Connecting And Empowering The World Of Infrastructure And Project Financing
Connecting andempowering the worldof infrastructure andproject financing
About usIPFA is the global professional associationthat connects and promotes the collectiveinterests of both public & private sectororganisations, and professional individualsinvolved in infrastructure and energy projectfinancing.We have earned a reputation for beingcommitted to connecting, empoweringand representing our members andkey constituencies with the aim ofcontributing to driving continuousprogress for the benefit of the industryin every sector and region.We are independent and don’t exist to makea profit. We are funded and guided by ourmembers, which include the industry’s leadinginvestors, lenders, advisors, developers,sponsors and government institutions active ininfrastructure and energy markets around theworld.For more than 20 years IPFA has providedthe infrastructure and energy industry with ahome for thought leadership, networking andprofessional development.“IPFA is more than a network. Its unique power comes from theconnections it can create and how these can be leveraged."
ObjectivesWe are committed to driving continuousprogress in infrastructure and projectfinancing through:ConnectingAs the only global network for professionals andorganisations involved in every aspect of energyand infrastructure project financing, we knowthat the real power of a network comes fromthe connections it enables and the unique waysthese benefit our members and the industry, bybringing all parties together at local, regional andinternational levels.EmpoweringBeyond developing and maintaining a globalnetwork which enables sharing of best practiceand intelligence, we believe that, as a not-forprofit professional association, one of our keycontributions comes through our commitment toempower, promote and support every initiativedeveloped by our members and stakeholders toensure they achieve the best outcomes.ProgressingThrough our events, educational programmes andinitiatives - including the Future Leaders Network- we are committed to the continual progressionof the global industry and every professionalindividual that we are proud to have as members.Our aim is to enable and support them to workcollaboratively, remain relevant and drive changein a positive and inclusive way.RepresentingAs the leading independent global professionalassociation, we have been created byprofessionals for professionals and exist torepresent professional interest. Whilst we do notlobby, we do engage in consultations with politicalstakeholders to ensure that they understand thebusiness impact of policy decisions. As such,we are committed to representing the collectivevoice of the industry fairly, and in a way thatconsistently supports positive outcomes.
IPFA MembershipPrivate sector membership is based on an annual corporate fee. Public sector organisationsare entitled to join as honorary members, free of charge. Being a member of IPFA providesaccess to valued services, including connecting with an international network, sharingknowledge, and developing industry skills.OutreachExpand your network & promoteyour brand to 20k contacts ost a session on a topic of yourHchoice.Opportunities to participate asspeakers.Facilitated introductions with any ofour global contacts. Share your publications & reportswith our international membershipbase.Future Leaders NetworkDevelop your next generationof leaders A global community designed tosupport professional development.Oportunities to develop soft skills,keep up to date with industry trendsand connect with peers.Interactive and social briefings,webinars, quizzes and site visits.Webinars &online contentAccess to interactive webinars& on-demand library Interactive webinars offeringexpert, convenient and timelyinformation on today’s hottesttopics.Event summaries & presentationslides from IPFA events around theworld.Video interviews with key industryfiguresTrainingEducational programmes offered tomembers at a discounted rate Aims to develop a greaterunderstanding