Tip Of The Month
Tip of the MonthInterested in finding CLCA income-eligible populations and leads? Next time you browse online or read the newspaper,be on the look-out for community programs or events to meet and speak with CLCA eligible consumers to self-generateleads. Simply call the program/event coordinators listed on the ad or flyer and ask about attending their activity/event.In a 2004 study conducted by UC Berkeley, targeting assetdevelopment programs (home ownership, car ownership,etc.) for the “working-poor”—a segment of the workforcethat is not generally “captured” by social service systems(Austin et al., 2004) is a promising strategy for reachingfamilies and individuals who are income-eligible for theCLCA program. In addition, immigrants seeking legitimategovernment programs and working families pursuingsubsidies to supplement their income are more apt topurchase and maintain CLCA auto-insurance.Where to Find CLCA Eligible ConsumersPlaces to look English as a second language classesAB 60 driver’s license classesCitizenship classAsset Development/Home Ownership/Car Ownership ClassesCredit repair workshopsHealth fairsJob fairsResource fairsRadio show promotions and giveawaysSchool open houseFree lunch programs (libraries, parks)Back to school night/community eventsSocial MediaLatest news and updates on Facebook and TwitterImportant Website mylowcostauto.com Have Questions? Email us at :CLCAOutreachTeam@rhainc.com
August 2016: Marketing CollateralNeed collateral? All program collateral is free to lead accepting producers. We have a limited amount of collateralavailable and now is the time to check your inventory and make sure you have enough in stock to hold you for the rest ofthe calendar year, as pricing and income guidelines will change in early 2017. Visit the www.mylowcostauto.com websiteand order your collateral while supplies last. Free shipping takes 7 to 10 business days.Downloadable MaterialsCollateral MaterialsWhat you can print on demand:What you can order now:Frequently Asked Questions (FAQs) EnglishEspañol (Spanish) 简体中文 (Simplified Chinese)Tiếng Việt (Vietnamese)Tagalog 한국어 (Korean)Hmongខ្មែ រ (Khmer)Pусский (Russian)Հայերեն (Armenian)日本語 (Japanese) Rack Cards English/SpanishRack Cards English/ChineseWindow Cling English (8 X 8)Window Cling Spanish (8 X 8)Document Holder English (6 X 3)Document Holder Spanish (6 X 3)Click here to order nowRack Cards EnglishEspañol (Spanish) 简体中文 (Simplified Chinese)Tiếng Việt (Vietnamese)Tagalog 한국어 (Korean)Hmong ( فارسی Farsi)Social MediaLike us on Facebook and follow us on TwitterPremium Rate / Income Calculator EnglishEspañol (Spanish)Program Website mylowcostauto.com Have Questions? Email us at CLCAOutreachTeam@rhainc.com
September 2016: Interactive sales tools: IncomeGuideline and Premium Rate CalculatorDid you know there’s an online interactive tool to help qualify customers quickly at www.mylowcostauto.com? If youhaven’t seen the tool yet, try it out to see how easy it is to use. Select the number of people (1 up to 20) in the householdand the system auto-populates the exact maximum income allowed for the household to qualify. While you are on thispage, try the interactive rate calculator to determine annual premiums in your county. Both tools are essential for theCLCA producer and we suggest that you try them out and bookmark these tools today!2016 Income GuidelineOnline Calculator: Income EligibilityNumber in Household250% of Federal Poverty LevelTry the interactive Online Income Eligibility12 29,700 40,050Calculator345 50,400 60,750 71,100678 81,450 91,825 102,225For households with more than 7 members, add 10,400 foreach additional member.Online Rate CalculatorPrintable Documents2016 IncomeGuidelines (pdf)Try the interactive Online Rate Calculator2016 Premium RateSheet by County(pdf) EnglishEspañol (Spanish)Social MediaLike us on Facebook and follow us on TwitterProgram Website mylowcostauto.com Have Questions? Email us at: CLCAOutreachTeam@rhainc.com
