Tennessee District Office Lender List For Tennessee

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Tennessee District Office 2 International Plaza Suite 500 Nashville, TN 37217 Phone: 615 736-5881 www.sba.gov/TN Lender List for Tennessee A Statewide Listing of Banks, Credit Unions, Certified Development Companies and Micro Lenders participating in U.S. Small Business Administration Loans July 26, 2019 1

Funding Options for Tennessee The U.S. Small Business Administration offers small business loans, through its lending partners, to small business owners across the Volunteer State. Banks, credit unions, Microlenders, Certified Development Companies (CDCs) and Community Advantage lenders listed within provide the SBA loans which are made through the lender with a guaranty generally in the 75-85% range provided by SBA to the lender. Loans are available up to 5 million with an interest rate which can be negotiated with the lender. SBA loans are usually repaid in 5-10 years for working capital or equipment and up to 25 years for real estate & buildings. Working capital loan proceeds may be used for any needs of the business, such as making payroll, paying rent, or purchasing inventory. In order to be prepared to go to the bank, borrowers should be ready to present a solid business plan showing cash flow of the business to demonstrate repayment ability, collateral, and a good credit history. If there is any doubt about these elements, visit the nearest Tennessee Small Business Development Center at www.tsbdc.org as free counseling is offered to ensure you are ready to go to the lender fully prepared to apply for a loan. Borrowers start at their bank of choice as the first place to apply for a SBA loan. The lender will underwrite the loan and the determination as to whether they need the SBA guaranty. You may have to make application at several banks before you ultimately gain a loan approval as each lender has their own credit standards and policies. Below is a description of each SBA loan product so you may determine which type of loan is the best fit for your small business needs. 7(a) Loan The 7(a) Loan program is SBA’s primary business loan program which can be used for a wide variety of business purposes. The program has broad eligibility requirements and credit criteria to accommodate a wide range of financing needs. The SBA guarantees 85% for loans of 150,000 or less and for loans over 150,000 the SBA can provide a 75% guarantee. The maximum 7(a) loan amount is 5 million. Maturities are usually up to 10 years for working capital, equipment, etc and up to 25 years for real estate. CAPLines The CAPLine program helps small businesses meet their short-term and cyclical working capital needs. The program can be used to finance: seasonal working capital needs, direct costs of performing certain construction, service and supply contracts, direct costs associated with commercial residential construction, finance operating capital by obtaining advances against existing inventory and accounts receivable, and consolidate short-term debt. Loans are available up to 5 million and qualify for SBA’s maximum guaranty of 85% for loans of 150,000 or less and 75% for loans 2

over 150,000. Maturities are based on the use of proceed with a maximum of up to ten years. There are four distinct loan programs under the CAPLine umbrella including: Working Capital CAPLines, Contract CAPLines, Seasonal CAPLines, and Builder’s CAPLines. 7a Small Loan SBA is committed to expanding access to capital for small businesses by increasing the number of lower-dollar loans ( 350,000 or less). 