Atlas Travel - VisitorsCoverage

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Atlas Travel The Atlas Travel plan from WorldTrips, a member of the Tokio Marine HCC group of companies, is with youalmost anywhere in the world you may travel for vacation, study abroad, corporate travel, or mission work.

Why ChooseAtlasTravel ?Whatever your reason,international travel shouldbe a pleasant experience.Complications andemergencies such as illness,injury, and natural disastersare a fact of life. While wehope none of these incidentshappen, we’re here to help ifthey do.That’s why Atlas Travelprovides coverage forunexpected medical expensesas well as emergency travelbenefits and multilingual travelassistance services.Do I need travel medicalinsurance?Many times, the primary medicalinsurance in your home countryoffers little or no coverage for medicalexpenses incurred as you travel outsideof your home country. Atlas Travelprovides international coverage as wellas important benefits like EmergencyMedical Evacuation, Hospital Room andBoard, and Crisis Response for kidnapand ransom situations abroad.For more information about AtlasTravel, please visit worldtrips.com.After purchasing coverage, howcan I trust the company to bethere if I need them?WorldTrips, headquartered in the UnitedStates in Indianapolis, Indiana, is afull-service company offering international medical insurance designed tomeet needs of consumers worldwide.WorldTrips is a member of the TokioMarine HCC group of companies. TokioMarine HCC is a leading specialtyinsurance group conducting businessin approximately 180 countries andunderwriting more than 100 classesof specialty insurance. Headquarteredin Houston, Texas, the company ismade up of highly entrepreneurialteams equipped to underwrite specialsituations, companies, and individualsacting independently to deliver effectivesolutions. Our products and capabilitiesset the standard for the industry, andmany of our nearly 2,500 employeesare industry-leading experts.Tokio Marine HCC is part of TokioMarine, a premier global companywith a market cap of approximately 30 billion.* Tokio Marine HCC holdsa financial strength rating** of AA- forStandard & Poor’s and Fitch Ratingsand A (Superior) by A.M. BestCompany.For more information about AtlasTravel, please visit worldtrips.com.*As of 4/12/21. **At the time of printing. For moreinformation on these ratings, please visit: www.standardandpoors.com, www.ambest.com, andwww.fitchratings.com.

