Guideline On Commercial Internet Banking And Commercial .
IBM Global Business ServicesGuideline onCommercial Internet BankingandCommercial Mobile BankingTrade Service1
IBM Global Business Services1. Introduction of Trade Service2. Introduction of Functions3. FAQ2
IBM Global Business Services1. Introduction of Trade Service3
IBM Global Business ServicesThe following 7 scopes are covered in the Trade Service4
IBM Global Business Services5
IBM Global Business Services2. Introduction of Functions6
IBM Global Business Services1. Imp LC and DocsLC Application1. LC issuance/amendment applications can be submitted online.7
IBM Global Business Services1. Imp LC and DocsLC Application2. Upload supporting documents.Reminder: Please press [Browse] to select the related documents, andthen press [Upload]. (Only BMP, DOC, DOCX, JPG, JPEG, PDF,PNG, XLS, XLSX format without password protection will beaccepted).3. Read and agree the relevant terms and conditions of LC applicationbefore submission.8
IBM Global Business Services1. Imp LC and DocsLC ApplicationAt the time of submittingLC Applications,customer needs an ICBC(Asia) Password Token toconfirm and complete thesubmission.9
IBM Global Business Services1. Imp LC and DocsLC ApplicationWhen the application isapproved successfully,an SMS confirmationmessage will be sent tocustomer’s registeredmobile phone number.(Note: Mobile phonenumber must beregistered in advance)10
IBM Global Business Services1. Imp LC and DocsMy LC Documents1. Enquiry on LC drawing details and document status.2. Accept/Reject/Pay instructions can be submitted online.3. Download processing advice.11
IBM Global Business Services1. Imp LC and DocsMy LC1. Enquiry on LC issued and related information.2. Amendment application can be submitted online.3. Download processing Advice/SWIFT message.4. Linkage to [My LC] to enquire on drawing details.12
IBM Global Business Services1. Imp LC and DocsMy LCUpload supporting documents for amendment application.Reminder: Please press [Browse] to select the related documents, and thenpress [Upload]. (Only BMP, DOC, DOCX, JPG, JPEG, PDF, PNG, XLS,XLSX formats without password protection will be accepted).13
IBM Global Business Services1. Imp LC and DocsLC TemplateMaintain LC Template and submit default template for LCapplications.14
IBM Global Business Services1. Imp LC and DocsApplication EnquiryExtract temporary saved applications for processing.15
IBM Global Business Services1. Imp LC and DocsLC Phrases MaintenanceMaintain frequently used Description of goods, Documentsrequired and Additional conditions.16
IBM Global Business Services2. Exp LCLC Enquiry1. Instant checking of arrival of Export LCs/amendments.2. Linkage to bills presented under respective LC.3. Download processing advice/SWIFT message.17
IBM Global Business Services2. Exp LCLC Documents Enquiry1. Enquiry on status of submitted documents.2. Download processing advice.18
IBM Global Business Services3. Imp CollectionImport Collection Enquiry1. Instant checking of arrival of documents.2. Reject/Pay instructions can be submitted online.3. Download processing advice.19
IBM Global Business Services4. Exp CollectionExport Collection Enquiry1. Checking status of documents.2. Download processing advice.20
IBM Global Business Services5. Trade FinanceFinancing Application1. Submit application for Export Invoice Financing.2. Submit application for Import Invoice Financing.21
IBM Global Business Services5. Trade FinanceFinancing Application3. Complete the transaction details.4. Fill in the *required field.22
IBM Global Business Services5. Trade FinanceFinancing Application5. Upload supporting documents, i.e. invoice, transport documents etc.Reminder: Please press [Browse] to select the related documents, and then press[Upload]. (Only BMP, DOC, DOCX, JPG, JPEG, PDF, PNG, XLS, XLSX formatswithout password protection will be accepted).6. Press [Save] before submission to avoid missing information.7. Create template if required, input template name, select [Save Template and Submit].8. Read and agree the relevant terms and conditions of Trade Financing Applicationbefore submission.23
IBM Global Business Services5. Trade FinanceInstruction Management1. Approval for Financing Application and supplement business materials.2. Process and submit the temporary saved application.24
IBM Global Business Services5. Trade FinanceSupplementary Business Information1. This service is for supplement of application supporting documents.2. Please contact the Bank's relevant staff before using this service.25
IBM Global Business Services5. Trade FinanceTrade Finance Inquiry/RepayAccess to loan content and download processing advice.26
IBM Global Business Services5. Trade FinanceTrade FinanceInquiry/Repay1. Submit application forfinancing repayment2. Full repayment or Partialrepayment3. Note:The application for financingrepayment submitted on nonbanking business days or nonbanking business hours (after18:00) will be postponed tothe next business day27
IBM Global Business Services5. Trade FinanceFinancing Application Template1. Template is applicable to Import Invoice Financing, Export InvoiceFinancing (Non-Notify) and Export Invoice Financing (Notify) application.2. Template function can be used to set up repetitive applications.3. The template can be modified, deleted, or used for submit application bythe user who create the template.28
IBM Global Business Services5. Trade FinanceCommercial Mobile BankingFunctions1. Newly provide the function ofInstruction inquiry and Instructionauthorization.2. Apply to application andsupplementary business informationfor Import Invoice Financing, ExportInvoice Financing (Non-Notify) andExport Invoice Financing (Notify).3. Download ICBC (Asia)Commercial Mobile Banking APP[ICBC Business] (SupportIOS/Android platforms).29
