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RULES COMMITTEE Texas non-judicial foreclosure process governed by Texas PropertyCode, 51.002, et seq. and contractual documents Non-judicial foreclosure process - default under deed of trust triggering powerof sale and non-judicial foreclosure Texas Supreme Court Order to proceed with foreclosure Default under deed of trust triggers Application for Order to proceedwith foreclosure under Rules 735 and 736- Expedited process for obtaining Order to proceed with foreclosureAfter default and granting of Order to proceed with foreclosure -Proceed with non-judicial foreclosure21 day notice of foreclosure and sale at courthouse steps onfirst Tuesday of every month at County Courthouse whereproperty is located Big picture factors for priority ad valorem tax liensRules 735 and 736 are working - being applied by thelegislature to more foreclosure processesCoordinate administration with Court Clerks, Coordinators, andpresiding JudgesDue process service on all lien holders of record and effect on titlecompanies dealing with lien priority of ad valorem taxesDealing with ad valorem taxes that previously required judicialforeclosure - must protect all parties - creditor, debtor, lien holder,ad valorem tax governmental entities, consumers, title companies, etc.Long process for adding priority ad valorem liens to Rules 735 and 736Priority - do not disturb 150 years of property title laws - needcertainty to keep land titles marketable for allEXHIBIT .

RULES 735 AND 736 TEXAS RULES OF CIVIL PROCEDURE HISTORY Texas Supreme Court was originally required to develop an order toproceed with foreclosure when voters of Texas approved home equityloans in the Texas Constitution, 1996 Texas Supreme Court appointed Foreclosure Task Force to propose Rules Diverse Task Force with representation from consumers, bar, pro bono,mortgage companies, title companies, lenders, etc. Careful not to interfere with certainty and marketability of real property land titles Rules 735 and 736 designed for situations where defendant does not file ananswer -only issue is the right of applicant to obtain an order to proceed withforeclosure-automatic abatement and dismissal without prejudice, if notice ofanother district court suit contesting foreclosure is filed in the courtwhere the application is pending Rules 735 and 736 presented to Texas Supreme Court Advisory RulesCommittee and approved by Texas Supreme Court in 1996 1999 - Legislature approved reverse mortgages with direction for TexasSupreme Court to adopt an order for proceeding with foreclosure of reversemortgages-Task Force proposed changes to Rules 735 and 736 to includereverse mortgages-Approved by Texas Supreme Court 2007 Legislature directed order for foreclosure of property ad valorem tax lien Task Force met many times with broad representation of affected interests,including notice to holders of recorded pre-existing first liens on property

Task Force proposing approval for adding provision to Rules 735 and 736for obtaining an order to proceed with foreclosure of ad valorem tax liens additions to Rules 735 and 736 unanimously approved by the Texas SupremeCourt Task Force.999995-1 6/9/2009

FORE LOSU RE TIMELINE30 days after debtormisses a mortgagepaymentMonth 5"NDebtor is served with ;: the application /Month 3Month 2ForeclosureProcess StartsAt least six calls andthree letters to debtorAt least six calls and twoI letters to debtor seekingto cure default statusAt least eight calls andtwo letters to debtor tocure defaultMonth 7""NMonth 6Debtor's response is due38 days after service ofprocess6 , z .Hearing held if a response',Nis filed; otherwise, default jordergranted:. ,. . . . . .Month 8Notice of foreclosure saledate sent to the debtorPosting notice filed withclerkTexas Office of Court Administration:625,961 cases pending as of December. 31,"2008Texas Loans Serviced3,105,746Total2,017,919Texas.Prime Loaris369,560Texas Subprime LoansSource: MBA National Delinquency Report 3/31/2009Texas Loans in Foreclosure140,06942,98151,701-Month 4Foreclosure referral tolaw firmFair Debt CollectionPractices Act (FDCP)letter sent to debtor Ole

