ANNUAL NOTICE FOR THE INGRAM 401(k) PLAN (“Plan”)
ANNUAL NOTICE FOR THE INGRAM 401(k) PLAN (“Plan”)Date:November 2020Plan Sponsor:Ingram Industries Inc. (the “Company”)This is an annual notice which only applies to the 2021 Plan Year.Please read this notice carefully, as it contains important information about certain features of the Plan. Toobtain more general information about the Plan, you should review a copy of the Plan’s Summary PlanDescription (“SPD”), a copy of which was provided to you. If you need an additional copy, see “FORADDITIONAL INFORMATION” below for information on how you can obtain one.NOTE: Many of your Plan elections are made by contacting John Hancock Retirement Plan Services, LLC(“John Hancock”). If you wish to contact John Hancock, you may do so: 24 hours a day via either the internet at myplan.johnhancock.com or an automatedtelephone system at 800.294.3575.8AM to 10PM Eastern Time by calling 800.294.3575 to speak with a Participant ServiceRepresentative.AUTOMATIC ENROLLMENTDepending on your date of hire (as described below), if you wish to contribute more or less than 3% or5% (as applicable) of your pay, if you want to make Roth contributions, or if you do not wish to contributeat all, you must contact John Hancock by phone or via the Internet within thirty (30) days following thedate you become eligible to participate in the Plan to make your alternative election.As soon as administratively practical after your initial date of hire, you will automatically be enrolled inthe Plan, if you were hired on or after January 1, 2005. As a result, 3% of your pay will automatically bededucted from each paycheck and contributed to the Plan on your behalf. If you are hired on or afterJanuary 1, 2013, you will be automatically enrolled in the Plan with 5% of your pay being automaticallydeducted from each paycheck and contributed to the Plan on your behalf. In addition, your deferralpercentage will automatically be increased each year by 1% until you reach 15% (subject to certainlimitations if you are a highly compensated employee). Alternatively, you may elect to have your deferralpercentage automatically increased each year by 1%, 2%, or 3% until you reach 15% (subject to certainlimitations if you are a highly compensated employee), or not increase at all. written confirmation of thisdirect enrollment will be mailed to you.If you wish to contribute a rate other than 3% (or 5%, if enrolled on or after January 1, 2013) of your pay,do not wish to contribute at all, or wish to change your investment elections you must contact John Hancockby phone or via the Internet, immediately following your date of hire, and make your election.QUALIFIED DEFAULT INVESTMENT ALTERNATIVEYou have the right to direct the investment of your account among any of the investment options availableunder the Plan. Information concerning the available options has been provided to you. If you become aparticipant in the Plan and do not have an investment election on file, any contribution made on your behalfwill be invested in the Plan’s default investment, the Vanguard Target Retirement Trust II based on thefollowing schedule:Year of BirthDefault InvestmentOn or before 1947Vanguard Target Retirement Income Trust II1948 – 1952Vanguard Target Retirement 2015 Trust II1953 – 1957Vanguard Target Retirement 2020 Trust II1958 – 1962Vanguard Target Retirement 2025 Trust II1963 – 1967Vanguard Target Retirement 2030 Trust II1 of 3
ANNUAL NOTICE FOR THE INGRAM 401(k) PLAN (“Plan”)1968 – 1972Vanguard Target Retirement 2035 Trust II1973 – 1977Vanguard Target Retirement 2040 Trust II1978 – 1982Vanguard Target Retirement 2045 Trust II1983 – 1987Vanguard Target Retirement 2050 Trust II1988 – 1992Vanguard Target Retirement 2055 Trust II1993 – 1997Vanguard Target Retirement 2060 Trust IIOn or after 1998Vanguard Target Retirement 2065 Trust IIThis investment is intended to satisfy the requirements for a “qualified default investment alternative”(“QDIA”) under the Employee Retirement Income Security Act of 1974 (“ERISA”). A copy of the Fund FactSheet for the Plan’s default investment is attached to this Notice. Amounts defaulted into the Plan’s StableValue Option prior to December 24, 2007 will also be considered a QDIA pursuant to a special QDIAtransition rule.If you do not make an investment election and your account is invested in the QDIA, you may transfer allor any part of it from the QDIA into any other available investment options by contacting John Hancock.Information regarding all of the Plan’s investment options and procedures for changing investment electionsis available by contacting John Hancock.About RiskAll investing involves risk including possible loss of principal. There is no guarantee that the investmentobjectives of any investment option will be met.The target date is the expected year in which participants in a Target Date Portfolio plan toretire and no longer make contributions. The investment strategy of these Portfolios isdesigned to become more conservative over time as the target date approaches, (or ifapplicable passes), the target retirement date. The principal value of your investment as wellas your potential rate of return, are not guaranteed at any time, including at or after the targetretirement date. An investor should examine the asset allocation of the fund to ensure it isconsistent with their own risk tolerance.FOR ADDITIONAL INFORMATIONYou should