of the industry.Interactive discussions, workinggroups and case studies featured inall programmes.Faculty of senior practitioners whohave first-hand experience andpractical knowledge of the industry.Bespoke, in-house training available.Global events & working groups100 briefings focused on infrastructure & energy An annual programme of over 100 industry events, webinars, workshops and consultations, all ofwhich are free of charge for members.Shape the future of the industry through collaborative discussion. We respond to consultations,providing members with the opportunity to contribute their views, ideas & solutions as part of acollective voice.Members receive exclusive discounts and trials for industry conferences and intelligencesubscriptions.For more information visit ipfa.org
IPFAMembers2022Lending BankABN AMROAllied Irish Banks, p.l.c.ANZAustralia & New Zealand BankingGroup (ANZ)Bank Gospodarstwa Krajowego(BGK)Rand Merchant BankSTAR Finance GroupShinsei International LimitedSun SuperCamara Colombiana deInfraestructuraSiemens Financial Services Ltd.Surbana Jurong CapitalCybeLynx LimitedSkandinaviska Enskilda Banken ABTD Asset ManagementGNH ProjectsSMBCWest Midlands Pension FundGulermak A.S.Société GénéraleWilmington TrustHalmar InternationalThe Norinchukin BankTurkiye Sinai Kalkinma BankasiA.S. (TSKB)Insurance Advisor /ProviderUK Green Investment BankAmpegaBank Pekao S.A.WestpacAssured GuarantyBarclaysInvestor / Fund /Asset ManagerBank of IrelandBank of Tokyo Mitsubishi UFJ LtdBelfius BankBNP Paribas FortisCassa Depositie prestiti SpAClifford Capital Pte LtdCommerzbank AGCommonwealth Bank of AustraliaCrédit Agricole Corporate &Investment BankDBJ Europe LtdDEG InvestDeka Bank Deutsche GirozentraleDeutsche Bank AGDNB Bank ASADZ BANK AGHelaba (Landesbank HessenThüringen)HSBCICBC (London) plcING BankIntesa SanpaoloInvestec Bank plcKBC BankKfW IPEX-BankKommunalKredit Austria AGAG InsuranceAllianz Global InvestorsAmber InfrastructureArjun Infrastructure PartnersLimitedAustralianSuperAviva InvestorsBAM PPPBBGICalPERSCBUSWillis Towers WatsonSponsor / DeveloperJERA Co., Inc.Kajima Partnerships LimitedMarubeni Australia LtdPlenary GroupPort of Rotterdam AuthorityTINC Development Partners (TDP)Mota-Engil AfricaPomerleauRebel GroupSNC-LavalinSSB AGStrukton Integrale Projecten bvWillemen GroupTechnical AdvisorAECOMArcadisArup (Ove Arup & Partners Ltd)BTYBuildings QueenslandCodema - Dublin's Energy AgencyEquitix Investment ManagementCivis InfrastructureControl RisksLegal & General InvestmentManagement Real AssetsTSA Management Pty LtdGHDVercity GroupE3 Advisory Pty LtdLtdInfrataFirst State SuperRatings AgencyForesight GroupDBRSKurrent TechnologiesFund Corporation for the OverseasDevelopment of Japan's ICT andPostal ServicesFitch RatingsMBMpl Pty LtdKroll Bond RatingsMott MacDonaldInfracapital, M&G InvestmentsHostplusInfranodeJohn Laing plcNational Bank of Abu DhabiLegal and General InvestmentManagementNational Bank of KuwaitMeridiamNatixisOX2Nedbank LimitedPacific Partnerships Pty LtdNN Investment PartnersPension Protection FundNordLBRiver and MercantileNWB BankRPMI RailpenQNB Finansbank A.Ş.Sequoia Investment ManagementCompanyRabobankThe Texel GroupKiewitCapella CapitalDIF (Dutch Infrastructure Fund)Macquarie GroupNational Australia BankMarshJohn HollandCapita Property and InfrastructureLtdGLILMizuho BankGallagherJan De Nul N.V.Project ManagerColumbia ThreadneedleInvestmentsLandesbank Baden-Württemberg(LBBW)mBank SABPL GlobalHOCHTIEF PPP SolutionsMoody's Investors ServiceS&P GlobalScope SE & Co. KGaAFM / Service ProviderJacobsOslo Vognselskap ASRoyal HaskoningDHVRPS Advisory ServicesSteer Davies & Gleave LtdAbu Dhabi Ports Companya.s.r. Real Assets InvestmentPartnersSerco AspacTechnical Advisors Europe GmbHThe Nichols GroupT-REX GroupTieyhtiö Valtatie 7 OyTurner & TownsendConstruction /ContractorAcciona Concesiones S.L.Ballast Nedam Consessies B.V.Besix GroupWSP1898 & Co. part of Burns &McDonnell
