Medico Insurance Company Medico Corp Life Insurance Company

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Information packetMedico Insurance CompanyMedico Corp Life Insurance CompanyPROTECTING YOUR FUTURE TODAY www.GoMedico.com24 118 0036 0715 US

Your Companies of ChoiceWhy Medico ?Medico Insurance Company and Medico Corp Life InsuranceCompany are part of a mutual insurance holding company system.This type of organization means that policy owners also havemembership interests in the organization. It is a financially strong andsecure organization with industry-leading technology and outstandingservice for our policyholders and agents. We are an organization thatemphasizes moderate rate adjustments, with a portfolio of productsthat meets the needs of our agents and their customers. Our goal isto make sure doing business with us is simple and easy by providinginnovative resources to our distribution.Reasons To Consider Rated A- (Excellent) by A.M. Best Company*Trusted carrier with financial strength and stabilityThe companies offer a full portfolio of products that meets your clients’ needs MyEnroller State-of-the-art electronic application and quoting engineMedico Insurance Company has been offering Medicare supplements since 1975.The company has exceptional Medicare supplement rate stability with a 4.5% averagerate adjustment over the last 4 years.Competitive commissionsBest-in-class agent websiteFast underwriting and direct access to underwritersEasy to do business withOutstanding Customer ServiceSuperior Agent SupportMuch more.Our Portfolio of ProductsMedicare Supplements**Short Term Recovery CareDental, Vision & HearingFirst Diagnosis CancerHospital IndemnityFinal Expense Life* Rated A- (Excellent) by A.M. Best Company. (February 2015) For the latest rating access www.ambest.com**Medicare supplement plans are offered by Medico Insurance Company and Medico Corp Life Insurance Company and may vary by state.For Agent Use Only; Not For Consumer Solicitation

MyEnroller Anytime. Anywhere. MyEnroller .No matter where you go to sell our products, Medico ’s state-of-the-art electronic application andquoting engine is there.MyEnroller allows you to quote all of Medico Insurance Company and Medico Corp Life InsuranceCompany products in one convenient location. You are also able to customize the quote for your clientand run several different rate scenarios without manually recalculating the quote.You can use this electronic application platform on your laptop or mobile device to write applicationsanywhere, anytime, even without the Internet. If the application was written remotely without anInternet connection, once you connect to the Internet and sync MyEnroller , the application willautomatically be submitted to Medico ’s Administrative Office electronically.With its sleek design and easy-to-use technology, MyEnroller will transform the way you do business. Download MyEnroller to your desktopInternet or no Internet connection, it worksQuick application processing timeApplication tracking available on the Medico Information Center (MIC) website.Easily transmit applications to Medico Great cross-selling toolPROTECTING YOUR FUTURE TODAY For Agent Use Only; Not For Consumer Solicitation

Product AvailabilityMedico Corp LifeInsurance UTVTVAWAWVWIWYMedico Insurance CompanyMedicareSupplementShort TermRecovery CareDental, Vision &HearingFirst DiagnosisCancerHospitalIndemnityFinal 444444444444444444444444444444444444For Agent Use Only; Not For Consumer Solicitation44444444444444

