RBC Funds And RBC Private Pools - RBC GAM
RBC Funds and RBC Private PoolsANNUAL INFORMATION FORMJune 26, 2020Series A, Advisor Series, Advisor T5 Series, Series T5, Series T8, Series H, Series D, Series DZ, Series F, Series FT5, Series FT8, Series I, Series U andSeries O units (unless otherwise indicated)RBC FUNDSMoney Market FundsRBC Canadian T-Bill Fund7RBC Canadian Money Market Fund5RBC Premium Money Market Fund 20RBC U.S. Money Market Fund7RBC Premium U.S. Money Market Fund 20Fixed-Income FundsRBC Canadian Short-Term Income Fund5RBC U.S. Short-Term Corporate Bond Fund5RBC Monthly Income Bond Fund5RBC Canadian Bond Index Fund1RBC Canadian Government Bond Index Fund1RBC Bond Fund5RBC Vision Bond Fund5RBC Global Bond Fund3RBC Global Bond & Currency Fund5RBC U.S. Investment Grade Corporate Bond Fund5RBC Global Corporate Bond Fund5RBC High Yield Bond Fund5RBC U.S. High Yield Bond Fund5RBC Global High Yield Bond Fund5RBC Strategic Income Bond Fund5RBC U.S. Strategic Income Bond Fund5RBC Emerging Markets Foreign Exchange Fund5RBC Emerging Markets Bond Fund5RBC Emerging Markets Bond Fund (CAD Hedged) 5BlueBay Global Monthly Income Bond Fund5BlueBay Global Sovereign Bond Fund (Canada) 5BlueBay Global Investment Grade CorporateBond Fund (Canada) 5BlueBay European High Yield Bond Fund (Canada) 5BlueBay Emerging Markets Bond Fund (Canada) 7BlueBay Emerging Markets Local Currency BondFund (Canada) 7BlueBay Emerging Markets Corporate Bond Fund22BlueBay Global Convertible Bond Fund (Canada) 8BlueBay U.S. Global Convertible Bond Fund (Canada) 8RBC Conservative Bond Pool1RBC Core Bond Pool1RBC Core Plus Bond Pool1Balanced Funds andPortfolio SolutionsRBC Managed Payout Solution2RBC Managed Payout Solution – Enhanced 2RBC Managed Payout Solution – Enhanced Plus 5RBC Monthly Income Fund5RBC U.S. Monthly Income Fund3RBC Balanced Fund9Balanced Funds andPortfolio Solutions (cont.)Fund 6RBC Global BalancedRBC Vision Balanced Fund19RBC Emerging Markets Balanced Fund 21RBC Conservative Growth & Income Fund10RBC Balanced Growth & Income Fund14RBC Global Growth & Income Fund12RBC Select Very Conservative Portfolio11RBC Select Conservative Portfolio11RBC Select Balanced Portfolio11RBC Select Growth Portfolio11RBC Select Aggressive Growth Portfolio11RBC Select Choices Conservative Portfolio 2RBC Select Choices Balanced Portfolio 2RBC Select Choices Growth Portfolio2RBC Select Choices Aggressive Growth Portfolio2RBC Global Very Conservative Portfolio1RBC Global Conservative Portfolio1RBC Global Balanced Portfolio1RBC Global Growth Portfolio1RBC Global All-Equity Portfolio1RBC Retirement Income Solution11RBC Retirement 2020 Portfolio11RBC Retirement 2025 Portfolio11RBC Retirement 2030 Portfolio2RBC Retirement 2035 Portfolio2RBC Retirement 2040 Portfolio2RBC Retirement 2045 Portfolio2RBC Retirement 2050 Portfolio2RBC Retirement 2055 Portfolio1RBC Retirement 2060 Portfolio1RBC Target 2025 Education Fund7RBC Target 2030 Education Fund7RBC Target 2035 Education Fund7Canadian Equity FundsRBC Canadian Dividend Fund15RBC Canadian Equity Fund18RBC QUBE Canadian Equity Fund5RBC QUBE Low Volatility Canadian Equity Fund13RBC Trend Canadian Equity Fund5RBC Vision Canadian Equity Fund5RBC Canadian Index Fund1RBC O’Shaughnessy Canadian Equity Fund5RBC O’Shaughnessy All-Canadian Equity Fund5RBC Canadian Equity Income Fund5RBC Canadian Small & Mid-Cap Resources Fund 7North American Equity FundsRBC North American Value Fund 8RBC North American Growth Fund5U.S. Equity FundsRBC U.S. Dividend Fund 4RBC U.S. Dividend Currency Neutral Fund 8RBC U.S. Equity Fund13RBC U.S. Equity Currency Neutral Fund5RBC QUBE U.S. Equity Fund5RBC QUBE Low Volatility U.S. Equity Fund13RBC QUBE Low Volatility U.S. EquityCurrency Neutral Fund13RBC U.S. Equity Value Fund5RBC U.S. Index Fund1RBC U.S. Index Currency Neutral Fund1RBC O’Shaughnessy U.S. Value Fund (Unhedged) 5RBC O’Shaughnessy U.S. Value Fund3RBC U.S. Mid-Cap Growth Equity Fund5RBC U.S. Mid-Cap Growth Equity Currency Neutral Fund5RBC U.S. Mid-Cap Value Equity Fund5RBC U.S. Small-Cap Core Equity Fund5RBC U.S. Small-Cap Value Equity Fund5RBC O’Shaughnessy U.S. Growth Fund7RBC O’Shaughnessy U.S. Growth Fund II 5RBC Life Science and Technology Fund7International Equity FundsRBC International Dividend Growth Fund13RBC International Equity Fund13RBC International Equity Currency Neutral Fund5RBC International Index Currency Neutral Fund1RBC O’Shaughnessy International Equity Fund3RBC European Dividend Fund5RBC European Equity Fund13RBC European Mid-Cap Equity Fund5RBC Asian Equity