7a Small Loan is open to all financial institutions with an executed loan guaranty agreement with the SBA. 7(a) Small Loan reduces processing time as SBA credit scores the loan in order to determine whether the applicant has sufficient creditworthiness. Standard SBA 7(a) loan program maturities, use of proceeds, rates, fees and guaranty percentages apply; 7a Small Loan features a two-page application for borrowers after the lender has decided to apply for an SBA guaranty for the proposed loan. The lender completes a credit memo and may use the bank’s own loan note. Most 7a Small Loans will be approved in a matter of minutes through electronic submission (e-Tran or SBAOne). SBAExpress (S) The SBA Express Program provides flexibility to the lender by allowing the lender to utilize many of the bank’s own policies and procedures thereby reducing turn-around time. The maximum loan amount for a SBAExpress loan is 350,000 with a maximum guarantee of 50%. Loans under 25,000 do not require collateral. The use of the loan proceeds is the same as for any basic 7(a) loan. Maturities are can be up to ten years for working capital or equipment and up to 25 years for real estate. Revolving lines of credit are allowed for a maximum of ten years. SBAExpress lender status is indicated with a “S.” Export Express (E) The Export Express program helps small businesses meet their export financing needs. The total Export Express loan cannot exceed 500,000. SBA guarantees 90% for loans of 350,000 and under and 75% for loans greater than 350,000. SBA provides a quick processing time, less than 36 hours. Export Express lender status is indicated with an “E.” Preferred Lenders Program (P) The Preferred Lenders Program is part of SBA's effort to streamline the procedures necessary to provide financial assistance to the small business community. Under this program, SBA delegates the final credit decision and most servicing and liquidation authority and responsibility to carefully selected lenders who have a demonstrated a proficiency in processing and servicing SBA-guaranteed loans. Preferred lender status is indicated with a “P.” 3

504 Loan The SBA “504”program provides long-term, fixed-rate financing for acquisition and/or renovation of capital assets including land, buildings, and equipment. The loan affords a borrower the opportunity to bring 10% owner’s equity to the project with 50% of the financing provided by the lender’s regular conventional loan and 40% financed by a SBA. SBA’s portion is issued through a Certified Development Companies (CDC’s) which sells debentures to fund SBA’s portion the project. These CDC’s include: Areawide Development Corporation (Alcoa), BrightBridge (Chattanooga), MidCumberland (Nashville), Six Bridges (Memphis), South Central Tennessee Business Development (Columbia), and Tennessee Business Development Corporation (Paris). Microloan The Microloan provides small loans ranging from under 500 to 50,000 to small business owners through a network of intermediaries nationwide. The maximum term for a microloan is 7 years. Under this program, the SBA makes funds available to nonprofit intermediaries that in turn, make the small loans directly to entrepreneurs, including veterans. There are three Microlenders in Tennessee: Alt Consulting located in Memphis, Pathway Lending located in Nashville and People Inc. located in Bristol, TN. Export Working Capital The Export Working Capital Program enables U.S. exporters to obtain loans to fund their direct export costs. The loan supports single transactions or revolving lines of credit. Loans are available up to 5 million. SBA guarantees up to 90% of a loan amount or 4.5 million, whichever is less. Loan maturities are generally for a term of 12 months. The guaranty can be reissued for an additional 12 months through a new application process. International Trade Loan The International Trade Loan helps small businesses engage or prepare to engage in international trade. Loans are available up to 5 million. This loan provides an SBA guarantee up to 4.5 million for a term loan used for the acquisition, construction, renovation, modernization, improvement or expansion of long-term fixed assets or the refinancing of an existing loan used for these same purposes. 4

