The Saga Guide To Over-60s Perks
The Saga guideto over-60s perks Cheaper rail fares Senior meal deals Help with energy andheating costsAnd more.
Keep checking saga.co.uk/perks for an ever-changing range of exclusive offersThe Sagaguide toover-60sperksOutand aboutHaving a day out shopping, visiting a stately home,or a night out at the pictures and a mealafterwards needn’t break the bank when you’reretired and armed with a deal or twoSHOPPINGWhat: DIYWho: B&Q stores(diy.com, 0333 014 3098)Deal: 10% in-store discount forover-60s on Wednesdays, plusa reward programme and a 5voucher off a 50 shop whenyou sign up.How: Pick up your Diamond Cardin store and either register it inthe store or online to receiveyour 10% off and other benefits.WelcomeGETTYAfter the big 6-0 birthday celebrationshave died down, you will be cheeredto know that a new era of money-savingopportunities opens up.So the Saga Magazine team has got towork to produce a handy guide to scores ofthe great perks, benefits, discounts, dealsand concesssions on offer for people of thismagical age. There are the state entitlementsof course: billions of pounds of governmentbenefits go unclaimed each year becausemany of us don’t know about them – socheck them out here.As well as government-backed schemes,we found all kinds of deals and offers fromcompanies after your business: from rail faresacross Europe to cinema screenings, andfrom shopping to pub meals.Health and fitness become more importantthe older we get, too, so you’ll discover somefree health perks here, as well as some gymdiscounts. And if there’s no discount on offerfor the thing you want, you can even learnhow to haggle!So keep this guide to hand: you neverknow when it might come in useful.By Holly Thomasand Susannah HicklingWHAT’S INSIDE3 Out and about7 Health and fitness9 Travel – at home and abroad12 Home is where the savings are14 Need-to-know state benefits15 How to haggle16 Apps and sites for savvy shoppers2 SAGA.CO.UK/MAGAZINE The Saga guide to over-60s perksWhat: Tyres and car partsWho: ATS Euromaster(atseuromaster.co.uk,0800 601060)Deal: 10% off all products forover-60s joining ATSEuromaster’s Club 60.How: Apply for your Club 60card online or at any of ATSEuromaster’s 345 servicecentres. You will need to provideyour name and address.What: GardeningWho: Wyevale Garden Centres(wyevalegardencentres.co.uk,0333 355 1735)Deal: Double points on Tuesdaysfor over-60s members of TheGarden Club reward scheme.How: Apply online or in one ofWyevale’s 149 garden centres forGarden Club membership,offering reward vouchers andexclusive deals. Present your cardwhen you make a purchase andlink it to your online account toearn points on online purchases.TOP TIPThere are many local shoppingdeals for over-60s but oftenthey’re not advertised. In someplaces you can get discounts instores by flashing your free buspass (see page 9), while somegarden centres will have theirown loyalty cards, usuallyoffering a discount on a specificday of the week. Whatever theoutlet, try asking if you can havea reduction for being over 60 andbe prepared to show proof of yourage – you’ll be surprised howoften store staff will say yes.DAYS OUTWhat: National Trust ScotlandmembershipWho: National Trust Scotland(nts.org.uk, 0131 458 0200)Deal: Reduced-price annual orlifetime membership forindividual or joint members agedover 60 offering free access toproperties and events inScotland, England, Wales andNorthern Ireland, and partnertrusts abroad. Individual seniorcosts 29.65 by annual directdebit (inc 25% first year discount);joint senior costs 47.65 byannual direct debit (inc 25% offfirst year of membership) or 63.50 by one-off payment.How: Buy membership onlineor by phone. Flash your cardat Trust or partner properties.What: National TrustmembershipWho: National Trust(nationaltrust.org.uk,0344 800 1895)Deal: Around a quarter off lifeand annual membership forover-60s, both for individual andjoint members. (Individual senior 44.50; joint 72.50.) Gives freeentry and parking at NationalTrust properties and partnertrusts abroad. To qualify youneed to have been a NationalTrust member for at least fiveyears in the past ten.How: Buy senior membershiponline or call the National Trust’snumber above.TOP TIPYou don’t have to live in Scotlandto take out National TrustScotland membership, whichoffers the same benefits andaccess to properties and events(including free parking) asEnglish NT membership – ata lower price.What: English HeritagemembershipWho: English Heritage(english-heritage.org.uk,0370 333 1181)Deal: Discounted life and annual membership for over-60sThe Saga guide to over-60s perks SAGA.CO.UK/MAGAZINE 3
