Discover Travel, Lifestyle And Insurance Benefits With Your Standard .

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Discover travel,lifestyle andinsurance benefitswith yourStandard BankCredit Card1

Benefits with the Standard Bank range of credit cardsUse this handy guide to see how you can use your Credit Card as a passportto new experiences – wherever the journey takes you.Flights and fessionalWorldCitizenWorld EliteEmirates Flights Priceless Cities CleartripLuxury serviced apartmentsDiscovery Black Soneva’s Remote Locations Booking.com Legacy Lifestyle CarsandCabsOberoi Hotels and Resorts AVIS Car Rental Hertz Car RentalLounge AccessOther Gopals Concierge ServiceVIP Meet and GreetBenefit GoldTitaniumWorldElite Mastercard Priceless Specials AlwaysOnWine of the Month Club(Valid until 31 December 2021)LifestyleWorldCitizenUCount Rewards MyUS shopping and shippingA world of luxury shoppingUdemy Lingokids Sweetieshop Gift Experience A place to shop Flowers.co.za Pro Gifts Farfetch.com2Platinum/Professional

ssionalWorldCitizenWorldEliteATM Bodyguard Shop with confidence Insurance(Purchase protection) Comprehensive Travel Insurance Travel Medical Insurance Travel Inconvenience InsuranceBasic Travel Insurance We all know that change is a constant.So when your needs change, we’ll have a card for you.Should you want to upgrade, please contact ourCustomer Service line on 0861 201 000 or contactyour Private Banker.3

TravelFlights and accommodationBenefitWhich cards it applies to and how to get itEmirates FlightsGoldTitanium Platinum/Professional WorldCitizen World Elite Up to 20% off Emirates flights Call 087 236 6557 or(T&Cs apply) when booking Visit www.leisuredesk.co.zathrough Leisure Desk.Priceless CitiesGoldTitanium Find the key to a city withPriceless Cities. Accesshandpicked experiencesand offers in cities aroundthe world.4Platinum/Professionals On the Mastercard For You App: Sign into the app Select relevant credit card Click “Travel” Click “Find a key to your city withPriceless Cities” Click “Visit the website” to beredirected to the PricelessCities website Sign in. WorldCitizen World Elite OR Register athttps://www.priceless.com/ Filter by experiences.

TRAVELBenefitWhich cards it applies to and how to get itCleartripGoldGet discounts whenbooking holidays dCitizenWorld Elite Up to 30%discount ontravel bookings.See applicablediscounts on theMastercard For You App.10% Discounton anyinternationalround tripflight.10% Discount on anyinternationalround trip flight.On the Mastercard For You App: Sign into the app Select relevant credit card Click “Travel” Click “Book your holiday through Cleartripand travel for less” Click “Redeem Benefit” to be redirectedto the Cleartrip website Pay with your Standard Bank CreditCard and include the promo code“MCWORLD” to redeem the benefit. OR Submit request online by selectingpreferred hotel and rate Register at:https://me.cleartrip.com/ Search flights and hotels Enter promo code “Mastercard”on checkout Pay with your Standard Bank Credit Card.5

BenefitWhich cards it applies to and how to get itLegacy LifestyleGoldEnjoy the Legacy Lifestylewith bonus rewards onshopping and exclusivehotel benefits.On the Mastercard For You App: Sign into the app Select relevant credit card Click “Enjoy Instant Black status benefits” World Citizen: Click “Enjoy Instant Gold status benefits” World Elite: Click “Enjoy Instant Black status benefits” Click “Redeem Benefit” to be redirected to the Legacy Lifestylewebsite and register Enter personal details along with your Standard Bank Credit Card detailsto link card Start enjoying Legacy Lifestyle benefits!TitaniumPlatinum/Professional 6WorldCitizen World Elite

TRAVELBenefitWhich cards it applies to and how to get itLuxury ServicedApartmentsGoldFeel at home even whenabroad. Enjoy specialprivileges and discountsof 10% at luxury servicedapartments.On the Mastercard For You App:TitaniumPlatinum/ProfessionalWorldCitizenWorld Elite Sign into the appSelect relevant credit cardClick “Call Concierge”Click “Redeem Benefit”. OR Call 080 000 0245 fromSouth Africa.7

BenefitWhich cards it applies to and how to get itDiscovery BlackGoldEnjoy the comfort of theGlobal Hotel Alliance withDiscovery across more than550 hotels.On the Mastercard For You App: Sign into the app Select relevant credit card Click “Travel” Click “Exclusive hotel benefits whereveryour next trip takes ld Elite 8 Click “Redeem Benefit”. Contact the World Elite Conciergeto be enrolled on Discovery and beautomatically upgraded to BlackMembership Call 080 000 0245 from South Africa.

