Charles River Investment Management Solution - Securities Industry And .

1y ago
13 Views
2 Downloads
2.74 MB
16 Pages
Last View : 9d ago
Last Download : 3m ago
Upload by : Amalia Wilborn
Transcription

Charles River Investment Management SolutionCharles River IMS automates front and middle office investment management functions for buy-sidefirms in the institutional asset and fund management, private wealth, alternative investments, insurance,banking and pension markets. Charles River helps clients make better investment decisions, streamlineoperations and reduce risk.For 20 YearsTodayTomorrowCharles River has distilled the best practicesfrom a diverse, global client base andincorporated them into the Charles RiverInvestment Management Solution (CharlesRiver IMS). With a long term view and singularfocus on the front and middle office, CharlesRiver has helped large and small firms achieve:Investment firms in morethan 40 countries useCharles River IMS tomanage more than US 25Trillion in assets in theinstitutional investment,wealth management andhedge fund industries.Clients rely on CharlesRiver to:In an environment ofever-changing markets,competitive and regulatorypressures, Charles Rivercontinues to invest heavilyin R&D to help clients: Better informed investment decisions An enterprise-wide view of investmentsand exposures Accurate, timely and consistent data acrossthe investment process Consolidation of disparate point solutions ona single platform Grow and retain assetsthrough continuousinnovation Monitor & reduce risk Diversify and expandproducts and geographiccoverage Simplify & streamlineoperations Keep up with regulatoryrequirements Improve trade execution

End-to-End Investment Lifecycle SupportCharles River IMS supports the entire investment lifecycle on one platform,Key Advantagesfrom portfolio management and risk analytics to trading and post-trade M ake better investmentdecisionssettlement, with the broadest available asset class coverage and integratedcompliance throughout. Improve trade executionAn Investment Book of Record (IBOR) further improves efficiency and accuracy Streamline middle officeoperationsby removing dependence on back-office data feeds. Charles River’s EnterpriseData Management (EDM) capabilities help firms improve the consistency andcompleteness of their reference, analytics, pricing, and benchmark data. R educe cost, risk & complexity I ncrease end userproductivity & satisfaction L aunch new products fasterSoftware as a Service (SaaS) DeploymentCharles River IMS is delivered as a hosted service, with integrated dataand end user support, enabling clients to access the latest functionality faster, improve data quality, and streamlineoperations. This simplified Software as a Service (SaaS) operating model helps clients respond more quickly to business,investor and regulatory demands. This increases end user satisfaction, ensures more predictable costs, and helpsimprove reliability.The SaaS-based offering includes seamless upgrades and 24/7, follow-the-sun support provided by Charles River’sin-house support staff. Most importantly, Charles River provides the proper foundation for the investment process byproviding, validating and managing all necessary data.One Platform for Multiple Business LinesCharles River IMS combines best of breed components in a platform that meets the diverse and demandingrequirements of buy-side firms, including: Institutional asset and fund managers Private banks and wealth managers Alternative investment managers and hedge funds Pensions and insurersBest practice workflows help improve staff productivity, and a highly scalable and configurable open architectureenables clients to consolidate multiple business lines on a single platform. Charles River IMS supports the fullspectrum of financial product offerings, from basic asset class-specific products to solution oriented and complexmulti-asset products.Anytime, Anywhere AccessCharles River provides flexible end user deployment options andeasily scales to support thousands of users. In addition to desktopdeployment, a configurable browser-based dashboard allows financialadvisors to quickly personalize information for managing complexaccounts and high-touch client relationships. Advisors and client-facingusers can make in-person meetings more interactive by using tabletsas graphical reporting and presentation tools. Charles River’s mobileapp provides remote access and gives users a “big picture” view intoCharles River IMS when away from the office.Charles River offers seamless browser-based and mobiledevice access to portfolios, exposures and trades, anddesktop deployment for enterprise workflows.

