Withdrawal Request - John Hancock Financial

Contract Number:2. Withdrawal InstructionsPLEASEREADYour contract may have a rider that guarantees certain benefits. This request may result in an excess withdrawalthat can significantly reduce those benefits. Please refer to your contract or prospectus for more information on theeffects of excess withdrawals.Please select only ONE of the following options.IMPORTANT:Please select ONLY ONEof the listed optionsOption 1. M FULL Surrender of my contractOption 2. M Specific amount M Net (default): You will receive a check for the amount indicated above.*Any applicable sales charges and/or federal or state taxes will be deducted from the value remaining in your contract.M Gross: You may receive a check for less than the amount indicated above.*Any applicable sales charges and/or federal and state taxes will be deducted from the amount indicated above.M Prorate withdrawal from all variable Investment Options (default)M Investment Option Specific Request: Indicate below from which portfolios you would like your withdrawalPortfolio Name or NumberAmount ( or %)Portfolio Name or NumberAmount ( or %)Portfolio Name or NumberAmount ( or %)Option 3. M Calculate and distribute my maximum amount available under my current Guaranteed Minimum Withdrawal benefit riderwithout reset. Note: Withdrawing the full rider amount could trigger a withdrawal charge.Option 4.Free Withdrawal Amount – This option refers to the Free Amount as defined by the variable annuity contract and/orprospectus. This amount may differ from the optional withdrawal benefit amount. Information regarding the calculationof these benefits can be found in your prospectus, online at www.jhannuities.com, on your quarterly statement, or bycontacting our Service Center.M Calculate and distribute my Free Withdrawal Amount.M Calculate and distribute my Maximum Amount without Surrender Penalty**Includes the free withdrawal amount plus all payments outside the withdrawal charge schedule. Please refer to yourcontract and/or prospectus for details.Option 5. M Interest Only – Withdraw all interest accrued on my contract.(This option applies to fixed annuities and the Guaranteed Interest Account on Revolution Value II and Revolution Extra II only.If the available interest in your contract is greater than the contract free withdrawal amount, surrender charges may apply.)Option 6. M Renewal amount – Withdraw my renewal amount plus interest earned on the renewal date.(Renewal Amount withdrawals apply to fixed annuities and fixed accounts. If only one payment has been made to the contract,your contract will be fully surrendered. Applicable fees and surrender charges may apply.)** For GPA Choice and Performa Plus fixed annuities 5 year renewal amount withdrawals can be submitted from the day you received your renewal letter processedon your contract anniversary and until 30 days after the renewal has occurred.3a. Federal Income Tax WithholdingNote: John Hancock will withhold 10% from the taxable portion of your withdrawal, unless you elect otherwise below.You must provide your U.S. residence address in order to elect no withholding. You must also provide a properly completed and signedIRS Form W-9. If you elect not to have income tax withheld from your withdrawal, or you do not have enough income tax withheld,you may be responsible for payment of estimated tax. You may incur penalties under the estimated tax rules if your withholding andestimated tax payments are not sufficient.M DO NOT withhold federal income tax (You MUST also submit or have an IRS Form W-9 on file with us.)Note for Indirect Rollovers: Default withholding taxes will apply unless you follow the above instructions.M Withhold or% of federal income tax.The dollar amount or percent must equal at least 10% of the taxable portion of your withdrawal. If the amountrequested is less than 10% of the taxable portion of your distribution, John Hancock will default to 10%CODE-130711 (Date 10/23/15)PAGE 3 OF 6IMPORTANT:When an annuity is held by a trust, wewill withhold taxes unless the trusteesigns a Form W-9 which includes thetrust’s information.

