A Revolutionary Crowdfunding Platform Utilizing Blockchain Technology.
QuiverX Whitepaper A Revolutionary Crowdfunding Platform Utilizing Blockchain Technology. Safe, Secure, and Easy-To-Use QuiverX.io
Whitepaper Table of Contents 2 Table of Contents 2 Abstract 3 Introduction 4 Problem 8 Solution 9 Tokenomics 10 QuiverX-xCard Benefits Program 11 Road Map 12 Team, Partnership & Media 13 QuiverX References Information 14
Whitepaper Abstract Since 1913, the value of the dollar has decreased by almost 96%. This means that today, every dollar you own would be worth around 4 cents. At the same time, the value of stocks have increased almost 74% and the typical pre-IPO angel investment yields an average of 2.5 to 3.5 returns on investment (ROI). As we move forward into the digital age, the value of these assets is poised to explode as new and innovative technologies revolutionize the way we interact with the world. With the advent of blockchain technology and smart contracts, investors now have a means of accessing a decentralized model of finance. Blockchains operate on an autonomous public ledger, which records transactional history in chronological order. This unique quality enables full transparency, and has the capability to resolve cross border payments, thus connecting investors directly to entities looking to raise capital. “The QuiverX team is applying Blockchain technology as a Crowdfunding hedge against inflation, completely remodeling traditionally inaccessible markets and offering high value investment opportunities at a lower barrier of entry — thereby granting investors a percentage of high value assets proportionate to their investment.” Using Smart-Contracts governed on the Ethereum ecosystem, our focus is to provide each investor the ability to leverage their money while maintaining transparency and providing reliable liquidity. QuiverX is developed to facilitate seamless transactions across many different asset classes, all on a single platform. 3
Whitepaper Introduction QuiverX Capital is a unique crowdfunding platform that allows digital assets to interact with the physical world. QuiverX is more than just a decentralized lending platform for crypto and non-crypto related small to medium enterprises (SME). It also includes the following: QuiverX-xReward Program (staking) QuiverX-xEarn Governance Portal QuiverX- Liquidity xChange QuiverX-xWallet QuiverX-xCard (point of sale payment Visa) QuiverX-eXcel Program QuiverX-xATM QuiverX-xReward Program QuiverX-xEarn Governance Portal xRewards offers multiple opportunities The xEarn Governance Portal is an throughout the year for leaving your interactive community forum that xEarn tokens in one of our many staking pools to token holders have exclusive access to. earn rewards for a safe and secure return on your investment. Features include: Unique user profile Interactive Chat Voting on featured projects Community forum 4
Whitepaper QuiverX-Liquidity xChange QuiverX xWallet The Liquidity xChange is a peer-to-peer The QuiverX xWallet is a safe and secure service which provides a direct means of option for keeping all ERC-20 tokens. Wallet buying and selling liquidity. Also, equipped features include: with an auctioning function, any person wanting to buy or sell a liquidity position will now have an opportunity to enter or exit a locked position at any time. This will help free up investment capital for those looking to liquidate their funds and offer Holding rewards for QuiverX: By holding your QuiverX in the wallet, you will passively earn rewards with a 7.42% APY target. Swap feature: Swap combines multiple stable means of capital for businesses to decentralized grow. Uniswap Protocol to offer the user the The Liquidity xChange offers a more profitable option to liquidity providers by allowing investors to sell a high value position for more than was initially staked. Additionally, it incentivizes people to enter locked liquidity and reduces the need for liquidity providers to exit from a pool early with little to no benefit. The xChange is also beneficial to those who may be locked out of a staking option and would like to enter, which is either not exchanges such as best available price on the market. Buy feature: To allow users to purchase crypto using fiat currency. The wallet will also include all of the standard features of a crypto wallet such as import and export of your wallet, the issuing of private keys, transfer between wallets and wallet connect. You will have the ability to adjust your wallet’s privacy and security settings. currently possible or risky given the state of the market in present day without a trusted and secure third party. 5
