OTC Revived UBLICATI ON - Kopykitab

1y ago
14 Views
2 Downloads
3.48 MB
16 Pages
Last View : 2d ago
Last Download : 3m ago
Upload by : Aiyana Dorn
Transcription

Regn. No. MH/MR/South-107/2012-14, toPost at Patrika Channel, Sorting Office, Mumbai - 400 001Registered with the Registrar of NewspaperNew Delhi under Regn. No. 39907/82Printed and Published on 20th & 21st of every month, Date of Posting 20th & 21st of every month13, Jolly Maker Chamber no. 2, first floor, Nariman Point, Mumbai - 400 021Annual Subscription 100/Single Copy 10/-VOL. XXX No. 01JANUARY VEDFOCUOTC RevivedNew PublicationsState ConferencesLIBRARYFACILITYREVIVEHealth& Sports InitiativesUBLICATIONWeb-Portal RevampedL REVAMPEDBhayander ChapterSTATE CONFERENCESCampus y Facility RevivedMOUs with ChambersWIRO Governance ProtocolvHeistorricAYweaarreWneitshs UQnuparretceerde- nAtnedinDietviealtoipvmErovemente eonftWSpImmBs aIRtu&nAndC,QMuaCPrincipal Sponsor: BSEGo Green'This Journal is published on recycled environmental friendly paper'.

The year 2012 has been historic – a year of quantum improvement and unparallel development.It could rather be said that this Regional Council has laid down a strong foundation of nextlevel growth and development.After a very hectic and satisfying year at the helm of the Institute of Company Secretaries ofIndia, Western India Regional Council, the time to bid adieu as Chairman, ICSI-WIRC hasfinally come ! In my personal communiqué before elections for the new Council in the year2010, I emphasised on various areas including (a) improved infrastructure and facilities, (b)increased awareness and strengthen knowledge access, (c) channelizing the interface betweenmembers, regional council and Chapters and (d) improved corporate governance at WIRO.Having been elected to ICSI-WIRC with the highest-ever mandate, I had the challenging task ofliving up to the expectations of the electorate and meeting the targets set by my predecessors.It gives me immense sense of accomplishment that this Regional Council has reached newmilestones and outperformed in all the spheres of ICSI-WIRC towards its theme, “Educate,Empower & Execute”, including pioneering certain unprecedented activities and generatinghandsome resources overall.I am emphatic that our successors in Regional Council would outperform us and set evenhigher standards of achievement. It is my firm belief that when successive Regional Counciloutperforms its predecessors, it is not individuals but the profession as a whole, whichexcels and strides forward.We are in a highly competitive and dynamic environment with high degree of obsolescence.I pray the almighty to lend each one of us the courage to face adversities, the determinationto accomplish tasks and the desire to keep constantly updated so that all of us surge and leapahead in the year 2013 and further.I would be failing in duty if I don’t thank all those who extended great help and unstintedsupport including WIRO staff, volunteers, active members, seniors, council colleagues,office colleagues (PwC and Sarthi Advisors), team of SAP Print Solutions, team of FreePress Journal, Bombay Stock Exchange & other Sponsors, team MCA, dignitaries &speakers visited, PPP centres, OTC centres, and last but not least, my family who sacrificeda lot while I was away on duty for my beloved profession !I pledge my unconditional support to the incoming Regional Councils and wish them allthe very best. I also wish each one of you a very happy, prosperous and professionallyrelevant 2013.Best Wishes and Happy Times Ahead,“The future belongs to those who believe in thebeauty of their dreams." - Eleanor RooseveltCordially – Mahavir LunawatJanuary 18, 2013

www.sapprints.com

Year 2012 - A Historic Year WithUnprecedented Developments andQuantum ImprovementWIRCWIRCWIRC'Educate, Empower And Execute'January, 20133

