age categories: ages 4 andunder, ages 5-8, and ages 9-12. Prizes may be claimed at either Chick-fil-A Location inClarksville. (Governor’s Square Mall or Madison Street)06202005The Dance Force is owned, operated and directed byCindy Bedwell-Livbjerg.2004Winners: Winners will be announced in the April 2008 issue ofClarksville Family Magazine. Each winner will receive the following prize for their winningcontest entry: Chick-fil-A Fun Pack as well as their name andwinning artwork printed in the next issue of Clarksville FamilyMagazine.Contest ends 03/15/08Home of the award winning Competitive Dance Teams “The Force”What does The Dance Force offer for the SPRING?Ballet, Tap, Jazz & Hip Hop ClassesNow Accepting Spring EnrollmentThe Dance Force Studiosare located at1990 Madison 1-552-222315

FeatureHome Talk TVClarksville’s newest, hottest real estateprogram is Home Talk: “The show that saves youtime and money,” hosted by Tina Gallo-Reidof Keller Williams Realty. Home Talk is a fun,energetic and enlightening presentation of thereal estate process and market. The show isdesigned to inform people on how to wisely buy,sell or invest in property around Clarksville andsurrounding areas. The goal of each segmentof the show is to leave the audience withinformation that will change the way they thinkabout their community, home, life and money.The HostTina Gallo-Reid hasbeen a resident ofClarksville for ten years,with her husband Phillipand their two sons.As a member of theClarksville communityshe has witnessed theenormous growth in itshousing market anddiverse population.Tina is a member of theNational Associationof Realtors (NAR), holds an Accredited BuyerRepresentative (ABR) designation and is aRelocation Specialist. Tina orchestrates herbusiness on the principles of honesty, loyalty andintegrity. It is on these principles that she hasearned the respect of her clients and status ofMulti-Million Dollar producer. Tina is passionateabout her work and committed to her clientsand team members.TIP OF THE MONTH:Want to add value to your home? Keep it clean.Cleaning most definitely plays into the valueof a home because if buyers spot dirt they willquestion the integrity of your plumbing, yourelectrical system and they’ll take off thousands ofdollars if they know a house needs work.Tina’s background brings an array of cultureand diversity to local programming. She hasappeared in numerous television and theatricalproductions, holding affiliations with the ScreenActors Guild (SAG), the American Federationof Television and Radio Artists (AFTRA) and theAmerican Guild of Variety Artists (AGVA).Home Talk combines both Tina’s real estateand television experience into a fresh andexciting program that any home buyer, seller orreal estate investor should see.Home Talk airs on CharterChannel 6 every Sunday throughFriday at 7:00 a.m., 12:00 p.m. and6:30 p.m.; and Saturday at 9:15a.m., 2:30 p.m. and 7:30 p.m.New episodes air each month.VALoan08.comapply online16Clarksville Family

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Family LawDo I Really Need a Will?by Chris PittmanThat is a question I hear often,and my answer is usually the same.Yes, you do. If you are married andespecially if you have children theanswer is absolutely yes. There is apsychological block that keeps peoplefrom preparing for death the way theyprepare for other unexpected events.I am guilty of it myself. I am a lawyer,but I was married and my first child wasa year old before I finally broke downand prepared my own will thanks tothe persistent hounding of my child’spediatrician, who ended every wellvisit I attended with, “Well, have yougotten a will yet?”A will is a document that directshow you want the assets you owndistributed when you die. It alsoprovides guidance on what willhappen to your children if you diebefore they are adults. I tell my clientsthat a

clarksvillefamily.com 3 Here’s what our customers are saying about us: 866-647-7316 or 931-647-7316 445 Alfred Thun Rd., Clarksville, TN State Licensed