STATEMENT OF ADDITIONAL INFORMATION (SAI)
STATEMENT OF ADDITIONAL INFORMATION (SAI)SponsorBNP Paribas Investment Partners Asia Limited30/F, Three Exchange Square, 8 Connaught Place, Central, Hong kong.Name of Mutual FundBNP Paribas Mutual FundName of the Asset Management CompanyBNP Paribas Asset Management India Private LimitedName of the Trustee CompanyBNP Paribas Trustee India Private LimitedAddresses of the entitiesBNP Paribas House, 1 North Avenue, Maker Maxity, Bandra Kurla Complex, Bandra – East, Mumbai – 400 051.Website of the entitywww.bnpparibasmf.inThis Statement of Additional Information (SAI) contains details of BNP Paribas Mutual Fund, its constitution, and certain tax, legaland general information. It is incorporated by reference (is legally a part of the Scheme Information Document).This SAI is dated July 3, 2012.
TABLE OF CONTENTSSectionParticularPg. No.I.INFORMATION ABOUT SPONSOR, AMC AND TRUSTEE COMPANIES .1A.Constitution of the Mutual Fund .1B.Sponsor .1C.The Trustee .1D.Asset Management Company .4E.Service Providers .9F.Condensed Financial Information .10II.HOW TO APPLY? .12III.RIGHTS OF UNIT HOLDERS OF THE SCHEME.14IV.INVESTMENT VALUATION NORMS FOR SECURITIES AND OTHER ASSETS .14V.TAX & LEGAL AND GENERAL INFORMATION .20A.Taxation on investing in Mutual Funds .20B.Legal Information.24C.General Information .29
I.INFORMATION ABOUT SPONSOR, AMC ANDTRUSTEE OF BNP PARIBAS MUTUAL FUNDA. CONSTITUTION OF THE MUTUAL FUNDBNP Paribas Mutual Fund has been constituted as a trust in accordancewith the provisions of the Indian Trusts Act, 1882 (2 of 1882), by BNPParibas Investment Partners Asia Limited (“ BNPPIP”), as the Sponsor,and BNP Paribas Trustee India Private Limited as the Trustee (“TrusteeCompany”) as per the terms of the Trust Deed dated February 14, 2011.This Trust Deed has been registered under the Indian Registration Act, 1908in supercession to the Trust Deed under Fortis Mutual Fund. BNP ParibasMutual Fund has been registered with SEBI under the same registrationnumber viz. SEBI Registration No. MF/049/04/01 on October 20, 2010.Historical Background:A. ABN AMRO Mutual Fund (now BNP Paribas Mutual Fund) had beenconstituted as a trust in accordance with the provisions of the IndianTrusts Act, 1882, by the original Sponsor, ABN AMRO Bank N.V., asper the terms of the Trust Deed dated April 15, 2004. The Trust Deedhad been registered under the Indian Registration Act, 1908. TheMutual Fund had been registered with SEBI, vide. Registration No.MF/049/04/01 dated May 27, 2004.B. Pursuant to an internal restructuring of ABN AMRO Group in 2005,ABN AMRO Asset Management (Asia) Limited had acquired the originalSponsor’s shareholding in ABN AMRO Asset Management (India)Limited {now known as BNP Paribas Asset Management India PrivateLimited (“AMC”)}. The AMC had received a no objection from SEBI videletter no. IMD /SB/46021/05 dated August 4, 2005 and the transfer wasmade effective from October 31, 2005. Accordingly, a Deed of Variationdated March 2, 2006 to the initial Deed of Trust was executed betweenABN AMRO Trustee (India) Private Limited, ABN AMRO Bank N.V. andABN AMRO Asset Management (Asia) Limited.C. Consequent to a global restructuring of ABN AMRO, ABN AMRO AssetManagement became a part of Fortis Investment Management witheffect from April 1, 2008. SEBI vide its letter no. IMD/RB/139920/08dated October 3, 2008 had conveyed its no–objection to the indirectchange in control of ABN AMRO Asset Management (India) PrivateLimited and ABN AMRO Trustee (India) Private Limited. Accordingly, ABNAMRO Mutual Fund had been renamed to Fortis Mutual Fund with thesame SEBI registration number being MF/049/04/01 with effect fromOctober 24, 2008. The AMC had been renamed to Fortis InvestmentManagement (India) Pvt. Ltd. and Trustee Company to Fortis Trustee(India) Pvt. Ltd. with effect from September 19, 2008.D. Consequent to a global and internal restructuring of the Fortis groupin the year 2009, the sponsor company is now known as BNP ParibasInvestment Partners Asia Limited with effect from January 19, 2010.E. Currently, 100% share capital of the sponsor, viz. BNP ParibasInvestment Partners Asia Limited is held by BNP Paribas InvestmentPartners SA. The ultimate parent company of BNP Paribas InvestmentPartners SA is BNP Paribas SA which is a listed Bank located at Paris.F. SEBI vide its letter no. OW/YE/23202/2010 dated October 12, 2010 hasconveyed its no–objection to the indirect change in control of FortisInvestment Management (India) Private Limited (the “AMC”) and FortisTrustee (India) Private Limited. The Mutual Fund has been renamedto BNP Paribas Mutual