69 % of all borrowers fail to contact themortgage servicer prior to the foreclosure saleMost mortgages are 5 months delinquentbefore file is referred for foreclosurei Most mortgages are 10 months delinquentbefore the foreclosure saletFreddie MacFannie MaePhone CallsPhone CallsBegin telephone contact with debtor between the17th and 20th day of delinquency (earlier contact forhabitual delinquents between 2"d and 10t'' day ofdelinquency){ Begin telephone contact with debtor between the51h and 15th day of delinquency (earlier contact maybe required if alternative arrangements have beenmade)HUDPhone CallsBegin telephone contact virith debtor between the7th and 10th day of delinquency (earlier contact maybe required if alternative arrangements have beenmade)Late Payment NoticesLate Payment NoticesLate Payment NoticesSent by the 16th day after it is due (some nicheproducts require earlier notification)Sent by the 16th day after it is due (some nicheproducts require earlier notification)Sent by the 16th day after-it is-due-----1 -------- ------ -- ----- -------LettersLettersLoss mitigation solicitation letter sent no later than j! Must offer counseling no later than the 30t" day ofIf delinquency and continue to offer loss mitigationthe 50th day of delinquencyalternatives -- ! lettersMust offer counseling no later than the 30th day ofdelinquency and continue to offer loss mitigationalternativesInitiation of ForeclosureInitiation of ForeclosureInitiation of ForeclosureMust be at least three monthly installmentsdelinquent; must send debtor a demand letter atleast 30 days before foreclosure proceedings begin;refer loan to attorney to begin foreclosureproceedings by the 451h day after demand letter issent; foreclosure proceedings begin by the 120thday of delinquency, unless actively engaged in lossmitigationMust be at least three monthly installmentsdelinquent; must send debtor a demand letter noearlier than the 90th day of delinquency; refer loanto attorney to begin foreclosure proceedings bythe 120t" day after demand letter is sent, unlessactively engaged in loss mitigationMust be at least three monthly installmentsdelinquent; must send debtor a demand letter noearlier than the 90th day of delinquency; refer loanto attorney to begin foreclosure proceedings withinsix month from the date of default, unless activelyengaged in loss mitigationL oss Miti 5ationLoss MitieationLoss MitigationMust be conducted at all stages of delinquency anduntil a foreclosure is completedMust be conducted at all stages of delinquency anduntil a foreclosure is completedMust be conducted at all stages of delinquency anduntil a foreclosure is completedSource: study byRoper Public Affairs & Media for Freddie IblacI(;

123456789101112131415Proposed Amendments to Rules 735 and 736of theTexas Rules of Civil ProcedurePART VII - RULES RELATING TO SPECIAL PROCEEDINGSSECTION 1.PROCEDURES RELATED TO HOME EQUITY, REVERSEMORTGAGE, HOME EQUITY LINE OF CREDIT, AND TRANSFERRED TAX LIENOR PROPERTY TAX LOAN FORECLOSURESRULE 735.Applicability.735.1This section applies to foreclosure of 37383940414243444546Home Equity, Reverse Mortgage, Home Equity Line of Credit, andTransferred Tax Lien or Property Tax Loan Foreclosures.(b)(c)735.2(a)(b)(c)(d)Home equity loan agreement under Article XVI, Section 50(a)(6), TexasConstitution;Reverse mortgage loan agreement under Article XVI, Section 50(a)(7), TexasConstitution, that requires a court order under Article XVI, Section 50(k)(ll),Texas Constitution;Home equity line of credit loan agreement under Article XVI, Section 50(a)(6)(F)and (t), Texas Constitution; orTransferred tax lien or property tax loan agreement as described in Sections 32.06and 32.065, Tax Code, and Section 351.002(2), Finance Code.Foreclosure ProceedingsA person seeking to foreclose a lien described in Rule 735.1, except as providedin 735.2(c), must obtain from a district court or court with equivalent jurisdictionin a county where all or a major portion of the property is located:(1)a judgment for judicial foreclosure; or(2)an expedited order under Rule 736.A Rule 736 order resulting from a Rule 736 application may be obtained as partof a counterclaim, cross claim, intervention, probate or decedent relatedproceeding, or other third party proceeding brought in a district court or courtwith equivalent jurisdiction.If the debtor, mortgagor, property owner or owner of the property, or holder of arecorded preexisting first lien on the property is deceased and a personalrepresentative has qualified for letters of administration in a dependent orcreditor's probate administration, the judgment or order described in (a)(1) and(2) must be obtained in the probate court where the administration is pending.After a judgment or order is obtained under Rule 735 or 736, a person mayproceed with the foreclosure process under the loan agreement and applicablelaw.735.3DefinitionsIn this section:l

