Volunteer Driving The Motor Insurance Commitment - Abi
VOLUNTEER DRIVING – THE MOTOR INSURANCE COMMITMENTMotor insurers recognise that policyholders who want to help their communities through volunteer driving need clear and accurate information. We’ve puttogether the list below to help. The information is also contained in a document that you can print and distribute. That document can be found on the righthand side of this page. Please note that this list will be updated as and when any changes are notified. Please ensure you have the latest version by checkingour website.First, check who your insurer is. This information will be on your policy documentation. Sometimes this is different from the company who sold you yourinsurance. It is important to remember that this commitment applies to private cars insured on private car insurance policies only, except where clearly statedbelow. Remember also that when you declare your annual mileage when buying insurance, you should include your volunteer driving in that.Check on the list below, and you will see any conditions around volunteer driving that your insurer might have. Some insurers want you to contact them to letthem know if you do volunteer. Contact information is either provided below or can be found on your policy documentation.Please note that Community First Responders and other 'Blue Light' volunteers are generally excluded from the volunteer drivers’ commitment. Some insurershave indicated that they would offer cover on the same basis as for other voluntary activities that are covered, so we recommend that anyone wishingto volunteer their time to this service should contact their insurer or broker directly using the contact details provided in their policy documents or below.Current HMRC mileage rates can be found at www.hmrc.gov.uk/rates/travel.htmOur commitment:The insurers named will insure their policyholders to carry out voluntary driving, that is, the use of a vehicle they own in connection with, or for thebenefit of, charities, voluntary organisations, clubs or societies, under the conditions set out below, where payment does not exceed the HMRCmileage rates in force at that time. This does not cover use for hire or reward or vehicles owned by, hired to or lent to the voluntary organisation.InsurerDoes this insurer charge? Are thereany exceptions?Class of useDo customers need to tell this insurer that theyintend to drive for volunteering purposes?1st CentralThis company does not charge extrafor volunteer driving.Social, domestic and pleasure(SD&P)NoABC InsuranceThis company does not charge extrafor volunteer driving.Social, domestic and pleasure(SD&P)AdmiralThis company does not charge extrafor volunteer drivingThis company does not charge extrafor volunteer drivingSocial, domestic and pleasure(SD&P)Social, domestic and pleasure(SD&P)YesPlease contact the insurance broker who sold youthe policy. Their details will be in the policydocumentation.NoAdvantage InsuranceCompany LtdNoPage 1 of 113rd January 2019
Acromas InsuranceCompany LtdThis company does not charge extrafor volunteer driving.Social, domestic and pleasure(SD&P).Yes, if the volunteering is for a club or society.Please contact the insurance intermediary whoarranged your insurance. Your policydocumentation will have their contact details.Aioi Nissay DowaInsurance Company ofEurope LimitedAgeasAllianz (NorthernIreland)Allianz (ex NI)Amlin UKAmlin Insurance (UK)PlcThis company does not charge extrafor volunteer driving for UK registeredvoluntary organisations.Exception: Please tell us if thevolunteering is for a voluntaryorganisation that is not UK registeredor is a “club” or “society”.This company does not charge extrafor volunteer drivingThis company does not charge extrafor volunteer drivingExceptions: Additional named driversmay not be covered. Please inform theinsurer if the volunteer is a nameddriver.Extension of cover is restricted toreligious, charitable or voluntaryorganisations. Normal acceptanceprotocol will apply for clubs andsocieties.This company does not charge extrafor volunteer drivingThis company does not charge extrafor volunteer drivingSocial, domestic and