Formal Trust Checklist - Card Services, Banking & Loans
Formal Trust ChecklistThere are two forms that must be completed to open a deposit account for a Trust. Please see below for further direction.Formal Trust Account ApplicationTrustee CertificationNOTE: At this time, we only process applications from Trustees who are U.S. Citizens or U.S. Resident Aliens.Formal Trust Account Application Checklist (5 sections)Section 1: Trust Information—Title, Taxpayer Identification Number, Date and AddressSection 2: Trustee Information—You can add up to five Trustees. Every trustee must sign in blue or black ink.Section 3: Account Selection—You can select one Money Market and/or multiple CD Accounts. You only need to submit ONE Formal Trust Application.Section 4: Account Funding—Fund your account(s) with an ACH transfer, a transfer from an existing Discover account or a check. Please do not send cash.Section 5: Signatures—Sign and dateNOTE: I f you have sent in a Trustee Certification Form after 5/29/14 for the trust listed in this Formal Trust Account Application andall of the trust information provided in the prior Trustee Certification Form has not changed and is still current, you are notrequired to send in an additional Trustee Certification Form.Trustee Certification Checklist (4 sections)Section 1: Trust Information—Identical to Section 1 of the Formal Trust Account ApplicationSection 2: Trust Type—Irrevocable/RevocableSection 3: Trustors/Trustees/ Successor Trustees Section 4: Notary—A Notary Public signature & seal are required for every Trustee on the Formal Trust Account Application. Trustees must signthis section in the presence of a Notary Public. Notarization completed through remote online notary from either www.notarize.com or www.notarycam.com is also accepted.Submit DocumentsWhen the Formal Trust Account Application is completed and the Trustee Certification Form is completed AND SIGNED BY A NOTARY PUBLIC, you can submitthem to Discover in three ways:1. Fax:224-813-52232. Mail: Discover BankOvernight:New AccountsPO Box 30417Salt Lake City, UT 84130Discover BankNew Accounts5420 W 1730 SSalt Lake City, UT 84104-5335Postage-paid envelope enclosed (not applicable if the form was downloaded from DiscoverBank.com)3. Secure Doc Upload: Available at DiscoverBank.com/docuploadNote: I f there is more than one Trustee on the Trust and the Trustees sign separate Trustee Certifications, please submit ALL Trustee Certifications togetheralong with the Formal Trust Account Application.rev. 01.2021Once all your completed documents are received, we will review them within 7 business days. If approved, you will receiveyour new account Welcome Kit within 7–10 business days of account opening for a Money Market Account, and within7–10 business days of account funding for a CD Account.See next page for additional information.
GlossaryTitle of Trust: This is the legal name that you or someone else gave the trust. Example: Smith Family Trust, Dated January 1, 2016Trust Address: Typically, this is the address at which the Trustee or other party (such as an accountant or an attorney) receives mail for the trust.Trustee: An individual person who manages the trust, usually appointed by the trustor.Trustor or Grantor: The person who creates the trust.Successor Trustee: The person who assumes control of the trust after the immediately preceding Trustee(s) dies, resigns, is removed or becomes unable tocontinue with his or her responsibilities.Mother’s Maiden Name: Required for identity verification. Please provide even if she is deceased.Notices and Agreements (2 Attachments)Deposit Account Agreement (attached)Consumer Privacy Statement (attached)California Residents: For notice under the California Consumer Privacy Act, please visit www.discover.com/privacy-statement and review the sectionfor California ResidentsThrough this Trust Application Kit, we will collect the following categories of Personal Information from you:1. Personal Identifiers, such as name and mail address;2. Personal information, as defined in the California safeguards law, such as contact information and financial information;3. Characteristics of protected classifications under California or federal law, such as age and citizenship; and4. Professional or employment-related information, such as current employment