Scotiabank Group Deposit Product List

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Scotiabank Group DepositProduct ListThe following Scotiabank group members are each CDIC member institutions. Eachinstitution has its own list of deposit products eligible for CDIC deposit insurance (up tothe maximum protection limit). The Bank of Nova ScotiaScotia Mortgage CorporationMontreal Trust Company of CanadaNational Trust CompanyThe following instruments and/or products are deposits eligible for deposit insurance (upto the maximum protection limit) through the Canada Deposit Insurance Corporation.Eligible deposits could be in any currency payable in Canada. For full details ofcoverage limitations, see the CDIC brochure "Protecting Your Deposits", which isavailable from your Scotiabank branch or from CDIC. You may contact CDICat 1-800-461-CDIC (2342) or visit its website at www.cdic.ca.The Bank of Nova ScotiaMember of Canada Deposit Insurance CorporationDeposits in Chequing/Savings AccountsAvailable for SaleAgrilnvestBasic Bank AccountBasic Plus Bank AccountBasic Business AccountBusiness Investment AccountDual Rate Investment AccountGetting There Savings Program for YouthInterest Bearing Business Accounts

Money Master Savings AccountPreferred PackageRight Size Account for businessRight Size Savings for businessScotia Community Account PlanScotia Euro Daily Interest Savings AccountScotia U.S. Dollar Daily Interest AccountScotiabank MomentumPLUS Savings AccountScotiaOne Account Plan for agricultureSelect Account for businessSPP Plus Account PlanStudent Banking Advantage TM PlanTerm Bonus AccountUltimate PackageUSO Clear Through AccountNot Available for SaleAccount Plan for businessBusiness Interest AccountCorporate Deposit AccountDaily Interest Savings - Home Ownership Savings PlanInstitutional Deposit AccountInterest Savings AccountLow Fee Account for business

Money Master for business TMNotice Investment AccountPowerchequingTM AccountScotia All-in-One AccountScotia Blue Chip Savings AccountScotia Chequing AccountScotia Executive Money Master Account ScotiaGain Plan Investment Savings Account ScotiaOne ServiceScotia Plus Program for SeniorsScotia Power Savings Account Scotia Power Savings for businessScotia Private Banking AccountScotia Value AccountScotiabank Momentum Chequing AccountScotiabank Momentum Savings AccountScotiaClub AccountScotiaOne Account Plan for businessTreasury AccountOtherBank Official ChequeCertified ChequeDraft

GIC Interest ChequeMoney OrderPre-paid Letters of CreditWire/Telephone TransferDeposits Not Directly Available to CustomersAccrued Interest Payable on DepositsItems in TransitOutstanding Payments to CustomersPersonal Trust Float Funds Cash BalancesProceeds of Collections Pending RemittanceScotia Self-Directed Cash BalancesDeposits in Non-Registered AccountsAvailable for SaleAgrilnvest Deposit AccountCashable GICCrowd Deposit AccountGuaranteed Income OptimizerInvestment Cash (BNS Dealer Only)Non-Personal Redeemable GICNon-Redeemable GICNotice PlanPersonal Redeemable GICPre-Paid Letters of CreditScotiabank Savings Accelerator Account

Scotiabank Market Linked GICTrust/Sub-Account PlanNot Available for SaleAccelerated-Rate GICG7 Stock-Indexed GICScotia Dividend Fund GICScotia GIC with FlexScotia Market Powered GICScotiabank Equity Powered GIC - American GrowthScotiabank Equity Powered GIC - Canadian GrowthScotiabank Equity Powered GIC - Canadian Guaranteed ReturnScotiabank Equity Powered GIC - Canadian IncomeScotiabank Equity Powered GIC - Global GrowthScotiabank Index Powered GICThe Ultimate Laddered GICU.S. Market Stock-Indexed GICVariable Rate GIC

