New Vehicle Protection - Manitoba Public Insurance

1y ago
44 Views
2 Downloads
1.07 MB
8 Pages
Last View : 18d ago
Last Download : 4m ago
Upload by : Abram Andresen
Transcription

How do I buy New Vehicle Protection?You can get New Vehicle Protection when youpurchase Basic Autopac coverage for the vehicle.Bring your purchase invoice to any Autopac agentand the agent will confirm your purchase price andsale date.There are several ways to pay for New VehicleProtection along with your Basic Autopac coverage:You’ll also need to renew your New Vehicle Protectionwhen you renew your Basic Autopac coverage.New VehicleProtectionThe terms, conditions and exclusions for New VehicleProtection are the same as your Basic Autopaccoverage. Learn more in the Guide to Autopacavailable at mpi.mb.ca.*Motorcycles and mopeds are not eligible for four-payment plans.A new vehicle is a big purchase.Protect your investment. o ne-time payment by cash, cheque, debitor credit card automatic monthly withdrawals throughyour bank f our-payment plan by cash, cheque, debitor credit card*04/21FBR0114Ce document existeaussi en français.mpi.mb.ca

With New Vehicle Protection, these items are not covered: a ny GST you paid (but you’ll get a GST credit when youbuy a replacement vehicle) any amount you still owe on your trade-in any amount you paid for warranties, insurance orservice contracts a ny rebates, cashbacks or dealer incentivesBuying a new vehicle is an exciting experience but newvehicles can depreciate in value very quickly. Somevehicles lose up to 35 per cent of their value one to twoyears after purchase.If you’re in a collision and your new vehicle is written off,Basic Autopac will cover the cost of the vehicle’s marketvalue, but this is its value after depreciation. That meansyou may be left with a vehicle loan for more than yourvehicle’s value or you’ll have to spend more money toreplace the new vehicle you just purchased.With New Vehicle Protection insurance, which coversnew and late-model used vehicles, the full purchase priceof your vehicle is protected, including an allowance forinflation. So if you’re in a collision and you need to buy anew vehicle, you won’t have to put more money towardsthe purchase.Why should I consider New Vehicle Protection?If you have New Vehicle Protection, the money you paidfor the vehicle is reimbursed to you in the event of acollision where the vehicle is written off. This ensuresyour investment is protected and you won’t lose money.Some things to consider: S ome vehicles depreciate at a higher rate, so ifyou purchase one of these vehicles, New VehicleProtection is a good choice. Find out more about howdifferent vehicles typically depreciate by checkingresale values in ’for sale’ ads and vehicle price guides. I f you drive a lot and put more kilometres on yourvehicle than average, it will depreciate faster. Also,the more you drive, the higher your risk of being ina collision.With New Vehicle Protection,how much is my vehicle insured for?With New Vehicle Protection, your vehicle’s insuredvalue includes the purchase price of your vehicle,which is calculated from the bill of sale. It alsoincludes accessories, pre-delivery inspection andsales tax, plus an allowance for inflation.When you purchase your new vehicle, make surethe seller/dealer includes all accessories and optionson your bill of sale, including taxes, fees andtrade-in value.*It depends on the age of your vehicle. For brand newvehicles, it protects you for two years. For late-modelused vehicles, the coverage lasts until the vehicle is twoyears old. For example, if your vehicle is a 2020 model,you can have New Vehicle Protection until 2022.After this time, you cannot buy New Vehicle Protectionagain for the same vehicle.Note: If your vehicle is worth more than 70,000, you’ll alsoneed to purchase Excess Value Coverage. Ask your Autopacagent for details.Is there a time limit to buyNew Vehicle Protection?*All accessories and options are covered, but these items must be listedon your bill of sale. Any accessories or options not listed on the bill ofsale or added after purchase are not included in your vehicle’s insuredvalue. Motorcycle and moped customers should contact their Autopacagent to ensure they qualify for full coverage.Yes. For brand new vehicles, you have 60 days to buyNew Vehicle Protection from when you first register andinsure the vehicle. For used vehicles, you have 60 daysfrom when you buy the vehicle.How much does New Vehicle Protection cost?New Vehicle ProtectionHow long will this coverage protect me?New Vehicle Protection premiums vary according to thevalue of your vehicle and your driving experience andclaims history.Here are some cost examples: 20,000 brand-new vehicle: as little as 95/year 40,000 brand-new vehicle: as little as 140/year 20,000 late-model used vehicle: as little as 80/year 40,000 late-model used vehicle: as little as 125/yearTo find out the cost of New Vehicle Protection for aspecific vehicle, ask your Autopac agent for a quote.Does my new vehicle qualify?Most privately owned, new and late-model cars,SUVs, light trucks, motorcycles, mopeds and motor homesqualify. The vehicle must be either brand new or, if used,no older than one model year. For example, if the newestmodels currently on the market are 2021, new and used2021 and 2020 models would qualify.Vehicles used commercially, except for vehicles for hire,are not eligible. Talk to your Autopac agent to see if yourvehicle qualifies.What is the inflation allowance?The inflation allowance offsets most price increases fornew vehicles because of regular inflation. We calculate itfrom when you first registered and insured the vehicle towhen it’s written off.For example, using a three per cent inflation allowance, ifyou purchase a 30,000 vehicle and it’s written off afterone year, the inflation allowance would be 900 and youwould receive 30,900.