IPFAMembers2022Financial AdvisorAdara PartnersBDO LLPBMO Capital MarketsAdvisorsCAPEX AdvisorsChatham Financial EuropeCubelynx LimitedDeloitteDWPF LtdEYFieldstoneGrant ThorntonGridlinesInfrastructure Advisors LLCKPMGMazarsNewbridge Advisors LLPOperisDentonsStibbeof ZimbabweDittmar & Indrenius AttorneysSZA Schilling, Zutt & AnschützDLA PiperTorys LLPInter-American Development Bank(IDB)ENS AfricaVan Bael & BellisEversheds SutherlandWebber WentzelFasken MartineauWhite & Case LLPFreshfields Bruckhaus DeringerWinston & Strawn LLPGibson, Dunn & Crutcher LLPGilbert & Tobin LawyersGowling WLGGrimaldi Studio LegaleHabrakenRuttenHannes Snellman Attorneys LtdHaynes & BooneHerbert Smith FreehillsHogan Lovells International LLPHouthoff BurumaJones DayK&L Gates LLPPortland AdvisersKing & SpaldingProfinstance Project FinanceAdvisory & TrainingKing and Wood MallesonsLatham & WatkinsRowton AssociatesLedwaba MazwaiPwCLiedekerkeQMPF LLPLindahlRSM Corporate Finance LLPLinklaters LLPSwedish Export Credit CorporationLoyens & Loeff N.V.Legal AdvisorLydianMacRobertsIFIs / DevelopmentBank / ECAsAfrican Development BankAfrican Export-Import BankAfrican Trade Insurance AgencyAgDevCoAsian Development Bank (ADB)Asian Infrastructure InvestmentBank (AIIB)Black Sea Trade & DevelopmentBankBNDES Central Bank of BrazilInternational Finance Corporation(IFC)International Investment BankJapan Bank for InternationalCooperation (JBIC)Mubadala Development CompanyNew Development Bank (NDB)NEXI SingaporeNordic Investment Bank (NIB)NRW.BANKOverseas Private InvestmentCorporation (OPIC)The Export-Import Bank of KoreaThe World BankSwedish Export Credit CorporationUK Export FinanceCAF Development Bank of LatinAmericaMunicipal / LocalAuthorityCalifornia Infrastructure andEconomic Development Bank(I-Bank)Australia Municipal InfrastructureInvestment Unit (MIIU)BEEAHCentral Bank Philippines (BangkoSentral ng Pilipinas)Belfast City CouncilCorporación Finaciera deDesarrollo S.A. (COFIDE)Development Bank (I-Bank)City of Helsinki, Economic &Planning Centre, DevelopmentDivisionDevelopment Bank of MongoliaCity of JohannesburgDevelopment Bank of SouthernAfrica (DBSA)City of TshwaneDevelopment Bank of thePhilippinesEdo State GovernmentCity of AtlantaAddleshaw GoddardMason Hayes & CurranAELEXMayer Brown International LLPAllen & Overy LLPMcCann FitzGeraldAllensMichelmoresAnderson Mori & TomotsuneMinter Ellison LawyersArthur Cox CompanyMori Hamada & MatsumotoAshurst LLPMorrison & FoersterBaker McKenzieNautaDutilh N.V.Bird & Bird LLPNishimura & AsahiBond AdvocatenNixon PeabodyBowman Gilfillan IncNorton Rose Fulbright LLPBrodies LLPOrrick, Herrington & Sutcliffe LLPExport-Import Bank of the UnitedStates (EXIM)Bryan Cave Leighton Paisner LLPPels Rijcken Droogleever FortunFMO (Netherlands)Abu Dhabi Water & ElectricityAuthority (ADWEA)Castrén & Snellman Attorneys LtdPhilip Lee SolicitorsCirio AdvokatbyraPinsent Masons LLPFinanciera de Desarrollo Nacional(FDN)Abuja Infrastructure InvestmentCentre (AIIC)Clayton UtzRoschierIndonesia EximbankClifford ChanceShepherd and WedderburnACT Government - Chief Ministerand Treasury DirectorateClyde & Co LLPSimmons & SimmonsCMSSoliman, Hashish & PartnerDe Brauw Blackstone WestbroekStephenson HarwoodDevelopment Bank of TurkeyEuropean Bank for Reconstruction& Development (EBRD)European Investment Bank (EIB)Export Development CanadaExport Finance and InsuranceCorporation (EFIC)Indonesia InfrastructureGuarantee FundInfrastructure ConcessionRegulatory Commission (ICRC)Infrastructure Development BankCity of WarsawEkurhuleni MetropolitanMunicipalityİzmir Metropolitan MunicipalityGovernmentDepartment / StateOwned AgencyAbu Dhabi Investment Office(ADIO)ACT TreasuryAfrica Investment and IntegrationDesk (AVID) / NEPAD BusinessFoundation