Fund (effective October 20, 2010), the AMC toBNP Paribas Asset Management India Pvt Ltd (effective October 18,2010) and the Trustee Company to BNP Paribas Trustee India Pvt Ltd(effective October 22, 2010).B. SPONSORBNP Paribas Investment Partners Asia Limited holds 100% of the paid–upequity share capital of AMC and the Trustee Company along with its twonominee shareholders in both AMC and Trustee Company respectivelyand acts as Sponsor to BNP Paribas Mutual Fund. BNP Paribas InvestmentPartners Asia Limited was incorporated in Hong Kong on October 29, 1991and is licensed with the Securities and Futures Commission to conductType 1 (dealing in securities), Type 4 (advising on securities), Type 5(advising on futures contracts) and Type 9 (asset management) regulatedactivities under the Securities and Futures Ordinance. BNPPIP specializesin the Asian markets for investment funds management / advisory anddiscretionary mandates. The Sponsor is directly held by BNP ParibasInvestment Partners S.A.The Sponsor is the Settlor of the Mutual Fund Trust. The Sponsor hasentrusted a sum of Rs. 1,00,000 (Rupees One Lakh Only) to the Trustee asthe initial contribution towards the corpus of the Mutual Fund.Financial Performance of BNPPIP as on December 31:Particulars2011Net Worth (in millions of HKD)838.45 1196.19 1,079.22Total Income (in millions of HKD)502.97509.03264.3Profit/(Loss) after tax (in millions of HKD) (173.74)982.20571.11Assets Under Management (in Billion of HKD)145.3466.2986.6420102009C. THE TRUSTEEBNP Paribas Trustee India Private Limited, through its Board of Directors,shall discharge obligations as Trustee of BNP Paribas Mutual Fund. TheTrustee ensures that the transactions entered into by the AMC are inaccordance with the SEBI Regulations and will also review the activitiescarried on by the AMC.Details of Trustee Directors:Name & TypeAge / QualificationBrief ExperienceOther DirectorshipsMr. Shariq Contractor54 years B.Com.Maurin Properties Private Limited,Director BGL Island Properties Private Limited,Director FCAMr. Shariq Contractor is a fellow member ofthe Institute of Chartered Accountants of Indiaand has been in practice since January 1982.He is a Principal Partner in the firm of M/s.Contractor, Nayak & Kishnadwala. He is alsoa Director on the Board of various companiesand trustee of charitable institutions. He isthe author of several professional books andis a regular faculty at various seminars onprofessional subjects. Independent Director New Consolidated ConstructionCompany Limited, DirectorAfter graduating with combined honours inB.A. (Hons), University of York, Economics and Politics from the Universityof York, Mr. Nayak read Law at Gray’s Inn,EnglandLondon. He has held senior positions in manyindustries, viz. engineering, glass, starchproducts, pharmaceuticals, veterinary and finechemicals. He is also an independent Directorin four other multinational companies in India. GlaxoSmithKline PharmaceuticalsLimited, Non–Executive DirectorMr. Pradip Nayak68 yearsIndependent Director Siemens Limited, Director Virbac Animal Health India PrivateLimited, Director1
Name & TypeAge / QualificationMr. G. Shivakumar44 yearsIndependent Director Mr. Andrew Turner41 yearsAssociate Director Brief ExperienceMr. G. Shivakumar is the Chief FinancialB. Com., Post Graduate Diploma Officer (CFO) of the Great Eastern Shipping Co.Limited from September 2008 onwards. He hasin Management (PGDM)been handling various functions like finance,accounts, strategic planning, informationtechnology and human resources at the GreatEastern Shipping Co. Limited.Mr. Andrew Turner is the Regional Head ofJoint Honors Masters Degree Compliance, Legal & Risk, Asia Pacific RegionFinancial Economics and (APAC) at BNP Paribas Investment PartnersEuropean Studies, Dundee Asia Limited from April 2010 onwards. Hehas been associated with Sponsor CompanyUniversity, United Kingdomof the Fund since October 2007. He is also amember of regional management team andis supervising local compliance, legal & riskprofessionals across the APAC region.Under the SEBI Regulations, the Trustee has, inter alia, thefollowing rights, duties and responsibilities:1. The Trustee shall have a right to obtain from the Asset ManagementCompany such information as is considered necessary by the Trustee.2. The Trustee shall ensure before the launch of any scheme that theAsset Management Company has –a. systems in place for its back office, dealing room and accounting;b. appointed all key personnel including fund manager(s) for theScheme and submitted their bio–data which shall contain theeducational qualifications, past experience