With New Vehicle Protection, these items are not covered: a ny GST you paid (but you’ll get a GST credit when youbuy a replacement vehicle) any amount you still owe on your trade-in any amount you paid for warranties, insurance orservice contracts a ny rebates, cashbacks or dealer incentivesBuying a new vehicle is an exciting experience but newvehicles can depreciate in value very quickly. Somevehicles lose up to 35 per cent of their value one to twoyears after purchase.If you’re in a collision and your new vehicle is written off,Basic Autopac will cover the cost of the vehicle’s marketvalue, but this is its value after depreciation. That meansyou may be left with a vehicle loan for more than yourvehicle’s value or you’ll have to spend more money toreplace the new vehicle you just purchased.With New Vehicle Protection insurance, which coversnew and late-model used vehicles, the full purchase priceof your vehicle is protected, including an allowance forinflation. So if you’re in a collision and you need to buy anew vehicle, you won’t have to put more money towardsthe purchase.Why should I consider New Vehicle Protection?If you have New Vehicle Protection, the money you paidfor the vehicle is reimbursed to you in the event of acollision where the vehicle is written off. This ensuresyour investment is protected and you won’t lose money.Some things to consider: S ome vehicles depreciate at a higher rate, so ifyou purchase one of these vehicles, New VehicleProtection is a good choice. Find out more about howdifferent vehicles typically depreciate by checkingresale values in ’for sale’ ads and vehicle price guides. I f you drive a lot and put more kilometres on yourvehicle than average, it will depreciate faster. Also,the more you drive, the higher your risk of being ina collision.With New Vehicle Protection,how much is my vehicle insured for?With New Vehicle Protection, your vehicle’s insuredvalue includes the purchase price of your vehicle,which is calculated from the bill of sale. It alsoincludes accessories, pre-delivery inspection andsales tax, plus an allowance for inflation.When you purchase your new vehicle, make surethe seller/dealer includes all accessories and optionson your bill of sale, including taxes, fees andtrade-in value.*It depends on the age of your vehicle. For brand newvehicles, it protects you for two years. For late-modelused vehicles, the coverage lasts until the vehicle is twoyears old. For example, if your vehicle is a 2020 model,you can have New Vehicle Protection until 2022.After this time, you cannot buy New Vehicle Protectionagain for the same vehicle.Note: If your vehicle is worth more than 70,000, you’ll alsoneed to purchase Excess Value Coverage. Ask your Autopacagent for details.Is there a time limit to buyNew Vehicle Protection?*All accessories and options are covered, but these items must be listedon your bill of sale. Any accessories or options not listed on the bill ofsale or added after purchase are not included in your vehicle’s insuredvalue. Motorcycle and moped customers should contact their Autopacagent to ensure they qualify for full coverage.Yes. For brand new vehicles, you have 60 days to buyNew Vehicle Protection from when you first register andinsure the vehicle. For used vehicles, you have 60 daysfrom when you buy the vehicle.How much does New Vehicle Protection cost?New Vehicle ProtectionHow long will this coverage protect me?New Vehicle Protection premiums vary according to thevalue of your vehicle and your driving experience andclaims history.Here are some cost examples: 20,000 brand-new vehicle: as little as 95/year 40,000 brand-new vehicle: as little as 140/year 20,000 late-model used vehicle: as little as 80/year 40,000 late-model used vehicle: as little as 125/yearTo find out the cost of New Vehicle Protection for aspecific vehicle, ask your Autopac agent for a quote.Does my new vehicle qualify?Most privately owned, new and late-model cars,SUVs, light trucks, motorcycles, mopeds and motor homesqualify. The vehicle must be either brand new or, if used,no older than one model year. For example, if the newestmodels currently on the market are 2021, new and used2021 and 2020 models would qualify.Vehicles used commercially, except for vehicles for hire,are not eligible. Talk to your Autopac agent to see if yourvehicle qualifies.What is the inflation allowance?The inflation allowance offsets most price increases fornew vehicles because of regular inflation. We calculate itfrom when you first registered and insured the vehicle towhen it’s written off.For example, using a three per cent inflation allowance, ifyou purchase a 30,000 vehicle and it’s written off afterone year, the inflation allowance would be 900 and youwould receive 30,900.