pleasure(SD&P)Yes, please tell us if the volunteering is for a clubor society.For policies bought through Saga please contactthem on:New business: 0800 484 184Existing business: 0800 056 9167Social, domestic and pleasure(SD&P)Social, domestic and pleasure(SD&P)NoSocial, domestic and pleasure(SD&P)Social, domestic and pleasure(SD&P)NoThis company does not charge extrafor volunteer drivingSocial, domestic and pleasure(SD&P)YesCustomers who bought through a broker shouldcontact the broker. Customers who bought directfrom Allianz should either phone or email:Phone: 28090 828 828Email: info@allianz-ni.co.ukYesPlease contact the insurance broker who sold youthe policy. Their details will be in the policydocumentation.YesPlease contact the insurance broker who sold youthe policy. Their details will be in the policydocumentation.Page 2 of 113rd January 2019
Aviva InsuranceAXABellChaucer DirectChaucer InsuranceChurchill Insurance(Underwritten by UKInsurance)Citroen Insurance(underwritten by U KInsurance)Clydesdale BankMotor InsuranceCollingwoodInsurance CompanyLtdThis company does not charge extrafor volunteer driving.Exception: overall mileage will be takeninto account in the premiumcalculation.This company does not charge extrafor volunteer drivingSocial, domestic and pleasure(SD&P)NoNoThis company does not charge extrafor volunteer drivingThis company does not charge extrafor volunteer drivingThis company does not charge extrafor volunteer drivingThis company does not charge extrafor volunteer drivingSocial, domestic and pleasure(SD&P) Additional BusinessUse: commuting, All Businessuses.Social, domestic and pleasure(SD&P)Social, domestic and pleasure(SD&P)Social, domestic and pleasure(SD&P)Social, domestic and pleasure(SD&P)This company does not charge extrafor volunteer drivingBusiness Use can also beadded if the Customer requeststhis. However, an additionalpremium may apply and arevised certificate of insurancewill be issued.Social, domestic and pleasure(SD&P)This company does not charge extrafor volunteer drivingNot in the normal course of events. Theinsurer reserves the right to imposeBusiness Use can also beadded if the Customer requeststhis. However, an additionalpremium may apply and arevised certificate of insurancewill be issued.Social, domestic and pleasure(SD&P)Social, domestic and pleasure(SD&P)NoNoNoYesPhone: 0345 6033551Yes0370 125 6616NoYesPage 3 of 113rd January 2019
terms and/ or extra premium if they feelthe risk merits such action.Co-op Insurance: CarThis company does not charge extrafor volunteer drivingCo-op Insurance:EcoinsuranceThis company does not charge extrafor volunteer drivingCo-op Insurance:Young DriverInsuranceThis company does not charge extrafor volunteer drivingCornish MutualNot in the normal course of events. Theinsurer reserves the right to imposeterms and/ or extra premium if they feelthe risk merits such action.Coveá InsuranceThis company does not charge extrafor volunteer drivingSocial, domestic and pleasure(SD&P)DiamondThis company does not charge extrafor volunteer drivingThis company does not charge extrafor volunteer drivingSocial, domestic and pleasure(SD&P)Social, domestic and pleasure(SD&P)Direct Line Insurance(Underwritten by UKInsurance)Social, domestic and pleasure(SD&P). At the customer'srequest, the use provided maybe extended to includebusiness use and/or commuting- an additional premium mayapply in these circumstances.Social, domestic and pleasure(SD&P). At the customer'srequest, the use provided maybe extended to includebusiness use and/or commuting- an additional premium mayapply in these circumstances.Social, domestic and pleasure(SD&P). At the customer'srequest, the use provided maybe extended to includebusiness use and/or commuting- an additional premium mayapply in these circumstances.Social, domestic and pleasurewith Personal business use.Please contact the insurance broker who sold youthe policy. Their details will be in the policydocumentation.NoNoNoYesPhone: 01872 277151Write: Cornish Mutual assurance Co Ltd, CMAHouse, Newham Road, Newham, Truro, TR1 2SUEmail: enq@cornishmutual.co.ukYesPlease contact the insurance broker who sold youthe policy. Their details will be in the policydocumentation.NoYesPage 4 of 113rd January 2019