Visit travel.saga.co.uk/partner-discounts for a range of exclusive travel deals (individual and joint members),giving access to more than400 historic places and free orcheaper entry to events.Check saga.co.uk/perks for anyspecial offers, too.How: Join online, by phone or atany staffed English Heritageproperty. You can get 15 monthsfor the price of 12 if youjoin by annual direct debit.Take your membership card withyou when you visit a property.Any children accompanying yougo free.GETTYWhat: Cadw membershipWho: Cadw, protecting heritagesites in Wales(cadw.gov.wales, 0800 074 3121)Deal: Reduced-price individualand joint annual or lifemembership for over-60s, givingfree admission to attractions andmost events, 10% off purchasesin gift shops and other benefits,including discounted entryat English Heritage and HistoricScotland sites.How: Buy membership by phone,by post or at a staffed Cadwsite where you can get a further 10 off until March 31, 2016.You’ll receive a membership cardto show at attractions.Deal: Free Silver Screenmembership for over-60s withspecial screenings and freerefreshments. Cut-pricemembership for retirees alsoavailable offering discountedtickets as well as food and drink,and four free tickets.How: Select your local cinema onthe website and book online. Orbook at your local Picturehouse.What: Historic ScotlandmembershipWho: Historic Scotland(historic-scotland.gov.uk,0131 668 8999)Deal: Cut-price annual or lifeindividual or joint membershipfor over-60s, offering freeadmission to historical attractionsand events, 20% off in HistoricScotland shops, 10% off in theircafés and discounted entryto English Heritage and Cadwattractions.How: Sign up online or by phone.Who: Cineworld(cineworld.co.uk)Deal: Discounted ticketsfor seniors.How: Select your local cinema onthe website and book online. Orbook in person at the box office.EATING OUTTOP TIPMany historic houses andcathedrals, including CanterburyCathedral, Windsor Castle andYork Minster, offer discounted ratesfor over-60s. Just make sureyou ask and be prepared to showproof of age.What: Campaign for Real AlemembershipWho: CAMRA(camra.org.uk, 01727 867201)Deal: Cut-price annual or lifeindividual or joint membershipfor over-60s, giving access toa range of vouchers and deals,from discounted beer inparticipating pubs, to money offCAMRA books, CotswoldClothing and entry to top visitorattractions such as Alton Towers.How: Sign up online, by phone or4 SAGA.CO.UK/MAGAZINE The Saga guide to over-60s perksby post. Show your card or usevouchers to obtain discounts.What: Royal HorticulturalSociety membershipWho: Royal Horticultural Society(rhs.org.uk, 020 3176 5820)Deal: More than 500 off lifemembership for over-60s ( 1,250individual, 1,750 joint), offeringfree visits to RHS gardens, a freemagazine, discounted gardenshow tickets, including theChelsea Flower Show, and freegardening advice.How: Ring up to buy over-60slife membership. Make sure youhave your membership card onyou when visiting RHS gardens.AT THE CINEMAWho: Odeon Cinemas(odeon.co.uk/silvercinema,0333 067777 for info only)Deal: Film screenings for over-55sfor 3 (some cinemas chargeslightly more), including a hotdrink and snacks beforehand.How: Select your local cinema onthe website to view Silver Cinemashow times, which are usuallyin the morning or afternoon.Who: Vue Cinemas(myvue.com/offers-competitions/senior-vue; 08712 240240)Deal: Special Senior Cinema Clubscreenings for the over-60s,who pay a discounted rate thatincludes tea and biscuits.How: Check the website for films,cinemas and screening