With New Vehicle Protection, these items are not covered: a ny GST you paid (but you’ll get a GST credit when youbuy a replacement vehicle) any amount you still owe on your trade-in any amount you paid for warranties, insurance orservice contracts a ny rebates, cashbacks or dealer incentivesBuying a new vehicle is an exciting experience but newvehicles can depreciate in value very quickly. Somevehicles lose up to 35 per cent of their value one to twoyears after purchase.If you’re in a collision and your new vehicle is written off,Basic Autopac will cover the cost of the vehicle’s marketvalue, but this is its value after depreciation. That meansyou may be left with a vehicle loan for more than yourvehicle’s value or you’ll have to spend more money toreplace the new vehicle you just purchased.With New Vehicle Protection insurance, which coversnew and late-model used vehicles, the full purchase priceof your vehicle is protected, including an allowance forinflation. So if you’re in a collision and you need to buy anew vehicle, you won’t have to put more money towardsthe purchase.Why should I consider New Vehicle Protection?If you have New Vehicle Protection, the money you paidfor the vehicle is reimbursed to you in the event of acollision where the vehicle is written off. This ensuresyour investment is protected and you won’t lose money.Some things to consider: S ome vehicles depreciate at a higher rate, so ifyou purchase one of these vehicles, New VehicleProtection is a good choice. Find out more about howdifferent vehicles typically depreciate by checkingresale values in ’for sale’ ads and vehicle price guides. I f you drive a lot and put more kilometres on yourvehicle than average, it will depreciate faster. Also,the more you drive, the higher your risk of being ina collision.With New Vehicle Protection,how much is my vehicle insured for?With New Vehicle Protection, your vehicle’s insuredvalue includes the purchase price of your vehicle,which is calculated from the bill of sale. It alsoincludes accessories, pre-delivery inspection andsales tax, plus an allowance for inflation.When you purchase your new vehicle, make surethe seller/dealer includes all accessories and optionson your bill of sale, including taxes, fees andtrade-in value.*It depends on the age of your vehicle. For brand newvehicles, it protects you for two years. For late-modelused vehicles, the coverage lasts until the vehicle is twoyears old. For example, if your vehicle is a 2020 model,you can have New Vehicle Protection until 2022.After this time, you cannot buy New Vehicle Protectionagain for the same vehicle.Note: If your vehicle is worth more than 70,000, you’ll alsoneed to purchase Excess Value Coverage. Ask your Autopacagent for details.Is there a time limit to buyNew Vehicle Protection?*All accessories and options are covered, but these items must be listedon your bill of sale. Any accessories or options not listed on the bill ofsale or added after purchase are not included in your vehicle’s insuredvalue. Motorcycle and moped customers should contact their Autopacagent to ensure they qualify for full coverage.Yes. For brand new vehicles, you have 60 days to buyNew Vehicle Protection from when you first register andinsure the vehicle. For used vehicles, you have 60 daysfrom when you buy the vehicle.How much does New Vehicle Protection cost?New Vehicle ProtectionHow long will this coverage protect me?New Vehicle Protection premiums vary according to thevalue of your vehicle and your driving experience andclaims history.Here are some cost examples: 20,000 brand-new vehicle: as little as 95/year 40,000 brand-new vehicle: as little as 140/year 20,000 late-model used vehicle: as little as 80/year 40,000 late-model used vehicle: as little as 125/yearTo find out the cost of New Vehicle Protection for aspecific vehicle, ask your Autopac agent for a quote.Does my new vehicle qualify?Most privately owned, new and late-model cars,SUVs, light trucks, motorcycles, mopeds and motor homesqualify. The vehicle must be either brand new or, if used,no older than one model year. For example, if the newestmodels currently on the market are 2021, new and used2021 and 2020 models would qualify.Vehicles used commercially, except for vehicles for hire,are not eligible. Talk to your Autopac agent to see if yourvehicle qualifies.What is the inflation allowance?The inflation allowance offsets most price increases fornew vehicles because of regular inflation. We calculate itfrom when you first registered and insured the vehicle towhen it’s written off.For example, using a three per cent inflation allowance, ifyou purchase a 30,000 vehicle and it’s written off afterone year, the inflation allowance would be 900 and youwould receive 30,900.

