Personal Management Merit Badge Prerequisites In-person

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Personal Management Merit Badge Prerequisites – In-person Scout’s Name: Unit: PREREQUISITE REQUIREMENT 2 a. Prepare a budget reflecting your expected income (allowance, gifts, wages), expenses, and savings. b. Compare expected income with expected expenses. 1. If expenses exceed budget income, determine steps to balance your budget. 2. If income exceeds budget expenses, state how you would use the excess money (new goal, savings). 3. Track and record your actual income, expenses, and savings for 13 consecutive weeks (the same 13week period for which you budgeted). (You may use the forms provided in this pamphlet, devise your own, or use a computer-generated version.) When complete, present the records showing the results to your merit badge counselor. 4. Compare your budget with your actual income and expenses to under- stand when your budget worked and when it did not work. With your merit badge counselor, discuss what you might do differently the next time. Use the following pages or excel sheets to track budget plan and 13 weeks records. Houston Museum of Natural Science Boy Scouts of America Personal Management Merit Badge Workbook (2021) Page 1 of 8

Requirement 2a Budget Plan Budgeted Amounts Income Sources Actual Amounts per Week Tot. ActualMonth Month Month Month Total Month 2 Month 3 Total Tot. Budget 1 2 3 1 per Week Month Month Month Total 1 2 3 Allowance Gifts Wages Other Income Totals Expenses Month Month 2 Month 3 Total Act.-Budget 1 Savings-pay yourself 1st Donations/Charity Food/Meals out Clothing Entertainment/Movies CDs/DVDs, etc. Recreation Sports/Hobbies Travel Books/Magazines Gifts Other: Expense Totals Income - Expenses Houston Museum of Natural Science Boy Scouts of America Personal Management Merit Badge Workbook (2021) Page 2 of 8

b. Compare expected income with expected expenses. 1. If expenses exceed budget income, determine steps to balance your budget. 2. If income exceeds budget expenses, state how you would use the excess money (new goal, savings). b3.Track and record your actual income, expenses, and savings for 13 consecutive weeks (the same 13-week period for which you budgeted). (You may use the forms provided in this pamphlet, devise your own, or use a computer-generated version.) When complete, present the records showing the results to your merit badge counselor. Houston Museum of Natural Science Boy Scouts of America Personal Management Merit Badge Workbook (2021) Page 3 of 8

Date Description of Daily Income or Expense Week 1 Category Income Expense Opening Balance Week 2 Week 3 Week 4 Houston Museum of Natural Science Boy Scouts of America Personal Management Merit Badge Workbook (2021) Page 4 of 8 Balance

Date Week 5 Description of Daily Income or Expense Category Income Expense Week 4 Ending Balance . Week 6 Week 7 Week 8 Houston Museum of Natural Science Boy Scouts of America Personal Management Merit Badge Workbook (2021) Page 5 of 8 Balance

Date Week 9 Description of Daily Income or Expense Category Income Expense Week 8 Ending Balance . Week 10 Week 11 Week 12 Houston Museum of Natural Science Boy Scouts of America Personal Management Merit Badge Workbook (2021) Page 6 of 8 Balance

Date Description of Daily Income or Expense Week 13 Category Income Expense Balance Week12 Ending Balance . b4. Compare your budget with your actual income and expenses to under- stand when your budget worked and when it did not work. With your merit badge counselor, discuss what you might do differently the next time. REQUIREMENT 8 PREREQUISITE Demonstrate to your merit badge counselor your understanding of time management by doing the following: a. Write a "to do" list of tasks or activities, such as homework assignments, chores, and personal projects, that must be done in the coming week. List these in order of importance to you. b. Make a seven-day calendar or schedule. Put in your set activities, such as school classes, sports practices or games, jobs or chores, and/or Scout or church or club meetings, then plan when you will do all the tasks from your "to do" list between your set activities. On following page. c. Follow the one-week schedule you planned. Keep a daily diary or journal during each of the seven days of this week's activities, writing down when you completed each of the tasks on your "to do" list compared to when you scheduled them. Set Activities Scheduled Day 1 Day 2 Day 3 Day 4 Day 5 Day 6 Day 7 Time Houston Museum of Natural Science Boy Scouts of America Personal Management Merit Badge Workbook (2021) Page 7 of 8

To Do Tasks Scheduled Time Day 1 Day 2 Day 3 Day 4 Day 5 Day 6 Day 7 Scheduled Time Day 1 Day 2 Day 3 Day 4 Day 5 Day 6 Day 7 Actual Schedule d) With your merit badge counselor review your "to do" list, one-week schedule, and diary/journal to understand when your schedule worked and when it did not work. Discuss what you might do differently the next time. Houston Museum of Natural Science Boy Scouts of America Personal Management Merit Badge Workbook (2021) Page 8 of 8

Boy Scouts of America Personal Management Merit Badge Workbook (2021) Page 8 of 8 To Do Tasks Scheduled Time Day 1 Day 2 Day 3 Day 4 Day 5 Day 6 Day 7 Actual Schedule Scheduled Time Day 1 Day 2 Day 3 Day 4 Day 5 Day 6 Day 7 d) With your merit badge counselor review your "to do" list, one-week schedule, and diary/journal to

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