Quantum Home 2.0 Frequently Asked Questions - Travelers
Quantum Home 2.0 Frequently Asked QuestionsOur new Quantum Home 2.0 product is currently available in Alabama,Arizona, Colorado, Connecticut, Idaho, Illinois, Indiana, Maine, Missouri,New Jersey, New Mexico, Ohio, Oregon, Pennsylvania, Tennessee, Texas,Utah and Wisconsin. On February 17, 2019 it will also be available inIowa, Kansas, Kentucky, Minnesota, Mississippi, Nebraska and Virginia.The product is designed to provide a more competitive offering for morecustomers in an enhanced and improved quoting platform. With thisproduct, we’re making it easier for you to customize a policy to addressyour customers’ needs and budget.
QUANTUM HOME 2.0 FREQUENTLY ASKED QUESTIONS?FREQUENTLY ASKED QUESTIONShave been developed to help you sell this newproduct’s customized offerings in the new system.This guide will cover:OVERVIEWAND BACKGROUNDQUANTUM HOME 2.0COVERAGE, PACKAGESAND ENDORSEMENTSUNDERWRITINGDISCOUNTSRATING VARIABLES(PROPERTY AND HOUSEHOLDCHARACTERISTICS)QUOTE AND ISSUESYSTEM: ENHANCEDAND IMPROVEDQUOTE USSERVICINGSELL QUANTUMHOME 2.0
OVERVIEW AND BACKGROUND/QUANTUM HOME 2.0 FREQUENTLY ASKED QUESTIONSOVERVIEW AND BACKGROUNDWhat is Quantum Home 2.0?What are the benefits and why should you sell it?Will Quantum Home 2.0 be more competitive?What is the commission structure for the new product?Does Quantum Home 2.0 increase rate stability?What products are included in Quantum Home 2.0?Where is the product available?There may be differences in the product by state. Please refer to the state rate and rulemanual and eligibility guidelines for any differences that may apply in your state.OVERVIEWAND BACKGROUNDQUANTUM HOME 2.0COVERAGE, PACKAGESAND ENDORSEMENTSUNDERWRITINGDISCOUNTSRATING VARIABLES(PROPERTY AND HOUSEHOLDCHARACTERISTICS)QUOTE AND ISSUESYSTEM: ENHANCEDAND IMPROVEDQUOTE USSERVICINGSELL QUANTUMHOME 2.0
OVERVIEW AND BACKGROUND/QUANTUM HOME 2.0 FREQUENTLY ASKED QUESTIONSWhat is Quantum Home 2.0?Quantum Home 2.0 is Travelers’ newest property product that offers: New packages and specialty options that are cost-effective and make iteasier than ever to tailor coverage for more customers. A rebuilt Quote and Issue System that enables easier account quoting. Our new Landlord product, which replaces our Homesaver product. OVERVIEWAND BACKGROUNDFlexible coverage offerings for Home and Condo owners, Tenantsand Landlords.New discounts, including Good Payer, Smart Home andWater Protective Devices.A more stable renewal experience, for more customersQUANTUM HOME 2.0COVERAGE, PACKAGESAND ENDORSEMENTSUNDERWRITINGDISCOUNTSRATING VARIABLES(PROPERTY AND HOUSEHOLDCHARACTERISTICS)QUOTE AND ISSUESYSTEM: ENHANCEDAND IMPROVEDQUOTE USSERVICINGSELL QUANTUMHOME 2.0
OVERVIEW AND BACKGROUND/QUANTUM HOME 2.0 FREQUENTLY ASKED QUESTIONSWhat are the benefits and why should you sell it?Customers have different needs and Quantum Home 2.0 has been designedto help meet their needs by offering flexible coverage options, competitivepricing and an improved customer experience. The all-new Quantum Home 2.0product is as easy as 1, 2, 3, and is customized to address the needs –and the budget – of more customers. You simply:1. SCALE up or down the base policy coverage to reflect the value of eachcustomer’s other structures, personal property and liability exposures.2. STRENGTHEN with one of two optional packages that cost-effectivelybundle some of our most popular endorsements.3. SUPPLEMENT with our specialty options to further tailor yourcustomers’ coverage.Of course, you can stop at step 1. But steps 2 and 3 are designed to facilitateeven more customization – without the complexity.OVERVIEWAND BACKGROUNDQUANTUM HOME 2.0COVERAGE, PACKAGESAND ENDORSEMENTSUNDERWRITINGDISCOUNTSRATING VARIABLES(PROPERTY AND HOUSEHOLDCHARACTERISTICS)QUOTE AND ISSUESYSTEM: ENHANCEDAND IMPROVEDQUOTE USSERVICINGSELL QUANTUMHOME 2.0