With New Vehicle Protection, these items are not covered: a ny GST you paid (but you’ll get a GST credit when youbuy a replacement vehicle) any amount you still owe on your trade-in any amount you paid for warranties, insurance orservice contracts a ny rebates, cashbacks or dealer incentivesBuying a new vehicle is an exciting experience but newvehicles can depreciate in value very quickly. Somevehicles lose up to 35 per cent of their value one to twoyears after purchase.If you’re in a collision and your new vehicle is written off,Basic Autopac will cover the cost of the vehicle’s marketvalue, but this is its value after depreciation. That meansyou may be left with a vehicle loan for more than yourvehicle’s value or you’ll have to spend more money toreplace the new vehicle you just purchased.With New Vehicle Protection insurance, which coversnew and late-model used vehicles, the full purchase priceof your vehicle is protected, including an allowance forinflation. So if you’re in a collision and you need to buy anew vehicle, you won’t have to put more money towardsthe purchase.Why should I consider New Vehicle Protection?If you have New Vehicle Protection, the money you paidfor the vehicle is reimbursed to you in the event of acollision where the vehicle is written off. This ensuresyour investment is protected and you won’t lose money.Some things to consider: S ome vehicles depreciate at a higher rate, so ifyou purchase one of these vehicles, New VehicleProtection is a good choice. Find out more about howdifferent vehicles typically depreciate by checkingresale values in ’for sale’ ads and vehicle price guides. I f you drive a lot and put more kilometres on yourvehicle than average, it will depreciate faster. Also,the more you drive, the higher your risk of being ina collision.With New Vehicle Protection,how much is my vehicle insured for?With New Vehicle Protection, your vehicle’s insuredvalue includes the purchase price of your vehicle,which is calculated from the bill of sale. It alsoincludes accessories, pre-delivery inspection andsales tax, plus an allowance for inflation.When you purchase your new vehicle, make surethe seller/dealer includes all accessories and optionson your bill of sale, including taxes, fees andtrade-in value.*It depends on the age of your vehicle. For brand newvehicles, it protects you for two years. For late-modelused vehicles, the coverage lasts until the vehicle is twoyears old. For example, if your vehicle is a 2020 model,you can have New Vehicle Protection until 2022.After this time, you cannot buy New Vehicle Protectionagain for the same vehicle.Note: If your vehicle is worth more than 70,000, you’ll alsoneed to purchase Excess Value Coverage. Ask your Autopacagent for details.Is there a time limit to buyNew Vehicle Protection?*All accessories and options are covered, but these items must be listedon your bill of sale. Any accessories or options not listed on the bill ofsale or added after purchase are not included in your vehicle’s insuredvalue. Motorcycle and moped customers should contact their Autopacagent to ensure they qualify for full coverage.Yes. For brand new vehicles, you have 60 days to buyNew Vehicle Protection from when you first register andinsure the vehicle. For used vehicles, you have 60 daysfrom when you buy the vehicle.How much does New Vehicle Protection cost?New Vehicle ProtectionHow long will this coverage protect me?New Vehicle Protection premiums vary according to thevalue of your vehicle and your driving experience andclaims history.Here are some cost examples: 20,000 brand-new vehicle: as little as 95/year 40,000 brand-new vehicle: as little as 140/year 20,000 late-model used vehicle: as little as 80/year 40,000 late-model used vehicle: as little as 125/yearTo find out the cost of New Vehicle Protection for aspecific vehicle, ask your Autopac agent for a quote.Does my new vehicle qualify?Most privately owned, new and late-model cars,SUVs, light trucks, motorcycles, mopeds and motor homesqualify. The vehicle must be either brand new or, if used,no older than one model year. For example, if the newestmodels currently on the market are 2021, new and used2021 and 2020 models would qualify.Vehicles used commercially, except for vehicles for hire,are not eligible. Talk to your Autopac agent to see if yourvehicle qualifies.What is the inflation allowance?The inflation allowance offsets most price increases fornew vehicles because of regular inflation. We calculate itfrom when you first registered and insured the vehicle towhen it’s written off.For example, using a three per cent inflation allowance, ifyou purchase a 30,000 vehicle and it’s written off afterone year, the inflation allowance would be 900 and youwould receive 30,900.