Community Advantage (CA) Community Advantage is a pilot loan program introduced by the U.S. Small Business Administration (SBA) to meet the credit, management, and technical assistance needs of small businesses in underserved markets. Although a borrower must prove credit worthiness and the viability of the business idea: unlike traditional lending, qualification for this program is not limited by the size of the borrower’s balance sheet, or the amount of collateral involved. Community Advantage provides mission-based lenders access to 7(a) loan guaranties as high as 85% for loans up to 250,000. Next Steps For more information on these loan products, contact the Small Business Administration or visit the lenders in your community offering the SBA loan product. Remember, be prepared when going to the bank and shop at least 3 banks as the interest rate and closing costs are negotiable between the business owner and the lender. If your lender has questions about SBA’s programs, ask your lender to contact us at the number below. Additionally, Lender Match is a free online referral tool that connects small businesses with participating SBA-approved lenders www.sba.gov/lendermatch. U.S. Small Business Administration Tennessee District Office 2 International Plaza, Suite 500 Nashville, TN 37217 615-736-5881 website: www.sba.gov/tn 5

P - Indicates The Lender is a Preferred Lender ANDERSON COUNTY Community Trust Bank (SE) 2106 N Charles Seivers Blvd Clinton, TN 37716 Contact: Dorothy Franklin (865) 457-8684 www.cbti.com Regions Bank (PSE) 245 N. Main St Clinton, TN 37716 Contact: Branch Manager (865) 521-5931 www.regions.com SunTrust Bank (PS) 1110 N Charles G. Seviers Clinton, TN 37716 Contact: Branch Manager (865) 269-7501 www.suntrust.com SunTrust Bank (PS) 506 S. Main Street Lake City, TN 37769 Contact: Branch Manager (865) 630-6001 www.suntrust.com Regions Bank (PSE) 30 W, Norris Rd Norris, TN 37828 Contact: Jane DelToro (865) 521-5937 www.regions.com S - Indicates The Lender is a SBA Express Lender SunTrust Bank (PS) 1188 Oak Ridge Turnpike Oak Ridge, TN 37830 Contact: James Kibodeaux (865) 294-0252 www.suntrust.com Pinnacle Bank (PSE) 231 Jackson Square Oak Ridge, TN 37830 Contact: David Bradshaw (865) 481-7800 www.pnfp.com Regions Bank (PSE) 101 N. Rutgers Avenue Oak Ridge, TN 37830 Contact: Sandy Scarbro (865) 521-5960 www.regions.com Simmons Bank (PSE) 21 Jefferson Avenue Oak Ridge, TN 37830 Contact: Stacey Knight (865) 428-2262 www.simmonsbank.com Camden, TN 38320 Contact: Corey Bryan (800) 734-4667 www.regions.com BLEDSOE COUNTY Regions Bank (PSE) 727 Main Street Oliver Springs, TN 37840 Contact: Deb Schenk (865) 435-1778 www.regions.com BEDFORD COUNTY Heritage South Community Credit Union 763 N. Main Street Shelbyville, TN 37162 Contact: Joe Sadler (931) 680-1429 www.heritagesouth.org First Community Bank of Bedford County (S) 207 Elm Street Shelbyville, TN 37160 Contact: Jim Troupe (931) 684-5800 www.firstcommunitybanke r.com Pinnacle Bank (PSE) 604 N. Main Street Shelbyville, TN 37162 Contact: Jo Ann Fann (931) 684-6245 www.pnfp.com Bank of America, NA (PSE) 795 Main Street W. Oak Ridge, TN 37830 Contact: Jenny Sharp (865) 482-0811 www.bankofamerica.com E – Indicates the Lender is a Export Express Lender Regions Bank (PSE) 101 Elm Street Shelbyville, TN 37160 Contact: Cynthia Gregory (800) 734-4667 www.regions.com US Bank (PSE) (PSE) 100 North Side Square Shelbyville, TN 37160 Contact: Vickie Hull (931) 684-8000 