OVERVIEW AND BACKGROUND/QUANTUM HOME 2.0 FREQUENTLY ASKED QUESTIONSWill Quantum Home 2.0 be more competitive?Yes. It is designed to provide: OVERVIEWAND BACKGROUNDMore competitive premiums for responsible homeowners whoare also responsible drivers.Coverage options that can be tailored to meet customer needs.More precise pricing driven by a rating structure that seamlesslyincorporates additional building and household characteristics.New discounts, including Good Payer, Smart Home andWater Protective Devices.QUANTUM HOME 2.0COVERAGE, PACKAGESAND ENDORSEMENTSUNDERWRITINGDISCOUNTSRATING VARIABLES(PROPERTY AND HOUSEHOLDCHARACTERISTICS)QUOTE AND ISSUESYSTEM: ENHANCEDAND IMPROVEDQUOTE USSERVICINGSELL QUANTUMHOME 2.0
OVERVIEW AND BACKGROUND/QUANTUM HOME 2.0 FREQUENTLY ASKED QUESTIONSWhat is the commission structure for the new product?With few exceptions, we have maintained our existing commission structure. The Landlord commission structure will match the Homeownerscommission structure:––Account round (Auto and Home) business commissions will be 15%.––Monoline business commissions will be 10%. Earthquake commissions will be 10%.Additional changes may apply and there may be some state differences.Refer to the state commission schedule for details.OVERVIEWAND BACKGROUNDQUANTUM HOME 2.0COVERAGE, PACKAGESAND ENDORSEMENTSUNDERWRITINGDISCOUNTSRATING VARIABLES(PROPERTY AND HOUSEHOLDCHARACTERISTICS)QUOTE AND ISSUESYSTEM: ENHANCEDAND IMPROVEDQUOTE USSERVICINGSELL QUANTUMHOME 2.0
OVERVIEW AND BACKGROUND/QUANTUM HOME 2.0 FREQUENTLY ASKED QUESTIONSDoes Quantum Home 2.0 increase rate stability?Sophisticated rate stability mechanisms are included withinQuantum Home 2.0 to facilitate an even smoother experiencefor your customers at renewal. In addition, the overall impactof a loss has been tempered both at new business and at renewal.OVERVIEWAND BACKGROUNDQUANTUM HOME 2.0COVERAGE, PACKAGESAND ENDORSEMENTSUNDERWRITINGDISCOUNTSRATING VARIABLES(PROPERTY AND HOUSEHOLDCHARACTERISTICS)QUOTE AND ISSUESYSTEM: ENHANCEDAND IMPROVEDQUOTE USSERVICINGSELL QUANTUMHOME 2.0
OVERVIEW AND BACKGROUND/QUANTUM HOME 2.0 FREQUENTLY ASKED QUESTIONSWhat products are included in Quantum Home 2.0?Quantum Home 2.0 provides flexible coverage options for Home andCondo owners, Tenants and Landlords.OVERVIEWAND BACKGROUNDQUANTUM HOME 2.0COVERAGE, PACKAGESAND ENDORSEMENTSUNDERWRITINGDISCOUNTSRATING VARIABLES(PROPERTY AND HOUSEHOLDCHARACTERISTICS)QUOTE AND ISSUESYSTEM: ENHANCEDAND IMPROVEDQUOTE USSERVICINGSELL QUANTUMHOME 2.0
OVERVIEW AND BACKGROUND/QUANTUM HOME 2.0 FREQUENTLY ASKED QUESTIONSWhere is the product available?As of February 17, 2019, Quantum Home 2.0 is offered in 25 states:Alabama, Arizona, Colorado, Connecticut, Idaho, Illinois, Indiana, Iowa, Kansas,Kentucky, Maine, Minnesota, Mississippi, Missouri, Nebraska, New Mexico,New Jersey, Ohio, Oregon, Pennsylvania, Tennessee, Texas, Utah, Virginia andWisconsin. We plan to release it in additional states throughout 2019.OVERVIEWAND BACKGROUNDQUANTUM HOME 2.0COVERAGE, PACKAGESAND ENDORSEMENTSUNDERWRITINGDISCOUNTSRATING VARIABLES(PROPERTY AND HOUSEHOLDCHARACTERISTICS)QUOTE AND ISSUESYSTEM: ENHANCEDAND IMPROVEDQUOTE USSERVICINGSELL QUANTUMHOME 2.0