information.We may use the Personal Information we collect to operate, manage, and maintain our business, to provide our products and services, and to accomplishour business purposes and objectives. For example, we use Personal Information we collect to:1. Personalize, develop, market, advertise, and provide our products and services (including analytic services);2. Provide customer service and maintain or service accounts;3. Process payments or transactions;4. Conduct research and data analysis;5. Perform identity verification, detect security incidents, and detect and prevent fraud (including protecting against and/or prosecuting malicious,deceptive, fraudulent, or illegal activity);6. Maintain our systems and infrastructure, including debugging to identify and repair errors that impair existing intended functionality;7. Conduct risk and security control and monitoring;8. Perform audit functions, including auditing interactions with consumers;9. Maintain and enhance a product or service; and10. Conduct other internal functions, such as investigations or research for technology development, comply with legal obligations, maintain businessrecords, and exercise and defend legal claims and rights. 2021 Discover Bank, Member FDIC.FTC 0121
Formal Trust Account Application1-866-515-5283Monday – Friday (8 a.m. to 10 p.m. (EST)Saturday/Sunday (10 a.m. to 6:30 p.m. (EST)This is an application to open a deposit account for a trust.Important InformationCustomer InformationTo help the government fight the funding of terrorism and money laundering activities, federal law requires financial institutions to obtain, verify and recordinformation that identifies each individual and entity that opens an account.What this means for you:When opening an account, we may ask you to provide your name, address, Social Security number or other Taxpayer Identification Number (“TIN”), andother information that will help us to identify you. You may also be asked to provide a driver’s license, state ID card or other identifying documents.Section 1: Trust InformationAll fields required below unless otherwise specified.Full Title of Trust (as it appears in your Trust documents, including Trust date if applicable)Taxpayer Identification Number of the Trust (applicable SSN, EIN, or ITIN*)Date of Trust (optional if included in Trust Title above)Name associated with this Tax Identification Number, as shown on the tax return (if different from the Trust name above)For Your Information: This Taxpayer ID—SSN, EIN, or ITIN—will be used for IRS Tax reporting purposes.Street Address (PO Boxes not accepted)CityStateZip CodeMailing Address (If different from street address)CityStateZip CodeSection 2: Trustee #1 InformationAll fields required unless otherwise specified.First NameMiddle Name (if applicable)Last NameStreet Address (If different from Trust Address in Section 1; PO Boxes not accepted)CityStateZip CodeMailing Address (If different from street address)CityStateZip CodeDate of BirthSSN or ITIN*Phone Number** Is this a cell phone number?YesMother’s Maiden Name (Please provide even if she is deceased)NoEmail Address (optional)**NOTE: Y ou agree that Discover Bank, its affiliates, and agents (“Discover”) may call you, including via text, about any current or future accounts orapplications, with respect to all products you have with Discover at any phone number you provide. In addition, you agree Discover may contactyou using an automatic dialer or pre-recorded voice message, even if your phone provider may charge you for calls or texts.Employment Status (Select which most udentRetiredUnemployedOther (Please specify)OccupationAre you a U.S. Citizen?EmployerYesNoIf not, are you a U.S. Resident Alien?Yes No (If you select no, please note that at this time, we only processapplications for U.S. Citizens and U.S. Resident Aliens.)Country of CitizenshipNOTE: If there are additional Trustees, complete the remainder of Section 2 on the next page.rev. 01.21* Social Security Number (SSN), Employer Identification Number (EIN) or Individual Taxpayer Identification Number (ITIN), as MCCEKDEPDBP100378Tru1(to be used on the Tr