IBM Global Business Services5. Trade FinanceCommercial MobileBanking Functions4. If the Commercial MobileBanking has not beenactivated yet, user willreceive a notice whenlogging in: [You haven'tenabled the corporate mobilebanking of ICBC. Pleaseenable at counter].30
IBM Global Business Services5. Trade FinanceCommercial MobileBanking Functions5. Approver of current IDcan search for theinstructions with the statusof [Approved], [Rejected] or[Awaiting Authorization].31
IBM Global Business Services5. Trade FinanceCommercial MobileBanking Functions6. The content of images orattachments can be viewedonly on Commercial InternetBanking.7. Approver is required toread and agree the relevantterms and conditions of tradefinancing application beforeauthorization, and then select[Agree] or [Reject].32
IBM Global Business Services5. Trade FinanceCommercial MobileBanking Functions8.Same as Commercial InternetBanking, approver needs anICBC (Asia) Password Tokento confirm and complete theauthorization.9. Successful authorization willbe confirmed via SMS to besent to approver’s registeredmobile phone number.(Note: Mobile phone numbermust be registered in advance)33
IBM Global Business Services5. Trade FinanceCommercial MobileBanking Functions10. Smart Reminder TIMER SHAFT:The timer shaft is sortedaccording to theinstructions submissiontime. Approver ofcurrent ID can search forthe instructions with thestatus of [Approved],[Rejected] or [AwaitingAuthorization].11. Smart Reminder TO-DO：Approver can directlyselect the instructions tobe authorized in the TODO list.34
IBM Global Business Services6. Download FormsDownload the related Trade Finance forms.35
IBM Global Business Services7. Outstanding ReportFor enquiry on the list of outstanding transactions as of previous day.36
IBM Global Business Services3. FAQ37
IBM Global Business ServicesQ1: How do I apply for the Trade Service in Commercial Internet Banking?A: Customers can go to ICBC (Asia) website of [eTools] [Download Forms] [Business Banking Services Forms] [Commercial Internet Banking Service Forms] [Commercial Internet Banking Service Application Form] / [Commercial Internet Banking ServiceAmendment Form], fill in and return to any ICBC (Asia) branch.Q2: Is it feasible to open several user accounts with different access rights of Trade Service in onecompany, e.g. one with Enquiry access right without Input and Approval Access right while otheruser accounts with Enquiry/Input/Approval/Input and Approval Access right?A: Yes. It is feasible to open several user accounts with different access rights of Trade Service inone company. Once the company granted the access to Trade Service, all users will have the Enquiryfunction. Individual users can be granted with Enquiry/Input/Approval/Input and Approval Accessright as appropriate.Q3: How to recall the temporary saved LC Application/Amendment for future completion?A: To recall the temporary saved applications, go to [Imp LC and Docs] [Application Enquiry],under [Action] column, click [Continue] to complete the application.38
IBM Global Business ServicesThank you39
Financing Application Template 1. Template is applicable to Import Invoice Financing, Export Invoice Financing (Non-Notify) and Export Invoice Financing (Notify) application. 2. Template function can be used to set up repetitive applications. 3. The template can be modified, deleted, or u
Internet banking via the mobile phone is considered fast and reliable. Studies states that Internet banking or online banking transactions is achieved with the Internet connected to a network and is said to be a safe and useful way to conduct banking. Electronic banking services can be done at home without the
spectrum of online banking (Rose, 1998). Researchers on various occasions have raised many issues, which must be addressed in context of Internet banking in India. First, the availability of technology and infrastructure to support the new model of banking. Second, the need for Internet banking itself - Internet Banking or an efficient system of
access to the Internet Banking service by using technology reasonably available to the Bank. 5.4. The User shall not use or permit to use Internet Banking or any related service for any illegal or improper purposes. 5.5. Internet Banking Access 5.5.1. The User would be allotted/allowed to create an Internet Banking user-id(s) and one or
User Guide for Corporate Internet Banking Users Punjab National Bank introduces the upgraded version of Internet Banking for its esteemed Corporate Customers. Experience a convenient, simple and secure way of banking & e-commerce at your comfort with PNB Internet Banking Services. Start using now!! S. No. Topic 1. How to get User ID and Password 2.
Key words: Internet Banking, Electronic Banking, Digital Banking. 1. Introduction: Digital banking means the digitalization of all traditional activities of bank through ATM machines, debit cards, credit cards, mobile banking, electronic banking, virtual cards and others. With the help this instruments the consumer doing bill payments, with
MCB Internet Banking is a simple, hassle-free and secure internet banking service available to all MCB Visa Debit Card holder customers and Corporate Clients*. Customer can access the service through Internet and Mobile browser. *View Only. Why should I choose MCB Internet Banking? Easy to apply! Any active Visa Debit card holders can Self .
banking), the main difference being that ini-banking the delivery channel was Internet, a public domain. Although the concerns ofe-banking and i-banking have many things in common, the fact that Internet is a pu
2. R.K. Gupta, Banking - Law and Practice (2nd ed. 2008) 3. Mark Hapgood, Paget’s Law of Banking (13th ed., 2007) 4. M.L. Tannam, Banking Law and Practice in India (23rd ed., 2010) Topic 1: The Evolution of Banking Services and its History in India History of Banking in India, Bank Nationalization and social control over banking, Various