QUANTUM HOME 2.0 COVERAGE, PACKAGES AND ENDORSEMENTS/QUANTUM HOME 2.0 FREQUENTLY ASKED QUESTIONSQUANTUM HOME 2.0 COVERAGE, PACKAGESAND ENDORSEMENTSHow can you scale up or down the base policy coverage limits?What are the base policy coverage limits that are available?What optional packages will be offered as part of Quantum Home 2.0?What are the differences between the current Quantum Home packagesand Quantum Home 2.0 packages?Will a separate High Value Home policy be available as part of Quantum Home 2.0?Are the endorsements included in the Additional Coverage Package andthe Premier Additional Coverage Package available to purchase separately?What new specialty options are available?How does Decreasing Deductible work?What is Loss Forgiveness and how does it work?Will Loss Forgiveness and Decreasing Deductible coverages movewith customers when they move?What is Equipment Breakdown and how does it work?OVERVIEWAND BACKGROUNDQUANTUM HOME 2.0COVERAGE, PACKAGESAND ENDORSEMENTSUNDERWRITINGDISCOUNTSRATING VARIABLES(PROPERTY AND HOUSEHOLDCHARACTERISTICS)QUOTE AND ISSUESYSTEM: ENHANCEDAND IMPROVEDQUOTE USSERVICINGSELL QUANTUMHOME 2.0
QUANTUM HOME 2.0 COVERAGE, PACKAGES AND ENDORSEMENTS/QUANTUM HOME 2.0 FREQUENTLY ASKED QUESTIONSHow can you scale up or down the base policycoverage limits?With Quantum Home 2.0, you can craft a policy that better meetsyour customers’ needs with the flexibility to scale up or downthe core Coverage B (Other Structures), Coverage C (Personal Property)and Coverage D (Loss of Use) base policy limits. You’ll have the abilityto adjust Coverage E (Personal Liability) and F (Medical Payments),as you do today.You can also choose from one of three base policy special limits levels:Travelers Protect , Travelers Protect Plus and Travelers Protect Premier .OVERVIEWAND BACKGROUNDQUANTUM HOME 2.0COVERAGE, PACKAGESAND ENDORSEMENTSUNDERWRITINGDISCOUNTSRATING VARIABLES(PROPERTY AND HOUSEHOLDCHARACTERISTICS)QUOTE AND ISSUESYSTEM: ENHANCEDAND IMPROVEDQUOTE USSERVICINGSELL QUANTUMHOME 2.0
QUANTUM HOME 2.0 COVERAGE, PACKAGES AND ENDORSEMENTS/QUANTUM HOME 2.0 FREQUENTLY ASKED QUESTIONSWhat are the base policy coverage limits that are available?The limits* shown below are the minimum and maximum limits availableby form:Coverage ACoverage BCoverage CCoverage DDwellingOther StucturesPersonal PropertyLoss of Use/Fair Rental ValueDwellingEstimated cost torebuild, replace orrepair dwelling andattached structures1-100%of Coverage A25-100%of Coverage A0-100%of Coverage ACondo 5,000 minimumN/A 1,000 minimum0-100%of Coverage ATenantN/AN/A 1,000 minimum0-100%of Coverage ALandlordDwellingSame as Dwelling1-100%of Coverage A25-100%of Coverage A2%of Coverage A minimumLandlordCondo 5,000 minimumN/A 1,000 minimum of 500or 2% of Coverage C minimum*Coverage options and limits may differ by stateOVERVIEWAND BACKGROUNDQUANTUM HOME 2.0COVERAGE, PACKAGESAND ENDORSEMENTSUNDERWRITINGDISCOUNTSRATING VARIABLES(PROPERTY AND HOUSEHOLDCHARACTERISTICS)QUOTE AND ISSUESYSTEM: ENHANCEDAND IMPROVEDQUOTE USSERVICINGSELL QUANTUMHOME 2.0