Contract Number:3b. State Income Tax WithholdingState income tax withholding may also apply to your distribution. The applicable state withholding rules are outlined below. Please notethat state income tax applies even if the state allows you to elect out of withholding.¡¡ If you reside in Iowa, Kansas, Maine, Massachusetts, Nebraska, Oklahoma, or Virginia*, state income tax withholding is requiredwhenever federal income taxes are withheld. We will apply the state’s default withholding rate to the taxable portion of your distribution.You cannot elect out of state withholding when federal tax is withheld.¡¡ If you reside in Virginia and you elect out of federal withholding, you are not subject to state withholding. However, state income taxwill still apply and you may request that we withhold Virginia income tax on a withdrawal from your non-qualified annuity by providingus a completed Form VA-4P. Please note that Virginia does not permit state withholding on any distribution from an IRA.¡¡ If you reside in Arkansas, state withholding is required when federal taxes are withheld. We will apply the Arkansas defaultwithholding rate to the taxable portion of your distribution. However, you can elect out of Arkansas state withholding by providing uswith a complete Form AR4P.¡¡ If you reside in the District of Columbia, withholding is required on any full surrender of an IRA. We must withhold using theDistrict’s highest income tax rate.¡¡ If you reside in Vermont, state withholding will apply whenever federal tax is withheld, unless you instruct us otherwise.M Please DO NOT withhold Vermont taxes.¡¡ If you reside in Michigan, state tax withholding requirements depend on your age and the amount of the distribution; please providea completed Michigan Form W-4P to claim any exemptions.¡¡ If you reside in North Carolina or Oregon, you may elect to have state tax withheld or not to have state tax withheld. If you elect tohave state income tax withheld we will apply the state’s default withholding rate.M Please withhold state income tax at the default rate determined by my state.M Please DO NOT withhold state income taxes.¡¡ If you reside in California, Connecticut, Georgia, Indiana, Maryland, Missouri, Montana, New Jersey, or New Mexico, you mayelect in or out of state withholding. If you elect to have state tax withheld, you must specify a whole dollar amount of at least 10 towithhold. We will not withhold state tax unless you enter an amount below.M Please withhold:(Whole Dollar amount of at least 10)M Please DO NOT withhold state income taxes.¡¡ If you reside in Wisconsin, you may elect to have state tax withheld on a withdrawal taken from your IRA. If you elect to have state taxwithheld, you must specify a whole dollar amount of at least 10. We will not withhold Wisconsin tax unless you enter an amount below. Youmay not elect to have state tax withheld on a withdrawal from a non-qualified annuity contract.M Please withhold:(Whole Dollar amount of at least 10)M Please DO NOT withhold state income taxes.¡¡ If you reside in Alaska, Arizona, Florida, Hawaii, Kentucky, Mississippi, New Hampshire, Nevada, New York, Ohio, RhodeIsland, South Dakota, Tennessee, Texas, Washington, or Wyoming, either your state has no applicable income tax or the state hasno provision for withholding on annuity or IRA withdrawals. Therefore, we cannot withhold state tax.¡¡ If you reside in a state not listed above, state tax withholding is completely voluntary. If you would like state taxes withheld,please provide a whole dollar amount of at least 10 or a percentage to be withheld:Please withhold or% for state income tax.Withholding for Non U.S. PersonsIf you are not a U.S. person, the above withholding rules do not apply to you. Instead, we are required to withhold 30% of the taxable portion of your distribution, unless your taxresidence is in a country which has a tax treaty with the United States and that treaty provides an exemption or a reduced withholding rate for income distributed from an IRA ornon-qualified annuity. To claim the benefit of a tax treaty, you must provide a properly completed IRS Form W-8, which must include either a Taxpayer Identification Number issued byyour country of tax residence or a U.S. Taxpayer Identification Number. If your country of tax residence has not issued you a Taxpayer Identification Number, and you do not have aU.S. Taxpayer Identification Number, you may apply for a U.S. number by submitting Form W-7 to the IRS. IRS Forms W-7 and W-8 and their instructions are available on