PERFORMANCE REPORT.STUDENTS’ SERVICING : ICSI-WIRC PIONEERED SERIES OF INITIATIVESICSI-WIRC launched new OTC with various useful services to its students. Besides qualityeducation with practice sessions, mock tests and revision classes, the newly revamped OTChas several value-added features such asWIRCCoachingClasses(OTC) :(a)Students’ visits to SEBI, Stock Exchanges, Court rooms(b)Guest lectures by experts from industry & regulators(c)Special sessions on skill enhancement, stress management and behavioural patternsWith the helpof aggressivecareerawarenessand otherinitiativesacross theregion, ICSIWIRC secured"highestpercentageincrease innumber ofstudentsregistered in2012" comparedto the otherregions(d) Free Access to WIRC’s students’ conferences and library facilities(e)Outbound picnic and fellowship get-togethers and the like.ICSI-WIRC rolled-out the unique concept of ‘EduCamp’ for ICSI-WIRC students.‘EduCamp’ is in addition to the mandatory trainings of ICSI and its basic purposeWIRCEdu Campis to counsel newly enrolled students of ICSI inter alia about the CS course, careeropportunities and WIRC OTC. More than 1000 students have been benefited out ofEduCamp so far. This initiative is unique and pioneered by ICSI-WIRC.New centres have been opened under the public private partnership (PPP) modelOpeningof NewCentresat various locations including Mumbai, Raipur, Vapi, Singrauli, Gwalior, Nanded,Rajkot, Indore. Some of the PPP centres are also being used as extended centres forexam forms, CC collection etc. WIRC Regional Students’ Conferences Across Western Region ontheme ‘Educate, Evolve & Empower’ Students’ Learning Module with useful articles and write-ups – Aunique delivery to the students of ICSI-WIRCOthers Zero waiting-list for training programs (SIP, EDP and MSOP) withadvance calendar published MSOP re-union organised for the first time"UniqueFacilitiesto Studentsat ICSI-WIRCOTC"Free acts.cess toSportseventsLive participation in AGMsVisitstostock'Educate, Empower And Execute'January, 2013’s programsund, outboPicnic activities.ginlearnrateCorpore by rstot lectuGues ves regulatiexecu4Instituterence' confentsStudetudens for sal visitsSpecial industriexchanges

PERFORMANCE REPORT.Members’ Development Initiatives – UnprecedentedRegn. No. MH/MR/South-107/2012-14, toPost at Patrika Channel, Sorting Office, Mumbai - 400 001Registered with the Registrar of NewspaperNew Delhi under Regn. No. 39907/82Posted and Printed on 20th & 21st of every monthRevamped FOCUS : One of the significant milestone weachieved was revamping ‘FOCUS’ – from a few pages to aA MONTHLY JOURNAL FOR CORPORATE EXECUTIVES & PROFESSIONALSSpecial FeatureMessage from RD (West) MCAInterview with SAT Presiding officerSurmountingthenewchallenges!50 pages Journal for corporate executives & professionals.The new ‘FOCUS’ with various value added features isbeing well appreciated. BSE was chosen as the PrincipalSponsor of FOCUS, besides several other sponsors. Thisbrought added visibility and credence to ‘FOCUS’. Indeedthe best magazine by any regional council.'This Journal is printed on recycled environmental friendly paper'.EMPOWER : Another pioneering and unparallel delivery of ICSIWIRC was ‘EMPOWER’, a unique e-weekly of ICSI-WIRC. EMPOWERun-clutters the clutter andbrings together importantnews stories and updates ina capsule form such that thereaders can flip through overthe weekend or while on themove. EMPOWER has receivedwide acknowledgement andSEBI & BSE Executives lauching EMPOWER on26th May, 2012 in presence of VP, ICSI & WIRC Chairman. appreciation across the region.Capacity building for emergingareas : ICSI-WIRC has organisedseminars / discussions onemerging areas aiming at capacitybuilding of its members andaiding to their development toenable them to exploit neweropportunities. Programs on SME,LLP, Competition Law, NewCompany Law, Competition Law,Due Diligence helped membersgain cutting-edge knowledge toexploit emerging opportunities.SEBI ED, BSE MD, SAT Presiding Officer, ICSI President, VP &Secretary alongwith WIRC office bearers at one of the high profileprograms organised at BSE International Convention Hall''Educate, Empower And Execute'January, 20135