TRAVELBenefitWhich cards it applies to and how to get itSoneva’s RemoteLocationsGoldEnjoy a 20% discount andcomplimentary resort credit.On the Mastercard For You App: Sign into the app Select relevant credit card Click “Travel” Click “Inspiring a lifetime ofrare itizenWorld Elite C lick “Redeem Benefit”Call the World Elite Concierge to book:0800 000 245 from South Africa.9

BenefitWhich cards it applies to and how to get itBooking.comGold Travel and save with Booking.com.Find great deals on hotel andaccommodation booking for yournext trip with over one million optionsavailable across the world. As a Standard Bank customer, youwill enjoy up to 5%* cashback fromBooking.com when you book usingyour Standard Bank Credit Card.How to redeem: Simply visit www.booking.com/standardbank to browse availableaccommodation and hotel options and make your booking You will receive up to 5%* cashback credited to your Credit Cardwithin 65 calendar days of completing your stay Please note you will not qualify for the offer if you book viathe Booking.com mobile app.Titanium (*Terms and conditions apply)10 Platinum/Professional WorldCitizenWorld Elite

TRAVELBenefitWhich cards it applies to and how to get itOberoi Hotels & ResortsGold OROn the Mastercard for You App: Sign into the app Select relevant credit card (World Elite) Click on “Travel” Click on “Immerse yourself in a luxury hotel experience” Click on “Redeem Benefit” to be redirected to the Oberoi Hotels & Resorts website Make your booking and apply the code ‘MASTERCARD’ to receive the World Elite Oberoi Hotels &Resorts are perfect forgetaways with yourloved ones. Experienceaward-winning resortswith traditionalarchitecture, luxuriousaccommodation,exquisite cuisine,specially curated spatreatments and warm,personalised service. Stay three nights andpay for two nights* atany of 16 participatingOberoi properties inIndia, Indonesia andthe UAE.Simply call the World EliteConcierge.BenefitWhich cards it applies to and how to get itGopals Bags and Luggage(Valid until 31 Dec 2021)GoldTitanium E njoy 10% off all hard andsoft luggage at Gopals whenyou use your Mastercard Credit Card. Platinum/Professional WorldCitizen World Elite How to redeem: Visit www.gopals.co.za and select the product you want and proceed to check out. At check out, enter the discount code PRICELESS in the voucher tab after whichdiscount is calculated automatically. The discount will be calculated, and you will pay the balance with your Mastercard . P lease note that the offer is valid on regular priced products and not sale items.1111

Car Travel and Chauffeur ServicesBenefitWhich cards it applies to and how to get itAVIS Car RentalGoldTitaniumPlatinum/Professional Up to 15%DiscountUp to 15%DiscountWorldCitizen Up to 25%DiscountWorld Elite Up to 25%Discount Enjoy chauffeur servicesplus discounted rates oncar rental when bookingwith AVIS. Complimentary upgradewith every rental,worldwide. The discountapplies to rental carsbooked internationally,not domestically. World Citizen and WorldElite Card only: Discountof 10% on PremiumChauffeur Drive service.On the Mastercard For You App: Sign into the app Select relevant credit card Click “Travel” Click “Unlock the Journey”. Click “Redeem Benefit” to be redirected tothe Avis website. Register at: www.avisworld.com Sign into book a car Pay with your Standard Bank Credit Card.Hertz Car n Up to 15%Discount Rent a car hassle-free andget discounts worldwide. Get free class upgrade forone car at participatinglocations (subject toavailability). Free additional driver forspouse or partner. World Citizen and WorldElite cardholders only:– 15% discount on HertzCollections vehiclerentals with Hertz GoldPlus Rewards – Skip the queues andcounters at 50 of theworld’s busiest airports– Faster returns withHertz Instant Return.12On the Mastercard For You App: Sign into the appSelect relevant credit cardClick “Travel”Click “Return a car, hassle-free”Click “Redeem Benefit” to be redirected to the Hertz websiteRegister at https://www.hertz.com/mastercard/premium/Sign into book carPay with your Standard Bank Credit Card.World Elite Up to 15%Discount

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OtherBenefitWhich cards it applies to and how to get itLounge accessGoldCafé BlueTitanium Platinum Standard Bank LibraryLounge Bidvest Lounge Lounge KeyUnwind before a flight withcomplimentary access tomore than 850 local andinternational lounges aroundthe world with LoungeKey.Customers only have topresent their card to gainaccess to the lounges.14Professional WorldCitizenWorld Elite On the Mastercard For You App: Sign into the appSelect relevant credit cardClick “Travel”Click “Unwind before you fly”Select airportA list of lounges will appear, along with their operating hours and location.