IPFAMembers2022Agencia Nacional deInfraestructura (ANI)Alberta Infrastructure,Government of AlbertaAltradius Dutch State Business NVAmtrakArizona Department ofTransportationAustradeAuthority for ElectricityRegulation (Oman)Boreal Transport Norge ASBrunei Investment AgencyBrussels Capital RegionBundesministerium der Finanzen(Federal Ministry of Finance)California Department ofTransportationCanada Infrastructure BankCanadian Development InvestmentCorporationCanadian High Commission TradeOfficeCDC GroupCentrum PPPChicago Infrastructure TrustCity of London CorporationClean Energy Finance CorporationCommercial Law DevelopmentProgram (US Dept. of Commerce)Commonwealth of Virginia's Officeof Transportation Public-PrivatePartnershipsConsulate General of Canada,Sydney(South Africa)Flemish Knowledge Centre PPPKenya Revenue AuthorityDepartment of Finance(Philippines)Fraser Health AuthorityKenya Railways CorporationGauteng Department of EconomicDevelopment (South Africa)Kuwait Authority for PartnershipGautrain Management AgencyKwaZulu-Natal Provincial TreasuryDepartment of Health & HumanServices (Australia)Department of Health & SocialCare (UK)Department of Health, WesternCape Government (South Africa)Department of Infrastructure andRegional Development (Australia)Department for InternationalDevelopment (DFID) (UK)Department of Public Enterprises,South AfricaDepartment of Public Works,Nassau County (US)Department of Transport (AbuDhabi)Department of Transportation,Florida (US)Victorian Government, DEPICapital Projects (Australia)Embassy of BrazilEmbassy of CanadaEmbassy of ColombiaDe Lijn Centrale DienstenEmbassy of Mexico, UnitedKingdomDefence Materiel Organisation(Australia)Embassy of PhilippinesDepartment of CorrectionalServices (South Africa)Department of Defence (Australia)Department of Energy IPP OfficeEmbassy of the Republic ofIndonesiaEnvironmental Defense Fund(Ireland)ESB International (Ireland)European CommissionEuropean Institute of PublicAdministrationFerrovie dello Stato ItalianeFinance Ministry State ofNorthrhine Westfalia (Italy)Fiscal Policy Office, Ministry ofFinance IndonesiaLoan Programs Office of U.S.Department of EnergyGovernment of the Republic ofMoldovaLos Angeles Housing DepartmentGovernment of Western AustraliaGuarantCo Management CompanyHawkamah Institute for CorporateGovernanceHealth Infrastructure (Australia)HM Treasury, Infrastructure UKDepartment of Treasury & Finance(Melbourne, Australia)Leeds City Council, Public PrivatePartnerships Unit & ProcurementUnitLocal Partnerships, UKDie Autobahn GmbH des Bundes(Germany)Virginia (Commonwealth ofVirginia Governor’s Office)LA MetroGovernment of St. Vincent &GrenadinesHighways EnglandEmbassy of KazakhstanDepartment for Work and Pensions(UK)Goa Institute of ManagementDepartment TransportationCross River State, Ministry ofSpecial Projects (Nigeria)Department for Environment Foodand Rural Affairs (DEFRA) (UK)Global Infrastructure HubHigh Performance TransportationEnterprise, ColoradoCouncil of the Great Lakes RegionDepartment for Business Energy &Industrial Strategy (BEIS)Ghana Infrastructure InvestmentFundDepartment Transport, PFI Unit(UK)Embassy of Japan, Ministry ofFinanceDepartamento Nacional DePlaneacion (Colombia)Georgia Department ofTransportation (USA)ProjectsIllinois Department ofTransportation (US)Indiana Department ofTransportation (US)Infrastructure and Project FinanceAgencyInfrastructure AsiaInfrastructure AustraliaInfrastructure BCInfrastructure Lombarde S.p.AInfrastructure New ZealandInfrastructure OntarioInstitute for Emerging Issues (US)International Energy Agency(France)International Enterprise (IE)SingaporeInvest ChileInvest in FinlandInvest LithuaniaInvestissement QuebecLondon Waste & Recycling BoardLos Angeles World AirportsMaryland Department of Transport(MDOT)MetrolinxMinisterio de Educacón PerúMinisterio de Vivienda,Construcción y Saneamiento PerúMinistry of Defence (France)Ministry of Defence (Nigeria)Ministry of Defence (Netherlands)Ministry of Defence (UK)Ministry of Economy of Belarus,Institute for Economic Research(Belarus)Ministry of Economy and Finance- Public-Private Partnership (PPP)Unit (Uruguay)Ministry of Environment, Water &Agriculture (Saudi Arabia)Ministry of Finance (Bosnia andHerzegovina)Ministry of Finance (Netherlands)Ministry of Finance (Singapore)Ministry of Finance and Economy(Albania)Ministry of Finance and theEconomy (Trinidad)Ministry of Finance, InvestmentDivision (Bahrain)Ministry of Funds & Regional Policy(Poland)Investment Support andPromotion Agency of TurkeyMinistry of Housing andInfrastructure Development(Zambia)Jamaica Promotions Corporation(JAMPRO)Ministry of Infrastructure (Canada)Kazakhstan Public-PrivatePartnership CentreKDI (Korea Development Institute)Ministry of Infrastructure and theEnvironment (Rijkswaterstaat)Ministry of Public Works Republicof Indonesia