times.Who: Empire Cinemas(empirecinemas.co.uk,08714 714714)Deal: Cheaper tickets forover-60s; plus special screeningsfor seniors on Wednesdaymornings for 3 at selectedcinemas, including refreshments.How: Select your local cinema onthe website and buy online, orby phone or at the box office.Who: Picturehouse Cinemas(picturehouses.com)Who: Diamond Club(diamondclubcard.co.uk)Deal: Exclusive meal offers forover-50s at more than 100participating pubs and carveries(such as Great British Carveriesor Do Drop Inns), plus a loyaltyscheme and a free drink onyour birthday.How: Sign up online and selectyour local eatery, then presentyour Diamond Card when youbuy food. Offers are availableMonday to Friday (excludingbank holidays) to the cardholderand one dining partner,who must also be over 50.Who: Hungry Horse(hungryhorse.co.uk)Deal: Two courses for 4.49,Monday to Friday, at HungryHorse pubs countrywide forover-60s. The Saga guide to over-60s perks SAGA.CO.UK/MAGAZINE 5
Keep checking saga.co.uk/perks for an ever-changing range of exclusive offers How: Select your local eateryonline. Choose from the specialGolden Years menu.TOP TIPMany pubs, restaurants and gardencentre cafés have midweek lunchbargains for the over-60s – keep aneye out for deals near you.CLASSES & COURSESWhat: Computer coursesWho: UK Online Centres(ukonlinecentres.com,0114 221 0410)Deal: Free or low-cost computercourses for elderly or vulnerablepeople at 5,000 centres acrossthe country.How: Find a centre online, or givethem a call.Who: Age UK(ageuk.org.uk, 0800 169 2081)Deal: Inexpensive classes,activities and courses for olderpeople, from keep fit to computertraining to fly-fishing and Strictlycome tea dancing.How: Look online or call forinformation on courses run byAge UK in your area.Who: University of theThird Age(u3a.org.uk, 020 8466 6139)Deal: Locally based classes ona huge range of subjects atminimal cost for over-50s run bymembers of U3A for members.How: Search for a localbranch on the website or bygiving them a call.TOP TIPFancy studying for a degree inretirement? If so, you can applyfor the same student loans asteens, once you’re offereda place. No recipient has to startrepaying their loan until they areearning around 21,000.CULTURE & SPORTWhat: Theatre, comedy,concertsWho: Saga (saga.co.uk/theatretickets, 020 7492 1560)Deal: Save up to 60% on topproductions nationwide, fromtheatre to stand-up to eventsand exhibitions.How: Go online to browsea huge selection of cheap ticketsfor all kinds of events.What: TheatreWho: Royal ShakespeareCompany(rsc.org.uk, 01789 403493)Deal: 20% off Monday andTuesday evening performancesand weekday matinées inStratford-upon-Avon subject to6 SAGA.CO.UK/MAGAZINE The Saga guide to over-60s perksSTAYING ACTIVEavailability, and discounts oncertain performances of someshows at the Barbican, London.How: Select the over-60srate when you book online or askfor the discount if you buy ticketsby phone.What: WalkingWho: The Ramblers Association(ramblers.org.uk, 020 7339 8595)Deal: Discounted individualor joint life membership for allover-60s; monthly and annualmembership for those onmeans-tested benefits and thosesolely reliant on state pension.Gives access to group-led walks,Ramblers Routes online libraryand member offers.How: Join online, by phone or bypost. Use your card whenclaiming offers, such as a 15%discount at Cotswold Outdoors.What: TheatreWho: National Theatre(nationaltheatre.org.uk,020 7452 3000)Deal: Up to 20 off tickets forweekday matinées.How: Book tickets online or byphone.What: Opera and balletWho: English National Opera(eno.org, 020 7845 9300)Deal: Standby tickets availableon the day up to three hoursbefore the performancefor senior citizens and otherconcessions.How: Buy in person at theLondon Coliseum box office.First come, first served.What: T’ai chiWho: Taoist Tai Chi Society ofGreat Britain (taoist.org.uk)Deal: Special rate on annualmembership for over-60s,offering unlimited attendance atthe society’s classes.How: Find a local class on thesociety’s website.TOP TIPWhat: BowlingWho: Hollywood Bowl and AMF(hollywoodbowl.co.ukor