Whitepaper QuiverX xCard (point of sale payment Visa) QuiverX Visa Plus The QuiverX xCard Program is a multi- ATM Cash Access tiered, point-of-sale payment Visa, which 250,000 QRX Staked for 6 months will be available to users depending on Rewards and Benefits Program their region and regulations. You will be able to use your xCard anywhere Visa is 2% Cash back on all purchases 1. Netflix 2. Spotify 3. Amazon Prime accepted. In order to qualify for an xCard, QuiverX Visa Ultra users must meet the staking requirements 5% Cash back on all purchases for each tier with a minimum of six months staked. Features of the QuiverX xCard: ATM Cash Access 1,000,000 QRX Staked for 6 months Rewards and Benefits Program QuiverX Visa 1. Netflix 2. Spotify 3. Amazon Prime 1% Cash back on all purchases 4. Apple Music 5. Uber ATM Cash Access 10,000 QRX Staked for 6 months QuiverX Visa eXcel 8% Cash back on all purchases xWallet fees waived ATM Cash Access 5,000,000 QRX Staked for 6 months Rewards and Benefits Program 1. Netflix 2. Spotify 3. Amazon Prime 4. Apple Music 5. Uber 6. Starbucks 6. AirBnB 6
Whitepaper QuiverX xATM QuiverX-Liquidity xChange The xATM is the newest addition to the The Liquidity xChange is a peer-to-peer QuiverX ecosystem, to be introduced in service that provides a direct means of late 2021. This will bring further function buying and selling liquidity. It is equipped with and utility to the QuiverX ecosystem an auctioning function so that any person and promote the adoption of QRX, the wanting to buy or sell a liquidity position will QuiverX xCard Visa, and cryptocurrency now have an opportunity to enter or exit a overall. xATM will be used as an access locked position at any time. This will help free point to buy and sell cryptocurrency, as up investment capital for those looking to well as exchange for fiat. xATM will accept liquidate their funds and offer stable means all major credit card providers and will of capital for businesses to grow. offer zero ATM fees to QuiverX xCard Visa holders. QuiverX-xEarn Governance Portal The Liquidity xChange offers a more profitable option to liquidity providers by allowing investors to sell a high value position for more than was initially staked. The xEarn Governance Portal is an Additionally, it incentivizes people to enter interactive community forum that xEarn locked liquidity and reduces the need for token holders have exclusive access to. liquidity providers to exit from a pool early Features include: Unique user profile Interactive Chat Voting on featured projects Community forum with little to no benefit. The xChange is also beneficial to those who may be locked out of a staking option and would like to enter, which is not currently possible or highly risky given the state of the market in the present day, without a trusted and secure third party. QuiverX-xReward Program xRewards offers multiple opportunities throughout the year for leaving your tokens in one of our many staking pools to earn rewards, for a safe a secure return on your investment. 7