Atlas Travel Schedule of Benefits and LimitsPLAN DETAILSDeductiblesOverall Maximum LimitCoinsurance 0, 100, 250, 500, 1,000, 2,500, or 5,000 per certificate period.Age 80 or older - 10,000; Age 65 to 79 - 50,000 or 100,000; All others - 50,000, 100,000, 250,000, 500,000, 1,000,000, or 2,000,000.We will pay 100% of eligible expenses after the deductible up to the overall maximum limit.Eligible expenses are subject to deductible, overall maximum limit, and are per certificate period unless specifically indicated otherwise.BENEFITLIMITHospital Room and BoardAverage semi-private room rate, including nursing services.Local AmbulanceUsual, reasonable and customary charges when covered illness or injury results in hospitalization as inpatient.Intensive Care UnitUp to the overall maximum limit.Emergency Room Co-paymentUrgent Care Center Co-paymentOutpatient Physical Therapy and Chiropractic CareAll Other Eligible Medical ExpensesAcute Onset of Pre-existing Condition (excludes chronicand congenital conditions) (only available to membersunder age 80)Emergency Dental (Acute Onset of Pain)Emergency Eye Exam for a Covered LossClaims incurred in the U.S.You shall be responsible for a 200 co-payment for each use of emergencyroom for an illness unless you are admitted to the hospital.There will be no copayment for emergency room treatment of an injury.Claims incurred in the U.S.For each visit, you shall be responsible for a 15 co-payment– co-payment is waived for members with a 0 deductible– not subject to deductibleUp to 50 maximum per day. Must be ordered in advance by a physician.Up to the overall maximum limit.Up to the overall maximum limit.Up to 25,000 lifetime maximum for Emergency Medical Evacuation.Claims incurred outside the U.S.No co-paymentClaims incurred outside the U.S.No co-paymentUp to 300 – not subject to deductibleUp to 150. 50 deductible per occurrence (plan deductible is waived).EMERGENCY TRAVEL BENEFITSLIMITEmergency Medical EvacuationUp to 1,000,000 lifetime maximum, except as provided under Acute Onset of Pre-existing Condition. – not subject todeductible or overall maximum limitUp to 50,000 – not subject to deductibleUp to 1,000 – not subject to deductibleEqual to the elected overall maximum limit - not subject to deductible or coinsuranceThis limit is for this benefit only and is not included in or subject to the overall maximum limit.Return of Minor ChildrenPet ReturnRepatriation of RemainsEmergency ReunionNatural Disaster – Replacement AccommodationsEmergency Quarantine Indemnity – COVID-19(must have a minimum of 30 days of coverage) (onlyavailable outside your home country)Trip InterruptionTravel DelayLost Checked LuggageLost or Stolen Passport/Travel VisaPolitical EvacuationAccidental Death & Dismemberment (excludes loss dueto common carrier accident) 250,000 maximum benefit any one family or group.– not subject to deductible or overall maximum limitOptional Accidental Death & Dismemberment Rider(only available to members age 18 through age 69)Common Carrier Accidental DeathCrisis Response - Ransom, Personal Belongings, andCrisis Response Fees and ExpensesHospital IndemnityPersonal LiabilityBedside VisitBorder Entry ProtectionUp to 100,000, subject to a maximum of 15 days – not subject to deductibleUp to 250 a day for up to 5 days – not subject to deductible 50 a day for up to 10 days – not subject to deductibleProof of quarantine mandated by a physician or governmental authority required. Quarantine must be due to you testing positive for COVID-19/SARS-CoV2 or being symptomatic and waiting on diagnostic test results.Up to 10,000 – not subject to deductibleUp to 100 a day after a 12-hour delay period requiring an unplanned overnight stay. Subject to a maximum of 2 days. –not subject to deductibleUp to 1000 – not subject to deductibleUp to 100 – not subject to deductibleUp to 100,000 lifetime maximum – not subject to deductibleAges 18 through 69Ages 70 through 74Lifetime Maximum - 25,000Lifetime Maximum - 12,500Death - 25,000Death - 12,500Loss of 2 Limbs - 25,000Loss of 2 Limbs - 12,500Loss of 1 Limb - 12,500Loss of 1 Limb - 6,250Ages 75 and olderUnder age 18Lifetime Maximum - 6,250Lifetime Maximum - 5,000Death - 6,250Death - 5,000Loss of 2 Limbs - 6,250Loss of 2 Limbs - 5,000Loss of 1 Limb - 3,125Loss of 1 Limb - 2,500Lifetime Maximum - 25,000Death - 25,000Loss of 2 Limbs - 25,000Loss of 1 Limb - 12,500- not subject to deductible or overall maximum limitAges 18 through 69: 50,000Under age 18: 10,000Ages 70 through 74: 25,000Ages 75 and older: 12,500Subject to a maximum of 250,000 any one family or group.- not subject to deductible or overall maximum limitUp to 10,000 – not subject to deductible or overall maximum limitOptional Crisis Response buy-up with Natural Disaster Evacuation Coverage. 90,000 per certificate period, with 10,000 maximum for Natural Disaster Evacuation. 100 per day of inpatient hospitalization – not subject to deductibleUp to: 25,000 lifetime maximum 25,000 third person injury 25,000 third person property 2,500 related third person property– not subject to deductible or overall maximum limitOptional Personal Liability Rider of up to 75,000 Lifetime max.– not subject to deductible or overall maximum limitUp to 1,500 – not subject to deductibleUp to 500 if traveling on a valid B-2 visa and denied entrance at the U.S. border – not subject to deductible