www.usbank.com BENTON COUNTY Carroll Bank & Trust 102 Hwy 641 N. Camden, TN 38320 Contact: John Killen (731) 584-2909 www.carrollbank.com Regions Bank (PSE) 120 S. Forrest Ave. Citizens Tri-County Bank (S) 3468 Main Street Pikeville, TN 37367 Contact: Vikki Smith (423) 447-2107 www.citizenstricounty.com CA – Indicates the Lender is a Community Advantage Lender Contact: Branch Manager (865) 518-0926 www.suntrust.com Contact: Mark Graham (865) 448-3368 www.bbt.com United Community Bank (PSE) 1087 Hunters Crossing Alcoa, TN 37701 Contact: Jessica Rich (865) 988-2368 (865) 228-9657 cell www.ucbi.com US Bank (PSE) 7971 E. Lamar Alexander Parkway Townsend, TN 37882 Contact: Sharon Fasanelia (865) 980-2970 www.usbank.com BB&T (PS) 216 Foothills Mall Drive Maryville, TN 37801 Contact: Joshua Jenkins (865) 681-5601 www.bbt.com River Valley AgCredit 3270 Main Street Pikeville, TN 37367 Contact: John Tollett First Tennessee Bank, NA (423) 447-2154 www.rivervalleyagcredit.com (PSE) 2143 E. Broadway Maryville, TN 37801 Contact: Ed Waldman BLOUNT (865) 977-8889 COUNTY www.firsttennessee.com Areawide Development Corp. 216 Corporate Place Alcoa, TN 37701 Contact: Debbie Sudhoff (865) 273-6008 http://www.adctn.org/ Pinnacle Bank (PSE) 837 W. Lamar Alexander Pkwy. Maryville, TN 37801 BB&T (PS) 1075 Hunters Crossing Alcoa, TN 37701 Contact: Joshua Jenkins (865) 681-5680 www.bbt.com Regions Bank (PSE) 2214 Lamar Alexander Pkwy. Maryville, TN 37801 Contact: Branch Manager (865) 981-1442 www.regions.com First Tennessee Bank, NA (PSE) 325 W. Joule Street Alcoa, TN 37701 Contact: Branch Manager (865) 977-0800 www.firsttennessee.com First Tennessee Bank, NA (PSE) 112 South Hall Road Alcoa, TN 37701 Contact: Tony Taylor (8650 975-7775 www.firsttennessee.com Regions Bank (PSE) 2734 Airport Highway Alcoa, TN 37701 Contact: Debbie Vickery (865) 981-3460 www.regions.com SunTrust Bank (PS) 1107 N. Hall Road Alcoa, TN 37701 Contact: Tony Thompson (865) 602-5200 www.pnfp.com Renasant Bank 329 East Broadway Maryville, TN 37804 Contact: Branch Manager (865) 380-7640 www.renasantbank.com SunTrust Bank (PS) 1804 W. Broadway Maryville, TN 37801 Contact: Lorie Roper (865) 379-4236 www.suntrust.com BRADLEY COUNTY CapStar Bank (SEP) 3855 N Ocoee St Suite 100, Cleveland, TN 37312 Contact: Branch Manager (423) 728-0338 https://www.capstarbank.co m/ Bank of Cleveland 75 Bobby Taylor Avenue Cleveland, TN 37311-5001 Contact: Terry Buckner (423) 478-5656 www.bankofcleveland.com BB&T (PS) 2305 Keith St Cleveland, TN 37311-1308 Contact: Lonnie Patton (423) 478-8628 www.bbt.com First Tennessee Bank, NA (PSE) 3870 Keith Sreet N.W. Cleveland, TN 37312 Contact: Mike Griffin (615) 790-5233 www.firsttennessee.com Pinnacle Bank (PSE) 10 Church Street Cleveland, TN 37311 Contact: Keith Barrett (423) 478-6540 www.pnfp.com Regions Bank (PSE) 20 Ocoee Street Cleveland, TN 37311 Contact: Lisa Lusk (423) 339-4634 www.regions.com US Bank (PSE) 417 Foothills Mall Drive Maryville, TN 37801 Contact: Sharon Fasanelia (865) 980-2900 www.usbank.com River Valley AgCredit 2620 APD 40 Cleveland, TN 37323 Contact: Bruce Bradford (423) 479-8553 www.rivervalleyagcredit.co m BB&T (PS) 7723 E. Lamar Alexander Townsend, TN 37882 SouthEast Bank 3475 Keith Street 6