the IRSwebsite at http://www.irs.gov.4. Delivery OptionsPlease select ONE of the following options. Unless otherwise instructed below, the proceeds will be mailed to the owner’saddress of record.Option 1. M Electronic Fund Transfer (EFT) – The proceeds will arrive in your bank account within 3-5 business days.Option 2. M Federal Fund Wire – The proceeds will arrive in your bank account within 1-2 business days. A fee will be charged for thisservice. This fee is considered a separate withdrawal from your annuity contract. Fees may also be charged by your financialinstitution.M Please send the proceeds to my checking account.Attach a voided check here. Deposit slips and starter checksare not accepted. The voided check must be in the name of theContract Owner. We cannot send funds to any bank account witha POA, Guardian, Conservator, or other fiduciary included in thebank registration unless there is an indication of their fiduciarypre-printed on the check from the bank. Example: Jane Smith, POAPlease see page 5 for instructions for Electronic Fund Transfer or Federal Wire to a savings account.Issuer: John Hancock Life Insurance Company (U.S.A.) (not licensed in New York)Issuer in NY: John Hancock Life Insurance Company of New York, Valhalla, NYCODE-130711 (Date 10/23/15)PAGE 4 OF 6

Contract Number:4. Delivery Options (continued) M Please send the proceeds to my savings account.IMPORTANT: Please include a letter from your financial institution (on their letterhead) that indicates the following information: the routing/ABA number,the account number, the account type (checking or savings), and the owner(s) of the bank account. The letter must be signed by an authorized partyat the financial institution along with all contract owner(s) to certify that the information provided is correct. If John Hancock does not haveyour banking instructions on file, in good order, your distribution will be sent to your Address on Record by regular mail.Please also complete the following information below.BankRouting/ABA numberAccount numberAccount nameOption 3. M Regular Mail – The proceeds will arrive within 5-7 business days.Option 4. M Overnight Mail – The proceeds will arrive within 1-2 business days. A fee will be charged for this service. This fee isconsidered a separate withdrawal from your annuity contract.M Please send the proceeds to my address on record. This is the default option. John Hancock will send the proceeds toyour address of record unless you elect otherwise below.M Please send the proceeds to an alternate address. Please indicate the address to which you would like John Hancockto send the proceeds below.IMPORTANT: A Medallion Signature Guarantee is required if you choose to have the proceeds sent to an alternate addressThe Medallion Signature Guarantee must be original; facsimiles will not be accepted.Owner’s AddressCityStateZip Code5. AuthorizationMedallion Signature GuaranteesPlease note this is not applicable to New Jersey contracts.¡¡ Have you changed the mailing address on file with John Hancock within the last 30 days?¡¡ Is the amount requested over 250,000.00?¡¡ Have you opted to have your check sent to an alternate address?M Yes M NoM Yes M NoM Yes M NoIf you answered “YES” to any of the questions above, you MUST obtain a Medallion Signature Guarantee stamp from yourbank or financial institution for John Hancock to process your withdrawal. Medallion Signature Guarantees must be originalfacsimiles will not be accepted.EFT AuthorizationContact Owner AuthorizationI hereby authorize John Hancock Life Insurance Company (U.S.A.) (“John Hancock”) to deposit annuity payments directly to my bank,savings and loan, or credit union (“financial institution”) account, as indicated above. I authorize the financial institution identified aboveto accept such credit entries from John Hancock, and to credit my account at that financial institution in accordance with those creditentries. If an amount should be credited to my account in error (including any overpayment to my account), or after my death or ineligibility, I authorize and direct the financial institution designated on this form to debit my account and refund such amount to John Hancock. Iagree to direct my joint account owners, executors, administrators, or assignees to refund to John Hancock any payments that are madefollowing my death so that they may be redistributed to my beneficiary(ies) or contingent annuitant(s), if applicable. I agree to hold JohnHancock harmless for any failure by my financial institution to credit my account