in the securities marketwith the Trustee, within 15 days of their appointment;c. appointed auditors to audit its accounts;d. appointed a compliance officer who shall be responsible formonitoring the compliance of the Securities and Exchange Boardof India Act, 1992, rules and regulations, notifications, guidelinesinstructions etc. issued by SEBI or the Central Government and forredressal of investors’ grievances;e. appointed registrars and laid down parameters for their supervision;f.prepared a compliance manual and designed internal controlmechanisms including internal audit systems;g. specified norms for empanelment of brokers and marketing agents.h. ensured that the name of the scheme/Fund (other than FixedMaturity Plans and close–end schemes) approved by Trustee is anew product offered by the Fund and is not a minor modificationof the existing scheme/fund/product.i.Ensured that the in–principle approval for listing has been obtainedfrom the stock exchange(s) and appropriate disclosures are madein the Scheme Information Document before launch of close endedSchemes (other than an equity linked savings scheme).3. The Trustee shall ensure that –a. the Asset Management Company has been diligent in empanellingthe brokers, in monitoring securities transactions with brokers andavoiding undue concentration of business with any broker;b. the Asset Management Company has not given any undue or unfairadvantage to any associates or dealt with any of the associatesof the Asset Management Company in any manner detrimental tointerest of the Unit holders;c. the transactions entered into by the Asset Management Companyare in accordance with the SEBI Regulations and the scheme;d. the Asset Management Company has been managing the MutualFund schemes independently of other activities and have takenadequate steps to ensure that the interest of investors of onescheme are not being compromised with those of any other schemeor of other activities of the Asset Management Company; and2Other Directorships The Greatship (Singapore) PteLimited BNP Paribas TCB Asset ManagementCo. Limitede. All the activities of the Asset Management Company are inaccordance with the provisions of the SEBI Regulations.4. Where the Trustee have reason to believe that the conduct of businessof the Mutual Fund is not in accordance with the SEBI Regulations. Itshall forthwith take such remedial steps as are necessary by them andshall immediately inform SEBI of the violation and the action taken bythem.5. The Trustee shall take steps to ensure that the transactions of theMutual Fund are in accordance with the provisions of the Trust Deedand SEBI Regulations.6. The Trustee shall be responsible for the calculation of any income dueto be paid to the Mutual Fund and also of any income received in theMutual Fund for the holders of the Units of any scheme in accordancewith the SEBI Regulations and the Trust Deed.7. The Trustee shall obtain the consent of the Unit holders;a. whenever required to do so by SEBI in the interest of the Unitholders; orb. whenever required to do so on the requisition made by three fourthsof the Unit holders of any scheme; orc. When the majority of the Board of Directors of the Trustee decideto wind up or prematurely redeem the Units.8. The Trustee shall ensure that no change in the fundamental attributesof any scheme or the trust or fees and expenses payable or any otherchange which would modify the scheme and affect the interest of Unitholders, shall be carried out unless:a. a written communication about the proposed change is sent toeach Unit holder and an advertisement is given in one English dailynewspaper having nationwide circulation as well as in a newspaperpublished in the language of the region where the Head Office ofthe Mutual Fund is situated; andb. the Unit holders are given an option to exit at the prevailing NetAsset Value without any exit load.9. The Trustee shall quarterly review all transactions carried out betweenthe Mutual Fund, Asset Management Company and its associates.10. Each Trustee shall file the details of his transactions of dealing insecurities with the Mutual Fund on a quarterly basis.11. The Trustee shall call for the details of transactions in securities by thekey personnel of the asset management company in his own name oron behalf of the asset management company and shall report to theSEBI, as and when required.12. The Trustee shall quarterly review the net worth of the AssetManagement Company and in case of any shortfall, ensure that theAsset Management Company make up for the shortfall as per clause(f) of sub–regulation (1) of SEBI Regulation 21.