Market SegmentsKey AdvantagesInstitutional Asset & Fund ManagementBy managing separate funds and investment products on a single enterprisesolution, firms are able to automate their investment process, streamlineworkflows and reduce the points of integration that contribute toinefficiencies and errors: G row & retain assets Diversify products Expand geographies K eep up with regulatoryrequirements S implify systems & operationsImprove decision making with centralized portfolio construction,management and analysis R educe risk & costIncrease trader productivity with a single order and execution managementsystemAccess risk management, scenario analysis, and attribution directly from the portfolio management workspaceAutomate compliance checking throughout the investment lifecycleWealth ManagementCharles River provides institutional capabilities that support discretionary and non-discretionary private wealth productlines, enhance client interactions, and efficiently manage large volumes of accounts and trades:Speed introduction of new products with built-insupport for all asset classes, including unit trusts, ETFs,futures, options and fixed incomeSupport region-specific frameworks and products,such as SMA, UMA, UMH, Rep as Manager, and MutualFund WrapsEffectively implement investment strategies usingcharacteristic-based allocation models and custombenchmark portfoliosEnsure tax-efficient portfolios and tax optimizationacross householdsMaintain a holistic view of family assets, includinghousehold and multi-generation viewsImprove throughput by rebalancing high volumes ofseparately managed, unified and household accountsEnrich client presentations with graphical reports onmobile devicesAlternative Investment Management & Hedge FundsCharles River’s enterprise solution meets the requirements of both large and small organizations, enabling alternativeinvestment managers to:Create and manage multiple strategies andsub-strategies with institutional capabilities across allasset classes, including derivatives & FXAlleviate staffing and infrastructure pressures with aturnkey solution that simplifies day-to-day operationsand scales with business needsMinimize ramp-up time with out-of-the-box templatesfor quick set-up and flexible configuration of userinterfaces and workflowsStreamline regulatory obligations such as globalshareholder disclosure (GSD) reporting with automatedcompliance checking and built-in librariesSupport active management styles with portfolioanalytics and execution capabilities, providing a globalview of investment performance and risk, and the abilityto monitor P&L in real time

A Simplified Operating ModelSaaS-based deployment provides clients with significantly faster access to new capabilities and ensures thenecessary data for Charles River IMS. Clients can leverage the economy of scale in Charles River’s globalsupport teams and the expertise that comes from supporting a diverse client base. Having a single point ofcontact for software, hardware, data and connectivity saves time and improves accountability.Data Services & SupportInvestment management systems consume enormous quantities of data, and ensuring consistent data quality is one ofthe biggest challenges for buy-side firms. Managing ever-growing data volumes across instrument types is an industrywide problem that is compounded by frequent changes and quality issues with data providers. Charles River alleviates dataproblems by providing an all-inclusive data solution incorporating:The Charles River Data Service using best of breedproviders, that maps and enriches reference and realtime data, and supports new security setupAdditional providers based on asset class withstandardized integration and support (e.g., FinCADanalytics) and mortgage pre-payment modelsCertified interfaces that work out-of-the-box and arecontinuously maintained and managed by Charles Riverto Bloomberg, Thomson Reuters, and IDC.Enterprise Data Management (EDM) facilities tomanage, monitor and promote gold copy data withinCharles River IMS and to other systemsAn Investment Book of Record (IBOR) to ensure anaccurate view of positions and cash throughout thetrading dayA data management service to ensure a high qualitysecurity masterCharles River helps reduce data costs, technical issues and administrative headaches by managing the entire data process forclients, aggregating all necessary data and incorporating it directly into the Charles River IMS for over a thousand data fields.SaaS-based DeliveryCharles River keeps software current by managing regular upgrades andensuring optimal application performance and reliability. Application specialistsmanage Charles River IMS according to best practices, and provide applicationand integration expertise that is difficult for firms to build and maintain in-house.Compliance Advisory ServicesCharles River’s compliance services team provides a level of knowledge anddepth of skills difficult to maintain with in-house staff alone. ComplianceAdvisory Services act as an extension of the client’s compliance organization toensure that their compliance rules and workflows are efficient, follow acceptedbest practices and align with client mandates and regulatory requirements.Key Advantages Up-to-date software andtechnology B etter data quality & accuracy Improve day-to-day operations Minimize staff requirements &training Lower technology costs I SO 27001 security certifiedgloballyFIX ConnectivityCharles River’s broker-neutral financial network supports global electronic trading via FIX with access to over 600global liquidity venues. Full integration facilitates direct access between buy-side clients, sell-side brokers and tradingvenues to simplify operations and improve trading reliability. Charles River provides complete FIX administration,connectivity management and support. Continuous testing, certification and monitoring of sell-side end pointsincreases service levels and end user satisfaction.