Fund5RBC Asia Pacific ex-Japan Equity Fund5RBC China Equity Fund7RBC Japanese Equity Fund5RBC Emerging Markets Multi-Strategy Equity Fund5RBC Emerging Markets Dividend Fund5RBC Emerging Markets Equity Fund13RBC Emerging Markets Equity Focus Fund 21RBC QUBE Low Volatility Emerging Markets Equity Fund 7RBC Emerging Markets Small-Cap Equity Fund5Global Equity FundsRBC Global Dividend Growth Fund 6RBC Global Dividend Growth Currency Neutral Fund13RBC Global Equity Fund13RBC Global Equity Focus Fund13RBC Global Equity Focus Currency Neutral Fund5RBC QUBE Global Equity Fund5RBC QUBE Low Volatility Global Equity Fund13RBC QUBE Low Volatility Global Equity CurrencyNeutral Fund5(cont.)No securities regulatory authority has expressed an opinion about these units and it is an offence to claim otherwise.
RB C F U N D S A ND R B C P R IV A T E P O O L S Annual Information FormGlobal Equity Funds (cont.)RBC Vision Global Equity Fund5RBC Vision Fossil Fuel Free Global Equity Fund5RBC O’Shaughnessy Global Equity Fund5RBC QUBE All Country World Equity Fund17RBC QUBE Low Volatility All Country World Equity Fund17RBC Global Energy Fund5RBC Global Precious Metals Fund5RBC Global Resources Fund5RBC Global Technology Fund5RBC PRIVATE POOLSRBC Private Short-Term Income Pool16RBC Private Canadian Corporate Bond Pool16RBC Private Income Pool16RBC Private Canadian Dividend Pool16RBC Private Fundamental Canadian Equity Pool16RBC Private Canadian Equity Pool16RBC Private Canadian Mid-Cap Equity Pool16RBC Private U.S. Large-Cap Value Equity Pool16RBC Private U.S. Large-Cap Value Equity CurrencyNeutral Pool16RBC Private U.S. Growth Equity Pool16RBC Private U.S. Large-Cap Core Equity Pool16RBC Private U.S. Large-Cap Core Equity CurrencyNeutral Pool16RBC Private U.S. Small-Cap Equity Pool16RBC Private EAFE Equity Pool16RBC Private Overseas Equity Pool16RBC Private World Equity Pool161 Offering Series A, Series F and Series O units only.2 Offering Series A, Advisor Series, Series F and Series O units only.3 Offering Series A, Advisor Series, Series D, Series F, Series I and Series O units only.4 Offering Series A, Advisor Series, Advisor T5 Series, Series T5, Series T8, Series D, Series F, Series FT5, Series FT8 and Series O units only.5 Offering Series A, Advisor Series, Series D, Series F and Series O units only.6 Offering Series A, Advisor Series, Series T5, Series T8, Series D, Series F, Series FT5, Series FT8 and Series O units only.7 Offering Series A, Series D, Series F and Series O units only.8 Offering Series A, Advisor Series, Advisor T5 Series, Series T5, Series D, Series F, Series FT5 and Series O units only.9 Offering Series A, Advisor Series, Series T5, Series T8, Series D, Series F, Series FT5, Series FT8, Series I and Series O units only.10 Offering Series A, Advisor Series, Advisor T5 Series, Series T5, Series F, Series FT5, Series I and Series O units only.11 Offering Series A, Advisor Series, Series T5, Series F, Series FT5 and Series O units only.12 Offering Series A, Advisor Series, Advisor T5 Series, Series T5, Series F, Series FT5 and Series O units only.13 Offering Series A, Advisor Series, Series T5, Series D, Series F, Series FT5 and Series O units only.14 Offering Series A, Advisor Series, Advisor T5 Series, Series T5, Series H, Series D, Series F, Series FT5, Series I and Series O units only.15 Offering Series A, Advisor Series, Advisor T5 Series, Series T5, Series T8, Series D, Series F, Series FT5, Series FT8, Series I, Series U and Series O units only.16 Offering Series F and Series O units only.17 Offering Series O units only.18 Offering Series A, Advisor Series, Series T5, Series D, Series F, Series FT5, Series I and Series O units only.19 Offering Series A, Advisor Series, Series D, Series DZ, Series F and Series O units only.20 Offering Series A and Series F units only.21 Offering Series A, Series T5, Series D, Series F, Series FT5 and Series O units only.22 Offering Series A, Advisor Series, Series D, Series F, Series U and Series O units only.