What’sCoveredby AtlasTravel ?INTERNATIONAL COVERAGEEmergency Medical Evacuationand Emergency ReunionWould you know what to do if youfound yourself in a life-threateningsituation far from home? WorldTrips isexperienced in arranging emergencymedical evacuations. Atlas Travel willcover eligible expenses necessary totransport you from an initial treatingfacility to the nearest hospital qualifiedto treat your life-threatening condition.We also understand the importance offamily support in these difficult situations. Atlas Travel will also cover thetransportation, lodging, and meal costsfor a relative to join you after a coveredemergency medical evacuation, up tothe lifetime limit.Repatriation of RemainsWhat would your family do if disasterstrikes while you are away from home?The death of a loved one is nevereasy, no matter the circumstances. Inthe unfortunate event of your deathwhile traveling abroad, Atlas Travel willarrange for and cover eligible costsassociated with the repatriation of yourremains.Return of Minor ChildrenIf you are expected to be hospitalizedfor more than 36 hours due to acovered injury or illness and coveredchildren under 18 years of age will beleft unattended as a result, Atlas Travelwill cover the eligible transportationcost for the children to return home.TerrorismIn these turbulent times, the risk of aterrorist attack is a reality. If you are inthe wrong place at the wrong time, andthe country or region you’re visitingis NOT under a level 3 or level 4 traveladvisory, Atlas Travel offers coverage foreligible medical expenses resulting fromthose acts. Coverage excludes countriesor regions for which the U.S. Departmentof State has issued a level 3 (“reconsidertravel”) or level 4 (“do not travel”)advisory in the 6 months prior to yourarrival date.Political EvacuationIf, during the coverage period and afteryour arrival, the U.S. Department of Statesissues a level 3 or level 4 travel advisoryfor your destination country, Atlas Travelwill coordinate your alternate departurearrangements from that country andcover eligible associated costs.Natural Disaster – ReplacementAccommodationsNatural disasters can happen anywhereand at any time. If a natural disasteroccurs on your trip, causing you tobecome displaced from your plannedand paid accommodations, Atlas Travelwill provide relief of a maximum of 250 a day for 5 days to help cover thecosts of alternative accommodations.ATLAS TRAVEL* QUALITYBENEFITSAcute Onset of Pre-ExistingConditionsAtlas Travel provides a limited benefitup to the medical coverage lifetimemaximum for eligible medical expenses.If you are younger than 80, you may becovered for an acute onset of a pre-existing condition. This also includes upto a 25,000 lifetime maximum foremergency medical evacuation.An acute onset of a pre-existingcondition is a sudden and unexpectedoutbreak or recurrence of a pre-existingcondition which occurs spontaneouslyand without advance warning, eitherin the form of physician recommendations or symptoms. Treatment mustbe obtained within 24 hours of thesudden and unexpected outbreak orrecurrence. Chronic and congenitalconditions, complications or consequences of a chronic or congenitalcondition, or conditions that graduallybecome worse over time are excludedfrom coverage.Hospitalization and OutpatientTreatmentIf a covered illness or injury requireshospitalization, the plan providescoverage for eligible costs associatedwith hospitalization, including intensivecare unit and outpatient treatment.Sports CoverageAtlas Travel includes coverage foreligible injuries and illnesses that couldoccur while participating in manypopular vacation sports - skiing andsnowboarding (recreational downhilland/or cross country), snorkeling,water skiing, and others - at no additional cost. Certain extreme sports areexcluded from coverage.Complications of PregnancyAtlas Travel offers coverage for complications of pregnancy during the first 26weeks of gestation.Crisis ResponseAtlas Travel offers up to 10,000 (or upto 100,000 if **additional coverageis selected) to offset costs associatedwith kidnapping, such as ransom, crisisresponse expenses, and loss of personal belongings. This benefit includesaccess to the services of Unity CrisisGroup for advice, coordination with lawenforcement, and negotiations during akidnapping.Personal LiabilityAtlas Travel offers up to 25,000 (or up*The description of coverage in these pages is for informational purposes only. Actual coverage will vary based the terms and conditions of the policy issued. The information described herein does notamend or otherwise affect the terms and conditions of any insurance policy issued by WorldTrips or its affiliates. In the event that a policy is inconsistent with the information described herein, the languageof the policy will take precedence.**A pre-existing condition is any condition: for which medical advice, diagnosis, care, or treatment was recommended or received within 2 years prior to your effective date of coverage which would cause a reasonably prudent person to seek medical advice, diagnosis, care, or treatment within 2 years prior to your effective date of coverage that existed (with reasonable medical certainty) with 2 years prior to your effective date of coverage, whether or not it was known to you***A buy-up of an additional 90,000 is available for selection, which includes the added benefit of a 10,000 maximum for natural disaster evacuation.

