2019-19PS Risk Management - NJMMA

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SUMMARY OF CONTENTSINTRODUCTIONNotice to ConsultantsEXHIBIT APROJECT SPECIFICATIONS AND FEE PROPOSALA-1A-2A-3A-4A-5A-6Period of ContractInsurance Background ChecksInsuranceDisclosure Requirements (P.L. 2005, c. 271, s. 3)Technical SpecificationsMinimum QualificationsEXHIBIT BDOCUMENTS THAT MUST BE PROVIDED BY CONSULTANTB-1B-2B-3B-4B-5B-6B-7B-8Executive SummaryStaffing PlanExperienceLocations and Contact InformationReferencesIdentify Conflicts of InterestMinimum Qualifications DocumentationBusiness Registration CertificateEXHIBIT CCONSULTANT MUST COMPLETE THE FOLLOWING DOCUMENTSC-1 Non-Collusion AffidavitC-2 Disclosure of OwnershipC-3 Affirmative Action CertificationC-4 Americans with Disability ActC-5 Acknowledgement of Revisions or AddendaC-6 Experience SheetC-7 Resolution of Authorization if Consultant is a CorporationC-8 Debarred, Suspended and Disqualified Consultant AffidavitC-9 Pay to Play CertificationC-10 Disclosure of Investment Activities in IranEXHIBIT DINFORMATIONAL DOCUMENTSSample Notice of AwardSample Notice to ProceedSample Agreement to Provide Professional ServicesMunicipal Pay to Play Regulation 001-2006Municipal Fair and Open Process Regulation 004-20062

NOTICE TO CONSULTANTSThe Township of Old Bridge invites proposals for:Contract # 2019-19PSRISK MANAGEMENT CONSULTANTProposals will be opened and read in public for consideration by the Township of Old Bridge, One Old Bridge Plaza, Old Bridge, NewJersey 08857 on Wednesday, December 5, 2018 at 11:00 a.m. prevailing time. All proposals shall be received at the Township of OldBridge Clerks Office in the west wing of the Township Administration Building anytime prior to 10:45 a.m. Proposals arriving after 11:00a.m. will not be accepted.All proposals shall be presented to the Township of Old Bridge by parties proposing or their agents previous to the time designated, orwhen called for by the Township of Old Bridge.If you are interested in downloading Bid Specifications, please go to the website www.oldbridge.com and click on “View all Open/CurrentBids”. You may download the specifications for free. . If you do not have internet connection and need a copy of the specifications anddrawings please make all requests to the Purchasing Department at (732) 721-5600 ext. 2925 between the hours of 8:30 a.m. to 4:00 p.m.Monday through Friday.Proposals shall be made on the standard proposal form and be enclosed in a sealed envelope addressed to the Township Clerkat the above address. The name and address for the Consultant and the name of the proposal and number must be printed onthe face of the envelope. Proposal package should not be disassembled or duplicated. One original and four copies of theproposal must be submitted. Proposals will be rejected if not submitted within time, date and at place designated.In all cases, in which a proposal is delivered by public or private mailing, or hand delivered, the following address and notation shall appearprominently on the front of the outside envelope:Re: Contract # 2019-19PSContract Name: RISK MANAGEMENT CONSULTANTTownship ClerkTownship of Old BridgeOne Old Bridge PlazaOld Bridge, NJ 08857The proposal document shall be placed in an inside envelope which shall have the following endorsement in the upper right corner of theenvelope:Proposal for: Contract # 2019-19PSRISK MANAGEMENT CONSULTANTProposal opening date: Wednesday December 5, 2018Proposal opening time: 11:00 AMConsultants who elect to utilize public or private mailing for delivery of proposal assume the burden of correctly addressing the envelope.Consultants shall comply with the Affirmative Action Requirements of N.J.S.A 10:5-31 et seq. and N.J.A.C. 17:27 et seq.as amended fromtime to time.The Township Council reserves the right to reject any and all proposals for the above listed contract in whole and/or in part which do notcomply with the specification and/or the statutory requirements. The Township Council reserves the right to waive informalities as theTownship may deem to be in its best interest.All Contract documents are to be submitted intact in accordance with proposal checklist. All erasures, interpolations, and other physicalchanges in the proposal form shall be signed or initialed by the Consultant.By the order of the Township of Old BridgeStella WardTownship Clerk3