Whitepaper Problem Market capitalization of Bitcoin from 4th quarter 2013 to 3rd quarter 2020 (in Billion U.S. Dollars) At present, the total market cap for digital currencies is roughly 250 billion 250 dollars of investment capital, which is mostly held in exchanges or individual businesses that could benefit and add value to the digital asset space that also may find it difficult to attain capital in traditional markets. Cryptocurrency funds have been deemed inaccessible because there has not been a successful framework to utilize them effectively. 150 100 50 0 ’13 Q1 ’1 4 Q2 ’14 Q3 ’14 Q4 ’14 Q1 ’1 5 Q2 ’15 Q3 ’15 Q4 ’15 Q1 ’1 6 Q2 ’16 Q3 ’16 Q4 ’16 Q1 ’1 7 Q2 ’17 Q3 ’17 Q4 ’17 Q1 ’1 8 Q2 ’18 Q3 ’18 Q4 ’18 Q1 ’1 9 Q2 ’19 Q3 ’19 Q4 ’19 Q1 ’2 0 Q2 ’20 Q3 ’20 of cryptocurrency, and a multitude of Q4 availability of use cases within the market 200 Market Cap in Billion U.S. Dollars wallets. There is currently a limited Source CoinMarketCap Statista 2020 Additional Information: Worldwide; CoinMarketCap; Q4-2013 to Q3 2020 “Crowdfunding has been a successful model since 1997. In 2011, the crowdfunding market was approximately 1.5 Billion and has since grown 800% to 8.5 Billion in the last 9 years. Despite such rapid growth, at present 74% of crowdfunding campaigns fall short of their goal, which creates a very valuable space for a platform such as QuiverX Capital.” 8
Whitepaper Solution pioneering Businesses that would like to be listed a new wave in decentralized finance with QuiverX Capital will need to follow through the use of liquidity pools and the necessary regulatory frameworks smart contracts, ushering in a new model in of crowdfunding. This model will directly and must also be able to meet due connect investors and SMEs, providing diligence expectations by completing transparency and complete control of all the KYC verification process. Articles of capital involved. Incorporation, business resolutions, the The QuiverX Platform is accordance with their region, business license, and the business and “There are no fees to investors. QuiverX Capital charges businesses a 6-8% fee based on the capital that is raised during their campaign, which can be offset by a 2.5% fee charged to the investor based on the decision of the issuer.” financial plan will all need to be submitted with each application as well. Crypto as well and non-crypto businesses can run fundraising campaigns as along as all criteria is met for listing on the platform. Investments on QuiverX Capital are highrisk startups and growth companies, which allow the possibilities for high rewards. Investors that provide liquidity to companies will be given a liquidity pool token representing their position within the fundraising pool. Investors can choose to hold the token until the company goes to an IPO. They will also have the option to offer their LP tokens for sale on the QuiverX Liquidity xChange at any time. 9
Whitepaper 19.82% Tokenomics 30% Staking Presale 10% Liquidity Locked Team Marketing Bankrolls 5% LID Fee Circulating Supply 55,754,594 Total Supply 100,000,000 15% 19.18% Total Supply 100 1% Investment Bankroll 19.18 Initial Uniswap Liquidity 19 Million QRX Million QRX Million QRX Presale Allocations Team Wallets Marketing Promos & Bonusess 10 500,000 30 Million QRX Million QRX QuiverX is a utility token to pay for access services on the website, promotions, reduced network fees, and monthly advertisements, listings, and transaction rewards for being QuiverX holders, fees. Users are incentivized to hold which are generated from a portion of the utility token in order to get early advertisement and promotion fees. 10 to QRX investment opportunities, Note: 4,483,405.24 QRX Permanently Removed from Circulating Supply
Whitepaper QuiverX-xCard Benefits Program QuiverX may offer certain rewards and benefits directly and there may or may not be partnerships with any of our listed merchants. QuiverX retains the right to modify or change these benefits following a 30 day notice to cardholders. The graphics and logos depicted are registered to their respective trademark holders. To continue to be eligible for Rewards and Benefits, xCard holders are required to maintain the minimum staking balance. Rebates per month are capped at up to: Spotify: 12.99 Netflix: 12.99 Apple Music: 14.99 Airbnb: 100.00 Uber: 50.00 Amazon Prime 12.99 Starbucks: 50.00 QuiverX Benefits & Perks: 11