IPFAMembers2022Ministry of Railways, Governmentof IndiaProInversionProcurement Portal)Siemens HealthineersMinistry of Regional Developmentand Planning (Tunisia)ProMexicoUK Export FinanceSLR Consulting (Deutschland)PT Sarana Multi Infrastruktur(Persero)UK Trade and InvestmentStockholm International WaterInstitute (SIWI)Public Investment Division,Ministry of Finance and EconomicPlanning, GhanaUNEP Collaborating Centre forClimate & Sustainable EnergyFinance (Germany)Ministry of Rural Development(India)Ministry of Shipping (Bangladesh)Ministry of Transport (Kenya)Mission d'Appui aux PartenariatsPublic-Prive (MAPPP)National Assembly for WalesNational Audit Office (UK)Public Private Partnership (PPP)Office, Government of BangladeshFPuerto Rico Public-PrivatePartnership AuthorityQueensland TreasuryNational Automotive Council(Federal Ministry of Trade andInvestment)Railway Procurement Agency(RPA) (Ireland)National Development FinanceAgency (NDFA Ireland)Republica Oriental del UruguayNational Empowerment Fund(South Africa)National Treasury (South Africa)Network Rail InfrastructureLimitedNew Jersey TransitNew York City Retirement System,Comptroller's OfficeNew Zealand Transport AgencyNorth Carolina Department ofTransportationNorthern Australia InfrastructureFacilityNSW Department of Education(Australia)NSW Department of Industry(Australia)NSW Treasury (Australia)NSW Trade and InvestmentRepublic of Turkey Prime MinistryRijksgebouwendienst (DutchGovernment Buildings Agency)RijksvastgoedbedrijfRoads and Maritime Services(Australia)Rwanda Development BoardScottish Futures TrustScottish GovernmentSECO - Embassy of Switzerland inIndonesiaSecretary of Mines and Energy ofthe State Rio Grande do SulSEITT (Ministry of Transport,Spain)South Africa Department of Trade& IndustrySouth African National RoadsAgencySSROUNECEUnità Tecnica Finanza di ProgettoUrban Land Institute, Los AngelesUS Agency InternationalDevelopmentUS Department of TreasuryVIA Rail CanadaVIFGWashington Department ofTransportationAcademic InstitutionsColumbia UniversityCUTS Institute for Regulation &CompetitionDe Montfort UniversityEDHEC Infrastructure InstituteGoa Institute of ManagementHochschule Fulda, University ofApplied SciencesShaheed Sukhdev College ofBusiness StudiesUniversity College London (UCL)University of HasseltUniversity of LimerickOtherAsociación para el Fomento de laInfraestructure Nacional - AFINNZCIDStrategic Investment Board (SIBN. Ireland)OFGEM (UK)Sydney Motorway CorporationOfwat (UK)TCorp (Australia)Ogun State Government PPP Office(Nigeria)Texas Department ofTransportationOhio Department ofTransportation (US)The Canadian Council for PublicPrivate Partnerships (CCPPP)ParticipatieMaatschappijVlaanderen nvThe Commonwealth SecretariatInfrastructure AsiaPartnerships VictoriaThe Investment AssociationThe National Fund for Equipmentfor DevelopmentJasper Consult DMCCLloyd's Register FoundationTransnetLow Carbon Contracts CompanyTransport for London (TfL)Moody's AnalyticsTransport for NSW (Australia)NABUTransport for VictoriaOxera Consulting LLPTransport Infrastructure IrelandPinnacle PowerUdbudsportalen (PublicRivoir Capital b.v.Permanent Representation of theKingdom of the Netherlands inGenevaPomorska Agencja RozwojuRegionalnego S.A.Port Authority of NY & NJProChileCepalCPCS Transcom LimitedFMS-WM Service CompanyHollisIMEXDIInfraCo AfricaInfraCo AsiaTheCityUKThe Faithful GooseWärtsilä Singapore Pte Ltd