EXHIBIT APROJECT SPECIFICATIONS & FEE PROPOSALA- 1PERIOD OF CONTRACTA. This contract shall commence on January 1, 2019 and shall conclude on December 31,2019.B. PAYMENT- The Township shall not make any payments in advance for the servicesrequired by the RFP.A-2 INSURANCE/BACKGROUND CHECKSThe Consultant is responsible to conduct adequate background checks on all employees and/or subContractors working at Township facilities. Consultants and/or sub contractors must be bonded,show proof of insurance coverage naming the Township as an additional insured, and workers’compensation insurance.A-3 INSURANCEThe Consultant shall maintain during the life of the contract, insurance policies of the type and withthe minimum limits indicated below and in a form satisfactory to the municipality. The Consultantshall provide a certified copy of the policies and/or certificates of insurance satisfactory to themunicipality prior to commencement of work. Consultant must maintain Workers’ Compensationinsurance in accordance with laws of the State of New Jersey. The Consultant shall also have andmaintain Employers Liability Insurance.Commercial General Liability insurance coverage, written on an occurrence basis must not bealtered by any endorsements limiting coverage. Limits of liability shall not be less than 1,000,000.Municipality must be named as an additional insuredA-4 DISCLOSURE REQUIREMENTSProfessional Service contractors are advised of the responsibility to file an annual disclosurestatement on political contributions with the New Jersey Election Law Enforcement Commissionpursuant to N.J.S.A. 19:44A-20.13 (P.L. 2005, c.271, s.3) if the contractor receives contracts inexcess of 50,000 from public entities in a calendar year. It is the contractor’s responsibility todetermine if filing is necessary. Additional information on this requirement is available from ELECat 888-313-3532 or at www.elec.state.nj.us.”4

EXHIBIT A(CONTINUED)A-5 MUNICIPAL JOINT INSURANCE FUND CRITERIA FOR SUBMISSION OFQUALIFICATIONSDESCRIPTION OF REQUIRED SERVICESMunicipality professional risk management consulting services as required in the bylaws of theCentral Jersey Joint Insurance Fund pursuant to P. L. 1993 Chapter 269 (N.J.S.A. 40A:10-36)The CONSULTANT shall:a)Assist the MUNICIPALITY in identifying its insurable Property &Casualty exposures and to recommend professional methods to reduce,assume or transfer the risk or loss.b)Assist the MUNICIPALITY in understanding the various coveragesavailable from the New Jersey Utility MUNICIPALITY Joint InsuranceFund and the Municipal Excess Liability Joint Insurance Fund.c)Review with the MUNICIPALITY any additional coverages that theCONSULTANT feels should be carried but are not available from theFUND and subject to the MUNICIPALITY's authorization, place suchcoverages outside the FUND.d)Assist the MUNICIPALITY in the preparation of applications, statementsof values, and similar documents requested by the FUND, it beingunderstood that this Agreement does not include any appraisal work by theCONSULTANT.e)Review Certificates of Insurance from contractors, vendors andprofessionals when requested by the MUNICIPALITY.f)Review the MUNICIPALITY's assessment as prepared by the FUND andassist the MUNICIPALITY in the preparation of its annual insurancebudget.g)Review the loss and engineering reports and generally assist the safetycommittee in its loss containment objectives. Also, attend no less than one(1) MUNICIPALITY safety committee meeting per annum to promote thesafety objectives and goals of the MUNICIPALITY and the FUND.h)Assist where needed in the settlement of claims, with the understanding thatthe scope of the CONSULTANT's involvement does not include the worknormally done by a public adjuster.i)Perform any other risk management related services required by theFUND's bylaws.5

EXHIBIT A(CONTINUED)A-6EVALUATION BY THE FUND EXECUTIVE COMMITTEE:, qualifications and reputation in the field for the position sought.Knowledge of the area of expertise for the position of RISK MANAGEMENTCONSULTANT.Experience and Knowledge of the Central Jersey Joint Insurance Fund.Availability to accommodate any required meeting of the Fund.Designated professional and support staff and location of firm’s offices.References in general and in particular from Municipal property casualty joint insurancefund where the professional or contractor has provided similar services as sought in thisproposal.SignatureCompany6