RB C F U N D S A ND R B C P R IV A T E P O O L S Annual Information FormTable of ContentsName, formation and history of the funds . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2Investment practices and restrictions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15Investments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15Investments in derivative instruments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15Securities lending transactions, repurchase agreements and reverse repurchase agreements . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 16Investment restrictions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17Tax status . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 25Description of units of the funds . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 25Meeting of unitholders . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 26Calculation of unit value . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 27Valuation of securities held by a fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 28Purchases, switches and redemptions of units . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 32How to buy, redeem and switch . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 32Restrictions on purchases of units of certain funds . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 36Purchase options for Advisor Series and Advisor T5 Series units . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 37Switches and reclassifications of units . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 39Redemptions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 39When you may not be allowed to redeem your units . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 42Responsibility for operations of the funds . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 42Manager, trustee and portfolio manager . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 42Principal distributor . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 44Investment sub-advisors . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 44Brokerage arrangements . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 61Custodian . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 63Auditor . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 63Registrar . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 63Securities lending agent . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 63Independent Review Committee . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 64Conflicts of interest . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 64Principal holders of securities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 64Affiliated entities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 113Strategic Alliance with BlackRock Canada . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 114Corporate governance of the funds . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 114Policies, procedures, practices and guidelines . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 114Independent Review Committee . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 115Policies and procedures regarding proxy voting . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 116Voting rights and fund-of-fund investments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 117Management fee distributions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 117Short-term trading . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 117Income tax considerations . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 118Taxation of the funds . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 119Investments in income trusts . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 120Taxation of unitholders . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 121Tax forms . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 122Registered plans and TFSAs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 122Eligibility for registered plans and TFSAs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 122About RESPs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 123International Information Reporting . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 123Remuneration of directors, officers and trustee . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 124Material contracts . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 124Other information . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 124Certificate of the Funds, the Manager, the Promoter and the Principal Distributorof the Funds (other than Series A) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C-1Certificate of the Principal Distributor of the Funds (Series A) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C-21