474849(a)"Account" means the servicing records and documents related to the debtor's loanagreement that are kept in the regular course of business in electronic or any otherformat.50(b)"Applicant" means the person seeking to obtain a Rule 736 order.5152(c)"Commercial delivery service" means a document delivery carrier or enterprisethat provides proof of delivery in the regular course of business.535455(d)"Declaration" means a statement made by an officer or employee of the mortgageservicer obligated to service the debtor's loan agreement. The statement must besworn before a notary or made under penalty of perjury.5657(e)"Debtor" means the person liable for payment of the debt evidenced by the loanagreement that encumbers the property.585960616263(f)"Heir" means in the context in which the term is used: (a) a person, including thesurviving spouse, who is entitled under the statutes of descent and distribution tothe property of a decedent who dies intestate; (b) a distributee entitled to theproperty of a decedent under a lawful will probated in the county where theproperty is located; or (c) the current personal representative of the decedent'sestate.646566(g)"Holder of a recorded preexisting first lien on the property" under Section32.06(c-1), Tax Code, means the current owner or noteholder of a loan agreementsecured by a "recorded preexisting first lien" as that tenn is defined in this rule,676869707172(h)"Investor" means, for a loan agreement that is securitized: (a) a person whosuffers the risk of loss if the debtor defaults; (b) a person for whose benefit themortgage servicer remits the principal and interest received from the debtor'sscheduled loan agreement payments; or (c) the legal, beneficial, or equitableowner of the debtor's loan agreement that may be held by a special purpose orgovernment sponsored entity.73(i)"Last known address" means:74757677787980(1)For a debtor, mortgagor, property owner or owner of the property:(i)the property address, if the person's residence is the propertyencumbered by the loan agreement; or(ii)if the property encumbered by the loan agreement is not theperson's residence, both the property address and the person'smost recent address contained in the servicing records of thecurrent mortgage servicer;8182838485(2)For a holder of the current recorded preexisting first lien, the currentaddress for the person described in Rule 736.7, who is to be served withcitation; orFor an heir, both the property address and the heir's residence or n agreement" means the note, security instrument, and any other documentor instrument executed contemporaneously that evidences an obligation to pay aloan encumbering the property."Mortgage Electronic Registration Systems, Inc." or any derivation of the name toinclude "MERS" means the book entry system referred to in Section 51.0001(1),Property Code, and may be the mortgagee of record in the official real propertyrecords or the nominee of the lender or the beneficiary of the security instrumentencumbering the property."Mortgage servicer" means:2

