Fidelity PowerPoint Presentation - VMware

VMwareFidelity Retirement Master TrustMarch 2018Name SurnameJob titleT: 000 0000 0000name.surname@fil.comName SurnameJob titleT: 000 0000 0000name.surname@fil.com

Fidelity Retirement Master Trust (“FRMT”)PLEASE NOTE: The MPF Conservative Fund under the Fidelity Retirement Master Trust does not guarantee the repayment of capital.The purchase of a Unit in the MPF Conservative Fund is not the same as placing funds on deposit with a bank ordeposit-taking company. Fidelity SaveEasy Funds are not savings deposits and involve investment risks and this product may not be suitable foreveryone. Investors should also consider factors other than age and review their own investment objectives. You should consider your own risk tolerance level and financial circumstances before making any investment choices orinvest according to the Default Investment Strategy. When, in your selection of funds or the Default InvestmentStrategy, you are in doubt as to whether a certain fund or the Default Investment Strategy is suitable for you (includingwhether it is consistent with your investment objectives), you should seek financial and/or professional advice and makeinvestment choices most suitable for you taking into account your circumstances. In the event that you do not make any investment choices, please be reminded that your contribution made and/orbenefits transferred into the Master Trust will unless otherwise provided in this Principal Brochure be invested inaccordance with the Default Investment Strategy which may not necessarily be suitable for you. You should not invest based on this document alone and should read the Principal Brochure of Fidelity RetirementMaster Trust (including potential risks involved) for further information. Investment involves risks. You may suffer significant loss of your investments. Past performance is not indicative offuture performance.2 Mar 2018

Fidelity Member Services

Fidelity Websitewww.fidelity.com.hk24 Mar 20183

Member login- My account 6 Mar 2018Account balance by fundAccount balance by sourceP&L by fundP&L by sourceBenefit entitlementPending asset switch instructionTransaction historyContribution summaryE-Statement service

Member login- Manage investments7 Mar 2018

Member login- Manage investmentsTotal: 100%8 Mar 2018

Enhanced member servicesSame day pricing for MPF asset switchingCut-off time: 4pm on every business dayFund price calculation: SAME business dayWebsiteFidelity Websitehttp://www.fidelity.com.hk9 Mar 2018TelephoneFidelity Retirement Hotline2629 2629FormMail or fax toHSBC Institutional TrustServices (Asia) Limited

ePA：An important step forward in the MPF Systemgoing fully electronic – https://epa.mpfa.org.hkSource: MPFA e-Enquiry of Personal Account (https://epa.mpfa.org.hk)10 Mar 2018

MPFA e-Enquiry of Personal AccountHow to apply?Source: MPFA e-Enquiry of Personal Account (https://epa.mpfa.org.hk)11 Mar 2018

Smart FormConsolidate my MPF accounts12Answer a few questions and we will guideyou to the right MPF form34HM16-120212 Mar 2018

Smart FormConsolidate my MPF accountsFill-in web formGenerate pre-filled PDF formHM16-120213 Mar 2018

Fidelity service channelsFidelity Websitewww.fidelity.com.hkFidelity Investor Hotline2629 262924 Hours Interactive Voice Response SystemMonday to Friday: 9am to 6pmSaturday: 9am to 1pmFidelity Investor CentreLevel 21, Two Pacific Place, 88 Queensway, AdmiraltyMonday to Friday: 9am to 6pm (Reservation preferred)14 Mar 2018