Medicare SupplementPolicy HighlightsWhile the Medicare supplement plans are standardized, your clients still have a choice when it comes to cost and the companystanding behind the policy. Medico Insurance Company, located in Omaha, Nebraska, has been meeting insurance needs formore than 80 years and has been offering Medicare supplement insurance since 1975. Medico Insurance Company and Medico Corp Life Insurance Company offer outstanding customer service and is proud of our commitment to our policyholders. Whilea rate increase may be necessary, Medico Insurance Company has averaged a 4.5% increase over the last four years. Medico Insurance Company is a proven company and will be there when your client needs us the most.PlansCoverageAB4C4D4F*4G450% Part *444444444444444444444Part A deductiblePart A hospital co-payment (61-90 days)Part A hospital co-payment (91-150 days)Part A hospital up to an additional 365 lifetimedays once lifetime reserve days endPart A&B pints of bloodHospice Part A co-payment and co-insurancePart B deductiblePart B 20% of eligible expenses4Part B excess chargesForeign TravelM*Plan F also offers a high-deductible plan. If you choose this option, this means you must pay for Medicare covered costs up to the deductible amountof 2,180 in 2015 before your Medicare Supplement plan pays anything**Except for a co-payment of up to 20 co-payment for office visit and up to 50 co-payment for ER.State Availability ChartStateMedicare SupplementStateMedicare SupplementStateMedicare SupplementAL* Plans - A,F,NMDPlans A,F,NORAZ* Plans - A,F,F(HD),G,NMI* Plans - A,F,F(HD), G, NPA* Plans - A,B,F,F(HD),G,NARPlans - A,D,F,G,NMSPlans - A,F,NSC* Plans - A,F,NPlans - A,F,F(HD),G,NMOPlans - A,D,F, M,NSD*Plans - A,F,NGA*Plans - A,B,F,F(HD),G,NMTPlans - A,F,NTN*Plans- A,F,NIDPlans - A,D,FNC* Plans - A,F,F(HD),G,NTX* Plans - A,F,NILPlans - A,D,FNE*Plans - A,F,NUTPlans - A,D,FPlans - A,F, F(HD),G,NNVPlans - A,D,FVAPlans - A,D,FWV*Plans - A,F,F(HD),G,NCO* IN IA* Plans - A,D,F Plans - A,D,F, M,NPlans - A,F, NNM KS*Plans - A,F,F(HD),G,NOH*Plans - A,F,F(HD),G,NWI*Mandated benefitsKY* Plans - A,F,F(HD),G,NOKPlans - A,D,FWYPlans - A,D,F, M,N LA* Plans - A,F,N *Medico Corp Life Insurance Company Household Discount: live in the same household with another person over 18 years of age, regardless if they sign up for coverage. Household Discount: two people in the same household must purchase coverage with Medico Corp. The household discount will continue as long as coverage forboth remains in force. Couples Discount: when two applicants apply for coverage with Medico Corp. The discount will continue as long as both policies remain in force. The discount isFor Agent Use Only; Not For Consumer Solicitationavailable to individuals living at the same address in a legal relationship recognized by the state.

Short Term Recovery CarePolicy HighlightsUnexpected illness or injury can quickly drain your clients’ savings and retirement funds. Does their current coverageinclude Home Health Care, Nursing Facility, Adult Day Care, Assisted Living or Hospice Care? We can help cover costlyrecovery expenses due to knee or hip replacements, stroke, heart attack or accidents. Medico Insurance Company’sShort Term Recovery Care is a smart addition or alternative to long-term care insurance. It is a good choice for thosewho cannot afford long-term care insurance.Reasons to Consider* Issues to Ages 18-79No Policy Fee10% Household DiscountDaily Benefit Amount Option between 100 - 300 in 10 increments.Pays actual charges up to the selected daily amount.Choose a 0-, 15- or 30-day Elimination PeriodLifetime Maximum Benefit Period Options of 120, 240 or 360 daysBed Reservation BenefitOne-time Restoration of Lifetime Maximum Benefit PeriodCovered Benefits Nursing Facility CareAssisted Living Facility CareHome Health CareAdult Day CareHospice CareOptional Riders Survivorship Benefit RiderInflation Protection Rider*Product Features May Vary By StateFor Agent Use Only; Not For Consumer Solicitation