AMF-bowling.co.uk)Deal: Concessionary rates forpensioners.How: Buy tickets onlineor at your local Hollywood Bowlor AMF bowling centre.Many local theatres, arts centresand concert halls outsideLondon offer concessionary ratesto the over-60s or pensionerson some or all performances.You’re more likely to geta deal if you book in person atthe box office. Always ask.What: Football matchesWho: Most clubsDeal: Discounted membershipand tickets for members over 60or 65, depending on the club.How: Check with the clubyou support. Healthand fitnessKeeping fit and healthy becomes a priority as we growolder, but it doesn’t have to eat into a limited incomeWhat: SkiingWho: European ski resortsDeal: Many resorts offerdiscounted ski passes for seniorsand free skiing for over-75s. TheThree Valleys ski area in France, for example, hands outThe Saga guide to over-60s perks SAGA.CO.UK/MAGAZINE 7
Visit travel.saga.co.uk/partner-discounts for a range of exclusive travel dealsaged 65-74 and free passes toskiers aged 75 and over.How: Check tariffs online beforebooking and make sure youtake ID to prove you really are anultra-fit silver skier. If you’reover 75 and don’t fancy skiing,just take advantage of thefree lift pass and enjoy a vinchaud in a mountain restaurant!TOP TIPMost local councils offer free,reduced-rate or special sessionsfor over-60s at swimming pools,gyms and leisure centres in theirarea. Many local authorities havea leisure pass for older residents,which also offers discounts onother amenities and in stores.Time to check yours out?IN THE GYMWhat: Gym membershipWho: DW Fitness Clubs(dwfitnessclubs.com,0344 249 5300)Deal: Discounted off-peakmembership at DW Fitness Clubsfor over-60s, including freegroup exercise classes and 10%off in DW Sports stores.How: Sign up online fora monthly option of 25 a monthor an annual membership thatgives you 14 months for the priceof 12. You’ll need proof of age.What: Gym membershipWho: Better Leisure Centres(better.org.uk)Deal: Concessionary membershipfor over-60s at Better LeisureCentres, giving off-peak access tothe gym, group exercise classesand swimming, and up to30% off non-member prices forother activities.How: Find your local BetterLeisure Centre online and applythere with proof of age.SEEING & HEARINGWhat: GlassesWho: Glasses Direct(saga.co.uk/glassesdirect)Deal: The Saga deal includes afree second pair, 50% off framesover 55 and varifocal lenses,plus free tints and delivery.How: Go online and choose fromhundreds of frames, with lensesmade to your prescription. Onlineonly: use code SGGD50.What: GlassesWho: Specsavers (specsavers.co. uk,then select your local branch)Deal: 25% off glasses, lenses andextra options for over-60s.How: Choose from a range offrames costing 69 or more inyour local branch to obtain thediscount. Deal includes standardPentax lenses with scratchresistant treatment. You can alsoclaim your free NHS eye test.What: Glasses and hearing aidsWho: Boots(boots.com, 0345 124 4545)Deal: 25% off glasses and halfprice for a second pair; 15% offhearing aids and 10 loyalty pointsfor every 1 you spend on Boots’own-brand products. Bootsalso provides free hearing tests(bootshearingcare.com,0333 920 6194).8 SAGA.CO.UK/MAGAZINE The Saga guide to over-60s perksHow: You need to have a BootsAdvantage card, which is free.Sign up online or in store, andbecome a member of More Treatsfor Over-60s, though you willneed to register online. Shoponline or in store to earn pointsand benefit from offers.This will interest only those livingin England as people in Wales,Northern Ireland and Scotlandreceive free prescriptionsregardless of age.How: You will automaticallybe sent an NHS Tax CreditExemption certificate to producewhen collecting prescriptions.If you don’t, contact your GP.What: GlassesWho: Optical Express(opticalexpress.co.ukor visit your local branch)Deal: 25% off glasses, includinglenses, for over-60s.How: You will need to spendmore than 69 and receive yourfree eye examination at OpticalExpress. A free second pairof specs is available to anyonespending more than 150 afterthe discount.TOP TIPWhen you reach 60, you will