QUANTUM HOME 2.0 COVERAGE, PACKAGES AND ENDORSEMENTS/QUANTUM HOME 2.0 FREQUENTLY ASKED QUESTIONSWhat optional packages will be offered as partof Quantum Home 2.0?For your Dwelling customers, you can choose from two optional packagesthat cost-effectively bundle some of our most popular endorsements:the Additional Coverage Package (ACP) and the Premier AdditionalCoverage Package (PACP).Refer to the Home Coverage Comparison Chart for further details onthe full list of endorsements, coverages and limits applicable to eachpackage by form.OVERVIEWAND BACKGROUNDQUANTUM HOME 2.0COVERAGE, PACKAGESAND ENDORSEMENTSUNDERWRITINGDISCOUNTSRATING VARIABLES(PROPERTY AND HOUSEHOLDCHARACTERISTICS)QUOTE AND ISSUESYSTEM: ENHANCEDAND IMPROVEDQUOTE USSERVICINGSELL QUANTUMHOME 2.0
QUANTUM HOME 2.0 COVERAGE, PACKAGES AND ENDORSEMENTS/QUANTUM HOME 2.0 FREQUENTLY ASKED QUESTIONSWhat are the differences between thecurrent Quantum Home packages andQuantum Home 2.0 packages?Refer to the Package Comparison Chart for details on howto provide coverages similar to our Quantum Home Silver,Gold, Platinum and Platinum Plus packages.OVERVIEWAND BACKGROUNDQUANTUM HOME 2.0COVERAGE, PACKAGESAND ENDORSEMENTSUNDERWRITINGDISCOUNTSRATING VARIABLES(PROPERTY AND HOUSEHOLDCHARACTERISTICS)QUOTE AND ISSUESYSTEM: ENHANCEDAND IMPROVEDQUOTE USSERVICINGSELL QUANTUMHOME 2.0
QUANTUM HOME 2.0 COVERAGE, PACKAGES AND ENDORSEMENTS/QUANTUM HOME 2.0 FREQUENTLY ASKED QUESTIONSWill a separate High Value Home policy be available aspart of Quantum Home 2.0?No. To achieve comparable coverage, combine the Travelers Protect Premierlevel with the Premier Additional Coverage Package and add the Water BackupEndorsement. Refer to the Platinum Plus section of the Package ComparisonChart for details.OVERVIEWAND BACKGROUNDQUANTUM HOME 2.0COVERAGE, PACKAGESAND ENDORSEMENTSUNDERWRITINGDISCOUNTSRATING VARIABLES(PROPERTY AND HOUSEHOLDCHARACTERISTICS)QUOTE AND ISSUESYSTEM: ENHANCEDAND IMPROVEDQUOTE USSERVICINGSELL QUANTUMHOME 2.0
QUANTUM HOME 2.0 COVERAGE, PACKAGES AND ENDORSEMENTS/QUANTUM HOME 2.0 FREQUENTLY ASKED QUESTIONSAre the endorsements included in the AdditionalCoverage Package and the Premier AdditionalCoverage Package available to purchase separately?While these packages were designed to make it easier and more cost-effectiveto add some of our most popular endorsements and coverages, most can beadded separately so you can further tailor coverage to fit customer needs.OVERVIEWAND BACKGROUNDQUANTUM HOME 2.0COVERAGE, PACKAGESAND ENDORSEMENTSUNDERWRITINGDISCOUNTSRATING VARIABLES(PROPERTY AND HOUSEHOLDCHARACTERISTICS)QUOTE AND ISSUESYSTEM: ENHANCEDAND IMPROVEDQUOTE USSERVICINGSELL QUANTUMHOME 2.0
QUANTUM HOME 2.0 COVERAGE, PACKAGES AND ENDORSEMENTS/QUANTUM HOME 2.0 FREQUENTLY ASKED QUESTIONSWhat new specialty options are available?We’re excited to introduce several specialty options* that provideadditional coverage and address specific needs, including:New Specialty Packages: Decreasing Deductibleand Loss Forgiveness Roof and Siding MatchingEnhanced Water – includes Water Backup and ournew Water Seepage EndorsementBuried Utility Lines and Equipment BreakdownNew Endorsements: Home-Sharing Refrigerated Property (Food Spoilage) Roof Systems Payment Schedule for Windstorm or Hail LossesThe endorsements that are included in our new specialty packagescan also be added separately.*Coverage options may differ by stateOVERVIEWAND BACKGROUNDQUANTUM HOME 2.0COVERAGE, PACKAGESAND ENDORSEMENTSUNDERWRITINGDISCOUNTSRATING VARIABLES(PROPERTY AND HOUSEHOLDCHARACTERISTICS)QUOTE AND ISSUESYSTEM: ENHANCEDAND IMPROVEDQUOTE USSERVICINGSELL QUANTUMHOME 2.0