95969798(1)the last person to whom a debtor has been instructed to send payments fora debt evidenced by the debtor's loan agreement and may be anindependent third party or the owner, noteholder, or transferee of thedebtor's loan agreement;99100(2)a person authorized to administer foreclosure of the property underSection 51.0025, Property Code; t)(u)(v)(w)If the debtor's loan agreement has been securitized, the person who:(i)is obligated in writing to service the debtor's loan agreementaccount; and(ii)remits the principal and interest received from the debtor'sscheduled loan agreement payments to a person responsible fordistributing the debtor's payments to the investors."Mortgagee" means:(1)the owner, noteholder, or investor of the debtor's loan agreement;(2)the current grantee, nominee of the lender, beneficiary, or mortgagee ofrecord of the recorded security instrument securing the debtor's loanagreement;(3)(4)the book entry system described in Section 51.0001(1), Property Code;the current mortgage servicer of the debtor's loan agreement; or(5)the transferee of a transferred tax lien or property tax loan agreement."Mortgagor" means a person who is the grantor of a security interest evidencedby a security instrument encumbering the property."Person" means an individual, corporation, estate, trust, partnership, association,joint venture, limited liability company, limited liability partnership, or any otherlegal or governmental entity, enterprise, or organization."Property" means the real property, fixtures, and improvements encumbered by aloan agreement sought to be foreclosed under Rule 735 or 736."Property address" means the street address assigned by the U.S. Postal Service tothe property encumbered by a loan agreement and, if the U.S. Postal Service hasnot assigned a street address, the legal description of the property."Property owner" under Sections 32.06 and 32.065, Tax Code, means a debtorwho is liable to pay a transferred tax lien or property tax loan agreement thatencumbers the property, and the "owner of the property" who must be served withan application under Section 32.06(c-1) and (2)."Property tax loan" means a loan agreement, as provided for in 32.065(b), TaxCode, and as defined in Section 351.002, Finance Code."Recorded preexisting first lien" under Section 32.06(c)(2) and (c-1), Tax Code,means a current contractual lien that encumbered the property at the time thetransferred tax lien was recorded, which is evidenced by a recorded securityinstrument, other than a transferred tax lien, that was recorded first in time to anyother contractual lien in the official real property records."Respondent" means a person named as a responding party in a Rule 736application."Security instrument" means a deed of trust or other contractual lien documentthat evidences a security interest encumbering the property."Servicing" means activities related to the administration of a debtor's loanagreement in the regular course of business and may include:3

142143(1)accounting, record keeping, escrow administration, and communicationwith the debtor and third parties;144145146(2)receiving loan payments from a debtor and remitting to the owner orinvestor of the debtor's loan agreement the principal and interest lessservicing fees received from the debtor; ng foreclosure of the property in accordance with Section51.0025, Property Code."Transferred tax lien" or "property tax loan" means a lien, as provided in Section32.065(b), Tax Code, and as defined in Section 351.002, Finance Code."Transferee" or "property tax lender" under Sections 32.06(c) and (c-1) and32.065, Tax Code, means a person authorized to pay the taxes of another and theperson, or the person's successor in interest, who is the owner, noteholder, orinvestor of a transferred tax lien or property tax loan and a person as defined inSection 351.002, Finance Code.156157158159160161162163164165RULE 736.1 Expedited Court Order ProceedingBefore filing an application under this rule, notices in the sequence and time(a)required by law must be sent to the person liable for the debt and include:a notice or demand to cure the default and a notice of intent to accelerate(1)the maturity of the debt, which may be combined into one notice ordocument, unless the loan agreement provides otherwise;a notice of acceleration of the maturity of the debt, unless the debt has(2)matured; and166167168169170171172173any other notice required by law that is a condition precedent for initiatinga nonjudicial foreclosure sale prior to acceleration of the maturity of thedebt unless the debt has matured.If a person provides a change of address in writing to the mortgage servicer of thedebtor's loan agreement as provided in Section 51.0021, Property Code, allnotices required by this section must be sent to the person's new address.Previous notices properly sent to the person's former address are not required tobe re-mailed or c)(d)The application, declaration, and order filed with the court shall be the same orsubstantially the same or similar to the promulgated fonns found in Rules 736.2and 736.15.All requirements for allegations and statements of fact in a Rule 736.2promulgated form are made a part of this rule by reference for all purposes.RULE 736.2 FormsHome Equity, Reverse Mortgage, or Home Equity Line of Credit Application(a)Form.Cause No.:IN RE [ Identify type of'loan agreemelzt - seeRule 735.1 1 LOAN AGREEMENT§§IN THE I Type of Court ] COURT§§§4