October 2016: Immigration status and AB60 licensesDid you know there were 605,000 AB60 licenses issued by the state of California during the first year implementing thelegislation? AB60 was signed into law in 2013 by Governor Brown, allowing any California resident who is eligible for adriver’s license, regardless of immigration status, to be issued an original license. The California law also created anopportunity for drivers to qualify for affordable auto insurance under California’s Low Cost Auto (CLCA) Insuranceprogram creating an additional market for producers. CLCA is one of the few programs in the industry that allowundocumented drivers to also purchase auto liability insurance. The CLCA program advertises directly to these driversthrough the DMV driver’s test brochures and every time an online vehicle registration is renewed. Marketing efforts drivethese customers to pre-qualify on the website, sending these leads to you, our valued lead accepting producers.General Information about the AB60How to Obtain an AB6 0 Driver’s Licens eEverything you need to know to obtain an AB60 license isavailable on the Department of Motor Vehicles AB60resource page. Highlighted are some major areas of theAB60 law to help your customers drive legally in California.Consumers applying for an original driver’s license willneed to do the following:Where to go for an AB60 Driver’s Licens eApplicants applying for a driver’s license under AB60 cannow make an appointment online, on the DMV Now iPhone/Android applications or by phone at 1-800-777-0133, to visita DMV office.Note: This appointment should be made as an “OriginalDriver License.” and is required for all original driver licenseapplications. However, same day service is available at driverlicense processing centers (DLPC) without an appointment.Printable DocumentsDocument Options for an AB 60 California DriverLicense English (PDF) Spanish (PDF) Study for the driver license knowledge testMake an appointment before visiting a DMVoffice (walk-ins are only accepted at a DriverLicense Processing Center)Complete a driver license application form (DL44) available at the DMV officeUnder AB60, applicants will need to provideDMV with Proof of Identity and CaliforniaResidencyPay the application feePass a vision test, knowledge test, and ifapplicable, a road sign testGive a thumb printHave a picture takenSchedule a future appointment for the behindthe-wheel driving test, if applicableArabic (PDF) Armenian (PDF) Chinese (PDF) Farsi (PDF) Hindi (PDF) Korean (PDF) Punjabi (PDF) Russian(PDF) Tagalog (PDF) Vietnamese (PDF)Adopted Regulatory Text (PDF)Community Organization SupportCustomers needing linguistic and cultural support may visitthe Drive California coalition website to find a localcommunity based organization offering AB60 classes andworkshops.Social MediaJoin the conversation and Like us on Facebook and/orfollow us on Twitter
November 2016: Consumer Application TipsThe California Low Cost Plan reviews all applications submitted to the plan through the EASi (ElectronicApplication System). To avoid returned applications, the application must be completed through theEASi System and must be submitted with legible proof of vehicle ownership and legible proof of incomedocumentation. All applications are required to be signed and dated by the producer and the applicant.The lists below provide additional details specific to application and documentation requirements. VisitAIPSO.com/lc for specific plan information.Types of Income Documentation 1099 Form-previous yearW-2 Form-previous yearPayroll Stubs-within 3 monthsMedi-Cal CardEmployer Verification Letter (on letterhead)Social Security or Pension Letter-currentUtility Company Lifeline DocumentElectronic Benefit Transfer (EBT) CardNotifications from California work Opportunity andResponsibility to Kids (CALWORKS)State of California Employment Development Department(EDD Debit Card or Letter)Bank Statement with proof of Social Security PaymentsCal Fresh (food stamps)CalWORKs (welfare)LIHEAP (low income home energy assistance)Helpful Links for Application Support Copy current Vehicle Registration or anexpired registration not more than one-yearoldCertificate of title-front and backOnline Registration which shows vehicle andnamed applicant informationDMV renewal requestDMV suspense noticeDMV Transfer of title/Release of liability formIncomplete Application registration whichshows the applicant attempted to register thevehicle but the DMV will not complete theregistration until the applicant shows proof ofinsuranceValidated registration cardMost Common Reasons for ReturnedApplications1. Illegible copies of required documentation2. Signatures missing and/or with date andtime missing3. Vehicle not registered in the applicant’sname or expired over one year4. Current proof of income not provided CAARPManual Job Aid 2:ApplicationSupportHint EASi online Training LAP Refresher CourseProgram WebsiteTypes of Vehicle OwnershipDocumentation When applying with an E-check, make sure thatyou have the correct routing number and accountnumber. Applications with incorrect e-checkpayments cannot be corrected and resubmitted.mylowcostauto.com Have Questions? Email us at: CLCAOutreachTeam@rhainc.com