NOTE: I f there are more than three Trustees, photocopy this page, complete the information and designate the additional Trusteesas Trustee #4 and #5.Trustee #2 InformationAll fields required unless otherwise specified.First NameMiddle Name (if applicable)Last NameStreet Address (If different from Trust Address in Section 1; PO Boxes not accepted)CityStateZip CodeMailing Address (If different from street address)CityStateZip CodeDate of BirthSSN or ITIN*Phone Number** Is this a cell phone number?Mother’s Maiden Name (Please provide even if she is deceased)YesNoEmail Address (optional)**NOTE: Y ou agree that Discover Bank, its affiliates, and agents (“Discover”) may call you, including via text, about any current or future accounts orapplications, with respect to all products you have with Discover at any phone number you provide. In addition, you agree Discover may contactyou using an automatic dialer or pre-recorded voice message, even if your phone provider may charge you for calls or texts.Employment Status (Select which most udentRetiredUnemployedOther (Please specify)OccupationAre you a U.S. Citizen?EmployerYesNoIf not, are you a U.S. Resident Alien?Yes No (If you select no, please note that at this time, we only processapplications for U.S. Citizens and U.S. Resident Aliens.)Country of CitizenshipTrustee #3 InformationAll fields required unless otherwise specified.First NameMiddle Name (if applicable)Last NameStreet Address (If different from Trust Address in Section 1; PO Boxes not accepted)CityStateZip CodeMailing Address (If different from street address)CityStateZip CodeDate of BirthSSN or ITIN*Phone Number** Is this a cell phone number?YesMother’s Maiden Name (Please provide even if she is deceased)NoEmail Address (optional)**NOTE: Y ou agree that Discover Bank, its affiliates, and agents (“Discover”) may call you, including via text, about any current or future accounts orapplications, with respect to all products you have with Discover at any phone number you provide. In addition, you agree Discover may contactyou using an automatic dialer or pre-recorded voice message, even if your phone provider may charge you for calls or texts.Employment Status (Select which most udentRetiredUnemployedOther (Please specify)OccupationAre you a U.S. Citizen?EmployerYesNoIf not, are you a U.S. Resident Alien?Yes No (If you select no, please note that at this time, we only processapplications for U.S. Citizens and U.S. Resident Aliens.)Country of Citizenship* Social Security Number (SSN), Employer Identification Number (EIN) or Individual Taxpayer Identification Number (ITIN), as MCCEKDEPDBP100378Tru2(to be used on the Tr
Section 3: Account Selection(s) Note: You can open ONE Money Market Account and/or multiple CD Accounts, but each account must be selected andfunded separately.Certificate of DepositMinimum deposit to open each CD: 2,500Terms (Select the terms you want)Funding OptionsChoose one option per AccountDurationAmount 3 mos.ACHCheckTransfer from Discover Account 6 mos.ACHCheckTransfer from Discover Account 9 mos.ACHCheckTransfer from Discover Account 12 mos.ACHCheckTransfer from Discover Account 18 mos.ACHCheckTransfer from Discover Account 24 mos.ACHCheckTransfer from Discover Account 30 mos.ACHCheckTransfer from Discover Account 3 yrs.ACHCheckTransfer from Discover Account 4 yrs.ACHCheckTransfer from Discover Account 5 yrs.ACHCheckTransfer from Discover Account 7 yrs.ACHCheckTransfer from Discover Account 10 yrs.ACHCheckTransfer from Discover Account Money Market AccountMinimum deposit to open: 2,500NOTE: A debit card is not available for trust accounts.OptionalYES, I would like checks.Funding Options; There is an initial ACH funding limit of 5,000 for Money Market Accounts.ACHCheckTransfer from Discover AccountOpening deposit NOTE: Discover Online Savings Accounts and Discover Cashback Debit Accounts are not available for KDEPDBP100378Tru3(to be used on the Tr