Deposits in Tax-Free Savings Accounts (TFSA)Available for SaleBank of Nova Scotia Investment Savings AccountCashable GICGuaranteed Income OptimizerInvestment Cash (BNS Dealer Only)Non-Redeemable GICPersonal Redeemable GICScotiabank Savings Accelerator AccountScotiabank Market Linked GICNot Available for SaleAccelerated-Rate GICG7 Stock-Indexed GICScotia GIC with FlexScotiabank Equity Powered GIC - American GrowthScotiabank Equity Powered GIC - Canadian GrowthScotiabank Equity Powered GIC - Canadian Guaranteed ReturnScotiabank Equity Powered GIC - Canadian IncomeScotiabank Equity Powered GIC - Global GrowthScotiabank Index Powered GICThe Ultimate Laddered GIC

U.S. Market Stock-Indexed GICDeposits in: Registered Retirement Savings Plans (RRSP)/Registered RetirementIncome Funds (RRIF)Available for SaleBank of Nova Scotia Investment Savings AccountCashable GICInvestment Cash (BNS Dealer Only)Non-Redeemable GICPersonal Redeemable GICScotiabank Savings Accelerator AccountScotiabank Market Linked GICNot Available for SaleAccelerated-Rate GICDaily Interest SavingsG7 Stock-Indexed GICMoney Master for RSPsScotia Dividend Fund GICScotia Market Powered GICScotiabank Equity Powered GIC - American GrowthScotiabank Equity Powered GIC - Canadian GrowthScotiabank Equity Powered GIC - Canadian Guaranteed ReturnScotiabank Equity Powered GIC - Canadian Income

Scotiabank Equity Powered GIC - Global GrowthScotiabank Index Powered GICThe Ultimate Laddered GICU.S. Market Stock-Indexed GICAll references to RRSP/RRIF include Registered Retirement Savings Plans (RRSP), Lockedin Retirement Savings Plans (LRSP), Locked-in Retirement Accounts (LIRA), RestrictedLocked-in Savings Plans (RLSP), Registered Retirement Income Funds (RRIF), Locked-inRetirement Income Funds (LRIF), Prescribed Registered Retirement Income Funds(PRRIF), Restricted Life Income Funds (RLIF), and Life Income Funds (LIF).Deposits in: Registered Education Savings Plans (RESP)/Registered DisabilitySavings Plans (RDSP)Available for SaleCashable GICInvestment Cash (BNS Dealer Only)Non-Redeemable GICPersonal Redeemable GICScotiabank Savings Accelerator AccountScotiabank Market Linked GICNot Available for SaleAccelerated-Rate GICScotia GIC with FlexScotiabank Equity Powered GIC - American Growth

Scotiabank Equity Powered GIC - Canadian GrowthScotiabank Equity Powered GIC - Canadian Guaranteed ReturnScotiabank Equity Powered GIC - Canadian IncomeScotiabank Equity Powered GIC - Global GrowthScotiabank Index Powered GICThe Ultimate Laddered GICScotia Mortgage CorporationMember of Canada Deposit Insurance CorporationDeposit Accounts Not Directly Available to CustomersAccrued Interest Payable on DepositsMortgage Property Tax AccountsProceeds of Collections Pending RemittanceDeposits in Non-Registered AccountsAvailable for SaleGuaranteed Income OptimizerNon-Redeemable GICPersonal Redeemable GICScotiabank Savings Accelerator AccountNot Available for SaleAccelerated-Rate GICThe Ultimate Laddered GICDeposits in Tax-Free Savings Accounts (TFSA)Available for SaleGuaranteed Income Optimizer

Non-Redeemable GICPersonal Redeemable GICScotiabank Savings Accelerator AccountNot Available for SaleAccelerated-Rate GICThe Ultimate Laddered GICDeposits in: Registered Retirement Savings Plans (RRSP)/Registered RetirementIncome Funds (RRIF)Available for SaleNon-Redeemable GICPersonal Redeemable GICScotiabank Savings Accelerator AccountNot Available for SaleThe Ultimate Laddered GICAll references to RRSP/RRIF include Registered Retirement Savings Plans (RRSP), Locked in Retirement Savings Plans (LRSP), Locked-in Retirement Accounts (LIRA), RestrictedLocked-in Savings Plans (RLSP), Registered Retirement Income Funds (RRIF), Locked-inRetirement Income Funds (LRIF), Prescribed Registered Retirement Income Funds(PRRIF), Restricted Life Income Funds (RLIF), and Life Income Funds (LIF).Deposits in: Registered Education Savings Plans (RESP)/Registered DisabilitySavings Plans (RDSP)Available for SaleNon-Redeemable GICPersonal Redeemable GICScotiabank Savings Accelerator AccountNot Available for SaleAccelerated-Rate GICThe Ultimate Laddered GIC

