BUSINESS CHECKING ACCOUNTS - Chase
Additional Banking Services and Fees for Business AccountsDeposit Account AgreementThis document is part of the Deposit Account Agreement and has 5 sections that provide additional information about ourproducts and services.1. Product Information2. Business Deposit Express3. Fee Schedule4. Card Purchase and Withdrawal Limits5. Chase Business Overdraft ServicesDeposit Account Agreement – Business Product InformationBUSINESS CHECKING ACCOUNTSChase Business Complete Checking SMNo Monthly Service/Maintenance Fee in anystatement period in which youChase Military BankingBenefits Maintain a linked Chase Private Client CheckingSM account OR Fulfill at least one of the following qualifying activities: Maintain a minimum balance of 2,000 or more in this account each day of the statement period1 Spend at least 2,000 using your Chase Ink Business Card(s)2 on purchases Deposit at least 2,000 into your Chase Business Complete Checking account fromQuickAcceptSM transactions and/or transactions from eligible3 Chase Merchant Servicesproducts (net of chargebacks, refunds, or other adjustments) at least one business day4 prior tothe last day of your checking account statement periodChase Military Banking benefits are available on Chase Business Complete Checking Accounts forcurrent servicemembers and veterans of our nation’s militaryMonthly Service Fee Waiver: This fee can be waived with a valid military ID or proof of military serviceAdditional benefits for Active Duty servicemembers require direct deposit of military pay (does notinclude allotments). Benefits will end if no direct deposit has been made within the last 180 days: No Chase fee on all non-Chase ATM transactions (ATM owner fees still apply) No Chase fee on incoming or outgoing wire transfers No Chase fee for Exchange Rate Adjustments on debit card purchases or ATM withdrawals usingyour Debit/ATM card in currencies other than U.S. DollarsOtherwise, a Monthly Service/Maintenance Fee will apply 15Transaction 5 Fees per monthElectronic deposits and deposited items, ACH and ATM transactions, Chase QuickDepositSM, debit cardpurchases, and internal transfers No Charge6Deposits and withdrawals made with a teller and paper checks written on the account0–20 No Charge21 0.40/eachNoneInterestNo Cash Deposit Processing Fee For the first 5,000 per statement period (see Business Deposit Express Fee Schedule for additional fees)OtherCertain cash management services, including, but not limited to, Cash Concentration, Lockbox and Endof the Day Sweeps are not permitted in conjunction with this type of checking account. Chase reservesthe right to convert the account to accommodate such cash management services. Conversion mayresult in increased feesNOTE: Refer to the Fee Schedule and Product Information for fees and additional benefits that may apply to your account.JPMorgan Chase Bank, N.A. Member FDIC 2021 JPMorgan Chase & Co.Page 1 of 19Effective 2/7/2021
Deposit Account Agreement – Business Product InformationBUSINESS CHECKING ACCOUNTS (CONTINUED)Chase QuickAcceptSM Pricing QuickAccept (Card Payment Acceptance for Chase Business Complete Checking)QuickAccept allows customers with a Chase Business Complete Checking account to acceptcard payments directly into their Chase Business Complete Checking account. Most domestic andinternational credit, debit, prepaid or gift cards with a Visa, Mastercard, American Express or Discoverlogo can be accepted through QuickAccept.3.5% 0.10 per authorized, key-entered transaction for card paymentsKey Entry Transactions accepted when card information is inputted through the QuickAcceptsection of the Chase Mobile app2.6% 0.10 per authorized transaction via:Card Reader TransactionsOther Swiping a magnetic strip-enabled card through the reader Dipping an EMV-enabled card in the reader Tapping an NFC-enabled contactless card to the readerThe card reader will be sold separately and ordered via the QuickAcceptfeature of the Chase Mobile app If you refund a payment in full, transaction fees will be returned in full If you refund a payment in part, transaction fees will not be returned You agree to reimburse us for all fines, fees, penalties, liabilities, or othercharges or assessments by a card network or other payment networkrelating to your actions or your transactionsNOTE: T he cost of processing a payment via another Chase Merchant Services solution may be higher or lower dependingupon the size and method of the payment.JPMorgan Chase Bank, N.A. Member FDIC 2021 JPMorgan Chase & Co.Page 2 of 19Effective 2/7/2021