nolonger be charged for an NHSsight test, saving around 20-40a visit if you live in England orWales. In Scotland sight tests arefree for all ages. Inform youroptician that you no longer needto pay for tests, and ask for theform GOS1 that will waive the fee.Hearing tests are free through theNHS. Your GP will give youa hearing test and will refer youto a specialist if you needa hearing aid, which is also freethrough the NHS.AT THE DOCTORWhat: PrescriptionsWho: NHSDeal: Save 8.20 on everyprescription if you’re over 60.TravelTake advantage of fabulous deals available all over theUK and Europe – just leave the car at home and take offWhat: Flu vaccineWho: NHSDeal: A free flu jab from Octobereach year, saving 12.99, forthose aged 65 and over. Thosewho will turn 65 by March 31,2016 are eligible.How: Contact your GP and askabout the flu jab clinic.Alternatively, you can get it inpharmacies across Englandand Wales, including 1,900Boots pharmacies.GETTY discounted ski passes for thoseAT THE DENTISTPUBLIC TRANSPORTWhat: Dental careDeal: Free dental treatment andcheck-ups for anyone whoreceives the Pensions CreditGuarantee Credit in England,Wales and Northern Ireland.Welsh residents over 60and over-60s living in Scotlandreceive free check-ups.How: Tell your dental practiceyou want NHS treatment whenyou make an appointment, andfill out the form you are givenwhen you arrive. You will beasked to show proof of yourentitlement to help withdental costs. If you have anexemption certificate, be sure totake it with you. What: Bus travelWho: Usually your local authorityDeal: Free off-peak travel onlocal buses anywhere in thecountry for people who havereached state pension age inEngland (60 in Scotland, Walesand Northern Ireland).How: Apply online at gov.ukand search for ‘bus pass’, orcontact your local authority.You’ll need proof of age,residency and a passport-stylephoto. Show the card onboarding. Also accepted on Parkand Ride buses in some areas.In Scotland, over-60s canapply for a National EntitlementCard, which also gives them theright to free travel on Scottishlong-distance buses. In Wales,concessionary travel-pass holderscan also travel free on Arrivatrains on certain routes. InNorthern Ireland, over-60s getfree bus travel, then at 65 theyare entitled to free travel onpublic transport all over Ireland.What: Public transportfor LondonersWho: London councils(londoncouncils.gov.uk,0300 330 1433)Deal: Free travel across Londonand local buses nationally forLondoners of retirement age.How: Apply for a free FreedomPass online or by post. You will need a passport photo andThe Saga guide to over-60s perks SAGA.CO.UK/MAGAZINE 9
Visit travel.saga.co.uk/partner-discounts for a range of exclusive travel deals proof of ID and your address.Some restrictions on times oftravel apply on buses and trains.What: Public transportfor LondonersWho: Transport for London(tfl.gov.uk, 0343 222 1234)Deal: Free travel across London– but not beyond – for over-60sliving in the capital who aren’t yeteligible for a Freedom Pass.How: Apply for a 60 LondonOyster Photocard online or byphone for an admin fee of 20.You’ll need a passport photo,ID and proof of address.TOP TIPIt’s not just London that looks afterolder public-transport users. Manycities and big towns offer freetravel on public transport for theover-60s. For example, Merseysideresidents can apply for a pass touse local buses, trains and Merseyferries at no cost, while Leeds andLeicester offer a similar deal forpeople of pensionable age. Checkyour own city’s transport policiesfor over-60s as there are variousschemes across Britain.What: Coach travelWho: National Express(saga.co.uk/nationalexpress,0871 200 0355)Deal: For just 8 for an entireyear (usually 10), over-50s cansave a third on travel anywhere inthe country.How: Fill in an online form or callto obtain your Saga Coachcardfor 8 plus 2 if posted. The SagaCoachcard also entitles you tothe 15 Tuesdays offer – 15 dayreturn anywhere in the countryif you book three days ahead.What: Rail travelWho: National Rail(senior-railcard.co.uk,0345 3000 250)Deal: Third off Standard andFirst