Section 4: Account Funding A combination of the options below can be used to fund the account type(s) selected in Section 3. Please ensuredeposits in this section add up to the opening deposit amounts in Section 3 or your application will be rejected. NOTE: Only one funding method can beused to fund each account.ACH Debit Authorization (External Bank Information:)Routing NumberAccount Type (Checking, Savings, Money Market)Full Account NumberTotal amount to be debited via ACHName (as it appears on the account)Note: There is an ACH funding limit of 5,000 for Money Market Accounts; if you would like to deposit more than 5,000, please choose anotherfunding option. I authorize Discover Bank to initiate a single electronic debit from the account identified above in the amount(s) identified in Section 3. We will processa separate electronic debit for each account opened in the amount designated in Section 3. I understand that this one-time request will be presented tomy financial institution on the date Discover Bank receives this authorization. I understand that I will not be able to revoke this authorization once sent toDiscover Bank.SignatureDateXPLEASE MAKE A COPY OF THE COMPLETED ACH DEBIT AUTHORIZATION AND KEEP IT FOR YOUR RECORDS.Check1. Write a separate check for each account you are opening and funding by check.2. Make your check(s) payable to the title of the trust as it appears in your Trust documents (See Section 1).3. Mail us your check(s) along with your Trust Account Application and Trustee Certification.Transfer from an existing Discover Bank accountName (as it appears on your Discover account)Full Account NumberAmountHow do you plan to fund your account? Select only one.The Trust or Grantor’s bank accountSomeone else’s bank accountIncomeOtherWill the Trust send or receive money internationally?YesNoWire TransferWire transfer is not an available option to open a Trust MCCEKDEPDBP100378Tru4(to be used on the Tr
Section 5: Signatures:By signing this form, I (we), as a trustee of the trust listed on the first page of this application, agree to abide by the terms of the Deposit Account Agreement,as may be amended from time to time, a copy of which I have received, and to provide such information as Discover Bank may require to maintain the Account.I (We) further agree that the Account will be governed by Delaware law.By signing below, I, individually and as a trustee of the trust, authorize Discover Bank to share my application and Account information with its affiliates andmarketing partners. I, individually, am providing authorization to Discover Bank under the Fair Credit Reporting Act to obtain information from my personalcredit profile or other information. I further authorize Discover Bank to obtain such information solely to confirm my identity.I (we) understand that Discover Bank: (a) is not a trustee of the trust funds, (b) is not responsible for monitoring actions of trustee(s), and (c) is notresponsible for actions of trustee(s).W-9 Tax CertificationUnder penalties of perjury, I certify that:1) The number shown on this form is the correct Social Security Number/Taxpayer ID for the trust; and2) The trust is not subject to backup withholding because: (a) the trust isexempt from backup withholding, or (b) the trust has not been notified bythe Internal Revenue Service (IRS) that it is subject to backup withholdingas a result of a failure to report all interest and dividends, or (c) the IRS hasnotified the trust that it is no longer subject to backup withholding, and3) The trust is a U.S. Citizen or other U.S. Person.4) The trust is exempt from Foreign Account Tax Compliance Act(FATCA) reporting for deposit accounts maintained in the U.S.by Discover Bank.If the trust is presently subject to backup withholding because ithas been notified by the IRS that it has failed to report all interest ordividends on its tax return, please draw a line through statement 2.The IRS does not require your consent to any provision of this document other than the certifications required to avoid backup withholding.Signature of Trustee #1DateXIf applicable:Signature of Trustee #2DateXSignature of Trustee #3DateXSignature of Trustee #4DateXSignature of Trustee K 2021 Discover Bank, Member FDIC.NFTAA.0121DEPDBP100378Tru5(to be used on the Tr