Highway InsuranceThis company does not charge extrafor volunteer driving.Business Use can also beadded if the Customer requeststhis. However, an additionalpremium may apply and arevised certificate of insurancewill be issued.Social, domestic and pleasure(SD&P) Additional BusinessUse: commutingSocial, domestic and pleasure(SD&P)Social, domestic and pleasure(SD&P)Social, domestic and pleasure(SD&P) useSocial, domestic and pleasure(SD&P)Social, domestic and pleasure(SD&P)Social, domestic and pleasure(SD&P)Social, domestic and pleasure(SD&P)Social, Domestic and Pleasure,additional business useCommuting.Social, domestic and pleasure(SD&P)Hiscox InsuranceCompanyThis company does not charge extrafor volunteer drivingSocial, domestic and pleasure(SD&P)Horizon InsuranceCompanyThis company does not charge extrafor volunteer drivingSocial, domestic and pleasure(SD&P) Additional BusinessUse: commuting, All Businessuses.Drive SmartThis company does not charge extrafor volunteer drivingeBikeThis company does not charge extrafor volunteer drivingThis company does not charge extrafor volunteer drivingThis company does not charge extrafor volunteer drivingThis company does not charge extrafor volunteer drivingThis company does not charge extrafor volunteer drivingThis company does not charge extrafor volunteer drivingThis company does not charge extrafor volunteer drivingThis company does not charge extrafor volunteer drivingelephant.co.ukERSEsure car insuranceeVanFirst Alternative carinsuranceFordInsure / Ford VanGo GirlYesPhone: 01306 740074 and select the UnderwritingDepartment optionYesemail: Egroup.helpdesk@egroupltd.co.ukNoNoNoYesEmail: Egroup.helpdesk@egroupltd.co.ukNoNoYesPhone: 01306 740074 and select the UnderwritingDepartment optionYesPlease contact the insurance broker who sold youthe policy. Their details will be in the policydocumentation.YesPlease contact the insurance broker who sold youthe policy. Their details will be in the policydocumentation.NoPage 5 of 113rd January 2019
Insure 2 DriveThis company does not charge extrafor volunteer drivingKGM Motor(Underwritten byCanopius)Not in the normal course of events. Theinsurer reserves the right to imposeterms and/ or extra premium if they feelthe risk merits such action.This company does not charge extrafor volunteer drivingThis company does not charge extrafor volunteer drivingException: Please tell us if thevolunteering is for a club or society.LV MarkerstudyInsurance CompanyLimitedMORE THAN / MORETHAN BUSINESSMOTABILITYMotability selectNational Trust MotorInsuranceNat West Insurance(Underwritten by U KInsurance)NFU MutualNovaeThis company does not charge extrafor volunteer drivingThis company does not charge extrafor volunteer drivingThis company does not charge extrafor volunteer drivingThis company does not charge extrafor volunteer drivingThis company does not charge extrafor volunteer drivingThis company does not charge extrafor volunteer drivingThis company does not charge extrafor volunteer driving.Social, domestic and pleasure(SD&P) Additional BusinessUse: commutingSocial, domestic and pleasure(SD&P)Social, domestic and pleasure(SD&P)Social, domestic and pleasure(SD&P) Additional BusinessUse: commutingSocial, domestic and pleasure(SD&P)Social, domestic and pleasure(SD&P)Social, domestic and pleasure(SD&P)Social, domestic and pleasure(SD&P)Social, domestic and pleasure(SD&P)Business Use can also beadded if the Customer requeststhis. However, an additionalpremium may apply and arevised certificate of insurancewill be issued.All classes of useSocial, domestic and pleasure(SD&P)YesPhone: 01306 740074 and select the UnderwritingDepartment optionYesPlease contact the insurance broker who sold youthe policy. Their details will be in the policydocumentation.NoNo, unless a club or society is involved. If thevolunteering is for a club or society please contactthe insurance broker or intermediary who sold youthe policy. Their details will be in the policydocumentation.NoNoNoNoYes0800 051 0289NoNoPage 6 of 113rd January 2019