RB C F U N D S A ND R B C P R IV A T E P O O L S Annual Information FormName, formation and history of the fundsThis annual information form contains information about the RBC Funds (collectively, the RBC Funds) and the RBC Private Pools(collectively, the RBC Private Pools and together with the RBC Funds, the funds) listed on the cover page. In this document:› we, us and our refer to RBC Global Asset Management Inc. (RBC GAM);› fund or funds refers to the funds or series of the funds listed on the front cover; and› the term portfolios refers to the RBC Select Portfolios, the RBC Select Choices Portfolios, the RBC Managed PayoutSolution, the RBC Managed Payout Solution – Enhanced, the RBC Managed Payout Solution – Enhanced Plus, the RBCGlobal Portfolios, the RBC Retirement Income Solution and the RBC Retirement Portfolios described in this annualinformation form and portfolio refers to each individual fund.The principal address of each of the funds is c/o RBC Global Asset Management Inc., 155 Wellington Street West, Suite 2200,Toronto, Ontario, M5V 3K7.RBC GAM is the manager, trustee and primary portfolio manager of each of the funds. RBC GAM is also the principaldistributor of the funds other than Series A units. RBC GAM was formed upon the amalgamation of Phillips, Hager & NorthInvestment Management Ltd. (PH&N) and its affiliate, RBC Asset Management Inc., effective November 1, 2010. EffectiveNovember 1, 2013, RBC GAM amalgamated with its wholly owned subsidiary, BonaVista Asset Management Ltd., with theresulting entity keeping the RBC GAM name. Royal Mutual Funds Inc. (RMFI) is the principal distributor of Series A units of thefunds. RBC GAM is the primary investment manager for the RBC businesses serving the needs of private clients, includingthe RBC Funds, PH&N Funds and RBC Private Pools. RBC Investor Services Trust (RBC IS) is the custodian of all of the funds.See Responsibility for operations of the funds on page 42. RBC GAM, RMFI, RBC Direct Investing Inc. (RBC DI), RBC DominionSecurities Inc. (RBC DS), RBC IS and Phillips, Hager & North Investment Funds Ltd. (PH&N IF ) are all wholly owned subsidiariesof Royal Bank of Canada (Royal Bank). We refer to Royal Bank and affiliated companies of Royal Bank as RBC.Each fund is divided into multiple series of units of participation (units) representing interests in a fund held byunitholders (unitholders).All dollar amounts in this document are in Canadian dollars, unless we state otherwise. In certain instances, references tohistorical information in respect of a merged fund includes the relevant information for both the terminating and continuing fund.Each RBC Fund is an open-ended mutual fund trust governed by the laws of Ontario and governed by an amended and restatedmaster declaration of trust dated as of June 26, 2020 (Master RBC Funds Declaration of Trust) signed by RBC GAM as trusteeof the funds and a regulation in respect of each fund.Each RBC Private Pool is an open-ended mutual fund trust governed by the laws of Ontario and governed by an eighth amendedand restated declaration of trust dated as of September 5, 2017 (Master RBC Private Pools Declaration of Trust) and a supplementor amended and restated supplement, as applicable in respect of each fund signed by RBC GAM as the trustee of funds.Each fund was established on the date indicated in the following table (which, for the purpose of this document, means thedate on which the fund first offered its units; other series of the fund may have been offered after this date). The RBC PrivatePools established prior to August 21, 2003 did not offer units publicly until that date. The table also shows whether thefunds’ names have changed and any major events affecting the funds in the last 10 years (such as amalgamations, mergers,reorganizations, asset transfers, changes in fundamental investment objectives or material investment strategies and changesin a portfolio advisor or the manager).2
RB C F U N D S A ND R B C P R IV A T E P O O L S Annual Information FormFUNDDATE OF FORMATIONCHANGESRBC Canadian T-Bill FundJanuary 25, 1991Not applicable.RBC Canadian Money Market FundSeptember 18, 1986Not applicable.RBC Premium Money Market FundFebruary 3, 1997Not applicable.RBC U.S. Money Market FundJuly 5, 1990Not applicable.RBC Premium U.S. MoneyMarket FundOctober 25, 2007Not applicable.RBC Canadian Short-TermIncome FundJanuary 27, 1992Not applicable.RBC U.S. Short-Term CorporateBond FundJanuary 17, 2018Not applicable.RBC Monthly Income Bond FundSeptember 27, 2010Not applicable.RBC Canadian Bond Index FundOctober 29, 1999At the close of business on April 8, 2019, the investmentobjective of the fund was amended to provide the fundwith the ability to invest in mutual funds managed bymanagers