Portfolio ManagementCharles River IMS provides extensive portfolio management andanalytics for fixed income, equity, FX and derivatives on oneplatform with integrated data. Data visualization and aggregationcapabilities and best practice workflows provide portfoliomanagers with a readily familiar tool that is easy to use and freesthem from dependency on spreadsheets. Integrated performancemeasurement and risk management provide real time visibility intoperformance and risk exposure. Scenario analysis and advancedanalytical capabilities help portfolio managers understandinvestment risks.Key Capabilities Portfolio construction A sset allocation & rebalancing Ex-ante risk Value-at-Risk (VaR) Scenario analysis E x-post risk P erformance measurement &attributionWith Charles River’s centralized workspace, portfolio managers can easily view their accounts, drill down to holdings, and display multiple concurrent viewsof the same accounts.Fixed IncomeCharles River IMS provides portfolio analysis tools and analytics for standard and emerging corporate bond markets,a comprehensive set of government bond types from more than 50 countries, plus fixed income derivatives, includinginterest rate and credit default swaps, forwards, futures and options. Fixed income views can group portfolios bymultiple classifications, including sectors, ratings, issuers and duration bands, with flexible drill-down, enablingportfolio managers to:Evaluate portfolio strategies by conducting benchmark comparisons and dispersion analysisManage risk leveraging Charles River’s powerful built-in analytics tools and third-party sources for exposuremanagement, sensitivities, risk analytics, stress testing, ex-post risk, Value-at-Risk (VaR) and ex-ante riskUnderstand portfolio-level impact before generating orders by proposing on either a “what if” or “generic” basis

EquityCharles River’s portfolio analysis tools support equities and equityderivatives, including futures, options, and total return swaps. Portfoliomanagers can implement active and passive investment strategies usingasset allocation and security selection tools. Workflows can be optimizedfor one or many portfolios using customizable views to:Efficiently manage holdings by targeting on country, region, currency,industry/sector, and market capitalization roll-upsFulfill organizational and fund mandates by rebalancing portfoliosor utilizing cash invest/divest capabilities to align positions with theirrespective model or indexAdvanced Capabilities Strategy/model management Currency overlay management& hedging Instrument exposurelook-through Investment Book of Record foraccurate holdings informationDetermine risk impact of potential orders by conducting hypothetical “what-if” analysisOptimize operations by automatically factoring client-specific restrictions into all order generation activitiesForeign ExchangeFull multi-currency support allows portfolio managers to view any portfolio in any currency, using real-time FX rates,enabling them to:Effectively manage and hedge currency risk with currency overlayQuickly assess FX/hedging needs with currency-based settlement day forecasting and flexible viewing options (byasset currency, currency clusters, across portfolios, etc.)Fine-tune currency exposure by consolidating/rolling forward positionsFlexible tools enable portfoliomanagers to classify their holdingsand implement investmentdecisions for one or many portfolios,align positions with benchmarks ormodels, and monitor the status oforders across the trading desk.Comprehensive multi-currency andFX support help portfolio managersmanage currency exposure acrossglobal portfolios.