Deposit Account Agreement – Business Product InformationBUSINESS CHECKING ACCOUNTS (CONTINUED)No Monthly Service/Maintenance Fee in anystatement period in which youChase Performance Business Checking Chase Performance BusinessChecking with Interest Maintain an average beginning day balance7 of 35,000 or more in anycombination of linked business savings (excluding Client Funds Savingsaccounts), business CDs and other Chase Performance BusinessChecking accountsNot ApplicableOtherwise, a MonthlyService/Maintenance Fee willapply 30Transaction 5 Fees per monthElectronic deposits and deposited items made via ATM, ACH, Wire and Chase QuickDeposit: No Charge6(across all linked Chase Performance Business Checking accounts)Deposits and deposited items made with a teller, incoming wires and all debits:0–250 No Charge251 0.40/each(across all linked Chase Performance Business Checking accounts)InterestNo Cash Deposit Processing FeeNoneFor the first 20,000 per statement period across all linked Chase Performance Business Checkingaccounts (see Business Deposit Express Fee Schedule for additional fees)Wire Transfers: Incoming13DomesticNo ChargeInternationalNo ChargeWire TransfersOtherVariable; based on dailycollected balanceWire Transfers: Outgoing2 most expensive outgoing domestic wire transfers permonth included at no charge; otherwise, the followingcharges will apply across all linked Chase PerformanceBusiness Checking accounts:Domestic (chase.com) 25 per transferDomestic (branch) 35 per transferInternational U.S. Dollar (chase.com) 40 per transferInternational FX (chase.com) 5 per transfer or 0 per transfer if theamount is equal to 5,000 USD ormoreInternational U.S. Dollar or FX (branch) 50 per transfer C ertain cash management services are not permitted, or may be limited, in conjunction with this typeof checking account. Chase reserves the right to convert the account to accommodate such cashmanagement services. Conversion may result in increased fees 4 Check Enclosure Fee charged per statement period No non-Chase ATM fees charged by Chase for using another institution’s ATM8 No charge for Counter Checks, Money Orders, Cashier’s Checks Link up to 999 Chase Performance Business Checking subaccounts No Monthly Service Fee on a linked Chase Total Checking accountNOTE: Refer to the Fee Schedule and Product Information for fees and additional benefits that may apply to your account.JPMorgan Chase Bank, N.A. Member FDIC 2021 JPMorgan Chase & Co.Page 3 of 19Effective 2/7/2021
Deposit Account Agreement – Business Product InformationBUSINESS CHECKING ACCOUNTS (CONTINUED)Chase Platinum Business Checking SMNo Monthly Service/Maintenance Fee in anystatement period in which youOtherwise, a MonthlyService/Maintenance Fee willapplyTransaction 5 Fees per monthInterestNo Cash Deposit Processing FeeWire FeesOtherMaintain an average beginning day balance of 100,000 ( 50,000 when linked to Chase PrivateClient Checking) or more in any combination of linked business savings (excluding Client FundsSavings accounts), business CDs, other Chase Platinum Business Checking accounts and qualifyinginvestment accounts9 95Electronic deposits and deposited items made via ATM, ACH, Wire and Chase QuickDepositSM: No Charge6(across all linked Chase Platinum Business Checking accounts)Deposits and deposited items made with a teller, and all debits:0–500 No Charge501 0.40/each(across all linked Chase Platinum Business Checking accounts)NoneFor the first 25,000 per statement period across all linked Chase Platinum Business Checking accounts(see Business Deposit Express Fee Schedule for additional fees)Wire Transfers: Incoming13Wire Transfers: OutgoingDomesticNo Charge4 most expensive outgoing wires per month included at noInternationalNo Chargecharge; beyond 4, the following charges will apply acrossall linked Chase Platinum Business Checking accounts:Domestic (chase.com) 25 per transferDomestic (branch) 35 per transferInternational U.S. Dollar (chase.com) 40 per transferInternational FX (chase.com) 5 per transfer or 0 per transfer ifthe amount is equalto 5,000 USD ormoreInternational U.S. Dollar or FX (branch) 50 per transferNo charge when linked to Chase Private Client Checking Certain cash management servicesare not permitted, or may be limited, inconjunction with this type