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BANKING LAWINBANK SHARIAH ACEH(Judicial Analysis the Implementation ofConversion Policies PT Bank Aceh on TheChanging of Business Activity FromConventional Bank to Sharia Bank)Prof. Mohammad Taufik Makarao, SH, MH.Afif Alamsyah, SH.Banking Law in Bank Sharia Acehi

PREFACEBismillahirrahmannirrahim Alhamdulillahi Rabbil ‘Alamin.thanks God Almighty that this research BANKING LAW INBANK SYARIAH ACEH (Judicial Analysis the Implementationof Conversion Policies PT Bank Aceh on The Changing ofBusiness Activity From Conventional Bank to Sharia Bank) canbe published by the RajaGrafindo Persada Publisher. This bookwas originally a bachelor thesis from Afif Alamsyah at theFaculty of Law, University of Indonesia, with the title “JuridicalAnalysis on The Changing of Business Activity FromConventional Bank to Sharia Bank (The Implementation ofConversion Policies PT. Bank Aceh)”.In the formulation of this research, the writer alsoacknowledges the limited capabilities and knowledge of thewriter to result in the completion of this undergraduate thesis.Thus, the writer sincerely apologizes for the mistakes andinaccuracies contained within this far from perfect book.However, the writer hopes that this book could provideknowledge and new ideas for all parties and could become aBanking Law in Bank Sharia Acehii

basis or media for recommendations, opinions and evencriticisms to further help with the issue of national developmentin the field of banking law. On this occasion, the writer wouldlike to thank the parties involved and give the highestappreciation to:1. Teuku Aliansyah is a company secretary of Bank ShariahAceh who has been pleased to be interviewed to obtain datain writing this book.2. Mr. Aad Rusyad Nurdin, S.H, MKn., as the writer’s bookadvisor who have been sincere and patient in guiding,supporting and having faith in the writer from the beginninguntil the completion of the book.3. Mrs. Lita Arijati, S.H, LLM., as the writer’s academicadvisor for guiding me through all the courses and academicissues the writer needed to get advice for.4. Prof. Mohammad Taufik Makarao. Eha Nurhayati, and FirlyFatharani Hafizha as the writer’s beloved parents andyounger sister for providing motivation, support, guide,prayer and unconditional love to show the writer how to be amore disciplined, responsible, loving, caring, intelligent andwise person.5. Mr. Muhammad Rifai and Ibu Silvia Septiani, theInternational Class Program Secretariat officers in Faculty ofBanking Law in Bank Sharia Acehiii

Law, University of Indonesia, for all the helps in arrangingthe writer’s academic purposes.6. All the lecturers and staffs in Faculty of Law, University ofIndonesia, for all the knowledge and the experiences taughtto writer the throughout the whole process of the writer’stime in law school.7. To beloved classmate, Oshie, Rizky, Esa, and others thewriter cannot mention for all for spending the whole of lawschool with the writer. Without them, the writer would nothave been able to go through law school easily.8. To all other people that are impossible to be mentioned oneby one, thank you for the immeasurable support andmotivation for the writer to finally become the person hewants to be.Finally, the writer hopes that God Almighty, Allah SWT iswilling to give back to all the good of all those who have helped.The writer wishes that this book would be beneficial to thedevelopment of knowledge in law.Jakarta, 2021Afif Alamsyah, SH.Prof. Mohammad Taufik Makarao, SH, MH.Banking Law in Bank Sharia Acehiv

i1A. Background1B. Research Problem9C. Research Purpose10D. Operational Definition10E. Research Methodology11F. Data Collecting Method14G. Data Analysing Method15H. Writing Structure16CHAPTER 2THE ESSENTIALS OF SHARIA BANKESTABLISHMENT18A. Background18B. Islamic Banking Development Policy19Banking Law in Bank Sharia Acehv

1. Law No. 7 Year 1992 Period192. Law No. 10 Year 1998 Period193. Law No. 21 Year 2008 Period23C. Legal Requirement of Sharia BankEstablishment271. New Sharia Bank Establishment272. Sharia Business Unit433. Spin-off Policies Regarding Sharia BusinessUnit444. The Conversion of Conventional Bank toSharia Bank49D. Another Types of Sharia Bank Establishment511. Merger & Consolidation512. Acquisition55CHAPTER 3ANALYSIS ON PT. BANK ACEHREGARDING THE IMPLEMENTATION OFCONVERSION POLICIES59A. Background59B. The Completion of Legal Requirement indoing Conversion policies by PT. Bank Aceh601. Based on Law No. 40/2007 RegardingLimited Liability Company602. Based on Law No. 21/2008 Regarding ShariaBanking69Banking Law in Bank Sharia Acehvi

3. Based on Bank Indonesia RegulationNo. 11/15/200970C. Legal Implication in doing Conversion Policiesby PT. Bank Aceh741. Request Permission of Changing of BusinessActivity742. The OJK Decision753. The Obligation of the Bank after The licenseoperation has been granted75CHAPTER 4CONCLUSION AND RECOMMENDATIONA. ConclusionB. RRICULUM VITAE101Banking Law in Bank Sharia Acehvii

Banking Law in Bank Sharia Aceh_ iii basis or media for recommendations, opinions and even criticisms to further help with the issue of national development in the field of banking law. On this occasion, the writer would like to thank the parties involved and give the highest appreciation to: 1.