Risk Management & Scenario AnalysisIntegrated risk management and scenario analysis functions enable firms to meet client and regulatorydemands for greater transparency and stricter guidelines throughout the investment process. CharlesRiver IMS provides portfolio managers, risk managers and compliance officers with curve-based analyticmeasures, ex-post and ex-ante risk metrics, accessible directly from portfolio management workflowsand reports.With Charles River IMS, risk measurement and modeling becomean integral part of daily portfolio management activities, usingthe same data and metrics as quants and risk analysts.Flexible scenario definitions help investment managers analyzethe full spectrum of conditions and stress events as defined byregulators or anticipated by portfolio managers.Make more informed decisions by viewing key ratedurations and sensitivities to other analytical factors forthe entire portfolio and benchmark, calculated nativelyStress-test portfolios by specifying interest rate andcredit scenarios; view effects on the portfolio andbenchmark for portfolio fair value, yield, duration andother analyticsCentralize risk management via seamless integrationwith Charles River’s compliance functions automates riskmonitoring across the enterpriseIncrease visibility of ex-post and ex-ante risk metricsincluding risk contribution and attribution for trackingerror, volatility, variance, information ratio, beta;summary risk measures include Jensen’s alpha, Sharperatio, Treynor ratio, Sortino ratio, downside risk andothers; calculate Value-at-Risk (VaR) using historicalsimulation, as well as ex-ante volatility and trackingerror (TE) using Charles River’s statistical factor modelor a third party factor model

Performance Measurement & AttributionCharles River IMS enriches the portfolio management process with up-to-date performancemeasurement and attribution analysis (PMA) and facilitates GIPS compliance, without the need tointegrate a standalone PMA system. Users can directly access all return, contribution, attribution andrisk data for each portfolio, for a variety of timeframes and user-defined classification levels. CharlesRiver reference and pricing data reduces operational complexity and helps ensure a consistent view ofperformance and attribution across the firm. Users can also perform backward-looking performanceanalyses for any historical time period or account using multiple search criteria.Eliminate standalone systems with fixed income andequity performance and attribution on a consolidatedplatformProvide context for decision making by analyzingresults directly within the portfolio managementworkspace or via reportsStreamline workflows with “look-through” calculationdown to the individual security level and dynamicrecalculation of results when methodologies andclassifications are changed on the flyReflect investment objectives and/or strategies usingcustom blended benchmarksAutomatically reconcile performance contribution,attribution and ex-post risk data by eliminating multipledata feeds from disparate systemsReduce “noise” and inaccuracies by easily restatingperformance data (price changes, corporate actions,etc.)Automate GIPS support with rules to maintain GIPScomposite memberships; standard reports include firmand composite disclosuresPerformance reports provide detailed breakdownsof performance figures and summarize resultsin bar or trend charts that can be viewed fromCharles River IMS or a web browser.Configurable workbench views consolidateperformance contribution, attribution and ex-postrisk results for portfolio managers.

Trading & ExecutionWith Charles River’s combined order and execution management system(OEMS), traders can work more productively by creating, placing andexecuting orders in one trading blotter. Traders can manage trade executionstrategies, streamline complex workflows into “one-click” execution, act onan entire program as if acting on a single order, and monitor market data andactive orders. Full integration with portfolio management functions enablesbetter communication between traders and managers. Interfaces with sellside and execution venues support cross-asset class coverage.Key Capabilities O rder & executionmanagement D ata charting &visualization Trading analytics &transaction cost analysis(TCA) Broker & commissionmanagementCharles River’s trading blotter offers numerous advantages overdiscrete order and execution systems. Traders can work more efficiently by eliminating multipleinterfaces, fragmented workflows and order staging problems inherent in utilizing separate order andexecution platforms. Traders no longer have to switch between systems or re-key critical information,which saves time and reduces errors. Benefits beyond the trading desk include improved compliance andauditing, and greater collaboration between traders and portfolio managers.Fixed IncomeCharles River IMS improves trader decision making with quick and efficient workflows and built-in quote management.Traders can find liquidity and negotiate with counterparties, monitor the market, and execute both cash and derivativetrades, with:Comprehensive asset class support includinggovernment, investment grade, high yield, municipal,structured, inflation-linked, emerging market debt, TBA,and listed and OTC derivativesAccurate and up-to-date security information,including benchmarks and curves, with tight integrationto fixed income market data providersIntegration with leading fixed income ECNs, allowingtraders to stage orders and receive completed tradedetails after executionAdvanced trading capabilities including generic orderhandling, multiple-quote support, streamlined bookingof complex swaps, trading on price, yield, spread, swaprate and deal spreadCharles River’s configurabletrading blotter automatesmanual processes withintegrated quoting and built-inaccess to trading platforms.