of checkingaccount. Chase reserves the right toconvert the account to accommodatesuch cash management services.Conversion may result in increased fees 1 Insufficient Funds Fee waived perstatement period Link up to 999 Chase Platinum Business Checking 1 Returned Item Fee waived persubaccountsstatement period No Monthly Service Fee on a linked Chase Premier No charge for Deposited Item Returned orPlus CheckingSM accountCashed Check Returned No monthly charge for QuickDeposit Single Feed No charge for Stop Payments made viaSMChase Online , branch and Chase byPhone automated phone system, orrenewals of Stop Payments No non-Chase ATM fees charged byChase for using another institution’sATM8 No charge for Counter Checks, MoneyOrders, Cashier’s ChecksNOTE: Refer to the Fee Schedule and Product Information for fees and additional benefits that may apply to your account.JPMorgan Chase Bank, N.A. Member FDIC 2021 JPMorgan Chase & Co.Page 4 of 19Effective 2/7/2021
Deposit Account Agreement – Business Product InformationBUSINESS CHECKING ACCOUNTS (CONTINUED)Chase Analysis Business Checking SMMonthly Service/Maintenance Fee 25Checks Paid/Debits 0.24/each 2.00/eachElectronic Credit 0.25/eachWire Transfers: Incoming13Domestic 15.00/itemInternational 15.00/itemTransaction 5 Fees per month Branch CreditWire FeesOtherInterestEarnings CreditNegative Collected Balance FeeBalance-Based ChargesNo Cash Deposit Processing FeeChase Analysis Business Checking with Interest SMOn-Us Deposited ItemsNot-on-Us Deposited Items 0.20/each 0.27/eachWire Transfers: OutgoingDomestic (chase.com) 10 per transferDomestic (branch) 35 per transferInternational U.S. Dollar (chase.com) 40 per transferInternational FX (chase.com) 5 per transfer or 0 per transfer ifthe amount is equalto 5,000 USD ormoreInternational U.S. Dollar or FX (branch) 50 per transferChase QuickDeposit Deposited ItemReturned Deposited Item 10/item 0.20/item Chase QuickDeposit Credit 0.80/dayReturned Item Redeposit 3/itemACH Return Fee: 3/itemNoneVariable; based on daily collected balanceVariable; subject to change at Chase’sdiscretion. It is applied to the monthlyaverage collected balance and used toNot Applicableoffset fees for monthly maintenance,transactions, cash management andadditional banking servicesChase Prime 3% charged on daily negative collected balanceVaries; subject to change at Chase’s discretionFor the first 10,000 per month (see Business Deposit Express Fee Schedule for additional fees)NOTE: Refer to the Fee Schedule and Product Information for fees and additional benefits that may apply to your account.JPMorgan Chase Bank, N.A. Member FDIC 2021 JPMorgan Chase & Co.Page 5 of 19Effective 2/7/2021
Deposit Account Agreement – Business Product InformationBUSINESS CHECKING ACCOUNTS (CONTINUED)Monthly Service/MaintenanceFee will apply5Transaction Fees per monthInterestEarnings CreditNo Cash Deposit Processing F/CARHOF/UARHOF SMClient Funds Checking SMAccounts located in IL, NY: 15Accounts located in all other states where offered: 0NoneNoneNoneVariable; based on daily collected balanceNoneNot ApplicableNot ApplicableNot ApplicableNot ApplicableMonthly Service Fee is deducted from interest earned and remaining interest ispaid to the applicable state association or foundation to fund public service. Feesfor additional banking services may be billed to your Chase Analysis BusinessChecking, Chase Platinum Business Checking or Chase Performance BusinessChecking (interest counterparts included, where applicable).Refer to your Pro Forma Analysis provided by your bankerLink up to99 subaccountsSpecial purposeuse onlyNOTE: Refer to the Fee Schedule and Product Information for fees and additional benefits that may apply to your account.JPMorgan Chase Bank, N.A. Member FDIC 2021 JPMorgan Chase & Co.Page 6 of 19Effective 2/7/2021