or for any delay by my financial institution in creditingfunds to my account.I agree that this arrangement is made for my convenience, and that any payments directly received by me, rather than credited to mybank account, as a result of mistake or otherwise, shall not subject John Hancock to any liability in excess of that owed to me under theapplicable annuity contract. I understand that John Hancock is relying on the information that I have provided on this form, and furtherunderstand that John Hancock will not be liable for any losses or charges due to incorrect, outdated or incomplete information that hasbeen provided on this form.If the financial institution account identified above is jointly owned, this authorization will not be effective without the signature of the jointbank account owner below.This authorization will remain in effect until John Hancock receives a written notice from me stating otherwise and until John Hancock hashad a reasonable chance to act upon such notice.CODE-130711 (Date 10/23/15)PAGE 5 OF 6

Contract Number:5. Authorization (continued)EFT AuthorizationJoint Bank Account Owner AuthorizationI agree to notify John Hancock upon the death of the Contract Owner and I agree to refund to John Hancock any payments that aremade to the financial institution account identified above following the Contract Owner’s death or ineligibility. I understand that I may bepersonally liable, both individually and as a joint owner of the account identified above, for the amount of all benefit or survivor benefitpayments with due dates after the death of the Contract Owner. If I am entitled to any benefit from the applicable annuity contract as abeneficiary or contingent annuitant of the Contract Owner, the amount of my liabilities may be deducted from the amount payable to me.By Signing below I authorize John Hancock to use my EFT information as stated above.I hereby certify the information on this form is correct and accurate. By signing below, I understand that this request issubject to all the terms and conditions of the contract. I also understand that once this distribution is made and released byJohn Hancock, it will not be reinstated to this contract. I direct John Hancock to make the disbursement in accordance withthe designation on this form.I acknowledge that any withdrawal or full surrender of my annuity contract may result in a surrender charge and may also besubject to taxation and a penalty tax if I am under 59½. I am also aware that I may lose certain benefits if I surrender my contract.M I have read and understand all six (6) pages of this form, including the “Instructions” section on pages one and two.SIGNHERESIGNHERESignature of Owner (or Trustee)Contract Owner SignatureSignature of Co-owner (or Co-trustee)Joint Bank Account Owner Signature (if applicable)Today’s Date (MM/DD/YYYY)Today’s Date (MM/DD/YYYY)SIGNHERESIGNHERESignature of Assignee (Custodian, if applicable)Signature of Custodian (Custodian, if applicable)Today’s Date (MM/DD/YYYY)Today’s Date (MM/DD/YYYY)Medallion Signature Guarantee Stamp(If applicable)Medallion Signature Guarantee Stamp(If applicable)6. Submission InstructionsPlease enclose and mail to:Did you remember to: ational ContractsNRegular MailJohn Hancock AnnuitiesService CenterP.O. Box 55444Boston, MA 02205-5444 New York ContractsRegular MailJohn Hancock AnnuitiesService CenterP.O. Box 55445Boston, MA 02205-5445 All ContractsOvernight DeliveriesJohn Hancock AnnuitiesService Center30 Dan Road, STE. 55444Canton, MA 02021-2809 uestions:Q1-800-344-1029 uestions:Q1-800-551-20787 o fax this form:T1-617-663-31608 www.jhannuities.com8 www.jhannuitiesny.com¡¡ Complete and enclose the attached IRSForm W-9?¡¡ Select only ONE option in Section 3?¡¡ Sign and date above?¡¡ Provide your bank information if youselected Electronic Funds Transfer orFederal Wire? For a checking account, youmust include a voided check. For a savingsaccount, you must include a letter from yourbank or financial institution.Issuer: John Hancock Life Insurance Company (U.S.A.) (not licensed in New York)Issuer in NY: John Hancock Life Insurance Company of New York, Valhalla, NYCODE-130711 (Date 10/23/15)PAGE 6 OF 6