PERFORMANCE REPORT.Introduction of State Conferencesto deliberate on challenges andopportunities in particular State ofwestern region and discussion withState Governmental authoritiesJoint Programs with Chambers and Industry AssociationsOthers Highest number of Programs with focus on quality Hallmark of ICSI-WIRC Programs : Speakers having subject expertise,well planned & organised schedule and backgrounders - have becomethe hallmark of ICSI-WIRC’s programs. Eminent Speakers included MCA Minister, State Govt Ministers, SATPresiding Officer, SEBI WTM / ED, Stock Exchanges’ MD, RegionalDirector, MCA and Senior executives from institutions like SIDBI, IDBI,SBI and industry. Monthly Program Calendar in advance to enable members to scheduletheir work accordingly. Varied formats – Conclave, Residential, Workshop, Lecture Series etc. Programs in remote locations across the region Four Regions Joint Programs Joint Programs with Chapters Free Study Circle Meetings across sub-urbans of Mumbai PMS Membership : ICSI-WIRC launched PMS Scheme with various value-added features.Study Circle MeetingsBhayanderAndheriGhatkoparKandivaliNariman Point'Educate, Empower And Execute'6January, 2013BorivaliDadar

PERFORMANCE REPORT.Infrastructure, IT etc.Web castingRenovationRenovation : ICSIWIRC completedrenovation of itsfirst floor officeof the WIROat Jolly Maker,Mumbai. Renovation of 5th floor offices has also beenapproved and is expected to commence soon. Earlierthis year, ICSI-WIRC organised a gala fund raisingawareness programme in the Asia’s biggest hall – TheShanmukhananda Hall, Mumbai, where about 1,000participants witnessed and enjoyed, perhaps, thebiggest cultural evening organised by ICSI-WIRC.Web-casting : ICSI-WIRC rolled out web-casting ofits programs enabling members participation fromremote locations.Functioning & GovernanceWIRO Functioning & Governance : ICSI-WIRCnot only took specific steps for improved internalfunctioning but also laid down formal CorporateGovernance Protocol and adopted Finance & AccountsManual as well.Campus PlacementCampus Placement : For the first time, ICSI-WIRC hasorganised structured series of campus placements.Bhayander ChapterOpening of new Chapterat Bhayander : Landmarkdevelopment was openingof a new Chapter atBhayander. More than200 members and thousands of students would bebenefitted by Chapter infrastructure.Web-portalICSI-WIRC web-portal : ICSI-WIRC has launchedfully revamped web-portal with several value-addedfeatures. The most comprehensive and attractive webportal of any regional council http://www.icsi.edu/wirc/index.htmlLibrary RevampedICSI-WIROLibraryRevamped : After years,ICSI-WIRO’slibraryfacility was revampedwith various valueadded features including access to legal portals, legaljournals, annual report section, computer facility etc.'Educate, Empower And Execute'January, 20137