consult the Plan document and SPD for a complete explanation of the Plan’s features and forinformation regarding your rights under the Plan. You may also view and/or obtain a copy of the SPD bycontacting John Hancock. You can also obtain additional information about the Plan by contacting JohnHancock or by contacting the Plan Sponsor.The Plan Sponsor also serves as the Plan Administrator and may be contacted at:INGRAM INDUSTRIES INC.One Belle Meade Place 4400 Harding RoadNashville, TN 37205-2290Phone: (866) 415-4015EIN: 62-0673043This Notice is not intended to, nor should you construe it as, modifying any aspect of the current Plandocument or SPD.John Hancock Retirement Plan Services, LLC is also referred to as "John Hancock".A fund’s investment objectives, risks, charges and expenses should be considered carefully2 of 3
ANNUAL NOTICE FOR THE INGRAM 401(k) PLAN (“Plan”)before investing. For any investment fund (including a default fund) that has a fundprospectus, the prospectus contains this and other important information about the fund. Toobtain a prospectus, contact John Hancock Retirement Plan Services, LLC at 800.294.3575 orvisit our website at myplan.johnhancock.com. Please read the prospectus carefully beforeinvesting or sending money; the fund's prospectus provides information regarding details forthe applicable fee waivers. Prospectus may only be available in English.John Hancock Retirement Plan Services, LLC offers administrative or recordkeeping services to sponsorsand administrators of retirement plans, as well as a platform of investment alternatives that is madeavailable without regard to the individualized needs of any plan. Unless otherwise specifically stated inwriting, John Hancock Retirement Plan Services, LLC does not, and is not undertaking to, provide impartialinvestment advice or give advice in a fiduciary capacity. John Hancock Trust Company LLC provides trustand custodial services to such plans.JH Enterprise is a registered trademark of John Hancock Life Insurance Company (U.S.A.).NOT FDIC INSURED. MAY LOSE VALUE. NOT BANK GUARANTEED. 2020 John Hancock. All rights reservedMS08072012937893 of 3
SUMMARY ANNUAL REPORT FORINGRAM 401(K) PLANThis is a summary of the annual report for the Ingram 401(k) Plan (Employer Identification Number 62-0673043, Plan Number002) for the plan year 01/01/2019 through 12/31/2019. The annual report has been filed with the Employee Benefits SecurityAdministration, as required under the Employee Retirement Income Security Act of 1974 (ERISA).Basic Financial StatementBenefits under the plan are provided by insurance contracts and a trust fund. Plan expenses were 46,362,298. These expensesincluded 674,720 in administrative expenses and 45,710,252 in benefits paid to participants and beneficiaries, - 22,674 incertain deemed and/or corrective distributions, and 0 in other expenses. A total of 8711 persons were participants in orbeneficiaries of the plan at the end of the plan year, although not all of these persons had yet earned the right to receive benefits.The value of plan assets, after subtracting liabilities of the plan, was 517,117,499 as of the end of the plan year, compared to 431,158,626 as of the beginning of the plan year. During the plan year the plan experienced a change in its net assets of 85,958,873. This change includes unrealized appreciation or depreciation in the value of plan assets; that is, the differencebetween the value of the plan's assets at the end of the year and the value of the assets at the beginning of the year or the costof assets acquired during the year. The plan had total income of 132,321,171, including employer contributions of 13,568,168, employee contributions of 23,592,322, other contributions/other income of 6,354,639, and earnings frominvestments of 88,806,042.Your Rights to Additional InformationYou have the right to receive a copy of the full annual report, or any part thereof, on request. The items listed below are includedin that report:1.An accountant's report.2.Financial information and information on payments to service providers.3.Assets held for investment.4.Insurance information, including sales commissions paid by insurance carriers.5.Information regarding any common or collective trusts, pooled separate accounts, master trusts or 103-12investment entities in which the plan participates.To obtain a copy of the full annual report, or any part thereof, write or call the plan administrator, at 4400 Harding Road,Nashville, TN 37205 and phone number, 866-415-4015.You also have the right to receive from the plan administrator, on request and at no charge, a statement of the assets andliabilities of the plan and accompanying notes, or a statement of income and expenses of the plan and accompanying notes, orboth. If you request a copy of the full annual report from the plan administrator, these two statements and accompanying noteswill be included as part of that report.You also have the legally protected right to examine the annual report at the main office of the plan: 4400 Harding Road,Nashville, TN 37205, and at the U.S. Department of Labor in Washington, D.C., or to obtain a copy from the U.S. Departmentof Labor upon payment of copying costs. Requests to the Department should be addressed to: Public Disclosure Room, RoomN-1513, Employee Benefits Security Administration, U.S. Department of Labor, 200 Constitution Avenue, N.W., Washington,D.C. 20210.