December 2016: Foreign Language ServicesIf you are open to provide services in multiple languages other than English, your name will appear forconsumers who prefer those language preferences in the “Find an Agent” feature and when selecting aproducer after completing the eligibility questionnaire on the mylowcostauto.com website. Simply notifyAISPO of any language other than English that your office offers and your profile will be updated with theadditional language services.Find an Agent featureSocial Media AdsHave you considered co-marketing with CLCA?On the CLCA homepage atYou may use any of these ads on your social mediawww.mylowcostauto.com is the pages to help drive consumers to you. Select andFind An Agent feature designed click on options below:for consumers to find agents intheir preferred area. CLCA Half Page ad (English) CLCA Half Page ad (Spanish)A consumer only needs their zip CLCA Quarter page horizontal ad (English)code to find a preferred agent. CLCA Quarter page horizontal ad (Spanish)Tip: Test your zip code on the CLCA Quarter page vertical ad (English)home page. Scroll to the bottom of the homepage. If you CLCA Quarter page vertical ad (Spanish)have any questions or need to update your information,contact AIPSO at caarp@aipso.com or call 800.622.0954.Social Media PagesLike us on Facebook and follow us on TwitterContact AIPSO for updatesEmail: caarp@aipso.comPhone: 800.622.0954Program Website mylowcostauto.com Have Questions? Email us at: CLCAOutreachTeam@rhainc.com
August 2016: Marketing Collateral Need collateral? All program collateral is free to lead accepting producers. We have a limited amount of collateral available and now is the time to check your inventory and make sure you have enough in stock to hold you for the rest of the calendar year, as
May 02, 2018 · D. Program Evaluation ͟The organization has provided a description of the framework for how each program will be evaluated. The framework should include all the elements below: ͟The evaluation methods are cost-effective for the organization ͟Quantitative and qualitative data is being collected (at Basics tier, data collection must have begun)
Silat is a combative art of self-defense and survival rooted from Matay archipelago. It was traced at thé early of Langkasuka Kingdom (2nd century CE) till thé reign of Melaka (Malaysia) Sultanate era (13th century). Silat has now evolved to become part of social culture and tradition with thé appearance of a fine physical and spiritual .
On an exceptional basis, Member States may request UNESCO to provide thé candidates with access to thé platform so they can complète thé form by themselves. Thèse requests must be addressed to esd rize unesco. or by 15 A ril 2021 UNESCO will provide thé nomineewith accessto thé platform via their émail address.
̶The leading indicator of employee engagement is based on the quality of the relationship between employee and supervisor Empower your managers! ̶Help them understand the impact on the organization ̶Share important changes, plan options, tasks, and deadlines ̶Provide key messages and talking points ̶Prepare them to answer employee questions
Dr. Sunita Bharatwal** Dr. Pawan Garga*** Abstract Customer satisfaction is derived from thè functionalities and values, a product or Service can provide. The current study aims to segregate thè dimensions of ordine Service quality and gather insights on its impact on web shopping. The trends of purchases have
Chính Văn.- Còn đức Thế tôn thì tuệ giác cực kỳ trong sạch 8: hiện hành bất nhị 9, đạt đến vô tướng 10, đứng vào chỗ đứng của các đức Thế tôn 11, thể hiện tính bình đẳng của các Ngài, đến chỗ không còn chướng ngại 12, giáo pháp không thể khuynh đảo, tâm thức không bị cản trở, cái được
Tip 14 - Group Photos Made Easy Tip 15 - Rare Rainy Day Photos Tip 16 - Controlling Color in Indoor Photos Tip 17 - Sharp Action Photos Tip 18 - Landmarking Landscape Photos Tip 19 - Better Digital Photo Color Tip 20 - Portrait Photos that Impress Tip 21 - Flash and Action (Flash Freeze) Tip 22 - Using Depth of Field
Le genou de Lucy. Odile Jacob. 1999. Coppens Y. Pré-textes. L’homme préhistorique en morceaux. Eds Odile Jacob. 2011. Costentin J., Delaveau P. Café, thé, chocolat, les bons effets sur le cerveau et pour le corps. Editions Odile Jacob. 2010. Crawford M., Marsh D. The driving force : food in human evolution and the future.
