UPS Capital - Ncftpc

UPS Capital UPS Capital UPS Capital Insurance Agency, Inc. and its licensed affiliates reserve the right to change or cancel the program at anytime. The Insurance program is governed by the terms, conditions, limitations and exclusions set forth in the applicable Insurance policy. The information in this brochure does not in any way alter, supplement or amend the provisions of the applicable Insurance policy and is intended only as a brief summary of the program. Please consult the policy for the exact terms and conditions. No warranty, guarantee, or representation, either expressed or implied, is made as to the correctness or sufficiency of any information contained herein. Insurance coverage may not be available in all jurisdictions. Insurance is underwritten by a national insurance company. 1 All services in connection with UPS Capital Credit Card Fraud Protection program are provided by CardinalCommerce and all fees charged for services are determined by CardinalCommerce. All decisions regarding approval will be made solely by CardinalCommerce under CardinalCommerce’s then current criteria. 2 C.O.D. Enhancement Services products are offered through UPS Capital Trade Protection Services, Inc. UPS Capital Corporation and its affiliates reserve the right to change or cancel any C.O.D. Enhancement Services program at any time. Each C.O.D. Enhancement Services program is governed by the applicable terms and conditions governing participation in that program and certain limitations and exclusions apply. Information contained in this brochure does not in any way alter, supplement or amend the applicable terms and conditions governing participation in any C.O.D. Enhancement Services program and is intended only as a brief summary of that program. The UPS C.O.D. charges, as set forth in the UPS rates in effect at the time of shipping, apply to each UPS C.O.D. package shipped. C.O.D. Enhancement Services products may not be available in all jurisdictions. C.O.D. Secure is a registered trademark of, and C.O.D Automatic and C.O.D. Direct are service marks of United Parcel Services of America, Inc. 3 All services in connection with UPS Capital Merchant Services are provided by Paymentech, LLC (“Chase Paymentech”) and all fees charged for services are determined by Chase Paymentech. All decisions regarding approval will be made solely by Chase Paymentech under Chase Paymentech’s then current criteria. 4 All extensions of credit are subject to credit approval by UPS Capital Corporation and applicable laws and regulations. Products may not be available in all areas. UPS Capital Corporation loans are made in California pursuant to a Department of Corporations California Finance Lenders license. 5 Products are offered through UPS Capital Business Credit, a subsidiary of UPS Capital Corporation. UPS Capital Corporation is neither an agent for, nor associate of, UPS Capital Business Credit for the purpose of originating, processing, underwriting or servicing government guaranteed loans (e.g., SBA or Ex-Im guaranteed loans). Products may not be available in all areas and may be modifiable based on requirements. Check with your UPS Capital Business Credit representative for local availability. Credit availability is subject to approval. 6 2012 United Parcel Service of America, Inc. UPS, UPS Capital, the UPS brandmark and the color brown are registered trademarks of United Parcel Service of America, Inc. All rights reserved. 2/12 CAP46 Financial Solutions For Your Supply Chain. Cash flow and risk mitigation solutions from UPS Capital.

UPS Capital is at the heart of helping your business grow. PROTECT YOUR GOODS As a UPS company, we understand the complexities of global logistics better than anyone. We deliver innovative cash flow and risk-mitigation solutions to businesses with simple or complex supply chains. We’re ready to be your trusted partner as you lead your company to greater success. Protect Your Goods Protect your goods throughout your supply chain. Accelerate & Protect Payments IMPROVE CASH FLOW ACCELERATE & PROTECT PAYMENTS Enter new markets while enjoying fast and secure payments. Improve Cash Flow Borrow against goods in transit for additional working capital. upscapital.com 1.877.820.2003 UPS Capital

Protect your goods throughout your supply chain. More than one hundred years of experience in moving goods from UPS . Expertise in protecting them from UPS Capital Insurance Agency, Inc. Enjoy reduced risk and peace of mind. Though supply chains have grown more complex, UPS Capital Insurance Agency, Inc., has the customized solutions you need to reduce risk and improve cash flow. Cargo Insurance Safeguard the condition of your goods and reduce the risks associated with loss or damage at every point along your supply chain, no matter how your goods are moving. Benefits: Worldwide, multi-modal (land, ocean or air) coverage available on any transportation carrier Customized programs that cover shipping and warehouse risk Expedited claims process Flexible Parcel Insurance Protect your time-sensitive, perishable and hard-to-value items in the event of delay, loss or damage with our customizable and affordable options that cover you beyond Declared Value. Choose From Three Levels Of Coverage: Basic — Covers loss or damage to goods in transit up to your selling price Expanded — Covers consequential losses as a result of loss or damage and items excluded from Declared Value Time-in-transit — Covers consequential losses resulting from delays in transit for time-sensitive goods or documents as well as perishable items upscapital.com 1.877.820.2003 Insurance is offered through licensed insurance providers affiliated with UPS Capital Insurance Agency, Inc., and other affiliated insurance agencies. UPS Capital Insurance Agency, Inc., and its licensed affiliates are wholly owned subsidiaries of UPS Capital Corporation.1 UPS Capital