Trustee Certification1-866-515-5283Monday – Friday (8 a.m. to 10 p.m. (EST)Saturday/Sunday (10 a.m. to 6:30 p.m. (EST)Notice to the Trustee(s): You must read this certification carefully and confirm that it is consistent with the current terms of theTrust documents. Discover Bank may rely solely on the information provided in this Trustee Certification to open and maintaindeposit accounts, or to permit the Trustee to exercise powers regarding beneficial interests in Individual Retirement accounts(“IRAs”). To open an account with Discover Bank, the Trust documents must permit Co-Trustees to each act individually.In consideration of Discover Bank opening and/or maintaining the deposit accounts (“Deposit Accounts”) for the Trust namedbelow (“Trust”), or permitting the undersigned trustees (“Trustees”) to exercise all powers regarding beneficial interests of theTrust in Deposit Accounts that are individual retirement accounts (“IRAs”), I/we the undersigned (“Trustee(s)”) certify thefollowing is true:NOTE: All fields required unless otherwise specified.Section 1: Trust Information(Must match Section 1 of Formal Trust Account Application)Full Title of the Trust (as it appears in your Trust documents, including Trust date if applicable)Taxpayer Identification Number of the Trust (applicable SSN, EIN, or ITIN*)Date of Trust (optional if included in Trust Title above)For Your Information: This Taxpayer ID—SSN, EIN, or ITIN—will be used for IRS Tax reporting purposes.Street Address (PO Boxes not accepted)CityStateZip CodeMailing Address (If different from street address)CityStateZip CodeSection 2: Trust Type (check one box)Trust is currentlyIrrevocableRevocable (enter names below)If revocable, enter names(s) of the individual(s) who has/have the power to revoke the TrustSection 3: Trustors, Trustees and Successor TrusteesTrustor(s)/Grantor(s) of the Trust Full NameSSN/ITIN #Current Trustee(s) of the Trust (Print all Trustee names. They must match Section 2 of your Formal Trust Account Application.)Successor Trustees (different than Trustees; complete if applicable):First Successor Trustee(s)Second Successor Trustee(s)Third Successor CCEKrev. 10.2020The Trustee(s) represent and certify that: (1) the Trust authorizes each Trustee to act individually without the consent of theDEPDBP100378 Truother Trustee(s); or (2) the Trustees have consented to each Trustee acting individually and without consent of the other (to be used on the Tr* Social Security Number (SSN), Employer Identification Number (EIN) or Individual Taxpayer Identification Number (ITIN), as KEKMKDEPDBP100378 Tru(to be used on the Tr
Trustee(s) and that such delegation of authority is expressly authorized by the Trust. The Trust or applicable law authorizes theTrustee(s) to deposit assets in Deposit Accounts and to exercise powers with respect to beneficial interests of the Trust in IRAs.The Trust or applicable law authorizes the Trustee(s) to make distributions or transfers of Trust funds to beneficiaries and others.Discover Bank shall have no responsibility to assure the proper application of Trust funds by any Trustee(s).The Trustee(s) acknowledge that Discover Bank has not reviewed the Trust document, even if it has been provided with a copy ofthe Trust document, and understand that Discover Bank is relying only on representations made in this Trustee Certification.Trustee(s) state that the Trust is not a statutory business trust as defined under 12 DE Code § 3801 (2019) (or as similarly definedin other states) requiring business entity registration with a state government.The Trustee(s) represent, warrant and certify that the representations made in this Trustee Certification are true, complete andaccurate, that the Trust exists and is in full force and effect, and that the Trust has not been revoked, modified or amended in anymanner that would cause the representations contained in this Trustee Certification to be inaccurate or incorrect. This TrusteeCertification supersedes all prior Trustee Certifications provided to Discover Bank by the Trust regarding Deposit Accounts.The Trustee(s) agree (jointly and severally) to indemnify Discover Bank, its employees and directors, and hold them harmlessfrom any liabilities and expenses that arise from Discover Bank’s reliance on the representations, warranties and agreementsincluded in this Trustee Certification. This agreement to indemnify Discover Bank shall survive termination of the Trust andclosure of the Deposit Accounts.The Trustee(s) agree to provide a new Trustee Certification to Discover Bank in the event that any of the representations,warranties, agreements or certifications in this Trustee Certification change or if they may no longer be relied upon byDiscover Bank. The Trustee(s) also agree that Discover Bank may rely upon this Trustee Certification until Discover Bank receivesa new Trustee Certification, executed by all then-serving Trustees seeking to transact on the Deposit