OTHERBenefitWhich cards it applies to and how to get itVIP meet-and-greetGoldSave on VIP meet-and-greet,which includes: Escort to check-in desk Expedited security/immigration processes Assistance with any visaand other documentation,where possible Assistance with languagetranslation, where possible.On the Mastercard For You App:TitaniumPlatinum/ProfessionalWorldCitizenWorld Elite Sign into the appSelect relevant credit cardClick “Travel”Click “Your airport journey, smooth as can be”Click “Redeem Benefit”Call the World Elite Concierge to book service:0800 000 245 from South Africa.15

BenefitWhich cards it applies to and how to get itUCount RewardsGoldEarn UCount Rewards Pointsevery time you pay with yourStandard Bank Credit Card,no matter where it’s used. Register for UCount Rewards nding-page/Mastercard PricelessSpecialsGoldTitanium Titanium Explore 2-for-1 offers acrossfine dining, spas and activitieson the Mastercard PricelessSpecials app.16 Platinum/ProfessionalWorldCitizen Platinum/Professional World Elite WorldCitizen World Elite How to redeem: Download the Mastercard Priceless Specials app from your app store Register on the app by completing your details and providing the first 6 digits of yourStandard Bank Mastercard Credit Card Select your location and browse the available offers according to Food and Drink,Beauty and Fitness, Travel and more.

LIFESTYLEBenefitWhich cards it applies to and how to get itAlwaysOnGoldAlwaysOn WiFi – pay R19 for 1GBin the first month, and get 1GBFREE for the next 11 months. Plus,enjoy 1GB AlwaysOn WiFi eachmonth for a year.On the Mastercard For You App:TitaniumPlatinum/Professional Wine of the Month Club(Valid until 31 December 2021) Enjoy 15%* off purchases onlineat Wine-of-the-Month Club. Shopfrom a selection of wine, brandy,gin, coffee, olive oils and more.World Elite Sign into the appSelect relevant credit cardClick “Lifestyle”Click “WiFi wherever you are”Click “Redeem Benefit” to be redirected to the AlwaysOn website.GoldTitanium Standard Bank offer:WorldCitizen Platinum/Professional WorldCitizenWorld Elite How to redeem: Visit www.wineofthemonth.co.za to browse and shop items Proceed to checkout and enter the voucher code “STANDARDBANK”to apply the discount.17

BenefitWhich cards it applies to and how to get itMyUS shoppingand shippingGoldTitanium Shop online at thousands ofUS stores with a discount onshipping using MyUSand get: A MyUS address to use atcheckout with online stores Free account setup Access to over 100 000US retailers.Platinum/ProfessionalWorldCitizen World Elite On the Mastercard For You App: Sign into the app Select relevant credit card Click “Lifestyle” Click “Ship your online purchases home for less” Click “Redeem Benefit” to be redirected to the MyUS website Register with your Standard Bank Credit Card. OR Visit https://www.myus.com/welcome/mastercardpremium/and sign up to start shopping online Pay with your Standard Bank Credit Card.A world ofluxury shoppingGold Access a world of luxuryshopping and exclusiveoffers at 1 000 boutiquesstocking the world’s leadingfashion and lifestyle brands Enjoy up to 60% discounton offers.On the MastercardFor You App:TitaniumPlatinum/ProfessionalWorldCitizen World Elite Sign into the app Select relevantcredit card Click “Lifestyle” Click “A world of luxuryshopping” Click “Redeem Benefit”to be redirected tothe Bicester VillageShoppingCollection website.Titanium Register with your Standard Bank Credit Card.OR Download invitation ion.com/mastercard-meaConcierge ServicesGoldPlatinum/ProfessionalWorldCitizenWorld EliteThe world is one phonecall away. From finding ababysitter to making finedining reservation, securinga limousine to accessingexclusive events – and more.On the Mastercard For You App: Sign into the app Select relevant credit card Click “Lifestyle” Click “The world is one phone call away”.OR World Citizen cardholders: Call the World Citizen Concierge Service on 0800 212 328from South Africa World Elite cardholders: Call the World Elite Concierge Service on 0800 000 245from South Africa. 18