to 100,000 if additional coverage isselected) to offset the following typesof court-entered eligible judgments orapproved settlements incurred by themember: Third-party injury; Damage/loss of a third party’s personal property; Damage/loss of a related third party’spersonal property.Enrollmentand Filing aClaimHOME COUNTRY COVERAGEIncidental Home Country CoverageFor individuals with U.S. as homecountry, for every three-month periodduring which the member is coveredhereunder, medical expenses incurredin the U.S. are covered up to a maximum of 15 days.For individuals with a home countryother than the U.S., for every threemonth period during which the memberis covered hereunder, medical expensesincurred in the member’s home countryare covered up to a maximum of 30days.Claim FilingAny benefit accrued under asingle three-month period does notaccumulate to another period. Failureof the member to continue his orher international trip or the memberreturning to their home country for thesole purpose of obtaining treatmentfor an illness or injury that began whiletraveling shall void any home countrycoverage provided under the terms ofthis agreement.You may file a claim by submitting aClaimant’s Statement and AuthorizationForm. This form may be found online,in Client Zone, or you may contactWorldTrips for a copy. Complete the form,attach all itemized invoices and paymentreceipts, and send them to the addressshown on the Claimant’s Statement andAuthorization form.Benefit Period Medical CoverageWhile the certificate is in effect,the benefit period does not apply.Upon termination of the certificate,underwriters will pay eligible medicalexpenses, as defined herein, for up to90 days. This period begins on the firstday of diagnosis or treatment of a covered injury or illness incurred while themember was outside his or her homecountry and while the certificate was ineffect. The benefit period applies onlyto eligible medical expenses related tothe injury or illness that began while thecertificate was in effect.EnrollmentYou may access the online quotingand purchasing system, or you maycomplete an application and mail or fax,along with your payment, to your agentor to WorldTrips.Patient Protection and Affordable Care Act(“PPACA”): This insurance is not subject to,and does not provide certain insurance benefitsrequired by, the United States’ Patient Protection and Affordable Care Act (“PPACA”). PPACArequires certain US citizens or US residentsto obtain PPACA compliant health insurance,or “minimum essential coverage.” PPACA alsorequires certain employers to offer PPACA compliant insurance coverage to their employees. Taxpenalties may be imposed on U.S. residents orcitizens who do not maintain minimum essentialcoverage, and on certain employers who do notoffer PPACA compliant insurance coverage totheir employees. In some cases, certain individuals may be deemed to have minimum essentialcoverage under PPACA even if their insurancecoverage does not provide all of the benefitsrequired by PPACA. You should consult yourattorney or tax professional to determine whetherthis policy meets any obligations you may haveunder PPACA.Atlas Travel is underwritten by Lloyd’s. WorldTripsis a service company and a member of the TokioMarine HCC group of companies. WorldTrips hasauthority to enter into contracts of insurance onbehalf of the Lloyd’s underwriting members ofLloyd’s Syndicate 4141, which is managed by HCCUnderwriting Agency, Ltd.