Class Anytime, Off-Peakand Advance fares for anyoneover 60.How: Pay 30 for a one-yearSenior Railcard or 70 fora three-year card. Buy online, byphone or in a staffed stationticket office. You must show yourRailcard when you buy yourticket before boarding the train.You can’t use it duringweekday morning peak hours inLondon and the South East.What: Rail travel in ScotlandWho: Scotrail(scotrail.co.uk, 0300 790 6165)Deal: Over-50s can join Club50 for 15, giving them 20% offOff-Peak and Advance ticketswhen bought online, 10% at astation or by phone, plusdiscounts such as a free cup oftea or coffee on services offeringcatering. Plus discounts withselected partners, such asperformances of the RoyalScottish National Orchestra.How: Sign up online. You’llrequire an email address andrecent photo. You’ll need to carryyour membership card withyou to validate your ticket andclaim your free hot drink.While a Senior Railcard offersbetter discounts on fares,Club 50 is worth it if you’reinterested in the other benefits.10 SAGA.CO.UK/MAGAZINE The Saga guide to over-60s perksHOLIDAYSWhat: Free passportWho: Gov.uk (gov.uk/applyrenew-passport, advice line0300 222 0000)Deal: The 72.50 is waivedcompletely for those born on orbefore September 2, 1929.How: You’ll need to fill in anapplication form: do it online, orget one from the Post Office, orcall the advice line. The PostOffice Passport Check and Sendservice is also free.What: General holidaysWho: Saga Holiday World(saga.co.uk/holidayworld)Deal: Apart from Saga holidaysthemselves, of course, Saga hasteamed up with partners to offerspecial exclusive discounts andbenefits on a range of holidays,from Virgin to Shearings.How: Just head online and havefun choosing a break.What: Rail travel in EuropeWho: National providersDeal: There are over-60s dealsacross Europe, usually bypurchasing each operator’sversion of a Senior Railcard ineach country.How:FRANCE Buy a Carte Senior byphone or in person at VoyagesSNCF London Travel Centre(cost 58.50 in the UK), inperson at a French railwaystation or affiliated travelagency. It gives a wide range ofgood discounts. (sncf.com/en/discounts/senior-plus-card,0844 848 5848).BELGIUM Just buy yourdiscounted ticket online or atstations, but carry proof of age.(belgianrail.be/en and click on‘Travel Tickets’)ITALY Buy a Carta d’Argentoat an Italian railway station.You’ll need your passport.(trenitalia.com/tcom-en, searchfor ‘silver card’)SPAIN Over-60s can pay 6a year for a ‘Tarjeta Dorada’giving 25-40% off faresdepending on the day of travel.(renfe.com, click on ‘welcome’ atthe top, search for ‘gold card’)What: Ferry to France/SpainWho: P&O, Brittany Ferries,Stena Line. (saga.co.uk/ferries)Deal: Between 5-10% off ferryfares booked through Saga.How: Online or by phoneand quote Saga (non-internetbookings may cost more):Brittany 0330 159 7000;Stena 08447 707070;P&O 0871 664 6464.What: Ferry to FranceWho: LD Lines/DFDS Seaways(ldlines.co.uk, click on ‘SpecialOffers’ then ‘Newhaven–Dieppe’,0800 917 1201)Deal: Up to 20% off ferry fareson certain sailIngs betweenNewhaven and Dieppefor over-60s.How: Through the callcentre or in person atthe port.What: Motorhome/campingWho: Camping andCaravanning Club(campingandcaravanningclub.co.uk; 024 7647 5442)Deal: An extra 25% off Club Sitepitch fees out of high season forClub members over 60.How: You have to be a memberfirst – join up online or by phone.To claim your 25% AgeConcession Rate, take proof of age to any Club site.TOP TIPDid you know Saga has all kindsof offers that you can’t findelsewhere? Check travel offers attravel.saga.co.uk/partnerdiscounts and lifestyle offers onsaga.co.uk/perks. And keep aneye on Saga Magazine’s exclusivereader offers and events, too!The Saga guide to over-60s perks SAGA.CO.UK/MAGAZINE 11