Montreal Trust Company of CanadaMember of Canada Deposit Insurance CorporationDeposit Accounts Not Directly Available to CustomersAccrued Interest Payable on DepositsMortgage Property Tax AccountsProceeds of Collections Pending RemittanceDeposits in Non-Registered AccountsAvailable for SaleCashable GICGuaranteed Income OptimizerNon-Personal Redeemable GICNon-Redeemable GICPersonal Redeemable GICScotiabank Savings Accelerator AccountScotiabank Market Linked GICNot Available for SaleAccelerated-Rate GICG7 Stock-Indexed GICScotia GIC with FlexScotia Market Powered GICScotiabank Equity Powered GIC -American Growth

Scotiabank Equity Powered GIC - Canadian GrowthScotiabank Equity Powered GIC - Canadian Guaranteed ReturnScotiabank Equity Powered GIC - Canadian IncomeScotiabank Equity Powered GIC - Global GrowthScotiabank Index Powered GICThe Ultimate Laddered GICU.S. Market Stock-Indexed GICDeposits in Tax-Free Savings Accounts (TFSA)Available for SaleCashable GICGuaranteed Income OptimizerNon-Redeemable GICPersonal Redeemable GICScotiabank Savings Accelerator AccountScotiabank Market Linked GICNot Available for SaleAccelerated-Rate GICG7 Stock-Indexed GICScotia GIC with FlexScotiabank Equity Powered GIC - American GrowthScotiabank Equity Powered GIC - Canadian Growth

Scotiabank Equity Powered GIC - Canadian Guaranteed ReturnScotiabank Equity Powered GIC - Canadian IncomeScotiabank Equity Powered GIC - Global GrowthScotiabank Index Powered GICThe Ultimate Laddered GICU.S. Market Stock-Indexed GICDeposits in: Registered Retirement Savings Plans (RRSP)/Registered RetirementIncome Funds (RRIF)Available for SaleCashable GICNon-Redeemable GICPersonal Redeemable GICScotiabank Savings Accelerator AccountScotiabank Market Linked GICNot Available for SaleAccelerated-Rate GICG7 Stock-Indexed GICScotia Dividend Fund GICScotia Market Powered GICScotiabank Equity Powered GIC - American GrowthScotiabank Equity Powered GIC - Canadian GrowthScotiabank Equity Powered GIC - Canadian Guaranteed Return

Scotiabank Equity Powered GIC - Canadian IncomeScotiabank Equity Powered GIC - Global GrowthScotiabank Index Powered GICThe Ultimate Laddered GICU.S. Market Stock-Indexed GICAll references to RRSP/RRIF include Registered Retirement Savings Plans (RRSP), Lockedin Retirement Savings Plans (LRSP), Locked-in Retirement Accounts (LIRA), RestrictedLocked-in Savings Plans (RLSP), Registered Retirement Income Funds (RRIF), Locked-inRetirement Income Funds (LRIF), Prescribed Registered Retirement Income Funds(PRRIF), Restricted Life Income Funds (RLIF), and Life Income Funds (LIF).Deposits in: Registered Education Savings Plans (RESP)/Registered DisabilitySavings Plans (RDSP)Available for SaleCashable GICNon-Redeemable GICPersonal Redeemable GICScotiabank Savings Accelerator AccountScotiabank Market Linked GICNot Available for SaleAccelerated-Rate GICScotia GIC with FlexScotiabank Equity Powered GIC - American GrowthScotiabank Equity Powered GIC - Canadian Growth

Scotiabank Equity Powered GIC - Canadian Guaranteed ReturnScotiabank Equity Powered GIC - Canadian IncomeScotiabank Equity Powered GIC - Global GrowthScotiabank Index Powered GICThe Ultimate Laddered GICNational Trust CompanyMember of Canada Deposit Insurance CorporationDeposit Accounts Not Directly Available to CustomersAccrued Interest Payable on DepositsDeposits in Non-Registered AccountsAvailable for SaleCashable GICGuaranteed Income OptimizerNon-Personal Redeemable GICNon-Redeemable GICPersonal Redeemable GICScotiabank Savings Accelerator AccountScotiabank Market Linked GICNot Available for SaleAccelerated-Rate GICG7 Stock-Indexed GIC