EquityEquity traders require quick access to all relevant data and liquidity. Charles River’s intuitive trading blotterencompasses all the key workflows for equity cash and equity derivative orders, including:Easy access to fundamental trading analytics at all stages of the trade lifecycle, with integrated transaction costanalysis (TCA) from order generation through executionSupport for multiple trading methods and strategies including program trading, single name trading, algorithmictrading, DMA trading and spread tradingFreedom to focus attention on more complex, less liquid orders by utilizingautomated smart order routing for low touch ordersIntegrated critical market data and charting, including real-time level I andlevel II exchange data, price history, news, watchlists, time and sales, and venue analysisBuilt-in access to liquidity with a broker-neutral FIX network, providing connectivityto more than 600 trading destinations and ability to quickly add new destinationsKey Capabilities Real-time marketdata Automated smartorder routing Program/list trading Algo trading Multi-leg spreadtrading DMA trading Venue analysis P re- & post-trade TCACharles River brings together the toolsand data traders need to effectivelyimplement trading strategies.Foreign ExchangeCharles River helps traders achievebest execution by gatheringmultiple quotes and automaticallyidentifying the best rate.Charles River’s automated FX capabilities help investment managershedge out currency exposure and risk, and reduce the cost ofsettlement for cross-border trading. Charles River enables firms tomanage their own FX trades with a highly efficient workflow thateasily links FX trades back to the original equity, fixed income orderivative trade, and ultimately reduces costs with:Fully automated settlement and hedging trades based on predefined settlement and hedging rulesComplete transparency into portfolio cash through full integrationto cash flow forecastStreamlined access to the best ratethrough streaming quotes (RFQ/RFS)Direct access to multiple liquidity destinations including bankdirect, ECNs and bank algorithmsBest execution analysis and reporting,including the ability to store historical quotes

ComplianceCharles River helps clients meet increasing regulatory obligations with centralized compliance monitoringand management capabilities, and advisory services that utilize a comprehensive library of built-in rules forworldwide regulatory requirements and mandates, including US SEC 1940 Act and Rule 2a-7, UCITS andESMA, MiFID II, Dodd-Frank, KAGB, global shareholder disclosure (GSD) regulations and others. CharlesRiver IMS automates the compliance workflow and provides advanced compliance rule building, testingand maintenance, customizable reporting and a complete audit history, including the ability to:Reduce intra-day risk by validating compliance at any stage of the tradelifecycle: pre-trade, in-trade, post-execution, end-of-day/post-tradeStreamline portfolio management workflows by incorporatingcompliance rules into “what-if” analysisKey Capabilities Compliance monitoring overinvestment lifecycleOptimize compliance monitoring by prioritizing and filtering alerts Comprehensive rule librariesEasily trace violations and perform historical trend analysis through “Asof” compliance reporting Rule building & testingSupply regulators and auditors with end-to-end audit trails and extensivetrade compliance reporting Advisory & Global ShareholderDisclosure ServicesImprove responsiveness to alerts and warnings via browser or mobiledevice Derivative exposure calculationsStay current with best practices, client mandates and regulatoryrequirements by leveraging Charles River’s Compliance Rule AdvisoryService and Global Shareholder Disclosure ServiceCharles Riverautomatescompliancevalidation andmonitors riskacross the tradelife cycle.Rich repository of compliancerules and advanced rule-buildingtools provide diverse instrumentand regulatory support.Comprehensive reportingtools, including historical trendanalysis and “As of” reporting,provide documentation neededfor regulatory or audit inquiries. M odel compliance “ As of” compliance Calculation builder Integrated VaR monitoring “ Four Eyes” test authorization

