Association Des Banques Et Banquiers, Luxembourg The .

Association des Banques et Banquiers, LuxembourgThe Luxembourg Bankers’ AssociationLuxemburger BankenvereinigungMember of

WHO WE AREThe Luxembourg Bankers’ Association (ABBL) is the oldestand largest professional association in the financial sector.We represent the majority of financial institutions as well asregulated financial intermediaries established in Luxembourg. 2101939Members & Related MembersCreation of the ABBL1960Founding member of theEuropean Banking Federation1990Creation of the Bank TrainingInstitute (IFBL) banks market infrastructures post-trade institutions payment institutions e-money institutions the Luxembourg StockExchange law firms consultants and auditors other financial sectorprofessionals FinTech firms1994Creation of the Associationfor Health and Safety at theWorkplace in the Financial Sector1999Creation of the FinancialTechnology Transfer Agency2000Founding member of the Luxembourg Financial Industry Federationand of the Union des EntreprisesLuxembourgeoises2001New ABBL statutes to open upmembership for professionalsworking in or for the financial sectorother than banksABBL FinTech CommunityThe ABBL and its Digital Banking and FinTech InnovationCluster propose a FinTech Service Pack for FinTech Firms.Subscription to ABBL’s FinTech Service Pack is a uniqueprofessional and networking opportunity presenting an excitingand direct connector to the financial industry in Luxembourg: We invite2006FinTech firms to specific meetingsdedicated to various FinTech topicsand events organised by the ABBLon FinTech related topicsCreation of the Luxembourg Microfinance Fund Labelling AgencyCreation of the ABBL/ALFI EURepresentative Office in Brussels2007Launch of the 1st ABBL businessline cluster2008Creation of Luxembourgfor Finance We offer We providean opportunityto join our WorkingGroups on specificFinTech topicsas expertsaccessto documentationon specificFinTech topics2015The IFBL joins the Houseof Training2016Creation of the Fondation ABBLpour l’Education Financière We listyour institution in the ABBL’s FinTech Directoryand in the FinTech Map of Luxembourgwww.fintechmap.lu

WHAT WE DOThe ABBL provides its members with intelligence,resources and servicesin order to operate in a dynamic financial market and in an increasingly complex regulatoryenvironment. We also provide our members with a platform to discuss key industry issuesand to define common strategies for the entire Luxembourg financial sector.We representWe analyse We represent the interests of our membersin over 50 different national and/or internationalbodies and committees, with the national andEuropean authorities and the European BankingFederation. W e formulate opinion papersand proposals on legislation, taxationand banking regulation at national, Europeanand international levels. Our EU Representative Office in Brussels(together with ALFI – Associationof the Luxembourg Fund Industry) activelysupports our EU lobbying efforts and monitorsEU regulatory developments. W e monitor and keep our membersinformedand up-to-date on the latest legal andregulatory developments, as well as relevantnew technologies impacting their businesses. As a founding member of Luxembourgfor Finance (the Agency for the Developmentof the financial centre), we fully supportthe promotion and branding effortsfor the Luxembourg financial centreand its many business lines. V ia our Clusters, Technical Committees,Forums and Working Groups,we provide technical and strategic inputfor the benefit of our members and theLuxembourg financial industry as a whole.We serveWe developas a hub for exchangesthe professional interestson key issues affecting thefinancial sector in Luxembourgand for the developmentof shared strategies for thefinancial sector in its entirety.of our members and act asthe voice of the entire sectorat national, Europeanand international level.Recommendations& seCorporate SocialResponsibilityThe ABBL is voluntarilycommitted to a responsiblebanking and financial sectorin Luxembourg.Social& Labour AffairsHealth & SafetyPromotion& Communication

BRINGING MEMBERS TOGETHERABBL Clusters represent major bankingand financial business lines in Luxembourg.They are composed of committed expert representatives of our memberswho discuss key strategic issues in their respective fields of activity.Clusters can set up working groups to deal with specific topics in more detail.5bankingclustersThe ABBL Banking Clusters bringour members together in accordancewith their business lines to act asthe voice of their specific activity withinthe banking sector.Retail Banking ClusterCorporate Finance, Capital Markets and CashManagement ClusterPrivate Banking GroupRegroups banks active in the international corporate and wholesale markets including relevantintermediary servicesRegroups banks active in private bankingand wealth managementDepositary Banking ClusterDigital Banking and FinTech Innovation ClusterRegroups banks active in depositary and custodianbusiness services, as well as securities servicesGives advice and supports banks in achievingtheir digital transformationLuxembourgRegroups banks active in retail financial on-bankingclustersThe specific non-banking clusters bringcloser together the key stakeholdersin the Luxembourg banking sectorecosystem. Their members include majorlaw firms as well as consultants focusingon banking and finance.Market Infrastructures ClusterLuxembourgRegroups market infrastructures in Luxembourgthat are active in securities and post-trade servicesLaw Firms ClusterConsultants/Auditors ClusterRegroups firms which have a strong focuson legal activities in the areas of bankingand capital markets and European bankingand financial lawRegroups members who are consultantsor auditors and have a strong focus on consulting or auditing activities in the areas of bankingand capital markets and European banking andfinancial law

TECHNICAL EXPERTISE & KNOWLEDGE DISSEMINATIONABBL Technical Committees focus on regulatory matters.They discuss and elaborate on positions in their respective fields of technical expertise.ABBL Forums allow members to stay informedon selected matters of interest.ABBL TechnicalCommitteesABBLForumsTechnical Committees assist the ManagementBoard and the Board of Directors by analysingthe practical implications of relevantregulations.Their purpose is to provide targetedinformation to the right audience withinmember institutions.Where appropriate, they define best practices andguidelines with a view to helping ABBL membersto implement these regulations. They are anessential complement to the work carried outby the ABBL Clusters.ABBL Forums are open to any person workingwith an ABBL member. Meetings can beorganised from time to time.Technical Committees are composed of highlyqualified and experienced professionals selectedfrom within the ranks of our members. TechnicalCommittees can set up working groups to handlespecific topics in more detail.BankingSupervisionComplianceAccountingData ProtectionBanking SupervisionFinancial MarketsCommunicationFinTechFinancial MarketsICTFiscal AffairsLegalLegal AffairsMiFIDPaymentsPaymentsProfessional ObligationsTax ReportingSecuritiesTaxationSocial AffairsTrust andCybersecurityTrust andCybersecurity

PUBLICATIONS, EVENTS & MEDIAWe actively help to promotethe Luxembourg financial centreas part of our press relations and communication activities.MediaPublicationsTechnical brochuresGuidelinesRecommendationsKey FiguresAnnual ReportWebsitesSocial MediaNewsletterswww.abbl.luABBL lickrVimeoABBL Spotlight(weekly)ABBL haiman’sDinnerCONTACTABBL A.s.b.l.12, rue Erasme L-1468 LuxembourgP.O. Box 13 L-2010 LuxembourgTel.: ( 352) 46 36 60-1Fax: ( 352) 46 09 21mail@abbl.luFor more information, visit our websitewww.abbl.luFollow the ABBL on:ABBL & ALFI EU Representative Office168, avenue de Cortenbergh B-1000 BrusselsABBL EU Transparency Register ID number: 3505006282-58 ABBL - This publication may not be reproduced, either in full or in part, without the prior permission of the ABBL.

Association des Banques et Banquiers, Luxembourg The Luxembourg Bankers’ Association Luxemburger Bankenvereinigung . post-trade institutions payment institutions e-money institutions the Luxembourg Stock . ting or auditing activities in the areas of banking and capital markets and European banking and financial law Market .