CIMB 0% Easy Pay Cash Back Campaign Terms And Conditions CIMB 0% Easy .

CIMB 0% Easy Pay Cash Back Campaign Terms and Conditions 1. CIMB 0% Easy Pay Cash Back Campaign (“Campaign”) is jointly organized by CIMB Bank Berhad [Registration No: 197201001799 (13491-P)] (“CIMB Bank”) and CIMB Islamic Bank Berhad [Registration No: 200401032872 (671380-H) (“CIMB Islamic”). CIMB Bank and/or CIMB Islamic shall herein collectively be referred to as (“CIMB”). The Campaign Period 2. The Campaign shall run from 01 January 2023 until 30 April 2023, both dates inclusive (“Campaign Period”). 3. CIMB reserves the right upon giving adequate prior notice of fourteen (14) calendar days to change the duration and/or the commencement and/or expiry dates of the Campaign Period. Eligibility 4. This Campaign is open exclusively to all CIMB Credit Card principal or supplementary credit card (excluding CIMB Platinum Business Card and Fuel Tanker Card) issued by CIMB in Malaysia (“Eligible Credit Cards”). By participating in this Campaign, the customer confirms that he/she falls holds an Eligible Card stated above. Customers who are eligible to participate in this Campaign shall hereinafter be referred as the (“Eligible Participant”). Campaign Mechanics 5. Eligible Participant(s) must make Eligible Transaction (as defined in Clauses 6 to 10 herein) using their Eligible Credit Card(s) in the manner explained below in order to stand to be rewarded with the Cash Back (as defined in Clauses 12 to 13 herein). 6. Eligible Participant(s) are required to fulfil a minimum retail spending transaction of One Thousand Ringgit Malaysia (RM1,000) in a single receipt and sign up for the 0% Easy Pay through CIMB merchant terminals or online payment gateways at selected participating merchants only herein referred to as (“Eligible Transaction”) during the campaign period. 7. (“0% Easy Pay”) means a monthly instalment payment plan made available to the Eligible Participant to enable the Eligible Participant to repay the amounts incurred for his/her purchase of goods and/or services from merchants approved by the CIMB by way of instalment repayments without the imposition of any finance charges/facility charges subject to these terms and conditions at www.cimb.com.my/epp0 8. Retail spending transactions for the Campaign shall include domestic, online and/or in-store retails spending on selected CIMB merchant terminals and online payment gateways charged to any of the Eligible Participants’ Eligible Credit Card(s) during the Campaign Period. For the avoidance of doubt, the following transaction herein expressly excluded and shall NOT be treated as Eligible Transactions: i) ii) Quasi Cash transactions – (example: betting and/or gaming transactions); Standing instructions/ auto-payment service;

iii) iv) v) vi) vii) Payment of annual fees or service charges, delivery charges, cash payments, card replacement fee, government service tax, dispute charges, fraud charges or any other fees, charges or penalties whether imposed by CIMB or otherwise; Transactions for payments made towards insurance premiums and/or takaful contributions of any kind whatsoever; Cash advance/withdrawal/deposit transactions; Spending transactions which are subsequently cancelled or refunded, disputed, unauthorized or fraudulent transactions; Transactions made in the country which is a member of the European Economic Community (EEC) or European Union (EU).; and 9. All Eligible Transactions will be automatically tracked by CIMB for the purpose of tabulating the Cash Back and is based on the transaction dates and/or time (Malaysian Time) as captured by CIMB’s transaction records during the Campaign Period. CIMB’s determination as to what constitutes Eligible Transactions shall be conclusive unless the same appears as grossly unfair or unjust. 10. For avoidance of doubt, Eligible Transaction is only eligible at the following list of participating merchants: No. Categories Merchants Name Addresses 1 Travel Malaysia Airlines www.malaysiaairlines.com 2 Travel OctoTravel 3 Shopping Shopee Malaysia www.shopee.com.my 4 Shopping The Hour Glass Malaysia Nationwide 5 Shopping Swiss Watch Gallery Malaysia Nationwide 6 Shopping Poh Kong Jewellers Malaysia Nationwide 7 Shopping Dreamshop 8 Gadgets Machines Malaysia Nationwide 9 Gadgets Switch Malaysia Nationwide 10 Gadgets Urban Republic by Switch Malaysia Nationwide 11 Gadgets Thunder Match Technology Malaysia Nationwide 12 Electronic & Household Harvey Norman Malaysia Nationwide 13 Electronic & Household Rozel Malaysia Nationwide 14 Electronic & Household Tan Boon Ming Sdn. Bhd. Malaysia Nationwide 15 Electronic & Household Grand Senheng Malaysia Nationwide 16 Electronic & Household Senheng Malaysia Nationwide 17 Electronic & Household senQ Malaysia Nationwide 18 Electronic & Household Best Denki Malaysia Malaysia Nationwide 19 Electronic & Household The Makeover Guys Sdn Bhd Malaysia Nationwide 20 Electronic & Household Dyson Malaysia Malaysia Nationwide 21 Electronic & Household Osim Malaysia Malaysia Nationwide 22 Electronic & Household Ogawa Malaysia Malaysia Nationwide 23 Electronic & Household Gintell Malaysia Malaysia Nationwide 24 Electronic & Household True Mix Malaysia Malaysia Nationwide 25 Electronic & Household Tri-E Multimedia Sdn. Bhd. (3EX) 26 Education Brickfields Asia College Malaysia Nationwide 27 Education Sri KDU Schools Malaysia Nationwide 28 Department Store Isetan Kuala Lumpur Malaysia Nationwide www.octotravel.com.my www.dreamshop.com.my 3ex.com.my/cimb/