Accounts or make electionsregarding an IRA, notifying Discover Bank of any changes involving the Trust, in which case the new Trustee Certification willsupersede this Trustee Certification in all respects, except as otherwise provided in the preceding paragraph.This form may be executed in counterparts, each of which, when so executed, shall be deemed an original and all of which shallconstitute one and the same instrument.Section 4: NotaryTrustee Names / Signatures (in presence of a notary public) Please sign in blue or black ink and make photocopies of the next page ifadditional Trustee signatures are needed. NOTE: Every Trustee seeking to transact on and receive information regarding the Deposit Accounts or makeelections regarding an IRA must complete a separate Notary acknowledgement below. (Successor Trustees are not required to sign.)Trustee #1 InformationTrustee NameDateState ofCounty ofThis instrument was acknowledged before me onas Trustee ofNotarization RequiredSignatureToday’s DatebyName of Current Trustee (from Section 3 of this Trustee Certification)Full Title of the Trust (from Section 1 of this Trustee Certification)on behalf of whom instrument was executed.(SEAL)XSignature of Notary PublicMy commission EKDEPDBP100378 Tru(to be used on the BP100378 Tru(to be used on the Tr
Section 4: Notary (continued)Trustee Names / Signatures (in presence of a notary public) Please sign in blue or black ink and make photocopies of this page ifadditional Trustee signatures are needed. NOTE: Every Trustee seeking to transact on and receive information regarding the Deposit Accounts or makeelections regarding an IRA must complete a separate Notary acknowledgement below. (Successor Trustees not required to sign.)Trustee #2 Information (if applicable)Trustee NameDateState ofCounty ofThis instrument was acknowledged before me onas Trustee ofSignatureToday’s DatebyName of Current Trustee (from Section 3 of this Trustee Certification)on behalf of whom instrument was executed.Full Title of the Trust (from Section 1 of this Trustee Certification)Notarization Required(SEAL)XSignature of Notary PublicMy commission expires:Trustee #3 Information (if applicable)Trustee NameDateState ofCounty ofThis instrument was acknowledged before me onas Trustee ofSignatureToday’s DatebyName of Current Trustee (from Section 3 of this Trustee Certification)Full Title of the Trust (from Section 1 of this Trustee Certification)Notarization Requiredon behalf of whom instrument was executed.(SEAL)XSignature of Notary PublicMy commission EKDEPDBP100378 Tru(to be used on the Tr 2020 Discover Bank, Member MAKEKMKDEPDBP100378 Tru(to be used on the Tr
DepositAccount AgreementEffective June 20, 2021Questions about your Account?1-800-347-7000DiscoverBank.com 2021 Discover Bank, Member FDICBK.DBATAGT.L.0621
Thank you for choosing Discover Bank. This Deposit Account Agreementincludes the terms and conditions you need to know about your DiscoverBank deposit accounts.Please read this Agreement carefully. This Agreement covers, among otherthings:Our obligations to youYour obligations as an AccountholderHow we may amend the Agreement and send you notices anddisclosuresYour agreement to waive a jury trialYour agreement to arbitrate disputes by binding arbitration (and yourright to reject arbitration)Your agreement to waive your class-action rightsLimitations on our liability to youOur mutual agreement that Delaware law will control this AgreementYou can always call our knowledgeable customer service team anytime at1-800-347-7000. There’s always someone right here in the U.S. to answeryour questions, explain things, and take the time to help you find ways tomake the most of your money.Deposit Account AgreementEffective June 20, 2021Table of Contents1 DEFINITIONS/INTRODUCTION2 CUSTOMER INFORMATION AND ELIGIBILITY3 AGREEMENT ACCEPTANCE/W-9 CERTIFICATION4 FDIC INSURANCE5 INTEREST6 ACCOUNT OWNERSHIP7 DISCOVER STUDENT DEPOSITS PROGRAM8 INCOME TAX REPORTING AND WITHHOLDING9 CHECKS10 DEPOSITS11 WITHDRAWALS12 CHECKING REWARDS AND INCENTIVES13 DEBIT CARDS14 FUND TRANSFERS15 FUNDS AVAILABILITY (HOLDS)16 STOP PAYMENT ON CHECKS17 ACCOUNT TRANSFER OR ASSIGNMENT18 STATEMENTS AND ERROR RESOLUTION19 CD RENEWAL OPTIONS20 RIGHT OF SET-OFF21 OVERDRAFT PROTECTION SERVICE22 POWER OF ATTORNEY23 PRIVACY AND DISCLOSURE OF ACCOUNT INFORMATION24 ACCOUNT CLOSURE25 TRANSACTION CORRECTIONS, REVERSALS, AND DELAYS26 AMENDMENTS, ACCOUNT CHANGES AND NOTICES27 ELECTRONIC FUND TRANSFER (EFT)28 ERROR RESOLUTION – ELECTRONIC FUND TRANSFERS29 WAIVERS30 LEGAL PROCEEDINGS31 ABANDONED ACCOUNTS32 SEVERABILITY33 TELEPHONE COMMUNICATIONS34 LIMITATION OF LIABILITY35 ARBITRATION OF DISPUTES36 EARLY WITHDRAWAL PENALTIES; MINIMUM ACCOUNTREQUIREMENTS AND SERVICE 63636383939394040404043