Paperwork Reduction Act StatementAccording to the Paperwork Reduction Act of 1995 (Pub. L. 104-13) (PRA), no persons are required to respond to a collectionof information unless such collection displays a valid Office of Management and Budget (OMB) control number. TheDepartment notes that a Federal agency cannot conduct or sponsor a collection of information unless it is approved by OMBunder the PRA, and displays a currently valid OMB control number, and the public is not required to respond to a collection ofinformation unless it displays a currently valid OMB control number. See 44 U.S.C. 3507. Also, notwithstanding any otherprovisions of law, no person shall be subject to penalty for failing to comply with a collection of information if the collectionof information does not display a currently valid OMB control number. See 44 U.S.C. 3512.The public reporting burden for this collection of information is estimated to average less than one minute per notice(approximately 3 hours and 11 minutes per plan). Interested parties are encouraged to send comments regarding the burdenestimate or any other aspect of this collection of information, including suggestions for reducing this burden, to the U.S.Department of Labor, Office of the Chief Information Officer, Attention: Departmental Clearance Officer, 200 ConstitutionAvenue, N.W., Room N-1301, Washington, DC 20210 or email DOL PRA PUBLIC@dol.gov and reference the OMB ControlNumber 1210-0040.OMB Control Number 1210-0040 (expires 06/30/2022)
Ingram 401(k) PlanSeptember 30, 2020Disclosure DocumentThis document includes important information to help you carefully comparethe investment options available under your retirement plan. For participantdirected individual account plans, it is being distributed and containsretirement plan fee information to comply with federal regulation. If you wantadditional information about your investment options, you can go to thespecific web address shown in the tables below or you can contact JohnHancock Retirement Plan Services, LLC (“John Hancock”) atmyplan.johnhancock.com or at 800-294-3575 from 08:00 a.m. to 10:00 p.m.Eastern time on New York Stock Exchange business days.Si tiene preguntas acerca de esta información, llame al 888.440.0022. LosAgentes de servicio a los participantes están disponibles de 10:00 a.m. a 8 p.m.Hora del Este, todos los días hábiles de la Bolsa de Valores de Nueva York. Paraprotección suya, todas las llamadas a nuestros agentes son grabadas.IN2302 PROD EDD 10142020 114613 AM 20200930 ( 10/14/2020 8:54:11 PM )v1.1
Ingram 401(k) PlanSeptember 30, 2020PERFORMANCE INFORMATIONThe information in this table focuses on the performance of investment options that do not have a fixed or stated rate of return. It shows how these investments have performed in the past and allowsyou to compare them with appropriate benchmarks for the same time periods. Information about an option's principal risks is available through the following website, mylife.jhrps.com/investment info.Please enter code "IN2302" to view your plan investment option details.Total returns include changes in share price and reinvestment of all dividends and capital gains, if any, but not the effect of any sales charges, which are waived for qualified retirement plans. If salescharges were included, total returns would be lower.For funds with redemption fees, performance shown does not reflect the deduction of this fee which would reduce performance.Investment options are grouped according to investment objective. Within each investment objective grouping, funds are listed in alphabetical order. For more specific information, please refer to theinvestments' specific disclosure information.Performance data quoted represents past performance. Past performance is no guarantee of future results. Due to market volatility, current performance may be less or higher than the figuresshown. For the most recent month-end performance information, please log onto myplan.johnhancock.com or call a John Hancock representative at 800-294-3575.Variable Rate Investments-Average Annual Total Returns (%)INVESTMENT NAME/COMPARATIVE EARSSINCEINCEPTIONINCEPTIONDATEStable ValueStable Value CHMARK: FTSE Treasury Bill 3 Month ty U.S. Bond Index 1BENCHMARK: Bloomberg Barclays US Aggregate Bond an West Total Return Bond Fund (Plan 11BENCHMARK: Bloomberg Barclays US Aggregate Bond Index21-0.050.626.796.985.244.183.643.70Target DateThe target date is the expected year in which participants in a Target Date Portfolio plan to retire and no longer make contributions. The investment strategy of these Portfolios are designed tobecome more conservative over time as the target date approaches (or if applicable passes) the