A-7FEE PROPOSAL TO PROVIDE THE SERVICES OUTLINED ABOVEThis fair and open process proposal is for the Request for Qualification. Fee schedule is notrequired for this proposal. Fee schedule will be negotiated once the Township selects a RISKMANAGEMENT CONSULTANT.The Professional Service Contract award will include an Authorized “Not to Exceed” amount byResolution. Consultants are not to exceed the authorized award without Council approval. TheTownship will not be responsible for any billing excess of the authorized award. Therefore,Consultants are encouraged to notify the Township of any additional work/fees that will exceed theauthorized amount.SignatureCompany7

EXHIBIT BCONSULTANTS RESPONSE SECTIONIn its proposal, the vendor must include responses to all of the following:A. Failure to submit the following documents is a mandatory cause for the proposal to berejected.Required ItemsINITIALB-1) An executive summary of not more than two pages identifying and substantiatingwhy the vendor is best qualified to provide the requested services.B-2) A staffing plan listing those persons who will be assigned to the engagement if thevendor is selected, including the designation of the person who would be the vendor’sofficer responsible for all services required under the engagement. This portion of theproposal should include the relevant resume information for the individuals who will beassigned. This information should include, at a minimum, a description of the person’srelevant professional experience, years and type of experience, and number of yearswith the vendor.B-3) A description of the vendor’s experience in performing services of the typedescribed in technical specification. Specifically identify client size and specificexamples of similarities with the scope of services required under technicalspecification.B-4) The location of the office, if other than the vendor’s main office, at which thevendor proposes to perform services required under technical specification. Describeyour presence in New Jersey.B-5) Provide references including the contact names, titles, address and phonenumbers.B-6) In its proposal, the vendor must identify any existing or potential conflicts ofinterest, and disclose any representation of parties or other relationships that might beconsidered a conflict of interest with regard to this engagement, or the Township.B-7) Documentation that the vendor meets the minimum qualifications for the positionas outlined in “Exhibit A”.8

EXHIBIT CPROPOSAL DOCUMENT SUBMISSION CHECKLISTFailure to submit the following documents may be a cause for the proposal to be rejected.(N.J.S.A. 40A:11-23.1b.)Required withsubmission of proposal(Township’s checkmarks) InitialeachitemRequired withsubmission of proposal(Township’s checkmarks)Non-Collusion Affidavit –Exhibit C-1Disclosure of OwnershipExhibit C-2Affirmative ActionExhibit C-3 American with DisabilitiesExhibit C-4Acknowledgement ofAddendaExhibit C-5Business RegistrationCertificate ( N.J.S.A. 52:3244/P.L. 2009 c.315) InitialeachitemExperience SheetExhibit C-6Resolution - CorporationExhibit C-7Debarred, Suspended &DisqualificationExhibit C-8Pay to Play CertificationExhibit C-9Disclosure of InvestmentActivities in Iran C-10Fee Proposal A-7The following items, as checked, shall be required after award of the *************************************Certification of Insurance Signed Contracts SIGNATURE:The undersigned hereby acknowledges and has submitted the abovelisted requirements.Name of CONSULTANT: Signature:9

EXHIBIT C-1NON-COLLUSION AFFIDAVITSTATE OF NEW JERSEY§:COUNTY OFI,of theofin the County ofin the State ofon my oath depose and say that:being of full age, and being duly sworn according to lawI amof the firm ofThe Consultant making the proposal for the above named project, attests that they execute the saidproposal with full authority to do so; that said Consultant has not directly or indirectly entered into anyagreement, participated in any collusion, or otherwise taken any action in restraint of free, competitiveproposals in connection with the above named project; and that all statements contained in said proposal andin this affidavit are true and correct, and made with full knowledge that theofrelies upon the truth of the statements contained in said proposal and in thestatements contained in this affidavit in awarding the contract for said project.I further warrant that no person or selling agency has been employed or retained to solicit or securesuch contract upon agreement or understanding for a commission, percentage, brokerage or contingent fee,except bona fide employees or bona fide established commercial or selling agencies maintained by(N.J.S.A. 52:34-15)NAME OF COMPANYSubscribed and sworn toBefore me thisdayOf20(Also type or print name of affiantunder signature)NOTARY PUBLIC OFMy Commission Expires10