Enjoy faster payments with reduced credit risk. Enter new markets while minimizing risk. Our solutions protect you from fraud, accelerate payments more securely and may even save you money. Receivables Management Solutions Credit Card Fraud Protection2 Quickly convert your buyer’s payments into cash and reduce your risk from buyer credit default. Authenticate online credit card transactions from your customers around the world and safely grow your e-commerce business while preventing fraud and reducing charge-backs. Build the ideal solution for your business: Trade Credit Insurance Non-Funded Factoring Collections Services Credit Intelligence Credit Put Options Less risk empowers you to expand to new markets. Benefits to your business: Transaction verification through Verified by Visa and MasterCard SecureCode Accept alternative payments from PayPal , Google Checkout and others Reduce credit card interchange rates C.O.D. Enhancement Services 3 Receive Collect On Delivery (C.O.D.) funds in as few as two to three days and reduce your risk of uncollected C.O.D. payments. C.O.D. DirectSM C.O.D. funds are transferred to your bank account within four to six business days Electronic funds transfer eliminates manual check processing C.O.D. AutomaticSM C.O.D. funds are transferred to your bank account within two to three business days Receive daily reports that allow for more accurate cash forecasting of C.O.D. receivables C.O.D. Secure Enjoy the same features as C.O.D. Automatic, plus UPS Capital guarantees payments up to a pre-determined amount upscapital.com 1.877.820.2003 UPS Capital Merchant Services4 Accept credit card payments from your customers, become more accessible and build customer loyalty. Securely process transactions and create your own online store with little or no disruption to your business. Enjoy these advantages: Comprehensive reporting, expert chargeback and retrieval handling with 24/7 terminal support Accept all major credit and debit cards with the capability to issue stored value and gift cards UPS Capital

Improve your cash flow and your business’s future. Rely on a partner with expertise in trade financing. We understand that goods sitting in foreign warehouses or in transit are valuable assets. Our approach to modern business financing lets you leverage the goods in your supply chain to get the working capital you need. Offering terms to foreign buyers increases exports. Paying earlier improves supplier relations and can lower your cost of goods. Global Asset-Based Lending5 Export Credit Agency Financing Use advances against your domestic inventory, receivables and goods in foreign warehouses or in transit for enhanced financial flexibility. Extend financing for your foreign buyers in developing countries at rates and terms unattainable in local markets. That means more sales for you and greater market share. Benefits to your business: Finance a portion of the cost of your offshore and in-transit inventory Revolving line of credit with favorable interest rates Lines of credit available from 500,000 to 50 million UPS Capital Cargo Finance 5 Leverage your in-transit inventory as collateral so you get working capital more quickly for daily operations or to seize new opportunities. You’ll be able to lower your cost of goods and reduce or eliminate the need for letters of credit. Ideal for smaller businesses, UPS Capital Cargo Finance also offers: Terms up to 60 days Inventory moves within the highly secure, reliable and efficient UPS network Lines of credit available from 150,000 to 500,000 upscapital.com 1.877.820.2003 Features: Credit facilities from 350,000 to 99 million to finance purchases of capital equipment, raw materials, spare parts or other inventory items of U.S. origin Loans guaranteed by the Export-Import Bank of the United States as well as Hermes (Germany) and SACE (Italy) Financing up to 85% of contract value Export Working Capital Line of Credit6 Custom-designed trade finance and inventory lending solutions go far beyond what a traditional lender can offer. By complimenting traditional financial products, they allow you to borrow up to 75% against export-related inventory (including WIP) and up to 90% against eligible accounts receivables due from overseas customers. UPS Capital

With the right partner, your business can thrive. Put the leader in global logistics to work for you. With UPS Capital , you get a partner with a deep understanding of supply chain logistics. So you can rely on us to deliver the customized solutions you need to improve your cash flow, protect your goods and accelerate and protect your payments. You want your company to fulfill its potential. Let us help you get there. Learn more at upscapital.com or call us at 1.877.820.2003. upscapital.com 1.877.820.2003 UPS Capital

4 All services in connection with UPS Capital Merchant Services are provided by Paymentech, LLC ("Chase Paymentech") and all fees charged for services are determined by Chase Paymentech. All decisions regarding approval will be made solely by Chase Paymentech under Chase Paymentech's then current criteria.