target retirement date. The principal value of your investment as well as your potential rate ofreturn, are not guaranteed at any time, including at or after the target retirement date. An investor should examine the asset allocation of the fund to ensure it is consistent with their own risktolerance.Vanguard Target Retirement 2015 Trust II RK: Morningstar Lifetime Moderate 2015 Index5-1.324.154.708.446.617.276.90N/AVanguard Target Retirement 2020 Trust II RK: Morningstar Lifetime Moderate 2020 Index6-1.454.444.488.596.877.817.47N/AVanguard Target Retirement 2025 Trust II RK: Morningstar Lifetime Moderate 2025 Index7-1.624.793.748.406.988.378.08N/AVanguard Target Retirement 2030 Trust II RK: Morningstar Lifetime Moderate 2030 Index8-1.865.252.347.796.898.888.60N/AVanguard Target Retirement 2035 Trust II RK: Morningstar Lifetime Moderate 2035 Index9-2.145.760.476.796.559.208.87N/AVanguard Target Retirement 2040 Trust II MARK: Morningstar Lifetime Moderate 2040 Index10-2.386.23-1.145.876.149.298.90N/Av1.12 of 8
Ingram 401(k) PlanSeptember 30, 2020Variable Rate Investments-Average Annual Total Returns (%)INVESTMENT NAME/COMPARATIVE BENCHMARKVanguard Target Retirement 2045 Trust II 1BENCHMARK: Morningstar Lifetime Moderate 2045 Index11Vanguard Target Retirement 2050 Trust II 1BENCHMARK: Morningstar Lifetime Moderate 2050 Index12Vanguard Target Retirement 2055 Trust II 1BENCHMARK: Morningstar Lifetime Moderate 2055 Index13Vanguard Target Retirement 2060 Trust II 1BENCHMARK: Morningstar Lifetime Moderate 2060 Index2Vanguard Target Retirement 2065 Trust IIBENCHMARK: Morningstar Lifetime Moderate 2060 Index2Vanguard Target Retirement Income Trust II 1BENCHMARK: Morningstar Lifetime Moderate Income Index4Growth & IncomeAmerican Funds - American Balanced Fund (Class R6)BENCHMARK: S&P 500 Index25Fidelity 500 Index FundBENCHMARK: S&P 500 Index25Vanguard Windsor II Fund (Admiral Shares)BENCHMARK: Russell 1000 Value Index15Virtus Ceredex Mid-Cap Value Equity Fund (Class R6)BENCHMARK: Russell Midcap Value Index19GrowthBaron Small Cap Fund (Shares R6)BENCHMARK: Russell 2000 Growth Index16BlackRock Capital Appreciation Fund (Class K)BENCHMARK: Russell 1000 Growth Index14Carillon Eagle Mid Cap Growth Fund (Class R6)BENCHMARK: Russell Midcap Growth Index18Delaware Small Cap Value Fund (Class R6)BENCHMARK: Russell 2000 Value Index17Fidelity Mid Cap Index FundBENCHMARK: Russell Midcap Index20Fidelity Small Cap Index FundBENCHMARK: Russell 2000 Index22InternationalAmerican Funds - EuroPacific Growth Fund (Class R6)BENCHMARK: MSCI EAFE 201105/02/201609/08/201109/08/201105/01/20093 of 8
Ingram 401(k) PlanSeptember 30, 2020Variable Rate Investments-Average Annual Total Returns (%)INVESTMENT NAME/COMPARATIVE BENCHMARKFidelity Total International Index FundBENCHMARK: MSCI ACWI ex USA Investable Market Index3MFS International Intrinsic Value Fund (Class R6)BENCHMARK: MSCI EAFE 66.00N/AN/AINCEPTIONDATE06/07/201605/01/2006Total returns are historical and include changes in share price and reinvestment of all dividends and capital gains, if any, but not the effect of any sales charges, which are waived for qualified retirementplans. If sales charges were included, total returns would be lower. Note - This Investment Return report is designed to provide investors with an illustration of the performance of only those funds and/orinvestments in the Plan's lineup as of the report date provided at the top of the first page. This report does not report performance figures for those funds and/or investments that were once in the Plan'slineup, and have since been removed from the lineup prior to the report date at the top of the first page. Further, the performance returns reported on this document represents performance for eachrespective fund; however, this does not represent the actual performance experience of individual participants within the Plan, due to participant's variability in cash flows, timing of cash flows, etc. Foractual performance experience, participants should refer to the Personal rate of Return function online at mylife.jhrps.com, our Voice Response System (VRS), John Hancock participant service center, orperiodic participant statements.1The fund is a collective investment fund and is privately offered. Therefore information on this investment is not available in local publications.2The Morningstar Lifetime Moderate 2060 Index represents a portfolio of global equities, bonds and traditional inflation hedges such as commodities and TIPS. This portfolio is held in proportions appropriate for a U.S. investorwho is about 50 years away from retirement. The Moderate risk profile is for investors who are comfortable with average exposure to equity market