OUTSTANDING CUSTOMERSERVICEWORLDWIDE TRAVEL ANDMEDICAL ASSISTANCEOTHER TRAVEL ASSISTANCESERVICES*Client Zone and World ServiceCenterAtlas Travel includes valuable traveland medical assistance services, whichare available 7 days a week, 365 days ayear. Contact WorldTrips to access anyof these services. Prescription Drug ReplacementWorldTrips’ Client Zone is an onlineaccount management and resource toolavailable to: Extend coverage and reprint ID cardsMedical Monitoring Obtain details about claim filing anddownloading formsConsultations with attending medicalprofessionals during hospitalizationand establishment of a single point-ofcontact for family members to receiveongoing updates regarding medicalstatus. Locate providers within the PPONetworkLOG IN TO CLIENT ZONE AT:https://zone.worldtrips.com/clientzoneIf you prefer to speak to a professionalservice representative, contactWorldTrips’ World Service Center bycalling toll-free from various countriesor by calling collect. The World ServiceCenter can provide service in manydifferent languages.Provider ReferralsContact information for Western-stylemedical facilities, medical and dentalpractices, and pharmacies in the destination country.Travel Document ReplacementAssistance with obtaining replacementpassports, birth certificates, visas,airline tickets, and other travel-relateddocuments.Lost Luggage AssistanceTracking service to assist in locatingluggage or other items lost in transit.Contact UsA member of the Tokio Marine HCC group of companiesKHE2FFFYH6SP-971744701-188 Emergency Travel Arrangements Dispatch of Physician Translation Assistance Credit Card / Traveler’s Check Replacement*For a complete list of available assistanceservices or for more information, please contactWorldTrips. Travel and medical assistanceservices are not insurance benefits. Any travelor medical assistance service provided is not aguarantee of any insurance benefit.

The Atlas Travel plan from WorldTrips, a member of the Toio Marine HCC group of companies, is with you almost anywhere in the world you may travel for vacation, study abroad, corporate travel, or mission wor. . and A (Superior) by A.M. Best Company. For more information about Atlas Travel, please visit worldtrips.com. *As of 4/12/21. **At .

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1. Corporate Travel Booked through a UW contracted Travel agency listed on the Travel Services Website. 2. Athletics Travel Booked through Athletics travel desk. 3. State of WA Travel Booked through the following as listed on the Travel Services Website. UW contracted Travel agency State contracted Travel agency EasyBiz

The Atlas Travel plan from WorldTrips, a member of the Tokio Marine HCC g roup of companies, is with you almost anywhere in the world you may travel for vacation, study abroad, corporate travel, or mission work . . and A (Superior) by A.M. Best Company. For more information about Atlas Travel, please visit worldtrips.com. *As of 4/12/21 .

Atlas Foundation for Autism 252 W 29 th St - 3 rd Floor New York, NY 10001 Atlas School/Atlas Foundation for Autism 202 1 202 2 Onsite Reopen Plan Atlas is a not for profit non-public private school and special needs program that provides day school for children and young adults with Autism and other developmental differences .

Atlas Spirit Week! 1-4 Welcome! 5 Atlas Out & About 5 Risky Business 6 Atlas Gives Back! 7 Submit your articles, pictures or suggestions to: kribilla@atlasinsurance.com CORE VALUES Pono Lokahi Alaka'I Ho'okele Kakou Imi'ike Volume 18, Issue 5 May 2022 In the month of May, our Office Activities Committee (OAC) held its first Atlas Spirit Week!

a company travel configuration is created for each country the legal entity is located in. Features Available in Travel System Admin To access Travel System Admin, on the menu, click Administration Travel (on the sub-menu) Travel System Admin. NOTE: If Travel System Admin is your only Travel option, then the commands are

Travel Agency to: Travel Agency rve cel Travel Agency to: – Reserve a Travel: – Cancel a Travel Pay the Travel Payment f a Travel re s Insurance P H – Pay the Travel a The Travel Agency needs to be in contact with a Visa cilities ervation faciliti e urchase nds on be in contact with a Visa payment center in order to be paid by the .

53 Best Travel Agency - Hong Kong Westminster Travel Limited 54 Best Travel Agency - India Thomas Cook (India) Ltd. NEW VS. 2018 55 Best Travel Agency - Indonesia Panorama Destination Indonesia 56 Best Travel Agency - Japan JTB Corp. 57 Best Travel Agency - Malaysia Mitra Tours & Travel 58 Best Travel Agency

interface (API) used in a GEANT4 application. A simple application will use concrete classes provided with the toolkit, the developer will provide the detector description a primary generator (possibly using one of the general purpose ones provided with the toolkit), define the physics for the application (the physics list, possibly one of the few provided with the toolkit) and optional user .