Middle OfficePost-Trade Matching, Confirmation & SettlementKey CapabilitiesCharles River automates the post-trade process and provides centralizedconfirmation, trade matching and settlement instruction workflows. Foreach transaction, dealers and traders, portfolio managers, compliance,and operations personnel have the same real-time view of all post-tradeprocessing activity and data. The resulting low-touch settlement processminimizes manual steps and enables investment managers to: Collateral Management B lock & allocationmatching Accounting import/exports OTC clearing Reconciliation Automated straightthrough processingExpedite settlement by routing individual trades and allocations in real-time tofacilitate same-day matching and confirmation Exception managementReduce failed trades and settlement issues with consistent views of post-tradeactivity and data SWIFT communicationwith custodiansManage “by exception” with personalized views and alerts that save time and speedup corrective interventionCharles River IMS automatically routes transaction details and ensures central or local matching with flexible exceptionmanagement and configurable, rule-based local tolerance matching. Built-in interfaces include: Omgeo OASYS, CTM & TradeSuite MarkitSERV swap clearing FIX 4.2 or 4.4 allocation workflow Local match/affirm with any destination ISO 15022/SWIFT for custodian notificationInvestment Book of Record (IBOR)Key CapabilitiesCharles River’s Investment Book of Record provides traders and portfoliomanagers with an accurate and real-time view of positions and cash.IBOR provides an investment-centric view of positions that reduces tradeerrors and time spent manually reconciling position data.Charles River increases confidence in investment decisions by providing consistent positiondata and actionable analytics throughout the investment process. IBOR makes positiondata available to downstream systems including reporting, performance attribution andrisk management, enabling them to access the same view of positions in real time. Audit trail of transactionsand positions Exception based positionreconciliation Supports mandatory& voluntary corporateactions F ull security lifecyclesupportIncorporating IBOR in Charles River IMS enables organizations to decouple the front and back office, and helps firms thatdo not have an accounting system and rely solely on feeds from custodians and prime brokers. It also benefits wealthmanagers who need to consolidate positions from multiple accounting systems, or control tax lot tagging for newer multisleeve or multi-strategy products. Charles River’s IBOR solution allows users to:Improve accuracy and reduce end-of-day processingtime by eliminating dependency on back office dataHelp portfolio managers remain fully invested byproviding accurate intraday cash balance informationReduce the possibility of trading errors and complianceviolations by ensuring that managers are trading oncomplete informationIncrease transparency and improve record keeping byincorporating external transactions that affect positions

Wealth ManagementKey AdvantagesCharles River offers financial advisors, private banks and wealthmanagers a comprehensive and fully integrated solution thateliminates the need for multiple systems. Solution capabilitiesinclude mobile and browser based access, highly performantcentral overlay, multi-custodial position management, detailedperformance analysis, and a communication hub.Central Overlay Manage all discretionary andnon-discretionary products onone platform Automate and streamlinecommunication with sponsors S peed time to market forinnovative product offerings Streamlined deploymentof advisor-driven strategieswith centralized portfoliomanagementException-based workflows for identifying accounts requiring attentionHighly performant managed account overlay functionalityMeets the demanding requirements of high-volume sponsor firms with millions of accountsCentral overlay capabilities facilitate highly scalable managementof SMA/UMA products and tax-based trading.Anywhere / Anytime AccessBrowser-based access to portfolio management tools integrated with an order management system for financialadvisors, executives and compliance officersTablet and phone access to key account information improves engagement with high-touch client relationshipsAllows advisors to quickly personalize information for managing complex accounts and client relationshipsIncreased mobility makes advisors more productive and minimizes lost opportunities for engagement with prospects

