Stockport Digital Inclusion Movement – Money Online – Price ComparisonTransactingMoney Online – Price ComparisonPrice Comparison1A great way to help save money online isthrough price comparison. Pricecomparison websites allow you to answerquestions about a service or utility andthen provide you with companies’ bestprices for what you are looking for. You cancompare everything from home insuranceto holidays to cars on a forecourt.2We are going to look at Compare theMarket and use their price comparisonservice to see what deals we are offered.Compare the Market is a price comparisonwebsite that allows you to compare pricesfor vehicle insurance, breakdown cover,home, building and contents insurance, petinsurance, life and health insurance,business insurance and travel insurance aswell as investigating utility suppliers,mortgages, and loans.3Our first step is to go towww.comparethemarket.com. To do thistype the web address into your addressbar.4Now we are on Compare the Market, weare going to look at vehicle insurance andcomplete price comparison on potentialdeals. To do this, we need to select vehiclefrom the tool bar and then select carinsurance.5Once you’ve selected car insurance, thescreen should change to look like thescreen on the right. To begin your quote,select ‘Start a quote’.Knowledge Check – Can you name any car insurance companies that aren’t on price comparisonsites?Knowledge Check – What is the name of the fictional CEO of Compare the Meerkat?Created as part of the DigiKnow Movement by Starting Point Community Learning Partnership working with TheGood Things Foundation, Stockport Homes & The Prevention Alliance. Funded by Stockport port
Stockport Digital Inclusion Movement – Money Online – PriceComparison6Once you’ve begun your quote, Comparethe Market will begin the online form foryou to compare car insurance quotes. You’llnotice at the top of the screen is a warningregarding telling the truth when completingany form of car insurance quote assomething withheld, which later becomesknown, can void an insurance claim.7The process of completing a car insuranceprice comparison is broken down into 4steps – the vehicle you wish to insure, yourdetails as the driver, the policy you areafter and the quote you receive. The firstpart of the online form requires you toenter details about the vehicle you arewanting to insure. Compare the Marketasks for the registration of the car (if youdon’t know it, you’ll have to enter detailson the car). If the details are correct, select‘Next’ in the bottom right hand corner. Ifthe car has been modified in any way, itmay cause your insurance price to bedifferent from a standard model of yourcar.Knowledge Check – Are there details that Compare the Market automatically fills in about yourvehicle?Are they accurate?Created as part of the DigiKnow Movement by Starting Point Community Learning Partnership working with TheGood Things Foundation, Stockport Homes & The Prevention Alliance. Funded by Stockport port
Stockport Digital Inclusion Movement – Money Online – PriceComparison8Next, Compare the Market asks you aboutvehicle usage. This includes when youpurchased the car, hat you’ll use it for, thenumber of miles you estimate you’ll do,where the car will be kept and any othervehicles you have access to.Once you’ve filled in the section aboutvehicle usage, select ‘Next’ in the bottomright-hand corner.The number of miles you do, where the caris stored and the number of cars you haveaccess too can change the amount youwould pay for your car insurance. Moremiles more driving and more potential fora crash. Stored away from the home meansyou can’t keep an eye on your vehicle.Multiple cars at a property decrease thechances of your car being stolen.9Next is your details. These are your detailsas the driver of the car you are insuring. Inthis section, Compare the Market asks foryour name, date of birth, relationshipstatus, employment status and your drivinghistory. You can also add additional driversshould you share access to your car withanybody else. When you’ve inputted allyour information, select ‘Next’ in thebottom right hand corner. Your age andemployment status are used to look atstatistics on the likelihood that somebodyyour age and in your profession makes aclaim on their insurance policy.Created as part of the DigiKnow Movement by Starting Point Community Learning Partnership working with TheGood Things Foundation, Stockport Homes & The Prevention Alliance. Funded by Stockport port
Stockport Digital Inclusion Movement – Money Online – PriceComparison10Once you’ve selected ‘Next’, you’ll be onthe third section of the process – yourpolicy. The ‘your policy’ section asks you fordetails such as what kind of policy youwould like to take, how would you like topay for the insurance (monthly orannually), when you would like the policyto start, what excess you’d like to pay andhow many years of no claims you currentlyhave. You’ll then be asked to provideFully comprehensive insurance costs morecontact details so Compare the Market canthan 3rd party fire and theft, annualsend you the best results based on yourinsurance payment terms are often cheaperprice comparison.than monthly and the amount of voluntaryexcess you wish to pay can increase ordecrease insurance costs.11Once you’ve provided your policyinformation, you need to agree to theterms and conditions of the Compare theMarket website and select ‘Get quotes’.12You’ll now see a screen of quotes for yourcar insurance. Listed is the price of theinsurance policy, what excess you areexpected to pay should you make a claimagainst your insurance and if any extrassuch as personal accident cover areincluded in your insurance. To go throughwith taking up one of these policies, you’dselect ‘More Details’ and visit the companywebsite and complete the process there.Remember, when you take out carinsurance, home insurance or an energysupplier you are signing a contract for acertain amount of money delivered over acertain term. Leaving early may incur acharge from your previous supplier.Created as part of the DigiKnow Movement by Starting Point Community Learning Partnership working with TheGood Things Foundation, Stockport Homes & The Prevention Alliance. Funded by Stockport port