Peugeot Insurance(underwritten by U KInsurance)This company does not charge extrafor volunteer drivingSocial, domestic and pleasure(SD&P)Premier UnderwritingLtdThis company does not charge extrafor volunteer drivingBusiness Use can also beadded if the Customer requeststhis. However, an additionalpremium may apply and arevised certificate of insurancewill be issued.Social, domestic and pleasure(SD&P)Privilege Insurance(Underwritten by UKInsurance)This company does not charge extrafor volunteer drivingSocial, domestic and pleasure(SD&P)ProvidentThis company does not charge extrafor volunteer drivingBusiness Use can also beadded if the Customer requeststhis. However, an additionalpremium may apply and arevised certificate of insurancewill be issued.Social, domestic and pleasure(SD&P)Prudential Insurance(underwritten by U KInsurance)This company does not charge extrafor volunteer drivingSocial, domestic and pleasure(SD&P)QBEThis company does not charge forvolunteer drivingYesPhone: 0370 024 0269YesPlease contact the insurance broker who sold youthe policy. Their details will be in the policydocumentation.YesPhone: 0800 051 6990YesCustomers who bought through a broker shouldcontact the broker. Customers who bought directfrom Provident should phone 03300 240123YesPhone: 0345 605 9260Business Use can also beadded if the Customer requeststhis. However, an additionalpremium may apply and arevised certificate of insurancewill be issued.Social, domestic and pleasure(SD&P) Business use can alsobe added if the CustomerPage 7 of 113rd January 2019
RBS Insurance(Underwritten by U KInsurance)Royal London(underwritten by U KInsurance)Royalties(underwritten by U KInsurance)Royal & Sun Alliance(RSA, More thanBusiness and Morethan)SabreThis company does not charge extrafor volunteer drivingrequests this. An additionalpremium may apply and arevised certificate of insurancewill be issued.Social, domestic and pleasure(SD&P)Yes0345 246 0453This company does not charge extrafor volunteer drivingBusiness Use can also beadded if the Customer requeststhis. However, an additionalpremium may apply and arevised certificate of insurancewill be issued.Social, domestic and pleasure(SD&P)Yes0845 605 9223This company does not charge extrafor volunteer drivingBusiness Use can also beadded if the Customer requeststhis. However, an additionalpremium may apply and arevised certificate of insurancewill be issued.Social, domestic and pleasure(SD&P)Yes0870 024 2441This company does not charge extrafor volunteer drivingBusiness Use can also beadded if the Customer requeststhis. However, an additionalpremium may apply and arevised certificate of insurancewill be issued.Social, domestic and pleasure(SD&P)This company does not charge extrafor volunteer drivingSocial, domestic and pleasure(SD&P) Additional BusinessUse: commutingNoYesPhone: 01306 740074 and select the UnderwritingDepartment optionPage 8 of 113rd January 2019
Sainsbury (whereunderwritten by esureup to 31.05.11)Sainsbury (whereunderwritten by U KInsurance- effective01.06.11)This company does not charge extrafor volunteer drivingSocial, domestic and pleasure(SD&P)NoThis company does not charge extrafor volunteer drivingSocial, domestic and pleasure(SD&P)YesPhone: 0800 210 0247ServicelineThis company does not charge extrafor volunteer drivingThis company does not charge extrafor volunteer drivingThis company does not charge extrafor volunteer driving.However, this company does not allowvolunteer drivers to carry passengers.This company does not charge extrafor volunteer drivingSheilas’ WheelsSouthern RockInsuranceSwiftcoverBusiness Use can also beadded if the Customer requeststhis. However, an additionalpremium may apply and arevised certificate of insurancewill be issued.Social, domestic and pleasure(SD&P)Social, domestic and pleasure(SD&P)Social, domestic and pleasure(SD&P)Tesco UnderwritingLimited (for Tesco CarInsurance policiesunderwritten by TescoUnderwriting Limited)Trinity Lane InsuranceCompany LtdThis company does not charge extrafor volunteer drivingSocial, domestic and pleasure(SD&P) Additional BusinessUse: commuting, All Businessuses.Social, domestic and pleasure(SD&P)This company does not charge extrafor volunteer drivingSocial, domestic and pleasure(SD&P)U K InsuranceThis company does not charge extrafor volunteer drivingSocial, domestic and pleasure(SD&P)YesPhone: 01245 396500NoYesemail: referrals@sricl.comtelephone - 0344 776 5670NoNo, unless you require confirmation. In whichcase, please contact the insurance broker who soldyou the policy.Yes0370 024 2479NoBusiness Use can also beadded if the Customer requeststhis. However, an additionalPage 9 of 113rd January 2019
