Related Litigation Raises Issues For Borrowers . - Hamilton County, Ohio
Hamilton County Law Library NewsNEWSProfessional legal information, services, and educationJanuary 2021Questioning the Questionnaire: New PPP-Related Litigation Raises Issues forBorrowersBy W. Matthew Weigel and Joseph E. Lehnert, KMK LawOn December 8, 2020, the Associated General Contractorsof America, Inc. (“AGC”) filedsuit in the United States District Court for the District ofColumbia against the SmallBusiness Administration(“SBA”) and Office of Management and Budget (“OMB”).The lawsuit seeks declaratoryand injunctive relief prohibiting the SBA from using a“Loan Necessity Questionnaire” to collect informationfrom borrowers who receivedPaycheck Protection Program(“PPP”) loans in excess of 2million.released a notice seeking approval of two new draft, unreleased form questionnaires—Form 3509 for for-profit borrowers and Form 3510 for non-profit borrowers, in which itsignaled its intention to request additional informationfrom borrowers with loans inexcess of 2 million regardingtheir uncertainty certifications.Specifically, the new Loan Necessity Questionnaire containsmany questions requestinginformation regarding a borrower’s operations followingthe PPP loan, in order togauge the level of uncertaintythe borrower was experiencing prior to receiving the loan.In its lawsuit, the AGC arguesthe Loan Necessity Questionnaire is arbitrary and capricious and that the government failed to follow the requisite process mandated byfederal law for introducing theform questionnaire. Specifically, the AGC contends thatthe government violated theAdministrative Procedures Actwhen the OMB authorized theSBA to use the form questionnaire without providing thenecessary 60 day period forpublic comment. Moreover,the AGC alleges that the questionnaire runs contrary to theintent and purpose of theCARES Act, which establishedThe SBA administers the PPPprogram through variousbanks who served as the lenders for PPP loans. In submitting PPP loan paperwork tothese lenders, borrowers wereasked to certify that the economic uncertainty at the timeof their loan application madethe loan application necessaryfor the borrower to continueoperations. This is often referred to as the “uncertaintycertification.” On May 13,2020, the SBA, from a regulatory perspective, determinedthat all borrowers who hadsecured loans under 2 millionwould be deemed to have presumptively made the certification in good faith. However,on October 26, 2020, the SBA Cont. on p. 4PageInside this issue:PPP-Related Litigation Raises Issuesfor Borrowers1On-Demand CLEs2Video Conferencingat the Library5Lexis/MatthewBender E-books5Upcoming Live Interactive WebinarCLEs6E-Book Resources7Hamilton CountyLaw LibraryHamilton CountyCourthouse1000 Main StreetRoom 601Cincinnati, OH .hamiltonco.orgHamilton County Law Library Newsletter
Hamilton County Law Library NewsTech Tip: On-Demand CLEs available.By Julie Koehne, Systems LibrarianFollow these steps to get free CLE credit!Step 1: LoginStep 2: After you log in, you will be directed to ourRemote Access page. Click on “Self-study / On-DemandCLEs” button to attend.An easy button to press to navigate to the On-Demand CLEs.Hamilton County Law Library NewsletterPage 2
Hamilton County Law Library NewsIf you attended the live CLE,you may watch it again butwill not get credit again.Step 3: Select a CLE and click the“Click here to get started” button.Each CLE has adescription and handouts tab.Step 4: Watch each video andanswer the keyword question toproceed to the next section.Step 5: After you watch the lastvideo and answer the keyword, theevaluation will display. Fill out theevaluation and you will be sent acertificate with the Bar activitynumber. Amy will submit the creditto Ohio and you submit your ownKentucky credit.Page 3Hamilton County Law Library Newsletter