13. The Trustee shall periodically review all service contracts such ascustody arrangements, transfer agency of the securities and satisfyitself that such contracts are executed in the interest of the Unitholders.iv. The Trustee shall ensure that all service providers are holdingappropriate registrations from SEBI or concerned regulatoryauthority.14. The Trustee shall ensure that there is no conflict of interest betweenthe manner of deployment of its net worth by the Asset ManagementCompany and the interest of the Unit holders.vi. Trustees shall immediately report to SEBI of any specialdevelopments in the Mutual Fund.15. The Trustee shall be accountable for, and be the custodian of, thefunds and property of the respective schemes and shall hold the samein trust for the benefit of the unit holders in accordance with theseregulations and the provisions of trust deed.v. The Trustees shall arrange for test checks of service contracts.b. Specific Due Diligence:The Trustee shall:i.Obtain internal audit reports at regular intervals from independentauditors appointed by the Trustee.16. The Trustee shall periodically review the investor complaints receivedand the redressal of the same by the Asset Management Company.ii. Obtain compliance certificates at regular intervals from the AssetManagement Company.17. The Trustee shall furnish to the SEBI on a half yearly basis, –iii. Hold meeting of Trustee more frequently.a. a report on the activities of the mutual fund;b. a certificate stating that the trustees have satisfied themselvesthat there have been no instances of self dealing or front runningby any of the trustees, directors and key personnel of the assetmanagement company;c. a certificate to the effect that the asset management company hasbeen managing the schemes independently of any other activitiesand in case any activities of the nature referred to in regulation 24have been undertaken by the asset management company and hastaken adequate steps to ensure that the interest of the unitholdersare protected.18. The independent trustees referred to in sub–regulation (5) of Regulation16 shall give their comments on the report received from the assetmanagement company regarding the investments by the mutual fundin the securities of group companies of the Sponsor.19. The Sponsor or the Trustee shall be entitled by one or more Deed/ssupplemental to the Trust Deed to amend, modify, alter or add to theprovisions of the Trust Deed in such manner and to such extent asthey may consider expedient for any purpose, provided that:a. no such amendment, modification, alteration or addition shall bemade without the approval of the Unitholders and SEBI;b. no such modification, alteration or addition shall impose upon anyUnitholder any obligation to make any further payment in respectof his Units or to accept any liability in respect thereof.20. Where the SEBI Regulations provide for seeking the approval of theUnitholders for any purpose, the Trustee may adopt any of the followingprocedures:a. Seeking approval by Postal Ballot orb. Approval of the Unitholders present and voting at a meeting tobe specifically convened by the Trustee for the purpose. For thispurpose, the Trustees shall give 21 days notice to the Unitholdersand the Trustees may lay down guidelines for the actualconduct and accomplishment of the voting at the meeting andannouncement of the results orc. Such other means as may be approved by SEBI.21. The Trustee shall abide by the Code of Conduct as specified in the FifthSchedule to the SEBI Regulations.22. The Trustee shall exercise due diligence as under;a. General Due Diligence:i.The Trustee shall be discerning in the appointment of the Directorson the Board of the Asset Management Company.ii. Trustee shall review the desirability of continuance of the AssetManagement Company if substantial irregularities are observedin any of the schemes and shall not allow the Asset ManagementCompany to float new schemes.iii. The Trustee shall ensure that the trust property is properlyprotected, held and administered by proper persons and by aproper number of such persons.iv. Consider the reports of the independent auditor and compliancereports of Asset Management Company at the meetings of Trusteefor appropriate