PERFORMANCE REPORT.Brand Building & Profession Recognition MoU with Chamber of Marathwada Industries & Agriculture(CMIA) MoU with Goa Chamber of Commerce & Industry (GCCI) Meetings with various Government Ministries for increasingrecognition of profession including Chief Minister, Goa,Finance Minister, MP, Commerce & Industry Minister,MP, Education Minister, Chattisgarh, Hon’ble Governor,Maharashtra, Hon’ble Governor, MP. Meetings with SEBI officials, Stock Exchanges’ apexmanagement, chambers, educational institutions, colleges etc. Publications : ICSI-WIRC came out with researched publicationson Competition Law, Related PartyProvisions (revised) and SupremeCourt on SEBI Law.Meeting with GovernoICSI - WIRCPUBLICATIONSA REFERENCER ONLIMITED LIABILITY PARTNERSHIPIN INDIASUPREME COURT CASES ANDJUDGEMENTS ON SEBI RULES ANDREGULATIONS 400/THE INSTITUTE OFCompany Secretaries of IndiaINPURSUITOFPROFESSIONAL 300/-WESTERNINDIAREGIONALEXCELLENCE COUNCILStatutory body under an Act of Parliament 300/-WESTERN INDIA REGIONAL COUNCIL 250/- Career Awareness : ICSI-WIRClaunched very aggressive careerawarenesscampaignthroughcareer awareness camps at collegesand schools at remote locations,career awareness fairs etc. Highestnumber of career awarenesscampaigns perhaps. Brand Building & Visibility : Small steps towards brandbuilding and visibility of Institute included Press conferences Visibility through coverage in print, online & electronicmedia including CNBC, moneycontrol.com, ET, Times,Business Standard and regional media. ICSI advertisements on Mumbai Locals – First time a masspublicity measure at WIRC ICSI-WIRC Program Kit and Students’ Power-Packfolders ‘ICSI-WIRC Reaching New Heights’ – Video unveiled'Educate, Empower And Execute'8January, 2013r of Maharashtra

PERFORMANCE REPORT.Other Development Activities Health, Sports & Culture Initiatives : For the first time, ICSI-WIRC hastaken up it as a dedicated focus area and a committee has been formedto spearhead initiatives in the areas of health, sports and culture. Someof the initiatives in this direction include the following : Health : MoU with Narmada Valley Foundation for free medicalcheck up for ICSI members / candidates Health Camp of MCA and ICSI-WIRC Free medical check-up Blood donation camp Sports & Culture 1st-ever inter region sports meet pioneered and hosted byICSI-WIRC alongwith Surat Chapter ICSI-WIRC 41st Anniversary celebrations CSBF culture evening alongwith Nagpur Chapter – WIRC’smaiden attempt for this noble cause MCA-WIRC Cricket match at one of the reputed cricketground at Mumbai Republic Day celebration Members’ picnic to Tiku-ji-ni-wadi, Mumbai41st Anniversary celebrationsCSBF culture eveningInvestor Awareness Quarter : ICSI-WIRC declared IAQ and organised100 investor awareness programs across Maharashtra and Goa, in a short span of 3 months. Widelyappreciated by various stakeholders, this initiative has brought laurels to ICSI-WIRC.Hosting 40th National Convention at the dream city – Aambey Valley.100 Investor Awareness Programs in a Quarter Unbelievable Efforts of WIRO !Hon'ble Regional Director,MCA donating blood.Hon'ble Member,CLB donating blood'Educate, Empower And Execute'January, 20139

PERFORMANCE REPORT.Sr.NoPARTICULARS19.01.12 to18.01.1319.01.11 to18.01.122010-112009-102008-091Infrastructure Improvement Initiatives(Capex Deployed in .3Information Technology ��ce Equipment17,02091,850NE2,11,60128,2002Student Related Activities53503730292.1Oral Tuition Centre (OTC) in operation433332.2Training Oriented Programmes (TOP ) (EDP)136812102.3ADP / SIP283218572.4MSOP / SMTP8981093Member Related Activities107957248503.1Seminars Held37312424183.2Work Shops / Two Days Conference / LectureSeries351NA13.3Total Study Circle Meetings including Kandivili67594724314Career Awareness Programs324202NANANA5Investor Awareness Programs Held11816NANANA6Research Publications31003NE - Not estimatedNA - Not available10January, 2013