P - Indicates The Lender is a Preferred Lender Cleveland, TN 37311 Contact: Jenny Lawson (423) 303-2820 www.southeastbank.com Southern Heritage Bank a branch of First Citizens Bank (PS) 3020 Keith Street Cleveland, TN 37312 Contact: Lee Stewart (423) 473-7980 https://southernheritageban k.com/ SunTrust Bank (PS) 2300 Treasury Drive SE Cleveland, TN 37323 Contact: Branch Manager (423) 790-3501 www.suntrust.com United Community Bank (PSE) 2525 Keith St., NW, Cleveland, TN 37312 Contact: Jessica Rich (865) 988-2368 (865) 228-9657 cell www.ucbi.com CAMPBELL COUNTY S - Indicates The Lender is a SBA Express Lender 106 S Tennessee Ave Lafollette, TN 37766 Contact: Rhonda Longmire (423) 566-1162 www.ctbi.com First Volunteer Bank 244 E. Central Avenue Lafollette, TN 37766 Contact: Brandi Brayman (423) 907-8002 www.firstvolunteer.com CANNON COUNTY Regions Bank (PSE) 200 W Water Woodbury, TN 37190 Contact: Eddie Sykes (615) 563-5091 CARROLL COUNTY Carroll Bank & Trust 19510 W. Main Street Huntingdon, TN 38344 Contact: Clint Butler (731) 986-4401 www.carrollbank.com E – Indicates the Lender is a Export Express Lender Regions Bank (PSE) 301 Broad Street Elizabethton, TN 37643 Contact: Cynthia Workman (423) 547-5500 www.regions.com CHEATHAM COUNTY Heritage Bank (SE) 108 Cumberland Ashland City, TN 37015 Contact: Sam Bancroft (615) 792-8005 www.bankwithheritage.com Pinnacle Bank (PSE) 524 S. Main Ashland City, TN 37015 Contact: Larry Roberts (615) 743-8330 www.PNFP.com US Bank (PSE) 311 N. Main Street Ashland City, TN 37015 Contact: Marianne Isbell (615) 792-5185 www.usbank.com CHESTER COUNTY Community Trust Bank (SE) 2603 Jacksboro Pike Jacksboro, TN 37757 Contact: Regina Blankenship (423) 566-7800 www.ctbi.com Centennial Bank (S) 16830 Highland Drive McKenzie, TN 38201 Contact: Chuck Sisson (731) 352-9998 www.mycentennial.bank Regions Bank (PSE) 611 North Church Street Henderson, TN 38340 Contact: Richard McCaskill (800) 734-4667 www.regions.com First Volunteer Bank of Tennessee (SE) 301 Main Street Jacksboro, TN 37757 Contact: Laura Byrge (423) 907-8000 www.firstvolunteer.com McKenzie Banking Company (S) 676 N. Main Street McKenzie, TN 38201 Contact: Chad Wilson (731) 352-2262 (731) 352-7778 fax www.foundationbank.org CLAIBORNE COUNTY First Volunteer Bank of Tennessee (SE) 189 5th Street Jellico, TN 37762 Contact: Michael P. Johnson (423) 907-8003 www.firstvolunteer.com Citizens Bank (PSE) 2025 Jacksboro Pike Lafollette, TN 37766 Contact: Pat Ray (423) 562-2800 www.citizensbank24.com Community Trust Bank, Inc. (SE) CARTER COUNTY Commercial Bank (SE) 6710 Cumberland Gap Pkwy Harrogate, TN 37752 Contact: Alan Gilbert (423) 869-5151 www.cbtn.com Commercial Bank (SE) Carter County Bank (S) 601 E. Elk Avenue Elizabethton, TN 37643 Contact: Andrew McKeehan (423) 543-2131 www.bankoftennessee.com 130 S. Broad Street New Tazewell, TN 37825 Contact: Vickie Oakes (865) 526-5000 www.citizensbanktn.com Citizens Bank (PSE) 300 Broad Street Elizabethton, TN 37643 Contact: Billy Bowers (865) 865.438.0054 www.citizensbank24.com Commercial Bank (SE) 1001 N. Broad St New Tazewell, TN 37825 Contact: Mitch Burke (423) 626-7276 www.cbtn.com CA – Indicates the Lender is a Community Advantage Lender CLAY COUNTY None COCKE COUNTY Commercial Bank (SE) 262 E. Broadway Newport, TN 37821 Contact: Jackie Ownby (423) 623-3025 www.cbtn.com First Tennessee Bank, NA (PSE) 602 Cosby Road Newport, TN 37821 Contact: Tammy Grooms (423) 625-0436 www.firsttennessee.com US Bank (PSE) 301 E. Main Street Newport, TN 37821 Contact: Sharon RaganBryant (423) 613-1600 www.usbank.com COFFEE COUNTY The Coffee County Bank (SE) 2070 Hillsboro Blvd. Manchester, TN 37355 Contact: Brandon Hall (931) 728-1975 www.coffeecountybank.com First Vision Bank of Tennessee (SE) 2134 Hillsboro Blvd Manchester, TN 37355 Contact: Jon Bell (931) 723-3224 www.firstvisionbank.com US Bank (PSE) (PSE) 1000 Hillsboro Blvd Manchester, TN 37355 Contact: Patricia Pinegar (931) 728-1002 www.usbank.com Citizens Tri-County Bank 201 N. Jackson Street Tullahoma, TN 37388 Contact: Deta Green (931) 455-3488 www.citizenstricounty.com Smart Bank (PSE) 1400 N. Jackson Street Tullahoma, TN 37388 Contact: Gerald Player (931) 393-2265 www.smartbank.com Regions Bank (PSE) 1200 Jackson Street Tullahoma, TN 37388 Contact: Jennifer Mathews (800) 734-4667 www.regions.com