action.v. Maintain records of the decisions of the Trustee at their meetingsand of the minutes of the meetings.vi. Prescribe and adhere to a code of ethics by the Trustee, AssetManagement Company and its personnel.vii. Communicate in writing to the Asset Management Company of thedeficiencies and checking on the rectification of deficiencies.23. The independent Directors of the Trustee or Asset ManagementCompany shall pay specific attention to the following, as may beapplicable, namely:i.The Investment Management Agreement and the compensationpaid under the agreement.ii. Service contracts with affiliates – whether the Asset ManagementCompany has charged higher fees than outside contractors for thesame services.iii. Selection of the Asset Management Company’s independentDirectorsiv. Securities transactions involving affiliates to the extent suchtransactions are permitted.v. Selecting and nominating individuals to fill independent Directorsvacancies.vi. Code of ethics must be designed to prevent fraudulent, deceptiveor manipulative practices by insiders in connection with personalsecurities transactions.vii. The reasonableness of fees paid to Sponsor, Asset ManagementCompany and any others for services provided.viii. Principal underwriting contracts and their renewals.ix. Any service contract with the associates of the Asset ManagementCompany.24. Notwithstanding anything contained in the SEBI Regulations 18 (1) to18 (25), the Trustee shall not be held liable for acts done in good faithif they have exercised adequate due diligence honestly.The supervisory role of the Trustee will be discharged by reviewingthe information and the operations of the Mutual Fund based on theperiodic reports submitted at the meetings of the Trustee and byreviewing the reports submitted by the Internal Auditor. The Trusteewill also conduct a detailed review of annual accounts of the Schemeof the Mutual Fund. Presently the Board of Directors of Trustee isrequired to hold a meeting at least once in two calendar months andat least six such meetings are required to be held every year. In thefinancial year 2010–2011, there had been eight Board Meetings. Duringthe financial year 2011–2012, five Board Meetings had been held andfor the calendar year ended 2011, six Board Meetings had been held.The Board of Directors of the Trustee has constituted an AuditCommittee, comprising of 4 Directors of which 3 are independentDirectors from the Board of Directors of the Trustee; pursuant to theSEBI circular MFD/CIR/ 010/024/2000 dated January 17, 2000.3
The Trustee may require or give verification of identity or other detailsregarding any subscription or related information from / of the Unitholders as may be required under any law, which may result in delayin dealing with the applications, Units, benefits, distribution, etc.Trustee (India) Private Limited and ABN AMRO Asset Management (India)Limited. SEBI had approved ABN AMRO Asset Management (India) Limitedto act as the Asset Management Company (AMC) of the Mutual Fund videits letter No. IMD/YK/11091/2004 dated May 28, 2004.Trustee – Fees and ExpensesDue to changes in minority shareholding, the Company was converted into aPrivate Limited Company and was named as ABN AMRO Asset Management(India) Private Limited vide fresh Incorporation Certificate dated June 20,2008. Consequent to the global restructuring of ABN AMRO, ABN AMROAsset Management had become a part of Fortis Investment Managementresulting in indirect change in the control of AMC. Subsequently, name ofABN AMRO Asset Management (India) Private Limited had been changedto Fortis Investment Management (India) Private Limited vide freshIncorporation Certificate dated September 19, 2008.Pursuant to the Trust Deed constituting the Mutual Fund, the Trustee inaddition to reimbursement of all costs, charges and expenses incurredin or about the administration and execution of the Mutual Fund, isentitled to receive a fee computed at a rate specified in the individualScheme Information Document. The maximum trusteeship fee thatcan be charged is Rs. 36 lakhs per annum. The Trustee may chargefurther fees as permitted from time to time under the Trust Deed andthe SEBI Regulations.The following methodology shall be adopted for charging