PERFORMANCE REPORT.(Figures in .122010-112009-102008-091Income from Members Programs(including ncome from Publication (WIRC ts ssion of sale of publicationsYet 937,96,76034,66,06336,89,50429,38,1165Income from MSOP / Income from ncome from 8Income from Library Fees1,9007005001,0004509Income from Oral 8,34543,56,952Yet 93917,58,34552,40,952Total Income from Students Programs10Income from Incentives and Grants fromICSI11Income from Interest12Sponsorships / Misc. Income13Scrap SaleTotalGROSS INCOME FOR THE YEARSURPLUS FOR THE YEARNational Convention shareTOTAL SURPLUS** If unclaimed potential receivables are to be considered, total surplus could be around Rs.70 lacs. Also National Conventionsurplus allocation not considered.@ Figures from 01.04.12 to 18.01.13 are provisional/unaudited.January, 201311

PERFORMANCE REPORT.FeedbackDear Sir,Sub. : Seminar of SME Listing 27/12/2012Thanks for arranging such niceseminar, it is excellent in all part of theseminar.Hi.“Empower” isvery Informativeweekly. Thank you for circulating suchinformative reading material.Regards,Madhushree More Senior Manager National Securities Depository Ltd.Dear Sir,The one unique thing I found is thesubject matter of the weekly which isnot general in nature but exclusivenot finding place in other sourcesof communication. So I feel that theweekly is filtering the news which notfound generally in other sources andinduced me to read and enhanced myinformation so keep this filtration ofarticles, news etc which will make theweekly attractive for viewer-shipWhen we are travelling to Aurangabadon 27th, we are blank regarding theSME Listing.But within short time we wellunderstand the concept and workingfor it.Best Regards,I was indeed very pleasantly surprisedto see the FOCUS Feb.2012. Theoverhaul it has undergone has made itimpressive in looks.More importantly, the contents havebeen thoughtfully organised and areuseful for the members. A great start,the challenge is to sustain and improve.Congratulations to you and theEditorial Team lead by CS Amit KumarJain.Best wishes.SV SubramanianPraphulla ZambareAccounts Head,To,Attitude Plastics Pvt.Ltd.ChairmanWIRC-ICSI,Hello Mahavir,I have been reading the various journalsand newsletters and amazed the timeyou have for the institute and institutesactivities. I am sure the Institute will goto greater heights with people like you.Mumbai.Thanks and all the bestCS Shrikant DevCompliments to you and your team forenhanced level of magazine-FOCUS.In response to your invitation forsuggestions, I suggest that there shouldbe a section for "readers' response".The readers' response would motivate,encourage and gratify the contributorsto the magazine.Shailesh KachaliaCompany SecretaryDear Mr. MahavirWith regards,Empower is a very good initiative.S. G. Gokhale.Dear Mr. MahavirI find each & every issue of “Empower”virtually informative & interesting too!!!!!!!!!Apropos its title, it must be empoweringall our members across the Region bethey in Employment or in Practice !!!!!Regards,Regards,Atul JuvleHead- Legal & Company SecretaryGodrej Agrovet LimitedDear Mr. Lunawat,My Best Wishes for future journey inthis regard !!!!!!I am a fellow member of The ICSI andam based out of Pune.Regards,I liked the way you have been reportingupdates and I find it being done in aprofessional manner.P B SavaliaSr. General Manager (Indirect taxation)RIL-Hazira manufacturing DivisionACS- 1137112January, 2013Really appreciate your initiatives.Thanks & regards,Kiran ChitaleFCS 1450It was really very REFRESHING toreceive the FOCUS Magazine- April2012 edition.Many of our CS Publications giveus the required information but theFOCUS really brought out the muchawaited and desired contents.The varied Articles therein on ourprofessional Updates & Complianceswhich had been interspersed withQuotations at the begining as wellas the end of pages alongwithextra-curricular Articles on SoftCommunication skills, Health-tips etc )made it GREAT reading!!!.