Deposit Account AgreementEffective June 20, 2021(1) DEFINITIONS/INTRODUCTIONThe following is a list of terms used throughout this Deposit AccountAgreement (“Agreement”):“Account” means your Discover Certificate of Deposit Account(“Non-IRA CD Account”), Discover Individual RetirementArrangement Certificate of Deposit Account (“IRA CD),” DiscoverCashback Debit Account (also referred to as a “CheckingAccount”), Discover Money Market Account (“Money MarketAccount”), and/or Discover Savings Account (“Savings Account,”which includes a Discover IRA Savings and a Discover OnlineSavings Account, as applicable);“Branch” means the Discover Bank retail office in Greenwood,Delaware;“Business Days” are Monday through Friday, excluding FederalReserve Bank holidays;“CD” includes both “Non-IRA CD Account” and “IRA CD Account,”unless otherwise specified;“Debit Card” means both a Discover Checking Account Debit Cardor a Discover Money Market Account Debit Card;“Discover Student Deposits Program” means Checking Accountsopened through the RefundSelectSM and eRefunds PLUS Program;“EFT” means Electronic Fund Transfer;“Existing Customer” means a customer who has a Discoverchecking, savings, or money market account open and funded forat least 30 days;“IRA” includes an IRA CD and an IRA Savings Account, unlessotherwise specified;“New Customer” means a customer who has not had a Discoverchecking, savings or money market account open and funded forat least 30 days;“we”, “us”, “our”, and “Discover” refer to Discover Bank, a Delawarechartered bank;“you”, “your”, and “Accountholder” refer to each person or entity inwh
3 Section 3: Account Selection(s) Note: You can open ONE Money Market Account and/or multiple CD Accounts, but each account must be selected and funded separately. Certificate of Deposit Minimum deposit to open each CD: 2,500 Terms (Select the terms you want) Money Market Account Minimum deposit to open: 2,500 NOTE: A
Cards on KSU 64 If card is a Loop card 64 If card is a T1 card 64 If card is a PRI card 65 If card is an ETSI PRI card 66 If card is a DID card 66 If card is an E&M card 66 If card is a BRI-U2, BRI-U4 or BRI-ST card 66 If
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Charitable Gi t Annuity LEAD TRUST PAYOUTS A lead trust makes payments to charity in one of two ways: Lead Annuity Trust With a lead annuity trust, the trust pays a fixed amount each year regardless of the current value of the trust. There is a potential for growth in the trust because the annuity is fixed and the trust principal can compound.
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The Cybersource gift card services are supported in card-present and card-not-present environments. These services en able you to manage the balances for a gift card after it is purchased. Table 1 Gift Card Services Service Description Activation Activates a single gift card or a group of card-present gift cards in bulk.
Card a Citibank Visa and/or Mastercard credit card issued by us and a renewal or replacement and if more than one card or if a supplementary card is issued, includes such other card(s) Card account an account which you maintain with us in respect of the card Card transaction a transaction carried out whether by using the card, the card account
VISA Gold Card or BSP First VISA Platinum Card. 'Card Details' refers to the information embossed on the card including the Cardholder name, Card number, Card expiry date, and Card Security Code. 'Cardholder' or 'You' or 'your' or 'yours' means the person to whom BSP has issued a Card (or an additional Cardholder). 'Card .
PO Box 951 Horsham, PA 19044 Fax Subject Line: Operations Fax Number: 866-699-2969. 1 TRUST ACCOUNT APPLICATION You’ll need to provide these documents: A Certification of Trust OR written Trust agreement documents that include: Description of Trust, including the formal name of the Trust, Grantors and Trustees