QUANTUM HOME 2.0 COVERAGE, PACKAGES AND ENDORSEMENTS/QUANTUM HOME 2.0 FREQUENTLY ASKED QUESTIONSHow does Decreasing Deductible work?Decreasing Deductible provides a 100 credit each year that will be appliedtoward the deductible in the event of a loss. This credit is earned at eachrenewal even if the customer has a loss, and any unused deductible credit willbe “banked” for a future loss. There is no maximum to the amount of bankeddeductible available for use.Example:OVERVIEWAND BACKGROUNDDeductibleCredit EarnedDeductibleCredit UsedActivityDateNew Business11/19/2017 100– 100Renewal 111/19/2018 100– 200Renewal 211/19/2019 100– 300Renewal 311/19/2019 100– 400Renewal 411/19/2021 100– 500Claim12/01/2021– 500 0Renewal 511/19/2022 100– 100QUANTUM HOME 2.0COVERAGE, PACKAGESAND ENDORSEMENTSUNDERWRITINGDISCOUNTSRATING VARIABLES(PROPERTY AND HOUSEHOLDCHARACTERISTICS)Available BalanceQUOTE AND ISSUESYSTEM: ENHANCEDAND IMPROVEDQUOTE USSERVICINGSELL QUANTUMHOME 2.0
QUANTUM HOME 2.0 COVERAGE, PACKAGES AND ENDORSEMENTS/QUANTUM HOME 2.0 FREQUENTLY ASKED QUESTIONSWhat is Loss Forgiveness and how does it work?In Quantum Home 2.0, the Loss Forgiveness feature helps customers avoida rate increase related to one loss every five years. There are no restrictionsaround the claim amount paid or cause of loss. Any loss that would otherwisehave been used to rate the policy at renewal is eligible to be forgiven.OVERVIEWAND BACKGROUNDQUANTUM HOME 2.0COVERAGE, PACKAGESAND ENDORSEMENTSUNDERWRITINGDISCOUNTSRATING VARIABLES(PROPERTY AND HOUSEHOLDCHARACTERISTICS)QUOTE AND ISSUESYSTEM: ENHANCEDAND IMPROVEDQUOTE USSERVICINGSELL QUANTUMHOME 2.0
QUANTUM HOME 2.0 COVERAGE, PACKAGES AND ENDORSEMENTS/QUANTUM HOME 2.0 FREQUENTLY ASKED QUESTIONSWill Loss Forgiveness and Decreasing Deductiblecoverages move with customers when they move?Yes. An earned Decreasing Deductible bank or forgiven loss can becarried forward to a new Quantum Home 2.0 replacement policy whenthe coverages are purchased on the new policy. Input the prior policynumber in the quote details for the new policy to ensure that these coverageswill be carried over appropriately.OVERVIEWAND BACKGROUNDQUANTUM HOME 2.0COVERAGE, PACKAGESAND ENDORSEMENTSUNDERWRITINGDISCOUNTSRATING VARIABLES(PROPERTY AND HOUSEHOLDCHARACTERISTICS)QUOTE AND ISSUESYSTEM: ENHANCEDAND IMPROVEDQUOTE USSERVICINGSELL QUANTUMHOME 2.0
QUANTUM HOME 2.0 COVERAGE, PACKAGES AND ENDORSEMENTS/QUANTUM HOME 2.0 FREQUENTLY ASKED QUESTIONSWhat is Equipment Breakdown and how does it work?Equipment Breakdown can pay to repair or replace household appliances(TVs, washers and dryers, for example) and equipment (e.g., furnaces andhot water heaters) damaged from unexpected mechanical or electricalfailure. When combined with one of our new packages, this cost-effectivecoverage can be purchased for as little as 24 a year, providing a 50,000 limitwith a 500 deductible. Currently, losses paid under this endorsement will notbe used to rate the home policy at renewal.OVERVIEWAND BACKGROUNDQUANTUM HOME 2.0COVERAGE, PACKAGESAND ENDORSEMENTSUNDERWRITINGDISCOUNTSRATING VARIABLES(PROPERTY AND HOUSEHOLDCHARACTERISTICS)QUOTE AND ISSUESYSTEM: ENHANCEDAND IMPROVEDQUOTE USSERVICINGSELL QUANTUMHOME 2.0
QUANTUM HOME 2.0 COVERAGE, PACKAGES AND ENDORSEMENTS/QUANTUM HOME 2.0 FREQUENTLY ASKED QUESTIONSWhat is Buried Utility Lines coverage and how does it work?Buried Utility Lines coverage can pay to repair or replace underground utilitylines that service the home or other structures on the property that are damagedby freezing, wear and tear, root invasion, corrosion, and more.The coverage is available for Dwelling policies at limits of 10,000 and 20,000,with a 500 deductible. It can be purchased standalone or as part of a packagewith Equipment Breakdown.As with Equipment Breakdown, losses paid under this coverage will notimpact the rating of the home policy at renewal, and are not included inloss history reporting.OVERVIEWAND BACKGROUNDQUANTUM HOME 2.0COVERAGE, PACKAGESAND ENDORSEMENTSUNDERWRITINGDISCOUNTSRATING VARIABLES(PROPERTY AND HOUSEHOLDCHARACTERISTICS)QUOTE AND ISSUESYSTEM: ENHANCEDAND IMPROVEDQUOTE USSERVICINGSELL QUANTUMHOME 2.0