FRMT important informationThis document has been prepared by Fidelity for client reporting purposes only and may not be reproduced or circulated without consent from Fidelity. FIL Limited and its subsidiaries(including FIL Investment Management (Hong Kong) Limited, 富達基金(香港)有限公司) are commonly referred to as Fidelity or Fidelity International. This document is not a promotionalmaterial. It is not an invitation to subscribe for shares in a fund nor construed as an offer to buy or sell any securities.Investment involves risks. This material contains general information only. It is not an invitation to subscribe for shares in a fund nor is it to be construed as an offer to buy or sell anyfinancial instruments. The information contained in this material is only accurate on the date such information is published on this material. Opinions or forecasts contained herein aresubject to change without prior notice.This material is issued by FIL Investment Management (Hong Kong) Limited and it has not been reviewed by the Securities and Futures Commission.Fidelity Hong Kong Tracker Fund is subject to market risk of the sector or market tracked by the relevant index, tracking error risk, passive management risk, early termination risk, etc.Please refer to the “Risk Factors” sub-section in the Principal Brochure of Fidelity Retirement Master Trust for further information. The Hang Seng Index measures the performance oflargest and most liquid companies listed on the Main Board of the Stock Exchange of Hong Kong Limited and is compiled by adopting free float-adjusted market capitalisation weightedmethodology. Details of the index methodology and further information in relation to the Hang Seng Index are available at www.hsi.com.hk. As for other important news of the HangSeng Index, Hang Seng Indexes Company Limited will also make announcements through press releases and at www.hsi.com.hk. Please also refer to Appendix II of the PrincipalBrochure of Fidelity Retirement Master Trust for further information on the Hang Seng Index including the disclaimer of the index provider.Fidelity SaveEasy Funds are not savings deposits and involve investment risks. This product may not be suitable for everyone. Investor should also consider factors other than age andreview their own investment objectives. Funds with exposure to RMB denominated debt securities issued or distributed outside mainland China, will subject to RMB currency risk, RMBexchange risk and risk of limited pool of investments.Fees and charges of MPF conservative funds can be deducted from either (i) the assets of the fund or (ii) members’ account by way of unit deduction. The MPF Conservative Fundunder the Fidelity Retirement Master Trust uses method (i) and, therefore, its unit prices / NAV / fund performance have incorporated the impact of fees and charges. The purchase of aUnit in the MPF Conservative Fund is not the same as placing funds on deposit with a bank or deposit-taking company.Risk/Return Rating is defined using a 5-point risk/return scale as 1 Lowest risk/return, 2 Low risk/return, 3 Medium risk/return, 4 High risk/return, 5 Highest risk/return. Therisk/return profile for each Constituent Fund is created by FIL Investment Management (Hong Kong) Limited (“Fidelity”) after consideration of the “Risk Factors” described in thePrincipal Brochure of Fidelity Retirement Master Trust, prevailing market, political, structural, economic and other conditions, and the anticipated asset allocation of each ConstituentFund. The risk/return ratings are provided by Fidelity to investor for reference only and may be subject to change according to regular review (at least once a year) by Fidelitydepending on the market conditions. Investor should always consider their individual risk and return profile. For the current risk/return rating of each Constituent Fund, please refer tothe “Fund prices & performance” section on Fidelity Website.The On-going Costs Illustrations (for all Constituent Funds of the Master Trust except for the MPF Conservative Fund) that illustrate the on-going costs on contributions to ConstituentFunds of the Master Trust and the Illustrative Example (for the MPF Conservative Fund) are distributed with the Principal Brochure. Before making any investment decisionsconcerning MPF investments, you should ensure that you have the latest version of these documents which can be obtained from the Trustee or the Investment Manager at theiraddresses stated in the Principal Brochure.Past performance is not indicative of future performance If investment returns are not denominated in HKD or USD, US/HK dollar-based investors will be exposed to exchange ratefluctuations. The Fund’s past holdings are not indicative of existing and future holdings. Reference in this material to specific securities is included for illustration only and should not beconstrued as a recommendation to buy or sell the same. Performance of the security is not a representation of the Fund’s performance.The third party mark appearing in this material is the property of the respective owner and not by Fidelity.15 Mar 2018

Brochure of Fidelity Retirement Master Trust for further information on the Hang Seng Index including the disclaimer of the index provider. Fidelity SaveEasy Funds are not savings deposits and involve investment risks. This product may not be suitable for everyone. . Fidelity PowerPoint Presentation