US Bank (PSE) (PSE) 308 North Jackson Street Tullahoma, TN 37388 Contact: Carolyn Littlefield (931) 393-0310 www.usbank.com CROCKETT COUNTY BancorpSouth (PSE) 533 S. Bells Street Alamo, TN 38001 Contact: Dottie Rinks (731) 696-5566 www.bancorpsouthonline.com Foundation Bank (S) 9 N Bell Street Alamo, TN 38001 Contact: Ashley Stewart (731) 696-2265 www.foundationbank.org Renasant Bank (PS) 32 E. Main Street Bells, TN 38006 Contact: Brian Kee (731) 663-2121 www.renasant.com CUMBERLAND COUNTY Progressive Savings Bank 807 North Main Street Crossville, TN 38555 Contact: Karen Cole (931) 459-2265 psbgroup.net Regions Bank (PSE) 175 Miller Ave Crossville, TN 38555 Contact: Robbie Wightman (931) 484-6121 www.regions.com US Bank (PSE) (PSE) 1318 N Main Street Crossville, TN 38555 Contact: Amanda Elmore (931) 456-6564 www.usbank.com DAVIDSON COUNTY 7

P - Indicates The Lender is a Preferred Lender Bank of America, NA (PSE) 2720 Lebanon Rd. Nashville, TN 37214 Contact: Derek Grayson (404) 607-4351 www.bankofamerica.com Bank of Tennessee (SE) 2525 West End Ave Suite 1275 Nashville, TN 37203 Contact: Tim Mann (615) 321-9242 www.bankoftennessee.com Branch Banking and Trust Company (PS) 2207 Crestmoor Rd. Nashville, TN 37215 Contact: Laurie Sullivan (615) 460-7739 www.bbt.com CapStar Bank (PSE) 1201 Demonbreun St Suite 700 Nashville, TN 37203 Contact: Tom Stewart (615) 732-7386 www.capstarbank.com Citizens Savings Bank and Trust Company 2013 Jefferson Street Nashville, TN 37208 Contact: Clint Story (615) 327-0016 www.bankcbn.com Enbright Credit Union 2340 Jackson Downs Blvd. Nashville, TN 37214 Contact: Ken DuBray (615) 687-4801 www.ESCU.com First Citizens Bank (PS) 1516 16th Ave S. Nashville, TN 37212 Contact: Ellyn Jansen (615) 744-4811 www.firstcitizens.com First Farmers & Merchants Bank (SE) 4013 Hillsboro Circle Nashville, TN 37215 Contact: Berry Brooks (615) 279-5214 www.myfirstfarmers.com Fifth Third Bank (PSE) 424 Church Street Nashville, TN 37219 Contact: Christy Lane (615) 687-3115 www.53.com First Advantage Bank (SE) 3100 West End Ave. S - Indicates The Lender is a SBA Express Lender Suite 250 Nashville, TN 37203 Contact: Mark Brooks (615) 690-7292 www.firstadvantagebanking.com First Tennessee Bank, NA (PSE), NA 3011 West End Ave Nashville, TN 37203 Contact: Thomas King (615) 327- 1870 www.firsttennessee.com Legends Bank (S) 2213 Crestmoor Rd. Nashville, TN 37215 Contact: Naaman Stillwell (615) 372-1760 www.legendsbank.com E – Indicates the Lender is a Export Express Lender Contact: Eli Blattner (865) 291-1931 www.simmonsbank.com SunTrust Bank (PSE) 401 Commerce Street Nashville, TN 37219 Contact: Vacant (615) 748-5105 www.suntrust.com Contact: Micah McAllister (615) 740-1800 www.usbank.com Pinnacle Bank (PSE) 501 Highway 46S Dickson, TN 37055 Contact: Lorrie Pruett (615) 740-8240 www.PNFP.com Synovus (PSE) 1033 Demonbreun St Nashville, TN 37203 Contact: Blair Smyly (615) 271-2041 www.synovus.com First Farmers & Merchants Bank (SE) 2011 Highway 47 North White Bluff, TN 37187 Contact: Debra Duke (615) 797-3153 www.myfirstfarmers.com US Bank (PSE) 4241 Harding Rd Nashville, TN 37205 Contact: Tyler Ryan Mid-Cumberland Area Dev (615) 386-2220 Corp www.usbank.com 220 Athens Way Suite 200 Nashville, TN 37228 Wells Fargo Bank, NA (PSE) Contact: Amanda Giner 5415 Maryland Way (615) 862-8606 Brentwood, TN 37027 www.madc.us Contact: Brandon Butler (615) 661-4836 Pathway Lending www.wellsfargo.com 201 Venture Circle Nashville, TN 37228 Contact: Pam Theis DECATUR (615) 425-7171 COUNTY (615) 425-7171 fax www.pathwaylending.org None Pinncale Bank (PSE) 150 3rd Ave S. Nashville, TN 37201 Contact: Lane Rhodes (615) 969-2848 www.PNFP.com Republic Bank (PSE) 2034 Richard Jones Rd Nashville, TN 37215 Contact: John Bennett (615) 690-9590 www.republicbank.com