This company does not charge extrafor volunteer drivingThis company does not charge extrafor volunteer drivingpremium may apply and arevised certificate of insurancewill be issued.Social, domestic and pleasure(SD&P)Social, domestic and pleasure(SD&P)Yorkshire Bank MotorInsuranceYorkshire BuildingSociety MotorInsuranceZenith Insurance PlcThis company does not charge extrafor volunteer drivingThis company does not charge extrafor volunteer drivingBusiness Use can also beadded if the Customer requeststhis. However, an additionalpremium may apply and arevised certificate of insurancewill be issued.Social, domestic and pleasure(SD&P)Social, domestic and pleasure(SD&P)This company does not charge extrafor volunteer drivingException: Please tell us if thevolunteering is for a club or society.Social, domestic and pleasure(SD&P)No, unless a club or society is involved. If thevolunteering is for a club or society Please contactthe insurance broker or intermediary who sold youthe policy. Their details will be in the policydocumentation.Zurich Car SolutionsThis company does not charge extrafor volunteer drivingSocial, domestic and pleasure(SD&P)Zurich Car Insurance(Direct)This company does not charge extrafor volunteer drivingSocial, domestic and pleasure(SD&P)Yes, if they have any doubt that their intendedusage would not be regarded as volunteer driving.Customers who bought through a broker shouldcontact the broker. Customers who bought directfrom Zurich should either phone or write:Phone: 0870 902 1272,Write: The Zurich Centre, 3000 Parkway, Whiteley,Fareham, Hampshire, PO15 7JZYes, if they have any doubt that their intendedusage would not be regarded as volunteer driving.Customers who bought direct from Zurich shouldeither phone or write:Phone: 0800 408 0975,Volvo Car InsuranceYourCarNoYes0845 246 8191NoNoPage 10 of 113rd January 2019
Write: Zurich Insurance plc, Shurdington Road,Cheltenham, Gloucestershire, GL51 4UEZurich Car Solutions(Broker)This company does not charge extrafor volunteer drivingSocial, domestic and pleasure(SD&P)Zurich CommercialThis company does not charge extrafor volunteer drivingSocial, domestic and pleasure(SD&P)Yes, if customers have any doubt that theirintended usage would not be regarded as volunteerdriving they should contact the broker orintermediary who arranged the policy.Yes, if they have any doubt that their intendedusage would not be regarded as volunteer driving.Customers who bought through a broker shouldcontact the broker. Customers who bought directfrom Zurich should either phone or write:Phone: 0870 2418050Write: Zurich House, 2 Gladiator Way,Farnborough, Hampshire GU14 6GBPage 11 of 113rd January 2019
Insurance) This company does not charge extra for volunteer driving Social, domestic and pleasure (SD&P) Business Use can also be added if the Customer requests this. However, an additional premium may apply and a revised certificate of insurance will be issued. Yes Phone: 0345 6033551 Citroen Insurance (underwritten by U K Insurance)
May 02, 2018 · D. Program Evaluation ͟The organization has provided a description of the framework for how each program will be evaluated. The framework should include all the elements below: ͟The evaluation methods are cost-effective for the organization ͟Quantitative and qualitative data is being collected (at Basics tier, data collection must have begun)
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Le genou de Lucy. Odile Jacob. 1999. Coppens Y. Pré-textes. L’homme préhistorique en morceaux. Eds Odile Jacob. 2011. Costentin J., Delaveau P. Café, thé, chocolat, les bons effets sur le cerveau et pour le corps. Editions Odile Jacob. 2010. 3 Crawford M., Marsh D. The driving force : food in human evolution and the future.