other than RBC GAM or affiliates of RBC GAM.The investment strategies of the fund were amended toreflect a change to the index the fund tracks from theFTSE Canada Universe Maple Bond Index to the FTSECanada Universe Bond Index.RBC FUNDSMoney Market FundsFixed-Income FundsAt the close of business on June 30, 2017, the investmentobjective of the fund was amended to provide the fundwith the ability to invest in other mutual funds managedby RBC GAM or an affiliate of RBC GAM. The investmentstrategies of the fund were amended to reflect achange to the index the fund tracks from the FTSE TMXCanada Universe Bond Index to the FTSE TMX CanadaUniverse Maple Bond Index, effective on or aboutSeptember 15, 2017.RBC Canadian Bond Index Fund was formerly known asRBC Advisor Canadian Bond Fund. The name of this fundwas changed effective June 30, 2017.3
RB C F U N D S A ND R B C P R IV A T E P O O L S Annual Information FormFUNDDATE OF FORMATIONCHANGESMay 9, 2000At the close of business on April 8, 2019, the investmentobjective of the fund was amended to provide the fundwith the ability to invest in mutual funds managed bymanagers other than RBC GAM or affiliates of RBC GAM.Fixed-Income Funds (cont.)RBC Canadian GovernmentBond Index FundAt the close of business on June 30, 2017, the investmentobjective of the fund was amended to provide the fundwith the ability to invest in other mutual funds managedby RBC GAM or an affiliate of RBC GAM. The investmentstrategies of the fund were amended to refer to theFTSE TMX Canada Federal Bond Index, the index thefund tracks.RBC Canadian Government Bond Index Fund was formerlyknown as RBC Canadian Bond Index Fund. The name ofthis fund was changed effective June 29, 2011.RBC Bond FundJuly 29, 1966At the close of business on November 27, 2015, theRBC Private Canadian Bond Pool was merged into theRBC Bond Fund.RBC Vision Bond FundAugust 26, 2002RBC Vision Bond Fund was formerly known as Phillips,Hager & North Community Values Bond Fund. The nameof this fund was changed effective June 30, 2017.The Phillips, Hager & North Community Values Bond Fundwas created on August 26, 2002 but was not offeredpursuant to the RBC Funds simplified prospectus andRBC Funds master declaration of trust until June 30, 2017.RBC Global Bond FundJuly 5, 1991At the close of business on June 27, 2014, theRBC Private Global Bond Pool was merged into theRBC Global Bond Fund.RBC Global Bond & Currency FundJanuary 17, 2018Not applicable.RBC U.S. Investment GradeCorporate Bond FundJune 24, 2013Not applicable.RBC Global Corporate Bond FundAugust 23, 2004Not applicable.RBC High Yield Bond FundSeptember 27, 2010Not applicable.RBC U.S. High Yield Bond FundJune 24, 2013Not applicable.RBC Global High Yield Bond FundOctober 15, 2001RBC Global High Yield Bond Fund was formerly knownas RBC Global High Yield Fund. The name of this fundchanged effective June 29, 2011.4
RB C F U N D S A ND R B C P R IV A T E P O O L S Annual Information FormFUNDDATE OF FORMATIONCHANGESRBC Strategic Income Bond FundJune 24, 2013RBC Strategic Income Bond Fund was formerly known asRBC Monthly Income High Yield Bond Fund. The name ofthis fund was changed effective January 25, 2016.RBC U.S. Strategic IncomeBond FundJanuary 17, 2018Not applicable.RBC Emerging MarketsForeign Exchange FundNovember 14, 2014RBC Emerging Markets Foreign Exchange Fund wasoriginally established on October 23, 2012, but was notpreviously publicly offered.RBC Emerging Markets Bond FundJune 23, 2010Not applicable.RBC Emerging Markets Bond Fund(CAD Hedged)June 27, 2016Not applicable.BlueBay Global Monthly IncomeBond FundApril 7, 2011Not applicable.BlueBay Global SovereignBond Fund (Canada)November 1, 2016Not applicable.BlueBay Global Investment GradeCorporate Bond Fund (Canada)November 1, 2016Not applicable.BlueBay European High YieldBond Fund (Canada)June 27, 2016Not applicable.BlueBay Emerging Markets BondFund (Canada)June 26, 2018Not applicable.BlueBay Emerging Markets LocalCurrency Bond Fund (Canada)June 26, 2018Not applicable.BlueBay Emerging MarketsCorporate Bond FundDecember 16, 2011Not applicable.BlueBay Global Convertible BondFund (Canada)November 8, 2012Not applicable.BlueBay U.S. Global ConvertibleBond Fund (Canada)March 19, 2015Not applicable.RBC Conservative Bond PoolJune 26, 2018Not applicable.RBC Core Bond PoolJune 26, 2018Not applicable.RBC Core Plus Bond PoolJune 26, 2018Not applicable.Fixed-Income Funds (cont.)5