Stockport Digital Inclusion Movement – Money Online – PriceComparison13Another great money saving website isMoney Saving Expert. This website, ran byMartin Lewis, offers discounts, tips andadvice ranging from cheap deals onbroadband to best deals on mortgages andcredit cards. We are going to visit theirwebsite and look to see if we can find waysto save money.14We need to enterwww.moneysavingexpert.com into ouraddress bar and then press enter.In the top right-hand corner of the websiteis a search bar. Type into here ‘CarInsurance’ and then press enter.15You’ll now be greeted with a list of results.From this list, we want you to select theoption ‘Motor Insurance Guides –MoneySavingExpert’.This guide will redirect you to a web pagegiving you more information aboutinsurance for various vehicles includingcaravan’s and bicycles. Have a read throughthis and see if there are any tips and tricks.16Once we’ve been on Money Saving Expertand Compare the Market, we are going togo on Learn My Way and look at some oftheir courses around managing money andusing online tools to do this.17To get on Learn My Way, we need to enterwww.learnmyway.com into the address barof our internet browser and then pressenter. Once we are on the Learn My Waywebsite, we need to either sign in orregister to use their online courses. If youneed to register, let a volunteer or tutornow and we will assist you with creating anaccount. For those with an account, select‘Sign in’ and enter your username andpassword.Created as part of the DigiKnow Movement by Starting Point Community Learning Partnership working with TheGood Things Foundation, Stockport Homes & The Prevention Alliance. Funded by Stockport port
Stockport Digital Inclusion Movement – Money Online – PriceComparison18Once you’ve logged on and you can see allthe courses, scroll down until you can see agroup of courses titled ‘Managing yourmoney online’. Within this group there are2 courses – ‘Online and mobile banking’and ‘Make money work’. We are going totry and complete the ‘Make money work’course.19The ‘Make money work’ course containsmodules that look at budgeting, organisingand staying in control of your money. Onceyou’ve finished, make sure to ‘Sign out’ ofyour Learn My Way account.Created as part of the DigiKnow Movement by Starting Point Community Learning Partnership working with TheGood Things Foundation, Stockport Homes & The Prevention Alliance. Funded by Stockport port
you to compare car insurance quotes. You'll notice at the top of the screen is a warning regarding telling the truth when completing any form of car insurance quote as something withheld, which later becomes known, can void an insurance claim. 7 The process of completing a car insurance price comparison is broken down into 4
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and deployment of funds. Money market is the instrument which have less than one year as a maturity period. The most active part of money market is the overnight call money and term money between the Banks, Financial Institutions, as well as Call Money market transaction. Call money or Repo are the two short term money market products.
-PART ONE: FAKE MONEY - In 1971, President Richard Nixon took the U.S. dollar off the gold standard. In 1971, the U.S. dollar became fiat money government money. Rich dad called government money fake money. He also said: Fake money makes the rich richer. Unfortunately Fake money also makes the poor and middle class poorer.
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Hedonic based QA example: calculation for women's dresses (cont.) 2. Calculate the price change of the adjusted old price and the replacement item 's price: [(Price replacement ̶ Price adjusted od il tem)/ Price adjusted od il tem] 100 Adjusted Price Change [( 250 ̶ 224.15)/ 224.15] 100 12% Adjusted price change used in index
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2.3 Gresham’s Law 2.4 Money and near money 2.5 Role of money in Capitalist, Socialist and mixed Economy 3. Money Supply and Banks (14) 3.1 Narrow and broad definition of money 3.2 Alternative measures of money supply in India and their components 3.3 Concept of High Powered Money 3.4 Definition of Bank – Functions of bank 3.5 Multiple credit creation by bank and limitations to it. 4 .
The ability to manage money has to be learned, developed, and practiced on a daily basis. There are eight steps to successful money management: 1. Get organized. 2. Decide what you want to do with your money. 3. Look at all available resources. 4. Decide how much money you are worth. 5. Find out how much money you make. 6. Find out how much .