Hamilton County Law Library Newsthe PPP, by requiring a means test, revenueimpact test, and liquidity test that Congressnever contemplated.This article is reprinted with the permissionof the authors.On December 9, 2020, the SBA issued additional guidance (FAQ #53) with respect tocertain PPP borrowers receiving a Loan Necessity Questionnaire. This guidance explains that the Loan Necessity Questionnaire will help the SBA assess the uncertainty certifications made by PPP borrowersthat received loans of 2 million or more.Such assessment will be based on the totality of the borrower’s circumstances througha multi-factor analysis, and the SBA maytake into account not only the borrower’scircumstances and actions before the borrower’s certification, but also those that occurred after such certification. That said,the SBA reaffirmed the principle that theborrower’s certification must have beenmade in good faith at the time of the loanapplication, even if subsequent developments resulted in the loan no longer beingnecessary. The SBA officially publicly released the previously draft-only form LoanNecessity Questionnaire on December 10,2020.The AGC has maintained the pursuit of itslawsuit, which ultimately requests that thecourt prohibit the SBA from using the information gleaned from the Loan NecessityQuestionnaire in its current form to find aborrower was ineligible for a PPP loan, or toserve as the basis for denial of a borrower’sapplication to have its loan forgiven. Whilethis case remains in the very early stages oflitigation, its outcome could prove significant for many PPP loan recipients.PartnerKMK Law articles and blog posts are intended to bring attention to developments in thelaw and are not intended as legal advice forany particular client or any particular situation. The laws/regulations and interpretations thereof are evolving and subject tochange. Although we will attempt to updatearticles/blog posts for material changes, thearticle/post may not reflect changes in laws/regulations or guidance issued after the datethe article/post was published. Please consult with counsel of your choice regardingany specific questions you may have.1. Associated Gen. Contractors of Am., Inc. v. U.S.Small Bus. Admin., et al., D.D.C. Case No. 1:20-cv03567-BAH.2. U.S. Small Business Administration, Paycheck Protection Program Loans Frequently Asked Questions(FAQs),p. 19, FAQ #53 (Dec. 9, 2020), 3. Form 3509 (for-profit borrowers): .pdf;Form 3510 (non-profit borrowers): .pdfHamilton County Law Library NewsletterJoseph E. (Joe) Lehnertjlehnert@kmklaw.comT: 513.639.3929W. Matthew (Matt) WeigelAssociatewweigel@kmklaw.comT: 513.579.6568ADVERTISING MATERIAL. 2020 KeatingMuething & Klekamp PLL. All Rights ReservedPage 4
Hamilton County Law Library News2021 Law Library SubscriptionsLexis/Matthew Bender ebooksThanks very much to the many subscriberswho have paid for 2021 law library services. The staff and board appreciate yourdecision to continue as a library user. Wewill send statements in January as a reminder to people who haven’t yet renewed.A timely payment ensures your continuedaccess to legal information resources andservices including research support, document delivery, newsletters and practice area updates, borrowing privileges, CLE programs, and more. We won’t revoke privileges until March 1, so there is time.Please contact Vanessa or Lauren with anyquestions about your invoice or library services.There’s a new, exciting development on thehorizon at the Law Library! While we hopethat soon life and work will resume in a morenormal fashion, we recognize that remotework may be here to stay in some ways formany people. With an eye toward providinggreater online access for our patrons for thefuture we’ve worked out an arrangement withLexisNexis to provide much of our Lexis printcollection in ebook format as well as print.This means that our subscribers will be ableto access most of our Lexis print titles fromhome or office! This greatly expands ourebooks collection and allows for unlimitedcheckouts, which means that even if anothersubscriber has checked out the ebook thatyou want, you can check it out too. Like before, you can use an e-reader if you choose,but you can also view materials from yourcomputer. We’ll provide more details aboutour expanded ebook collection soon, so staytuned for updates!New WebsiteWe hope you’ve had a chance to visit ournewly updated, mobile friendly website!The address remains the same –lawlibrary.hamiltoncountyohio.gov, butthe format and design have been modernized and streamlined for greater efficiency and ease of access. The site wascustom-designed in-house to provide usgreater flexibility in curating the contentyou use most. If you have any questionsor comments, please don’t hesitate tocontact us at reference@cms.hamiltonco.org.Videoconferencing @ at the LibraryCLE Speaker and Topic IdeasWe’ve already begun planning an excitingyear of CLE for you in 2021, but there’salways room for more. What topics do youhope we’ll address with CLEs in 2021? Doyou have a suggestion for a speaker? Be intouch with reference librarian and CLE coordinator Amy Kurlansky with your recommendations. And, sure, you can volunteerto speak!Page 5Now more than ever, videoconferencing is agreat way to connect with others in a safeand healthy setting. The Law Library offersvideoconferencing via our Polycom system,Skype or Zoom. The Polycom system is especially useful for various court proceedingsand for meetings via videoconference withincarcerated clients and is available in ourboardroom. The other services can be setup in the boardroom, but also in other private conference rooms on site. To schedulea videoconference, confirm first that theparticipating court or organization has videoconferencing capability and then contactthe Law Library to schedule and to test. Ifyou have any questions about this service,contact our systems librarian Julie Koehne.Hamilton County Law Library Newsletter
Hamilton County Law Library NewsSubscriber BenefitsAll subscribers have access to the followingvaluable resources and services:Circulation privileges to borrow from over40,000 print volumes for up to six weeks ata timeUpcoming CLEs—Live InteractiveWebinarsThursday, February 18, 2021, 12 PM– 1PMCHANGE CourtPresenter: Hon. Heather Russell1.0 general credit pending in OH, approvedfor 1.0 general credit in KY.Access to extensive legal information databases from the Law Library, includingWestlaw, Wolters Kluwer Cheetah , Bloomberg Law , Overdrive e-books, HeinOnline,and Loislaw treatisesWireless network throughout the LawLibraryPolycom videoconferencingEight meeting rooms with speaker phonesProfessional reference service by our lawlibrarians, available via e-mail, telephone,and in personFree document delivery by fax or e-mail ofprint and electronic materialsCLE seminars throughout the year, on legalresearch and substantive topicsSubscribers’ lounge, magazines, daily newspapers, and coffeeBi-weekly news alerts by practice areaDiscounted rates for photocopyingIn addition, solos and attorneys whose firmhas a subscription have 24 hour remote access to Fastcase.com case law, Aspen/LOISLaw treatises, HeinOnline (for under 50attorney firms), EBSCOhost, and WoltersKluwer Cheetah Hamilton County Law Library NewsletterTopical UpdatesWe are excited to announce the new design of the Topical Updates for 2021. Ifyou have not signed up before and wouldlike to start receiving substantive bi-weeklyupdates in one or more practice areas,please visit the topical updates page onour website to sign up. You can selectfrom the following areas of law:CriminalEmploymentEstates and TrustsFamily LawIntellectual PropertyPension BenefitsReal EstateTaxThe Supreme Court & Con LawTortsIf you have any questions about thisplease feel free to contact our ReferenceLibrarian, Amy Kurlansky.Page 6
Hamilton County Law Library NewsOverdrive E-Book ResourcesKentucky Evidence Courtroom ManualLaw Library subscribers have access to a variety of Overdrive E-Book Resources, including those listed below. If you have questionsabout these resources, contact the referencestaff at reference@cms.hamilton-co.org or513.946.5300.Kentucky Instructions to Juries: CivilAnderson’s Appellate Practice and Procedurein OhioAnderson’s Ohio Civil Practice with FormsVols. 1-5Anderson’s Ohio Consumer Law ManualAnderson’s Ohio Criminal Practice and ProcedureVol. 1Vol. 2Anderson’s Ohio Domestic Relations PracticeAnderson’s Ohio Family LawVol. 1 Domestic RelationsVol. 