Regions Bank (PSE) 150 4th Ave. North Suite 300 Nashville, TN 37219 Contact: Courtney Crants (615) 748-8423 www.regions.com Renasant Bank (PS) 1820 West End Ave Nashville, TN 37203 Contact: Jim Gardner (615) 340-3000 www.renasantbank.com Simmons Bank (PSE) 1720 West End Ave Nashville, TN 37203 CA – Indicates the Lender is a Community Advantage Lender DEKALB COUNTY Regions Bank (PSE) 101 S Public Square Alexandria, TN 37012 Contact: Kim Talley (615) 529-2163 www.regions.com Wilson Bank & Trust (S) 306 Brush Creek Rd Alexandria, TN 37012 Contact: Contact main office in Lebanon (Wilson County) (615) 529-4663 www.wilsonbank.com DICKSON COUNTY Regions Bank (PSE) 116 Mathis Drive Dickson, TN 37055 Contact: Joyce Norman (800) 734-4667 www.regions.com U.S. Bank (PSE) 723 E. College Street Dickson, TN 37055 BancorpSouth (PSE) 16225 Highway 64 Somerville, TN 38068 Contact: David Whitenton (901) 465-4201 www.bancorpsouthonline.c om Regions Bank (PSE) 16880 Highway 64 Somerville, TN 38068 Contact: Carol Glover (800) 734-4667 www.regions.com Trustmark National Bank (PSE) 16790 Highway 64 Somerville, TN 38068 Contact: John David Douglas First-Citizens National Bank (901) 465-9864 (SE) www.trustmark.com One First Citizens Place Dyersburg, TN 38024 Contact: Andrew Harrington FENTRESS COUNTY (731) 285-4410 www.firstCNB.com First Volunteer Bank Simmons Bank (PSE) 6882 S York Hwy 205 N. Main Street Clarkrange, TN 38553 Dyersburg, TN 38024 Contact: Genger Norman Contact: Tonya Ball (931) 752-5035 (731) 288-2800 www.firstvolunteer.com www.simmonsbank.com DYER COUNTY Regions Bank (PSE) 580 Highway 51 Bypass E Dyersburg, TN 38024 Contact: Lisa Hardin (800) 734-4667 www.regions.com FAYETTE COUNTY BancorpSouth (PSE) 6800 Highway 64 Oakland, TN 38060 Contact: Joe Perdue (901) 465-7440 www.bancorpsouthonline.co First Alliance Bank (SE) 5960 Highway 64 Oakland, TN 38060 Contact: David Gross (901) 465-0060 www.fabtm.com First Citizens National Bank (SE) 7285 Highway 64 Oakland, TN 38060 Contact: Barbara Canady (901) 465-0439 www.firstcitizens-bank.com First Volunteer Bank 318 N. Main Street Jamestown, TN 38556 Contact: Kevin Hughes (931) 752-5015 www.firstvolunteer.com Progressive Savings Bank 500 N Main Street Jamestown, TN 38556 Contact: Mark Justice (931) 752-2265 www.psbgroup.com FRANKLIN COUNTY First Vision Bank of Tennessee (SE) 2165 Decherd Blvd Decherd, TN 37324 Contact: Mike Rowland or John Shelton (931) 968-0065 www.firstvisionbank.com Citizens Tri-County Bank (S) 2030 Decherd Blvd. Decherd, TN 37324 8

P - Indicates The Lender is a Preferred Lender Contact: Hubert Perry (931) 968-3282 www.citizenstricounty.com SunTrust Bank (PS) 1829 Decherd Boulevard Decherd, TN 37324 Contact: Ask for a Business Banker (931) 962-2260 www.suntrust.com US Bank (PSE) 1910 Decherd Blvd Decherd, TN 37324 Contact: Jennifer Stratton (931) 967-5516 www.usbank.com Citizens Community Bank 514 Main Street Huntland, TN 37345 Contact: Jonathan Gregory (931) 967-3342 www.ccbank.net Citizens Community Bank 1418 Dinah Shore Boulevard Winchester, TN 37398 Contact: Chris Parker (931) 967-3342 www.ccbank.net Regions Bank (PSE) 121 S. College Street Winchester, TN 37398 Contact: Deta Green (931) 967-1467 www.regions.com S - Indicates The Lender is a SBA Express Lender 1026 College Street Milan, TN 38358 Contact: Elton Sims (731) 686-3331 www.bancorpsouthonline.com Regions Bank (PSE) 2052 S. Main Street Milan, TN 38358 Contact: Mary Jane Miller (800)734-4667 www.regions.com Centennial Bank (S) 100 W. Armory Street Trenton, TN 38382 Contact: Barney Cason (731) 855-9600 (731) 855-9652 fax www.mycentennial.bank GILES COUNTY First Farmers & Merchants Bank (SE) 302 S. Second Street Pulaski, TN 38478 Contact: Marcus Houston (931) 363-3830 www.myfirstfarmers.com E – Indicates the Lender