ENRICH BANK CONVERSION CAMPAIGN WITH BONUS

ENRICH BANK CONVERSION CAMPAIGN WITH BONUS ENRICH POINTS(Terms and Conditions)A. Campaign Duration1. The Enrich Bank Conversion Campaign with Bonus Enrich Points is organised byMalaysia Airlines Berhad (“MAB” or “Enrich”) with participating banks and will run from01 April 2021 – 30 April 2021 both dates inclusive (“Campaign Period”).B. Campaign offer1. Subject to the Terms and Conditions herein, Enrich member who convert their credit cardpoints during the Campaign Period and bank successfully submits the conversion toEnrich will be entitled for the following campaign offer as set up in the table below:Campaign offerAdditional 25% Bonus Enrich PointsValidity date01 – 03 April 2021Additional 10% Bonus Enrich Points04 – 30 April 20212. The additional 25% and 10% Bonus Enrich Points will be awarded for every successfuleligible transaction within Campaign Period.C. Eligibility and Participation1. Any person(s) who has fulfilled all the criteria below is eligible to participate in thisCampaign (“Participant”):i.ii.iii.Must be an Enrich Member and Enrich Account must be an active account at thetime of the Conversion.For new members please register online at: www.enrich.malaysiaairlines.com.Credit cardholders of the below participating banks.2. The mechanics of the Campaign are as follows:i.ii.iii.iv.Participant to contact the respective bank (s) and request to convert their creditcard bank points to Enrich Points.The respective bank will send the request of credit card bank points conversion toEnrich Points.To be qualified for the promotion, the bank points must be converted andsuccessfully processed by Enrich within the campaign period which is from 01April 2021 – 30 April 2021Participants are allowed to make multiple conversions from any participatingBanks.

v.Allow 14 working days for the conversion request to be completed and EnrichPoints to be credited into Enrich Member's Account.The Campaign Period will end at 11.59 pm Malaysia time on 30 April 2021irrespective if transferred outside Malaysia time.The Participant’s credit card issuing bank’s terms and conditions will apply.vi.vii.3. The following cardholder(s) shall be eligible to participate in this Enrich Bank BonusConversion Campaign with Bonus Enrich Points (“Campaign”): No123Participating BanksBanksAffin bank/Affin BankIslamicAlliance BankAmbank/Ambank IslamicCard typeAffin World MastercardOther Affin Credit Cards*Affin Bank Credit Card / Affin Islamic Credit Card-i issuing AffinRewards Points onlyAll Alliance Bank Credit CardMinimum Points Conversion6,000 AFFIN Rewards Points12,000 AFFIN Rewards Points6,000 Alliance Timeless BonuspointsAmBank/ AmBank Islamic World Mastercard10,000 AmBank Rewards PointsAmBank/ AmBank Islamic Visa InfiniteAmBank/ AmBank Islamic Visa Signature12,000 AmBank Rewards PointsAmBank/ AmBank Islamic Platinum Card-iAmBank/ AmBank Islamic Gold Card-i15,000 AmBank Rewards PointsFor more information on The Platinum Card details please refer rican-express.html4AmericanExpress (AMEX)5Bank IslamBank Islam Credit Card -i10,000 TruPoints6Bank SimpananNasional (BSN)All Credit Cards except AIAFAM Credit Card andVisa Cashback Credit Card10,000 Happy PointsCIMB Enrich Platinum Credit CardCIMB EnrichCobrand7CIMBCIMB DebitCIMB Enrich World Credit Card1,000 Bonus MilesCIMB Enrich World Elite Credit CardCIMB World MasterCard Credit CardCIMB Visa Signature Credit CardCIMB Preferred Visa Infinite Credit CardCIMB Visa Infinite Credit CardCIMB Platinum Credit CardCIMB e-Credit CardCIMB Islamic Bank Platinum Credit CardCIMB Debit Card10,000 Bonus Points10,000 Bonus Points