Whitepaper Roadmap Q4 2020 Q1 2021 Continue QuiverX Platform website Launch Beta version of QuiverX Platform Finalize Licensing and documentation Launch staking with Ferrum, introduce governance via xEarn yield farming protocol Add additional team members xEarn End of year staking Launch MVP app List on Public Exchange Introduce custom wallet Featured in major publications Q2 2021 Q3 2021 Launch Full version of Website Initiating QuiverX rewards program initiative. Launch Visa Payment point of sale card QuiverX-eXcel members live call discussing 2021 goals Initial businesses utilizing platform 12 Governance Farming protocol vote
Whitepaper Team Ivan Castillo Mike Adams Chief Excecutive Officer (CEO) Chief Operating Officer (COO) Partnerships Media 13
Whitepaper QuiverX References Information QRX Uniswap Link: 7afc384e3e4f15b70b14d8 QRX Contract Address: 384e3e4f15b70b14d8 Dextool Link: 0xf227e97616063a0ea4143744738f 9def2aa06743 Burn Address: https://etherscan.io f7fe8a442774afb826f https://etherscan.io/ 67ad10c31363493d2b8 Xearn Uniswap Link: 75129b6e211b39221035e4 Xearn Contract Address: 5129b6e211b39221035e4 Xearn Contract Audit: https://solidity.finance/audits/Xearn/ Remove Minter (Contract Deployer): https://etherscan.io/ ef36ba9083d2ce3bec9 Transfer Admin Ownership To 0x0: https://etherscan.io/ 3e62ec281a998b3e55a quiverx.io QuiverXCapital QuiverX5 This document is a working outline of our proposed business plan and model. Its contents are subject to change as the business continues to grow and develop in order to meet changing regulations or market demands. 14
"Crowdfunding has been a successful model since 1997. In 2011, the crowdfunding market was approximately 1.5 Billion and has since grown 800% to 8.5 Billion in the last 9 years. Despite such rapid growth, at present 74% of crowdfunding campaigns fall short of their goal, which creates a very valuable space for a platform such as
Crowdfunding platforms have successfully connected mil-lions of individual crowdfunding backers to a variety of new ventures and projects, and these backers have spent over a billion dollars on these ventures and projects [8]. From reward-based crowdfunding platforms like Kickstarter, In-diegogo, and RocketHub, to donation-based crowdfunding
2.1 Crowdfunding Platforms 11 2.2 Kickstarterer s crowdfunding platform in 2012 12 2.3 Crowdfunding Contributors Ages 2013 13 2.4 Crowdfunding Contribution Gender 2013 13 3.1 Demographic variables Frequency Distribution 40 3.2 Degrees of Likret Scale 43 3.3 Arithmetic mean, SD, item importance and importance level of Independent and
crowdfunding models: equity-based crowdfunding, debt-based crowdfunding, reward-based crowdfunding and . the point of approaching zero because the firm needs to keep all profit as retained .
equity crowdfunding and other types of crowdfunding such as donations. Section 2.2 then provides an overview of the equity crowdfunding market. Unless stated otherwise, the market data in section 2.2 were collected for the Crowdfunding Industry Report (2012), a general market analysis conducted in the first quarter
Lo sviluppo del crowdfunding e i modelli utilizzati 9 Il crowdfunding in Italia 12 La filiera industriale in Italia 13 Focus sul crowdinvesting 15 L'equity crowdfunding nel mondo 16 Il lending crowdfunding nel mondo 19
global crowdfunding markets reaching an annual growth of 64 % in 2011 and 81 % in 2012 (Crowdfunding Industry Report, 2013). Trends on the search engine Google.com further in-dicate the growth of crowdfunding as a search term and clearly demonstrate the recency of the phenomenon. Searches for crowdfunding did not start until mid-2008, early 2009 as
CROWDFUNDING the community, the MEDC provides a VS. INVESTMENT-BASED CROWDFUNDING General awareness of websites such as Kickstarter, Go-Fund-Me, and Indigogo are much more commonplace than they were five years ago. These websites serve as examples of what donation-based crowdfunding is. Donation-based crowdfunding raises money through
Academic literary criticism prior to the rise of “New Criticism” in the United States tended to practice traditional literary history: tracking influence, establishing the canon of major writers in the literary periods, and clarifying historical context and allusions within the text. Literary biography was and still is an important interpretive method in and out of the academy; versions of .