Keep checking saga.co.uk/perks for an ever-changing range of exclusive offers HOTELSANDSHORT BREAKSWho: Classic British Hotels(saga.co.uk/classicbritishhotels)Deal: Special Saga rates atcountry house hotels across theUK, with a Best Price Guaranteeof being the lowest available rate,or 15% off when booked inadvance.How: Via the web address aboveor ring 0844 967 0983,quoting Saga.Who: UK Warner Hotels(saga.co.uk/warner)Deal: Special Saga savings of upto 40% on a range of countrybreaks, and a free lunch on everyfull day of stay. (So there is sucha thing!)How: Via the web address aboveor ring 0330 100 9780,quoting Saga.Who: SuperBreakand Eurostar(saga.co.uk/superbreak)Deal: An extra 10% off thousandsof short breaks, from Eurostartravel to theatre trips oraffordable hotel visits.How: Book online or call01904 420453, quoting Saga.Who: Macdonald Hotels(saga.co.uk/macdonald)Deal: Up to 35% off two-nightshort breaks at their 45 hotelsacross the UK.How: Select ‘Senior Discount’under ‘Special Rates’ whenmaking an online booking. Youwill need to show proof ofeligibility when you check in. Homeis where.the savings are! Snuggle up with these great savings tomake being at home just that little bit cheaperENERGY SAVINGSWhat: Discounts on energyWho: Warm Home DiscountScheme (0345 603 9439).Deal: Gas and electricityproviders offer theWarm Home Discount tohouseholds that are inreceipt of the guaranteedelement of Pension Credit.This is an annual 140 rebateon your overall bill and replacesthe former ‘social tariffs’.How: You should receive a letterif you’re eligible from yoursupplier – but if you haven’t andyou think you should be receivingit, contact the Warm HomeDiscount Scheme team.TOP TIPAlways check energy-switchingsites such as USwitch (uswitch.com).AgeUK and EON have a specialover-60s energy tariff, but checkif it’s the best deal for you.What: Loft/cavity wallinsulationWho: British GasDeal: Free loft, cavity wall andexternal wall insulation wortharound 700. Grants are availabletoo whether or not you are aBritish Gas customer. Under theEnergy Companies Obligation(ECO) the grants are for thoseaged 60 or above on a low income,who meet the requirements.12 SAGA.CO.UK/MAGAZINE The Saga guide to over-60s perksHow: Contact any energysupplier and ask. A quickway to check whether youqualify is to call the EnergySaving Trust and answer a fewbasic questions. The numbervaries according to region:0300 123 1234 (England),0808 808 2244 (Wales)0808 808 2282 (Scotland)0800 142 2865 (Northern Ireland).SAFETYWhat: Gas safety checksWho: Gas suppliersDeal: A free annual gas safetycheck to ensure gas appliancesand flues are working. Gassuppliers have a duty to providefree safety checks to somepensioners. If living in rentedproperty it is the responsibility ofthe landlord.How: Check your eligibility withyour energy supplier or call theGas Safe Register (previouslyknown as CORGI) on0800 408 5500.What: Home repairs and safetyand security measuresWho: Age UK (ageuk.org.uk,0800 169 6565)Deal: Small repairs, smokealarms, door locks and suchlike,or energy efficiency checkscarried out free or for a small feefor over-60s with less than 20,000 in savings.How: Contact Age UK Advice todiscover their handypersonservices in your area.What: Fire safetyWho: Your local fire service(list of participating brigades atcfoa.org.uk/12247)Deal: Free home fire-riskassessment and, often, freesmoke alarm.How: Contact your local fireservice. A fire officer will carryout a risk assessment for fire– and for falls too in some areas.What: Free TV licenceWho: BBC TV (tvlicensing.co.uk,0300 790 6073)Deal: Save 145.50 on a TVlicence when you turn 75. 74-year-olds can apply for a short licenceto cover up to 75.How: You must apply for this –it’s not automatic. You’ll need toprovide your current TV licencenumber, date of birth and yourNational Insurance number orother ID. If you share your housewith someone younger than 75,you can still get a free licence butit must be in your name.What: Dogs’ Trust membershipWho: Dogs’ Trust(dogstrust.org.uk,020 7837 0006)Deal: 50% off annualmembership for over-60s,offering unlimited access toemergency pet advice 24/7, freethird-party insurance for yourdog, free magazine and more.How: Set up your membershiponline or by phone. TOP TIPRing the Home Heat Helpline on0800 336699 for advice on grantsand schemes to help with energycosts. And going on the PriorityServices Register gives all kindsof practical help to vulnerablepensioners. Find out more aboutthe register from your localCitizens Advice or online atcitizensadvice.org.uk.The Saga guide to over-60s perks SAGA.CO.UK/MAGAZINE 13