PERFORMANCE REPORT.Also the smooth quality of the pages,pastel colours, indeed added to theExcellence of the reading experience.Thanks a lot and Keep it up! Goodefforts and CONGRATULATIONS!CS Manisha VhatkarFCS 3905P.S. Regretfully, I have received theApril 2012 edition only today i.e.4thMay 2012.Hence would request to plensure that we get the timely deliveryof this valuable Magazine !Dear Mr. Lunawat,Since you have taken over as theChairman of WIRC, there are manyvisible and welcome changes in WIRC.The Empower Magazine, the MonthlyBulletin, training programs andskills development programs for themembers and students alike are verynoteworthy.My firm belief is that these measureswill surely help in the development ofour students, members and the societyas a whole.Keep up all the good work.Kind regards,Anurag ChauhanRegards,HoshiFINCON - Secretarial Unit OracleFinancial Services Software Limiteddespite of several reminders (mail trailis attached for your reference).Attimes, we receive confirmation verylate because if which we cannot attendthe seminar. One tries calling on thegiven numbers, but they are alwaysbusy.Dear Mr. Lunawat,I would like you to kindly look into thisand provide a resolution at the earliest.We really appreciate the initiation youhave taken for publishing a wonderfule-weekly, EMPOWER, which containsthe business highlights.Once again, very happy for you. Youare successfully leading the renownedway which you deserve and not just forthe name sake. Bravo!With best regards,Regards,SANJAYA KUMAR DASHCompany Secretary & Chief ManagerVarsha SangamCompany Secretary, Deputy Manager Legal & Compliance,Hoshi D. Bhagwagar CompanySecretary & Compliance OfficerASREC INDIA LIMITEDTechProcess Solutions Limited.Dear Mr. Lunawat,First of all, I must thank you forspending so much efforts on takingthe profession to new heights. Ourmonthly journal 'Focus' has changedthe look and content. It is worthspending time to read now. The newe-weekly 'Empower', enhanced studycircle and awareness programmes arereally appreciable.I wish all the best to your entire teamfor your future plans.Vice President Legal CounselWarm RegardsDeutsche Bank AG, Filiale MumbaiMithilesh JuvleDear Mr. Lunawat,Hello Mahavir,I would like to extend my sincereappreciation to you and your team atWIRC for your efforts in connectingwith the fraternity.Heartiest congratulations to you! Notonly for you being a Chairman butthe role and responsibilities you aresuccessfully carrying as a Chairman ofWIRC. First time I could see so manyactivities and engagement by WIRCwith its members & students.I especially look forward to thee-weekly empower which is a uniquestep towards knowledge sharing.Kudos to the good work!Warm Regards,Deepa Krishnan,Company Secretary and Head – LegalCybage Software Pvt. Ltd.Hi Mahavir,Doing a great job. Keep it up. Thechange is felt .WIRC started interacting with PMSmembers proactively, EMPOWER(which I never miss to read) – Thequality of presentation, news etc. areawesome. Great efforts by you folks.As a Member, I would like to bring onegrievance to your notice. When wereceive seminar update from WIRC, weimmediately revert back to confirm theattendance (since this is requirementfrom WIRC, of course to arrange forlogistics etc.). However, we don’treceive timely confirmation from WIRCDear Mahavirji,First of all congrat to you and yourteam for doing excellant work at WIRC.I read the newspaper "EMPOWER"and i m very very happy by reading allthe articles.With best wishesK. K. Patel & AssociatesCompany SecretariesYOUHAVEEMPOWEREDEVERY PATRON WITH BULLETSOFINFORMATIONWEEKLYCONGRATSRegardsCS Satish BhattuClariant Chemicals (India) LimitedDear Mahavirji,Thank You for such a needed initiative.I am sure that EMPOWER will behighly benefited to entire companysecretary fraternity.Warm Regards,CS Devang M. Vyas,RajkotJanuary, 201313

e-Focus January 2013 by ICSIPublisher : ICSIAuthor : ICSIW EditorialTeamType the URL : http://www.kopykitab.com/product/54 1Get this eBook

to accomplish tasks and the desire to keep constantly updated so that all of us surge and leap . unstinted support including WIRO staff, volunteers, active members, seniors, council colleagues, offi ce colleagues (PwC and Sarthi Advisors), team of SAP Print Solutions, team of Free . Quantum Improvement WIRC WIRC WIRC 'Educate, Empower And .