Wealth HubEnables wealth managers to automate and streamline communication with sponsorsSimple, dashboard based communicationsSecure, single-click account and model updates to all applicable sponsorsStreamlines operations by eliminating the need to learn and interact with multiple sponsor platformsReplaces email exchanges and provides more reliable, auditable transmission of dataAllows managers to offer services to a larger number of sponsorsHelps eliminate low value, error prone manual workflowsSupports model management, account requests, order workflows and receiving positions and tax lot data fromsponsorsMulti-Custodial Position Management and ReconciliationProvides real-time position management for large volumes of accounts and positionsCritical for managers running sub-advised mandatesProvides an investment-centric view of positionsReview and manage positions and tax lots fromthe position management dashboard.

Charles River e

Charles River Investment Management Solution. Charles River IMS automates front and middle office investment management functions for buy-side firms in the institutional asset and fund management, private wealth, alternative investments, insurance, banking and pension markets. Charles River helps clients make better investment decisions, streamline

Related Documents:

Charles River Investment Management Solution (Charles River IMS). With a long term view and singular focus on the front and middle office, Charles River has helped large and small firms achieve: Today. More than 350 investment firms in over 44 countries rely on Charles River to: Tomorrow. In an environment of ever-changing

Mad River rinity Salmon Redwood eek Scott Shasta River River River River River River River Crater Lake Spring Creek Summer Lake gue Sprague Upper Klamath Lake Illinois TH RIVER W i l l i a m s o n R i v e r ood River A-Canal OREGON CALIFORNIA 0 50 100 KILOMETERS 050100 MILES Chiloquin Yreka Fort Jones Seiad Valley Agness Prospect Somes Bar .

R Oh i o I R l i n o i s R i v e I o w a R Gulf of Mexico Mississippi River!! MSSP-CL IOWA-WAP Iowa River Illinois River Missouri River Ohio River Arkansas River!!!!! ILLI-VC MSSP-GR MIZZ-HE MSSP-TH MSSP-OUT OHIO-GRCH Gulf of Mexico!!! Red River Atchafalaya River Mississippi River Tarbert Landing, Miss. St. Francisville, La.

47. Upper Wapsipinicon River 48. C eda rRiv 49. Shell Rock River 50. W in ebago Rv r 51. Des Moines River - Headwaters 52. Lower Des Moines River 53. East Fork Des Moines River 54. B o is d eS ux Rv r 55. Mustinka River 56. Otter Tail River 57. Upper Red River of the North 58. Buffalo River

The following tables show common New York freshwater fish and some other interesting fish. Also see the “Key to Identifying Common New York Freshwater Fish” at the end of this chapter. NIAGARA RIVER/ LAKE ERIE ST. LAWRENCE RIVER CHEMUNG ALLEGHENY RIVER RIVER MOHAWK RIVER OSWEGO RIVER/ FINGER LAKES RAMAPO RIVER HOUSATONIC RIVER LAKE ONTARIO .

Lost River at Hwy 39 (Merrill) 7.44 6.2 Klamath River at Miller Island Boat Ramp Klamath Strait at USBR Pump Station F 20.8 7.73 Lost River DS of Anderson-Rose Dam Williamson River at Williamson River Store 1.64 1.9 Sevenmile Creek, Wood River Valley Wood River at Weed Road 14.8 0.515 Lost River at Bonanza

The Suwannee River was the first river in Florida to be studied as a . of the Loxahatchee River area, with emphasis on the wild and scenic river corridor. This . the role of the Loxahatchee River Management Coordinatin

A Pre-Revolution Time Line Directions: Using the list in the box, fill in the events and laws that led up to the American Revolution. Write the event or law below each year. You may need to do some online research to complete this exercise. Boston Tea Party, Stamp Act Congress, Intolerable Acts, The French and Indian