Scotia GIC with FlexScotia Market Powered GICScotiabank Equity Powered GIC - American GrowthScotiabank Equity Powered GIC - Canadian GrowthScotiabank Equity Powered GIC - Canadian Guaranteed ReturnScotiabank Equity Powered GIC - Canadian IncomeScotiabank Equity Powered GIC - Global GrowthScotiabank Index Powered GICThe Ultimate Laddered GICU.S. Market Stock-Indexed GICDeposits in Tax-Free Savings Accounts (TFSA)Available for SaleCashable GICGuaranteed Income OptimizerNon-Redeemable GICPersonal Redeemable GICScotiabank Savings Accelerator AccountScotiabank Market Linked GICNot Available for SaleAccelerated-Rate GICG7 Stock-Indexed GIC

Scotia GIC with FlexScotiabank Equity Powered GIC - American GrowthScotiabank Equity Powered GIC - Canadian GrowthScotiabank Equity Powered GIC - Canadian Guaranteed ReturnScotiabank Equity Powered GIC - Canadian IncomeScotiabank Equity Powered GIC - Global GrowthScotiabank Index Powered GICThe Ultimate Laddered GICU.S. Market Stock-Indexed GICDeposits in: Registered Retirement Savings Plans (RRSP)/Registered RetirementIncome Funds (RRIF)Available for SaleCashable GICNon-Redeemable GICPersonal Redeemable GICScotiabank Savings Accelerator AccountScotiabank Market Linked GICNot Available for SaleAccelerated-Rate GICG7 Stock-Indexed GICScotia Dividend Fund GICScotia Market Powered GIC

Scotiabank Equity Powered GIC - American GrowthScotiabank Equity Powered GIC - Canadian GrowthScotiabank Equity Powered GIC - Canadian Guaranteed ReturnScotiabank Equity Powered GIC - Canadian IncomeScotiabank Equity Powered GIC - Global GrowthScotiabank Index Powered GICThe Ultimate Laddered GICU.S. Market Stock-Indexed GICAll references to RRSP/RRIF include Registered Retirement Savings Plans (RRSP), Lockedin Retirement Savings Plans (LRSP), Locked-in Retirement Accounts (LIRA), RestrictedLocked-in Savings Plans (RLSP), Registered Retirement Income Funds (RRIF), Locked-inRetirement Income Funds (LRIF), Prescribed Registered Retirement Income Funds(PRRIF), Restricted Life Income Funds (RLIF), and Life Income Funds (LIF).Deposits in: Registered Education Savings Plans (RESP)/Registered DisabilitySavings Plans (RDSP)Available for SaleCashable GICNon-Redeemable GICPersonal Redeemable GICScotiabank Savings Accelerator AccountScotiabank Market Linked GIC

Not Available for SaleAccelerated-Rate GICScotia GIC with FlexScotiabank Equity Powered GIC - American GrowthScotiabank Equity Powered GIC - Canadian GrowthScotiabank Equity Powered GIC - Canadian Guaranteed ReturnScotiabank Equity Powered GIC - Canadian IncomeScotiabank Equity Powered GIC - Global GrowthScotiabank Index Powered GICThe Ultimate Laddered GIC

Daily Interest Savings - Home Ownership Savings Plan Institutional Deposit Account Interest Savings Account Low Fee Account for business . Money Master for business TM . Scotiabank Savings Accelerator Account Scotiabank Market Linked GIC . Not Avail

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01/13 consol elec deposit 1 30.00 01/13 deposit intuit pymt soln boyette springs homeow 60.00 01/13 consol elec bill pay deposit 3 90.00 01/17 deposit intuit pymt soln boyette springs homeow 30.00 01/17 consol elec bill pay deposit 7 210.00 01/18 deposit intuit pymt soln boyette springs homeow 60.00 01/18 consol elec bill pay deposit 8 240.00

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