EXHIBIT C-2STATEMENT OF OWNERSHIP(OWNERSHIP DISCLOSURE CERTIFICATION)N.J.S.A. 52:25-24.2 (P.L. 1977, c.33, as amended by P.L. 2018, c.43)This Statement Shall Be Included withAll Bid and Proposal SubmissionsName of Business:Address of Business:Name of person completing this form:N.J.S.A. 52:25-24.2:"No corporation, partnership, or limited liability company shall be awarded anycontract nor shall any agreement be entered into for the performance of any work orthe furnishing of any materials or supplies, unless prior to the receipt of the bid orproposal, or accompanying the bid or proposal of said corporation, said partnership,or said limited liability company there is submitted a statement setting forth thenames and addresses of all stockholders in the corporation who own 10 percent ormore of its stock, of any class, or of all individual partners in the partnership whoown a 10 percent or greater interest therein, or of all members in the limited liabilitycompany who own a 10 percent or greater interest therein, as the case may be.If one or more such stockholder or partner or member is itself a corporation orpartnership or limited liability company, the stockholders holding 10 percent or moreof that corporation’s stock, or the individual partners owning 10 percent or greaterinterest in that partnership, or the members owning 10 percent or greater interest inthat limited liability company, as the case may be, shall also be listed. Thedisclosure shall be continued until names and addresses of every noncorporatestockholder, and individual partner, and member, exceeding the 10 percentownership criteria established in this act, has been listed.To comply with this section, a bidder with any direct or indirect parent entity which ispublicly traded may submit the name and address of each publicly traded entity andthe name and address of each person that holds a 10 percent or greater beneficialinterest in the publicly traded entity as of the last annual filing with the federalSecurities and Exchange Commission or the foreign equivalent, and, if there is anyperson that holds a 10 percent or greater beneficial interest, also shall submit links tothe websites containing the last annual filings with the federal Securities andExchange Commission or the foreign equivalent and the relevant page numbers ofthe filings that contain the information on each person that holds a 10 percent orgreater beneficial interest."11

The Attorney General has advised that the provisions of N.J.S.A. 52:25-24.2, which refer tocorporations and partnerships apply to limited partnerships, limited liability partnerships, andSubchapter S corporations.This Ownership Disclosure Certification form shall be completed, signed and notarized.Failure of the bidder/proposer to submit the required information is cause forautomatic rejection of the bid or proposalPart ICheck the box that represents the type of business organization: Sole Proprietorship (skip Parts II and III, sign and notarize at the end) Non-Profit Corporation (skip Parts II and III, sign and notarize at the end) Partnership Limited Partnership Limited Liability Partnership Limited Liability Company For-profit Corporation (including Subchapters C and S or Professional Corporation) Other (be specific): Part II I certify that the list below contains the names and addresses of all stockholders in the corporation who own 10 percent or more of its stock, of any class, or of allindividual partners in the partnership who own a 10 percent or greater interesttherein, or of all members in the limited liability company who own a 10 percentor greater interest therein, as the case may be.OR I certify that no one stockholder in the corporation owns 10 percent or more of itsstock, of any class, or no individual partner in the partnership owns a 10 percent or greater interest therein, or that no member in the limited liability companyowns a 10 percent or greater interest therein, as the case may be.Sign and notarize the form below, and, if necessary, complete the list below.(Please attach additional sheets if more space is needed):12


Part III - Any Direct or Indirect Parent Entity Which is Publicly Traded:“To comply with this section, a bidder with any direct or indirect parent entity which ispublicly traded may submit the name and address of each publicly traded entity and thename and address of each person that holds a 10 percent or greater beneficial interest inthe publicly traded entity as of the last annual filing with the federal Securities andExchange Commission or the foreign equivalent, and, if there is any person that holds a 10percent or greater beneficial interest, also shall submit links to the websites containing thelast annual filings with the federal Securities and Exchange Commission or the foreignequivalent and the relevant page numbers of the filings that contain the information on eachperson that holds a 10 percent or greater beneficial interest.” Pages attached with name and address of each publicly traded entity as well as the name and address of each person that holds a 10 percent or greaterbeneficial interest. OR Submit here the links to the Websites (URLs) containing the last annual filings with the federal Securities and Exchange Commission or the foreign equivalent.AND Submit here the relevant page numbers of the filings containing the information on each person holding a 10 percent or greater beneficial interest.Subscribed and sworn before me this day of, 2 .(Affiant)(Notary Public)My Commission expires:(Print name of affiant and title if applicable)(Corporate Seal if a Corporation14