Dental, Vision & HearingPolicy HighlightsMedico Insurance Company understands that yourclients’ dental health, eyesight and hearing are a partof their quality of life; unexpected problems can bepainful, inconvenient and expensive! We want to makeit possible for your client to find an affordable way toprotect these assets. Medico Insurance Company’sDental, Vision & Hearing Plus product is designed totravel well because there are no network requirements.Reasons To Consider* Issues to Ages 18-89No Policy FeeFreedom to Choose ProviderLow 100 Policy Year DeductibleChoose 1,000 or 1,500 Policy Year MaximumIncreasing percentage paid for non-major services60% first policy year*70% second policy year80% third policy year*Major restorative services paid at 60% after the waiting period in all policy yearsDentalCovered Immediately: Diagnostic X-rays Diagnostic Exams Extractions - up to 4 annually Fillings Emergency Palliative TreatmentCovered after 3 Months: Cleaning/Exams (twice annually) Examination X-raysVisionCovered Immediately: Eye ExamsCovered after 6 months: Eyeglasses or contact lenses Up to 200 over 2 years Part of Policy Year Maximum BenefitHearingCovered after 1 year: Hearing Exams Hearing Aids - up to 500 annually Part of Policy Year Maximum BenefitOptional Provider NetworkThrough one of the largest dental networks nationally with afocus on neighborhood dentists, the Maximum Care Networkcan help you save on services such as routine oral exams,cleanings, and major work such as dentures, root canal andcrowns. To locate a participating dental provider, please visitwww.GoMedico.com to access our online provider search.Covered after 1 Year:Major Restorative Services, including Endodontics Root canals Periodontal surgery Bridges & Crowns Full or partial dentures*Product Features May Vary By State Much more.For Agent Use Only; Not For Consumer Solicitation

First Diagnosis CancerPolicy HighlightsUnfortunately we live in an age when almost everyone knows someone who hasbeen diagnosed with cancer. Medico Insurance Company’s First Diagnosis Cancerinsurance plan can help with the financial burden when a person is diagnosed withcancer. This is a simple product and an emotional sale. Policy pays one lump sumdirectly to the policyholder. The benefit can be used any way the insured sees fit.Reasons To Consider* Issues to Ages 18-79No Policy FeeUnisex rate calculationChoose 10,000, 15,000, 20,000 or 25,000Maximum Lump-Sum Benefit10% Household Discount applied when two or morepeople who live in the same household apply for andare issued the same policy date.(Not available in all states.)Optional Inflation Protection Automatically increases the cash benefit amount by 5% ofthe original cash benefit amount each year the policy is inforce.How This Policy Can HelpTo pay for non-covered expenses Part D coverage gap Part B outpatient coinsurance Non-covered prescriptions/treatment plansTo cover personal expenses Travel costs Child care Lost wages Mortgage or rent*Product Features May Vary By StateFor Agent Use Only; Not For Consumer Solicitation

Hospital IndemnityPolicy HighlightsEven with the best primary insurance plan, when you’re hospitalized for an injury or illness, therewill probably be medical expenses and out-of-pocket costs that aren’t covered. Medico InsuranceCompany’s Hospital Indemnity insurance plan provides cash benefits as you see fit. The benefitsare predetermined and paid regardless of any other insurance you may have. You have the choiceof applying for basic or a more robust plan. Whether you want a plan that provides hospitalizationbenefits only, or one that also covers outpatient rehabilitation and skilled nursing facility benefits,Medico Insurance Company can help.Reasons To Consider* For Option 1: Issues to Ages 40-85For Option 2 & 3: Issues to Ages 18-85No Policy Fee7% Household DiscountApplicant lives in the same household with another person over the age of 18. Benefits Payable to Policyholder3 Base Benefit OptionsMultiple Benefit Riders AvailableHospital Confinement Benefit OptionsOption 1 - Pays for each day of confinement in hospital.Choose number of days (6 through 10 days) and the amountper day from 250- 600 in 25 increments. Observation Benefit Mental Health Benefit Emergency Room Benefit 1,000 Accidental Death and Dismemberment Benefitincluded.Option 2 - Pays a Lump Sum benefit per confinement in ahospital. Choose the amount per confinement of 1,500, 2,000 or 2,500. Covered up to 3 confinements per calendar year 1,000 Accidental Death and Dismemberment Benefitincluded.Option 3 - Pays a Lump Sum benefit of 5,000 on day 1 for 1confinement per calendar year. 1,000 Accidental Death and Dismemberment Benefitincluded.*Product Features May Vary By StateFor Agent Use Only; Not For Consumer SolicitationOptional Benefit Riders* Ambulance ServicesOutpatient Rehabilitation ServicesDaily Skilled Nursing HomeLump Sum CancerAccidental Death &Dismemberment