Deposit Account Agreement – Business Product InformationBUSINESS SAVINGS ACCOUNTSChase Business Total Savings SMNo Monthly Service/Maintenance Fee in anystatement periodin which you have A n average ledger balance of 1,000 or more in this account;OR A linked Chase BusinessComplete Checking accountChase Business Premier Savings SMClient Funds Savings SM A n average ledger balance of 25,000or more in this account; OR A linked Chase Performance BusinessChecking, Chase Analysis BusinessChecking or Chase Platinum BusinessChecking account (interest counterpartsincluded, where applicable)Not ApplicableOtherwise, a Monthly Service/Maintenance Fee will apply 10 20 0Transaction 5 Fees per month0–15 items – No Charge16 0.40/each0–30 items – No Charge31 0.40/eachNone 5 Savings WithdrawalLimit Fee, which is a ChaseSavings Withdrawal Limit Feefee, applies for each withdrawal ortransfer out of this account oversix per monthly statement period.All withdrawals and transfers outof your business savings accountcount toward this fee, includingthose made at a branch or at anATM10 5 Savings Withdrawal LimitFee, which is a Chase fee, applies foreach withdrawal or transfer out of thisaccount over six per monthly statementperiod. All withdrawals and transfers outof your business savings account counttoward this fee, including those made at abranch or at an ATM10Waived with: A balance of 25,000or more in this account at the time ofwithdrawal or transfer outNot ApplicableInterestVariable; based on daily collectedbalanceVariable; based on daily collected balance.Premier relationship rates available whenlinked to an active11 Chase PerformanceBusiness Checking, Chase AnalysisBusiness Checking or Chase PlatinumBusiness Checking account (interestcounterparts included, where applicable)No Cash Deposit Processing FeeFor the first 5,000 per statementperiod (see Business DepositExpress Fee Schedule foradditional fees)For the first 10,000 per statement period(see Business Deposit Express FeeSchedule for additional fees)Not ApplicableNot ApplicableNot ApplicableAvailable onlywith Client FundsCheckingOtherVariable; basedon daily collectedbalanceInterest is paid tothe client’s accountNOTE: Refer to the Fee Schedule and Product Information for fees and additional benefits that may apply to your account.JPMorgan Chase Bank, N.A. Member FDIC 2021 JPMorgan Chase & Co.Page 7 of 19Effective 2/7/2021
Deposit Account Agreement – Business Product InformationBUSINESS CD ACCOUNTSChase Certificates of Deposit SMMinimum Deposit to Open 1,000InterestWithdrawal PenaltiesFixed; based on ledger balanceEarn CD relationship rates available when linked to a Chase Business Checking account exceptPublic Funds Checking, Chase Nonprofit Business Classic Checking, /UARHOF and Client Funds CheckingThere is a penalty for withdrawing principal prior to the maturity date.– –If the term of the CD is less than 12 months, the early withdrawal penalty is equal to 25 plus 1%of the amount withdrawn– –For terms of 12 months or more, the early withdrawal penalty is equal to 25 plus 3% of theamount withdrawn– –If the withdrawal occurs less than seven days after opening the CD or making another withdrawalof principal, the early withdrawal penalty will be calculated as we described above, but it cannot beless than seven days’ interest–The–amount of your penalty will be deducted from principalStatement Period Summary of linked CDs appears on monthly checking account statementBUSINESS DEBIT AND ATM CARDS FOR OWNERS AND SIGNERSChase Business Debit CardAnnual FeeMaximum Number ofCards AllowedZero Liability Protection 12Chase Business ATM Card 0One (1) per person per accountYesfor Chase Business Complete Checking, Chase Performance Business Checking, ChasePrimary Business AvailableAnalysis Business Checking or Chase Platinum Business Checking account (interest counterpartsChecking Accounts included, where applicable)Other The Business Debit Card and Business ATM Card may be issued only to owners/signers of the businessNOTE: Refer to the Fee Schedule and Product Information for fees and additional benefits that may apply to your account.JPMorgan Chase Bank, N.A. Member FDIC 2021 JPMorgan Chase & Co.Page 8 of 19Effective 2/7/2021
Deposit Account Agreement – Business Product InformationBUSINESS DEBIT AND DEPOSIT CARDS FOR EMPLOYEESChase Business Associate CardAnnual Fee 0Maximum Number ofCards AllowedNo card limit per employee per accountZero Liability Protection 12Primary BusinessChecking AccountsOtherChase Business Employee Deposit CardYesAvailable for Chase Business Complete Checking,Chase Performance Business Checking, ChaseAnalysis Business Checking or Chase PlatinumBusiness Checking account (interest counterpartsincluded, where applicable)Available for Chase Business CompleteChecking, Chase Performance BusinessChecking, Chase Analysis Business Checking,Chase Platinum Business Checking accountand IOLTA (interest-bearing counterparts andaccounts for municipalities included, whereapplicable)The Business Associate Debit Card may beissued only to an employee