APPLICANT:[ Name of person seekinQ to enforce thedebtor's loan agreement - see Rule 735.3(b)and (m)(1),(2) and (4) ] "Applicant"§§§§RESPONDENT:[ Name of each debtor - see Rule 735.3(e)and (u) J "Debtor"§§§§§[ Name of each mortQa,-or - see Rule735.3(n) and (u) ] "Mortgagor"§§§[ Name of each spouse, heir, or personalrepresentative, if applicable - see Rules735.3(0 and (u) and 736.8 ] "S ouse" or"Heir" or "Distributee" or "Personal§§§§[ Name ] COUNTY, TEXASI Court Designation IRepresentative" 01202203204205206207208209210211212THE APPLICANT IS SEEKING AN EXPEDITED ORDER TO ALLOW ANONJUDICIAL IN REM FORECLOSURE TO PROCEED AGAINST THEENCUMBERED PROPERTY IN ACCORDANCE WITH CHAPTER 51, PROPERTYCODE, AND THE DEBTOR'S ISTATE TYPE OF LOAN AGREEMENT DESCRIBED INRULE 735.11 LOAN AGREEMENT AGAINST THE ENCUMBERED PROPERTY.1.APPLICANT: [state name of the person seeking to enforce the loan agreement]("Applicant"), whose address is [state street address, city, state, and zip code], isseeking to enforce a [state type of loan agreement described in Rule 735.1 ] loanagreement against [state name of each debtor] ("Debtor").The property encumbered by Debtor's loan agreement is commonly known as[state property address] ("Property"). With respect to Debtor's loan agreement:[Note: complete (1-a) and (1-b), and, i f applicable, (1-c) and (I -d)](1-a)(1-b)(1 -c)[State name of the person and choose as appropriate: ( Owner"),("Noteholder"), or ( Investor")] of Debtor's loan agreement is the personwho has the legal, beneficial, or equitable right to receive the principal andinterest received from Debtor's scheduled loan agreement payments.[State name] ("Mortgage Servicer"), whose address is [state streetaddress, city, state, and zip code], is the current mortgage servicerresponsible for administrating and managing Debtor's loan agreementaccount for [state name of Mortgage Servicer's principal, i.e. Owner,Noteholder, or Investor or if Owner or Noteholder is acting as MortgageServicer.for its own account, state its own account].(Note: if Mortgage Servicer is administering the foreclosure pursuant toSection 51.0025, Property Code, state) As Mortgage Servicer of Debtor'saccount, [state name of Mortgage Servicer] is administering the5