Final Expense LifePolicy HighlightsThe death of a loved one always brings distress to the survivor. But all too frequently, thishardship is compounded by a financial loss that could have been minimized or eliminatedaltogether with adequate insurance. Your client may think that a final expense policy is neededonly to pay for a funeral, but there are many other financial needs that they can meet with aMedico Insurance Company Final Expense Life policy, including estate settlement cost, estatetaxes, income replacement, outstanding debts or even a college fund.Reasons To Consider* Issues to Ages 50-85Ages 50-70 2,000 - 50,000Ages 71-85 2,000 - 25,0003 Qualifiers must be met for preferred ratesAccelerated Benefits: For nursing home care and terminal illness upto 80% of the death benefit.If option is chosen, the remaining benefits are not payableNursing Home: Expected to be confined until deathTerminal Illness: Life expectancy of 12 months or lessTwo Benefit OptionsLevel BenefitBenefitGraded BenefitImmediate Death BenefitSimplified ApplicationLimited benefit for the firsttwo policy years for a nonaccidental death.To be considered for covThere are two questionserage, Part B and medicalthat could make a clientquestions must be answered ineligible, and two questions“No,” and the applicant must that would provide for fullmeet height and weightcoverage or graded benefit.requirements.*Product Features May Vary By StateFor Agent Use Only; Not For Consumer Solicitation

Contact InformationClient Services Department Medico Insurance CompanyToll Free Number: 800-228-6080/Fax Number: 402-496-8199 Medico Corp Life Insurance CompanyToll Free Number: 800-822-9993Agent Service Department Toll Free Number: 800-547-2401 Fax Number: 402-452-2766Underwriting Department Toll Free Number: 800-626-2068 Fax Number: 402-391-0537 or 888-363-3420Corporate OfficeMedico Insurance Company1010 N. 102nd St. Suite 201Omaha, NE 68114Mailing AddressMedico Insurance CompanyAdministrative ServicesPO Box 10386Des Moines, IA 50306-0386Medico Corp Life Insurance Company1010 N. 102nd St. Suite 201Omaha, NE 68114Medico Corp Life Insurance CompanyAdministrative ServicesPO Box 10482Des Moines, IA 50306-0386Overnight Mailing AddressMedico Insurance CompanyAdministrative Services601 6th Ave.Des Moines, IA 50309Medico Corp Life Insurance CompanyAdministrative Services601 6th Ave.Des Moines, IA 50309

ABOUTTHE COMPANIESPROTECTION FROM A FINANCIALLY STRONG COMPANYMedico Insurance Company has served theinsurance needs of Americans since 1930, establishinga proven track record in providing quality insurancesolutions. Today, Medico Insurance Company andMedico Corp Life Insurance Company’s productsare designed to help protect the financial well-being ofour policyholders while our employees are dedicated toproviding the kind of customer service they deserve.To learn more about our Companies and the productswe offer, we invite you to visit our website atwww.GoMedico.com.PROTECTING YOUR FUTURE TODAY Medico Insurance CompanyAdministrative Services - PO Box 10386Des Moines, IA 503061.800.228.6080Medico Corp Life Insurance CompanyAdministrative Services - PO Box 10482Des Moines, IA 503061.800.822.9993 This brochure is intended to provide a general descriptionof the policy benefits. Policy provisions and benefits mayvary from state to state. Please see the policy for furtherdetails. For agent use only - Not for customer solicitation.Medico is a registered trademark owned and licensed by Medico Insurance CompanyMyEnroller is a registered trademark owned and licensed by the Entrecor Group, Inc. 2015 Medico

While the Medicare supplement plans are standardized, your clients still have a choice when it comes to cost and the company standing behind the policy. Medico Insurance Company, located in Omaha, Nebraska, has been meeting insurance needs for more than 80 years and has been offering Medicare supplement insurance since 1975.

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Medico Insurance Company Medico Corp Life Insurance Company Corporate Offices - Omaha, NE Medico Insurance Company Administrative Services - PO Box 10386 Des Moines, IA 50306 Medico Corp Life Insurance Company Administrative Services - PO Box 10482 Des Moines, IA 50306 www.GoMedico.com Toll-Free 1-800-547-2401, Option 3 Fax 515-247-2435

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