How do I buy New Vehicle Protection?You can get New Vehicle Protection when youpurchase Basic Autopac coverage for the vehicle.Bring your purchase invoice to any Autopac agentand the agent will confirm your purchase price andsale date.There are several ways to pay for New VehicleProtection along with your Basic Autopac coverage:You’ll also need to renew your New Vehicle Protectionwhen you renew your Basic Autopac coverage.New VehicleProtectionThe terms, conditions and exclusions for New VehicleProtection are the same as your Basic Autopaccoverage. Learn more in the Guide to Autopacavailable at mpi.mb.ca.*Motorcycles and mopeds are not eligible for four-payment plans.A new vehicle is a big purchase.Protect your investment. o ne-time payment by cash, cheque, debitor credit card automatic monthly withdrawals throughyour bank f our-payment plan by cash, cheque, debitor credit card*04/21FBR0114Ce document existeaussi en français.mpi.mb.ca

How do I buy New Vehicle Protection?You can get New Vehicle Protection when youpurchase Basic Autopac coverage for the vehicle.Bring your purchase invoice to any Autopac agentand the agent will confirm your purchase price andsale date.There are several ways to pay for New VehicleProtection along with your Basic Autopac coverage:You’ll also need to renew your New Vehicle Protectionwhen you renew your Basic Autopac coverage.New VehicleProtectionThe terms, conditions and exclusions for New VehicleProtection are the same as your Basic Autopaccoverage. Learn more in the Guide to Autopacavailable at mpi.mb.ca.*Motorcycles and mopeds are not eligible for four-payment plans.A new vehicle is a big purchase.Protect your investment. o ne-time payment by cash, cheque, debitor credit card automatic monthly withdrawals throughyour bank f our-payment plan by cash, cheque, debitor credit card*04/21FBR0114Ce document existeaussi en français.mpi.mb.ca