11. 29 Beauty & Wellness Shakura Pigmentation Beauty Malaysia Nationwide 30 Beauty & Wellness Dorra Slimming Malaysia Nationwide 31 Beauty & Wellness Jonsson Protein Healthy Hair Malaysia Nationwide 32 Beauty & Wellness London Weight Management Malaysia Nationwide 33 Beauty & Wellness New York Skin Malaysia Nationwide 34 Beauty & Wellness Victoria Facelift Malaysia Nationwide 35 Beauty & Wellness VISTA Eye Specialist Malaysia Nationwide 36 Beauty & Wellness Yun Nam Hair Care Malaysia Nationwide CIMB shall not be responsible for any failure and/or error and/or delay in the transmission of evidence of Eligible Transaction(s) and/or posting of the Eligible Transaction(s) to the Eligible Participants’ Eligible Card’s Accounts by VISA, Mastercard, merchant establishments and/or any other party unless the same is due to CIMB’s willful default or gross neglect. Campaign Reward 12. Total of Ringgit Malaysia Fifty Thousand (RM50,000) Cash Back are allocated per Campaign Month during the Campaign Period, on a first-come, first-served basis. Total Cash Back allocated for the campaign is Ringgit Malaysia Two Hundred Thousand (RM200,000) Cash Back. Campaign Months 1 – 31 January 2023 1 – 28 February 2023 1 – 31 March 2023 1 – 30 April 2023 Total 13. Total Cash Back Available (RM) 50,000 50,000 50,000 50,000 200,000 Each Eligible Participant with Eligible Credit Card(s) will be entitled to a maximum of Ringgit Malaysia Fifty (RM50) per Campaign Month. Example of the Cash Back as illustrated below: Customer Valid Credit Card Type Group Transaction Date Transaction (RM) Cash Back (RM) Total Cash Back (RM) A Cash Rebate Platinum Principal 15 January 2023 1,500 50 50 E Credit Card Principal 1 February 2023 850 Customer is not meeting requirements 50 B Cash Rebate Platinum Visa Signature C D E Principal 5 February 2023 2,000 50 Principal 10 January 2023 1,200 Visa Signature Principal 20 January 2023 1,000 Visa Signature E Credit Card Principal Principal 1 March 2023 10 January 2023 3,000 1,500 E Credit Card Supplementary 31 January 2023 2,000 Visa Platinum Supplementary 31 March 2023 1,100 50 Customer exceeded monthly capping 50 50 Customer exceeded monthly capping 50 100 50 50

Travel Card Supplementary 30 April 2023 700 F Travel Card Supplementary 1 May 2023 2,000 Customer is not meeting requirements Non-campaign Period 0 14. The Cash Back shall be credited into one (1) of the Eligible Participant(s)’ Eligible Credit Card’s principal account within eight (8) weeks after each of the Campaign Month stated Clause 12. The Eligible Participant(s) should notify CIMB within twelve (12) weeks after the Campaign Period (“Specified Period”) if the Cash Back was not credited. If the Eligible Participant(s) do not notify CIMB within the Specified Period, the Cash Back will be considered as successfully credited. 15. The Eligible Card account(s) of the Eligible Participants MUST be in good standing and MUST NOT be in breach of any of the terms and conditions of the CIMB Credit Card and/or CIMB account agreement, and must not be delinquent, invalid or cancelled as otherwise they will be disqualified from participating in the Campaign. 16. Any determination by CIMB on the computation and/or amount and/or fulfilment of the Cash Back shall be conclusive and shall not be challenged in any manner whatsoever, save for manifest error. The Cash Back cannot be exchanged for a different prize or reward of similar value or any other alternatives in any circumstances. 17. CIMB accepts no responsibility for any tax implications that may arise from the Cash Back or the use thereof. Any tax filing obligation or any tax payment due to any authority as a result of receipt of the Cash Back remains the sole responsibility of the Eligible Participants. It is the responsibility of each Eligible Participant to seek independent advice on the possible implications this may have on his/her own financial situation. General Terms and Conditions 18. The Eligible Participants agree that by participating in the Campaign, they: a) have accessed, read and confirm their agreement to these Terms and Conditions; b) consent to CIMB processing and disclosing their personal data in accordance with the CIMB Group Privacy Notice at www.cimb.com.my; c) agree that all decisions fairly and reasonably made by CIMB in relation to every aspect of this Campaign, including the Cash Back to be given away and determination of the recipients, shall be final, binding and conclusive; and d) agree that CIMB shall not be liable or held responsible to the Eligible Participants if CIMB is unable to perform in whole or in part of any of its obligations in these Terms and Conditions attributable directly or indirectly to: (i) (ii) (iii) (iv) (v) the failure of any mechanical or electronic device, data processing system or transmission line; electrical failure; industrial dispute, war, strike or riot; any act of God beyond CIMB 's control; or any factor in a nature of a force majeure which is beyond CIMB ’s reasonable control.