Related Documents:

Aug 26, 2020 · Humulin N U-100 vial OTC Humulin R U-100 vial OTC Humulin R U-500 KwikPen Humulin R U-500 vial Novolin N U-100 vial Novolin R U-100 vial OTC Regular AND Intermediate Non-preferred Humulin N KwikPen OTC Novolin N U-100 FlexPen OTC Novolin R U-100 FlexPen OTC Long Acting Pref

BROTAPP DM LIQUID OTC F COUGH/COLD/ALLERGY CALAMINE LOTION OTC F DERMATOLOGICALS calcium and phosphorus w/vitamin D tab OTC F MINERALS & ELECTROLYTES calcium carbonate chew tab OTC F ANTACIDS calcium carbonate susp OTC F ANTACIDS calcium carbonate tab OTC F MINERALS & ELECTROLYTES .

Dorel Industries Inc. Canada GLOBAL MKT Draxis Health Inc. Canada GLOBAL MKT Dundee Corp. Canada OTC DynaMotive Energy Systems Corp. Canada OTC Eiger Technology Inc. Canada OTC El Nino Ventures, Inc. Canada OTC Eldorado Gold Corp. Canada AMEX Elephant & Castle Group, Inc. Canada OTC Emgold Mining Corp. Canada OTC

OTC Dealer 5.3 User Guide 12/07/11 1 1. Introduction The OTC Dealer is an application that provides access to OTC Markets Group's ("OTC Markets" or the "Firm") LinkOTC , a Quotation and Messaging services.The OTC Link Quotation Service allows market participants to publish quotes that are disseminated in

OTC employee and fi nance data / 7 The OTC Service Area economy / 8 12 CHAPTER 2: ECONOMIC IMPACTS ON THE OTC SERVICE AREA ECONOMY Operations spending impact / 13 . MAIN REPORT 5. Introduction Ozarks Technical Community College (OTC), established in 1990, has today grown to serve 18,589

CVS Pharmacy ! You can still receive your order by mail, but now you can also use your OTC benefit at these CVS Pharmacy locations: ¡Su beneficio OTC ahora se puede usar en CVS Pharmacy ! Todavía puede recibir su pedido por correo, pero ahora también puede usar su beneficio OTC en estas ubicaciones de

Over-the-Counter (OTC) Catalog This booklet will help you use your OTC benefit. Keep it where you can easily get to it. 2 How do I use my OTC benefit? . If you receive a damaged item, call OTC Health Solutions within 30 days to get a replacement item. See Frequently Asked Questions (FAQ) at the back of this booklet for more details. 4

Piano Man written by Billy Joel transcribed by GERMANICVS www.germanicvs.de.vu & &? 14 ˇ j ˇ ˇ ˇ ˇ o' clock on a 14 ˇ ˇˇˇ ˇˇˇ ˇ ˇˇ ˇ ˇˇ ˇ. . ˇ ˇ ˇ ˇ . sa-tur-day ˇ ˇˇ ˇˇ ˇ ˇˇ ˇˇ. . ä ˇ ˇ ˇ ˇ ˇ ˇ ˇ A re-gu-lar crowd shuff-les ˇ ˇˇ ˇ ˇˇ ˇ ˇ ˇˇ ˇ ˇˇ ˇ. . ˇ . ˇ ˇ in There's an ä ˇˇ ˇˇ ˇˇ ˇ ˇ ˇ ˇ . ˇ ˇ ˇ ˇ ˇ ˇ .