EXHIBIT C-3AFFIRMATIVE ACTION CERTIFICATIONIf awarded a contract, all procurement and service contractors will be required to comply with therequirements of N.J.S.A. 10:5-31 et seq. (P.L.1975,C.127) N.J.A.C. 17:27. Within seven (7) days after receiptof the notification of intent to award the contract or receipt of the contract, whichever is sooner, thecontractor should present one of the following to the Purchasing Agent:1. A photocopy of a valid letter from the U.S. Department of Labor that the contractor has anexisting federally-approved or sanctioned Affirmative Action Plan (good for one year from thedate of letter).OR2. A photocopy of their approved Certificate of Employee Information Report.OR3. An Affirmative Action Employee Information Report (Form AA302)OR4. All successful construction contractors must submit within three days of the signing of thecontract an Initial Project Manning Report (AA201) for any contract award that meets orexceeds the Public Agency bidding threshold (available upon request).NO FIRM MAY BE ISSUED A CONTRACT UNLESS IT COMPLIES WITH THEAFFIRMATIVE ACTION REGULATIONS OF N.J.S.A. 10:5-31 et seq. (P.L. 1975, C. 127)N.J.A.C. 17:27.The following questions must be answered by all bidders:1. Do you have a federally-approved or sanctioned Affirmative Action Program?YESNOIf yes, please submit a copy of such approval.2. Do you have a State Certificate of Employee Information Report Approval?YESNOIf yes, please submit a copy of such certificate.The undersigned contractor certifies that he is aware of the commitment to comply with the requirements ofN.J.S.A. 10:5-31 et seq (P.L.1975,c.127) and agrees to furnish the required documentation pursuant to thelaw.COMPANY:SIGNATURE:TITLE:Note: a contractor’s bid must be rejected as non-responsive if a contractor fails to comply withRequirements of N.J.S.A. 10:5-31 et seq, within the time frame.15

EXHIBIT AMANDATORY EQUAL EMPLOYMENT OPPORTUNITY LANGUAGEN.J.S.A. 10:5-31 et seq. (P.L.1975, c.127) N.J.A.C. 17:27 et seq.GOODS, GENERAL SERVICES, AND PROFESSIONAL SERVICES CONTRACTSDuring the performance of this contract, the contractor agrees as follows:The contractor or subcontractor, where applicable, will not discriminate against any employee orapplicant for employment because of age, race, creed, color, national origin, ancestry, marital status,affectional or sexual orientation, gender identity or expression, disability, nationality or sex. Exceptwith respect to affectional or sexual orientation and gender identity or expression, the contractor willensure that equal employment opportunity is afforded to such applicants in recruitment andemployment, and that employees are treated during employment, without regard to their age, race,creed, color, national origin, ancestry, marital status, affectional or sexual orientation, gender identityor expression, disability, nationality or sex. Such equal employment opportunity shall include, butnot be limited to the following: employment, up-grading, demotion, or transfer; recruitment orrecruitment advertising; layoff or termination; rates of pay or other forms of compensation; andselection for training, including apprentice-ship. The contractor agrees to post in conspicuous places,available to employees and applicants for employment, notices to be provided by the Public AgencyCompliance Officer setting forth provisions of this nondiscrimination clause.The contractor or subcontractor, where applicable will, in all solicitations or advertisements foremployees placed by or on behalf of the contractor, state that all qualified applicants will receiveconsideration for employment without regard to age, race, creed, color, national origin, ancestry,marital status, affectional or sexual orientation, gender identity or expression, disability, nationalityor sex.The contractor or subcontractor will send to each labor union, with which it has a collectivebargaining agreement, a notice, to be provided by the agency contracting officer, advising the laborunion of the contractor's commitments under this chapter and shall post copies of the notice inconspicuous places available to employees and applicants for employment.The contractor or subcontractor, where applicable, agrees to comply with any regulations promulgated by the Treasurer pursuant to N.J.S.A. 10:5-31 et seq., as amended and supplemented fromtime to time and the Americans with Disabilities Act.The contractor or subcontractor agrees to make good faith efforts to meet targeted countyemployment goals established in accordance with N.J.A.C. l7:27-5.2.16