2 Juvenile Court Practice and ProcedureAnderson’s Ohio Manual of Criminal Complaints and IndictmentsAnderson’s Ohio Personal Injury LitigationManualAnderson’s Ohio School Law ManualAnderson’s The Simple Will in OhioKentucky Instructions to Juries: CriminalLexisNexis Ohio Rules of Court AnnotatedVol. 1A: StateVol. 1B: StateVol. 2A: LocalVol. 2B: LocalLexisNexis Ohio Rules of Court AnnotatedVol. 3: FederalOhio Annotated Workers’ Compensation LawHandbookOhio Criminal Law HandbookOhio Evidence Courtroom ManualOhio Insurance Law HandbookOhio Juvenile Law HandbookOhio Liquor Laws and Rules AnnotatedOhio Transaction GuideVols. 1-17Representing People with Mental DisabilitiesDiscovery in Construction LitigationSixth Circuit Criminal Handbook 2020 Summer/FallEpstein and Nickels’ Principals of BankruptcyLawSixth Circuit Criminal Handbook 2020 Winter/SpringFederal Rules of EvidenceWeissenberger’s Ohio Civil Procedure Litigation ManualIndiana Model Civil Jury InstructionsPage 7Weissenberger’s Ohio Evidence TreatiseHamilton County Law Library Newsletter
Hamilton County Law Library NewsUpcoming Events:Upcoming CLEsFriday, January 1, 2021, Library Closed: Happy New Year!!!!Monday, January 18, 2021, Library Closed in honor of Dr. Martin Luther King, Jr. DayJanuary 2021 Law Library NewsletterE-Book Resources Upcoming CLEs—Live Interactive Webinars Subscriber Renewals Tech Tip: On-demand CLEs INSIDE THIS MONTHADDRESS CORRECTION REQUESTEDHamilton County Law LibraryHamilton County Courthouse1000 Main Street, Room 601Cincinnati, OH 45202Hamilton County Law Library NewsletterPage 8
LexisNexis to provide much of our Lexis print collection in ebook format as well as print. This means that our subscribers will be able to access most of our Lexis print titles from home or office! This greatly expands our ebooks collection and allows for unlimited checkouts, which means that even if another subscriber has checked out the ebook .
Bruksanvisning för bilstereo . Bruksanvisning for bilstereo . Instrukcja obsługi samochodowego odtwarzacza stereo . Operating Instructions for Car Stereo . 610-104 . SV . Bruksanvisning i original
10 tips och tricks för att lyckas med ert sap-projekt 20 SAPSANYTT 2/2015 De flesta projektledare känner säkert till Cobb’s paradox. Martin Cobb verkade som CIO för sekretariatet för Treasury Board of Canada 1995 då han ställde frågan
service i Norge och Finland drivs inom ramen för ett enskilt företag (NRK. 1 och Yleisradio), fin ns det i Sverige tre: Ett för tv (Sveriges Television , SVT ), ett för radio (Sveriges Radio , SR ) och ett för utbildnings program (Sveriges Utbildningsradio, UR, vilket till följd av sin begränsade storlek inte återfinns bland de 25 största
Hotell För hotell anges de tre klasserna A/B, C och D. Det betyder att den "normala" standarden C är acceptabel men att motiven för en högre standard är starka. Ljudklass C motsvarar de tidigare normkraven för hotell, ljudklass A/B motsvarar kraven för moderna hotell med hög standard och ljudklass D kan användas vid
LÄS NOGGRANT FÖLJANDE VILLKOR FÖR APPLE DEVELOPER PROGRAM LICENCE . Apple Developer Program License Agreement Syfte Du vill använda Apple-mjukvara (enligt definitionen nedan) för att utveckla en eller flera Applikationer (enligt definitionen nedan) för Apple-märkta produkter. . Applikationer som utvecklas för iOS-produkter, Apple .
Outside Counsel through In-House Counsel Generally case law uses the terms attorney/counsel 5 When rIssuance of the Litigation Hold Notification Letter Issue a Litigation Hold Notification Letter at the onset of litigation or whenever litigation is reasonably anti
patent litigation compensate for lawsuits that are unlikely to succeed). 10. The relationship between social media and litigation is not unilateral. While litigation can fuel social media activity, social media activity can also increase the possibility and affect the outcomes of litigation by increasing the information available to attorneys.
litigation on key factors that have contributed to recent patent litigation; (3) what developments in the judicial system may affect patent litigation; and (4) what actions, if any, PTO has recently taken that may affect patent litigation in the future. GAO reviewed relevant laws, analyzed patent infringement litigation data from 2000