2022 IPFAMembershipFormMembership is on a corporate basis;please complete this form and return byemail to membership@ipfa.orgOrganisation nameContact nameOrganisation addressPositionContact telephoneContact emailPlease select membership category - fees exclude VATGlobalAmericasGBP 4,325EUR 5,940USD 6,925CAD 7,395AUD 9,195CanadaUSUSD 3,350CAD 4,495CAD 2,375USD 2,620APACAustraliaAsiaJapanAUD 5,560AUD 4,275USD 1,620USD 975I/We wish to pay by:(BACS) Bank TransferCredit or Debit CardI, the undersigned, an employee ofSignatureCombined EuropeUK & IrelandScotlandIreland & Northern IrelandContinental EuropeNordic RegionContinental Europe & NordicRegion (excludes UK & Ire)TurkeyMiddle East CADEUR 940GBP 985ZAR R10,895GBP 595GBP 795Africa & Middle EastAfricaI/We wish to pay in: GBP EUR USDEUR 3,950GBP 3,335GBP 2,420GBP 730EUR 1,065EUR 1,955EUR 1,140EUR 2,500 AUDR ZAR NZD, am authorised to organise membership of IPFADatePlease note: Membership runs on an annual basis from January-December. An invoice will be issued upon receipt of this form and willcontain details of how to pay. If you are interested in combining branches, please contact us for more information. All prices exclude VAT(applicable when paying from the UK). IPFA is the trading name of The Project Finance Association, a company limited by guarantee.Registered Office 38 Chancery Lane, London WC2A 1EN, Registered No. 3592310 (England & Wales) VAT No.735854994
Deka Bank Deutsche Girozentrale Deutsche Bank AG DNB Bank ASA DZ BANK AG Helaba (Landesbank Hessen-Thüringen) HSBC ICBC (London) plc ING Bank Intesa Sanpaolo Investec Bank plc KBC Bank KfW IPEX-Bank KommunalKredit Austria AG Landesbank Baden-Württemberg (LBBW) Macquarie Group mBank SA Mizuho Bank National Australia Bank National Bank of Abu Dhabi
Silat is a combative art of self-defense and survival rooted from Matay archipelago. It was traced at thé early of Langkasuka Kingdom (2nd century CE) till thé reign of Melaka (Malaysia) Sultanate era (13th century). Silat has now evolved to become part of social culture and tradition with thé appearance of a fine physical and spiritual .
May 02, 2018 · D. Program Evaluation ͟The organization has provided a description of the framework for how each program will be evaluated. The framework should include all the elements below: ͟The evaluation methods are cost-effective for the organization ͟Quantitative and qualitative data is being collected (at Basics tier, data collection must have begun)
̶The leading indicator of employee engagement is based on the quality of the relationship between employee and supervisor Empower your managers! ̶Help them understand the impact on the organization ̶Share important changes, plan options, tasks, and deadlines ̶Provide key messages and talking points ̶Prepare them to answer employee questions
Dr. Sunita Bharatwal** Dr. Pawan Garga*** Abstract Customer satisfaction is derived from thè functionalities and values, a product or Service can provide. The current study aims to segregate thè dimensions of ordine Service quality and gather insights on its impact on web shopping. The trends of purchases have
On an exceptional basis, Member States may request UNESCO to provide thé candidates with access to thé platform so they can complète thé form by themselves. Thèse requests must be addressed to esd rize unesco. or by 15 A ril 2021 UNESCO will provide thé nomineewith accessto thé platform via their émail address.
Chính Văn.- Còn đức Thế tôn thì tuệ giác cực kỳ trong sạch 8: hiện hành bất nhị 9, đạt đến vô tướng 10, đứng vào chỗ đứng của các đức Thế tôn 11, thể hiện tính bình đẳng của các Ngài, đến chỗ không còn chướng ngại 12, giáo pháp không thể khuynh đảo, tâm thức không bị cản trở, cái được
MARCH 1973/FIFTY CENTS o 1 u ar CC,, tonics INCLUDING Electronics World UNDERSTANDING NEW FM TUNER SPECS CRYSTALS FOR CB BUILD: 1;: .Á Low Cóst Digital Clock ','Thé Light.Probé *Stage Lighting for thé Amateur s. Po ROCK\ MUSIC AND NOISE POLLUTION HOW WE HEAR THE WAY WE DO TEST REPORTS: - Dynacó FM -51 . ti Whárfedale W60E Speaker System' .
Food outlets which focused on food quality, Service quality, environment and price factors, are thè valuable factors for food outlets to increase thè satisfaction level of customers and it will create a positive impact through word ofmouth. Keyword : Customer satisfaction, food quality, Service quality, physical environment off ood outlets .