EXHIBIT A (Cont)The contractor or subcontractor agrees to inform in writing its appropriate recruitment agencies including, but notlimited to, employment agencies, placement bureaus, colleges, universities, and labor unions, that it does notdiscriminate on the basis of age, race, creed, color, national origin, ancestry, marital status, affectional or sexualorientation, gender identity or expression, disability, nationality or sex, and that it will discontinue the use of anyrecruitment agency which engages in direct or indirect discriminatory practices.The contractor or subcontractor agrees to revise any of its testing procedures, if necessary, to assure that allpersonnel testing conforms with the principles of job related testing, as established by the statutes and courtdecisions of the State of New Jersey and as established by applicable Federal law and applicable Federal courtdecisions.In conforming with the targeted employment goals, the contractor or subcontractor agrees to review all proceduresrelating to transfer, upgrading, downgrading and layoff to ensure that all such actions are taken without regard toage, race, creed, color, national origin, ancestry, marital status, affectional or sexual orientation, gender identity orexpression, disability, nationality or sex, consistent with the statutes and court decisions of the State of New Jersey,and applicable Federal law and applicable Federal court decisions.The contractor shall submit to the public agency, after notification of award but prior to execution of a goods andservices contract, one of the following three documents:Letter of Federal Affirmative Action Plan Approval;Certificate of Employee Information Report; orEmployee Information Report Form AA-302 (electronically provided by the Division and distributed to the publicagency through the Division’s website at: http://www.state.nj.us/treasury/contract compliance/.The contractor and its subcontractors shall furnish such reports or other documents to the Division of Purchase &Property, CCAU, EEO Monitoring Program as may be requested by the office from time to time in order to carryout the purposes of these regulations, and public agencies shall furnish such information as may be requested by theDivision of Purchase & Property, CCAU, EEO Monitoring Program for conducting a compliance investigationpursuant to N.J.A.C. 17:27-1.1 et seq.SignatureDateName and Title of Signer (Please Print or Type)For goods, professional service and general service contracts, a letter of federal affirmative actionplan approval, certificate of employee information report or an employee information report form (AA302)must be submitted at the time of Award. If the vendor/contractor does not submit one of these three (3)documents within the required time period the Owner may extend the time period to the fourteenth calendarday.If by the fourteenth calendar day the Contractor does not submit the Affirmative Action Document,the Owner must declare the vendor/contractor as being non-responsive and award the contract to the nextlowest responsible bidder.IMPORTANT: This form must be completed by Bidder.17

EXHIBIT C-4AMERICANS WITH DISABILITIES ACTEqual Opportunity For Individuals With DisabilitiesThe Consultant and the Township of Old Bridge do hereby agree that the provision of Title II of theAmericans With Disabilities Act of 1990 (the “Act”) (42 U.S.C. S12101 et seq.), which prohibitsdiscrimination on the basis of disability by public entities in all services, programs and activities provided ormade available by public entities, and the rules and regulations promulgated pursuant thereunto, are made apart of this contract. In providing any aid, benefit or service on behalf of the Township pursuant to thiscontract, the Consultant agrees that the performance shall be in strict compliance with the Act. In the eventthat the Consultant, its agents, servants, employees or sub- contractors violate or are alleged to have violatedthe Act during the performance of this contract, the Consultant shall defend the Township in any action oradministrative proceeding commenced pursuant to this Act. The Consultant shall indemnify, protect andsave harmless the Township, its agents, servants and employees from and against any and all suits, claims,losses, demands or damages of whatever kind or nature arising out of or claimed to arise out of the allegedviolation. The Consultant shall, at its own expense, appear, defend and pay any and all charges for legalservices and any and all costs and other expenses arising from such action or administrative proceeding orincurred in connection therewith. In any and all complaints brought pursuant to the Township grievanceprocedure, the Consultant agrees to aproposale by any decision of the Township which is rendered pursuantto said grievance procedure. If any action or administrative proceeding results in an award of damagesagainst the Township or if the Township incurs any expense to cure a violation of the ADA which has beenbrought pursuant to its grievance procedure, the Consultant shall satisfy and discharge the same at its ownexpense.The Township shall, as soon as practicable after a claim h

A-5 MUNICIPAL JOINT INSURANCE FUND CRITERIA FOR SUBMISSION OF QUALIFICATIONS DESCRIPTION OF REQUIRED SERVICES Municipality professional risk management consulting services as required in the bylaws of the Central Jersey Joint Insurance Fund pursuant to P. L. 19

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