Courtyard By Marriott Bismarck, ND

May 6–10, 2019Courtyard by Marriott Bismarck, ND

Navigating through a world of regulations.NDBA Compliance SchoolSchhoWithth so much up in the aira in this regulatoryenvironment, one thing thattremains constant isthe need for a strong cocommitment to compliance.Therefore, a strong undunderstanding of thecontinually shifting landscape is essential.More regulations? Fewer regulations? Youand your compliance staff can handle it withthis program geared towards complianceModule 1: Lending ComplianceMay 6 & 7professionals including those who may run theircompliance program alone and/or wear many hats.This comprehensive five-day school will cover lending,deposits, operations and BSA topics to give a wellrounded view of the compliance landscape. Attendeeswill have extensive opportunities to network and discusscommon issues with their banking peers.Module 2: Operations/ Deposit Compliancewith Hot Topics & Regulatory Panel – May 8, 9 & 10Day One: Monday, May 6Day Three: Wednesday, May 88:00 – 8:30 a.m.8:30 a.m. – 5:00 p.m.6:00 p.m.8:00 – 8:30 a.m.8:30 a.m. – 5:00 p.m.Registration & BreakfastClassDinner & Networking EventRegistration & BreakfastClassDay Four: Thursday, May 9Day Two: Tuesday, May 77:30 – 8:00 a.m.8:00 a.m. – 4:30 p.m.BreakfastClassLending Topics TRIDRegulation Z Non-Real Estate Consumer LendingRESPA Mortgage Servicing and EscrowSAFE ActRegulation Z Loan Officer RequirementsFloodCRAFair LendingRegulation BAppraisalsConsumer Protection in Sales of InsuranceFCRA-FACT ActLending to ServicemembersRegulation OLenders Lending RulesHMDAOptional Dinner & Networking EventMonday night, join members of the NDBA CompliancePeer Group for dinner at a Bismarck restaurant.7:30 – 8:00 a.m.8:00 a.m. – 4:30 p.m.Operations/Deposit Topics Regulation DDRegulation DRegulation EE-SignRegulation CCBank Protection ActPrivacyBSA/AMLFinancial Exploitation of the ElderlyAdvertisingADA ComplianceUDAAPRequired & Recommended SignageConsumer Complaint ManagementCompliance Management SystemDay Five: Friday, May 107:30 – 8:00 a.m.8:00 – 11:30 a.m.11:30 a.m. Lunch will be provided Monday-Thursday.Breaks are scheduled throughout the day.BreakfastClassBreakfastClassAdjournNDBA Compliance Law Updatewith NDBA General Counsel Tracy Kennedy2019 Hot TopicsRegulatory Panel

ObjectivesThe NDBA Compliance School will providestudents with the knowledge and understanding oflaws and regulations that impact lending practices,deposit functions, marketing and management by: Developing an understanding of federal lawsand regulations. Developing basic management skillsand effective techniques for complianceadministration. Providing instruction designed to supplementin-bank training programs and benefit studentsthrough exposure to the experience andknowledge of other students.AudienceCompliance officers, internal audit staff, andany employee who assists with compliancemanagement, monitoring, audit, review or training.Compliance AllianceFounded in 2011, Compliance Alliance is the onlybanking industry compliance resource that isowned, operated, and managed by State BankersAssociations. Based on the needs of communitybankers, Compliance Alliance provides itsmembers an all-inclusive set of bank compliancetools and services that help them stay up-to-datewith consumer and regulatory requirements.The Compliance Alliance team consists offormer regulators, attorneys, and compliancespecialists. Each expert on the hotline and productdevelopment teams began their careers in banksworking on regulatory issues. They share a passionfor and expertise in banking and compliance. Asa result, Compliance Alliance understands yourneeds and can offer detailed expertise to helptackle your mostdifficult complianceissues and questions.Darlia FogartyDirector of Compliance & COOCompliance AllianceDarlia Fogarty brings a wealth ofknowledge and practical experienceto banks as well as the ComplianceAlliance (C/A) team. After 12 yearsas a commissioned national bankexaminer with the OCC, Darliadeveloped an expertise in compliancewhile administering examinations inbanks of all sizes. She contributedas a member of the retail credit teamwith a compliance designation. Darliaalso has 10 years of experience asa compliance officer/auditor andfour years as a compliance/auditconsultant. She oversees the creationof C/A tools and resources while alsofielding questions from a wide rangeof regulatory and compliance issuesfaced by banks of all sizes.Silvia Garcia MaggioCRCM, Deputy General CounselCompliance AllianceSilvia Garcia Maggio, CRCM, servesas deputy general counsel forCompliance Alliance. After graduatingfrom The University of Texas Schoolof Law in 2011, Silvia began her careerin real property and foreclosure law.Silvia worked on the OCC independentforeclosure audit and in compliancefor enterprise risk management at anational mortgage servicer, gaininga multitudemultitu of experience dealingwith mumulti-statelti-state and federal bankingregulations.regulatioons. Silvia sstarted withComplianceComplipliaanceancae AlliAAlliancelliancanc in March of 2014.She headsheaads the edueducation departmentand givesgivees presentpresentations nationwide.Register for a module or the entiretireschool!REGREGISTRATIONBY APRIL 12REGISTERAFTER APRIL 12Entire School 945 995Module 1: Lending (May 6 & 7) 455 495Module 2: Operations/ Deposit Compliance with Hot Topics & Regulatory Planel (May 8, 9 & 10) 555 595Hot Topics & Regulatory Panel Only (May 10) 95 125MEMBER REGISTRATION