foreclosure of the lien against the property in accordance with Section51.0025, Property )2.3.4.(Note: If Mortgage Electronic Registration Systems, Inc., MERS, or asimilar derivation of the name is the current mortgagee or record,nominee, or the beneficiary of the recorded security instrument, state)"[The name or derivation of the name used in the security instrument forMortgage Electronic Registration Systems, Inc., or MERS] ("MERS") isthe mortgagee of record of Debtor's security instrument filed in theofficial real property records of [name of Texas county]. MERS is a bookentry system referred to in Section 51.0001(1), Property Code.RESPONDENT:(Note: in Paragraph 2 complete each subpart and make a separate subparagraph for each person named as a respondent)(2-a) [State name of each person liable for the loan agreement debt sought to beforeclosed] ("Debtor") is the person liable for payment of the debtevidenced by the loan agreement that encumbers the property sought to beforeclosed and may be served at [state last known address of each debtor].(2-b) [State name of each mortgagor of the security instrument sought to beforeclosed] ("Mortgagor") is a grantor of the security instrument thatencumbers the property sought to be foreclosed and may be served at[state Mortgagor's last known address]. Applicant is not seeking to collecta debt against a mortgagor who is not liable for the loan agreement debt.(2-c) (Note: if Debtor or Mortgagor is deceased, state as appropriate) [name osurviving spouse] is the surviving spouse and [state name of each heir anddescribe status, i.e., heir, distribute, or personal representative] of [statename of each deceased Debtor or Mortgago ] ("Decedent") who was the[state whether Debtor, Mortgagor or both Debtor and Mortgagor] of theloan agreement encumbering the property sought to be foreclosed. [statename ofperson] may be served at [state the last known address of thesurviving spouse, each heir, distribute, or personal representative, asapplicable]. Applicant is not seeking to collect a debt against a survivingspouse or heir who is not liable for the loan agreement debt.PROPERTY: The real property, fixtures, and improvements sought to beforeclosed are commonly known as [state property address of the encumberedro er("Property") and the legal description of the property is: [state legadescription].DEFAULT: According to Mortgage Servicer's records for Debtor's loanagreement account that are kept in the regular course of business, as of [state aspecific date - the date must be no more than 30 days before the date the affiantexecutes the Rule 736.2(c) declaration attached to the application], Debtorbreached Debtor's obligations under the terms and conditions of the loanagreement as described in the affidavit or declaration attached to this applicationand made a part of this application by reference for all purposes. Prior to filingthis Application, a notice or demand to cure the default, a notice of intent toaccelerate, a notice of acceleration of the maturity of the debt, and any other6

260261262notice required by law as of the date of acceleration was sent to each Debtorobligated for the loan agreement debt.(Note: choose (4-a), (4-b), or (4-c) as 5(4-a)(Note: if the default is a monetary default, state) "Under the terms ofDebtor's loan agreement note, as of [date stated in 4 above], Debtor hasnot cured the default and at least [state number of payments in arrears]scheduled loan payments are in arrears. The amount necessary to cureDebtor's default, which includes principal, interest, escrow for taxes, andinsurance, if any, and all other fees and expenses payable by Debtor underthe terms of the loan agreement note and security instrument is at least[state reinstatement amount in U.S. dollars] as of [date stated in 4 above].The amount necessary to pay off Debtor' loan agreement is at least statepayoff amount in U.S. dollars] as of [date stated in 4 above]. All fundspaid by Debtor to Mortgage Servicer have been credited to Debtor's loanagreement account, to include any funds held in a suspense account. As ofthe filing date of this Application, Debtor has not cured the default.276277278279280281(4-b)(Note: if the default is a non-monetary default, state) "Debtor hasbreached Debtor's obligations under the terms of Debtor's loan agreementnote and security instrument because [state with specifcity the reason fothe non-monetary default]. To cure the default, Debtor must [state theacts or omissions necessary to cure the default]. As of the filing date ofthis application, Debtor has not cured the default.282283284285286287(4-c)(Note: if the security instrument to be foreclosed is a reverse mortgage,state) "A default under Debtor's reverse mortgage loan agreementoccurred on or about [state date of default] under [state Article XVI,Section 50(k)(6)(c), Texas Constitution; Article XVI, Section 50(k )(6)(d),Texas Constitution; or both Article XVI, Sections 50(k)(6)(c) and 301302303304305306[State the nature of the default as of the date speci aed in (4-c)above and state what must be done to cure the default7;[State how Applicant obtained the information necessary to f6rman opinion that the debtor was deceased and there was a default];andThe estimated fair market value of the Property as detennined by[state source for obtaining value, e.g. taxing authority, BPO, orother credible source] was [state amount in U.S. dollars] as of[state date].EXHIBITS: The originals or true and correct copies of the original documentsrelated to Debtor's loan agreement or account are attached to this application andmade a part of this application by reference for all purposes. The documentsattached are listed and marked as exhibits in the order set out below:(ii)5.(5-a)note and evidence of transfer, if any - Exhibit 5-a;(5-b)the recorded security instrument and current assignment of the securityinstrument, if any, filed in the real property records with the county clerk'sindexing information clearly legible - Exhibit 5-b;the notice or demand to cure the default, notice of intent to accelerate,notice of acceleration of the maturity of the debt, whether combined or in(5-c)7