volatility.3MSCI ACWI ex USA Investable Market Index (IMI) captures large, mid and small cap representation across 22 of 23 Developed Markets (DM) countries (excluding the United States) and 21 Emerging Markets (EM) countries. Theindex covers approximately 99% of the global equity opportunity set outside the US. It is not possible to invest directly in an index.4The Morningstar Lifetime Moderate Income Index represents a portfolio of global equities, bonds and traditional inflation hedges such as commodities and TIPS. This portfolio is held in proportions appropriate for a U.S. investorwho is at least ten years into retirement. The Moderate risk profile is for investors who are comfortable with average exposure to equity market volatility. An investment cannot be made directly into an index.5The Morningstar Lifetime Moderate 2015 Index represents a portfolio of global equities, bonds and traditional inflation hedges such as commodities and TIPS. This portfolio is held in proportions appropriate for a U.S. investorwho is about five years away from retirement. The Moderate risk profile is for investors who are comfortable with average exposure to equity market volatility. An investment cannot be made directly into an index.6The Morningstar Lifetime Moderate 2020 Index represents a portfolio of global equities, bonds and traditional inflation hedges such as commodities and TIPS. This portfolio is held in proportions appropriate for a U.S. investorwho is about ten years away from retirement. The Moderate risk profile is for investors who are comfortable with average exposure to equity market volatility. An investment cannot be made directly into an index.7The Morningstar Lifetime Moderate 2025 Index represents a portfolio of global equities, bonds and traditional inflation hedges such as commodities and TIPS. This portfolio is held in proportions appropriate for a U.S. investorwho is about 15 years away from retirement. The Moderate risk profile is for investors who are comfortable with average exposure to equity market volatility. An investment cannot be made directly into an index.8The Morningstar Lifetime Moderate 2030 Index represents a portfolio of global equities, bonds and traditional inflation hedges such as commodities and TIPS. This portfolio is held in proportions appropriate for a U.S. investorwho is about 20 years away from retirement. The Moderate risk profile is for investors who are comfortable with average exposure to equity market volatility. An investment cannot be made directly into an index.9The Morningstar Lifetime Moderate 2035 Index represents a portfolio of global equities, bonds and traditional inflation hedges such as commodities and TIPS. This portfolio is held in proportions appropriate for a U.S. investorwho is about 25 years away from retirement. The Moderate risk profile is for investors who are comfortable with average exposure to equity market volatility. An investment cannot be made directly into an index.10The Morningstar Lifetime Moderate 2040 Index represents a portfolio of global equities, bonds and traditional inflation hedges such as commodities and TIPS. This portfolio is held in proportions appropriate for a U.S. investorwho is about 30 years away from retirement. The Moderate risk profile is for investors who are comfortable with average exposure to equity market volatility. An investment cannot be made directly into an index.11The Morningstar Lifetime Moderate 2045 Index represents a portfolio of global equities, bonds and traditional inflation hedges such as commodities and TIPS. This portfolio is held in proportions appropriate for a U.S. investorwho is about 35 years away from retirement. The Moderate risk profile is for investors who are comfortable with average exposure to equity market volatility. An investment cannot be made directly into an index.v1.14 of 8
Ingram 401(k) PlanSeptember 30, 202012The Morningstar Lifetime Moderate 2050 Index represents a portfolio of global equities, bonds and traditional inflation hedges such as commodities and TIPS. This portfolio is held in proportions appropriate for a U.S. investorwho is about 40 years away from retirement. The Moderate risk profile is for investors who are comfortable with average exposure to equity market volatility. An investment cannot be made directly into an index.13The Morningstar Lifetime Moderate 2055 Index represents a portfolio of global equities, bonds and traditional inflation hedges such as commodities and TIPS. This portfolio is held in proportions appropriate for a U.S. investorwho is about 45 years away from retirement. The Moderate risk profile is for investors who are comfortable with average exposure to equity market