DISCLOSURES REQUIRED BY NORTH CAROLINA LAW The State Of North Carolina .

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DISCLOSURES REQUIRED BY NORTH CAROLINA LAWThe State of North Carolina has not reviewed and does not approve, recommend,endorse or sponsor any loan brokerage contract. The information contained in thisdisclosure has not been verified by the State. If you have any questions see an attorneybefore you sign a contract or agreement.

LOAN BROKER DISCLOSURE STATEMENTIn compliance with North Carolina General Statement 66-107:(1) Headway Sales Inc. is a Delaware Corporation doing business under the nameAcorn Finance.(2) Headway Sales Inc. d/b/a Acorn Finance is headquartered at 2600 CapitolAvenue, Suite 320, Sacramento, California 95816. The directors are Mr. GiridharAddanki, Mr. William Anson, and Mr. Michael Nugent. Mr. Addanki also serves asPresident, Secretary, and CEO. All directors can be reached at the aboveaddress. There are no employees in North Carolina.(3) Headway Sales Inc. d/b/a Acorn Finance has conducted business as a loanbroker in North Carolina since April 13, 2020.(4) The total number of loan brokerage contracts Headway Sales Inc. d/b/a AcornFinance has entered within the past 12 months is 91.(5) The number of loan brokerage contracts in which Headway Sales Inc. d/b/aAcorn Finance has successfully obtained a loan for the prospective borrowerwithin the past 12 months is 10.(6) A copy of current financial statement of Headway Sales Inc. d/b/a Acorn Financeis attached.(7) Headway Sales Inc. d/b/a Acorn Finance provides a web and mobile technologyplatform connecting customers looking for loans with qualified lenders. Throughits public website (acornfinance.com) and a qualified network of product andservice dealers, the Headway technology platform enables prospectiveborrowers to submit for credit and, if qualified, receive, compare, and selectoffers from multiple lenders. Headway is not involved in making final creditdecisions and does not guarantee that borrowers will be approved for loans.(8) Headway Sales Inc. d/b/a Acorn Finance does not charge users any fees for useof its technology platform. When a prospective borrower receives a loan throughthe platform, Headway may receive a fee paid by the lender.(9) As required by North Carolina law, this loan broker has secured a bond byTravelers Causality and Surety Company of America, a surety authorized to do

business in this State. Before signing a contract with this loan broker, you shouldcheck with the surety company to determine the bond's current status.

STATE OFNORTHCAROLINA1- QUamV\0 Department of TheSecretary of StateMay 12, 2021Headway Sales Inc.2600 Capitol AvenueSuite 320Sacramento, CA 95816NORTH CAROLINA LOAN BROKER FILINGDear Sir/Madam:This is to acknowledge receipt of the loan broker renewal filing forHeadway Sales Inc. d/b/a Acorn Finance on May 10, 2021. A copy ofthisstatement has been forwarded to the Consumer Protection Section oftheDepartment of Justice, which acts as the enforcement agency.Registration shall be effective for a period of one year. Registration shall berenewed annually by the filing of a form prescribed by the Secretary of Statefor such purpose. The registration application or the renewal applicationshall automatically become effective upon the expiration of seven businessdays following the filing with the Secretary of State.QUAMSecretary ofState

(3) Headway Sales Inc. d/b/a Acorn Finance has conducted business as a loan broker in North Carolina since April 13, 2020. (4) The total number of loan brokerage contracts Headway Sales Inc. d/b/a Acorn Finance has entered within the past 12 months is 91. (5) The number of loan brokerage contracts in which Headway Sales Inc. d/b/a

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