Tuition and RegistrationHotel InformationREGISTRATIONBY APRIL 12REGISTERAFTER APRIL 12Entire School 945 995Module 1: Lending Compliance 455 495Module 2: Operations/ DepositCompliance with Hot Topics &Regulatory Panel (May 8, 9 & 10) 555 595Hot Topics & Regulatory Panel Only 95 125MEMBER REGISTRATION(May 6 & 7)(May 10)Refund PolicyA block of rooms has been reserved at the Courtyard byMarriott. Deadline: April 8. Please call the hotel directlyand ask for the North Dakota Bankers Association roomblock.Courtyard by Marriott3319 N 14th Street, Bismarck NDPhone: 701.223.6667Room rate: 139Refund less 50 will be made if requested one week priorto school. No refunds after that date except for specialcircumstances. If you are unable to attend, substitution byanother bank employee is encouraged.Tax DisclaimerThe cost of meals included in the registration fees is 32.00per person, per day. This information is provided for your taxrecords, in keeping with the IRS 50% deductible provision underSection 274 (n) of the Internal Revenue Code.AttireBusiness casual or casual wear is recommended for allsessions. Meeting room temperatures and personal comfortzones vary widely. It is recommended that you bring asweater or jacket to the school.Compliance School CertificateThose attending the entire school will receive aschool certificate. This requires attendance at allsessions and completion of all assignments that maybe required by the faculty.NDBANDBABAPO Box 11438438438BismarckNDBBismarckkND 58502-1438Phone:701-223-5303PhonPhone:e: 701-223-530301www.ndba.comQuestions? CContactontacct NDBABA SVP of EdEducationducucationDorothy Lick att 70701.223.5303 or email dorothy@ndba.com.

May 6–10, 2019Courtyard by Marriott Bismarck, NDREGISTRATIONOrganization InformationBank/Company PhoneAddressCity State ZipRegistrantsBranch Location Entire School Module 1: Lending Compliance (May 6-7) Module 2: Operations/ Deposit Compliance withEmail Hot Topics & Regulatory Panel Only (May 10)Registrant 1Hot Topics & Regulatory Panel (May 8-10)Branch Location Entire School Module 1: Lending Compliance (May 6-7) Module 2: Operations/ Deposit Compliance withEmail Hot Topics & Regulatory Panel Only (May 10)Registrant 2Hot Topics & Regulatory Panel (May 8-10)Registrant 3Branch Location Entire School Module 1: Lending Compliance (May 6-7) Module 2: Operations/ Deposit Compliance withHot Topics & Regulatory Panel (May 8-10)Email Hot Topics & Regulatory Panel Only (May 10)Compliance Workshop CertificateThose attending the entire workshop will receive a workshop certificate. This requires attendance at all sessions and completion ofall assignments that may be required by the faculty.REGISTERBY APRIL 12REGISTERAFTER APRIL 12Entire School 945 995Module 1: Lending Compliance (May 6 & 7) 455 495Module 2: Operations/ Deposit Compliance with Hot Topics& Regulatory Panel (May 8, 9 & 10) 555 595Hot Topics & Regulatory Panel Only (May 10) 95 125MEMBER REGISTRATION Please send an invoice. Check enclosed. I’d like to pay by credit card. Please contact me.TOTAL AMOUNT DUENUMBER OFREGISTRANTS X FEE 0.00Mail this form with payment to:North Dakota Bankers AssociationAttn: RegistrationPO Box 1438Bismarck ND 58502-1438

Bismarck ND 58502-1438 Phone: 701-223-5303 www.ndba.com A block of rooms has been reserved at the Courtyard by Marriott. Deadline: April 8. Please call the hotel directly and ask for the North Dakota Bankers Association room block. Courtyard by Marriott 3319 N 14th Street, Bismarck ND P