RB C F U N D S A ND R B C P R IV A T E P O O L S Annual Information FormFUNDDATE OF FORMATIONCHANGESBalanced Funds and Portfolio SolutionsRBC Managed Payout SolutionAugust 23, 2004Not applicable.RBC Managed Payout Solution –EnhancedAugust 23, 2004Not applicable.RBC Managed Payout Solution –Enhanced PlusApril 15, 2002At the close of business on June 23, 2014, theinvestment objective of the RBC Managed PayoutSolution – Enhanced Plus was amended to provide thefund with the ability to invest in other mutual fundsmanaged by RBC GAM or an affiliate of RBC GAM.RBC Monthly Income FundJune 23, 1997Not applicable.RBC U.S. Monthly Income FundMay 6, 2005RBC U.S. Monthly Income Fund was formerly knownas RBC U.S. Income Fund. The name of this fund waschanged effective June 27, 2014.RBC Balanced FundSeptember 17, 1987Not applicable.RBC Global Balanced FundMarch 3, 1998RBC Global Balanced Fund was formerly known asRBC Balanced Growth Fund. The name of this fund waschanged effective June 29, 2011.RBC Vision Balanced FundJuly 3, 2007At the close of business on June 30, 2017, the investmentobjective of the RBC Vision Balanced Fund was amended toprovide the fund with the ability to invest in other mutualfunds managed by RBC GAM or an affiliate of RBC GAM.At the close of business on June 30, 2017, the Phillips,Hager & North Community Values Balanced Fund wasmerged into the RBC Vision Balanced Fund.RBC Vision Balanced Fund was formerly known as theRBC Jantzi Balanced Fund. The name of this fund waschanged effective June 30, 2017.RBC Emerging MarketsBalanced FundJanuary 22, 2019Not applicable.RBC Conservative Growth &Income FundNovember 12, 201
2 RBC FUNDS AND RBC PRIVATE POOLS Annual Information Form Name, formation and history of the funds This annual information form contains information about the RBC Funds (collectively, the RBC Funds) and the RBC Private Pools (collectively, the RBC Private Pools and together with the RBC Funds, the ) listed on the cover page. In this document:funds › we, us and our refer to RBC Global Asset .
2 RBC FUNDS AND RBC PRIVATE POOLS Annual Information Form Name, formation and history of the funds This annual information form contains information about the RBC Funds (collectively, the RBC Funds) and the RBC Private Pools (collectively, the RBC Private Pools and together with the RBC Funds, the ) listed on the cover page. In this document:funds we, us and our refer to RBC Global Asset .
The views expressed herein reflect the RBC GAM-US as of 6.30.17. Views are subject to change at any time based on market or other conditions. RBC Global Asset Management (U.S.) Inc. (“RBC Global Asset Management - US” or “RBC GAM-US”) is a federally registered investment adviser founded in 1983. RBC Global Asset Management (RBC GAM) is the
Dec 31, 2020 · policy”) is to invest in a portfolio of illiquid investments, funds and funds of funds such as hedge funds, private equity funds, real estate funds, infrastructure funds, private investment funds, and other alternative investment vehicles . Therefore, we are hopeful for the Vision ELT fund to re
PANCE/PANRE Review Course RBC Life Cycle Stem cell progenitor in BM influenced by epo to commit to alterations in rbc production Ideal balance of O2 transport and viscosity is a Hct 40-45% (rbc % of total blood volume) Normally only more mature RBC escape the marrow,Normally only more mature RBC escape the marrow, reticulocytes.
RBC Global Asset Management Inc. Daniel E. Chornous, CFA – Chief Investment Officer, RBC Global Asset Management Inc. GLOBAL FIXED INCOME MARKETS . The bond-market outlook 44. Soo Boo Cheah, MBA, CFA – Senior Portfolio Manager, RBC Global Asset Management (UK) Limited Taylor Self, MBA – Senior Analyst, RBC Global Asset Management (UK) Limited
RBC Prescription Drug Plan - Formulary Listing Programme de médicaments d'ordonnance de RBC - Liste des médicaments sur ordonnance remboursables
Brazilian pension funds could not invest in funds that employed leverage or intra-day trading, they can now allocate capital to funds that trade in derivatives or to funds of hedge funds, albeit within fixed limits. The number of private clients investing in alternatives, especially funds of hedge funds, is also increasing. In the past such .
'Mesopotamian Planetary Astronomy-Astrology', S tyx, Groningen, Netherlands, 2000, Appendix I, note (21) EAE, page 254. THE MODERN CATALOGUES There are special catalogues- catalogues of EAE tablets or catalogues of astrological tablets where are given the exact museum numbers of the tablets in question. The numbers are also provided in the available translations (of parts of EAE) and in other .