of the business, butnot a signer already on the account, allowing theemployee to deposit, withdraw and purchase,drawing from a primary Business checking account.An employee is defined as a full-time or part-timeemployee of a business or a contractor for whichour client files 1099 reporting and not a client ortenant of the business. The signer can set limits onthe card in 100 increments, from 100– 1,000(not including fees) for withdrawals and 100– 5,000 for spending. However, the business isresponsible for all charges and withdrawals made bythe employee. Associate Cards cannot be shared byemployees and must be closed once an employeeleaves the business or the contractor relationship isterminatedCard will not reissue at expiration date. For a newcard, the signer will need to supply the employee’slegal name, residential address and date of birth forcard opening, and the employee’s legal name andthe company name will emboss on the cardUp to an additional three (3) Business checkingand up to five (5) Business savings accounts maybe linked to a Business Associate Card. When thesigner performs any additional linking, beyond theprimary Business checking account, the employeewill automatically gain the additional ability totransfer funds between any and all accounts theircard is linked to, as well as deposit to and, subjectto the limits you set, withdraw funds from theseadditional accountsThe Business Employee Deposit Card may beissued only to an employee of the business,but not a signer already on the account. Anemployee is defined as a full-time or part-timeemployee of a business or a contractor for whichour client files 1099 reporting, and not a clientor tenant of the business. Each card will permitan employee to make deposits into a Businesschecking or savings account via an ATM or ata Chase branch. The card will not permit theemployee to obtain account information, makewithdrawals or take any other actions, includingperforming account maintenance
Additional Banking Services and Fees for Business Accounts Deposit Account Agreement This document is part of the Deposit Account Agreement and has 5 sections that provide additional information about our . . 1Maintain a minimum balance of 2,000 or more in this account each day of the statement period
statement period. Automatic payments are when you authorize Chase to automatically deduct payment each month from your . Chase account. Payments you set up through Online Bill Pay will not be included. Qualifying mortgage accounts include Chase . first mortgage accounts (with servicing retained by Chase) that are in good standing.
Paymentech, LLC, Chase Paymentech Solutions, LLC and Chase Paymentech Europe Limited, respectively trading as Chase, Chase Paymentech and J.P. Morgan are subsidiaries of JPMorgan Chase & Co. (JPMC). Chase Paymentech Europe Limited is regulated by the Central Bank of Ireland. Registered Office: JP Morgan House, 1 George's Dock, I.F.S.C., Dublin
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17. From 2009 to 2013, Chase sold approximately 5.3 million defaulted credit card Accounts, with a face value of 27.2 billion, for approximately 1.3 billion. Chase’s Sale of Credit Card Accounts That Were Inaccurate or Unenforceable 18. Chase used several different databases and automated processes to tr
Chevy Chase Library 3301 East Chevy Chase Drive CCEA'S 80th ANNUAL MEETING The 80th Annual Meeting of the Chevy Chase Estates Association will be held on Wednesday, March 8, 2017, at the Chevy Chase Library, 3301 East Chevy Chase Drive. The evening will start with a half-hour social at 7:00 p.m. At 7:30 p.m., we will conduct the business .
Chase Bank – Chase Savings – Monthly Service Fee of 5, OR 0 if there is either: A balance at the beginning of each day of 300 or more in this account, OR at least one repeating automatic transfer of 25 or more from your personal Chase checking account or Chase Liquid Card, OR an account owner who is an individual younger than 18,
Card Purchase and Withdrawal Limits 4. Chase Overdraft Services 5. Disclosures for New Account Inquiries . Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common . Chase design checks or a 50% discount on other personal style checks when ordered through Chase
BUSINESS CHECKING ACCOUNTS Farm Bureau Bank has a variety of business checking accounts designed to complement business organizations of all sizes. Our business checking accounts enjoy unlimite