LIFESTYLEBenefitWhich cards it applies to and how to get itGift ExperienceGoldTitanium From Track Days to Safaristo Skydiving and many more,make epic memories andget 5%* discount on yourexperience voucher when useyour Mastercar atwww.giftexperience.co.za Platinum/Professional WorldCitizenWorld Elite How to redeem: Visit www.giftexperience.co.za Select the experience(s) you would like to purchase. Personalise your experience voucher and proceed to checkout. At checkout, you will be required to enter the discount code “MAC5DIS”in the voucher tab, after which discount will be calculated automatically, Remember, the discount code is case-sensitive.19

BenefitWhich cards it applies to and how to get itA Place to ShopGoldTitanium WorldCitizen World Elite Get 10%* off when youspend R300 or more usingyour credit card onwww.aplacetoshop.co.za.Shop from a range of gifts,home décor and vouchers.How to redeem: Visit www.aplacetoshop.co.za Add the items you would like to purchase and proceed to checkout. At checkout, enter the discount code “priceless” in the voucher tab, afterwhich discount will be calculated automatically. A minimum spend of R300 is required if you want to qualify for the discount.BenefitWhich cards it applies to and how to get itPro GiftsGoldTitanium Get 10%* off when youspend R300 or moreusing your credit card onwww.progifts.co.za.Shop from a range of gifts,flowers and hampers.20 Platinum/Professional Platinum/Professional WorldCitizenWorld Elite How to redeem: Visit www.progifts.co.za Add the items you would like to purchase and proceed to checkout. At checkout, enter the discount code “priceless” in the voucher tab, after which discountwill be calculated automatically. Click on “Update Total”. A minimum spend of R300 is required if you want to qualify for the discount.

LIFESTYLEBenefitWhich cards it applies to and how to get itFlowers.co.zaGoldTitanium Get 10%* off when youspend R300 or moreusing your credit card onwww.flowers.co.za. Shopfrom a range of gifts, flowersand hampers.21 Platinum/Professional WorldCitizenWorld Elite How to redeem: Visit www.flowers.co.za Add the items you would like to purchase and proceed to checkout. At checkout, enter the discount code “priceless” in the voucher tab, after which discountwill be calculated automatically. A minimum spend of R300 is required if you want to qualify for the discount.21

BenefitWhich cards it applies to and how to get itSWEETIESHOP(Valid until 31 Dec 2021)GoldTitanium GoldTitanium L ingokids is theplaylearning app thathelps kids learn the bigstuff, the fun way! Childrenwill practice over 3 000 newwords and can learn about60 different topics. They willpractice the alphabet, listento audiobooks, and singalong with songs. The program is ad-free andkid SAFE certified, contentis from Oxford UniversityPress, all activities areteacher approved, and thekid-friendly navigation letschildren play by themselves22WorldCitizen World Elite How to redeem: Visit www.sweetieshop.co.za and select the productsyou want to purchase at check out, enter the discountcode Sweetie2021pass in the voucher tab after whichdiscount will be calculated automatically. Pay the balance with your Mastercard .Enjoy 10% off purchases at theSweetie Shop when you spendR1 000 or more with yourCredit Card.LINGOKIDSPlatinum/Professional Use your eligibleMastercard tosubscribe throughthe dedicated page,and enjoy: 2 months of Lingokidsfor free for new users 30% off monthlysubscriptions for newand existing users.Platinum/Professional WorldCitizenWorld Elite How to redeem: Visit www.lingokids.com/mastercardmea Sign in or create a new account Enter Promo Code at checkout: MASTERCARDMEA Pay with your eligible Mastercard .22