8CitibankCiti PremierPointsCiti PrestigeCiti RewardsCiti Rewards PlatinumCiti GoldCiti SilverCiti ClearCiti ChoiceCitiBusiness (personal underwriting)1,500 Premier Points7,000 Citi Rewards points25,000 Citi Rewards points*Note: Applicable to Citibank Malaysia onlyHong Leong Credit Card– Redeem via Fax/Mail/Hong Leong Contact Centre9Hong LeongBank10,300 Hong Leong Reward PointsHong Leong Credit Card– Redeem via Self Service Channels: Self Service PhoneBanking(IVR) and Hong Leong Connect10,000 Hong Leong Reward Points* Note : Valid for all Hong Leong Rewards Credit Cards issued in Malaysia (except Hong Leong Emirates Card, HongLeong AirAsia Card, Hong Leong Infinite P Card, Hong Leong Infinite Card)1011Hong LeongPremierHSBCLocal spend: RM 2.8 1 Enrich PointsOverseas spend: RM 1.8 1 Enrich Points*EXCLUDING all Government and JomPAY related transactions, Cash Advances, Quasi Cash (betting and gamingrelated transactions), Call-For-Cash, Call-For-Cash Plus, Flexi Payment Plan, Balance Transfers, Finance Charges andLate ChargesPremier TravelPremier WorldAll other cardsAll Visa Infinite & Visa Infinite Diamante CardsMaybank 2 Cards Reserve American Express121314MaybankMaybankAmericanExpressPublic BankWorld MastercardWorld Mastercard IkhwanNormal Visa, MasterCard and American ExpressCredit CardsAmerican Express Platinum Charge Card(The Platinum Card)American Express Charge & CreditPB Visa Signature Credit CardPB Platinum Mastercard Credit CardPB Quantum Visa Credit CardPB Quantum Mastercard Credit CardPB RCB Elite Debit CardPB RCB Gold Debit CardPB World Mastercard Credit Card10,000 HSBC Air Points13,000 HSBC Reward Points18,000 HSBC Reward Points5,000 TreatsPoints6,000 TreatsPoints10,000 TreatsPoints5,000 Membership Rewards Points5,600 Membership Rewards Points10,000 VIP Points8,500 Air Points

15RHB16StandardChartered17UOB181920Premier Visa InfiniteVisa InfiniteRewards CardVisa Infinite CardsWorldPoints CardsOther 360 Points CardsUOB Visa Infinite Metal CardUOB Visa Infinite CardUOB PRVI Miles CardUOB Lady’s CardUOB Preferred Platinum CardSt. GeorgeWestpacValid for cardholders in AustraliaValid for cardholders in AustraliaBank DanamonDanamon American Express CardManchester United Classic (Mastercard & Visa)Manchester United Platinum (Mastercard &Visa)Mastercard PlatinumVisa PlatinumMastercard WorldVisa InfiniteMastercard World Elite6,000 bank points8,000 bank points11,000 bank points7,000 SCB Reward Points2,000 SCB WorldPoints46,000 SCB Reward Points4,500 UNIRinggit Reward Points8,000 UNIRinggit Reward Points10,500 UNIRinggit Reward Points3,000 Amplify Points 1,500 EnrichPoints*Min 3,000 points required to redeemwith additional 500 points increments.3,000 Altitude Points 1,000Enrich Points*Min 3,000 points required to redeemwith additional 600 points increments.30,000 D-Point15,000 D-Point* For more information, please call PT Bank Danamon Indonesia, Tbk, at 1-500-090* Valid for cardholders in Indonesia*normal earning for above minimum points conversion is 1,000 Enrich Points unless stated otherwise.4. Offers illustration1) 25% Bonus Enrich Pointsi. Member will receive additional 25% Bonus Enrich Points from the total Enrich Pointsconversion. Below is the earning illustration:

DateMinimum PointConversionNormalConversionBonus EnrichPointsTotal EnrichPointsReceived01 – 03April 20211,000Enrich Points1,000Enrich Points25%(250 EnrichPoints)1,250 EnrichPoints2) 10% Bonus Enrich Pointsii. Member will receive 10% additional Bonus Enrich Points from the total Enrich Pointsconversion. Below is the earning illustration:DateMinimum PointConversionNormalConversionBonus EnrichPointsTotal EnrichPointsReceived04 -30 April20211,000Enrich Points1,000Enrich Points10%(100 EnrichPoints)1,100 EnrichPoints3) CIMB Enrich Cobrand cardi.Get additional 1,000 Bonus Enrich Points with min. conversion of 10,000 CIMBBonus Miles. Below is the earning illustration:Campaign Period01 – 03 April 2021Campaign OfferAdditional Campaign OfferGet additional 1,000 Bonus Enrich25% Bonus Enrich Points Points with min. conversion of 10,000CIMB Bonus Milesii. The 1,000 Bonus Enrich Points will be awarded on a first come first serve basis to thefirst 500 CIMB Enrich Credit Cardholders (“Cardholder(s)”) who redeem a minimum of10,000 CIMB Bonus Miles during Campaign Period from 01 – 03 April 2021.iii. The Bonus Enrich Points will be credited into the Cardholder’s Enrich account basedon the Cardholder’s Enrich ID that is registered with CIMB Bank within twelve (12)weeks after Campaign Period ends (“Fulfillment Period”) and will be reflected in theCardholder’s Enrich account statement. The Cardholders are able to check theirEnrich account statement online by logging onto Enrich Online. The Cardholdersshould notify CIMB Bank within four (4) weeks from the Fulfillment Period if they arenot able to view the Bonus Enrich Points inside their Enrich account statement. If theCardholder do not notify CIMB Bank within the Specified Period, the Bonus EnrichPoints will be considered as successfully credited.iv.The Bonus Enrich Points will be capped at 1,000 Enrich Points per Cardholder and500,000 Enrich Points throughout the Campaign Period.

D. General Terms1. Bank Points converted to Enrich Points made prior to this Enrich Bank Bonus ConversionCampaign will not be eligible for the additional 25% and 10% Bonus Enrich Points subjectto the Terms and Conditions. No appeals will be entertained.2. The Converted Enrich Points are non-refundable and cannot be exchanged for cash inpart or full. No appeals will be entertained.3. The converted Enrich Points is valid for 03 (three) years from the date the Points arecredited into the member’s account.4. Any Enrich Points not received from the bank conversion within the Campaign period(01 April 2021 – 30 April 2021) will not be eligible for the additional 25% and 10% bonusPoints. Member is required to contact the bank if the converted Enrich Points are notreceived in their Enrich account within the Campaign period.5. The Bonus Enrich Points under this Campaign will not contribute towards theaccumulation of Elite Points required to qualify or maintain Enrich Elite tier status.6. Enrich shall not be held responsible for any delays caused by inaccurate submission ofthe details by Enrich Member.7. Enrich reserves the right at its sole discretion to deduct or change any Points redeemedfrom the Enrich Members account for the purpose of correcting any errors or inaccuraciesin the Conversion.8. All transportation, accommodation, personal costs and/or any other costs and/or relatedexpenses that are incurred to attend/participate in this Campaign and to redeem the EnrichPoints are the sole responsibility of the Participants.9. MAB reserves the right to use, reproduce, edit and distribute materials submitted for thisCampaign for publication and/or display in any media format and any media channelswithout obtaining further prior permission and payment of any fees or royalty to theParticipant.10. MAB reserves the right to use the participant’s name, images, comments, materialsrelating to this Campaign and the results of this Campaign for the purpose of anyannouncement or promotional or marketing purposes in any media format and any mediachannels without any fee being paid. The Participant shall hold MAB free and harmlessfrom any claims and/or liabilities whatsoever resulting from the usage or the reproductionof the submitted materials by MAB. This clause shall survive the expiration of thisCampaign Period.