is a Export Express Lender First Tennessee Bank, NA (PSE) 206 North Main Street Greeneville, TN 37745 Contact: Teresa Lawrence (423) 798-2210 www.firsttennessee.com GRUNDY COUNTY Citizens Tri-County Bank (S) 25709 SR 56 Coalmont, TN 37313 Contact: Debbie Myers (931) 779-2267 www.citizenstricounty.com Citizens Tri-County Bank (S) 80 E. Main Street Monteagle, TN 37356 Contact: Renee McBee (931) 592-2741 www.citizenstricounty.com First National Bank of Pulaski (SE) 206 S. 1st Street Pulaski, TN 38478 Contact: Patrick Gilbert (931) 363-2585 www.fnbforyou.com Citizens Tri-County Bank (S) 711 Main Street Palmer, TN 37365 Contact: Debbie Myers (931) 779-3288 www.citizenstricounty.com SunTrust Bank (PSE) 222 W. Madison Street The Farmers and Merchants Pulaski, TN 38478 Contact: Ryan Moore Bank (S) (931) 371-3127 110 S. Main Street www.suntrust.com Dyer, TN 38330 Contact: Louis Turner (731) 692-3761 GREENE www.dyerfmbank.com Citizens Tri-County Bank (S) 26 Coylar Streets Tracy City, TN 37387 Contact: Dana Knight (931) 592-9221 www.citizenstricounty.com GIBSON COUNTY COUNTY Centennial Bank (S) 388 Highway 45 W. Humboldt, TN 38343 Contact: Brent Attaway (731) 824-1411 www.mycentennial.bank Simmons Bank (PSE) 107 N. Poplar Kenton, TN 38233 Contact: Brooke Carson (731) 749-5368 (731) 886-0307 fax www.simmonsbank.com BancorpSouth Bank (PSE) HAMBLEN COUNTY BB&T (PS) 1604 E. Andrew Johnson Hwy Greeneville, TN 37745 Commercial Bank (SE) Contact: Larry Jones 225 W 1st Street, Ste 201 (423) 639-2273 Morristown, TN 37814 www.bbt.com Contact: Branch Manager (423) 714-3388 First Tennessee Bank, NA www.cbtn.com (PSE) 100 N. Main Street First Tennessee Bank, NA Greeneville, TN 33743 (PSE) Contact: Jessie Hite 1908 W. Andrew Johnson (423) 278-3035 Highway www.firsttennessee.com Morristown, TN 37816 Contact: Pam Herrell CA – Indicates the Lender is a Community Advantage Lender (423) 585-0111 www.firsttennessee.com First Tennessee Bank, NA (PSE) 1112 West 1St North Street Morristown, TN 37814 Contact: Branch Manager (423) 586-8021 www.firsttennessee.com HomeTrust Bank, NA (S) 120 Evans Avenue Morristown, TN 37814 Contact: Candice Price (423) 714-1772 or (423)586-8421 www.hometrustbanking.com Regions Bank (PSE) 201 W Morris Blvd Morristown, TN 37813 Contact: Myrna Wolfe (423) 587-7158 www.regions.com SunTrust Bank (PS) 230 Dr. MLK Pkwy Morristown, TN 37813 Contact: Catherine Williams (423) 254-6972 www.suntrust.com US Bank (PSE) 2310 Sandstone Drive Morristown, TN 37814 Contact: Branch Manager (423) 200-3291 www.usbank.com HAMILTON COUNTY BB&T (PS) 721 Broad Street, Chattanooga, TN 37402 Contact: Juli-Ann Morgan (423) 756-8101 www.bbt.com BB&T (PS) 2120 Gunbarrel Road Chattanooga, TN 37421 Contact: Jill Tulley (423) 892-3686 www.bbt.com BancorpSouth (PSE) 631 Broad St. Ste. 310 Chattanooga, TN 37402 Contact: Sam Jones (423) 668-5209 www.bankcorpsouthonline.com Bank of America, NA (PSE) 200 W. MLKing Blvd Ste 100 Chattanooga, TN 37450 Contact: Anthony Jewell (276) 744-8003 www.bankofamerica.com Brightbridge, Inc. (CA) 506 Broad Street Chattanooga, TN 37404 Contact: Mike Ohlman (423) 424-4227 www.brightbridgeinc.org First Citizens Bank (SE) 1611 Gunbarrel Road Chattanooga, TN 37421 Contact: Robin Parker (423) 510-7020 www.firstcitizens.com First Tennessee Bank, NA (PSE) 701 Market Street Chattanooga, TN 37402 Contact: Jeff Jackson (423) 757-4011 www.firsttennessee.com First Volunteer Bank 728 Broad Street Chattanooga, TN 37402 Co

a Preferred Lender a SBA Express Lender Export Express Lender Community Advantage Lender 6 ANDERSON COUNTY Community Trust Bank (SE) 2106 N Charles Seivers Blvd Clinton, TN 37716 Contact: Dorothy Franklin (865) 457-8684 www.cbti.com 727 Main Street Oliver Springs, TN 37840 .

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