What: Cold Weather PaymentDeal: 25 for each seven-dayperiod of very cold weatherbetween November 1 and March31 for those in receipt of PensionCredit (see box). You shouldreceive this payment automatically.A recorded, or forecasted, periodof cold weather will trigger theprocess that allows payment to bemade to eligible customers living inthe affected postcode areas.How: Use the online postcodetool to check if your area iseligible for a payment:gov.uk/cold-weather-payment.Money, money, moneyState benefits to boost the coffers What: Free tax helpWho: Tax Help for Older People(TOP) (0845 601 3321 or01308 488066)Deal: If you are aged 60 or overand on a low income TOP willgive free help with tax allowancesor returns that can’t be sortedout with HMRC.How: Call the volunteer TOPhelpline or visit taxvol.org.uk.What: Council tax reductionDeal: Your bill could be reducedby up to 100% under theCouncil Tax Reduction scheme,which replaced Council TaxBenefit. You could be eli
4 SAGA.CO.UK/MAGAZINE The Saga guide to over-60s perks The Saga guide to over-60s perks SAGA.CO.UK/MAGAZINE 5 How: Buy membership by phone, by post or at a staffed Cadw site where you can get a further 10 o
May 02, 2018 · D. Program Evaluation ͟The organization has provided a description of the framework for how each program will be evaluated. The framework should include all the elements below: ͟The evaluation methods are cost-effective for the organization ͟Quantitative and qualitative data is being collected (at Basics tier, data collection must have begun)
Silat is a combative art of self-defense and survival rooted from Matay archipelago. It was traced at thé early of Langkasuka Kingdom (2nd century CE) till thé reign of Melaka (Malaysia) Sultanate era (13th century). Silat has now evolved to become part of social culture and tradition with thé appearance of a fine physical and spiritual .
On an exceptional basis, Member States may request UNESCO to provide thé candidates with access to thé platform so they can complète thé form by themselves. Thèse requests must be addressed to esd rize unesco. or by 15 A ril 2021 UNESCO will provide thé nomineewith accessto thé platform via their émail address.
̶The leading indicator of employee engagement is based on the quality of the relationship between employee and supervisor Empower your managers! ̶Help them understand the impact on the organization ̶Share important changes, plan options, tasks, and deadlines ̶Provide key messages and talking points ̶Prepare them to answer employee questions
Dr. Sunita Bharatwal** Dr. Pawan Garga*** Abstract Customer satisfaction is derived from thè functionalities and values, a product or Service can provide. The current study aims to segregate thè dimensions of ordine Service quality and gather insights on its impact on web shopping. The trends of purchases have
SAGA GIS is an extensive GIS geo-processor software with over 600 functions. SAGA GIS cannot be installed from RStudio (it is not a package for R). Instead, you need to install SAGA GIS using the installation instructions from the software homepage. After you have installed SAGA GIS, you can send processes from R to SAGA GIS by using the saga .
6.2 USB lead and com cable (RS-232), connection from the cutting plotter to the computer. 6.2-1 Installing the USB lead - USB2.0 The connection is suitable for MAC, Windows2000/2007 and Windows XP. Windows 95, Windows 98 and Windows ME are not supported. The machine is best run by vinyl cutting software such as DragonCut, Flexi,
target language effectively, independently and creatively, so that they have a solid basis from which to progress to A Level or employmen t. Engaging and popular topics . Our specification includes both familiar and new topics that you have told us you like and that motivate your students. Manageable content . Our content has been structured across five themes. This flexible programme of study .