307308separate notices, which were sent to Debtor in accordance with Chapter51, Property Code, and the loan agreement - Exhibit (5-f)(5-h)proof of mailing by certified mail of all notices described in (5-c) (A copyof an electronic image obtained from the U.S. Postal Service's officialwebsite, a copy of a return receipt or "green card", or a declarationunder penalty of perjury by the Mortgage Servicer or its attorney thatcorrelates to a particular 5-c notice sent by certified mail shall be proof ofmailing unless a respondent files a specific denial) - Exhibit 5-d;a statement by an officer or employee of the current mortgage servicerservicing Debtor's loan agreement account as provided in Rule 736.2(c),which must be sworn before a notary or made under penalty of perjury Exhibit 5-e;in accordance with the Servicemember's Civil Relief Act, 50 U.S.C. App.§ 521, a statement made under penalty of perjury that each Respondentwho is a natural person is not in military service (A copy of an electronicimage obtained from the offcial SCRA website of the U.S. Department ofDefense Manpower Data Center, at www/dmdc.osd.mil/scra/ or successorwebsite, or a declaration from the mortgage servicer currently servicingthe debtor's account that describes the respondent's military servicestatus shall be accepted as true unless a respondent files a specific denial)- Exhibit 5-f;a statement addressed to the clerk of the court providing: (a) the name andlast known address and response date for each Respondent to be servedunder this rule, and (b) the property address - Exhibit 5-g; andall other notices, declarations, documents, or other instruments of any kindor form required by law and proof of mailing or delivery in any mannerrequired by law up to and including acceleration as a condition precedentfor conducting a non-judicial foreclosure against the Property - Exhibit 5h.3363373383393406.OFFSETS AND CREDITS: According to Mortgage Servicer's records, eachDebtor received the use or benefit of the funds advanced under the terms of theloan agreement and all lawful offsets, payments, and credits, including amountsheld in suspense, if any, have been applied to the Debtor's account as of [datestated in 4 above].3413423433443453463477.RELIEF REQUESTED: Because Debtor breached Debtor's loan agreementobligations, Applicant is seeking a court order so that it may proceed with a nonjudicial in rem foreclosure of the lien encumbering the Property in accordancewith Chapter 51, Property Code, and the loan agreement.348349350[&gnature Block for Applicant in accordance with Rule 571(b)Transferred Tax Lien or Property Tax Loan Application Form.Cause No.:IN RE PROPERTY TAX LOANAGREEMENT ORDER§§APPLICANT:§§IN THE I Type ofCourt J COURT8

[ Name of person seekinj4 to enforce thedebtor's loan ap reement - see Rule735.3(b) and (m) (1), (2), (4) and (5) ]RESPONDENT:[ Name of each owner of the propertywho is a debtor - see Rule 735.3(r) and(u) I "Debtor"[ Name of each property owner or ownerof the property - see Rule 735.3(r) and(u) ] "Property Owner"[ NameCOUNTY, TEXAS[ Name of holder of the currentpreexistin,- f rst lien - see Rule 735.3(g)and (u) I "First Lien Holde

7 SECTION 1. PROCEDURES RELATED TO HOME EQUITY, REVERSE 8 MORTGAGE, HOME EQUITY LINE OF CREDIT, AND TRANSFERRED TAX LIEN 9 OR PROPERTY TAX LOAN FORECLOSURES 10 11 RULE 735. Home Equity, Reverse Mortgage, Home Equity Line of Credit, and 12 Transferred Tax Lien or Property Tax Loan Foreclosures. 13 14 735.1 Applicability.

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