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Final Expense is a simplified issue life insurance coverage made available under the GWL policy. GWL is declared nonillustratable and does not require NAIC illustrations or signatures. Policies sold in Montana will use male rates. Quick Facts Final Expense Guaranteed Whole Life (GWL) Simplified Underwriting Yes No Risk Class Standard Standard .

a. Guaranteed Income* b. Sum of Accrued Guaranteed Additions divided by Income Payout Period (years) c. Wealth Additions *Guaranteed Income 25% of Sum Assured on Maturity Guaranteed Additions 5% of Total Annualized Premium paid till date will accrue at each Policy Anniversary during Premium Payment Term, provided that the policy is in .

PNB MetLife Guaranteed Future Plan - Options 4 - Income Boosters Option Individual, Non - Linked, Non-Participating Savings, Life Insurance Plan PNB MetLife Guaranteed Future Plan UIN - 117N124V03 Page 2 1.2. Policy Preamble PNB MetLife Guaranteed Future Plan An Individual, Non-linked, Non-Participating, Savings, Life Insurance Plan

Whole Life Issue Limits Issue Age Face Amounts 50-55 10,000 - 150,000 56-65 10,000 - 100,000 66-75 10,000 - 50,000 76-85 10,000 - 25,000 *Not available or applicable in all states. Minimum face amount for Whole Life is 25,000 for ages 50-85 in the State of Washington. RAPIDecision Senior Life Term and Whole Life from Fidelity Life .

This fraction can be simplified to 14 3 2. 104 36 This fraction can be simplified to 26 9 3. 3192 924 This fraction can be simplified to 38 11 Practice #2 Answers 1. 15 9 This fraction can be simplified to 5 3 2. 52 70 This fraction can be simplified to 26 35

Commonname Partoffish analyzed Scientificname Source Thiaminase presence orabsence1 Reference Alewife Whole Bass,largemouth Whole Bass,smallmouth Whole Bluegill Whole Bowfin(dogfish) Whole Bowfin Whole Buffalofish Viscera Bullhead Whole Bullhead(mixtureof black,brown,yellow). Whole Bur

Guaranteed Life The Producer Certification page is part of the Guaranteed Life application and must be submitted at same time as the application. Please note that the application for Gerber Life's Guaranteed Life does not ask any health questions. Consequently, the "Insurability of any Person proposed for Insurance"

PNB MetLife Guaranteed Income Plan is an Individual, non-linked, non participating, Savings, . Minimum Annual Premium (Rs) 52,900 76,656 23,864 16,666 12,357 Minimum Sum Assured . Guaranteed Income Benefit Guaranteed Income Benefit X Basic Sum Assured X Paid-up factor*

A lifetime of income — guaranteed Once you decide to begin withdrawing income from MetLife Growth and Guaranteed Income, your guaranteed annual income4 is determined by a simple formula, and is recalculated annually and automatically (on your contract anniversary date) until the oldest annuitant reaches age 85. Benefit base value2, 5 (GWB Value)

PNB MetLife Guaranteed Future Plan, . policy term and amount of premium paid. Guaranteed Income varies from: for Income Option: 108% to 248% ; Income Lumpsum: 103% to 175% & Guaranteed Lumpsum . The death benefit may vary depending in which the death occurs and will be minimum 10 times of Annualized Premium .

Force Status and all due Installment Premiums have been received in full by Us, the Guaranteed Income Payouts are made at regular intervals after the end of Deferment Period till the end of Policy Term, as in section3.2.1. Guaranteed Income Payout is defined as the sum of Annualized premium plus Guaranteed Additions as mentioned in Section 3.2.1

16) Group Life insurance is most often which of the following types of life insurance policies? A) Annuity B) Term C) Whole Life D) Endowment 17) Whole Life and Interest Sensitive Whole Life identically share all of the following characteristics except A) Guaranteed mortality cost B) Assisted Daily LivingInterest charges on policy loans