QUANTUM HOME 2.0 COVERAGE, PACKAGES AND ENDORSEMENTS/QUANTUM HOME 2.0 FREQUENTLY ASKED QUESTIONSWhat is Home-Sharing coverage and how does it work?The Home-Sharing Host Activities endorsement provides liability andproperty damage coverages for certain types of losses caused duringshort-term rental and home-sharing activities.The coverage is available on all homeowners and landlord forms and issubject to base policy deductibles. Short-term is defined as nightly, weekly,or monthly rentals. Pricing varies by the total number of days the propertyis rented per calendar year.OVERVIEWAND BACKGROUNDQUANTUM HOME 2.0COVERAGE, PACKAGESAND ENDORSEMENTSUNDERWRITINGDISCOUNTSRATING VARIABLES(PROPERTY AND HOUSEHOLDCHARACTERISTICS)QUOTE AND ISSUESYSTEM: ENHANCEDAND IMPROVEDQUOTE USSERVICINGSELL QUANTUMHOME 2.0
QUANTUM HOME 2.0 COVERAGE, PACKAGES AND ENDORSEMENTS/QUANTUM HOME 2.0 FREQUENTLY ASKED QUESTIONSWill all the new endorsements and packages be availablein all states?The Home-Sharing and Buried Utility Lines endorsements and correspondingBuried Utility Lines and Equipment Breakdown package will only be availablein states that are part of the November 2018 release and forward.We’re working to introduce the coverage offerings to states that received theQuantum Home 2.0 product before November 18, 2018. This is subject tofiling approvals.Home-Sharing and Buried Utility Lines coverages are available in Colorado fornew business on and after February 17, 2019. Existing policies can add themat the policy renewal date.OVERVIEWAND BACKGROUNDQUANTUM HOME 2.0COVERAGE, PACKAGESAND ENDORSEMENTSUNDERWRITINGDISCOUNTSRATING VARIABLES(PROPERTY AND HOUSEHOLDCHARACTERISTICS)QUOTE AND ISSUESYSTEM: ENHANCEDAND IMPROVEDQUOTE USSERVICINGSELL QUANTUMHOME 2.0
UNDERWRITING/QUANTUM HOME 2.0 FREQUENTLY ASKED QUESTIONSUNDERWRITINGWill anything be different with customer eligibility?Are there any changes in the underwriting process?OVERVIEWAND
What is Quantum Home 2.0? Quantum Home 2.0 is Travelers’ newest property product that offers: Flexible coverage offerings for Home and Condo owners, Tenants and Landlords. New packages and specialty options that are cost-effective and make it easier than ever to tailor coverage for more customers. A rebuilt Quote and Issue System that enables easier account quoting.
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1.3.7 Example: quantum teleportation 26 1.4 Quantum algorithms 28 1.4.1 Classical computations on a quantum computer 29 1.4.2 Quantum parallelism 30 1.4.3 Deutsch's algorithm 32 1.4.4 The Deutsch-Jozsa algorithm 34 1.4.5 Quantum algorithms summarized 36 1.5 Experimental quantum information processing 42 1.5.1 The Stern-Gerlach experiment 43
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the quantum operations which form basic building blocks of quantum circuits are known as quantum gates. Quantum algorithms typically describe a quantum circuit de ning the evolution of multiple qubits using basic quantum gates. Compiler Implications: This theoretical background guides the design of an e ective quantum compiler. Some of