Trustee Feesto the schemes:1. For Fixed Term Funds and Interval Funds – Rs. 5000/– per annumper Scheme (or such amount as may be agreed by Trustees fromtime to time).2. The balance amount shall be appropriated on pro rata basis to theremaining schemes based on the quarterly average net assets ofthe remaining schemes.D. ASSET MANAGEMENT COMPANYBNP Paribas Asset Management India Private Limited is a private limitedcompany incorporated under the Companies Act, 1956, having itsRegistered Office at BNP Paribas House, 1 North Avenue, Maker Maxity,Bandra Kurla Complex, Bandra – East, Mumbai – 400 051. The paid–upequity share capital of the AMC of Rs. 2,10,96,75,000, is held by BNP ParibasInvestment Partners Asia Limited along with its two nominee shareholders.BNP Paribas Asset Management India Private Limited has been appointedas Asset Management Company of BNP Paribas Mutual Fund by the Trusteevide Investment Management Agreement (IMA) dated February 15, 2011executed between BNP Paribas Trustee India Private Limited and BNPParibas Asset Management India Private Limited.Historical background and other business:Erstwhile ABN AMRO Asset Management (India) Limited was a companyincorporated under the Companies Act, 1956 on November 4, 2003. ABNAMRO Asset Management (India) Limited had been appointed as AssetManagement Company of ABN AMRO Mutual Fund (Now known as BNPParibas Mutual Fund) by the Trustee vide Investment ManagementAgreement (IMA) dated April 15, 2004, and executed between ABN AMROPursuant to global restructuring of Fortis group and indirect change in thecontrol of AMC, name of Fortis Investment Management (India) PrivateLimited has been changed to BNP Paribas Asset Management India PrivateLimited vide fresh Incorporation Certificate dated October 18, 2010.SEBI vide its letter no. OW/YE/23202/2010 dated October 12, 2010 hasconveyed its no–objection to the indirect change in control of FortisInvestment Management (India) Private Limited (the “AMC”)In accordance with the SEBI Regulations, an asset management company,subject to certain conditions, is also permitted to undertake activities inthe nature of portfolio management services, management and advisoryservices to offshore funds, pension funds, provident funds, venturecapital funds, management of insurance funds, financial consultancy andexchange of research on commercial basis and such other activities asmay be permitted by SEBI from time to time. The AMC may undertake anyor all of these activities after satisfying itself that there is no potentialconflict of interest.ABN AMRO Asset Management (India) Private Limited (now BNP ParibasAsset Management India Private Limited) had received an approval fromSEBI vide its letter No. IMD/SP/67987 dated May 29, 2006 for renderingservices as Portfolio Manager under SEBI (Portfolio Managers) Rules andRegulations, 1993 under Registration no. PM/INP000001728. The AMC hascommenced Portfolio Management Business with effect from September26, 2006. Rendering the portfolio management services is not in conflictof interest with the activities of the Mutual Fund.Subsequent to the indirect change in control of Fortis InvestmentManagement (India) Private Limited, SEBI has granted fresh registrationin the name of BNP Paribas Asset Management India Private Limited videits letter No. IMD/DOF–1/MT/OW/25642/2010 dated October 28, 2010 forrendering services as Portfolio Manager under SEBI (Portfolio Managers)Rules and Regulations, 1993 under Registration No. PM/INP000003716.DETAILS OF AMC DIRECTORS:Name & TypeAge / QualificationBrief ExperienceOther DirectorshipsMr. Rajan Ray66 yearsMr. Ray, is a retired banker having held seniorpositions in India and overseas. He started hiscareer with National & Grindlays Bank in 1968and worked with them for a total of 20 years;ABN AMRO Bank NV for 11 years; EODC (Asia)Ltd. for 3 years and lastly Standard CharteredBank for 2 years before retiring in 2003 after35 years experience. He is currently a Non–Executive Director of a few companies in Indiaand overseas. Mr. Ninad Karpe, Managing Director andCEO of Aptech Ltd. He had held positions ofManaging Director and other senior positionsat CA (India) Technologies Private Limitedfor the past 11 years. Prior to that, he was apracticing