volatility.14Russell 1000 Growth Index: The Russell 1000 Growth Index is an unmanaged index that measures the performance of those Russell 1000 companies with higher price-to-book ratios and higher forecasted growth values. Resultsassume the reinvestment of all capital gain and dividend distributions. An investment cannot be made directly into an index.15Russell 1000 Value Index: The Russell 1000 Value Index is an unmanaged index that measures the performance of those Russell 1000 companies with lower price-to-book ratios and lower forecasted growth values. Resultsassume the reinvestment of all capital gain and dividend distributions. An investment cannot be made directly into an index.16Russell 2000 Growth Index: The Russell 2000 Growth Index is an unmanaged index that measures the performance of those Russell 2000 companies with higher price-to-book ratios and higher forecasted growth values. Resultsassume the reinvestment of all capital gain and dividend distributions. An investment cannot be made directly into an index.17Russell 2000 Value Index: The Russell 2000 Value Index is an unmanaged index that measures the performance of those Russell 2000 companies with lower price-to-book ratios and lower forecasted growth values. Resultsassume the reinvestment of all capital gain and dividend distributions. An investment cannot be made directly into an index.18Russell Midcap Growth Index: The Russell Midcap Growth Index is an unmanaged index that measures the performance of those Russell Midcap companies with higher price-to-book ratios and higher forecasted growth values.Results assume the reinvestment of all capital gain and dividend distributions. An investment cannot be made directly into an index.19Russell Midcap Value Index: A market-weighted total return index that measures the performance of companies within the Russell Midcap Index having lower price-to-book ratios and lower forecasted growth values. TheRussell Midcap Index includes firms 201 through 1000, based on market capitalization, from the Russell 3000 Index. The Russell 3000 Index represents 98% of the of the investable US equity market. An investment cannot bemade directly into an index.20Russell Midcap Index: The Russell Midcap Index is an unmanaged index that measures the performance of the 800 smallest companies in the Russell 1000 Index. Results assume the reinvestment of all capital gain and dividenddistributions. An investment cannot be made directly into an index.21Bloomberg Barclays US Aggregate Bond Index is an unmanaged market value-weighted performance benchmark for investment-grade or better fixed-rate debt issues, including government, corporate, asset-backed, andmortgage-backed securi
1973 – 1977 Vanguard Target Retirement 2040 Trust II 1978 – 1982 Vanguard Target Retirement 2045 Trust II 1983 – 1987 Vanguard Target Retirement 2050 Trust II 1988 – 1992 Vanguard Target Retirement 2055 Trust II 1993 – 1997 Vanguard Target Retirement 2060 Trust II On or after 1998 Vanguard Targ
May 02, 2018 · D. Program Evaluation ͟The organization has provided a description of the framework for how each program will be evaluated. The framework should include all the elements below: ͟The evaluation methods are cost-effective for the organization ͟Quantitative and qualitative data is being collected (at Basics tier, data collection must have begun)
Silat is a combative art of self-defense and survival rooted from Matay archipelago. It was traced at thé early of Langkasuka Kingdom (2nd century CE) till thé reign of Melaka (Malaysia) Sultanate era (13th century). Silat has now evolved to become part of social culture and tradition with thé appearance of a fine physical and spiritual .
On an exceptional basis, Member States may request UNESCO to provide thé candidates with access to thé platform so they can complète thé form by themselves. Thèse requests must be addressed to esd rize unesco. or by 15 A ril 2021 UNESCO will provide thé nomineewith accessto thé platform via their émail address.
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Dr. Sunita Bharatwal** Dr. Pawan Garga*** Abstract Customer satisfaction is derived from thè functionalities and values, a product or Service can provide. The current study aims to segregate thè dimensions of ordine Service quality and gather insights on its impact on web shopping. The trends of purchases have
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Chính Văn.- Còn đức Thế tôn thì tuệ giác cực kỳ trong sạch 8: hiện hành bất nhị 9, đạt đến vô tướng 10, đứng vào chỗ đứng của các đức Thế tôn 11, thể hiện tính bình đẳng của các Ngài, đến chỗ không còn chướng ngại 12, giáo pháp không thể khuynh đảo, tâm thức không bị cản trở, cái được