How do I buy New Vehicle Protection?You can get New Vehicle Protection when youpurchase Basic Autopac coverage for the vehicle.Bring your purchase invoice to any Autopac agentand the agent will confirm your purchase price andsale date.There are several ways to pay for New VehicleProtection along with your Basic Autopac coverage:You’ll also need to renew your New Vehicle Protectionwhen you renew your Basic Autopac coverage.New VehicleProtectionThe terms, conditions and exclusions for New VehicleProtection are the same as your Basic Autopaccoverage. Learn more in the Guide to Autopacavailable at mpi.mb.ca.*Motorcycles and mopeds are not eligible for four-payment plans.A new vehicle is a big purchase.Protect your investment. o ne-time payment by cash, cheque, debitor credit card automatic monthly withdrawals throughyour bank f our-payment plan by cash, cheque, debitor credit card*04/21FBR0114Ce document existeaussi en français.mpi.mb.ca

you can have New Vehicle Protection until 2022. After this time, you cannot buy New Vehicle Protection again for the same vehicle. Is there a time limit to buy New Vehicle Protection? Yes. For brand new vehicles, you have 60 days to buy New Vehicle Protection from when you first register and insure the vehicle. For used vehicles, you have 60 days

Related Documents:

Manitoba Education and Training Cataloguing in Publication Data Mental math : grade 12 essential mathematics ISBN: 978-0-7711-8029-3 (print) ISBN: 978-0-7711-8030-9 (pdf) 1. Mathematics—Study and teaching (Secondary)—Manitoba. 2. Mental arithmetic—Study and teaching (Secondary)—Manitoba. I. Manitoba. Manitoba Education and Training. 510.712

Repeal 3 The Manitoba Building Code, Manitoba Regulation 127/2006, is repealed. Abrogation 3 Le Code du bâtiment du Manitoba, R.M. 127/2006, est abrogé. Coming into force 4(1) Subject to subsection (2), this regulation comes into force on April 1, 2011. Entrée en vigueur 4(1) Sous réserve du paragraphe (2), le présent règlement entre en vigueur le 1 er avril 2011.

manitoba ombudsman 2008 annual report 3 manitoba agriculture services corporation 48 manitoba corrections 50 cases of interest - municipal government 55 rural municipality of lac du bonnet 55 rural municipality of park 57 rural municipality of daly 58 the public interest disclosure (whistleblower protection) act 61 report on activities of the access and privacy division 62

On January 25, 2017, new building and fire safety provisions/requirements for farm buildings came into effect in Manitoba. While previous farm building requirements were in a separate Manitoba Farm Building Code Regulation, the new provisions are contained in the Manitoba Building Code Regulation.

The College of Pharmacists of Manitoba, Pharmacists Manitoba, and College of Pharmacy, Faculty of Health Sciences, University of Manitoba developed a proposal for a Manitoba pharmacist initiated smoking cessation project. In 2013, the project proposal was approved and financial support was provided by the Department of Healthy Living and Seniors,

Annual Report 2013-2014 . Manitoba. His Honour the Honourable Phillip S. Lee, C.M., O.M. Lieutenant-Governor of Manitoba . 235 Legislative Building . Winnipeg, Manitoba R3C 0V8 . Your Honour: I have the privilege of presenting for the information of Your Honour the Annual Report of

Manitoba Adult Literacy Strategy Annual Report (2013-2014) Higher literacy skills lead to reduced poverty and improved health and well-being of individuals, families and communities. Additionally, strong literacy skills help position Manitoba’s adults to take full advantage of current and future employment opportunities.

However, the machining of these typically difficult-to-cut materials poses a challenge for conventional manufacturing technologies due to the high tool wear. Abrasive water jet (AWJ) machining is a promising alternative manufacturing technology for machining difficult-to-cut materials,