LIFESTYLEBenefitWhich cards it applies to and how to get itUDEMYGoldTitanium Udemy is an online learningand teaching marketplacewith over 130 000 courses and35 million students. Unlockyour potential by learningprogramming, marketing, datascience, and much more.Use your eligible Mastercard to purchase courses throughthe dedicated page, and enjoy: Up to 30% off on toptrending courses Up to 50% off on course ofthe monthPlatinum/Professional WorldCitizen World Elite How to redeem: Visit www.udemy.com/collection/mastercardmeaSign in or create a new accountPurchase courses with your eligible Mastercard Please note that the offer is valid only on courses pre-selected by Udemy. P rogifts (Valid until30 September 2022) Flowers.co.za (Valid until30 September 2022) A Place To Shop (Validuntil 30 September 2022) Gift sionalWith over 700 boutiques andbrands from around the world,Farfetch ships to customersin almost 190 countries. Get10%* off selected products onFarfetch.com Visit www.farfetch.com Add the items you would like to purchase to your cart and proceed to checkout At checkout you will be required to enter the discount code “MASTERCARD10” in thevoucher tab after entering your card details to apply the discount Please note that the discount is applicable to selected items only. WorldCitizenWorld Elite 23

BenefitWhich cards it applies to and how to get itATM BodyguardGoldGet coverage in case of arobbery or being forced bythreat to withdraw cash froman ATM.Cardholders are coveredagainst cash robberies for aperiod of 15 minutes after awithdrawal using their card.On the Mastercard For You App: Sign into the app Select relevant credit card Click “Insurance” Click “Your ATM bodyguard”.Titanium: Redemption process for ATM robbery is not available on the Mastercard For You Appfor Titanium Titanium customer must visit the following link:https://www.mcpeaceofmind.com/OR dial 011 547 20660800 991 730 (Toll Free)OR email: MEA.Mastercard@aig.comTitanium Click “File a Claim” to startthe online claims process.Platinum/ProfessionalWorldCitizen Click “ATM Robbery”. For full details on coverage andcontact information, click on“Offer Terms and Conditions”.OR World Elite cardholders only:Call the World Elite ConciergeService on 0800 000 245from South Africa.24World Elite

INSURANCEBenefitWhich cards it applies to and how to get itShop with confidence(Purchase Protection)GoldTitaniumPlatinum/Professional Cardholders have peace ofmind knowing that purchasesmade with their credit cardsare protected in case of theftor accidental damage forup to 180 days from date ofpurchase. WorldCitizen World Elite All cards except Titanium: On the Mastercard For You App. Sign into the app Select relevant credit card Click “Insurance” Click “Shop with confidence”.Titanium: Redemption process for purchase protectionisn’t available on the Mastercard For You Appfor Titanium Titanium customers must visit the followinglink: https://www.mcpeaceofmind.com/OR dial 011 547 2066 /0800 991 730 (Toll Free)OR email: MEA.Mastercard@aig.com Click “File a Claim” to startthe online claims process. Click “Purchase Protection”. For full details on coverage andcontact information, click on“Offer Terms and Conditions”.OR World Elite cardholders only:Call the World Elite ConciergeService on 0800 000 245 fromSouth Africa.25

BenefitWhich cards it applies to and how to get itTravel InconvenienceInsuranceGoldTravel with peace of mind.Whether luggage goes missingor flights are delayed,Standard Bank Credit Cardusers are covered for luggageand flight delays.On the Mastercard For You App: Sign into the app Select relevant credit card Click “Insurance” Click “Travel Inconvenience Insurance” Travel Inconvenience izen Click “File a Claim” to startthe online claims process.26 Click “Travel Inconvenienceand Medical” Click “Travel Inconvenienceinsurance”.World Elite OR World Elitecardholders only:Call the World EliteConcierge Service on0800 000 245 fromSouth Africa.

INSURANCEBenefitWhich cards it applies to and how to get itTravel Medical InsuranceGoldMake travel worry-free aswe’ve got Standard Bank CreditCard users covered in case ofmedical emergencies.The following is covered: Personal accident insurance Emergency medicalevacuation and repatriation Medical emergencyexpenses Daily in-hospitalcash benefit.On the Mastercard For You App: Sign into the app Select relevant credit card Click “Insurance” Call the Standard Bank travel insurance number 0861114494to retrieve the Travel Medical n Click “File a Claim” to startthe online claims process. Click “Travel Inconvenienceand Medical”.World Elite OR World Elitecardholders only:Call the World EliteConcierge Service on0800 000 245 fromSouth Africa.27

SBSA GMS-14019-5/202828

Booking.com Gold Titanium Platinum/ Professional World Citizen World Elite Travel and save with Booking.com. Find great deals on hotel and accommodation booking for your next trip with over one million options available across the world. As a Standard Bank customer, you will enjoy up to 5%* cashback from Booking.com when you book using

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