Chartered Accountant from 1985to 1997. He is also a director on the Board ofvarious companies. IndependentDirectorMr. Ninad KarpeIndependentDirector 51 years B.Com. LL.B. (Gen.) 4BA (Hons.) EnglishFCA Tricone Projects India Limited, DirectorTricone Development Limited, DirectorTricone Hospitality Singapore Pte. Ltd., DirectorTricone Development Singapore Pte. Ltd., DirectorAntarctica Properties Co. Ltd., Director Savita Oil Technologies Limited, DirectorAptech Limited, Managing Director and CEO Aptech Ventures Ltd., Director Aptech Investment Enhancers Ltd., Director Aptech Global Investments., Director BJB Career Education Company Limited, Director India SME Asset Reconstruction Co. Ltd., Director Maya Entertainment Limited., Additional Director Aptech Philippines Inc., Director
Name & TypeAge / QualificationBrief ExperienceOther DirectorshipsMr. ChandanBhattacharya67 yearsMr. Bhattacharya has been providing strategicadvice to Mckinsey & Co. since 2007. He wasthe member of Securities Appellate Tribunal(SAT) during the period 2005 to 2007. Heserved State Bank of India as ManagingDirector for the period 2003 to 2005. JSW Energy Limited HNG Float Glass Limited Phoenix ARC Private Limited JSW Power Trading Co. Ltd. Great Offshore Ltd. Liberty Videocon General Insurance Co. LimitedMr. Robert Stewart Edgar Managing Directorof BNP Paribas Investment Partners S.A(Erstwhile Fortis Investment Mana
AMRO Mutual Fund had been renamed to Fortis Mutual Fund with the same SEBI registration number being MF/049/04/01 with effect from October 24, 2008. The AMC had been renamed to Fortis Investment Management (India) Pvt. Ltd. and Trustee Company to Fortis Trust
1 Shri Sai Baba - Shirdi 2 Nagesh V. Gunaji - Author of Shri Sai Satcharita in English 3 Late Shri Govindrao R. Dabholkar - Author of Shri Sai Satcharita in Marathi 4 Shri Sai Baba - In Masjid 5 Shri Sai Baba - On his way to Lendi from Masjid 6 Shri Sai Baba - Standing near Dwarkamai Wall 7 Shri Sai Baba - Begging Alms
Saika-Chan, Saika-Chan is the mascot of Sai-ka Sai. "Saika-Chan" is themascot of Sai-ka-Sai. It was chosen from many applications in 2001, Heisei 13, at the 18th Sa-ka-Sai when we had a public competition. She is a cute girl with her hair done of the shape of a letter "Sai," and its design reminds the fireworks.
STATEMENT OF ADDITIONAL INFORMATION (SAI) This Statement of Additional Information (SAI) contains details of IDFC Mutual Fund (IDFCMF), its constitution, and certain tax, legal and general information. It is incorporated by reference (is legally a part of the Scheme Information Documents of IDFC Mutual Fund). This SAI is dated February 15, 2013
STATEMENT OF ADDITIONAL INFORMATION (SAI) This Statement of Additional Information (SAI) contains details of Baroda Pioneer Mutual Fund, its constitution, and certain tax, legal and general information. It is incorporated by reference (is legally a part of the Scheme Information Document). The SAI is dated June 30, 2017.
6. The glory of Shri Sai is spreading in the world, far and wide, in such a way that detailed information about Shri Sai Baba is available through many web sites on Internet and through Shri Sai Satcharitra. 7. The foremost duty of Sai devotees is therefore to read Shri Sai Satcharitra and absorb it into their beings completely.
restricting each to assignments within a subspace of SAI space. In some cases, an SAI assignment protocol may assign the SAI to convey specific information. Such information may be interpreted by receivers and bridges that recognize the specific SAI assignment protocol, as identified by the subspace of the SAI.
2. Satya Saï Baba, 1926- 294.5071 Sri Sathya Sai educare bal vikas guru handbook, group 2 year 1.– [ S. l. (Mauritius)] : Central Council Sri Sathya Sai Organisation, 2006 .– XV, 88 p. : ill. ; 30 cm. 1. Hinduism 2. Satya Sai Baba, 1926- 294.5092 Sai Baba Mauritiusthula anubhavaalu / [compiled by] Leckrom Gummasaya ;
Sai Baba is Ram Incarnation for devotees who believed Him to be Lord Ram. Sai Baba is Shiva Incarnation for devotees who believed Him to be Lord Shiva. Lord Ram and Lord Shiva amalgamated into one single boundless, eternal and immutable icon, namely, Shirdi Sai Baba. Shirdi Sai Baba too marks the confluence of Shaivism and