W-9Form(Rev. December 2014)Department of the TreasuryInternal Revenue ServiceRequest for TaxpayerIdentification Number and CertificationGive Form to therequester. Do notsend to the IRS.Print or typeSee Specific Instructions on page 2.1 Name (as shown on your income tax return). Name is required on this line; do not leave this line blank.2 Business name/disregarded entity name, if different from above3 Check appropriate box for federal tax classification; check only one of the following seven boxes:C CorporationS CorporationPartnershipTrust/estateIndividual/sole proprietor orsingle-member LLCLimited liability company. Enter the tax classification (C C corporation, S S corporation, P partnership) aNote. For a single-member LLC that is disregarded, do not check LLC; check the appropriate box in the line above forthe tax classification of the single-member owner.4 Exemptions (codes apply only tocertain entities, not individuals; seeinstructions on page 3):Exempt payee code (if any)Exemption from FATCA reportingcode (if any)(Applies to accounts maintained outside the U.S.)Other (see instructions) a5 Address (number, street, and apt. or suite no.)Requester’s name and address (optional)6 City, state, and ZIP code7 List account number(s) here (optional)Part ITaxpayer Identification Number (TIN)Enter your TIN in the appropriate box. The TIN provided must match the name given on line 1 to avoidbackup withholding. For individuals, this is generally your social security number (SSN). However, for aresident alien, sole proprietor, or disregarded entity, see the Part I instructions on page 3. For otherentities, it is your employer identification number (EIN). If you do not have a number, see How to get aTIN on page 3.Note. If the account is in more than one name, see the instructions for line 1 and the chart on page 4 forguidelines on whose number to enter.Social security number––orEmployer identification number–Part IICertificationUnder penalties of perjury, I certify that:1. The number shown on this form is my correct taxpayer identification number (or I am waiting for a number to be issued to me); and2. I am not subject to backup withholding because: (a) I am exempt from backup withholding, or (b) I have not been notified by the Internal RevenueService (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified me that I amno longer subject to backup withholding; and3. I am a U.S. citizen or other U.S. person (defined below); and4. The FATCA code(s) entered on this form (if any) indicating that I am exempt from FATCA reporting is correct.Certification instructions. You must cross out item 2 above if you have been notified by the IRS that you are currently subject to backup withholdingbecause you have failed to report all interest and dividends on your tax return. For real estate transactions, item 2 does not apply. For mortgageinterest paid, acquisition or abandonment of secured property, cancellation of debt, contributions to an individual retirement arrangement (IRA), andgenerally, payments other than interest and dividends, you are not required to sign the certification, but you must provide your correct TIN. See theinstructions on page 3.SignHereSignature ofU.S. person aDate aGeneral Instructions Form 1098 (home mortgage interest), 1098-E (student loan interest), 1098-T(tuition)Section references are to the Internal Revenue Code unless otherwise noted. Form 1099-C (canceled debt)Future developments. Information about developments affecting Form W-9 (suchas legislation enacted after we release it) is at www.irs.gov/fw9. Form 1099-A (acquisition or abandonment of secured property)Use Form W-9 only if you are a U.S. person (including a resident alien), toprovide your correct TIN.Purpose of FormAn individual or entity (Form W-9 requester) who is required to file an informationreturn with the IRS must obtain your correct taxpayer identification number (TIN)which may be your social security number (SSN), individual taxpayer identificationnumber (ITIN), adoption taxpayer identification number (ATIN), or employeridentification number (EIN), to report on an information return the amount paid toyou, or other amount reportable on an information return. Examples of informationreturns

¡ The taxable portion of a full or partial withdrawal is considered ordinary income for tax purposes. ¡ John Hancock must report to the IRS all taxable withdrawals that exceed 10. ¡ Withdrawals taken before you reach age 59 1/2 may incur an additional 10% early distribution penalty tax under section 72 of the Internal Revenue Code.File Size: 695KBPage Count: 10Explore furtherJohn Hancock Financial - For qualified plan and 403(b .www.johnhancock.comJohn Hancock Annuities - Forms for Annuity Contract Holderswww.jhannuities.comJohn Hancock Financial - IRA and nonqualified only .www.johnhancock.comWithdrawal – Coronavirus Related Distribution (CARES Act)tra401k.comRecommended to you b